Search found 2096 matches

by texasdiver
Fri Dec 09, 2016 5:27 pm
Forum: Personal Consumer Issues
Topic: Vacation ideas in Europe or South America - Feb 18-25??
Replies: 9
Views: 511

Re: Vacation ideas in Europe or South America - Feb 18-25??

Feb 18 would be the equivalent of August 18 in South America so definitely peak summer weather. Buenos Aires has been mentioned. It is a massive city and well be hot then. A lot of the population escapes north to Uruguay for the beaches in the summer which are nicer than the Argentinian ones near Bu...
by texasdiver
Thu Nov 03, 2016 10:50 am
Forum: Personal Consumer Issues
Topic: What's the easiest/cheapest way to get a second phone number?
Replies: 34
Views: 1805

Re: What's the easiest/cheapest way to get a second phone number?

I'd put this back in the patient's court. No one should expect to see their doctor's personal phone number on their callerid. If they block all anonymous calls, they are restricting themselves to office hour calls. A physician on call cannot make such judgments. The patient they're calling back may...
by texasdiver
Wed Nov 02, 2016 8:05 pm
Forum: Personal Consumer Issues
Topic: What's the easiest/cheapest way to get a second phone number?
Replies: 34
Views: 1805

What's the easiest/cheapest way to get a second phone number?

Here's the deal. My wife and I recently relocated and didn't bother to set up a landline at our new home because we basically only use cell phones and internet. However my wife is a physician and would like to be able to return phone calls to patients from home without them being able to see her per...
by texasdiver
Sun Oct 30, 2016 12:17 pm
Forum: Personal Consumer Issues
Topic: Passport renewal - old passport
Replies: 22
Views: 2531

Re: Passport renewal - old passport

[url][/http://argentinafees.com/ I would check the latest info on the website. We were there last year and needed the visa paper, things may have changed. We are going next Wednesday and will see if they check for a visa. Will let you know. Interesting. I looked at the State Dept website and it app...
by texasdiver
Tue Oct 25, 2016 7:20 pm
Forum: Personal Consumer Issues
Topic: Are car insurance deductibles by vehicle or by incident?
Replies: 1
Views: 223

Are car insurance deductibles by vehicle or by incident?

So my wife just texted me to let me know she bumped a co-workers car in the parking lot of her job and both cars have some minor bumper damage. I haven't had time to dig into our insurance policy except I know we have a $500 deductible. But I was wondering if that is per vehicle or per-incident. Any...
by texasdiver
Sun Oct 23, 2016 4:09 pm
Forum: Investing - Theory, News & General
Topic: NY Times first in a series about 403(b)s with public K-12
Replies: 96
Views: 8746

Re: NY Times first in a series about 403(b)s with public K-12

In Texas both Vanguard and Fidelity are available for teachers to use as self-administered 403(b) plans. I used Vanguard and there were no fees whatsoever. The only minor cost was that Admiral Shares were unavailable. So the only cost to me of my Vanguard school district 403(b) plan was the differe...
by texasdiver
Sun Oct 23, 2016 2:34 pm
Forum: Investing - Theory, News & General
Topic: NY Times first in a series about 403(b)s with public K-12
Replies: 96
Views: 8746

Re: NY Times first in a series about 403(b)s with public K-12

Teacher here. I've taught in both Texas and now in Washington State so my experience is limited to those two states. What I have found is the following: 1. Yes the sharks are definitely out in both parts of the country. Teaching is on an annual cycle where you sign up or re-enroll in all your benefi...
by texasdiver
Sat Oct 08, 2016 10:07 pm
Forum: Personal Finance (Not Investing)
Topic: Can I get a business credit card for our rental house?
Replies: 9
Views: 847

Re: Can I get a business credit card for our rental house?

I don't think they care. I got a business card long ago for the miles. Just made up a business name... "my last name Consulting" and no one cared or checked. It was an Alaska Airlines business card through BofA and still have it.
by texasdiver
Thu Sep 29, 2016 12:26 am
Forum: Personal Consumer Issues
Topic: Does it matter what type of college one goes to?
Replies: 250
Views: 14848

Re: Does it matter what type of college one goes to?

