Search found 2113 matches

by texasdiver
Thu Jan 12, 2017 10:31 pm
Forum: Personal Consumer Issues
Topic: Early Retirement in Mexico, Healthcare
Replies: 26
Views: 4183

Re: Early Retirement in Mexico, Healthcare

I work in operating rooms and closely with surgeons in all of Latin America. I have seen everything from the government run public hospitals to the facilities where the uber wealthy get healthcare. From a surgery standpoint, the majority of procedures I would get done here without hesitation (here ...
by texasdiver
Thu Jan 12, 2017 3:31 pm
Forum: Personal Consumer Issues
Topic: Early Retirement in Mexico, Healthcare
Replies: 26
Views: 4183

Re: Early Retirement in Mexico, Healthcare

Most healthcare is pretty simple and basic. Labs for diagnosis, medications for treatment, getting your butt chewed for not eating right or exercising enough. You can get that anywhere if you have money to pay. The really complicated high tech stuff from the super specialists you find at places like...
by texasdiver
Wed Jan 11, 2017 12:21 pm
Forum: Personal Consumer Issues
Topic: Thinking of getting tires from Costco
Replies: 68
Views: 5417

Re: Thinking of getting tires from Costco

Long time Costco member and I've bought perhaps 8 sets of tires there. My opinion? Not worth the hassle if you live a distance from Costco and have Discount Tire nearby. Stop into Costco during the coupon month for Michelin and price the tires you want, get the "out the door price" printou...
by texasdiver
Tue Jan 10, 2017 8:58 pm
Forum: Personal Consumer Issues
Topic: I want to go to Alaska this summer - tell me what, why and when!
Replies: 18
Views: 1533

Re: I want to go to Alaska this summer - tell me what, why and when!

I am a lifelong Alaskan who does a fair amount of travel. Alaska is an expensive place to visit in the summer during the tourist season. Rental cars jump to $100/day. RVs cost $300/day. Basic 3 star hotels cost $250/night. I actually think for the value that a cruise is a good deal. Look at vacatio...
by texasdiver
Tue Jan 10, 2017 8:43 pm
Forum: Personal Consumer Issues
Topic: I want to go to Alaska this summer - tell me what, why and when!
Replies: 18
Views: 1533

Re: I want to go to Alaska this summer - tell me what, why and when!

I spent 15 years living and working all over Alaska but mostly in Juneau, Anchorage, Kodiak, and the Bering Sea. For a week-long DIY Alaska Trip I would suggest two options: (1) Southeast Alaska, (2) South Central Alaska. You won't have time to do both. Alaska is an enormous state. Trying to see it ...
by texasdiver
Mon Jan 09, 2017 12:25 am
Forum: Personal Consumer Issues
Topic: HDHP health plans better deal than expected?
Replies: 10
Views: 1297

Re: HDHP health plans better deal than expected?

Can't comment on your particular experience but HDHP plans have worked out splendidly for my family. We get our current plan through my wife's employer who kicks in $1000 into our HSA annually. In addition, our HD plan premiums are zero through her employer whereas the "Cadillac" plan for ...
by texasdiver
Thu Jan 05, 2017 10:02 pm
Forum: Personal Consumer Issues
Topic: Is Iphone/Ipad fingerprint signin reasonably secure?
Replies: 57
Views: 4132

Re: Is Iphone/Ipad fingerprint signin reasonably secure

You would be surprised what's on a SIM. Just like you'd be surprised what hotels put on there key cards ... do not hand those back take them home and shred them! I don't want your app info I want your account info that's the real magic since its tied to your credit data. I can dupe your phone at th...
by texasdiver
Fri Dec 23, 2016 1:33 pm
Forum: Personal Consumer Issues
Topic: Rental Car, best options
Replies: 17
Views: 1468

Re: Rental Car, best options

If you are a Costco member try their travel web site for rental car reservations. I usually find they have the best price. Usually with National or Enterprise. I used to play games trying to find the cheapest off site airport rentals. Now I don't bother and prefer the convenience of renting inside t...
by texasdiver
Wed Dec 21, 2016 9:54 pm
Forum: Personal Consumer Issues
Topic: Old House Woes
Replies: 25
Views: 2141

