Search found 2037 matches

by wander
Thu Dec 01, 2016 7:23 pm
Forum: Personal Finance (Not Investing)
Topic: W4 tax form question
Replies: 6
Views: 610

Re: W4 tax form question

I adjust and make sure that the amount of tax I pay for this year is a few hundreds more than previous year.
by wander
Thu Dec 01, 2016 7:01 pm
Forum: Investing - Help with Personal Investments
Topic: At 10x, how long before I reach 25x?
Replies: 18
Views: 3492

Re: At 10x, how long before I reach 25x?

Only you know the answer for your question.
by wander
Thu Dec 01, 2016 6:59 pm
Forum: Personal Consumer Issues
Topic: Rock hit car windshield, where to repair?
Replies: 23
Views: 1576

Re: Rock hit car windshield, where to repair?

I think you need to replace the windshield.
by wander
Thu Dec 01, 2016 6:57 pm
Forum: Personal Consumer Issues
Topic: Buy iPhone 7 or Wait for iPhone 8
Replies: 25
Views: 1948

Re: Buy iPhone 7 or Wait for iPhone 8

I am still happy with Iphone 5S, and it does what I need. I will wait for Iphone 8 then.
by wander
Thu Dec 01, 2016 6:54 pm
Forum: Personal Consumer Issues
Topic: Backing Up iPhone Memos: iCloud Backup or Local Backup to Laptop
Replies: 7
Views: 795

Re: Backing Up iPhone Memos: iCloud Backup or Local Backup to Laptop

I back up my Iphone with using Itunes. If you use password option when backup, it will save all your passwords so when you restore to new phones, all passwords will be transferred over and you don't have to remember them.
by wander
Wed Nov 30, 2016 7:47 pm
Forum: Personal Consumer Issues
Topic: Money and Phone Abroad
Replies: 18
Views: 1323

Re: Money and Phone Abroad

Usually, I use Schwab ATM card to get cash (no transaction fee) to buy anything and avoid using credit card. If I have to, I will use Priceline credit card which charges no foreign transaction. Google Fi plan includes international calls, but I haven't used one overseas so I am not sure about call q...
by wander
Wed Nov 30, 2016 7:36 pm
Forum: Personal Consumer Issues
Topic: Should I buy a new car for safety's sake?
Replies: 152
Views: 5958

Re: Should I buy a new car for safety's sake?

MI_bogle wrote:The most important safety feature of any car IS THE DRIVER.

+1.
by wander
Wed Nov 30, 2016 7:13 pm
Forum: Personal Consumer Issues
Topic: Long ethernet cable or wireless?
Replies: 81
Views: 5287

Re: Long ethernet cable or wireless?

I don't see anything by that name in the router settings page. Let me clarify the setup to see if Wireless Isolation is actually needed... On this network, there is only 1 radio emitter and 2 Wi-fi clients, but Wi-fi is disabled on one of these clients. More specifically, the only radio emitter is ...
by wander
Tue Nov 29, 2016 10:30 pm
Forum: Personal Consumer Issues
Topic: Long ethernet cable or wireless?
Replies: 81
Views: 5287

Re: Long ethernet cable or wireless?

[*] Question : If Computer #2 were hacked in wireless mode, would the damage be limited to that computer? Or could a hacker then hack into the router and compromise the wired computer (Computer #1). If you use Wireless Isolation feature, wireless stations cannot communicate with each other or with ...
by wander
Tue Nov 29, 2016 7:43 pm
Forum: Personal Consumer Issues
Topic: Great camera to take pics?
Replies: 51
Views: 9050

Re: Great camera to take pics?

Mav wrote:how do your picks compare to Canon - PowerShot SX720 HS 20.3-Megapixel Digital Camera or Canon PowerShot ELPH 160 8X Zoom 20MP ?

This is a two year old thread. If you need help to find one, you should start a new thread.
by wander
Thu Nov 24, 2016 9:19 am
Forum: Personal Consumer Issues
Topic: Honda Cars
Replies: 96
Views: 7847

Re: Honda Cars

My 2007 Acura Tsx is running great at 130k miles. Honda is one of the most reliable brands out there. But Nissan is also a good brand as my truck is still running great at 370k miles.
by wander
Wed Nov 23, 2016 7:02 pm
Forum: Personal Finance (Not Investing)
Topic: So I just received a letter from the IRS...
Replies: 10
Views: 1776

Re: So I just received a letter from the IRS...

I guess someone has used your social security earning that extra $23k .
by wander
Mon Nov 21, 2016 11:03 pm
Forum: Personal Finance (Not Investing)
Topic: Do you track your net worth? How long have you done so?
Replies: 110
Views: 7641

Re: Do you track your net worth? How long have you done so?