This wired magazine article has a very interesting graphic showing where the major west coast tech companies are drawing most of their employees. The graphic is too wide to link here directly so you'll have to click through the link to see it. https://www.wired.com/2014/05/alumni-network-2/ Here is ...
by texasdiver
Tue Sep 27, 2016 5:05 pm
Forum: Personal Consumer Issues
Topic: Does it matter what type of college one goes to?
Replies: 250
Views: 14848

Re: Does it matter what type of college one goes to?

High school teacher here who advises a lot of college bound seniors. The answer is that it completely depends on your future career path. Generally speaking, people go to college for three basic reasons: (1) to earn a pedigree, (2) to earn a job certification, or (3) to actually study a topic. Many ...
by texasdiver
Tue Sep 20, 2016 11:15 pm
Forum: Personal Consumer Issues
Topic: Last minute Portland trip, need help
Replies: 23
Views: 1625

Re: Last minute Portland trip, need help

Columbia Gorge Wineries web site and maps: http://www.columbiagorgewine.com/wineriesvineyards.html http://www.columbiagorgewine.com/assets/gorge_winegrowers_map-brochure.pdf Suggest you make a loop. Drive out to Hood River on the Oregon side of the river. It is freeway the whole way with some side t...
by texasdiver
Sun Sep 11, 2016 6:31 pm
Forum: Personal Consumer Issues
Topic: Bluetooth headphones for TV watching?
Replies: 9
Views: 707

Re: Bluetooth headphones for TV watching?

The price of two new pairs of Sennheiser headphones with optical audio jacks will basically run me over half the price of a brand new 4K TV so I figure just get a new TV as long as I can make the bluetooth work on the TV the same as the older Sennheiser headphones. Why bother with a new TV? You'll ...
by texasdiver
Sun Sep 11, 2016 5:53 pm
Forum: Personal Consumer Issues
Topic: Bluetooth headphones for TV watching?
Replies: 9
Views: 707

Bluetooth headphones for TV watching?

I know there are a lot of AV experts on this forum. I'm looking for options for using bluetooth headphones for TV watching. Currently I have an older plasma display and an older BluRay player that both have composite audio out ports and I have a couple of sets of Sennheiser wireless headphones that ...
by texasdiver
Wed Sep 07, 2016 7:30 pm
Forum: Personal Consumer Issues
Topic: Trip to Norway - Aurora vs. Fjords
Replies: 18
Views: 1832

Re: Trip to Norway - Aurora vs. Fjords

Never been to Norway but I spent a good portion of my life in Alaska which has somewhat similar tourist options. For a first trip I'd definitely chose summer. You can actually get out and hike around and all the towns will be open for business. Unless you are visiting a winter tourist destination li...
by texasdiver
Sun Sep 04, 2016 5:41 pm
Forum: Personal Consumer Issues
Topic: Wood Chipper -- Harbor Freight?
Replies: 40
Views: 3290

Re: Wood Chipper -- Harbor Freight?

Thanks guys. It occurs to me that I might have storage space for a small utility trailer in the parking space at the RV storage lot where I have my popup camper stored. I'm paying for a full size RV parking space but only filling about 2/3 of it with the popup camper so I might be able to store a ut...
by texasdiver
Sun Sep 04, 2016 1:30 pm
Forum: Personal Consumer Issues
Topic: Wood Chipper -- Harbor Freight?
Replies: 40
Views: 3290

Re: Wood Chipper -- Harbor Freight?

Thanks guys. I have about 20 large Leyland Cypress trees to remove that are 6-8" at the trunk and about 20' high. Plus several other large trees in dire need of severe pruning. So it is a job that will take several months and generate WAY more large waste than I can possibly put out in the week...
by texasdiver
Sun Sep 04, 2016 11:16 am
Forum: Personal Consumer Issues
Topic: Wood Chipper -- Harbor Freight?
Replies: 40
Views: 3290

Wood Chipper -- Harbor Freight?

