Search found 1104 matches

by wilked
Mon May 22, 2017 9:26 pm
Forum: Personal Finance (Not Investing)
Topic: First house - penny wise?
Replies: 8
Views: 1681

Re: First house - penny wise?

Continuing to rent is not an option?
by wilked
Tue May 16, 2017 11:12 am
Forum: Personal Consumer Issues
Topic: How much to tip movers?
Replies: 44
Views: 3326

Re: How much to tip movers?

On my last move, from Los Angeles to Chicago, I had 30,000 pounds of "stuff". It took eleven movers 12 hours to load the van. I overheard them arguing with the moving van owner that they were being underpaid. It seems that the truck owner hires locals to do the actual lifting, they are no...
by wilked
Sat May 13, 2017 8:36 am
Forum: Personal Consumer Issues
Topic: Home Addition Costs
Replies: 19
Views: 1533

Re: Home Addition Costs

We did about 600 sq feet attic conversion with new bathroom (new plumbing all the way to basement). All in was about $60k, but I designed it, GCd it and electrical was parts only. It would have been close to $100k if I had used a GC and hired an electrician
by wilked
Sat May 13, 2017 8:32 am
Forum: Personal Consumer Issues
Topic: How much to tip movers?
Replies: 44
Views: 3326

Re: How much to tip movers?

For a small job like this, probably only $40 each
by wilked
Thu May 11, 2017 3:20 pm
Forum: Personal Consumer Issues
Topic: Home Addition Costs
Replies: 19
Views: 1533

Re: Home Addition Costs

You live in IL, yes? If I understand it correctly the housing market is slow there, certainly at least compared to the other large cities. I ask as in booming markets all the trades are straight out. If I were you I would try to break costs out and figure out material costs. Electric Wallboard / Dry...
by wilked
Tue May 09, 2017 2:36 pm
Forum: Personal Finance (Not Investing)
Topic: Buying / Selling a Home at Same Time - Bridge Loan, etc
Replies: 7
Views: 423

Re: Buying / Selling a Home at Same Time - Bridge Loan, etc

Great ideas - thanks! I welcome any others as well
by wilked
Tue May 09, 2017 1:44 pm
Forum: Personal Finance (Not Investing)
Topic: Buying / Selling a Home at Same Time - Bridge Loan, etc
Replies: 7
Views: 423

Buying / Selling a Home at Same Time - Bridge Loan, etc

Parents-in-law have retired and are selling/buying right now. Currently have received an accepted offer on a fully-paid house, $550K (P&S to be signed within next week). Seller has agreed to be flexible through early Aug on closing They put an offer in today for $375K on a house, slightly under ...
by wilked
Sat May 06, 2017 10:59 am
Forum: Personal Consumer Issues
Topic: Swing Set 2700.00??
Replies: 35
Views: 3102

Re: Swing Set 2700.00??

I just checked my local CL

Here is the one I would buy if doing it again

https://boston.craigslist.org/gbs/tag/6113934623.html
by wilked
Sat May 06, 2017 10:50 am
Forum: Personal Consumer Issues
Topic: Swing Set 2700.00??
Replies: 35
Views: 3102

Re: Swing Set 2700.00??

The key for buying used - look for (and avoid) rotted wood. As long as the wood is solid you'll be fine
by wilked
Sat May 06, 2017 10:09 am
Forum: Personal Consumer Issues
Topic: Swing Set 2700.00??
Replies: 35
Views: 3102

Re: Swing Set 2700.00??

Get it off craigslist. We did - got a $3000 set for $500. 2-3 hours disassembling it (label extremely well!) and 4 hours reassembling (with a friend in both cases).

Lastly was slapping on $50 of deck stain. Thing is like new now
by wilked
Tue May 02, 2017 7:33 am
Forum: Personal Finance (Not Investing)
Topic: Suspending Social Security Benefits- Will be 66 in June
Replies: 12
Views: 1357

Re: Suspending Social Security Benefits- Will be 66 in June

They won't start sending you checks unless you were to file. In other words, you don't need to take action
by wilked
Tue May 02, 2017 7:30 am
Forum: Personal Consumer Issues
Topic: Great knife for slicing limes and raw potatoes
Replies: 56
Views: 3064

Re: Great knife for slicing limes and raw potatoes

Has your set been sharpened? I use a chef's knife to cut those items. I have two https://www.crateandbarrel.com/victorinox-fibrox-8-chefs-knife/s247314 http://www.cutleryandmore.com/wusthof-classic/chefs-knife-p1601 I find them both to be very good, but they do require sharpening. Obviously the Vict...
by wilked
Thu Apr 27, 2017 4:04 pm
Forum: Personal Consumer Issues
Topic: New HVAC - Assessing Quotes? - Update, New Info
Replies: 40
Views: 3525

