Search found 168 matches

by vencat
Fri Jan 15, 2016 4:26 pm
Forum: Investing - Theory, News & General
Topic: 2015 Callan Periodic Table of Investment Returns
Replies: 26
Views: 2883

Re: 2015 Callan Periodic Table of Investment Returns

Actually Boglehead Tamales does a better Callan chart:

viewtopic.php?t=180882
by vencat
Wed Jan 06, 2016 2:01 pm
Forum: Investing - Theory, News & General
Topic: Small Value ETF DES
Replies: 3
Views: 417

Re: Small Value ETF DES

Many choices but none as inexpensive as VBR
http://etfdb.com/etfdb-category/small-c ... -equities/
by vencat
Sun Dec 13, 2015 1:55 pm
Forum: Investing - Theory, News & General
Topic: QSPIX - thoughts on interesting fund
Replies: 1078
Views: 117731

Re: QSPIX - thoughts on interesting fund

Some interesting links regarding QSPIX for newcomers: https://grandstreetwm.wordpress.com/?s=qspix http://www.mutualfundobserver.com/2015/09/aqr-style-premia-alternative-i-qspix-aqr-style-premia-alternative-lv-i-qslix-september-2015/ Personally, I'm watching this fund with interest. Not yet easily a...
by vencat
Thu Oct 29, 2015 7:01 pm
Forum: Investing - Help with Personal Investments
Topic: What price point makes DFA attractive
Replies: 14
Views: 1927

Re: What price point makes DFA attractive

Actual live fund returns show better results than that. The DFA Small Cap Value fund (DFSVX) has an annualized return of 11.8% since its inception in 1993, while the total US stock market (VTSMX) returned only 9.2% annualized -- a realized premium in live funds of more than 2% per year. Really? Hav...
by vencat
Wed Oct 28, 2015 7:22 pm
Forum: Investing - Theory, News & General
Topic: Tax-loss harvesting and switching to cash for 30 days
Replies: 30
Views: 2658

Re: Tax-loss harvesting and switching to cash for 30 days

What is your comment on this from Vanguard Vanguard research June 2013 Glass half full: The silver lining of capital losses Author Sarah Hammer . investor harvests losses greater than gains plus $3,000 of ordinary income, he or she may not have future capital gains to offset those losses, or future ...
by vencat
Wed Oct 28, 2015 7:14 pm
Forum: Investing - Theory, News & General
Topic: Tax-loss harvesting and switching to cash for 30 days
Replies: 30
Views: 2658

Re: Tax-loss harvesting and switching to cash for 30 days

I do practice a form of RBD rebalancing( didn't realize it was called that) and TLH with alternate funds /ETFs rather than cash. My stock allocation usually is about 1 to 5% short of my target (due to drift and paycheck). Understand that the advantages may be slim but it's psychologically satisfying...
by vencat
Wed Oct 28, 2015 4:15 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Equivalents to DFA Funds
Replies: 23
Views: 1921

Re: Vanguard Equivalents to DFA Funds

This is a classic from Robert T

viewtopic.php?t=7353

Venkat
by vencat
Sat Oct 24, 2015 7:58 pm
Forum: Investing - Theory, News & General
Topic: Vanguard: The view from a quantitative perspective
Replies: 15
Views: 2708

Re: Vanguard: The view from a quantitative perspective

How about this apples to orange comparision http://quote.morningstar.com/fund/chart.aspx?t=VMNVX&region=USA&culture=en-US&statePara=%7Bsecurities%3A%5B%7Bn%3A%22Vanguard%20Global%20Minimum%20Volatility%20Admr%22%2Cids%3A%22F00000QHIN%7C0P0000ZN5Q%7CCU%24%24%24%24%24USD%7C1%7C1%7CFO%7C201...
by vencat
Sat Oct 24, 2015 7:41 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Equivalents to DFA Funds
Replies: 23
Views: 1921