Re: Old House Woes

Friend of mine sunk his sweat and tears into a top to bottom rehab of a bungalow in Seattle some years back. Kitchen gutted and redone top to bottom. All restored hardwood floors, hundreds of hours stripping and refinishing original woodwork. That sort of thing. He later he sold it for a tidy profit...
by texasdiver
Mon Dec 19, 2016 1:15 pm
Forum: Personal Consumer Issues
Topic: Winter car safety kit?
Replies: 46
Views: 2532

Re: Winter car safety kit?

Unless you guys are talking about breaking down way out in the country, I'd have to echo the "AAA card" comment. You guys are going to spend 2-3x the cost of road hazard support on all this stuff. Assuming you do most of your driving within 100 miles of a major city, I'd feel much better ...
by texasdiver
Sun Dec 18, 2016 2:22 pm
Forum: Personal Consumer Issues
Topic: Winter car safety kit?
Replies: 46
Views: 2532

Re: Winter car safety kit?

I would add a little bit of cash. I have at time found myself with $3 dollars in my wallet because I forgot to go by the ATM. $20 in small bills could help in some situations. A list of phone numbers. If your cell phone is dead or you lose it then you might be able to use someone elses phone to mak...
by texasdiver
Sun Dec 18, 2016 1:02 pm
Forum: Personal Consumer Issues
Topic: Winter car safety kit?
Replies: 46
Views: 2532

Re: Winter car safety kit?

Not safety related, but I always carry a piece of 2x8 so if I need to change a tire I've got a flat, non-slip surface to put the jack on. And I carry a breaker bar instead of the stock tire iron that comes with the vehicle. Provides a lot more leverage and makes breaking a stuck nut much easier. An...
by texasdiver
Sun Dec 18, 2016 12:48 am
Forum: Personal Consumer Issues
Topic: Winter car safety kit?
Replies: 46
Views: 2532

Re: Winter car safety kit?

550 cord, folding knife, high calorie bars, edible nuts (you never know how some here think :wink: ), contractor plastic bags, flashlight with spare batteries, fire-starter, compass, topographic map - don't count on a GPS if the battery stops working or sometimes leads you to a place that isn't the...
by texasdiver
Sat Dec 17, 2016 1:25 pm
Forum: Personal Consumer Issues
Topic: Winter car safety kit?
Replies: 46
Views: 2532

Re: Winter car safety kit?

plastic mountaineering shovel (to dig out of snow) high capacity portable compressor You have a very nice list. One change I'd make is to swap out the plastic shovel for a metal one - the kind the GIs used to carry in WW2 is good. I would also carry a high capacity, portable compressor in each car ...
by texasdiver
Sat Dec 17, 2016 1:13 pm
Forum: Personal Consumer Issues
Topic: Winter car safety kit?
Replies: 46
Views: 2532

Re: Winter car safety kit?

That's a great list. I hesitate to recommend a couple of things because your list is already overkill for me, but here goes: Packets of chemical hand warmers used to insert into gloves and shoes by skiers and campers. A separate fully-charged "jolt" lithium battery/flashlight combo to cha...
by texasdiver
Sat Dec 17, 2016 1:03 pm
Forum: Personal Consumer Issues
Topic: Old Tools
Replies: 19
Views: 2710

Re: Old Tools

I have an old Pulaski Axe handed down from my dad who used to carry it logging and fighting forest fires in the Gifford Pinchot back in the early 1950s. Classic forestry and fire fighting axe but also handy around the garden for clearing brush. https://en.wikipedia.org/wiki/Pulaski_(tool) I also hav...
by texasdiver
Sat Dec 17, 2016 12:49 pm
Forum: Personal Consumer Issues
Topic: Winter car safety kit?
Replies: 46
Views: 2532

Winter car safety kit?

