Search found 58 matches

by uberational44
Fri Jan 26, 2018 2:51 pm
Forum: Investing - Help with Personal Investments
Topic: LEAPS in Europe
Replies: 1
Views: 124

LEAPS in Europe

Does anyone know if you can purchase long-term options for European stocks?

Appreciate this isn't Bogleheads territory, but I find the conversations from this forum more insightful than any other forum..
by uberational44
Fri Jan 19, 2018 12:01 pm
Forum: Investing - Help with Personal Investments
Topic: Investing in Indian Stock Market - Fund selection
Replies: 19
Views: 1769

Re: Investing in Indian Stock Market - Fund selection

I would highly recommend the emerging markets ETF by Vanguard. There might be great returns in the Indian stock market, but you might find those returns being eaten up by currency fluctuations... The conventional problem with the ETFs is a heavy weighting towards China. Diluting any exposure to Ind...
by uberational44
Fri Jan 19, 2018 8:43 am
Forum: Investing - Help with Personal Investments
Topic: High Dividend Stocks as bond substitute?
Replies: 32
Views: 2184

Re: High dividend stocks as bond substitute?

I think the key thing would be to buy companies which have a very good chance of surviving the coming years of disruption. A lot of high dividend king stocks have been a sensible investment for the past 100 years. But that doesn't mean they will be safe for the next hundred... There are actually ve...
by uberational44
Fri Jan 19, 2018 8:32 am
Forum: Investing - Help with Personal Investments
Topic: What will happen if everyone indexed?
Replies: 23
Views: 2347

Re: What will happen if everyone indexed?

I think there could be a worse scenario in which index investors who don't really understand indexing rush out of the market with the herd during some sort of crisis. Although in this scenario, if you bought more when the price went down, you would be able to get out of the market unscathed... I agr...
by uberational44
Fri Jan 19, 2018 8:26 am
Forum: Investing - Help with Personal Investments
Topic: Investing in Indian Stock Market - Fund selection
Replies: 19
Views: 1769

Re: Investing in Indian Stock Market - Fund selection

I would highly recommend the emerging markets ETF by Vanguard. There might be great returns in the Indian stock market, but you might find those returns being eaten up by currency fluctuations...
by uberational44
Fri Jan 19, 2018 8:23 am
Forum: Investing - Help with Personal Investments
Topic: High Dividend Stocks as bond substitute?
Replies: 32
Views: 2184

Re: High dividend stocks as bond substitute?

I think the key thing would be to buy companies which have a very good chance of surviving the coming years of disruption. A lot of high dividend king stocks have been a sensible investment for the past 100 years. But that doesn't mean they will be safe for the next hundred...
by uberational44
Thu Jan 18, 2018 4:45 pm
Forum: Investing - Help with Personal Investments
Topic: All Weather Fund
Replies: 4
Views: 765

Re: All Weather Fund

Do you mean similar to Ray Dalio's fund? I had a discussion with someone about this on reddit a few weeks ago. I think we both agree, if you wanted higher returns, you would have to take on more risk. If you wanted less returns, you would take on less risk. But you can't have it both ways Also, I ha...
by uberational44
Thu Jan 18, 2018 4:41 pm
Forum: Investing - Help with Personal Investments
Topic: Are ETFs Really That Safe?
Replies: 26
Views: 2185

Re: Are ETFs Really That Safe?

Volatility is definitely not a problem, nor is a sector best as long as the demographics look relatively solid. For robotics, I think they do. My main issue would be complex and scary derivatives within the ETFs, or the actual ETF companies themselves... Also, I wouldn't be narrow investment if I bo...
by uberational44
Thu Jan 18, 2018 4:32 pm
Forum: Investing - Theory, News & General
Topic: GE and the myth of "safe blue-chip stocks"
Replies: 123
Views: 15367

Re: GE and the myth of "safe blue-chip stocks"

I always think people assume that the longer something has been around the safer it is. GE has been a defensive stocks for the best part of a century, however will it be able to stay a secure investment for the next 20-30 years? It reminds me of Louis XVII in France in 1788. If someone had asked him...
by uberational44
Thu Jan 18, 2018 4:24 pm
Forum: Investing - Help with Personal Investments
Topic: Are ETFs Really That Safe?
Replies: 26
Views: 2185

Are ETFs Really That Safe?

ETFs are normally lumped with index funds as fairly safe investments, but ETFs seem far more dangerous. Even Bogle warned about them

What do other people think?