Re: New HVAC - Assessing Quotes? - Update, New Info

We paid $14K last year for a brand new installation, heat pump/ductwork/airhandler

We got:
Bryant 288BNV Variable Speed Control (Seer 19) http://www.bryant.com/bryant/en/us/prod ... ps/288bnv/
FE4ANB005L00 Fan coil unit, 3.5 ton
10KW Emergency / Aux Heater

And this is in a HCOL area (Boston)
by wilked
Tue Apr 25, 2017 8:51 am
Forum: Personal Finance (Not Investing)
Topic: how much house can we afford? Boston area.
Replies: 50
Views: 3321

Re: how much house can we afford? Boston area.

dowse, you are correct that in those hot markets you must waive at least the inspection contingency in most cases for your offer to be competitive
by wilked
Mon Apr 24, 2017 9:41 am
Forum: Personal Finance (Not Investing)
Topic: how much house can we afford? Boston area.
Replies: 50
Views: 3321

Re: how much house can we afford? Boston area.

Did the OP answer on the question of children?

Makes a massive difference
by wilked
Sun Apr 23, 2017 1:11 pm
Forum: Personal Finance (Not Investing)
Topic: how much house can we afford? Boston area.
Replies: 50
Views: 3321

Re: how much house can we afford? Boston area.

Kids? Now or in future?
by wilked
Tue Apr 18, 2017 8:44 pm
Forum: Personal Consumer Issues
Topic: New HVAC - Assessing Quotes? - Update, New Info
Replies: 40
Views: 3525

Re: New HVAC - Assessing Quotes?

You can do the Manual J yourself to get a good idea- it's not that hard
by wilked
Sat Apr 08, 2017 8:39 am
Forum: Personal Consumer Issues
Topic: Car door lock problem
Replies: 11
Views: 736

Re: Car door lock problem

Being locked out of your car is a decent risk. Take it to the dealer
by wilked
Mon Mar 27, 2017 11:49 am
Forum: Personal Consumer Issues
Topic: Need advice about massive changes in daughter's college program by dean
Replies: 52
Views: 4207

Re: Need advice about massive changes in daughter's college program by dean

I'm the daughter in question, hello! To give some more info, I'm currently president of a student club that's related to my major and I've gotten a few other presidents interested in making voices heard. We're going to meet with an assistant dean this week to discuss the issues my dad stated, and I...
by wilked
Wed Mar 22, 2017 12:03 pm
Forum: Personal Finance (Not Investing)
Topic: How did graduating out of daycare impact your finances?
Replies: 80
Views: 6815

Re: How did graduating out of daycare impact your finances?

"I don't know where some of you live, but $20 to 40k a year sounds a bit insane to me. We moved to a relatively LCOL area a few years ago, and pay ~$5k / year for in-home childcare in our neighborhood (one toddler). Granted, we have arranged it so my SO can stay with him on Fridays, so that's ...
by wilked
Tue Mar 21, 2017 8:43 pm
Forum: Personal Consumer Issues
Topic: What is your preferred Weather App?
Replies: 55
Views: 3565

Re: What is your preferred Weather App?

I agree with everyone else, Wunderground
by wilked
Sun Mar 19, 2017 6:21 am
Forum: Personal Consumer Issues
Topic: Looking for a snazzy car
Replies: 79
Views: 4667

Re: Looking for a snazzy car

Agree with the others, GTI, or Miata
by wilked
Mon Mar 13, 2017 11:27 am
Forum: Personal Finance (Not Investing)
Topic: Sold House in 2016
Replies: 14
Views: 1141

Re: Sold House in 2016

What's the question?
by wilked
Thu Mar 02, 2017 3:34 pm
Forum: Investing - Theory, News & General
Topic: Excel challenge: axis min and max to automatically scale
Replies: 20
Views: 1573

Re: Excel challenge: axis min and max to automatically scale

Starting at anything other than 0 on the Y axis is just plain wrong from a visualization standpoint. I agree that one of these (same data, just scaled differently) is plain wrong, just not the one you say above http://i64.tinypic.com/os6hdw.png http://i68.tinypic.com/qrls39.png
by wilked
Thu Mar 02, 2017 3:22 pm
Forum: Personal Consumer Issues
Topic: Replace gas water heater with electric?
Replies: 40
Views: 3050

Re: Replace gas water heater with electric?

what's wrong with the chimney?
by wilked
Fri Feb 24, 2017 6:07 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement vs Down Payment
Replies: 32
Views: 2582