Between myself, my wife, and my college-age daughter I have three cars under my care that need good winter safety kits and I've been negligent in getting all the cars up to snuff in terms of equipment for long winter drives that we occasionally do. I've looked at the road safety kits you see at plac...
by texasdiver
Fri Dec 09, 2016 5:27 pm
Forum: Personal Consumer Issues
Topic: Vacation ideas in Europe or South America - Feb 18-25??
Replies: 9
Views: 648

Re: Vacation ideas in Europe or South America - Feb 18-25??

Feb 18 would be the equivalent of August 18 in South America so definitely peak summer weather. Buenos Aires has been mentioned. It is a massive city and well be hot then. A lot of the population escapes north to Uruguay for the beaches in the summer which are nicer than the Argentinian ones near Bu...
by texasdiver
Thu Nov 03, 2016 10:50 am
Forum: Personal Consumer Issues
Topic: What's the easiest/cheapest way to get a second phone number?
Replies: 34
Views: 2138

Re: What's the easiest/cheapest way to get a second phone number?

I'd put this back in the patient's court. No one should expect to see their doctor's personal phone number on their callerid. If they block all anonymous calls, they are restricting themselves to office hour calls. A physician on call cannot make such judgments. The patient they're calling back may...
by texasdiver
Wed Nov 02, 2016 8:05 pm
Forum: Personal Consumer Issues
Topic: What's the easiest/cheapest way to get a second phone number?
Replies: 34
Views: 2138

What's the easiest/cheapest way to get a second phone number?

Here's the deal. My wife and I recently relocated and didn't bother to set up a landline at our new home because we basically only use cell phones and internet. However my wife is a physician and would like to be able to return phone calls to patients from home without them being able to see her per...
by texasdiver
Sun Oct 30, 2016 12:17 pm
Forum: Personal Consumer Issues
Topic: Passport renewal - old passport
Replies: 22
Views: 2688

Re: Passport renewal - old passport

[url][/http://argentinafees.com/ I would check the latest info on the website. We were there last year and needed the visa paper, things may have changed. We are going next Wednesday and will see if they check for a visa. Will let you know. Interesting. I looked at the State Dept website and it app...
by texasdiver
Tue Oct 25, 2016 7:20 pm
Forum: Personal Consumer Issues
Topic: Are car insurance deductibles by vehicle or by incident?
Replies: 1
Views: 230

Are car insurance deductibles by vehicle or by incident?

So my wife just texted me to let me know she bumped a co-workers car in the parking lot of her job and both cars have some minor bumper damage. I haven't had time to dig into our insurance policy except I know we have a $500 deductible. But I was wondering if that is per vehicle or per-incident. Any...
by texasdiver
Sun Oct 23, 2016 4:09 pm
Forum: Investing - Theory, News & General
Topic: NY Times first in a series about 403(b)s with public K-12
Replies: 102
Views: 10618

Re: NY Times first in a series about 403(b)s with public K-12

In Texas both Vanguard and Fidelity are available for teachers to use as self-administered 403(b) plans. I used Vanguard and there were no fees whatsoever. The only minor cost was that Admiral Shares were unavailable. So the only cost to me of my Vanguard school district 403(b) plan was the differe...
by texasdiver
Sun Oct 23, 2016 2:34 pm
Forum: Investing - Theory, News & General
Topic: NY Times first in a series about 403(b)s with public K-12
Replies: 102
Views: 10618

Re: NY Times first in a series about 403(b)s with public K-12

Teacher here. I've taught in both Texas and now in Washington State so my experience is limited to those two states. What I have found is the following: 1. Yes the sharks are definitely out in both parts of the country. Teaching is on an annual cycle where you sign up or re-enroll in all your benefi...
by texasdiver
Sat Oct 08, 2016 10:07 pm
Forum: Personal Finance (Not Investing)
Topic: Can I get a business credit card for our rental house?
Replies: 9
Views: 932

Re: Can I get a business credit card for our rental house?