We recently relocated and our new property has quite a number of trees that need to come down and several others that need to be severely pruned. It is WAY more material than I can possibly feed into the weekly yard waste container pickup that our neighborhood receives. I'm thinking of buying a wood...
by texasdiver
Sun Aug 28, 2016 11:54 pm
Forum: Personal Consumer Issues
Topic: Alaska Trip
Replies: 6
Views: 886

Re: ALASKA TRIP

I drove to Alaska some years ago. It was a great trip. I put on 10K miles from Southern California and back. I am planning to drive again in the future. Next time I will take longer as I am retired now. Here is on way to drive without putting on too many miles: http://www.dot.state.ak.us/amhs/ You ...
by texasdiver
Sun Aug 28, 2016 11:48 pm
Forum: Personal Consumer Issues
Topic: Alaska Trip
Replies: 6
Views: 886

Re: ALASKA TRIP

I spent a decade living in Juneau and worked all over coastal Alaska from the Aleutians to Southeast. Also spent a good bit of time in Anchorage going back and forth between Anchorage and Juneau for meetings all the time. The cruise ships start arriving in Southeast Alaska in May but I'd recommend w...
by texasdiver
Sat Aug 20, 2016 11:50 am
Forum: Personal Consumer Issues
Topic: What is your system for dealing with coins?
Replies: 123
Views: 8224

What is your system for dealing with coins?

I tend to avoid paying cash for anything these days because I hate dealing with coins and change. I don't mind carrying paper currency in my wallet but I find I'm usually loath to actually spend it anywhere because I just don't ever want to get back a handful of coins. Because I never know what to d...
by texasdiver
Tue Aug 16, 2016 7:12 pm
Forum: Personal Consumer Issues
Topic: Cordless battery powered yard tools?
Replies: 21
Views: 1830

Re: Cordless battery powered yard tools?

I have the 40v black and decker cordless string trimmer and it is frankly great. Powerful enough to slash through the toughest grass and weeds and easily lasts plenty long to trim my current 9,000 sf lot that doesn't need that much trimming. Previously I had a larger lot with about 4 times more trim...
by texasdiver
Mon Aug 08, 2016 3:24 pm
Forum: Personal Consumer Issues
Topic: Work in Vancouver, WA..possibly live in Camas?
Replies: 58
Views: 3513

Re: Work in Vancouver, WA..possibly live in Camas?

If I was single and in my 30s I'd probably either live near downtown or along the waterfront area where the McMenamin's is. Not sure what that area is called. But lots of nice looking apartments or condos. Most of the rest of Vancouver is pretty family-oriented and suburban. Really depends on what k...
by texasdiver
Sat Aug 06, 2016 3:24 pm
Forum: Personal Consumer Issues
Topic: Work in Vancouver, WA..possibly live in Camas?
Replies: 58
Views: 3513

Re: Work in Vancouver, WA..possibly live in Camas?

I live in one of the downtown Vancouver condos. Currently sitting on the balcony watching people walk through the Farmer's Market. It's fantastic. Plenty of stuff to do down here, and as the new waterfront expansion comes into play, there will be even more things to do. I wouldn't want to live in C...
by texasdiver
Sat Aug 06, 2016 12:50 pm
Forum: Personal Consumer Issues
Topic: Work in Vancouver, WA..possibly live in Camas?
Replies: 58
Views: 3513

Re: Work in Vancouver, WA..possibly live in Camas?

Hi guys: I'm up for any kind of Vancouver meetup. Will be doing youth soccer so that will suck up Saturdays but not all day. Getting back to the OP. I recently moved my family here to Camas from Texas a couple months ago. By way of background I'm originally from the Northwest having grown up in Euge...
by texasdiver
Tue Jul 26, 2016 12:05 pm
Forum: Personal Consumer Issues
Topic: Sailing -- cost?
Replies: 36
Views: 6825

Re: Sailing -- cost?

