Search found 65 matches

by vandering
Tue Jun 20, 2017 2:00 pm
Forum: Investing - Theory, News & General
Topic: Not reinvesting dividends
Replies: 22
Views: 3295

Re: Not reinvesting dividends

Thank-you for all Thoughtful replies. I really appreciated some of your perspectives especially after -tax v. tax deferred. I've got too many individual positions to flip it to "deposit to core account" ordinarily but did so across the board in May when stocks that I own and stocks on my w...
by vandering
Tue Jun 20, 2017 1:52 pm
Forum: Investing - Theory, News & General
Topic: Not reinvesting dividends
Replies: 22
Views: 3295

Re: Not reinvesting dividends

Do you invest in individual stocks? Funds only 92 43% Serious stock position 47 22% Small stock position 76 35% Total votes: 215 This from March 29,2015. In a later thread asking the same question (2016) with a larger sampling size, I saw 67% rather than the 57% you see here, just can't locate it. I...
by vandering
Mon Jun 19, 2017 12:42 pm
Forum: Investing - Theory, News & General
Topic: Not reinvesting dividends
Replies: 22
Views: 3295

Not reinvesting dividends

I understand that the majority of Bogleheads own individual stocks in their portfolios as I saw it on one of the threads here (67% +/-). Does anyone else think it might be prudent to "turn off auto re-invest" of dividends to allow cash to accumulate in settlement MM account as Shiller's CA...
by vandering
Mon Jun 20, 2016 4:28 pm
Forum: Personal Consumer Issues
Topic: Need advice ..Lexus battery fails when car is not driven 24 hrs
Replies: 87
Views: 6434

Re: Need advice ..Lexus battery fails when car is not driven 24 hrs

We feel your pain. Spouse purchased 2013 LX570, drives it infrequently. No aftermarket products installed. Has less than 20K miles. On our third battery. We escalated all the way to invoking lemon law (too late) and was dealt with in arbitration with negative outcome. (We've still got the lemon). SE...
by vandering
Sun Nov 15, 2015 12:47 am
Forum: Personal Finance (Not Investing)
Topic: Downstair neighbor's water damage - how to go about it.
Replies: 15
Views: 2314

Re: Downstair neighbor's water damage - how to go about it.

My situation is the other side of the coin and while I've never "lawyered up" before, I've decided to do so out of principle. I've got a condo in FL. My property manager notified me that he turned on water in unit above me to get the unit ready for owners for the weekend and inadvertently ...
by vandering
Sat Oct 19, 2013 1:42 am
Forum: Personal Consumer Issues
Topic: Any last minute ideas on Florida?
Replies: 27
Views: 2850

Re: Any last minute ideas on Florida?

Gatorman, I think it's Mote Marine (great place to take the kids) and St.Armand's Circle (great place to empty your wallet) but I concur.
Longboat Key is the nicest place on Earth despite what my children say. It does depend on your interests. It is a very sedate beach scene.
by vandering
Fri Feb 01, 2013 11:12 pm
Forum: Personal Consumer Issues
Topic: Place to stay in Longboat Key, Florida?
Replies: 15
Views: 2504

Re: Place to stay in Longboat Key, Florida?

Farther south you go along Longboat closer to Sarasota rather than Bradenton, typically nicer. The 1/2 way point on the island between Sarasota/Bradenton is at Pattigeorge's. Anything that rents by night/ week rather than month won't be that great but none of these is exactly camping. You should hav...
by vandering
Wed Oct 10, 2012 5:55 pm
Forum: Personal Finance (Not Investing)
Topic: Calling all Canadians and CPAs
Replies: 1
Views: 440

Calling all Canadians and CPAs

Any and all help greatly appreciated...... In Tax year 2011, I spent 22,000$ clearing and renovating my mother's condominium to sell to pay for her living expenses while paying to move her to 3 different nursing homes. (What can I say? She's discriminating. The last place, she was pleased with.) Her...
by vandering
Wed Jan 25, 2012 5:22 pm
Forum: Investing - Help with Personal Investments
Topic: Advice for graduating medical school couple
Replies: 53
Views: 5104

Re: Advice for graduating medical school couple

To:lovenox11 Guys and Gals, what are your specialities? My spouse and I are 2 hyper specialists . We graduated med school in 1990. One of us had 140K loans. We both moon-lighted to cover the interest payments. One of us went into privates first and knocked off our loan in 18 months. It's doable. Yes...
by vandering
Thu Nov 17, 2011 6:15 pm
Forum: Personal Consumer Issues
Topic: Engagement Rings
Replies: 93
Views: 6592

