Search found 167 matches

by thirdman
Fri Jun 24, 2016 1:35 pm
Forum: Investing - Theory, News & General
Topic: Do Utilities Act like high grade bonds?
Replies: 6
Views: 516

Re: Do Utilities Act like high grade bonds?

Thanks all. asif408, thanks for the info.

thirdman
by thirdman
Fri Jun 24, 2016 10:28 am
Forum: Investing - Theory, News & General
Topic: Do Utilities Act like high grade bonds?
Replies: 6
Views: 516

Do Utilities Act like high grade bonds?

I have a few legacy utility stocks, Portland General Electric Company, POR, and Southern Company, SO. Today they are going up, like my bonds, while equities in general are declining. Vanguard Utlities ETF, VPU, share price is also higher. Is this a random sampling, or do electric utilites not correl...
by thirdman
Sat May 21, 2016 7:26 am
Forum: Personal Consumer Issues
Topic: Trip to Portland, Oregon
Replies: 35
Views: 2571

Re: Trip to Portland, Oregon

Thanks for all of the great information. It looks like we have chosen the height of the tourist season. We are going to try to get rooms in a lodge in Olympic National Park. Thanks everyone.

thirdman
by thirdman
Fri May 20, 2016 7:52 am
Forum: Personal Consumer Issues
Topic: Trip to Portland, Oregon
Replies: 35
Views: 2571

Trip to Portland, Oregon

Hi Bogleheads, My girlfriend and I are going to spend 18 days in July starting in Portland, OR, and then drive up the coast to Seattle. We are in our 60’s and still active. We like to eat. Where should we stay in Portland? We would like to stay near a Max line. We will get a rental car, but probably...
by thirdman
Sat Mar 12, 2016 10:58 am
Forum: Personal Finance (Not Investing)
Topic: Advice for physician asking for a raise
Replies: 47
Views: 5390

Re: Advice for physician asking for a raise

ram: National means, medians, 10th, 25th, 50th, 75th and 90th percentiles are available for each specialty. For larger specialties regional data with same details is also available. Some of these organizations further split the data for early vs mid stage physicians (classification based on years in...
by thirdman
Fri Mar 11, 2016 2:00 pm
Forum: Personal Finance (Not Investing)
Topic: Advice for physician asking for a raise
Replies: 47
Views: 5390

Re: Advice for physician asking for a raise

Years ago I was in a corporate medicine job. I had responsibility upon responsibility piled on me. Fortunately I had been investing for years, and really didn't need a job. I spoke with my department chair, but got nowhere. Finally, I resigned, although I didn’t have a job lined up. I did consult an...
by thirdman
Sun Apr 05, 2015 12:40 am
Forum: Investing - Help with Personal Investments
Topic: Why Vanguard Why? [Problems opening new account]
Replies: 87
Views: 13332

Re: Why Vanguard Why?

thirdman wrote: Vanguard was first a mutual fund company. They later added brokerage accounts. With vanguard you would need to open these accounts separately. With schwab you would open a brokerage account, and hold all of your assets in the one account. I don't know about fees and minimums at the ...
by thirdman
Sun Apr 05, 2015 12:17 am
Forum: Investing - Help with Personal Investments
Topic: Why Vanguard Why? [Problems opening new account]
Replies: 87
Views: 13332

Re: Why Vanguard Why?

Vanguard was first a mutual fund company. They later added brokerage accounts. With vanguard you would need to open these accounts separately. With schwab you would open a brokerage account, and hold all of your assets in the one account. I don't know about fees and minimums at the two companies.
by thirdman
Sat Mar 14, 2015 3:48 pm
Forum: Personal Consumer Issues
Topic: How does one increase their typing speed and accuracy?
Replies: 70
Views: 6712

Re: How does one increase their typing speed and accuracy?

Now this is a story, sad but true. In the 1990's in my mid forties I went to work for the VA. I had to type all of my notes, and enter orders on the computer. I would talk to patients, and type as we spoke. At first I typed in all capitals, at it was gibberish. Then I had the brainstorm of looking u...
by thirdman
Sat Mar 14, 2015 3:33 pm
Forum: Personal Consumer Issues
Topic: Tourists in Manhattan
Replies: 53
Views: 6177

Re: Tourists in Manhattan

Thanks poppy and jridger. Singern, frankly I am scared of flying too.