Can someone please give me feedback on this idea? I am interested in traveling in a boat along the Intracoastal Waterway (ICW) on the East Coast. I would buy a small sailboat, remove the mast, and power with an outboard. Why would I want to a sailboat but not sail? A sailboat is low cost and has sl...
by texasdiver
Tue Jul 26, 2016 10:49 am
Forum: Personal Consumer Issues
Topic: Sailing -- cost?
Replies: 36
Views: 6825

Re: Sailing -- cost?

Lots of good advice here. Learn on a small open dingy. More fun and the concepts are all the same as on a larger boat anyway. First, find your closest sailing club and hang out with them. People are always looking for crew to go sailing with and there are probably a ton of guys around with boats and...
by texasdiver
Mon Jul 25, 2016 1:39 pm
Forum: Personal Consumer Issues
Topic: Storing a road bike in a plastic shed?
Replies: 17
Views: 1259

Re: Storing a road bike in a plastic shed?

Pay attention to what kind of chemicals you might have stored in that rubbermaid shed. In my last house I had a large storage closet off the garage and I happened to have a couple of gallons of muriatic acid (pool chemical) sitting on a shelf. After a couple of months everything metallic in that clo...
by texasdiver
Fri Jul 22, 2016 5:37 pm
Forum: Personal Consumer Issues
Topic: Moving to Seattle from DC
Replies: 30
Views: 2494

Re: Moving to Seattle from DC

From the middle of that location, your commute will be better if you're north/west of the office, and don't have to deal with any freeways, and don't have to deal with getting through the middle of downtown during rush hour. Queen Anne, Magnolia, Wallingford, Fremont, Ballard, Green Lake. Expect to...
by texasdiver
Fri Jul 22, 2016 12:55 pm
Forum: Personal Consumer Issues
Topic: Moving to Seattle from DC
Replies: 30
Views: 2494

Re: Moving to Seattle from DC

Lived there for years and still have much family and friends in the area. Your Vienna VA type neighborhoods are going to be across the lake in Bellevue and the surrounding burbs. Personally I think Seattle is great for singles and the childless but life can be grueling for families. Traffic is just ...
by texasdiver
Tue Jul 19, 2016 4:09 pm
Forum: Personal Consumer Issues
Topic: Removing Broken Bolts
Replies: 54
Views: 3608

Re: Removing Broken Bolts

There is a special tool for that. Make sure you get the right size.

https://www.amazon.com/Alden-8430P-Grab ... B000H6PM32

and also many videos on youbube on how to extract broken screws and bolts.
by texasdiver
Tue Jul 12, 2016 11:09 am
Forum: Personal Consumer Issues
Topic: Solving poor cell coverage: Microcell or booster?
Replies: 25
Views: 1533

Re: Solving poor cell coverage: Microcell or booster?

OP here: Just enabled WiFi calling on the iPhone 6 and it seems to work great. Made a couple of calls this morning from the house and they were rock solid. Unfortunately my daughter's older Iphone 5 doesn't seem to have WiFi calling in the settings menu so either it isn't available on her phone or p...
by texasdiver
Mon Jul 11, 2016 5:01 pm
Forum: Personal Consumer Issues
Topic: Solving poor cell coverage: Microcell or booster?
Replies: 25
Views: 1533

Re: Solving poor cell coverage: Microcell or booster?

Thanks guys. Did not know about wifi calling. I found the settings on my iphone and will try that first before spending any money.
by texasdiver
Mon Jul 11, 2016 10:54 am
Forum: Personal Consumer Issues
Topic: Solving poor cell coverage: Microcell or booster?
Replies: 25
Views: 1533

Solving poor cell coverage: Microcell or booster?

