Search found 9 matches

by tinvestor
Mon Apr 03, 2017 9:37 am
Forum: Investing - Help with Personal Investments
Topic: "VXX - insurance against a market crash?"
Replies: 16
Views: 1568

Re: "VXX - insurance against a market crash?"

XIV is bascally the SPY on steroids and a better option than shorting UVYX/VXX. I'd rather use XIV as an "indicator" however and don't recommend any VIX products. You can see that the run up since jan 16 has been on the backs of total annihilation of volatility. The rate at which VIX produ...
by tinvestor
Sat Apr 01, 2017 7:38 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Review Request - New to Indexing
Replies: 8
Views: 1226

Re: Portfolio Review Request - New to Indexing

JackArbor , welcome to the forum. Trad IRA: $0 (income capped) If your income is under the limit for direct Roth IRA contributions you are allowed to contribute to a Roth IRA directly (for both you and your spouse). If your income is above the limit you may be able to use the Backdoor Roth IRA meth...
by tinvestor
Sat Apr 01, 2017 1:50 pm
Forum: Investing - Help with Personal Investments
Topic: Currently have $700,000 at 26 years old get $100,000 a year
Replies: 80
Views: 11994

Re: Currently have $700,000 at 26 years old get $100,000 a year

Assuming this isn't an april fools joke, there are people your age with 0 parental help that make 100k, save more than you and still have almost half of what you have in net worth/savings. At this rate you will not only be average but below average if your "income" doesn't increase along w...
by tinvestor
Sat Apr 01, 2017 12:22 pm
Forum: Investing - Help with Personal Investments
Topic: 27, no investments, please help
Replies: 19
Views: 2657

Re: 27, no investments, please help

I put 100% of my roth (11k) into FSTVX on the 27th, glad i caught the bounce and 1%+ buffer already, sad I didn't do the same for the 401k and taxable account. I'm deciding to put the whole 401k (30k) into FSTVX soon, maybe half first and DCA the rest along with my "catch" up contributions...
by tinvestor
Wed Mar 29, 2017 6:44 pm
Forum: Investing - Theory, News & General
Topic: What Bond ETF to use for a 3-fund portfolio?
Replies: 12
Views: 2560

Re: What Bond ETF to use for a 3-fund portfolio?

Under all my scenarios, TLT seems to outperform all other bond funds by a good margin in terms of max drawdown (3% better than BND) and CAGR (.5% better) ? I also really like the .90 vs .99 market correlation. Is it wrong to expect TLT portfolios to continue to outperform BND, IEI etc porfolios ? Do...
by tinvestor
Sun Mar 26, 2017 6:30 pm
Forum: Investing - Help with Personal Investments
Topic: 27, no investments, please help
Replies: 19
Views: 2657

Re: 27, no investments, please help

Thanks for the great advice. I opened my Vanguard account and funded it with a big chunk of the cash. My backdoor Roth IRA conversion finally took effect and the $11k are ready to be invested. I still need to look into bonds, what they're expected to do with interest rates going higher, and if i sh...
by tinvestor
Wed Mar 22, 2017 8:00 pm
Forum: Investing - Help with Personal Investments
Topic: 27, no investments, please help
Replies: 19
Views: 2657

Re: 27, no investments, please help

Thanks for the great advice. I opened my Vanguard account and funded it with a big chunk of the cash. My backdoor Roth IRA conversion finally took effect and the $11k are ready to be invested. I still need to look into bonds, what they're expected to do with interest rates going higher, and if i sho...
by tinvestor
Tue Mar 21, 2017 11:11 am
Forum: Investing - Help with Personal Investments
Topic: 27, no investments, please help
Replies: 19
Views: 2657

Re: 27, no investments, please help

I've called Fidelity, Vanguard and others and reading nonstop. I decided to leave 401k and IRA with Fidelity but open a Vanguard account for my taxable account. There's a .49% prime money market that I will move all my money into ASAP, then set up automatic contributions from it into VTSAX every wee...
by tinvestor
Mon Mar 20, 2017 6:35 pm
Forum: Investing - Help with Personal Investments
Topic: 27, no investments, please help
Replies: 19
Views: 2657

27, no investments, please help

Hey guys I have a problem with my current financial situation that gives me high levels of anxiety. I've been fortunate enough and have lived frugally enough to survive college without debt, then saved most of my money the past 5 years since graduating. I was an expat for one year which allowed me t...