Search found 174 matches

by tech_arch
Wed Jun 28, 2017 1:22 pm
Forum: Personal Consumer Issues
Topic: Traveling with 5 and 2 Year Old from Atlanta to Orlando - Is It Worth Flying?
Replies: 46
Views: 1340

Re: Traveling with 5 and 2 Year Old from Atlanta to Orlando - Is It Worth Flying?

I've done both recently, with a 7 & 2 y.o. Last Christmas we drove from Orlando to Tennessee, with an overnight stop in Atlanta on the way up and straight-through on the way back. We also just flew this month from Orlando to NY. I personally find driving easier with the kids; less stress on pack...
by tech_arch
Wed Jun 28, 2017 12:25 pm
Forum: Personal Consumer Issues
Topic: Hilton Vacation Getaways
Replies: 11
Views: 930

Re: Hilton Vacation Getaways

Used to work for HGV; these are legitimate introductory packages designed to make you think, "wow, this is great!" so they can sell you on being a member. If you are interested in buying into a timeshare, check out the secondary market. Some companies have a right of first refusal, which t...
by tech_arch
Tue Jun 27, 2017 9:32 am
Forum: Personal Consumer Issues
Topic: Cruise With The Grandkids
Replies: 31
Views: 1869

Re: Cruise With The Grandkids

I have two kids, the older now 7. The kids will have a blast on NCL, RCL, or Disney. I'd personally rate RCL and Disney above NCL, though, in terms of food and onboard activities. Our personal favorite is RCL. Disney is quite pricey, but worth it if you're Disney fans. Be prepared for the kids to wa...
by tech_arch
Mon Jun 26, 2017 11:55 am
Forum: Personal Consumer Issues
Topic: Stupid Security Questions
Replies: 33
Views: 2469

Re: Stupid Security Questions

Another vote for providing garbage answers and storing them in my password manager.
by tech_arch
Mon Jun 26, 2017 11:53 am
Forum: Personal Consumer Issues
Topic: Surge Protector for Refrigerator
Replies: 28
Views: 2063

Re: Surge Protector for Refrigerator

telemark wrote:Are any of these whole-house protectors usable in an apartment building?

Some of these install along side the breaker panel, so they might be an option. I would discuss with your landlord.
by tech_arch
Mon Jun 26, 2017 9:04 am
Forum: Forum Issues and Administration
Topic: Can you search for a string like 5.2%?
Replies: 3
Views: 248

Re: Can you search for a string like 5.2%?

Yes. Type 5.2% site:bogleheads.org in your browser address bar. If you have a default search engine specified, what do you get? I just tried this out. Searching for 5.2% in the regular search works, but the advanced search rejects it; the advanced search says The following words in your search quer...
by tech_arch
Mon Jun 26, 2017 8:18 am
Forum: Personal Consumer Issues
Topic: Surge Protector for Refrigerator
Replies: 28
Views: 2063

Re: Surge Protector for Refrigerator

Not meaning to highjack this thread but my electrical panel doesn't have any open slots to add more circuit breakers. It's my understanding that all these require adding a breaker to install. Any other options for me? My utility offers one that installs behind your meter. Installation took less tha...
by tech_arch
Fri Jun 23, 2017 12:47 pm
Forum: Personal Consumer Issues
Topic: Surge Protector for Refrigerator
Replies: 28
Views: 2063

Re: Surge Protector for Refrigerator

My utility offers a surge protector at the meter, for either $6/month rental ($20 installation fee) or $300 purchase (free installation). It's supposed to protect appliances like our A/C, washer & dryer, and fridge. It offers no warranty against a direct lightning strike, though. We purchased it...
by tech_arch
Thu Jun 15, 2017 7:22 pm
Forum: Personal Consumer Issues
Topic: Solar attic fans vs. regular turbines?
Replies: 26
Views: 1837

Re: Solar attic fans vs. regular turbines?