My wife and I recently moved to a neighborhood that has poor cell coverage. Voice calls are usually OK on the top floor of our house but frequently drop elsewhere in the house and property. We are on AT&T but the neighbors report mediocre coverage from all the carriers due to the hillside we are...
by texasdiver
Fri Jul 08, 2016 10:16 am
Forum: Personal Consumer Issues
Topic: Language Corps - Living in Asia or South America
Replies: 3
Views: 426

Re: Language Corps - Living in Asia or South America

My understanding of Language Corps is that it runs overseas training schools for Americans who want TESOL certification but that it is NOT a job placement agency. In other words, you fly to Cambodia or some such place and take TOEFL classes from Language Corps and then are basically on your own to f...
by texasdiver
Sat Jul 02, 2016 12:09 pm
Forum: Personal Consumer Issues
Topic: Best martial arts for kids fitness?
Replies: 28
Views: 1860

Re: Best martial arts for kids fitness?

If you are just looking for fitness, swim or play soccer or something. Don't waste your time by going to a bad school. Especially with so many great schools in your area! I found two that look very good: http://www.shaolintemple.ca/videos.php - I watched the first video on that page, and became a) ...
by texasdiver
Thu Jun 30, 2016 10:37 am
Forum: Personal Consumer Issues
Topic: Best martial arts for kids fitness?
Replies: 28
Views: 1860

Re: Best martial arts for kids fitness?

If you are just looking for fitness, swim or play soccer or something. Don't waste your time by going to a bad school. Especially with so many great schools in your area! I found two that look very good: http://www.shaolintemple.ca/videos.php - I watched the first video on that page, and became a) ...
by texasdiver
Wed Jun 29, 2016 5:52 pm
Forum: Personal Consumer Issues
Topic: Best martial arts for kids fitness?
Replies: 28
Views: 1860

Re: Best martial arts for kids fitness?

Thanks guys. Lots of good information here. A couple of responses to comments. First. The motivation here isn't really self defense but rather fitness (at least from my perspective). I'm looking for ways to keep her active and healthy and if it means paying for martial arts classes instead of say sw...
by texasdiver
Wed Jun 29, 2016 1:40 pm
Forum: Personal Consumer Issues
Topic: Best martial arts for kids fitness?
Replies: 28
Views: 1860

Re: Best martial arts for kids fitness?

Thanks, yes. We are new to the area and I'm still figuring out the parent forums and such. I hadn't thought of fencing but that is something to investigate as well. So far it looks like the closest gym to our house that has lots of good local reviews specializes in Brazilian Jiu-Jitsu. For kids they...
by texasdiver
Wed Jun 29, 2016 1:25 pm
Forum: Personal Consumer Issues
Topic: Best martial arts for kids fitness?
Replies: 28
Views: 1860

Best martial arts for kids fitness?

I have a 10 year old daughter who is resisting the traditional summer swim and soccer camps that her older sisters have done in the past. But she says she does want to learn karate by which she basically means martial arts and not necessarily the only discipline of karate. And she would be totally i...
by texasdiver
Fri Jun 24, 2016 1:59 pm
Forum: Personal Consumer Issues
Topic: Your favorite country to possibly retire to?
Replies: 88
Views: 7237

Re: Your favorite country to possibly retire to?

Chile: Most modern and the efficient country in Latin America. Also the least corrupt by far. Take the west cost of the US from SE Alaska to Baja California, flip it upside down, and you basically have Chile. Except with taller mountains. The bulk of the population lives in the Central Valley which ...
by texasdiver
Wed Jun 22, 2016 10:48 am
Forum: Personal Consumer Issues
Topic: House hunting, tips and why do people list houses too high?
Replies: 41
Views: 4038

Re: House hunting, tips and why do people list houses too high?

I recently bought a house in a crazy hot market by doing some zillow sleuthing. After my wife and I had settled on some general neighborhoods that we liked I went through every property on every street on the zoomed in zillow view where you can click on each individual property to see the profile. A...
by texasdiver
Sat Jun 11, 2016 12:41 pm
Forum: Personal Consumer Issues
Topic: Car trips with kids and Redbox
Replies: 1
Views: 280

Car trips with kids and Redbox

There are about 5 redbox kiosks within a couple blocks of our house and on occasion i would pick up a movie to take home. I think that is pretty much what most people do. But we recently drove from TX to WA with the kids and I discovered a whole another level of redbox. Redbox has an iphone app that...
by texasdiver
Sat Jun 04, 2016 8:25 am
Forum: Personal Consumer Issues
Topic: Quality Coffee Maker?
Replies: 54
Views: 5532

Re: Quality Coffee Maker?

