Search found 2047 matches

by texasdiver
Mon May 23, 2016 3:05 pm
Forum: Personal Consumer Issues
Topic: Painting House Interior - How easy to do it yourself?
Replies: 74
Views: 3576

Re: Painting House Interior - How easy to do it yourself?

Couple more tips: 1. Remove EVERYTHING attached to the walls, switch plates, light fixtures, outlets, door knobs, etc. 2. If I paint the trim (which I try to avoid doing) I always paint the trim first with oil based enamel and lap the baseboard and window casings over onto the wall slightly. Then wh...
by texasdiver
Mon May 23, 2016 12:30 pm
Forum: Personal Consumer Issues
Topic: Is living in the Bay Area this difficult?
Replies: 49
Views: 7360

Re: Is living in the Bay Area this difficult?

Actually SF is definitely not a requirement for biotech, there are lots of other great biotech hubs that are just as good and more affordable-- Raleigh/Durham, Silver Spring, San Diego, Seattle. Boston is cheaper and the nation's premier biotech hub. No one considers Vertex or Biomarin more innovat...
by texasdiver
Mon May 23, 2016 10:50 am
Forum: Personal Consumer Issues
Topic: Painting House Interior - How easy to do it yourself?
Replies: 74
Views: 3576

Re: Painting House Interior - How easy to do it yourself?

Spent some formative years of my life as a professional painter and that's how I worked my way through college. As the other painter on this thread indicated, it isn't so easy to do it right. Some thoughts 1. Trimwork (doors, sashes, baseboards, crown moulding etc.) takes as long or longer than the ...
by texasdiver
Mon May 23, 2016 8:10 am
Forum: Personal Consumer Issues
Topic: Which HBO show to watch next?
Replies: 59
Views: 4077

Re: Which HBO show to watch next?

Deadwood was great but unfortunately was dropped without renewal Rome and Deadwood, hands down bar none. :sharebeer Rome is awesome, if you can get past the British accents passing for "Roman". The one disappointment is that the story arc was cut short because the series was not renewed s...
by texasdiver
Sun May 22, 2016 7:20 pm
Forum: Personal Consumer Issues
Topic: Which HBO show to watch next?
Replies: 59
Views: 4077

Re: Which HBO show to watch next?

Rome is awesome, if you can get past the British accents passing for "Roman". The one disappointment is that the story arc was cut short because the series was not renewed so it doesn't come to a satisfying end like some others that ran their natural course.

Boardwalk Empire is fantastic
by texasdiver
Sun May 22, 2016 12:11 pm
Forum: Personal Consumer Issues
Topic: Advice w/ 62YO Mom Moving In - Rent? Resentment? Plans?
Replies: 95
Views: 7798

Re: Advice w/ 62YO Mom Moving In - Rent? Resentment? Plans?

Reading the responses on this thread, I must say that the way many posters think is completely foreign to me. I come from an East Asian family. In my culture, it is completely normal for grandparents, adult children, and grandchildren to all live together. To ask the grandparents to pay rent would ...
by texasdiver
Sat May 21, 2016 6:43 pm
Forum: Personal Finance (Not Investing)
Topic: Work or stay at home mom or change careers
Replies: 48
Views: 2974

Re: Work or stay at home mom or change careers

I was a stay-home dad for 4 years when my wife and I relocated from Alaska to Texas for her medical residency. That 4-year period happened to correspond to the birth of our two youngest daughters who came 3 years apart. I went back to work full time when the youngest reached 1 year old and we could ...
by texasdiver
Sat May 21, 2016 6:14 pm
Forum: Personal Consumer Issues
Topic: surface street or freeway commute?
Replies: 32
Views: 1505

Re: surface street or freeway commute?

Thanks guys, I'm leaning towards the freeway commute. Finding a closer position isn't necessarily happening but I am trying. Unlike most other professions, schools are pretty evenly dispersed throughout each metro area and you pretty much have to cast your net fairly wide unless you are living somep...
by texasdiver
Sat May 21, 2016 12:47 pm
Forum: Personal Consumer Issues
Topic: surface street or freeway commute?
Replies: 32
Views: 1505

Re: surface street or freeway commute?