I researched these earlier and found enough information online to convince me to not install them. First, normal ventilation should be sufficient for the hot air; if not, a ridge vent may be better. Second, the solar fans are small and don't move much air, making them ineffective. Plus most of the h...
by tech_arch
Thu Jun 15, 2017 7:11 pm
Forum: Personal Consumer Issues
Topic: Getting a Florida Sunpass
Replies: 14
Views: 1266

Re: Getting a Florida Sunpass

Agreed. The net cost of the sunpass is zero, as they typically give a $5 credit. Last time I bought a 5 dollar Sunpass I was expecting the credit but I am pretty sure that I did not get it. I do like another poster's idea of Scotch Taping the thing to your windshield. I didn't think about that, and...
by tech_arch
Wed Jun 14, 2017 7:54 pm
Forum: Personal Consumer Issues
Topic: Getting a Florida Sunpass
Replies: 14
Views: 1266

Re: Getting a Florida Sunpass

I just did exactly that...ordered the more durable Sunpass. It's still not clear why I need to enter my plate number on a rental car...or, if I can just enter my plate number, why do I need the Sunpass transponder? Here in PA I use EZPass for rental cars often. I never enter anything...the toll pla...
by tech_arch
Wed Jun 14, 2017 7:43 pm
Forum: Personal Consumer Issues
Topic: Getting a Florida Sunpass
Replies: 14
Views: 1266

Re: Getting a Florida Sunpass

As an Orlando resident, my advice is to buy the $20 pass that is designed to be moved from vehicle to vehicle. That's only a few days of rental car fees before you come out ahead. Note that officially the system says a new pass might not be active until the next calendar day. If you add the tag numb...
by tech_arch
Mon Jun 12, 2017 7:49 pm
Forum: Personal Consumer Issues
Topic: Vue/Sling tv users--what do you miss?
Replies: 43
Views: 2618

Re: Vue/Sling tv users--what do you miss?

We use Vue on an Amazon Fire device. We're quite happy with just a couple of complaints. * Vue only lets you have a few minutes of buffer when watching live TV. We were used to 30 minutes from previous DVRs. * Can't adjust stop times on the DVR. This can be a problem with live sports * Can't mark re...
by tech_arch
Sun Jun 11, 2017 4:51 pm
Forum: Personal Consumer Issues
Topic: Best Way To Code A Text Parser
Replies: 27
Views: 1543

Re: Best Way To Code A Text Parser

Depending on the output, Microsoft's Log Parser app might be of use. It lets you run SQL queries on log files.
by tech_arch
Tue Jun 06, 2017 1:37 pm
Forum: Investing - Theory, News & General
Topic: "What Vanguard Fund Has Beaten Its Category Average 16 Years In A Row?
Replies: 14
Views: 2268

Re: "What Vanguard Fund Has Beaten Its Category Average 16 Years In A Row?

I'm confused; according to Morningstar's page for VTSAX it trailed the category in 2007 by 0.59.
by tech_arch
Thu Jun 01, 2017 7:29 am
Forum: Personal Consumer Issues
Topic: Using LastPass to Manage Passwords
Replies: 38
Views: 3218

Re: Using LastPass to Manage Passwords

I am not sure what is going on here or what I am missing I am using chrome in my 2 desktops at home and 1 at work and 2 android phones. All remember my passwords So why do you need lastpass if you have chrome? This question is not rhetorical: what happens if you're using a computer that isn't yours...
by tech_arch
Thu Jun 01, 2017 7:26 am
Forum: Personal Finance (Not Investing)
Topic: How does a mere mortal navigate healthcare/insurance issues
Replies: 50
Views: 4513

Re: How does a mere mortal navigate healthcare/insurance issues

This happened to me at my last colonoscopy. There's one facility in town that all of the local GI docs use, and it was in-network. My insurance made the anesthesiologist's accept the in-network rate since they were working at an in-network facility. Talk to your insurance company; I think it's reaso...
by tech_arch
Wed May 31, 2017 2:52 pm
Forum: Personal Consumer Issues
Topic: Using LastPass to Manage Passwords
Replies: 38
Views: 3218

Re: Using LastPass to Manage Passwords

Pessimist55 wrote:i was asked to renew for $12 a couple of months ago.

Here's a post with the differences - https://blog.lastpass.com/2016/11/get-lastpass-everywhere-multi-device-access-is-now-free.html/
by tech_arch
Wed May 31, 2017 1:03 pm
Forum: Personal Consumer Issues
Topic: Using LastPass to Manage Passwords
Replies: 38
Views: 3218

Re: Using LastPass to Manage Passwords

2. When I type in my password, always do it a little differently (using the mouse cursor to reposition) Many (most?) keyloggers also take screenshots every time a key is pressed or mouse button clicked so this will not defeat them. I've used LP for many years and happily pay them. I like their prod...
by tech_arch
Wed May 31, 2017 12:00 pm
Forum: Personal Consumer Issues
Topic: Florida Solar Breakeven Period for a Small Business?
Replies: 5
Views: 400

Re: Florida Solar Breakeven Period for a Small Business?

