Search found 1604 matches

by tennisplyr
Sun Jun 17, 2018 6:58 pm
Forum: Local Chapters and Bogleheads Community
Topic: Happy Father's Day 2018
Replies: 6
Views: 534

Re: Happy Father's Day 2018

Wonderful sentiments on such an important day of recognition. I miss my dad after over 30 years, it's one of life's miracles to have such a treasured relationship.
by tennisplyr
Sun Jun 17, 2018 8:04 am
Forum: Investing - Theory, News & General
Topic: Ally online savings now at 1.60%
Replies: 180
Views: 29182

Re: Ally online savings now at 1.60%

Arinbjorn wrote:
Sat Jun 16, 2018 11:18 am
Mine now shows 1.65%.
+1
by tennisplyr
Sun Jun 17, 2018 7:52 am
Forum: Investing - Help with Personal Investments
Topic: When to "raise my rate" (Ally bank CD)
Replies: 19
Views: 2393

Re: When to "raise my rate" (Ally bank CD)

28fe6 wrote:
Sat Jun 16, 2018 3:04 pm
I appreciate the advice but if anyone would like to answer the actual question it would be nice.
LOL welcome to Bogleheadville
by tennisplyr
Sun Jun 17, 2018 7:04 am
Forum: Personal Finance (Not Investing)
Topic: Long time retirees: how much do you really need?
Replies: 12
Views: 3215

Re: Long time retirees: how much do you really need?

I've been retired since 2011 when I involuntarily left my job after 36+ years at this one firm. I knew beforehand this would eventually happen and as a precaution I prepped by keeping an accounting of every penny going out for 5 consecutive years so I had a rough idea what I needed in funds just to...
by tennisplyr
Sat Jun 16, 2018 7:01 am
Forum: Personal Finance (Not Investing)
Topic: Long time retirees: how much do you really need?
Replies: 12
Views: 3215

Long time retirees: how much do you really need?

For those of you who have been retired for a while and have some experience--let's say 10+ years or 5+ years--how much would you say you need to live a decent life in retirement. You can express it any way you want--x times expense, withdrawal rate, nest egg size, etc--just tell us based on your opi...
by tennisplyr
Fri Jun 15, 2018 7:10 pm
Forum: Personal Finance (Not Investing)
Topic: can we afford to spend $20K on travel annually
Replies: 89
Views: 6432

Re: can we afford to spend $20K on travel annually

Enjoy your life....you have time on your side, something that no money can buy.
by tennisplyr
Fri Jun 15, 2018 7:06 pm
Forum: Investing - Theory, News & General
Topic: Oh my! Cardone says we need $10m net worth
Replies: 58
Views: 8476

Re: Oh my! Cardone says we need $10m net worth

Please don't believe a word he says.
by tennisplyr
Fri Jun 15, 2018 7:41 am
Forum: Personal Finance (Not Investing)
Topic: A great father's day gift
Replies: 19
Views: 3374

Re: A great father's day gift

Great post! Yes young people have the great benefit of time, why not take advantage of it!
by tennisplyr
Thu Jun 14, 2018 6:47 pm
Forum: Personal Consumer Issues
Topic: cooling upstairs floor without central AC
Replies: 19
Views: 1242

Re: cooling upstairs floor without central AC

I think floor standing dehumidifiers might work....it cools the air.
by tennisplyr
Thu Jun 14, 2018 7:18 am
Forum: Personal Consumer Issues
Topic: Documentaries to recommend?
Replies: 158
Views: 24762

Re: Documentaries to recommend?

I loved Fire and Ice (Borg & McEnroe) on HBO and The shot heard round the world (Branca/Thompson).
by tennisplyr
Thu Jun 14, 2018 6:56 am
Forum: Personal Consumer Issues
Topic: Learning how to fix/repair things
Replies: 29
Views: 2157

Re: Learning how to fix/repair things

Maybe I'm old school, good books at a book store. Helpful that you can keep the book open as you work rather than scrolling through things. Just do it.
by tennisplyr
Tue Jun 12, 2018 2:55 pm
Forum: Personal Finance (Not Investing)
Topic: Home equity as part of retirement asset
Replies: 24
Views: 1440

Re: Home equity as part of retirement asset

My home equity was fully one-half of my net worth. Sold my home and downsized banking a nice chunk of change. Call it what you will, it has improved my retirement finances enormously.
by tennisplyr
Mon Jun 11, 2018 6:42 pm
Forum: Personal Consumer Issues
Topic: A Simple new car lease formula?
Replies: 14
Views: 1407

Re: A Simple new car lease formula?