Having lived with both types of commutes, I prefer the freeway option. Easier on your car, definitely less stressful. There are restaurants we don't visit any longer because to get there we had to use a "surface street highway" - 3 lanes each direction but many traffic lights. And the are...
by texasdiver
Sat May 21, 2016 11:44 am
Forum: Personal Consumer Issues
Topic: surface street or freeway commute?
Replies: 32
Views: 1505

Re: surface street or freeway commute?

Assuming the freeways aren't toll roads my personal preference would be the freeway. Even though freeways can also be stop and go at busy times, at least when the guy ahead of you moves a few feet you can too. You didn't say where in TX, but some of the red lights are very long in the Dallas area. ...
by texasdiver
Sat May 21, 2016 11:17 am
Forum: Personal Consumer Issues
Topic: Alaska -- please recommend
Replies: 6
Views: 646

Re: Alaska -- please recommend

I've never cruised Alaska on a big cruise ship but I did live in Juneau for a decade. I owned my own cabin cruiser and spent a great deal of time exploring the area....fishing, diving, and camping all throughout Southeast Alaska. If it were me, I'd fly up to Juneau and get on one of the small boat c...
by texasdiver
Sat May 21, 2016 10:43 am
Forum: Personal Consumer Issues
Topic: surface street or freeway commute?
Replies: 32
Views: 1505

surface street or freeway commute?

This is not a hypothetical question but an actual choice. Two essentially identical teaching jobs with identical salaries and benefits at two fairly similar schools. To the extent that they are different I wouldn't be able to find out before starting anyway. School A is 25 miles away on a 100% rever...
by texasdiver
Fri May 20, 2016 9:49 am
Forum: Personal Consumer Issues
Topic: Trip to Portland, Oregon
Replies: 35
Views: 2222

Re: Trip to Portland, Oregon

Kind of depends on your budget. On the corporate expense account I have stayed at the Hotel DeLuxe, Heathman, and Hotel Monaco in downtown Portland. All were pricey and as nice as you'd expect. On my own dime I have stayed at the Silver Cloud Inn in Northwest Portland which is a small Northwest chai...
by texasdiver
Fri May 20, 2016 8:44 am
Forum: Personal Finance (Not Investing)
Topic: Leaving real estate to kids
Replies: 20
Views: 1607

Re: Leaving real estate to kids

Don't do it how my grandfather did it. My grandfather was a farmer in central PA. He owned a large acreage of woodland in the mountains above where the family farm was located. Kind of place were people had hunting cabins and woodlots. He left these woodlands jointly to his 5 children including my m...
by texasdiver
Thu May 19, 2016 3:18 pm
Forum: Personal Finance (Not Investing)
Topic: Pride in no inheritance to kids?
Replies: 223
Views: 14655

Re: Pride in no inheritance to kids?

My grandfather was a farmer and very much of a conservative religious patriarch in his community. His sons (my father included) basically worked their butts of on that farm from childhood on up and made it possible for my grandfather to build and manage a fairly large farm. Apparently he did a lot o...
by texasdiver
Thu May 19, 2016 2:49 pm
Forum: Personal Finance (Not Investing)
Topic: Work or stay at home mom or change careers
Replies: 48
Views: 2974

Re: Work or stay at home mom or change careers

Not sure what kind of field you are in, but there is benefit to putting together some kind of part-time consulting gig from home if you can in any way swing it. Even if it is only an occasional thing. Something to keep your feet wet and fill out the gap years in your resume if you decide to go back ...
by texasdiver
Wed May 18, 2016 12:23 pm
Forum: Personal Consumer Issues
Topic: Clean sheeting clean country living
Replies: 9
Views: 1020