I want exposure to robotics stocks through an ETF, but I'm not sure how happy I would be with my cash parked in one
by uberational44
Thu Jan 18, 2018 4:21 pm
Forum: Investing - Theory, News & General
Topic: Shares Are Wildly Overpriced. But Bonds May Be Even Worse
Replies: 35
Views: 5788

Re: Shares Are Wildly Overpriced. But Bonds May Be Even Worse

What does the forum think? I think the article was written by the same James Mackintosh who wrote in November 10, 2010, "Equity returns will be poor for the next decade". CAGR since then has been 14.28%. The decade isn't quite up yet, by we're over 70% done with it. I think he's a journalist that h...
by uberational44
Wed Jan 10, 2018 4:07 pm
Forum: Investing - Help with Personal Investments
Topic: Anyone Have Experience With Broker Degiro?
Replies: 4
Views: 402

Anyone Have Experience With Broker Degiro?

I have am looking at investing in stocks using degiro does anyone have experience of it?
by uberational44
Wed Jan 10, 2018 3:59 pm
Forum: Investing - Theory, News & General
Topic: Brexit - The Next Black Swan
Replies: 2
Views: 725

Brexit - The Next Black Swan

I would like to start by saying I am non-political when it comes to Brexit. I don't live in Brexit and I am not writing about this from a political perspective.. A few weeks ago, a friend of a friend mentioned about the possibility of an IMF bailout after Brexit. I thought it was bogus, but did some...
by uberational44
Wed Dec 27, 2017 6:42 pm
Forum: Investing - Theory, News & General
Topic: Stock prices -- Are they only dependent on how much people are willing to pay and how much they are willing to hold?
Replies: 20
Views: 1644

Re: Stock prices -- Are they only dependent on how much people are willing to pay and how much they are willing to hold?

"In the short run, the stock market is like a voting machine--tallying up which firms are popular and unpopular. But in the long run, the market is like a weighing machine--assessing the substance of a company."
by uberational44
Wed Dec 27, 2017 6:40 pm
Forum: Investing - Help with Personal Investments
Topic: Buy And Hold Leveraged ETFs
Replies: 5
Views: 370

Buy And Hold Leveraged ETFs

Is there a reason why I couldn't invest in a leveraged etf based on an index such as the Nasdaq during a market downturn and ride out the gains?

Obviously you would have to assess whether you thought the index was undervalued or not based on analysis of the fundamentals, but still
by uberational44
Wed Dec 27, 2017 6:36 pm
Forum: Investing - Theory, News & General
Topic: Diversification: Is there any way to produce the same returns with less risk?
Replies: 52
Views: 5294

Re: Diversification: Is there any way to produce the same returns with less risk?

Volatility is not the same as risk...

If you were invested in the S&P and you had a somewhat large cash holding, you could invest more stocks if you experienced a dramatic drop in portfolio value.
by uberational44
Wed Dec 27, 2017 5:50 pm
Forum: Investing - Help with Personal Investments
Topic: Is it me or does everything seem expensive?
Replies: 47
Views: 5352

Re: Is it me or does everything seem expensive?

Dad, who was raised during the Depression, had a saying - "that nickel Coke will be the death of me yet." Everything was expensive to him. haha, that hilarious. I would imagine that growing up in the depression would create steadfast personal finance habits! I'm 25, so not that old... In terms of p...
by uberational44
Wed Dec 27, 2017 12:48 pm
Forum: Investing - Help with Personal Investments
Topic: Is it me or does everything seem expensive?
Replies: 47
Views: 5352

Is it me or does everything seem expensive?

I am an index investor, with a tendency towards value investing and some trading.. It seems to me that everything seems expensive at the moment - housing, stocks, bonds Granted I am not a professional investor, but when I look around everything seems overvalued... I was reading a macro hedge fund in...
by uberational44
Sat Dec 16, 2017 2:14 pm
Forum: Investing - Theory, News & General
Topic: Farmland REITs?
Replies: 33
Views: 4400

Re: Farmland REITs?

This post peaked my curiosity. Please understand that I'm neither against farmland reits nor for advocating the 2 US ones. I only briefly looked at RFM & so clearly not in a position to speak on it in detail. I copied portion of your post that most applied to my comments. My initial take is that an...
by uberational44
Sat Dec 16, 2017 10:52 am
Forum: Investing - Theory, News & General
Topic: Is anyone putting money aside into Gold?
Replies: 107
Views: 8570

Re: Is anyone putting money aside into Gold?