Re: Vanguard Equivalents to DFA Funds

I use DFA because of my wife's 401K as well as for second 529 plan (Utah) for my kids. DFA vs Vanguard performance is a moving and changing target. Just see Morningstar performance for Large value, small value etc Difference is trivial enough that it is not statistically significant and adviser fee ...
by vencat
Fri Sep 25, 2015 12:01 pm
Forum: Investing - Theory, News & General
Topic: QSPIX - thoughts on interesting fund
Replies: 1078
Views: 117731

Re: QSPIX - thoughts on interesting fund

Larry, Sorry i got the alpha and beta mixed up. More fuel for the enthusiasts (Robert T may have referenced this earlier): https://grandstreetwm.wordpress.com/2014/01/10/is-this-new-mutual-fund-a-game-changer-part-1 https://grandstreetwm.wordpress.com/2014/01/23/is-this-mutual-fund-a-game-changer-pa...
by vencat
Thu Sep 24, 2015 5:55 pm
Forum: Investing - Theory, News & General
Topic: QSPIX - thoughts on interesting fund
Replies: 1078
Views: 117731

Re: QSPIX - thoughts on interesting fund

For most of us this is an inaccessible and arguably, unnecessary fund. High minimums, tax inefficiency, high expense ratio and very short history settle it for me. Maybe this is the holy grail of investing fund that was not available when Larry wrote his book: The Quest for Alpha: The Holy Grail of ...
by vencat
Fri Aug 21, 2015 6:10 pm
Forum: Personal Finance (Not Investing)
Topic: With Stock Market heading south
Replies: 95
Views: 11717

Re: With Stock Market heading south

Missed yesterday because of work. Did buy some today though
by vencat
Fri Jul 31, 2015 7:50 pm
Forum: Investing - Theory, News & General
Topic: Factors or Fundamentals?
Replies: 38
Views: 1744

Re: Factors or Fundamentals?

Question for Rick. I know you endorse small and value tilt for those who have the discipline to stick to the strategy. You have been strangely silent about momentum, profitability, quality, low volatility and any other factor I may have missed out. Have you joined the factor bandwagon or are you sti...
by vencat
Sun Jul 26, 2015 8:38 pm
Forum: Investing - Help with Personal Investments
Topic: Lesson learned about RBD [Really Bad Day]
Replies: 30
Views: 3281

Re: Lesson learned about RBD [Really Bad Day]

http://home.comcast.net/~rodec/finance/papers/AnalysisRBD.pdf http://www.wsj.com/articles/SB10001424053111904563904576589134168081092 Despite the evidence, I do buy on the dips when I notice them. I'm usually close to my asset allocation and rebalance on major dips. Just a psychological thing. Makes...
by vencat
Tue Jul 07, 2015 8:54 pm
Forum: Investing - Theory, News & General
Topic: "Vanguard's recommended international allocation."
Replies: 63
Views: 7288

Re: "Vanguard's recommended international allocation."

I've been a Boglehead of sorts for at least 19 years. I've been gradually increasing my international allocation both large and small caps especially recently. Hoping to silence the Vanguard portfolio watch caution when I hit 30 percent.
by vencat
Sat Jun 13, 2015 7:19 pm
Forum: Investing - Help with Personal Investments
Topic: Indexing don't work outside of USA? [India]
Replies: 7
Views: 1469

Re: Indexing don't work outside of USA? [India]

You could try 'core and explore' strategy. That is, use a base of index funds/ETFs and add active MF especially for mid/small cap area. The following was from a previous post: Goldman Sachs Nifty index ETF (50%), Goldman Sachs Junior BEES ETF (25%), HDFC Midcap Opportunity Growth(25%). (small/mid ca...
by vencat
Sat Apr 11, 2015 1:30 pm
Forum: Investing - Help with Personal Investments
Topic: Two Comma Club
Replies: 66
Views: 10216

Re: Two Comma Club

The problem with the 2 comma club is that you want to be in the 8 figure club!!!!
by vencat
Thu Mar 26, 2015 11:45 pm
Forum: Investing - Theory, News & General
Topic: "TIPS. Love them or leave them?"
Replies: 16
Views: 2282

Re: "TIPS. Love them or leave them?"