Re: Clean sheeting clean country living

You can find that kind of place in Texas outside the major cities. May not meet your criteria for 4-seasons and 'scenic' though. The pretty parts of Texas near Ausin and San Antonio are going to be well outside your budget for acreage in the country. But you can find that kind of thing around say Wa...
by texasdiver
Wed May 18, 2016 8:18 am
Forum: Personal Finance (Not Investing)
Topic: Physician Retirement Savings
Replies: 212
Views: 20818

Re: Physician Retirement Savings

I agree and a house is a good thing to splurge on, as opposed to cars and boats. Not sure I agree here; there's an enormous opportunity cost for "investing" in a dream home. Plus, the "tax advantage" of a huge mortgage is illusory (get a quarter back for every dollar you waste o...
by texasdiver
Tue May 17, 2016 5:01 pm
Forum: Personal Consumer Issues
Topic: Thinking of moving to SC or TX
Replies: 31
Views: 3257

Re: Thinking of moving to SC or TX

And water is going to be an even larger issue in the growth dynamics since Austin and San Antonio depend on the Edwards Aquafer ground water which is being sucked out faster than any replenishing can ever happen... It took thousands of years to put that water in there and it is coming out faster th...
by texasdiver
Tue May 17, 2016 3:37 pm
Forum: Personal Consumer Issues
Topic: Kenai Peninsula - Too Late to Plan?
Replies: 6
Views: 783

Re: Kenai Peninsula - Too Late to Plan?

I spent a decade living in Southeast Alaska but would frequently visit the Anchorage area on business and know it pretty well. Unless I miss my guess, Anchorage will probably not be that hard to find lodging. There are a ton of business hotels frequented by workers coming off the North Slope and out...
by texasdiver
Tue May 17, 2016 8:43 am
Forum: Personal Consumer Issues
Topic: Thinking of moving to SC or TX
Replies: 31
Views: 3257

Re: Thinking of moving to SC or TX

Can't speak to South Carolina. Texas has a lot of economic opportunities and is probably as good of a place as any to make a start. But it's not a very pretty state and a poster child for endless ugly suburban sprawl. Frankly the great majority of middle to upper middle class folks moving into Texas...
by texasdiver
Mon May 16, 2016 6:24 pm
Forum: Personal Consumer Issues
Topic: Is it OK to leave home wifi on?
Replies: 55
Views: 3603

Re: Is it OK to leave home wifi on?

jimbowman wrote:That would take some dedication to turn on/off your wifi router every day to save like $7 a year in electricity.
''

I suppose you could put it on a timer switch to only turn on during the hours you are home and using it.
by texasdiver
Mon May 16, 2016 6:23 pm
Forum: Personal Consumer Issues
Topic: Is it OK to leave home wifi on?
Replies: 55
Views: 3603

Re: Is it OK to leave home wifi on?

Seems like it kind of depends on where you live. In my suburb with 1/2 acre lots there are only 2 neighbors who can see my wifi signal and the only ones I can see are theirs. One is a retired couple who watch our cats and the other is a co-worker. Unless someone parks in my driveway they won't even ...
by texasdiver
Mon May 16, 2016 6:14 pm
Forum: Personal Consumer Issues
Topic: College - In state - Children staying close to parents
Replies: 54
Views: 2629

Re: College - In state - Children staying close to parents

It kind of depends on the state. On average, young people in most professions tend to gravitate towards the largest urban areas in the region. The cities big enough for major league sports. If those are in your state then the kids are more likely to stay nearby. For example, kids who grow up in Texa...
by texasdiver
Sun May 15, 2016 8:17 pm
Forum: Personal Consumer Issues
Topic: National Universities rankings 25 to 75 - Highest priority
Replies: 65
Views: 4214

Re: National Universities rankings 25 to 75 - Highest priority

This thread got me thinking as to whether I would have been accepted at the flagship state u today: Took AP English, history, and math courses Took chem, physics and third year foreign language Was one of two chemistry tutors as senior (the other was the valedictorian; I was "thrown off the cu...
by texasdiver
Sun May 15, 2016 12:03 pm
Forum: Personal Consumer Issues
Topic: National Universities rankings 25 to 75 - Highest priority
Replies: 65
Views: 4214