I track expense more often than net worth. So yes, I do track our net worth for the last two years.
by wander
Mon Nov 21, 2016 7:32 pm
Forum: Personal Consumer Issues
Topic: Televisions: Is there any reason not to update software?
Replies: 7
Views: 743

Re: Televisions: Is there any reason not to update software?

If they do not harass you like Apple with Iphone software update, you don't need to update software if the device is working fine. Years ago, I owned a Google TV, It updated software automatically that I had no control over. Then one day, Google suspended the support and the TV now works as a non-sm...
by wander
Fri Nov 11, 2016 10:40 am
Forum: Personal Consumer Issues
Topic: Puppy Wireless
Replies: 9
Views: 2505

Re: Puppy Wireless

I am still on Puppy Wireless with a 4G plan. 275 talk, 275 texts, and 200 MB data for 17.00 a month. The sale of Puppy has not changed anything except for the closing of the Kitty forum. One of the user's started an interim forum for questions/comments: http://micallen.freeforums.org/puppy-wireless...
by wander
Thu Nov 10, 2016 8:49 pm
Forum: Personal Consumer Issues
Topic: Puppy Wireless
Replies: 9
Views: 2505

Re: Puppy Wireless

A post on KW: Hey folks, After reading many of the postings here on the forums about independent/small dealers, our lack of a role in the new Tracfone world, etc., myself and our family have decided that it's simply time to sell the business and move on. 5-8% commissions on Tracfone are simply not ...
by wander
Sun Nov 06, 2016 1:12 pm
Forum: Personal Consumer Issues
Topic: google phone project fi
Replies: 37
Views: 3759

Re: google phone project fi

looking wrote:Google Phone luxus 5x

Do they really have luxux 5x?
by wander
Sun Nov 06, 2016 12:43 pm
Forum: Personal Consumer Issues
Topic: Ashford watches good prices online
Replies: 9
Views: 1055

Re: Ashford watches good prices online

selftalk wrote:Has anyone bought a wrist watch from Ashford online ?

I bought a watch from Ashford a few years ago. The price was reasonable. Since the watch has been working great, I don't have to deal with them at all.
by wander
Sun Nov 06, 2016 10:55 am
Forum: Investing - Help with Personal Investments
Topic: Schwab web site confusing
Replies: 11
Views: 1174

Re: Schwab web site confusing

I have been using Schwab when its investor checking product first came out. I actually do not find any difficulty or confusing. I transfer funds from a our few bank accounts and want to make sure from which account the money arrives or leaves.
by wander
Fri Nov 04, 2016 5:24 pm
Forum: Personal Finance (Not Investing)
Topic: HSA but I'm on spouse health plan
Replies: 11
Views: 527

Re: HSA but I'm on spouse health plan

The amount $6,750 includes your employer contribution. For example, if your employer contributes $1,500 to your family HDHP account, you can only contribute up to $5,250 to your family HSA.
by wander
Thu Nov 03, 2016 6:23 pm
Forum: Investing - Help with Personal Investments
Topic: HSA Family $6,750 limit questions
Replies: 100
Views: 5641

Re: HSA Family $6,750 limit questions

This is what I found from NFP website related to this topic: Specifically, IRS Notice 2008-59 Q/A 16 states: Q-16. How do the maximum annual HSA contribution limits apply to an eligible individual with family HDHP coverage for the entire year if the family HDHP covers spouses or dependent children w...
by wander
Tue Nov 01, 2016 8:18 pm
Forum: Personal Consumer Issues
Topic: Do I need to get a CPO car independently checked?
Replies: 27
Views: 1943

Re: Do I need to get a CPO car independently checked?

For piece of mind, yes. But, personally, I do not think the mechanic can "see", "hear" or "feel" something I cant. Was it repainted? Is the engine noise normal? Does the transmission shift smoothly? ...
by wander
Mon Oct 31, 2016 6:36 pm
Forum: Personal Consumer Issues
Topic: Another Repair or Replace Car Thread
Replies: 27
Views: 1692

Re: Another Repair or Replace Car Thread

I agree with other posts that the OP should better get a new car than hold onto the money leeching old car.
by wander
Mon Oct 31, 2016 12:40 pm
Forum: Investing - Help with Personal Investments
Topic: HSA Family $6,750 limit questions
Replies: 100
Views: 5641

Re: HSA Family $6,750 limit questions

I have family HDHP for our family. My wife does not enroll health insurance with her employer and uses my health insurance. In my HSA, I contribute $5250 since my employer adds $1500 for a total of $6,750 a year. I understand if my wife had enrolled in a health insurance, she would not be qualified ...
by wander
Mon Oct 31, 2016 11:45 am
Forum: Personal Finance (Not Investing)
Topic: Dream house sold yesterday :(
Replies: 41
Views: 6806

Re: Dream house sold yesterday :(

Sometimes, for some reasons (bank thinks it is overpriced, finance ...), the escrow does not go through and the house will be back on the market again.
by wander
Tue Oct 18, 2016 5:45 am
Forum: Personal Finance (Not Investing)
Topic: retire early and move to UK?
Replies: 22
Views: 2518

Re: retire early and move to UK?