I don't think they care. I got a business card long ago for the miles. Just made up a business name... "my last name Consulting" and no one cared or checked. It was an Alaska Airlines business card through BofA and still have it.
by texasdiver
Thu Sep 29, 2016 12:26 am
Forum: Personal Consumer Issues
Topic: Does it matter what type of college one goes to?
Replies: 250
Views: 15796

Re: Does it matter what type of college one goes to?

This wired magazine article has a very interesting graphic showing where the major west coast tech companies are drawing most of their employees. The graphic is too wide to link here directly so you'll have to click through the link to see it. https://www.wired.com/2014/05/alumni-network-2/ Here is ...
by texasdiver
Tue Sep 27, 2016 5:05 pm
Forum: Personal Consumer Issues
Topic: Does it matter what type of college one goes to?
Replies: 250
Views: 15796

Re: Does it matter what type of college one goes to?

High school teacher here who advises a lot of college bound seniors. The answer is that it completely depends on your future career path. Generally speaking, people go to college for three basic reasons: (1) to earn a pedigree, (2) to earn a job certification, or (3) to actually study a topic. Many ...
by texasdiver
Tue Sep 20, 2016 11:15 pm
Forum: Personal Consumer Issues
Topic: Last minute Portland trip, need help
Replies: 23
Views: 1679

Re: Last minute Portland trip, need help

Columbia Gorge Wineries web site and maps: http://www.columbiagorgewine.com/wineriesvineyards.html http://www.columbiagorgewine.com/assets/gorge_winegrowers_map-brochure.pdf Suggest you make a loop. Drive out to Hood River on the Oregon side of the river. It is freeway the whole way with some side t...
by texasdiver
Sun Sep 11, 2016 6:31 pm
Forum: Personal Consumer Issues
Topic: Bluetooth headphones for TV watching?
Replies: 9
Views: 808

Re: Bluetooth headphones for TV watching?

The price of two new pairs of Sennheiser headphones with optical audio jacks will basically run me over half the price of a brand new 4K TV so I figure just get a new TV as long as I can make the bluetooth work on the TV the same as the older Sennheiser headphones. Why bother with a new TV? You'll ...
by texasdiver
Sun Sep 11, 2016 5:53 pm
Forum: Personal Consumer Issues
Topic: Bluetooth headphones for TV watching?
Replies: 9
Views: 808

Bluetooth headphones for TV watching?

I know there are a lot of AV experts on this forum. I'm looking for options for using bluetooth headphones for TV watching. Currently I have an older plasma display and an older BluRay player that both have composite audio out ports and I have a couple of sets of Sennheiser wireless headphones that ...
by texasdiver
Wed Sep 07, 2016 7:30 pm
Forum: Personal Consumer Issues
Topic: Trip to Norway - Aurora vs. Fjords
Replies: 18
Views: 1904

Re: Trip to Norway - Aurora vs. Fjords

Never been to Norway but I spent a good portion of my life in Alaska which has somewhat similar tourist options. For a first trip I'd definitely chose summer. You can actually get out and hike around and all the towns will be open for business. Unless you are visiting a winter tourist destination li...
by texasdiver
Sun Sep 04, 2016 5:41 pm
Forum: Personal Consumer Issues
Topic: Wood Chipper -- Harbor Freight?
Replies: 40
Views: 3773

Re: Wood Chipper -- Harbor Freight?

Thanks guys. It occurs to me that I might have storage space for a small utility trailer in the parking space at the RV storage lot where I have my popup camper stored. I'm paying for a full size RV parking space but only filling about 2/3 of it with the popup camper so I might be able to store a ut...
by texasdiver
Sun Sep 04, 2016 1:30 pm
Forum: Personal Consumer Issues
Topic: Wood Chipper -- Harbor Freight?
Replies: 40
Views: 3773

Re: Wood Chipper -- Harbor Freight?

Thanks guys. I have about 20 large Leyland Cypress trees to remove that are 6-8" at the trunk and about 20' high. Plus several other large trees in dire need of severe pruning. So it is a job that will take several months and generate WAY more large waste than I can possibly put out in the week...
by texasdiver
Sun Sep 04, 2016 11:16 am
Forum: Personal Consumer Issues
Topic: Wood Chipper -- Harbor Freight?
Replies: 40
Views: 3773

Wood Chipper -- Harbor Freight?