Been leasing since '95.....sometimes life isn't about money.
by tennisplyr
Mon Jun 11, 2018 4:03 pm
Forum: Personal Finance (Not Investing)
Topic: Best banks for checking accounts?
Replies: 33
Views: 3208

Re: Best banks for checking accounts?

Kind of satisfied with Chase...large brick and mortar presence.
by tennisplyr
Mon Jun 11, 2018 4:02 pm
Forum: Personal Consumer Issues
Topic: Life in retirement - what did you do today?
Replies: 179
Views: 14978

Re: Life in retirement - what did you do today?

Retired 7 years and wouldn't want it any other way. After finishing a great visit to the Northeast, played some tennis this morning, had breakfast out with DW and hit the road to home. Started to wish this never ends, but I know it will. Live on!
by tennisplyr
Sun Jun 10, 2018 7:36 pm
Forum: Personal Consumer Issues
Topic: “Day to kill” in Venice Italy
Replies: 49
Views: 2871

Re: “Day to kill” in Venice Italy

How about a gondola ride
by tennisplyr
Sat Jun 09, 2018 9:14 am
Forum: Personal Finance (Not Investing)
Topic: Why do we work?
Replies: 121
Views: 9995

Re: Why do we work?

Fortunate to have worked 40+ years to provide.... Now when I gather with fellow retirees, we concur how work is overrated. Live your life :sharebeer
by tennisplyr
Fri Jun 08, 2018 6:09 pm
Forum: Personal Finance (Not Investing)
Topic: Buying a house in Florida but you are hundreds of miles away
Replies: 33
Views: 2698

Re: Buying a house in Florida but you are hundreds of miles away

They should do some research to decide on what part of FL appeals to them. Then, spends some months renting/living there through Airbnb/VRBO to "test drive" potential areas. After you feel you have enough info, ask realtor to check out some places. You might Skype with them to look around at them. B...
by tennisplyr
Fri Jun 08, 2018 8:07 am
Forum: Investing - Theory, News & General
Topic: $1M Question
Replies: 38
Views: 4809

Re: $1M Question

Things easily attained are usually not worth having.
by tennisplyr
Fri Jun 08, 2018 8:04 am
Forum: Personal Consumer Issues
Topic: Death - Prediction
Replies: 63
Views: 3758

Re: Death - Prediction

I'm in my late 60s and my back of envelope estimate is for about another 15-20 years. I'm not overly conservative so I use that for my financial guesstimates. Don't have a formal plan/goal for leaving money on the table....it will be what it will be. Enjoy your day :happy
by tennisplyr
Thu Jun 07, 2018 9:40 am
Forum: Personal Finance (Not Investing)
Topic: How much to budget for a week long vacation for 2?
Replies: 79
Views: 4243

Re: How much to budget for a week long vacation for 2?

I'd say roughly $2000-$4000. Depending on:

-if flights are involved
-if using Airbnb, VRBO vs hotels
-if renting a car
-if domestic trip
by tennisplyr
Wed Jun 06, 2018 8:05 am
Forum: Investing - Theory, News & General
Topic: Don’t cheat yourself with the 4% rule
Replies: 159
Views: 17889

Re: Don’t cheat yourself with the 4% rule

I'm 68 and retired 7 years. I spend whatever I need within reason. I think WAY more people run out of life before they run out of money. You have one shot at this, Be Happy, Don't Worry :happy
by tennisplyr
Tue Jun 05, 2018 7:48 pm
Forum: Investing - Help with Personal Investments
Topic: FSCSX [Fidelity Select Software and IT Services Portfolio]
Replies: 8
Views: 440

Re: FSCSX [Fidelity Select Software and IT Services Portfolio]

I've been in this for over 10 years with a small portion of my portfolio and have no complaints. Obviously investing is a very personal thing and for me this works.
by tennisplyr
Mon Jun 04, 2018 7:53 am
Forum: Personal Consumer Issues
Topic: Need to replace my Vizio TV..............
Replies: 35
Views: 2481

Re: Need to replace my Vizio TV..............