Re: National Universities rankings 25 to 75 - Highest priority

[snip...] it is probably only smaller highly selective schools that are going to read [letters of rcommendation] closely. One of my son's classmates submitted an essay that was not only illiterate, but also offensive. His friends and GC tried to keep him from submitting it, but he did, and was acce...
by texasdiver
Sun May 15, 2016 9:52 am
Forum: Personal Finance (Not Investing)
Topic: Physician Retirement Savings
Replies: 212
Views: 20818

Re: Physician Retirement Savings

True story Was having dinner with one of my wife's physician colleagues at a dinner party last year. He is a family doctor and faculty at a residency program with a stay-home wife who dabbles with little money-losing business ventures like most recently a gourmet popcorn store. He is probably around...
by texasdiver
Sun May 15, 2016 9:19 am
Forum: Personal Consumer Issues
Topic: Best moving option
Replies: 15
Views: 1359

Re: Best moving option

Third, if you are looking for boxes I have found that Home Depot has the cheapest supply of moving boxes of any place. MUCH cheaper than U-haul or buying through PODS. Except that the packing tape is cheaper at Wal-Mart. An even cheaper option is going to the back of a grocery store (inside the sto...
by texasdiver
Sun May 15, 2016 9:09 am
Forum: Personal Consumer Issues
Topic: National Universities rankings 25 to 75 - Highest priority
Replies: 65
Views: 4214

Re: National Universities rankings 25 to 75 - Highest priority

I'm not really sure what to make of this. Be nice? I think most schools are really looking for good grades in rigorous courses and high test scores. Good grades in rigorous courses are a dime a dozen. So are high test scores. My son had both, as did many of his classmates, but I'm convinced that wh...
by texasdiver
Sat May 14, 2016 4:23 pm
Forum: Personal Consumer Issues
Topic: The 10 Best States to Grow Old in
Replies: 31
Views: 5054

Re: The 10 Best States to Grow Old in

Spent 10 years living in Alaska. I would never in a million years consider retiring there. It's where you go to make money not retire. Nearly every single one of my Federal co-workers in Juneau ended up retiring somewhere in the Pacific Northwest (Oregon, Washington, Idaho) or else Texas or Colorado...
by texasdiver
Sat May 14, 2016 4:11 pm
Forum: Personal Consumer Issues
Topic: Best moving option
Replies: 15
Views: 1359

Re: Best moving option

so, texasdriver, you have successful home purchase? Yes... Sold our existing house in Texas in 12 hours with multiple offers. Waco is getting to be a hot market. We finally found one in Washington that our realtor knew about that hadn't hit the market yet and managed to buy it before the owners lis...
by texasdiver
Sat May 14, 2016 12:34 pm
Forum: Personal Consumer Issues
Topic: Best moving option
Replies: 15
Views: 1359

Re: Best moving option

Just went through this process myself. For your circumstances, a POD move is really the only viable option. Make sure the company has service in both your point of origin and destination, they don't serve everywhere. Some general suggestions. First, get rid of as much stuff as you can, especially ch...
by texasdiver
Sat May 14, 2016 12:25 pm
Forum: Personal Consumer Issues
Topic: National Universities rankings 25 to 75 - Highest priority
Replies: 65
Views: 4214

Re: National Universities rankings 25 to 75 - Highest priority

I'm interested in this subject because we're a year away. Number one son is not the world's best student, weighted 4.1 GPA as a Junior the year, but he scored a 2120 on his SAT and a 34 on his ACT and his course load is what you might call strenuous. AP Physics, AP Calculus B/C, AP Language & C...
by texasdiver
Sat May 14, 2016 11:25 am
Forum: Personal Consumer Issues
Topic: National Universities rankings 25 to 75 - Highest priority
Replies: 65
Views: 4214