The usual Boglehead rule for bonds was/is:
50% Total Bond and 50% TIPS. (not getting into tax exempt bonds for high tax bracket).
Has that changed???
by vencat
Thu Feb 12, 2015 11:32 pm
Forum: Investing - Help with Personal Investments
Topic: Investing in India
Replies: 17
Views: 3166

Re: Investing in India

MF Utility seems like the ideal platform to hold mutual funds from multiple companies.
I'm not certain you can buy ETFs, though.
by vencat
Wed Feb 11, 2015 9:55 pm
Forum: Investing - Help with Personal Investments
Topic: Investing in India
Replies: 17
Views: 3166

Re: Investing in India

Ways to invest in India http://articles.economictimes.indiatimes.com/2011-06-20/news/29679836_1_mutual-funds-fund-companies-offer-online-trading http://profit.ndtv.com/news/cheat-sheet/article-investing-in-mutual-funds-heres-the-cheapest-easiest-way-32829 http://www.fundsindia.com/ http://www.indian...
by vencat
Wed Feb 11, 2015 8:40 pm
Forum: Investing - Help with Personal Investments
Topic: Investing in India
Replies: 17
Views: 3166

Re: Investing in India

Please see these previous threads. I have contributed to some of them. http://www.bogleheads.org/forum/viewtopic.php?f=1&t=93075 https://www.bogleheads.org/forum/viewtopic.php?f=1&t=139590 http://www.bogleheads.org/forum/viewtopic.php?f=1&t=128887 https://www.bogleheads.org/forum/viewtop...
by vencat
Sun Feb 01, 2015 2:11 pm
Forum: Personal Finance (Not Investing)
Topic: 2.875% mortgage pay-off financially justifiable?
Replies: 35
Views: 4646

Re: 2.875% mortgage pay-off financially justifiable?

I was in a similar situation. 2.875% for 10 years. Could have paid off long ago. Finally did last month with funds from my Limited Tax Exempt fund. Wife and I feel good about it.
by vencat
Sat Jan 31, 2015 2:22 pm
Forum: Investing - Help with Personal Investments
Topic: What is the best free stock screener?
Replies: 7
Views: 913

Re: What is the best free stock screener?

Petro, Do you still use the low beta approach for individual stocks? if I recall from years ago you use a mix of Vanguard active funds and a portfolio of low beta stocks. I also vaguely recall something about a tactical strategy or fund....FundX?? in the early 2000s. Were you dabbling with momentum ...
by vencat
Sat Jan 31, 2015 1:57 pm
Forum: Investing - Help with Personal Investments
Topic: What makes a good index? [India funds]
Replies: 6
Views: 787

Re: What makes a good index? [India funds]

I feel that a mixed approach is best for Indian markets. At least till Vanguard tries to reenter Indian market..... One other thing......Indian approach to investing appears to be oriented to market timing and 'profit booking'. Except for above deviation i.e mixed approach, I would strongly recommen...
by vencat
Sat Jan 31, 2015 12:25 pm
Forum: Investing - Help with Personal Investments
Topic: What makes a good index? [India funds]
Replies: 6
Views: 787

Re: What makes a good index? [India funds]

CNX 500 is the indian equivalent of the US Total Stock Market. Certainly the broadest but unfortunately expense ratio seems too high and what if Goldman Sachs pulls out or closes fund? Between Nifty and Sensex, no doubt Nifty is better as it has 50 vs 30 stocks. I personally don't invest in India (m...
by vencat
Fri Jan 30, 2015 7:36 pm
Forum: Investing - Help with Personal Investments
Topic: What makes a good index? [India funds]
Replies: 6
Views: 787

Re: What makes a good index? [India funds]

Some previous threads: Some support for indexing in India: https://www.ifa.com/articles/second_look_indian_mutual_fund_landscape/ Arguments against: http://www.onemint.com/2012/03/13/why-isnt-investing-in-index-funds-popular-in-india/ http://www.safalniveshak.com/do-not-invest-in-index-funds/ http:/...
by vencat
Thu Jan 29, 2015 7:10 pm
Forum: Investing - Theory, News & General
Topic: The missing value premium- a 10 year global lookback
Replies: 57
Views: 3920

Re: The missing value premium- a 10 year global lookback

See below for an article and quote from Paul Merriman http://www.marketwatch.com/story/savvy-shoppers-make-savvy-investors-2013-02-13?pagenumber=1 "In my book “Live It Up Without Outliving Your Money,” I show the results of an 82-year study of value stocks vs. growth stocks. In every single 20-...
by vencat
Wed Jan 21, 2015 9:36 pm
Forum: Investing - Help with Personal Investments
Topic: Small Cap Value worth it?
Replies: 33
Views: 4831

Re: Small Cap Value worth it?