Re: Retirement vs Down Payment

Any of the above (and there were a few) that think buying a $500K home on 2 salaries of $40 and $60K, with potential kids in 5 years, is a reasonable plan, are crazy in my opinion. Not just a little crazy, but seriously crazy. quote] Did you see that the OP has a five year time horizon? I would pre...
by wilked
Fri Feb 24, 2017 3:38 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement vs Down Payment
Replies: 32
Views: 2582

Re: Retirement vs Down Payment

Any of the above (and there were a few) that think buying a $500K home on 2 salaries of $40 and $60K, with potential kids in 5 years, is a reasonable plan, are crazy in my opinion. Not just a little crazy, but seriously crazy. Take home: $6000/month PITI: $2500/month Daycare for 2 children: $2500/mo...
by wilked
Fri Feb 24, 2017 2:02 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement vs Down Payment
Replies: 32
Views: 2582

Re: Retirement vs Down Payment

Watty wrote:
Jack FFR1846 wrote:A $500k house now is going to be an $800k house in 8 years in a town like Andover, for example.


Or $400K, there is now way to know and as many people found out the hard way housing prices don't always go up.

He/she must be a realtor!
by wilked
Fri Feb 24, 2017 9:48 am
Forum: Personal Finance (Not Investing)
Topic: Retirement vs Down Payment
Replies: 32
Views: 2582

Re: Retirement vs Down Payment

You say buying a house is important to you. Why is that? I am in same area, north of Boston, and waited til 35 to buy a house, with a household salary about 2.5X yours. We bought a house in similar $$ range, with 20% down. With two kids in daycare let me say we don't feel 'rich' and money is still t...
by wilked
Wed Feb 22, 2017 12:31 pm
Forum: Personal Finance (Not Investing)
Topic: Negotiate lowball offer? (new job)
Replies: 47
Views: 4130

Re: Negotiate lowball offer? (new job)

I worked through a temp agency at a small company out here in the East, starting out at 42,300/yr and after 5 months my employer decided to hire me on permanent. . . If I was looking for a new job, I could easily get 52k and as high as 68k with the right fit. Something doesn't add up You could easi...
by wilked
Mon Feb 20, 2017 6:32 pm
Forum: Personal Consumer Issues
Topic: Bluetooth Transmitter
Replies: 4
Views: 569

Re: Bluetooth Transmitter

My parents have this one, works great

https://www.amazon.com/gp/aw/d/B01KO1JN ... ref=plSrch
by wilked
Sat Feb 18, 2017 8:17 am
Forum: Personal Consumer Issues
Topic: Windshield repair gone wrong....
Replies: 19
Views: 2350

Re: Windshield repair gone wrong....

I would hold out for a new car
by wilked
Mon Feb 13, 2017 2:38 pm
Forum: Personal Finance (Not Investing)
Topic: BH thoughts on housing crash
Replies: 60
Views: 3416

Re: BH thoughts on housing crash

If you are talking about moving to a house in a better area there are two (basic) scenarios: 1. Bull market - You sell your house and turn a profit (great news!) but now have to purchase a new house that has undergone significant recent appreciation (bad news!) 2. Bear market (post-crash) - You sell...
by wilked
Thu Feb 09, 2017 7:26 am
Forum: Personal Consumer Issues
Topic: Plumbing issue - advice sought
Replies: 47
Views: 3880

Re: Plumbing issue - advice sought

Process of elimination: 1. Stop using tub shower and sink for one week. Use only toilet. If leak reoccurs, problem is toilet, either at supply or wax ring. If no leak... 2. Stop using toilet and tub shower for one week. Use sink only. If leak reoccurs, problem is sink, either at supply or drain. If...
by wilked
Tue Feb 07, 2017 2:35 pm
Forum: Personal Finance (Not Investing)
Topic: How Much House Can I Afford?
Replies: 19
Views: 1880

Re: How Much House Can I Afford?

My advice - wait until your husband finishes school and gets this salary bump to look. Advantages: -If he is in school likely very busy. Finding/buying a new home, and moving, etc consumes a lot of time -While you may think the salary jump is 'assumed', I would wait until it is real and then make yo...
by wilked
Tue Feb 07, 2017 2:32 pm
Forum: Personal Consumer Issues
Topic: Hardwood floors vs Wood Look Tile?
Replies: 68
Views: 6382

Re: Hardwood floors vs Wood Look Tile?