Re: Engagement Rings

1990 original eternity band 10 diamonds 1.0 C total around 2800. 2002 3.82 C Emerald cut 1.2 ratio F color VVSI good cut. no fluorescence. medium girdle. 65% table. 3mm platinum 4 prong setting. GIA report. pd 48K .appraisal 65K
by vandering
Mon Aug 01, 2011 2:15 pm
Forum: Investing - Theory, News & General
Topic: Help ID Index Fund for CANADIAN citizen
Replies: 4
Views: 740

Thank-you

asdfvcx, Doug1 and Stryker. Thank-you for the information. I am investigating all your leads now. Greatly appreciated.
by vandering
Sun Jul 31, 2011 10:03 am
Forum: Investing - Theory, News & General
Topic: Help ID Index Fund for CANADIAN citizen
Replies: 4
Views: 740

Help ID Index Fund for CANADIAN citizen

My spouse has parent who was recently moved into Canadian assisted living facility. He has power of attorney. She had 92K(2007) in an actively managed non-retirement account with a small Canadian brokerage that is currently worth 40K. Market losses/ turnover. No withdraws. Family is currently in pro...
by vandering
Wed Jul 27, 2011 1:38 pm
Forum: Personal Finance (Not Investing)
Topic: Do you use your own tax person?
Replies: 35
Views: 4219

I would definitely use a CPA. 1000/yr sounds right. Shouldn't get charged for est. quarterlies. If you're K1 and your spouse has LLC it's already byzantine. My spouse is K1 and 1099. I'm W2 and 1099. Then there's figuring tax on after tax brokerage account if you've got one. Depreciating big ticket ...
by vandering
Sun Jun 19, 2011 8:42 am
Forum: Personal Consumer Issues
Topic: Shopping for watches
Replies: 104
Views: 10420

watch

You might want to kick in a few extra bucks and look at the Rolex Yacht-Master in stainless/ platinum bezel. Very plain/elegant/indestructible. For good used selection, good prices try Wingate's. I've used them many times.
by vandering
Tue Sep 07, 2010 8:57 pm
Forum: Investing - Theory, News & General
Topic: What is the best way to buy physical gold and silver?
Replies: 76
Views: 14163

[OT comments deleted by admin alex]
by vandering
Tue Sep 07, 2010 5:53 am
Forum: Investing - Theory, News & General
Topic: What is the best way to buy physical gold and silver?
Replies: 76
Views: 14163

Tulving min is 20oz. for gold. But you can get a nice green box of 500 silver eagles delivered to your door for around 10K.
by vandering
Mon Sep 06, 2010 5:42 am
Forum: Personal Consumer Issues
Topic: Sailing -- cost?
Replies: 36
Views: 7545

Am sure everyone familiar with this hoary chestnut:
If it floats, flies or fornicates; rent it. It's cheaper :>)
by vandering
Sun Sep 05, 2010 4:45 am
Forum: Investing - Theory, News & General
Topic: What is the best way to buy physical gold and silver?
Replies: 76
Views: 14163

tulving. Credit Suisse 10oz. spot +14.95/oz. Credit Suisse 1oz. spot + 19.95/oz. No tax. 15$ wire is deducted from sale. 48 hr receipt. Bid/Ask clearly shown on site. Ag also very reasonable. Turn around time on Ag 4-5 days. Current info. Previously charged about 7-9$ over spot. Too cheap to pay pre...
by vandering
Wed Jul 28, 2010 2:59 am
Forum: Investing - Help with Personal Investments
Topic: Dividend paying stocks
Replies: 19
Views: 4730

I would not be a buyer of most of those stocks right now because they are overpriced. It is difficult to figure how much you are willing to pay for a stock. We focus on the historical dividend among other things. So asking what to buy is usually the wrong question. Most dividend paying blue chip st...
by vandering
Fri Jul 02, 2010 6:42 am
Forum: Personal Consumer Issues
Topic: what's been your favorite and least favorite cars?
Replies: 59
Views: 17525

http://www.google.com/imgres?imgurl=http://www.autolunacy.com/carimages/84-Fiero.jpg&imgrefurl=http://www.autolunacy.com/displayByYear.php%3Fyear%3D1980&usg=__0KV3gh1JoqMVGf1ESYYJABslAfQ=&h=277&w=500&sz=57&hl=en&start=4&itbs=1&tbnid=CydyVGlQnsqP6M:&tbnh=72&...
by vandering
Fri Jul 02, 2010 6:28 am
Forum: Personal Consumer Issues
Topic: what's been your favorite and least favorite cars?
Replies: 59
Views: 17525