I can only comment on residential numbers. A lot will depend on the utility. I did it for my house; the salesman estimated ~8.5 years but my analysis showed ~9.5 years. We have net metering in Florida and I assume the business is eligible for net metering as well. For me, I sell back at $9.5/kWh and...
by tech_arch
Wed May 31, 2017 11:50 am
Forum: Personal Finance (Not Investing)
Topic: HSA distributions non-qualified. Fixable?
Replies: 9
Views: 794

Re: HSA distributions non-qualified. Fixable?

In particular: You need to be sure to stop all contributions to your HSA up to six months before you collect Social Security. This is because when you apply for Social Security, Medicare Part A will be retroactive for up to six months (as long as you were eligible for Medicare during those six mont...
by tech_arch
Tue May 30, 2017 1:47 pm
Forum: Personal Finance (Not Investing)
Topic: HSA distributions non-qualified. Fixable?
Replies: 9
Views: 794

Re: HSA distributions non-qualified. Fixable?

There are also additional rules regarding HSAs with respect to Social Security and Medicare. This page lists some - https://www.medicareinteractive.org/get-answers/types-of-medicare-advantage-plans-hmos-ppos-and-more/health-savings-accounts-hsas-and-medicare/health-savings-accounts-hsas-and-medicare...
by tech_arch
Mon May 29, 2017 8:25 pm
Forum: Personal Finance (Not Investing)
Topic: Just realized I have been doing wrong my whole life financially.
Replies: 10
Views: 2955

Re: Just realized I have been doing wrong my whole life financially.

I used to have a side gig as a consultant, but cut it out for more family time. There are careers out there that don't require college degrees that pay well. I'm a big fan of Salesforce; SF admin and developer positions are in high demand if you can train yourself and get some of their certification...
by tech_arch
Sun May 28, 2017 1:05 pm
Forum: Personal Consumer Issues
Topic: i just changed all my passwords
Replies: 30
Views: 3371

Re: i just changed all my passwords

How confident are you in Dashlane security? Could a vulnerbility in dashnale compromise all your passwords at once? That's always a possibility with any password manager. You should still use one. Password managers don't have to be perfect, they just have to be better than not having one . Troy Hun...
by tech_arch
Sat May 27, 2017 6:04 pm
Forum: Personal Consumer Issues
Topic: i just changed all my passwords
Replies: 30
Views: 3371

Re: i just changed all my passwords

How confident are you in Dashlane security? Could a vulnerbility in dashnale compromise all your passwords at once? That's always a possibility with any password manager. You should still use one. Password managers don't have to be perfect, they just have to be better than not having one . Troy Hun...
by tech_arch
Sat May 27, 2017 6:00 pm
Forum: Personal Finance (Not Investing)
Topic: Time limit on saving HSA receipts
Replies: 3
Views: 570

Re: Time limit on saving HSA receipts

"If you didn't claim a medical or dental expense that would have been deductible in an earlier year, you can file Form 1040X, Amended U.S. Individual Income Tax Return, for the year in which you overlooked the expense. Don't claim the expense on this year's return. Generally, an amended return...
by tech_arch
Sat May 27, 2017 5:56 pm
Forum: Personal Finance (Not Investing)
Topic: Copyright music on YouTube - why isn't it blocked?
Replies: 8
Views: 1020

Re: Copyright music on YouTube - why isn't it blocked?

There's a lot of copyright music on YouTube where the publisher just puts a picture of the lyrics for the video. Anyone know why this is allowed and not blocked? For example - https://www.youtube.com/watch?v=IS6n2Hx9Ykk with almost 10 million views. Wouldn't Led Zeppelin rather have that traffic go...
by tech_arch
Fri May 26, 2017 9:42 pm
Forum: Investing - Help with Personal Investments
Topic: Need Help and Advice [on retirement investments]
Replies: 10
Views: 691

Re: Need Help and Advice [on retirement investments]

Thank you Bill! I will keep that in mind. Im working on a 30,000 income before taxes. I put 550 a month into vanguard target retirement 2055 fund. And I put 7% in my companys 401k where the add 3%. I dont have extra wiggle room in my finances to contribute to a roth on top of that at this time. Unl...
by tech_arch
Fri May 26, 2017 7:43 pm
Forum: Investing - Help with Personal Investments
Topic: Need Help and Advice [on retirement investments]
Replies: 10
Views: 691