Re: National Universities rankings 25 to 75 - Highest priority

I'm interested in this subject because we're a year away. Number one son is not the world's best student, weighted 4.1 GPA as a Junior the year, but he scored a 2120 on his SAT and a 34 on his ACT and his course load is what you might call strenuous. AP Physics, AP Calculus B/C, AP Language & C...
by texasdiver
Sat May 14, 2016 11:10 am
Forum: Personal Consumer Issues
Topic: National Universities rankings 25 to 75 - Highest priority
Replies: 65
Views: 4214

Re: Top 100 colleges - Highest priority

Unfortunately, there are 10s of thousands of "top students", many more than 8k-10K. There are 30K Valedictorians and another 30K Sal. each year. There are over 3 million high school graduates from the US each year. Almost 30K students each year score above a 2200 on the SAT (in the 98% or...
by texasdiver
Fri May 13, 2016 10:23 pm
Forum: Personal Finance (Not Investing)
Topic: Physician Retirement Savings
Replies: 212
Views: 20818

Re: Physician Retirement Savings

I will be 60 and my wife (the physician) will be 53 when our youngest daughter graduates from HS and leaves home for college in 8 years. At that point we'll have 2 kids in college so give it 10 years until we are down to just one kid in college and we plan to do a big reassessment of where we are at...
by texasdiver
Fri May 13, 2016 8:36 am
Forum: Personal Finance (Not Investing)
Topic: How much pay cut would you tolerate moving from private industry to federal government
Replies: 23
Views: 1640

Re: How much pay cut would you tolerate moving from private industry to federal government

Private workplaces vary much more widely. For the sake of discussion I would assume you are talking about the generic corporate white collar job with mediocre benefits, minimal vacation pay, and mediocre job security and not some gold-plated dream job like working on the google campus or something l...
by texasdiver
Thu May 12, 2016 7:49 pm
Forum: Personal Finance (Not Investing)
Topic: Federal Employee looking for suggestions
Replies: 15
Views: 1866

Re: Federal Employee looking for suggestions

birraj wrote:Thanks for the reply. I currently live in Denver. I like Austin because of the climate. I have a plan to get into FI in 7 years. The salary affects that plan little bit may be 6 months more.


If you like Austin more than Denver then you won't notice the extra 6 months. Just saying.
by texasdiver
Thu May 12, 2016 2:33 pm
Forum: Personal Finance (Not Investing)
Topic: Physician Retirement Savings
Replies: 212
Views: 20818

Re: Physician Retirement Savings

39 y/o, procedure oriented specialist. 8 years out of training Taxable and investment accounts 3.5 million, goal is 5 million and then start to work part time Save 85% of after tax income each month and invest in index funds. Live well below my means. Do all my own car repairs and home repairs whic...
by texasdiver
Thu May 12, 2016 12:06 pm
Forum: Personal Finance (Not Investing)
Topic: Physician Retirement Savings
Replies: 212
Views: 20818

Re: Physician Retirement Savings

My wife is a family physician. I'm a former Federal employee now teaching HS. Honestly our lifestyle is closer to my teacher colleagues than her physician colleagues except that we travel more. We have 3 kids, the first of whom is approaching college age and are just now reaching 7 figures in our c...
by texasdiver
Thu May 12, 2016 11:22 am
Forum: Personal Finance (Not Investing)
Topic: Physician Retirement Savings
Replies: 212
Views: 20818

Re: Physician Retirement Savings

My wife is a family physician. I'm a former Federal employee now teaching HS. Honestly our lifestyle is closer to my teacher colleagues than her physician colleagues except that we travel more. We have 3 kids, the first of whom is approaching college age and are just now reaching 7 figures in our c...
by texasdiver
Thu May 12, 2016 10:23 am
Forum: Personal Finance (Not Investing)
Topic: That moment of panic...
Replies: 39
Views: 8200

Re: That moment of panic...