Try a Samsung or LG product....Costco is a good place to start.
by tennisplyr
Sat Jun 02, 2018 7:35 pm
Forum: Personal Finance (Not Investing)
Topic: Financial setback stories
Replies: 21
Views: 3444

Re: Financial setback stories

About 25 years ago I went into my own business, mortgaging my house and using most of my savings, while my wife was home raising our daughter. I ended up selling my business after 2 years and went back to the corporate world. Lost several jobs along the way but always managed to find new ones or fre...
by tennisplyr
Sat Jun 02, 2018 7:26 pm
Forum: Personal Finance (Not Investing)
Topic: Best Advice You Never Took
Replies: 100
Views: 13284

Re: Best Advice You Never Took

Listen to people when they have something important to say....you don't have to follow their advice.
by tennisplyr
Fri Jun 01, 2018 7:07 pm
Forum: Investing - Help with Personal Investments
Topic: Fidelity Tech Sector Funds?
Replies: 14
Views: 1069

Re: Fidelity Tech Sector Funds?

I've held Fidelity Select Software and IT for over 10 years and has shown annual increases of 16% +. So far, so good.
by tennisplyr
Fri Jun 01, 2018 8:35 am
Forum: Personal Consumer Issues
Topic: Advice for assisting 18 year old son after high school
Replies: 70
Views: 5130

Re: Advice for assisting 18 year old son after high school

I was a horrendous student in high school barely getting by. I started off by going to a community college where I grew up and did very well. Went on to finish my BBA at a top NY college and also earned an MBA. For me as I matured I became more self-motivated. Give him a chance....cover his basics, ...
by tennisplyr
Thu May 31, 2018 8:42 am
Forum: Personal Consumer Issues
Topic: Recommend new TV for 93 year old lady
Replies: 28
Views: 1892

Re: Recommend new TV for 93 year old lady

LG and Samsung are great. Most new TV's are fairly smart although not as smart as your Roku. LG 43" 4K $300 https://www.bestbuy.com/site/searchpage.jsp?st=43+inch+tv&_dyncharset=UTF-8&id=pcat17071&type=page&sc=Global&cp=1&nrp=&sp=&qp=category_facet%3DSAAS~All+Flat-Panel+TVs~abcat0101001&list=n&af=t...
by tennisplyr
Wed May 30, 2018 7:49 am
Forum: Personal Finance (Not Investing)
Topic: get sued for posting nagative online review?
Replies: 64
Views: 6882

Re: get sued for posting nagative online review?

Fear is a terrible thing, do what you think is right.
by tennisplyr
Tue May 29, 2018 7:11 am
Forum: Personal Consumer Issues
Topic: 13-year old Civic. Replace, or keep sinking money into it?
Replies: 51
Views: 3770

Re: 13-year old Civic. Replace, or keep sinking money into it?

Treat yourself to a new one if you can. I got a '17 Civic Hatchback and love it. Cars are more sophisticated these days, mine has Bluetooth, rear camera, dual airbags, turbo engine, 35-40 mph, etc. You only live once :happy
by tennisplyr
Mon May 28, 2018 2:25 pm
Forum: Personal Consumer Issues
Topic: looking for lowest cruise ship price site
Replies: 11
Views: 1563

Re: looking for lowest cruise ship price site

We were recommended this site, used them and were very satisfied.

http://www.crucon.com/
by tennisplyr
Mon May 28, 2018 2:21 pm
Forum: Local Chapters and Bogleheads Community
Topic: MEMORIAL DAY 2018
Replies: 28
Views: 2504

Re: MEMORIAL DAY 2018

Thank you Taylor
by tennisplyr
Sun May 27, 2018 7:38 am
Forum: Personal Finance (Not Investing)
Topic: How safe are our funds in online platforms?
Replies: 15
Views: 1989

Re: How safe are our funds in online platforms?

The real question is will the big boys--Fidelity, Vanguard et al--give us our money back, it's their systems!!
by tennisplyr
Sun May 27, 2018 7:34 am
Forum: Investing - Help with Personal Investments
Topic: Living on Your Investments? What Happens When a Bear Market Hits?
Replies: 53
Views: 7444

Re: Living on Your Investments? What Happens When a Bear Market Hits?