All appreciated.

Thirdman
by thirdman
Sat Mar 14, 2015 12:21 pm
Forum: Personal Consumer Issues
Topic: Tourists in Manhattan
Replies: 53
Views: 6177

Re: Tourists in Manhattan

Thanks Knowledge. Much appreciated.

We are thinking of staying in Chinatown. Downsides? We also found a nice hotel in the upper west side next to PJ Clarkes.

Thanks again.
by thirdman
Sat Mar 14, 2015 8:51 am
Forum: Investing - Help with Personal Investments
Topic: Tesla Motors Stock
Replies: 260
Views: 35994

Re: Tesla Motors Stock

Trying to value Tesla in my opinion is like trying to value Apple on sales of Macintosh computers, before they came out with the iPod, iTunes, iPhone, and iPad. Tesla has already been disruptive in the light car market. For an investment of $500 million they developed the Model S. Nissan spent $5 bi...
by thirdman
Fri Mar 06, 2015 10:47 am
Forum: Personal Consumer Issues
Topic: Tourists in Manhattan
Replies: 53
Views: 6177

Re: Tourists in Manhattan

RJ:

Thanks.

Thirdman
by thirdman
Thu Mar 05, 2015 7:56 am
Forum: Personal Consumer Issues
Topic: Tourists in Manhattan
Replies: 53
Views: 6177

Re: Tourists in Manhattan

Great! Thanks all.

We are flying into JFK. Best way to get into Manhattan? We will each have one suitcase.

I am going to need new walking shoes. The sole just came off of my Ecco's. Any suggestions?

Thirdman
by thirdman
Tue Mar 03, 2015 3:50 pm
Forum: Personal Consumer Issues
Topic: Tourists in Manhattan
Replies: 53
Views: 6177

Re: Tourists in Manhattan

Thanks all.
by thirdman
Tue Mar 03, 2015 12:15 pm
Forum: Personal Consumer Issues
Topic: Tourists in Manhattan
Replies: 53
Views: 6177

Tourists in Manhattan

My wife and I are going to be tourists in Manhattan for a week, in May. We are not New Yorkers and have not been in New York City since 1971. We eat just about everything. Like jazz, broadway musicals, museums, architecture. We are in our 60’s but we still can walk a mile or two. Our budget allows f...
by thirdman
Tue Jan 27, 2015 12:08 pm
Forum: Personal Consumer Issues
Topic: New car safety features
Replies: 70
Views: 5048

Re: New car safety features

http://www.teslamotors.com/models Look at the video "Dual motor launch event in Los Angeles." This seems to be the current state of the art in electronic safety systems, using cameras, ultrasound, radar and GPS. As I get older, and it is harder to turn my head, and my eyesight and reflexe...
by thirdman
Tue Sep 09, 2014 12:07 pm
Forum: Investing - Help with Personal Investments
Topic: Why no more Vanguards
Replies: 36
Views: 5496

Re: Why no more Vanguards

Another company would have to find a niche, in order to compete in the investment marketplace. Wisdom Tree, a relatively recent start up, offers funds based on their unique indexes. They are a stock company, and their funds have a moderate ER. So, it is possible to form a new mutual fund company. To...
by thirdman
Sat Aug 09, 2014 9:27 am
Forum: Investing - Theory, News & General
Topic: Bonds: Calm before the storm? Help decipher?
Replies: 6
Views: 961

Bonds: Calm before the storm? Help decipher?

Vanguard published an article "Bonds: Calm before the storm?" Can someone please help me decipher what they are saying? Thanks. Thirdman MARKETS & ECONOMY Bonds: Calm before the storm? JULY 18, 2014 An exercpt: "Roger Aliaga-Díaz: It's really not about the whole global market, but...
by thirdman
Tue Jun 10, 2014 9:35 am
Forum: Personal Finance (Not Investing)
Topic: Still Nuts to Buy New Car for 10 Months?
Replies: 20
Views: 2234

Re: Still Nuts to Buy New Car for 10 Months?