6) If you are into market timing, recent underperformance of SV should actually be a buy signal! Long termers should be rebalancing, of course. But then most say momentum is the better way to go, not the recent under-performers? :confused You need both, at least according to this article :wink: htt...
by vencat
Sun Jan 18, 2015 12:55 pm
Forum: Personal Consumer Issues
Topic: "Wining and dining" in medical community
Replies: 35
Views: 3887

Re: "Wining and dining" in medical community

'Wining and dining' is a bunch of BS and not at all integral to the medical community. By the same token, golfing or private club membership is not required! 1) Rarely, at the group practice level, there may be a meet and greet introductory meeting for a new physician with hors d'oeuvres and wine. I...
by vencat
Sat Jan 17, 2015 1:40 pm
Forum: Investing - Help with Personal Investments
Topic: Small Cap Value worth it?
Replies: 33
Views: 4831

Re: Small Cap Value worth it?

Unscientific/?meaningless observations of up to 15 year Morningstar returns: 1) Marginal difference between Total Market and S&P 500: 5 to 15 years, former ahead by 0.26 to 0.61% 2) Small cap blend specifically Tax Managed Small Cap has beaten Total: 5 to 15 years 1.66 to 5.05%. SCV and SCG have...
by vencat
Sat Jan 17, 2015 12:06 pm
Forum: Investing - Theory, News & General
Topic: Malkiel's recommendations, 1990 to 2015
Replies: 45
Views: 5641

Re: Malkiel's recommendations, 1990 to 2015

While I respect all the experts I also pay heed to the the notion, ALL idols have clay feet. This recent article is very good advice from him. http://www.wsj.com/articles/burton-g-malkiel-a-2015-rebalancing-act-for-investors-1419986157 But he actually advocates replacing part of the bond portfolio w...
by vencat
Fri Jan 16, 2015 8:29 pm
Forum: Investing - Theory, News & General
Topic: Larry's New Book On Sale
Replies: 10
Views: 1977

Re: Larry's New Book On Sale

Now, if only the author would make a pitch..........
by vencat
Fri Jan 16, 2015 8:24 pm
Forum: Investing - Theory, News & General
Topic: Why invest in International funds? It's a mystery
Replies: 121
Views: 11597

Re: Why invest in International funds? It's a mystery

Recency bias would favor only US investing. I'm personally at 15% international and will be increasing to 25 or even 30%. The argument against international is a strong positive (or is it negative?)sentiment indicator in my opinion. Having said that international small cap especially value is where ...
by vencat
Wed Jan 14, 2015 10:33 pm
Forum: Investing - Help with Personal Investments
Topic: Roth 401k or traditional 401k
Replies: 4
Views: 474

Re: Roth 401k or traditional 401k

MO state tax and KC city tax.
I can't imagine that my tax rate will remain the same at retirement so seems like traditional 401k will be the way to go.
by vencat
Wed Jan 14, 2015 8:40 pm
Forum: Investing - Help with Personal Investments
Topic: Roth 401k or traditional 401k
Replies: 4
Views: 474

Roth 401k or traditional 401k

My new employer offers both of these. For now I've chosen the non Roth 401k since I'm in the highest tax bracket. My wife and I both have (backdoor) Roth IRA's which we contribute to annually, non rolled over 403b accounts (former jobs), and 401k accounts. My 401k from previous employer will be roll...
by vencat
Wed Jan 14, 2015 8:22 pm
Forum: Investing - Theory, News & General
Topic: The Callan Periodic Table of Investment Returns 2014
Replies: 26
Views: 5207

Re: The Callan Periodic Table of Investment Returns 2014

Tamales, You have outdone the Callan chart!! Now if you could only include international bonds and REITs...... :wink: Just kiddin'!
by vencat
Sun Jan 11, 2015 2:06 pm
Forum: Investing - Theory, News & General
Topic: What about TIPS?
Replies: 2
Views: 540

Re: What about TIPS?