When transferring money between accounts I always "pull" from the receiving account rather than "push" from the departing account if given a choice for this very reason. But I understand you don't always have that option, especially with retirement savings rollovers. Just keep go...
by texasdiver
Thu May 12, 2016 10:18 am
Forum: Personal Finance (Not Investing)
Topic: Federal Employee looking for suggestions
Replies: 15
Views: 1866

Re: Federal Employee looking for suggestions

Don't know where you are moving from but Austin is a decent place to live and there are lots of good school districts in the surrounding suburbs. Housing in Austin is getting expensive but pretty much everything else you pay for there will still be pretty cheap (groceries, gas, etc.) compared to say...
by texasdiver
Thu May 12, 2016 9:51 am
Forum: Personal Finance (Not Investing)
Topic: Physician Retirement Savings
Replies: 212
Views: 20818

Re: Physician Retirement Savings

My wife is a family physician. I'm a former Federal employee now teaching HS. Honestly our lifestyle is closer to my teacher colleagues than her physician colleagues except that we travel more. We have 3 kids, the first of whom is approaching college age and are just now reaching 7 figures in our co...
by texasdiver
Thu May 12, 2016 8:54 am
Forum: Personal Consumer Issues
Topic: Vacation Ideas, Summer, Kids, California/Mexico/Texas?
Replies: 25
Views: 2617

Re: Vacation Ideas, Summer, Kids, California/Mexico/Texas?

Current Texan here with kids in the same age range as yours. As others have noted, Texas is HOT HOT HOT that time of year. We are mostly looking for ways to escape. The problem with Texas in July and August is that you have to drive at least 500 miles to escape the heat, ether to the New Mexico moun...
by texasdiver
Wed May 11, 2016 7:46 pm
Forum: Personal Consumer Issues
Topic: 30 minute commute?
Replies: 80
Views: 6874

Re: 30 minute commute?

I stopped complaining about my commute when co-worker told me that he is commuting from Poconos, PA to Manhattan everyday. http://martztrailways.com/departures-from-new-york/ Look up Wall St to Poconos, PA commute time :annoyed I have neighbors down the street who commute 100 miles up to Fort Worth...
by texasdiver
Wed May 11, 2016 5:03 pm
Forum: Personal Consumer Issues
Topic: 30 minute commute?
Replies: 80
Views: 6874

Re: 30 minute commute?

I stopped complaining about my commute when co-worker told me that he is commuting from Poconos, PA to Manhattan everyday. http://martztrailways.com/departures-from-new-york/ Look up Wall St to Poconos, PA commute time :annoyed I have neighbors down the street who commute 100 miles up to Fort Worth...
by texasdiver
Wed May 11, 2016 2:46 pm
Forum: Personal Consumer Issues
Topic: One Week "Sabbatical"
Replies: 43
Views: 4336

Re: One Week "Sabbatical"

Former Alaskan here. For an epic fishing trip there is no substitute to Alaska. Nothing else is remotely close unless perhaps you do something like a deep sea fishing trip to Costa Rica or the equivalent. For lower 48 epic adventure I'd suggest a boundary waters canoe trip. Lots of outfitters do fi...
by texasdiver
Wed May 11, 2016 11:34 am
Forum: Personal Consumer Issues
Topic: One Week "Sabbatical"
Replies: 43
Views: 4336

Re: One Week "Sabbatical"

Former Alaskan here. For an epic fishing trip there is no substitute to Alaska. Nothing else is remotely close unless perhaps you do something like a deep sea fishing trip to Costa Rica or the equivalent. For lower 48 epic adventure I'd suggest a boundary waters canoe trip. Lots of outfitters do fis...
by texasdiver
Tue May 10, 2016 9:50 pm
Forum: Personal Consumer Issues
Topic: 30 minute commute?
Replies: 80
Views: 6874

Re: 30 minute commute?

Washington has a shortage of teachers. Probably a shortage of qualified & experienced teachers. Male teachers would be a plus in any school. [From what I have heard] GL Washington state yes, it is a large rural state with lots of small towns and out of the way places that have a hard time attra...

Go to advanced search