Technivorms are great but they are spendy and also tall. It wouldn't fit under my kitchen cabinets. A good cheaper alternative is this one. Best machine I have ever had

http://www.amazon.com/Bonavita-BV1900TS ... B00O9FO1HK
by texasdiver
Thu Jun 02, 2016 12:43 pm
Forum: Personal Consumer Issues
Topic: neighbor issue - do I need a fence?
Replies: 90
Views: 7522

Re: neighbor issue - do I need a fence?

If you want a fence to mark the property but don't necessarily want a 6' privacy fence, especially in the front yard then I'd suggest a decorative aluminum fence set in concrete. I fenced my back yard with one at my previous residence and it was pretty easy to do. You get a permanent solid fence tha...
by texasdiver
Thu Jun 02, 2016 8:29 am
Forum: Personal Consumer Issues
Topic: Are all cable companies horrible from a customer service standpoint?
Replies: 42
Views: 2484

Re: Are all cable companies horrible from a customer service standpoint?

I use Grande Communications here in Central Texas for cable, internet, and phone. Small local company. They are excellent. Always get someone on the phone quickly who can actually deal with whatever the problem is. Usually it is something I'm not doing right. Previously we had Time Warner which was ...
by texasdiver
Sun May 29, 2016 8:24 pm
Forum: Personal Finance (Not Investing)
Topic: Early retirement and opportunity cost, by Harry Sit
Replies: 144
Views: 13345

Re: Early retirement and opportunity cost, by Harry Sit

Most of us here could probably find a second job. I see employers around here advertising for swing and graveyard shift work. I could probably give up my relaxing evenings with the family and my weekends and squeeze in another 40 hours of work per week. People do it. So is there an "opportunity...
by texasdiver
Sun May 29, 2016 10:22 am
Forum: Personal Consumer Issues
Topic: Taking classes at a community college - Question about placement tests
Replies: 33
Views: 2126

Re: Taking classes at a community college - Question about placement tests

I have worked in and around the community college world and currently advise dozens of HS students who go that route. Here is most likely what is going on. Most community colleges have open enrollment which means they take pretty much anyone. But the the college-level core academic classes for credi...
by texasdiver
Sun May 29, 2016 9:58 am
Forum: Personal Consumer Issues
Topic: DirecTV customers -- be vigilant
Replies: 12
Views: 1862

Re: DirecTV customers -- be vigilant

are you sure it is just a mistake? wouldn't amaze me that it is a sneaky way to scam customers from these companies. If they're scamming me, they picked an interesting way to do it. The invoice I have in hand here says that they owe me $215. :beer I'd just trust their billing and let them know wher...
by texasdiver
Sun May 29, 2016 9:55 am
Forum: Personal Consumer Issues
Topic: Which HBO show to watch next?
Replies: 72
Views: 5965

Re: Which HBO show to watch next?

Rome is awesome, if you can get past the British accents passing for "Roman". . . What accent would make English sound best? This reminds me that there are three possible Latin pronunciations, all different: ⋅ modern academia, ⋅ the modern Catholic Church, or ⋅&nb...
by texasdiver
Mon May 23, 2016 3:05 pm
Forum: Personal Consumer Issues
Topic: Painting House Interior - How easy to do it yourself?
Replies: 101
Views: 6617

Re: Painting House Interior - How easy to do it yourself?

Couple more tips: 1. Remove EVERYTHING attached to the walls, switch plates, light fixtures, outlets, door knobs, etc. 2. If I paint the trim (which I try to avoid doing) I always paint the trim first with oil based enamel and lap the baseboard and window casings over onto the wall slightly. Then wh...

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