Fair and reasonable explanation. Thanks.
by vencat
Sun Jan 11, 2015 1:23 pm
Forum: Investing - Theory, News & General
Topic: TIPS spread as inflation prediction
Replies: 22
Views: 2731

Re: TIPS spread as inflation prediction

I started another thread before I read this. See 'What about TIPS'.
Can you experts give us actionable guidance? Is there a role for a long term asset allocation or do we have to resort to market timing?
http://blogs.wsj.com/moneybeat/2015/01/ ... more-tips/
by vencat
Sun Jan 11, 2015 1:11 pm
Forum: Investing - Theory, News & General
Topic: What about TIPS?
Replies: 2
Views: 540

What about TIPS?

TIPs have always been confusing to me. Yeah sure, it was easy in the early 2000s....just split your FI between Total Bond index and TIPs, rebalance and forget it. But you had Larry's shifting strategy, Taylor's shift (or recommendation within last few years) to short term TIPs fund and I forget Grok...
by vencat
Sun Jan 11, 2015 11:02 am
Forum: Investing - Theory, News & General
Topic: Three Questions That Bruise The Small Cap Perf. Promise
Replies: 14
Views: 2175

Re: Three Questions That Bruise The Small Cap Perf. Promise

1.  How do trading expenses ("transaction costs") come onto play?  If it is frequent investor-initiated trades that hurt small stock returns, this is easily remedied by a buy and hold strategy, is it not?  2. Please help me understand the Research Affiliates table describing risk-adjusted...
by vencat
Sat Jan 10, 2015 7:12 pm
Forum: Investing - Theory, News & General
Topic: Performance of fundamental indexes
Replies: 21
Views: 2186

Performance of fundamental indexes

I saw this article by Eric Nelson who used to post here previously. Hoping for a refutation from Robert T.
http://www.servowealth.com/resources/ar ... -fall-flat
by vencat
Fri Jan 02, 2015 7:52 pm
Forum: Investing - Theory, News & General
Topic: Another silly anti-index article
Replies: 42
Views: 4650

Re: Another silly anti-index article

Index funds can also suffer from their emphasis on momentum over value. Benchmark indexes tend to be capitalization weighted; the highest allocations go to the market’s largest companies. As investors make big stocks, such as Apple AAPL, -0.18% and Google GOOG, -0.30% , bigger, the stocks become bi...
by vencat
Thu Jan 01, 2015 12:58 pm
Forum: Investing - Theory, News & General
Topic: Rick Ferri looking to internationalize his portfolio
Replies: 464
Views: 95664

Re: Rick Ferri looking to internationalize his portfolio

Isn't this called tactical asset allocation. or may be even market timing??
by vencat
Thu Dec 04, 2014 6:55 pm
Forum: Investing - Theory, News & General
Topic: Any Momentum Investors Out There?
Replies: 131
Views: 18177

Re: Any Momentum Investors Out There?

Really surprised that no one has mentioned Robert T's multiple discussions regarding momentum (with specific ETF recommendations). One such thread http://www.bogleheads.org/forum/viewtop ... 0&t=145847.
by vencat
Sat Nov 15, 2014 11:54 am
Forum: Investing - Help with Personal Investments
Topic: Why own International at all?
Replies: 45
Views: 5371

Re: Why own International at all?

Smudgeon or smidgen...who cares!
by vencat
Mon Oct 27, 2014 7:53 pm
Forum: Investing - Theory, News & General
Topic: Stock Index or Geared Property (buy to let)
Replies: 3
Views: 481

Re: Stock Index or Geared Property (buy to let)

Negative gearing is an Australian strategy for reducing taxes by holding a morgage (showing a loss while renting). I would contact daffyd who is a very knowledgeable Aussie investor or wait for her to respond to this.

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