Favorite: Lexus SC430. 2005 push button convertible hard top
Next Best: Ford Fiero circa 1980? red plastic matchbox with bucket seats, knees to ears and bonus chastity gear box. Yes, I was cool.
Most Reviled: Volvo S70 1999. Look up "lemon" in Wikipedia to see my former car.
by vandering
Fri Jul 02, 2010 5:25 am
Forum: Investing - Theory, News & General
Topic: is gold oversold at this point?
Replies: 11
Views: 2469

Would only add to my position at sub 1000 which may/may not happen.
A hedge fund implodes, PMs tank with market at year end liquidation ahead of change in qualified dividends 15% --->39.6%, dogs and cats sleeping together. Who knows?
by vandering
Tue Jun 15, 2010 10:26 am
Forum: Personal Consumer Issues
Topic: WSJ in decline?
Replies: 31
Views: 4490

I've been reading the WSJ for more than 25 years. Formerly, they published breaking stories over months well ahead of the MSM full of detail and antediluvian wit. Their quirky human interest stories were superb. The spelling and grammar was beyond reproach. They were the standard to which I held eve...
by vandering
Tue Jun 15, 2010 10:16 am
Forum: Investing - Help with Personal Investments
Topic: Invest in BP?
Replies: 75
Views: 10003

I've got lots of BP.ADR and lots of VGELX. I plan to buy more BP a few days after they suspend the dividend. I'm putting this down clearly, here and now so everyone can sympathize with my stupidity in a matter of weeks? months? years?
by vandering
Tue Jun 08, 2010 6:49 am
Forum: Investing - Theory, News & General
Topic: Confessions of a 100% equity guy...sort of:
Replies: 57
Views: 9165

WannaBeMiniDave. I am very impressed by your story. You're 26. You indicate that you were handicapped by lack of education. substanceS? and possibly family. Yet at your young age, you've managed to excel in atleast 2 areas; REinvesting and online poker. You've amassed more than I conjecture many on ...
by vandering
Mon May 31, 2010 1:42 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone have any opinions on PNC Wealth Managment?
Replies: 17
Views: 5623

Vanguard Wealth Mgt. min is 500K. It's 0.75% of First Mill or 4500k/yr min. but beats PNC if your friend wants to set it and forget it. It is exponentially cheaper as you have AUM increase. I have this structure for kids in trust, in case we drop over dead.... Hopefully, will not require this splend...
by vandering
Mon May 31, 2010 11:16 am
Forum: Personal Finance (Not Investing)
Topic: Bank for High Balance Accounts
Replies: 7
Views: 1843

Go to bankrate.com. Check on the section Is my money safe and secure? Go to your state and pore over financials for each of the 4-5 star banks in your area. Concentrate on local/regional banks with bigger market caps. Look at business saving/checking accounts yielding +/- 2%. Park no more than 250K ...
by vandering
Sat May 22, 2010 5:01 am
Forum: Investing - Help with Personal Investments
Topic: Down big again today 5/20; buying opportunity?
Replies: 61
Views: 9174

re: Thursday, yes I took (was taken) the opportunity to get out my list and bought a utility with a good yield and low pay out ratio after I read somewhere that hedge funds were selling the kitchen sink for liquidity and some guy called Russell said get liquid! See Fred Peterson above. I won't know ...
by vandering
Sun May 16, 2010 2:27 pm
Forum: Personal Consumer Issues
Topic: More flight disruptions Sunday? for decades?
Replies: 10
Views: 2140

Thanks. Right then. Cruise it is.
by vandering
Sun May 16, 2010 11:20 am
Forum: Personal Consumer Issues
Topic: More flight disruptions Sunday? for decades?
Replies: 10
Views: 2140

