Search found 10 matches

by twee
Mon Mar 20, 2017 5:13 pm
Forum: Investing - Help with Personal Investments
Topic: new to investing looking for advice
Replies: 19
Views: 1611

Re: new to investing looking for advice

Current employer offers two plans through transamerica - Defined Contribution Retirement Plan - Tax-Deferred Annuity Plan I'll be contributing to the Tax-Deferred Annuity Plan (this is the 403B I think) and the employer will start contributing 10% of income to the DCP after 1 year. So you have $2K ...
by twee
Mon Mar 20, 2017 12:15 pm
Forum: Investing - Help with Personal Investments
Topic: new to investing looking for advice
Replies: 19
Views: 1611

Re: new to investing looking for advice

My current employer also offers a 403B (I have opted for 10% at the moment, no employer match) What are the options in the current 403b? Sorry I was away from internet for the past week and couldn't reply. Current employer offers two plans through transamerica - Defined Contribution Retirement Plan...
by twee
Fri Mar 10, 2017 11:27 am
Forum: Investing - Help with Personal Investments
Topic: new to investing looking for advice
Replies: 19
Views: 1611

Re: new to investing looking for advice

I checked that the 403B account allows for incoming rollover. Did not ask about DCP. What's the difference between having it roll into DCP instead of 403B? In your opening post you wrote that your 403b was from a previous employer. It's unusual that an old account from a former employer would allow...
by twee
Wed Mar 08, 2017 3:16 pm
Forum: Investing - Help with Personal Investments
Topic: new to investing looking for advice
Replies: 19
Views: 1611

Re: new to investing looking for advice

For the 403B, I can re-allocate (it's entirely customize-able). Good. You aren't double taxed using the backdoor method as long as you keep track of your basis. However, the TIRAs will get in the way. Have you checked with the DCP to see if it allows incoming rollovers? I checked that the 403B acco...
by twee
Tue Mar 07, 2017 1:24 pm
Forum: Investing - Help with Personal Investments
Topic: new to investing looking for advice
Replies: 19
Views: 1611

Re: new to investing looking for advice

Twee.... Welcome to the Forum. Glad to have you aboard !! Your choice of reading/study material is excellent. A book that I would add to the list is a bit on the lighter side.... "The Coffee House Investor" by Bill Schultheis. Bill is a recovering Smith-Barney broker that now "gets i...
by twee
Tue Mar 07, 2017 1:22 pm
Forum: Investing - Help with Personal Investments
Topic: new to investing looking for advice
Replies: 19
Views: 1611

Re: new to investing looking for advice

- 403B (previous employer) Just to be clear. Are you allowed to pick and choose from the options listed? Could you pick just one fund for your entire account? Just two funds? For the 403B, I can re-allocate (it's entirely customize-able). I just really didn't know what I was doing so I just took a ...
by twee
Mon Mar 06, 2017 12:09 pm
Forum: Investing - Help with Personal Investments
Topic: new to investing looking for advice
Replies: 19
Views: 1611

Re: new to investing looking for advice

Thanks for your feedback, it's really helpful. I'm really grateful for your time and energy For the ticker symbols, I just googled them - 403B (previous employer) - $14,983.39 "stability of principle" This is what was in the report for the stable value option (28.71%) expense 0.75% Sector ...
by twee
Fri Mar 03, 2017 11:35 am
Forum: Investing - Help with Personal Investments
Topic: new to investing looking for advice
Replies: 19
Views: 1611

Re: new to investing looking for advice

editing to add missing 403B allocations twee , welcome to the forum. - 403B (previous employer) - $14,983.39 What are the options (fund names, ticker symbols, plan expense ratios)? List not only what you currently have but what you could have. I don't understand this - "list not only what you c...
by twee
Wed Mar 01, 2017 12:45 pm
Forum: Investing - Help with Personal Investments
Topic: new to investing looking for advice
Replies: 19
Views: 1611

Re: new to investing looking for advice

Thanks for your advice and feedback! Will look into this and provide additional information
by twee
Tue Feb 28, 2017 4:57 pm
Forum: Investing - Help with Personal Investments
Topic: new to investing looking for advice
Replies: 19
Views: 1611

new to investing looking for advice

Hello! Short introduction about myself. I am 29 and hadn't really thought about finances or retirement seriously until now. I recently changed jobs with a much shorter commute (adding 3 hours to each day) and am planing to use a portion of that for learning and applying financial planning (mostly so...