Search found 13 matches

by thimplicity
Thu Dec 21, 2017 3:15 pm
Forum: Investing - Help with Personal Investments
Topic: Stay with TD Ameritrade or move to Schwab,Fidelity
Replies: 43
Views: 4288

Re: Stay with TD Ameritrade or move to Schwab,Fidelity

I currently do 16 trades a year, but that might go slightly up (maybe 25 a year). I think I will open an account with Fidelity and check this out. I would still be interested, whether you guys always buy the same ETFs or whether you mix them from different companies, even if they have the same "targ...
by thimplicity
Thu Dec 21, 2017 12:07 pm
Forum: Investing - Help with Personal Investments
Topic: Stay with TD Ameritrade or move to Schwab,Fidelity
Replies: 43
Views: 4288

Re: Stay with TD Ameritrade or move to Schwab,Fidelity

thanks for all the comments. I called the TD rep and he gave me 8 free trades (I trade 4 ETFs each quarter, so 16 trades a year). So this buys me 6 more months. Overall, I like Fidelity and Schwab more from an online platform perspective. I went with TD because of the bonus and the commission free E...
by thimplicity
Thu Dec 21, 2017 10:03 am
Forum: Investing - Help with Personal Investments
Topic: Stay with TD Ameritrade or move to Schwab,Fidelity
Replies: 43
Views: 4288

Stay with TD Ameritrade or move to Schwab,Fidelity

Good morning, I have chosen TD Ameritrade last year to invest in the following ETFs: Vanguard FTSE Europe VGK Vanguard FTSE Pacific VPL Vanguard FTSE Emerging Markets VWO Vanguard Total Stock Market VTI 3 of them were commission free at the time, but this has recently changed, as TD has no Vanguard ...
by thimplicity
Sun Mar 26, 2017 8:50 am
Forum: Investing - Help with Personal Investments
Topic: From single stock to ETF portfolio
Replies: 3
Views: 460

Re: From single stock to ETF portfolio

Thanks! I basically have three types of stocks in my portfolio - stocks that I am still convinced of (e.g. Coke or Nestle) - I will keep these and reduce my respective regional allocation on the ETF side to achieve my desired allocation in total - stock that is a pretty big correlation risk in my po...
by thimplicity
Sat Mar 25, 2017 8:59 am
Forum: Investing - Help with Personal Investments
Topic: From single stock to ETF portfolio
Replies: 3
Views: 460

From single stock to ETF portfolio

Good morning,
as described in my other thread, I will be moving from a single stock portfolio to an ETF portfolio. Are there any recommendation on how to manage the transition, e.g. sell only parts of the stocks over a longer timeframe or just sell all stocks and buy the ETFs?

Thanks!
by thimplicity
Mon Mar 20, 2017 3:16 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio covering the world for an Expat
Replies: 11
Views: 1174

Re: Portfolio covering the world for an Expat

Thanks again for all the tips and tricks. I think I will leave the money in Germany that I would have invested in bonds and would have kept as cash (30% of my portfolio). The rest I will move over to the US. Before that I will check whether interactive brokers does allow me to open an account on the...
by thimplicity
Sun Mar 19, 2017 12:24 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio covering the world for an Expat
Replies: 11
Views: 1174

Re: Portfolio covering the world for an Expat

Thanks a lot for your input! 1. Most of our money is still in Germany. Do you see any risk (except the costs I have to bring it over) in bringing it all over and invest it? What about currency risks connected to that? I personally do not see the EURO value increasing in the next few years, but who k...
by thimplicity
Sat Mar 18, 2017 8:58 pm
Forum: Investing - Theory, News & General
Topic: Why go with an 80% stock / 20% bond portfolio?
Replies: 360
Views: 40199

Re: Why go with an 80% stock / 20% bond portfolio?

willthrill81 wrote:
thimplicity wrote:I would like to diversify my cash and stock ETF portfolio with bond etf as well.

Which ones would you recommend?
I don't own any bonds personally, but I wouldn't hesitate to recommend Vanguard's Total Bond Market fund, VBTLX.
Thanks, but I am looking for bond ETFs
by thimplicity
Sat Mar 18, 2017 8:06 pm
Forum: Investing - Theory, News & General
Topic: Why go with an 80% stock / 20% bond portfolio?
Replies: 360
Views: 40199

Re: Why go with an 80% stock / 20% bond portfolio?

I would like to diversify my cash and stock ETF portfolio with bond etf as well.

Which ones would you recommend?
by thimplicity
Thu Mar 16, 2017 12:45 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio covering the world for an Expat
Replies: 11
Views: 1174

Re: Portfolio covering the world for an Expat

Thanks for all the tips and sorry for my later answers: Desired International allocation for stocks (covered entirely through ETFs) : Europe: 24% North America: 26% Asia: 10% Emerging Markets: 26% Frontier Markets: 4% World Small Caps: 10% Why this particular allocation? I have based this allocation...
by thimplicity
Tue Feb 28, 2017 8:52 am
Forum: Investing - Help with Personal Investments
Topic: Portfolio covering the world for an Expat
Replies: 11
Views: 1174

Portfolio covering the world for an Expat

Good morning everybody, as you can guess, I would like to receive your feedback and input on my portfolio concept. I am a German expat in the US for three years in total (2 more) and I would like to invest our money into different assets. Please find the required information given below first: Emerg...