Have you considered cork?
by wilked
Sat Feb 04, 2017 5:54 am
Forum: Personal Finance (Not Investing)
Topic: Home Purchase downpayment sourcing
Replies: 14
Views: 1317

Re: Home Purchase downpayment sourcing

You didn't write your motivation for buying a house - what is prompting the change ?
by wilked
Sat Jan 28, 2017 11:30 pm
Forum: Personal Consumer Issues
Topic: Fire extinguishers
Replies: 45
Views: 2688

Re: Fire extinguishers

one per floor (so 4)

Kitchen, top of basement stairs, 2nd floor linen closet, and 3rd floor hallway

Hopefully never need it, but I sure won't sweat the $20/exchanger if that time does come
by wilked
Fri Jan 27, 2017 3:49 pm
Forum: Investing - Help with Personal Investments
Topic: Help with short term savings
Replies: 14
Views: 1557

Re: Help with short term savings

Here's a nice 3% CD

https://www.fatwallet.com/forums/finance/1552858

If I were you this is the option I would select
by wilked
Thu Jan 26, 2017 5:12 pm
Forum: Personal Consumer Issues
Topic: 75 gallon hot water heaters
Replies: 40
Views: 2878

Re: 75 gallon hot water heaters

With 4 people taking showers within 15-minutes of each other, my 50-gallon electric water heater just could not handle it unless I turned the thermostat up very high. I installed an 80-gallon water heater a few years ago, before the new regulations. Switch to low-flow shower heads. +1 The new low-f...
by wilked
Thu Jan 26, 2017 5:08 pm
Forum: Personal Finance (Not Investing)
Topic: Help, please, on new salary negotiations
Replies: 68
Views: 5444

Re: Help, please, on new salary negotiations

All, I know that 'he who gives the first number' is an overgeneralization and not always true (as I said right after I wrote that). In most cases I do think it's true though, and especially in this case where he is being recruited. To the poster who linked study showing that those that gave a number...
by wilked
Thu Jan 26, 2017 1:27 pm
Forum: Personal Finance (Not Investing)
Topic: Help, please, on new salary negotiations
Replies: 68
Views: 5444

Re: Help, please, on new salary negotiations

I had no idea speechwriters can make $180K :shock: Then again I really don't know anything about speechwriting. It would seem reasonable that it's the type of job you could work remotely for some portion of your workweek, so I don't think you'll have an issue there. Beyond that, I would just say tha...
by wilked
Thu Jan 26, 2017 1:23 pm
Forum: Personal Consumer Issues
Topic: 75 gallon hot water heaters
Replies: 40
Views: 2878

Re: 75 gallon hot water heaters

The first question would be why you are using so much hot water? That is probably costing you a decent sum - I would focus my energy (pun intended) there
by wilked
Thu Jan 26, 2017 1:19 pm
Forum: Personal Finance (Not Investing)
Topic: Help, please, on new salary negotiations
Replies: 68
Views: 5444

Re: Help, please, on new salary negotiations

He who gives the first number, loses Now, that is not really true and a very basic way of negotiating, but I think in general you are better to wait for his number. You found a middle ground on remote/office working (or at least are close). You seem to know the benefits, how could you not have a pro...
by wilked
Tue Jan 24, 2017 6:03 pm
Forum: Personal Finance (Not Investing)
Topic: 401k loan for downpayment
Replies: 15
Views: 1526

Re: 401k loan for downpayment

Your $70k from sale is an estimate. Could be $50, could be $90. Hard to count on it too precisely though. You shouldn't draw your liquid funds down to $5k premove, that would be a mistake. I would consider up to $25k from 401k, but wouldn't do more than that. Another good alternative is to investiga...
by wilked
Tue Jan 24, 2017 12:22 pm
Forum: Investing - Help with Personal Investments
Topic: NC 401(k) Plan - Brunswick County. Enrolled in Goalmaker investment portfolio (aggressive)
Replies: 37
Views: 1765

Re: My employer only matches 5% of my salary in my company 401k

See if you can talk them into lowering your salary 10% and changing the match to 15%
by wilked
Tue Jan 24, 2017 9:17 am
Forum: Personal Finance (Not Investing)
Topic: 401k loan for downpayment
Replies: 15
Views: 1526

Re: 401k loan for downpayment

Add some numbers and I can give better advice:

-rough purchase price of house
-liquid savings (including, but separated, emergency)
by wilked
Fri Jan 20, 2017 4:50 pm
Forum: Investing - Help with Personal Investments
Topic: Help with short term savings
Replies: 14
Views: 1557

Re: Help with short term savings

How long do you expect this money to last? Let's say you will spend it at $2k per month, say it's $40k, 20 months at 1% interest is $400 or so (ballpark). The same at 0.25% is maybe $100. Point being, I wouldn't spend all that much time trying to maximize it, you'd be better served putting that effo...

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