You could look into shipping your car, if you have one.

I used to write off the cost of car rental as a business expense.
by thirdman
Mon Jun 09, 2014 9:37 am
Forum: Personal Finance (Not Investing)
Topic: Still Nuts to Buy New Car for 10 Months?
Replies: 20
Views: 2234

Re: Still Nuts to Buy New Car for 10 Months?

I have rented long term from Enterprise, Avis and Hertz, for up to one year. They have long term rental departments. I carry a rider on my auto insurance policy for rentals. You get a new car, no problems or hassles. I even had a flat one time when i went to get my car in the office parking lot. Her...
by thirdman
Sat Jun 07, 2014 7:20 am
Forum: Personal Finance (Not Investing)
Topic: Young boglehead: Materials science, chemE, or mechE for grad
Replies: 28
Views: 2341

Re: Young boglehead: Materials science, chemE, or mechE for

I have a medical degree and a degree in Engineering Science. That said, I trained over 40 years ago, but I look around me and see that it is really two technical fields that have changed society. One is materials science, with the advent of silicon technology, batteries, glass, plastics, carbon fibe...
by thirdman
Wed Jun 04, 2014 1:15 pm
Forum: Personal Consumer Issues
Topic: Hernia Surgery
Replies: 15
Views: 1337

Re: Hernia Surgery

Re: Hernia Surgery by wenzee » Wed Jun 04, 2014 1:08 pm You are a doctor, and you are asking a general board for their opinion on a surgical issue? What makes you think any replies would be worth anything you would get here? Can you ask your surgical colleagues these questions? What does it matter ...
by thirdman
Wed Jun 04, 2014 9:04 am
Forum: Personal Consumer Issues
Topic: Hernia Surgery
Replies: 15
Views: 1337

Re: Hernia Surgery

by iceman99 » Wed Jun 04, 2014 5:52 am Is it the general anesthetic that is bothering you? I have had general anesthesia for a procedure and it went fine. Why do you think all these general surgeons want to use mesh in their repairs? Why do you believe non-mesh repair is superior? Thanks for the re...
by thirdman
Wed Jun 04, 2014 7:43 am
Forum: Personal Consumer Issues
Topic: Hernia Surgery
Replies: 15
Views: 1337

Hernia Surgery

Hi Bogleheads, I have inguinal hernias that have become symptomatic. I have seen three local general surgeons, (southeast Florida,) who all want to do a repair using mesh, under general anesthesia. I have spoken with “hernia” clinics all over the US, and they all want to do a repair with mesh. The o...
by thirdman
Tue Feb 18, 2014 11:12 pm
Forum: Investing - Help with Personal Investments
Topic: Tesla Motors Stock
Replies: 260
Views: 35994

Re: Tesla Motors Stock

There are two issues here. The stock and the stock market, and the company and the product. Philip Fisher wrote the book on picking companies to invest in. I bought Tesla stock as soon as i saw a Model S. Let me note parenthetically that this is the only individual stock that i have bought in the pa...
by thirdman
Sun Jun 02, 2013 9:40 pm
Forum: Personal Consumer Issues
Topic: Costco holdout considering membership
Replies: 117
Views: 8481

Re: Costco holdout considering membership

Costco buyers seem to get good quality products. The men's dress shirts are well made and priced. The produce is of good quality. I think the key is that Costco provides good value. We bought the dungeness crab and really enjoyed it. I bought a Weatherproof windbreaker, the same as in department sto...
by thirdman
Sat Jun 01, 2013 2:20 pm
Forum: Investing - Theory, News & General
Topic: Has anyone ever heard of the Hindenburg Omen?
Replies: 29
Views: 3546

Re: Has anyone ever heard of the Hindenburg Omen?

jebmke wrote:You can tell everything from the blue line

http://www.theonion.com/articles/blue-l ... rcent,333/


That's great. Thank you.
by thirdman
Fri May 31, 2013 3:07 pm
Forum: Personal Consumer Issues
Topic: Tesla S
Replies: 791
Views: 127505