I have been taking great interest in gold recently and gold mining companies... Has anyone else considered this? I have had a fairly high proportion of my savings in gold since the 1970's. In my opinion, gold mining stocks are for masochists. I think physical gold is reasonably priced at present. H...
by uberational44
Sat Dec 16, 2017 10:21 am
Forum: Investing - Theory, News & General
Topic: Is anyone putting money aside into Gold?
Replies: 107
Views: 8570

Re: Is anyone putting money aside into Gold?

I have been taking great interest in gold recently and gold mining companies... Has anyone else considered this? I have had a fairly high proportion of my savings in gold since the 1970's. In my opinion, gold mining stocks are for masochists. I think physical gold is reasonably priced at present. H...
by uberational44
Sat Dec 16, 2017 10:19 am
Forum: Investing - Theory, News & General
Topic: Any of you trade just a little as a hobby?
Replies: 64
Views: 6234

Re: Any of you trade just a little as a hobby?

I don't trade at all, but I do look for opportunities where you can make a very cheap bet on something that has a relatively high probability of happening... An example would be.. if you thought the eu was going to collapse and you owned a 1m+ portfolio, you could borrow a small sum in eu and sell b...
by uberational44
Sat Dec 16, 2017 10:01 am
Forum: Investing - Theory, News & General
Topic: Jack Bogle Says ‘Avoid Bitcoin Like the Plague’
Replies: 210
Views: 23855

Re: Jack Bogle Says ‘Avoid Bitcoin Like the Plague’

Bogle had been wrong before...

One example that is Michael Burry of big short fame:

viewtopic.php?t=53971
by uberational44
Sat Dec 16, 2017 9:50 am
Forum: Investing - Theory, News & General
Topic: Is anyone putting money aside into Gold?
Replies: 107
Views: 8570

Is anyone putting money aside into Gold?

I have been taking great interest in gold recently and gold mining companies...

Has anyone else considered this?
by uberational44
Sat Dec 16, 2017 9:34 am
Forum: Investing - Theory, News & General
Topic: Farmland REITs?
Replies: 33
Views: 4400

Re: Farmland REITs?

farms
by uberational44
Mon Nov 27, 2017 4:40 pm
Forum: Investing - Theory, News & General
Topic: Value Investors vs. S&P 500
Replies: 24
Views: 3389

Re: Value Investors vs. S&P 500

I have long been intrigued by the concept of value investing - buying a dollar for $.50 has always seemed to me to be a logical way to make money over the long term. But I was looking recently at the following "collective" portfolio of the top value managers, compiled from their regulatory filings,...
by uberational44
Thu Aug 17, 2017 2:15 pm
Forum: Investing - Theory, News & General
Topic: news yesterday that Buffett has $100,000,000,000 in cash now
Replies: 65
Views: 9648

Re: Buffett and his $100 Billion in cash [are you increasing your cash holdings]

[moved this post into the existing thread - moderator prudent] Buffett and Munger are reportedly sitting on $100 billion in cash due to a lack of attractive investing opportunities (their prospective). From the best I can gather the total Market cap for Berkshire is around $500 billion. Boglehead c...
by uberational44
Mon Aug 14, 2017 4:59 pm
Forum: Investing - Theory, News & General
Topic: Building A Warchest
Replies: 32
Views: 3474

Re: Building A Warchest

I don't think gold has been extremely negatively correlated with inflation, but I'll let others here check me on this. The basic Boglehead idea is that Stocks in the long run keep up with inflation since companies can raise prices to keep up with it by definition. Gold is ... well, a mess (and agai...
by uberational44
Mon Aug 14, 2017 4:45 pm
Forum: Investing - Theory, News & General
Topic: Building A Warchest
Replies: 32
Views: 3474

Re: Building A Warchest

greg24 wrote:
Mon Aug 14, 2017 4:43 pm
If I may be so bold, let me restate the original post.

"I have decided on an 85/15 AA. How should I invest the 15% fixed income?"
That doesn't sound as good as warchest though!
by uberational44
Mon Aug 14, 2017 4:43 pm
Forum: Investing - Theory, News & General
Topic: Building A Warchest
Replies: 32
Views: 3474

Re: Building A Warchest

That won't keep up with inflation necessarily. In fact, if there's lots of inflation (and the accompanying high interest rates) your warchest would probably go down in nominal AND real terms. (And in real terms, a lot.) I guess you may want TIPS, but that's another can of worms; read the many TIPS ...
by uberational44
Mon Aug 14, 2017 4:42 pm
Forum: Investing - Theory, News & General
Topic: Building A Warchest
Replies: 32
Views: 3474