I just wanted to test Ken Moraif's assertion and he's right. A person who retired in 2000 with $1 million, used the 4% SWR method (adjusted for inflation), and had an AA of 100% equity, he'd be broke this year. However, even though staying the course has its dangers, I still think it's less dangero...
by tennisplyr
Fri May 25, 2018 6:48 am
Forum: Personal Consumer Issues
Topic: When did this start?? [Restaurant tipping on total bill]
Replies: 58
Views: 3857

When did this start?? [Restaurant tipping on total bill]

I went to dinner last night and noticed something on the bill. Where the restaurant indicated suggested tipping on the bottom (20%, 18%, 15%), the tip is based on TOTAL bill including taxes. I've never tipped on the taxed amount, just the food and drink. Thoughts?
by tennisplyr
Thu May 24, 2018 4:20 pm
Forum: Personal Consumer Issues
Topic: Winter Home - issues/costs?
Replies: 33
Views: 2251

Re: Winter Home - issues/costs?

Used to live in NY and snowbirded/rented in FL for 3 months....great idea! As far as my NY home we had lowered the heat to 55, shut off the water, stopped the mail, had some come in every couple of weeks, had someone shovel whenever it snowed. We loved it so much that we sold our NY place last year ...
by tennisplyr
Thu May 24, 2018 6:54 am
Forum: Investing - Theory, News & General
Topic: Renting vs Owning Your Home
Replies: 166
Views: 13265

Re: Renting vs Owning Your Home

Sometimes life isn't about money.
by tennisplyr
Wed May 23, 2018 4:55 pm
Forum: Investing - Help with Personal Investments
Topic: Best buy and hold vanguard fund forever...
Replies: 28
Views: 3144

Re: Best buy and hold vanguard fund forever...

Toons wrote:
Wed May 23, 2018 3:23 pm
Vanguard Balanced Index Fund -Admiral.


:happy
+1
by tennisplyr
Wed May 23, 2018 10:58 am
Forum: Personal Consumer Issues
Topic: Florida Living
Replies: 49
Views: 5685

Re: Florida Living

Wherever you're thinking, plan a week's vacation there during the summer. My wife and I were thinking Ft Myers to retire. We went there for a week. We crossed all of Florida off our list. My mom has lived in Orlando for 10 years and just sold her place to move back to Massachusetts. She got tired o...
by tennisplyr
Wed May 23, 2018 6:35 am
Forum: Personal Consumer Issues
Topic: Florida Living
Replies: 49
Views: 5685

Re: Florida Living

The west coast is great, less crowded, less expensive, slightly younger, great gulf coast beaches, lots of tennis. We've snowbirded here for several years and moved here from NY last year and love it. Sunny virtually every day, lots to do but we are retired. Tampa seems like a place worth exploring ...
by tennisplyr
Tue May 22, 2018 5:55 pm
Forum: Personal Finance (Not Investing)
Topic: Can I retire? Input and advice is welcome!
Replies: 29
Views: 3851

Re: Can I retire? Input and advice is welcome!

Go for it, you only live once.
by tennisplyr
Tue May 22, 2018 5:33 pm
Forum: Personal Finance (Not Investing)
Topic: RE: Merchant services.
Replies: 4
Views: 412

Re: RE: Merchant services.

Found this via search:

https://credit-card-processing.thetop10 ... -2018.html


Of course, there's always Visa, MasterCard, Amex
by tennisplyr
Mon May 21, 2018 6:25 pm
Forum: Personal Consumer Issues
Topic: Time For New Car?
Replies: 34
Views: 2537

Re: Time For New Car?

If it's your main car, it wouldn't be unreasonable to get a new one.
by tennisplyr
Sun May 20, 2018 7:30 am
Forum: Investing - Theory, News & General
Topic: Buffett says Bonds are a terrible investment now. What should we invest in besides stocks?
Replies: 141
Views: 20145

Re: Buffett says Bonds are a terrible investment now. What should we invest in besides stocks?

I do not have Buffet's wealth, goals or risk tolerance therefore I do not find his comments relevant for me.
by tennisplyr
Sat May 19, 2018 4:12 pm
Forum: Personal Consumer Issues
Topic: Enclosed Porch Addition - Good or Bad Idea?
Replies: 16
Views: 1110

Re: Enclosed Porch Addition - Good or Bad Idea?

Even if the market reverts to 2009 home prices at the time in the indefinite future when we sell (no time soon), we would still be roughly break even on this addition based on $/sq ft. Am I thinking this through correctly? No. Unless you are planning to sell in the next few months, looking for "bre...
by tennisplyr
Wed May 16, 2018 5:47 pm
Forum: Personal Finance (Not Investing)
Topic: Buying land in central FL
Replies: 55
Views: 5361

Re: Buying land in central FL

Why not pick an area that has appeal to you rather than fall for a sales pitch from a stranger....be careful.