Re: Tesla S

I dont think it is political to say that for an >$80k car (mid range S with options), that a 7500 subsidy seems like a nice discount for those who can afford an 80k car. I think that part is a fact. However, the rest may be political. The numbers are really though that a person (rich or poor) pays ...
by thirdman
Thu May 30, 2013 12:47 pm
Forum: Personal Consumer Issues
Topic: Tesla S
Replies: 791
Views: 127505

Re: Tesla S

Tesla could easily wind up as the Bricklin of its generation. It is more than likely that the successful electric car will come from an existing car manufacturer NOT a new entrant. It's not like the computer industry where a disruptive innovation can be mass produced by a small company. The car ind...
by thirdman
Wed May 22, 2013 2:55 pm
Forum: Investing - Theory, News & General
Topic: "Blackrock's (& Vanguard's) Role in Corporate Governance"
Replies: 0
Views: 392

"Blackrock's (& Vanguard's) Role in Corporate Governance"

Can anyone recover this thread from May 19th?

Thank you.

Thirdman
by thirdman
Wed May 01, 2013 5:19 am
Forum: Investing - Help with Personal Investments
Topic: Investing proceeds from equity sales
Replies: 14
Views: 747

Re: Investing proceeds from equity sales

Thanks all. Actually i was trimming around the edges. What i sold were all large cap stocks such as Exxon and Johnson and Johnson. My intellectual and gut level responses are not meshing.
by thirdman
Wed May 01, 2013 2:09 am
Forum: Investing - Help with Personal Investments
Topic: Investing proceeds from equity sales
Replies: 14
Views: 747

Re: Investing proceeds from equity sales

I'll set up fund exchange in the mutual fund acct., and limit order in the brokerage acct. At some point the money will all be invested. I just have to make certain i do not spend more than i have.
by thirdman
Wed May 01, 2013 1:12 am
Forum: Investing - Help with Personal Investments
Topic: Investing proceeds from equity sales
Replies: 14
Views: 747

Re: Investing proceeds from equity sales

Vanguard brokerage has to clear before i have the money in the mutual fund account.
by thirdman
Wed May 01, 2013 12:19 am
Forum: Investing - Help with Personal Investments
Topic: Investing proceeds from equity sales
Replies: 14
Views: 747

Re: Investing proceeds from equity sales

Actually, what I will probably do is set up some dollar cost averaging, and also put in limit orders. It will be kind of a first come first served approach. The dollar cost averaging will take place over about 6 months. Of course I have to wait for today's trades to clear. When the 500 index hit 154...
by thirdman
Tue Apr 30, 2013 11:51 pm
Forum: Investing - Help with Personal Investments
Topic: Investing proceeds from equity sales
Replies: 14
Views: 747

Re: Investing proceeds from equity sales

Thanks. Good advice.
by thirdman
Tue Apr 30, 2013 11:37 pm
Forum: Personal Consumer Issues
Topic: How do I sell a painting?
Replies: 21
Views: 1988

Re: How do I sell a painting?

I had a similar experience to Nisi with Sotheby's. i took my Miro litho to their Palm Beach office. They valued it at 15k. They crated it and shipped it to their NY auction house. In NY, lo and behold, it was only valued at 9K. If i wanted it back i had to pay for crating shipping and insurance plus...
by thirdman
Tue Apr 30, 2013 10:59 pm
Forum: Investing - Help with Personal Investments
Topic: Investing proceeds from equity sales
Replies: 14
Views: 747

Investing proceeds from equity sales

Hi Bogleheads, I recently sold 60K of individual equities in my IRA and 60K in my taxable account. I want to use the proceeds to buy Vanguard Total Stock Mkt Index Fund. Do I do lump sum; dollar cost averaging; or set up limit orders in each account for the ETF with 30K invested with the trigger pri...
by thirdman
Tue Apr 02, 2013 3:46 am
Forum: Personal Consumer Issues
Topic: Buying a car for my daughter
Replies: 70
Views: 5113

Re: Buying a car for my daughter

Bmw's are fairly expensive to maintain, but are excellent cars. The rear wheel drive, and the engine sitting behind the front axle give them superior handling. Front wheel drive cars with the engine sitting over the drive wheels gives them good traction in snow. I drove a 3 series for years and i fo...
by thirdman
Tue Apr 02, 2013 2:43 am
Forum: Personal Consumer Issues
Topic: Is It O.K. To Wash Wool "Dry Clean Only" Dress Pants?
Replies: 19
Views: 24021

Re: Is It O.K. To Wash Wool "Dry Clean Only" Dress Pants?

