Search found 13 matches

by whanaumark
Sat Apr 22, 2017 12:32 am
Forum: Investing - Help with Personal Investments
Topic: Asset Allocation - easiest way to rebalance?
Replies: 15
Views: 1350

Re: Asset Allocation - easiest way to rebalance?

Some rebalancing resources you may find useful: To approximate the total stock market using 401k fund (no tickers, that is strange) https://www.bogleheads.org/wiki/Approximating_total_stock_market To rebalance using additional contributions I would use this website http://optimalrebalancing.tk/index...
by whanaumark
Thu Apr 20, 2017 9:03 am
Forum: Investing - Help with Personal Investments
Topic: Total Portfolio Cleanup
Replies: 8
Views: 1037

Re: Total Portfolio Cleanup

aristotelian wrote:If you are looking to hold some bonds without taking up Roth space, you could go for I and EE Bonds to complement the munis.


Any thoughts on the vanguard recommendation for short and long muni funds ?
by whanaumark
Thu Apr 20, 2017 8:28 am
Forum: Investing - Help with Personal Investments
Topic: Total Portfolio Cleanup
Replies: 8
Views: 1037

Re: Total Portfolio Cleanup

Man, doing quite well for yourself at 31. Can I ask what career field you're in? As for the portfolio, can you explain the rationale behind holding so many ETFs? I feel like you could beef up VTSAX some, maybe add another mutual fund or two, and have it way more simple and cheap. At the amount of y...
by whanaumark
Wed Apr 19, 2017 5:43 pm
Forum: Investing - Help with Personal Investments
Topic: Total Portfolio Cleanup
Replies: 8
Views: 1037

Re: Total Portfolio Cleanup

A polite *bump*, would really appreciate some advice on the questions, and a general critique
much appreciated
by whanaumark
Wed Apr 19, 2017 1:55 pm
Forum: Investing - Help with Personal Investments
Topic: Friendly heads up for anyone leaving Betterment
Replies: 1
Views: 564

Friendly heads up for anyone leaving Betterment

I have recently moved from Betterment to vanguard to set things in a bogleheadish direction I'd like to warn anyone doing this, that if they use a 'Tax Coordinated Portfolio' and submit transfer requests for the Tax Deferred and Taxable portions simultaneously that the transfers are actually done at...
by whanaumark
Wed Apr 19, 2017 10:43 am
Forum: Investing - Help with Personal Investments
Topic: Total Portfolio Cleanup
Replies: 8
Views: 1037

Re: Total Portfolio Cleanup

Thanks radiowave, I have updated my post on your feedback
by whanaumark
Wed Apr 19, 2017 12:15 am
Forum: Investing - Help with Personal Investments
Topic: Total Portfolio Cleanup
Replies: 8
Views: 1037

Total Portfolio Cleanup

(Topic relabeled!) Dear All, After much learning on the forum and a consult with Vanguard Personal Services I have been transitioning my portfolio into a more bogleheadish direction. The numerous symbols are a result of an actively managed portfolio, combined with a betterment allocation ! I believe...
by whanaumark
Mon Apr 10, 2017 2:49 pm
Forum: Investing - Help with Personal Investments
Topic: Roth IRA - is "self" transfer possible ?
Replies: 9
Views: 415

Re: Roth IRA - is "self" transfer possible ?

@jhfenton I have - betterment sadly do everything by check for non taxable. For taxable they send the securities by slow boat it seems. I will personally never open an IRA, HSA, or taxable brokerage account anywhere until I confirm that I can transfer out in kind. These are wise words, as I have dis...
by whanaumark
Mon Apr 10, 2017 1:05 pm
Forum: Investing - Help with Personal Investments
Topic: Roth IRA - is "self" transfer possible ?
Replies: 9
Views: 415

Re: Roth IRA - is "self" transfer possible ?

Thanks for the replies

Probably I should have been more clear- the withdrawal from betterment to cash will be done with ACH to my bank account, and then redeposited to vanguard with ACH, no mail involved.

Thank you for pointing out the One Rollover rule.
by whanaumark
Mon Apr 10, 2017 12:27 pm
Forum: Investing - Help with Personal Investments
Topic: Roth IRA - is "self" transfer possible ?
Replies: 9
Views: 415

Roth IRA - is "self" transfer possible ?

A quick question, and one I need to double check before implementing I have a Roth IRA with betterment, which I would like to move to vanguard. For non taxable accounts, betterment typically liquidate the account and then send a check by regular mail (!!) to vanguard, a process which takes considera...
by whanaumark
Wed Mar 22, 2017 11:54 am
Forum: Investing - Help with Personal Investments
Topic: Wife's Asset Allocation - 401k options limited
Replies: 8
Views: 518

Re: Wife's Asset Allocation - 401k options limited

Thanks for the replies so far, apologies for the initial incomplete post Have updated with some further questions and data One further note: we plan on fully contributing to the retirement funds- there is always a chance that the plan will improve, or that my wife will change jobs to give better opt...
by whanaumark
Tue Mar 21, 2017 11:10 pm
Forum: Investing - Help with Personal Investments
Topic: Wife's Asset Allocation - 401k options limited
Replies: 8
Views: 518

Wife's Asset Allocation - 401k options limited

Hi all- been lurking for some weeks soaking up invaluable knowledge. Can't thank everyone enough Trying to sort my wife's separate accounts given her existing 401k options, which are generally terrible (high ER American funds) She would like to keep her separate premarital money differently from my ...
by whanaumark
Wed Mar 15, 2017 3:08 am
Forum: Personal Consumer Issues
Topic: Help me pick a computer
Replies: 71
Views: 3695

Re: Help me pick a computer

Depending on where you live (major city recommended) I would take a look at craigslist for desktop computers. It seems that gamers upgrade frequently and resell nearly new machines at a hefty discount to new I recently got myself a home desktop for $600 including 2 monitors. i7, 24Gb ram, tip top gr...

Go to advanced search