British retirees normally move to France or other southern countries because real estate is cheaper there.
by wander
Mon Oct 17, 2016 7:08 pm
Forum: Personal Consumer Issues
Topic: How much is your cell phone bill?
Replies: 179
Views: 13484

Re: How much is your cell phone bill?

$30 a month for my spouse. Mine is free.
by wander
Wed Oct 12, 2016 8:48 pm
Forum: Personal Finance (Not Investing)
Topic: Can I afford a new car?
Replies: 69
Views: 5597

Re: Can I afford a new car?

I think you should repair your car with reasonable cost. Take it to a trusted mechanic for estimate and then go from there. Even with a reliable name, there is case that you have to give it up.
by wander
Tue Oct 11, 2016 6:53 pm
Forum: Personal Consumer Issues
Topic: Smart Phone Just Died, Suggestions?
Replies: 15
Views: 2003

Re: SMART PHONE JUST DIED, SUGGESTIONS?

Dan999 wrote:Is I phone a good choice?
Google pixel phones?

Either of them is good. But since you are familiar with Android, then Pixel maybe a better choice.
by wander
Fri Oct 07, 2016 2:23 pm
Forum: Personal Consumer Issues
Topic: Should I upgrade my beat up car?
Replies: 69
Views: 4580

Re: Should I upgrade my beat up car?

If you feel embarrassed driving a beat up car, then it is time for you to get a new one. I am driving an old car myself, even older than yours, but I never felt anything about people's thoughts when giving them a ride.
by wander
Tue Oct 04, 2016 2:41 pm
Forum: Personal Consumer Issues
Topic: The Lyve service will end December 31, 2016
Replies: 0
Views: 325

The Lyve service will end December 31, 2016

Not sure if anyone is using Lyve to store pictures and videos. Seagate is stop providing this service so whatever you have in your lyve devices will be inaccessible after December 31, 2016.
by wander
Tue Oct 04, 2016 8:08 am
Forum: Personal Consumer Issues
Topic: Routers!! are driving me crazy
Replies: 33
Views: 3362

Re: Routers!! are driving me crazy

I left my Buffalo DD-WRT running for a few years (24/7) without any problem. It checks the connection every 1 minute to keep the connection alive. As far as I know, it never lost a connection during last 33 days.
by wander
Tue Oct 04, 2016 8:01 am
Forum: Local Chapters and Bogleheads Community
Topic: How Did You Become A Boglehead? What Led You Here?
Replies: 111
Views: 7134

Re: How Did You Become A Boglehead? What Led You Here?

I was a boglehead before being led to this site. I have learned to become one from my parents.
by wander
Tue Oct 04, 2016 7:58 am
Forum: Personal Finance (Not Investing)
Topic: Is it worth it to pay extra principal towards mortgage?
Replies: 44
Views: 6631

Re: Is it worth it to pay extra principal towards mortgage?

IMHO, I think it doesn't make sense to pay PMI at all.
by wander
Sat Sep 24, 2016 6:05 am
Forum: Personal Finance (Not Investing)
Topic: Cosigning a new car lease for sister out of state
Replies: 71
Views: 4042

Re: Cosigning a new car lease for sister out of state

Op, if you put more $$$ down, would they stop the cosign part?
by wander
Sat Sep 24, 2016 5:38 am
Forum: Personal Consumer Issues
Topic: Preparing financially for our funerals - prepay or not?
Replies: 98
Views: 6613

Re: Preparing financially for our funerals - prepay or not?

Are other Bogleheads financially planning for their funerals by using prepayment plans? I think I am a boglehead alright but my father in law was not. When he passed away, he did not prepay his funeral and left nothing. One of my sister-in-laws volunteered to handle the funeral and we all paid even...
by wander
Sat Sep 24, 2016 2:57 am
Forum: Personal Finance (Not Investing)
Topic: Should i buy this house?
Replies: 22
Views: 2584

Re: Should i buy this house?