We recently relocated and our new property has quite a number of trees that need to come down and several others that need to be severely pruned. It is WAY more material than I can possibly feed into the weekly yard waste container pickup that our neighborhood receives. I'm thinking of buying a wood...
by texasdiver
Sun Aug 28, 2016 11:54 pm
Forum: Personal Consumer Issues
Topic: Alaska Trip
Replies: 6
Views: 959

Re: ALASKA TRIP

I drove to Alaska some years ago. It was a great trip. I put on 10K miles from Southern California and back. I am planning to drive again in the future. Next time I will take longer as I am retired now. Here is on way to drive without putting on too many miles: http://www.dot.state.ak.us/amhs/ You ...
by texasdiver
Sun Aug 28, 2016 11:48 pm
Forum: Personal Consumer Issues
Topic: Alaska Trip
Replies: 6
Views: 959

Re: ALASKA TRIP

I spent a decade living in Juneau and worked all over coastal Alaska from the Aleutians to Southeast. Also spent a good bit of time in Anchorage going back and forth between Anchorage and Juneau for meetings all the time. The cruise ships start arriving in Southeast Alaska in May but I'd recommend w...
by texasdiver
Sat Aug 20, 2016 11:50 am
Forum: Personal Consumer Issues
Topic: What is your system for dealing with coins?
Replies: 123
Views: 8637

What is your system for dealing with coins?

I tend to avoid paying cash for anything these days because I hate dealing with coins and change. I don't mind carrying paper currency in my wallet but I find I'm usually loath to actually spend it anywhere because I just don't ever want to get back a handful of coins. Because I never know what to d...
by texasdiver
Tue Aug 16, 2016 7:12 pm
Forum: Personal Consumer Issues
Topic: Cordless battery powered yard tools?
Replies: 21
Views: 1981

Re: Cordless battery powered yard tools?

I have the 40v black and decker cordless string trimmer and it is frankly great. Powerful enough to slash through the toughest grass and weeds and easily lasts plenty long to trim my current 9,000 sf lot that doesn't need that much trimming. Previously I had a larger lot with about 4 times more trim...
by texasdiver
Mon Aug 08, 2016 3:24 pm
Forum: Personal Consumer Issues
Topic: Work in Vancouver, WA..possibly live in Camas?
Replies: 58
Views: 3756

Re: Work in Vancouver, WA..possibly live in Camas?

If I was single and in my 30s I'd probably either live near downtown or along the waterfront area where the McMenamin's is. Not sure what that area is called. But lots of nice looking apartments or condos. Most of the rest of Vancouver is pretty family-oriented and suburban. Really depends on what k...
by texasdiver
Sat Aug 06, 2016 3:24 pm
Forum: Personal Consumer Issues
Topic: Work in Vancouver, WA..possibly live in Camas?
Replies: 58
Views: 3756

Re: Work in Vancouver, WA..possibly live in Camas?

I live in one of the downtown Vancouver condos. Currently sitting on the balcony watching people walk through the Farmer's Market. It's fantastic. Plenty of stuff to do down here, and as the new waterfront expansion comes into play, there will be even more things to do. I wouldn't want to live in C...
by texasdiver
Sat Aug 06, 2016 12:50 pm
Forum: Personal Consumer Issues
Topic: Work in Vancouver, WA..possibly live in Camas?
Replies: 58
Views: 3756

Re: Work in Vancouver, WA..possibly live in Camas?

Hi guys: I'm up for any kind of Vancouver meetup. Will be doing youth soccer so that will suck up Saturdays but not all day. Getting back to the OP. I recently moved my family here to Camas from Texas a couple months ago. By way of background I'm originally from the Northwest having grown up in Euge...
by texasdiver
Tue Jul 26, 2016 12:05 pm
Forum: Personal Consumer Issues
Topic: Sailing -- cost?
Replies: 36
Views: 7004

Re: Sailing -- cost?

