Search found 5 matches

by vanpan
Mon Oct 30, 2017 11:23 pm
Forum: Personal Finance (Not Investing)
Topic: New Car: Ever make sense to lease?
Replies: 84
Views: 5606

Re: New Car: Ever make sense to lease?

Conventional Wisdom is to buy a car and hold it for a long time. However lease's do make sense sometimes, especially for cheap electric cars with Federal and State incentives. A lot of leases include all the government incentives in the lease period. I recently got a leaf for 200 down and 90$ a mont...
by vanpan
Sun Sep 17, 2017 11:24 pm
Forum: Investing - Theory, News & General
Topic: 2017 BOGLEHEADS CONFERENCE ANNOUNCEMENT
Replies: 192
Views: 29229

Re: 2017 BOGLEHEADS CONFERENCE ANNOUNCEMENT

Please add me to the waitlist.
by vanpan
Sat Aug 12, 2017 1:39 pm
Forum: Personal Finance (Not Investing)
Topic: buying a rental property vs investing more in stocks
Replies: 26
Views: 3663

buying a rental property vs investing more in stocks

Confused about buying a rental property vs investing more money in stocks. Living in the SF bay area - being cash flow positive on a rental property is not possible given current prices, nor is it my aim. Current situation : Wife and me in early 30'S Income Me and the wife make base salary: 200K + 1...
by vanpan
Thu Aug 03, 2017 9:39 pm
Forum: Personal Finance (Not Investing)
Topic: Should i switch to a 15/1 fixed mortgage
Replies: 6
Views: 819

Re: Should i switch to a 15/1 fixed mortgage

ShowMeTheER wrote:If you can really get 2.78% w/o crazy closing costs that seems like a wise way to go in my opinion. Would also appreciate if you would mention where that rate is from.

I got this rate from sebonic financial (https://sebonic.com). 0 points, 0 fees.
by vanpan
Thu Aug 03, 2017 6:15 pm
Forum: Personal Finance (Not Investing)
Topic: Should i switch to a 15/1 fixed mortgage
Replies: 6
Views: 819

Should i switch to a 15/1 fixed mortgage

Some info on us wife and me in early 30's Current outstanding mortgage amount - 340K Monthly payment - 1450 + 1 pay an extra 500 every month towards the principle ( total 1950) current home value: 1.2 M I am on a 7/1 ARM @ 2% and the ARM rate ends in Nov 2019 I am thinking should I change to a 15/1 ...