KATLA:((In the past 1,000 years, all three known eruptions of Eyjafjallajökull have triggered subsequent Katla eruptions.[14] Following the 2010 eruptions, on 20 April 2010 Icelandic President Ólafur Grímsson said "the time for Katla to erupt is coming close ... we [Iceland] have prepared ... i...
by vandering
Tue May 04, 2010 7:59 am
Forum: Investing - Theory, News & General
Topic: Buffett: do what's best for most... don't buy Berkshire!
Replies: 20
Views: 4293

http://www.creativeacademics.com/finance/IV.html#new

This is called the Berkshire Hathaway Intrinsivaluator.
I used this to inform my decisions about buying additional shares ie. 2005 yes, 2006-7 no, 2008-9 yes. 2010 no, so far.
by vandering
Sat May 01, 2010 2:42 am
Forum: Personal Consumer Issues
Topic: sunglasses
Replies: 109
Views: 20110

Cheap Sunglasses

For me it's a function of geography, activity, glare water/snow, iris color.
I've got maybe 15 pairs 200-?500. All are polychromics or polarized grey/brown. It's just my way of amortizing cataracts, age related macular degeneration, uveal melanoma.... Pick your favorite.
by vandering
Mon Apr 26, 2010 9:46 pm
Forum: Personal Consumer Issues
Topic: Another sunscreen thread: Sport sunscreen
Replies: 17
Views: 2303

Dude, Ironmen use Bullfrog. You knew that....
by vandering
Mon Apr 26, 2010 9:22 pm
Forum: Personal Consumer Issues
Topic: Vacationing in Spain
Replies: 28
Views: 3396

bag Portugal. If you like beaches try Puerto Banus on the Costa del Sol off Marbella. Did it as a teenager DECADES ago. Great beaches. Not as nice as west coast Fla but pretty nice. Friendly deck hands. Got to tour Adnan Kashoggi's boat Nabila. They called it Flying Saucer for a Bond movie. Great fo...
by vandering
Mon Apr 26, 2010 8:39 pm
Forum: Investing - Theory, News & General
Topic: Is anyone else Short GS? I shorted it last week.
Replies: 70
Views: 11886

ditto, but I'm out. Chaching. Regards.
by vandering
Sun Apr 25, 2010 4:21 pm
Forum: Investing - Help with Personal Investments
Topic: How many 18 year olds are investing?
Replies: 15
Views: 2471

sweetpea.... buy some individual stocks and get it out of your system OR NOT. Google DRIP and think McDonalds MCD or Coca-Cola KO. You're going to be fine. Cheers
by vandering
Sat Apr 24, 2010 3:09 pm
Forum: Investing - Theory, News & General
Topic: Rebalance Strategy at S&P 500 1,566
Replies: 32
Views: 4443

Maybe this is too simplistic but I don't want to unload at 1565, because I bought a bunch of large cap multinationals w/DY North of 6%, lowest was MCD 4.5%. When we get to 1500 or dow 20000 and these same stocks now have DY of 1%, I'll probably check the box saying don't reinvest rather stick it in ...
by vandering
Sat Apr 24, 2010 2:48 pm
Forum: Investing - Help with Personal Investments
Topic: Can an 18 year old achieve retirement w/ $3 million @ 65
Replies: 12
Views: 2171

With regard to dollar amount see -Harold- above. With regard to allocation, I know that the Target XX funds are very new. My kids are roughly 3 years younger than you. I've got them in 2/3 Total Stock Mkt and 1/3 Total Int'l Stock Market. I've also encouraged the older one to open a DRIP and buy McD...
by vandering
Sat Apr 24, 2010 1:03 pm
Forum: Investing - Theory, News & General
Topic: Stock Buyer's Strike! (Fun Poll too!)
Replies: 36
Views: 4007

Bought equities, multinational mega caps with + 4.5% div as well as BRK like a one-armed paper hanger on meth p/11/20/08 and then again 3/09-1/10. Along with commodities, copper-jacketed lead, Cheetos and tin foil, lots of tinfoil. Now, am sitting on that and a lot of cash. Based on current valuatio...
by vandering
Wed Apr 21, 2010 10:32 pm
Forum: Personal Consumer Issues
Topic: Where to purchase Omega watch?
Replies: 19
Views: 4914