Can someone please give me feedback on this idea? I am interested in traveling in a boat along the Intracoastal Waterway (ICW) on the East Coast. I would buy a small sailboat, remove the mast, and power with an outboard. Why would I want to a sailboat but not sail? A sailboat is low cost and has sl...
by texasdiver
Tue Jul 26, 2016 10:49 am
Forum: Personal Consumer Issues
Topic: Sailing -- cost?
Replies: 36
Views: 7004

Re: Sailing -- cost?

Lots of good advice here. Learn on a small open dingy. More fun and the concepts are all the same as on a larger boat anyway. First, find your closest sailing club and hang out with them. People are always looking for crew to go sailing with and there are probably a ton of guys around with boats and...
by texasdiver
Mon Jul 25, 2016 1:39 pm
Forum: Personal Consumer Issues
Topic: Storing a road bike in a plastic shed?
Replies: 17
Views: 1364

Re: Storing a road bike in a plastic shed?

Pay attention to what kind of chemicals you might have stored in that rubbermaid shed. In my last house I had a large storage closet off the garage and I happened to have a couple of gallons of muriatic acid (pool chemical) sitting on a shelf. After a couple of months everything metallic in that clo...
by texasdiver
Fri Jul 22, 2016 5:37 pm
Forum: Personal Consumer Issues
Topic: Moving to Seattle from DC
Replies: 30
Views: 2595

Re: Moving to Seattle from DC

From the middle of that location, your commute will be better if you're north/west of the office, and don't have to deal with any freeways, and don't have to deal with getting through the middle of downtown during rush hour. Queen Anne, Magnolia, Wallingford, Fremont, Ballard, Green Lake. Expect to...
by texasdiver
Fri Jul 22, 2016 12:55 pm
Forum: Personal Consumer Issues
Topic: Moving to Seattle from DC
Replies: 30
Views: 2595

Re: Moving to Seattle from DC

Lived there for years and still have much family and friends in the area. Your Vienna VA type neighborhoods are going to be across the lake in Bellevue and the surrounding burbs. Personally I think Seattle is great for singles and the childless but life can be grueling for families. Traffic is just ...
by texasdiver
Tue Jul 19, 2016 4:09 pm
Forum: Personal Consumer Issues
Topic: Removing Broken Bolts
Replies: 54
Views: 3790

Re: Removing Broken Bolts

There is a special tool for that. Make sure you get the right size.

https://www.amazon.com/Alden-8430P-Grab ... B000H6PM32

and also many videos on youbube on how to extract broken screws and bolts.
by texasdiver
Tue Jul 12, 2016 11:09 am
Forum: Personal Consumer Issues
Topic: Solving poor cell coverage: Microcell or booster?
Replies: 25
Views: 1647

Re: Solving poor cell coverage: Microcell or booster?

OP here: Just enabled WiFi calling on the iPhone 6 and it seems to work great. Made a couple of calls this morning from the house and they were rock solid. Unfortunately my daughter's older Iphone 5 doesn't seem to have WiFi calling in the settings menu so either it isn't available on her phone or p...
by texasdiver
Mon Jul 11, 2016 5:01 pm
Forum: Personal Consumer Issues
Topic: Solving poor cell coverage: Microcell or booster?
Replies: 25
Views: 1647

Re: Solving poor cell coverage: Microcell or booster?

Thanks guys. Did not know about wifi calling. I found the settings on my iphone and will try that first before spending any money.
by texasdiver
Mon Jul 11, 2016 10:54 am
Forum: Personal Consumer Issues
Topic: Solving poor cell coverage: Microcell or booster?
Replies: 25
Views: 1647

Solving poor cell coverage: Microcell or booster?

My wife and I recently moved to a neighborhood that has poor cell coverage. Voice calls are usually OK on the top floor of our house but frequently drop elsewhere in the house and property. We are on AT&T but the neighbors report mediocre coverage from all the carriers due to the hillside we are...

Go to advanced search