I found a dry cleaner that takes cash for orders below $15, and charges half of what other cleaners charge. They do a great job. I have my suits dry cleaned and my dress shirts done. I would only wash wool that says washable wool. My sweaters get hand washed in woolite, since i don't like chemicals,...
by thirdman
Thu Mar 28, 2013 11:01 pm
Forum: Personal Consumer Issues
Topic: can i buy my sportscar?
Replies: 129
Views: 10434

Re: can i buy my sportscar?

I am considering a manual Cayman, Scion FRS, or BMW 128. They are fun to drive and match my level of driving skill. I would consider a Miata, but i don't want a convertible. OK, the Cayman is probably beyond my skill level.

Edit. I forgot, maybe a GTI with the DSG.
by thirdman
Sat Mar 23, 2013 6:48 pm
Forum: Personal Consumer Issues
Topic: Why Can't I Bring Myself to Buy Me a Nice Watch?
Replies: 193
Views: 16976

Re: Why Can't I Bring Myself to Buy Me a Nice Watch?

I bought a Rolex in the 1960's and wore it for many years. Then i dropped it. It never kept proper time after that, in spite of sending it to Rolex. I have owned expensive cars in the past, and have enjoyed owning all of these things. Maybe i got it out of my system. When i wore the Rolex my Dad had...
by thirdman
Tue Mar 05, 2013 2:57 am
Forum: Personal Consumer Issues
Topic: Pleated Pants Versus Flat Front Pants
Replies: 45
Views: 4974

Re: Pleated Pants Versus Flat Front Pants

I wear both. The fit of a pair of pants depends on the "rise," size of the seat, the break of the leg at the knee, cuff size and several other measurements. At 5'8" you are just on the edge of a short rise slack. Most off the rack pants tend to have a shorter rise at 33" and belo...
by thirdman
Thu Dec 27, 2012 3:08 pm
Forum: Personal Consumer Issues
Topic: Tourists in Los Angeles
Replies: 21
Views: 1337

Re: Tourists in Los Angeles

Thanks All. Great info.

Magician, I will send you a PM if we want to go to the Magic Castle. I looked at their website. They even have a hotel!

Thanks again,

thirdman
by thirdman
Wed Dec 26, 2012 4:15 pm
Forum: Personal Consumer Issues
Topic: Tourists in Los Angeles
Replies: 21
Views: 1337

Re: Tourists in Los Angeles

Thanks all.

thirdman
by thirdman
Wed Dec 26, 2012 2:04 pm
Forum: Personal Consumer Issues
Topic: Tourists in Los Angeles
Replies: 21
Views: 1337

Re: Tourists in Los Angeles

Thanks LynnC, Kenyan, Joe/JMacDonald, Wesleymouch and investor. Great information.
by thirdman
Wed Dec 26, 2012 1:20 pm
Forum: Personal Consumer Issues
Topic: Tourists in Los Angeles
Replies: 21
Views: 1337

Re: Tourists in Los Angeles

Thanks Mudpuppy. We have not been to the Getty Villa, or the Griffith Observatory.

Thanks stan1. Good suggestions.
by thirdman
Wed Dec 26, 2012 1:04 pm
Forum: Personal Consumer Issues
Topic: Tourists in Los Angeles
Replies: 21
Views: 1337

Tourists in Los Angeles

My wife and I are going to be in Los Angeles as tourists, for a week next month. We are in our mid sixties. We will have a rental car. Suggestions on where to stay? We have the book, "Discover Los Angeles," by Letitia Burns O'Connor. We plan to visit museums, campuses such as the Art Cente...

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