I would not buy it. You cannot always stay inside your home.
by wander
Fri Sep 23, 2016 8:00 pm
Forum: Personal Consumer Issues
Topic: My "Corolla Investment" has ended...410,000 [miles]
Replies: 56
Views: 6994

Re: My "Corolla Investment" has ended...410,000 [miles]

well , while i admire the endurance and the dedication that is necessary to spend 410 k miles in an old compact car , frankly i couldn't do it unless i was dead broke ... i had an '09 MB E350 that served me well for seven years and 100 k miles,but somehow it felt too old and i traded it in for a 13...
by wander
Fri Sep 23, 2016 5:47 pm
Forum: Personal Consumer Issues
Topic: [500 million Yahoo accounts hacked, what should you do?]
Replies: 86
Views: 5834

Re: What are you YAHOOERS doing?? [due to security breach]

serbeer wrote:Can only affect those who did not change password in the past 2 years, since the breach occurred in 2014.

Actually, they stole all security questions so even if you have changed your password recently they still can reset your password. You need to also change your security questions.
by wander
Fri Sep 23, 2016 4:21 pm
Forum: Personal Consumer Issues
Topic: [500 million Yahoo accounts hacked, what should you do?]
Replies: 86
Views: 5834

Re: What are you YAHOOERS doing?? [due to security breach]

Disabled my security questions and used 2-step verification. That was it. Now, hackers have to steal my phone.
by wander
Thu Sep 22, 2016 8:50 pm
Forum: Investing - Theory, News & General
Topic: Help Me Understand: Why Shouldn't AA Be 100% Stocks During Accumulation Phase?
Replies: 267
Views: 18437

Re: Help Me Understand: Why Shouldn't AA Be 100% Stocks During Accumulation Phase?

http://i64.tinypic.com/zx2nes.jpg I can avoid unnecessary heart attack with yellow line. I think your chart confirms my point. Remember that I could re-balance when market crashes, but 100% portfolio does not have that option. If your portfolio is large, a crash would cost a few years worth of cont...
by wander
Tue Sep 13, 2016 9:49 pm
Forum: Investing - Theory, News & General
Topic: Strategy to buy expensive house
Replies: 67
Views: 5597

Re: Strategy to buy expensive house

I would go with option 1. After a while, you will enjoy of not having to pay mortgage interest and don't even think of buying million dollar house anymore. :sharebeer
by wander
Thu Sep 08, 2016 6:24 pm
Forum: Personal Consumer Issues
Topic: Who is ready for iphone 7?
Replies: 149
Views: 12286

Re: Who is ready for iphone 7?

It's time to upgrade from my Iphone 4S.
by wander
Tue Sep 06, 2016 5:42 pm
Forum: Personal Consumer Issues
Topic: How much is your cell phone bill?
Replies: 179
Views: 13484

Re: How much is your cell phone bill?

Carrier: Verizon Wireless
1 line
Data: 1.5 GB LTE
Voice minutes: 750
Text msg: 750
$30 / month
by wander
Mon Sep 05, 2016 11:26 am
Forum: Investing - Help with Personal Investments
Topic: Way behind in retirement prep - should I stay 100% equity?
Replies: 25
Views: 2621

Re: Way behind in retirement prep - should I stay 100% equity?

Op, I would invest no less than 20% in bonds at your age and max-out your 401k, IRA and HSA (if you have the option) accounts, and you should be fine at 65.
by wander
Mon Sep 05, 2016 11:21 am
Forum: Investing - Help with Personal Investments
Topic: Just Married - AA Change?
Replies: 8
Views: 662

Re: Just Married - AA Change?

Hi All, The question I have is, without a 401K, what options do we have for setting up a retirement account for her? Just Roth IRA? Do I now look/set my AA across both our retirement accounts? Your first question has been answered here many times. You can find a lot of advises on this web site. Abo...
by wander
Mon Sep 05, 2016 9:11 am
Forum: Personal Finance (Not Investing)
Topic: Professional mid-life crisis
Replies: 28
Views: 4528

Re: Professional mid-life crisis

It’s not crazy hours, but it is stressful and I feel somewhat unappreciated by upper management. Many bosses do not show appreciation to their employees. There are many reasons for that. If you do not do a good job, then you need to do it better; But if, in your best knowledge, you know you are doi...
by wander
Sun Sep 04, 2016 10:59 pm
Forum: Personal Consumer Issues
Topic: water filter for a home
Replies: 11
Views: 1501

Re: water filter for a home

If you have city water in most USA cities, there is very little need to have a whole house filter for these purposes. Most tap water is perfectly safe to drink and to take a shower in. There is usually no need to filter it further, and the EPA regulations keep most contaminants in check. Have you l...

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