Re: Building A Warchest

What exactly is the right time? Do you have some sort of metric to use for this or just when you think it feels right? I'm thinking this is a similar strategy to what Warren Buffett does, no? Warren Buffet gets to play a very different game than you do. He buys whole companies, or at least buy enou...
by uberational44
Mon Aug 14, 2017 4:07 pm
Forum: Investing - Theory, News & General
Topic: Building A Warchest
Replies: 32
Views: 3474

Re: Building A Warchest

If 85-90% of your portfolio is in equities, I wouldn't call the remainder a "war chest". I would call the overall portfolio an aggressive allocation suitable for an investor with a 20 year time horizon or more. If I were you, I would let your "interest in markets and value investing" superecede any...
by uberational44
Mon Aug 14, 2017 1:26 pm
Forum: Investing - Theory, News & General
Topic: Building A Warchest
Replies: 32
Views: 3474

Re: Building A Warchest

I am relatively new investor, interested in index investing and value investing... I have been eyeing up a few opportunities outside of indexes and I want to build up a small reserve that will keep with up with inflation and hold its value if a market correction occurs. My hope would be to pick up ...
by uberational44
Mon Aug 14, 2017 12:27 pm
Forum: Investing - Theory, News & General
Topic: Building A Warchest
Replies: 32
Views: 3474

Re: Building A Warchest

To clarify, I wrote total bond fund twice. This is what I was thinking... Gold - 40% Vanguard Total Bond Market Index Fund Investor Shares - 20% Vanguard Prime Money Market Fund (VMMXX) - 20% Vanguard Short-Term Corporate Bond ETF (VCSH) - 20% I plan to buy incrementally Also, this will be 10-15% of...
by uberational44
Mon Aug 14, 2017 11:31 am
Forum: Investing - Theory, News & General
Topic: Building A Warchest
Replies: 32
Views: 3474

Building A Warchest

I am relatively new investor, interested in index investing and value investing... I have been eyeing up a few opportunities outside of indexes and I want to build up a small reserve that will keep with up with inflation and hold its value if a market correction occurs. My hope would be to pick up a...
by uberational44
Fri Aug 11, 2017 4:50 pm
Forum: Investing - Theory, News & General
Topic: Anyone Out There Who Has Failed To Stick To Their Long Term Investing Plan?
Replies: 35
Views: 4405

Re: Anyone Out There Who Has Failed To Stick To Their Long Term Investing Plan?

I want to 'be greedy when other are fearful', but I want to hear other people on this... All I can say is, all fears are not the same. The Tech Crash of 2000 was mostly a stock market phenomenon for many investors (unless one was employed in tech or related fields), and was widely recognized at the...
by uberational44
Fri Aug 11, 2017 4:24 pm
Forum: Investing - Theory, News & General
Topic: Anyone Out There Who Has Failed To Stick To Their Long Term Investing Plan?
Replies: 35
Views: 4405

Re: Anyone Out There Who Has Failed To Stick To Their Long Term Investing Plan?

I completely agree on changing at later stages of a bear market! Personally don't think I would be able to live with myself as a devoted Buffet follower, selling like crazy during a crash - would be all talk no action I think the capacity to think logically really helps. I used to be a nervous flye...
by uberational44
Fri Aug 11, 2017 1:14 pm
Forum: Investing - Theory, News & General
Topic: Anyone Out There Who Has Failed To Stick To Their Long Term Investing Plan?
Replies: 35
Views: 4405

Re: Anyone Out There Who Has Failed To Stick To Their Long Term Investing Plan?

My plan has evolved, but I'd say I have stuck with it for at least the last 25 years. I stuck with it through the 2000's . I was about $100K down new year's eve 2008/9 and was able to joke about it. It went down even further through March 20009. I am actually pretty conservative financially, but I ...
by uberational44
Fri Aug 11, 2017 12:47 pm
Forum: Investing - Theory, News & General
Topic: Anyone Out There Who Has Failed To Stick To Their Long Term Investing Plan?
Replies: 35
Views: 4405

Re: Anyone Out There Who Has Failed To Stick To Their Long Term Investing Plan?

I completely agree on changing at later stages of a bear market! Personally don't think I would be able to live with myself as a devoted Buffet follower, selling like crazy during a crash - would be all talk no action I think the capacity to think logically really helps. I used to be a nervous flyer...
by uberational44
Fri Aug 11, 2017 11:52 am
Forum: Investing - Theory, News & General
Topic: Anyone Out There Who Has Failed To Stick To Their Long Term Investing Plan?
Replies: 35
Views: 4405

Re: Anyone Out There Who Has Failed To Stick To Their Long Term Investing Plan?