Omega

Never pay retail. Have purchased 4 Rolexes, 1 Breuget and 2 Cartiers from Wingates. Think it's tick-tock.com. Always 20-45% below retail. Cheers
by vandering
Mon Apr 05, 2010 7:09 pm
Forum: Investing - Help with Personal Investments
Topic: College decisions: privates with a big tab, worth it?
Replies: 77
Views: 8504

hyp

Haaavad/ Yale/ Pwinceton agree with gamma point re: sciences. got into an ivy early decision, starts with Dart.... Lasted one year. It snowed in August. Transferred back to big state school 12K cheaper than one year of Dart. Parents were kind enough to fund 4 years of pvt. grad/med school for which ...
by vandering
Thu Apr 01, 2010 9:00 am
Forum: Investing - Theory, News & General
Topic: Fidelity Portfolio Advisory Service
Replies: 68
Views: 52587

about a year ago I transferred my brokerage to Fidelity and left the passive at Van. I was also offered the SirHorace special on what I'd left at Van which was kind of amusing. I didn't take offense. I did take the 15 free trades. I would also point out that I did the free portfolio review with Van ...
by vandering
Tue Mar 30, 2010 9:21 am
Forum: Investing - Help with Personal Investments
Topic: Investing my kids money more aggressively
Replies: 14
Views: 2091

to lmpmd: To answer your original question. I have 2 offspring slightly younger. Have 2 Van trusts. Both kids get exactly same each year. Ratio is 65% VTSMX/ 35% VGTSX.

Now if you want to solicit my opinion on how to parent your kids, you'll need to wait a long time.
by vandering
Tue Mar 30, 2010 8:51 am
Forum: Personal Consumer Issues
Topic: for sale by owner...
Replies: 61
Views: 8462

We've purchased 2 homes FSBO, one from contractor, one from homeowner. We've sold 2 homes FSBO. Bought two lots FSBO. Over the course of 18 years. Most recently 2009. Never involved an attorney. Used a title company. In each instance buyers/sellers were more knowledgeable of property than any realto...
by vandering
Fri Mar 26, 2010 1:56 pm
Forum: Personal Finance (Not Investing)
Topic: Questions re bypassing the listing agent to buy a house
Replies: 24
Views: 3125

BLACKJACK: They've already bought a house to move into, and the sale of this house is taking longer than they expected (it's been on the market over four months, with few prospects). They showed us their house, we like it, and the price seems reasonable. (We can imagine why the house has not sold; i...
by vandering
Tue Mar 23, 2010 5:11 pm
Forum: Investing - Theory, News & General
Topic: OK, it's signed. 3.8% tax on what, exactly?
Replies: 12
Views: 2589

go into effect 2013. push rates on long term cap gains and dividends to 23.8%. 15% now. current admin would let them expire back to 20%+ 3.8%= 23.8% I think if you joint file and AGI x> 250k. This is my understanding. I thought GLD physical was a collectible and taxed at your ordinary rate? Also I w...
by vandering
Tue Mar 23, 2010 4:50 pm
Forum: Investing - Help with Personal Investments
Topic: I'm giving away Berkshire Hathaway shareholders mtng tickets
Replies: 4
Views: 1512

BRK.a

That's very nice of you. I selfishly place mine on a hanger in my closet with my marathon finisher medals. Oh, the irony.
by vandering
Sat Mar 20, 2010 1:55 pm
Forum: Investing - Theory, News & General
Topic: Where can I go to discuss topics not allowed here?
Replies: 28
Views: 5301

Verboten Topics

Dear pmiller, I often find that when my tinfoil hat chafes a bit too much here sites like zerohedge.com and seekingalpha.com let me indulge in my Armaggedon fantasies. Regards.
by vandering
Tue Mar 16, 2010 7:38 am
Forum: Personal Consumer Issues
Topic: toilet
Replies: 12
Views: 2748

TOTO

3 TOTOs 1996-2000. 1 minor event involving a Barbie-Doll head and a ROLL of tissue paper. Toddler misunderstanding. 7 subsequent TOTOs in 2 locations 2001-current. Zero events. Household of 4.(Denominator)
Go TOTO.... Trying to keep this PG-13, avoid TMI,graphic visuals...
Hope this helps.
by vandering
Thu Mar 11, 2010 6:13 am
Forum: Investing - Theory, News & General
Topic: Most Americans still unprepared for retirement - survey
Replies: 53
Views: 6838

SS insecurity

This is directed at all participants 40 and older. I entered the work force in 1990. My middle aged brain vaguely recalls the relentless media drumbeat that SS was not only NOT an unalienable right but unsustainable and would be bankrupt in 2028. That was THEN 1990. A few years later I remember read...

Go to advanced search