RadAudit wrote:Well, I did revise my plan to a more conservative slant during two bear markets. Found out my risk tolerance wasn't as high as I thought.

Does that count?
Yes it does. I'm wary of that as well - underestimating risk tolerance..

I suppose you don't know until you know...
by uberational44
Fri Aug 11, 2017 11:37 am
Forum: Investing - Theory, News & General
Topic: Anyone Out There Who Has Failed To Stick To Their Long Term Investing Plan?
Replies: 35
Views: 4405

Anyone Out There Who Has Failed To Stick To Their Long Term Investing Plan?

I am just curious about this...

I have a plan to stick through things thick and thin, but I haven't lived through a bear yet

I want to 'be greedy when other are fearful', but I want to hear other people on this...
by uberational44
Thu Aug 10, 2017 7:01 am
Forum: Investing - Theory, News & General
Topic: Investing In Water
Replies: 29
Views: 3119

Re: Investing In Water

In the US, of all socialist hells, most water companies are publicly owned, usually by municipalities? In Britain, with its distinguished tradition of social democracy (National Health Service etc.), English & Welsh water companies are privately owned, usually by offshore infrastructure companies o...
by uberational44
Thu Aug 10, 2017 5:40 am
Forum: Investing - Theory, News & General
Topic: Investing In Water
Replies: 29
Views: 3119

Re: Investing In Water

@Value Thinker - that book looks like a great shout - might pick it up! RE Hedge funds, here is something I dug about the land grab although the source is fairly questionable: http://www.motherjones.com/environment/2014/01/summit-water-hedge-fund-mckenzie-funk-windfall-excerpt/ The chinese are doing...
by uberational44
Thu Aug 10, 2017 2:59 am
Forum: Investing - Theory, News & General
Topic: Investing In Water
Replies: 29
Views: 3119

Re: Investing In Water

It's a great suggestion, but I am very skeptical of impact investing. There are countless statistics out there saying that millennials want to make a difference through their investments - my friends have told me they have 'ethical investments' in their portfolios. The question is... who labels them...
by uberational44
Thu Aug 10, 2017 2:32 am
Forum: Investing - Theory, News & General
Topic: Investing In Water
Replies: 29
Views: 3119

Re: Investing In Water

No, it's not revolutionary! Water is a very long-term play though. The likelihood of farmland getting increasingly valuable is high, but only in the very long-term... The extent of the long-term makes me wonder whether it has been priced accordingly. Also, I think exposure in index funds is one way ...
by uberational44
Thu Aug 10, 2017 2:10 am
Forum: Investing - Theory, News & General
Topic: Investing In Water
Replies: 29
Views: 3119

Investing In Water

I have looked at the numbers and the logic behind a defensive investment in water is pretty interesting... -It's one of the world's most valuable commodities -It's becoming increasingly scarce (by 2025, 1.6 Billion people will live in water scarce parts of the world) -In America, water infrastructur...
by uberational44
Sat Jul 29, 2017 5:54 pm
Forum: Investing - Help with Personal Investments
Topic: Value Investing
Replies: 20
Views: 1591

Re: Value Investing

When I read about Buffet, Graham, and Swedroe talking about value, is this more domestic small cap value, or is there any international involved... For Buffet and Graham it is domestic, but I think that is a age thing, a bias that they grew up with. When they were doing their thing it was hard to d...
by uberational44
Sat Jul 29, 2017 3:00 pm
Forum: Investing - Help with Personal Investments
Topic: Value Investing
Replies: 20
Views: 1591

Re: Value Investing

Cheers for that and thanks for the welcome!
by uberational44
Sat Jul 29, 2017 2:50 pm
Forum: Investing - Help with Personal Investments
Topic: Value Investing
Replies: 20
Views: 1591

Re: Value Investing

I can see the sense of indexing, but every now and then I read about investors like Michael Burry (the big short) and it gives me an itch...

I think his record was 600% from 2000s onwards when S&P returned 5%!
by uberational44
Sat Jul 29, 2017 2:43 pm
Forum: Investing - Help with Personal Investments
Topic: Value Investing
Replies: 20
Views: 1591

Value Investing

Obviously this forum is geared toward indexs, but are there any value investors out there?

People whose portfolio is completely value orientated, or people who have dedicated a small part of their portfolio to value?