Re: Need Help and Advice [on retirement investments]

You're doing fine. I'm not sure where the $250k or $800k came from. It's very hard to predict one's needs 40 years in the future, though. The 7% is fine, as long as you can meet your other goals. You might need to trim that back to save for a down payment for a house, for instance.
by tech_arch
Fri May 26, 2017 4:04 pm
Forum: Investing - Help with Personal Investments
Topic: Need Help and Advice [on retirement investments]
Replies: 10
Views: 691

Re: Need Help and Advice [on retirement investments]

You're on the fast track; you're saving ~20% of your gross, which is fantastic. You have no debt, which is fantastic. Do you have an emergency fund? After that, I'd be investing in retirement accounts to help the growth (don't necessarily sell what you have in taxable.) At your income level I'd be c...
by tech_arch
Fri May 26, 2017 12:38 pm
Forum: Investing - Help with Personal Investments
Topic: Need Help and Advice [on retirement investments]
Replies: 10
Views: 691

Re: NEED HELP AND ADVICE

Welcome to the forum! You're off to a great start with such a high savings rate and with such a large amount of your age. For starters, I'd recommend a couple reading assignments: ⋅  If you can ⋅ The BH Getting Started wiki page A couple of things specific to your post: I am curr...
by tech_arch
Fri May 26, 2017 7:23 am
Forum: Personal Consumer Issues
Topic: Paying someone to build a website
Replies: 28
Views: 2307

Re: Paying someone to build a website

There are multiple factors here, and I'll try to list some to give you an idea of what's at play. ⋅ Do you need a redesign, or will you carry the look & feel over as-is? Redesigns can be costly depending on the client's needs and behavior. Copying over your CSS and graphic resources is...
by tech_arch
Fri May 26, 2017 7:09 am
Forum: Investing - Theory, News & General
Topic: Why do Hardship Withdrawals Increase in the Summer?
Replies: 13
Views: 1779

Re: Why do Hardship Withdrawals Increase in the Summer?

I was thinking something along the lines of older air conditioners needing to be replaced during the hot summer months.
by tech_arch
Tue May 23, 2017 2:26 pm
Forum: Personal Consumer Issues
Topic: Tea recommendations
Replies: 10
Views: 1121

Re: Tea recommendations

Do you have a Teavana near you? They have a large selection and I've always found the staff helpful.
by tech_arch
Mon May 22, 2017 2:29 pm
Forum: Personal Consumer Issues
Topic: Need new Router/Wifi Networking Ideas
Replies: 39
Views: 3701

Re: Need new Router/Wifi Networking Ideas

+1 to use additional Airport hardware. The Airport Utility makes setting up additional nodes very easy; the wizard is maybe 3 steps and you're done.
by tech_arch
Mon May 22, 2017 8:57 am
Forum: Personal Consumer Issues
Topic: Vehicle recommendation for large family
Replies: 32
Views: 1867

Re: Vehicle recommendation for large family

Others already mentioned it, but you may want to look into the Diono Radian RXT car seat. We were able to fit 3 across in an older Toyota Highlander. http://www.amazon.com/Diono-Radian-All-Convertible-Shadow/dp/B005MQRAAK/ Also a StowAway2 hitch rack/box may help too. They aren't cheap, but they ar...
by tech_arch
Mon May 22, 2017 8:56 am
Forum: Personal Consumer Issues
Topic: Vehicle recommendation for large family
Replies: 32
Views: 1867

Re: Vehicle recommendation for large family

We have a 2016 Odyssey and you might be surprised at how well it does car seats. The outer seats in the middle row have a "wide" setting, which moves them out from the middle seat a bit. We have done two boosters in the outer seats + rear-facing car seat in the center of the middle row, an...
by tech_arch
Sun May 21, 2017 1:24 pm
Forum: Personal Consumer Issues
Topic: Offline Puzzle or Brain Teaser/Training Apps
Replies: 3
Views: 374

Re: Offline Puzzle or Brain Teaser/Training Apps

When traveling I usually use a combination of offline Netflix, Kindle, the Flow free suite of games, and Sudoku. You might like 2048 (available as an app, too) and Interlocked.
by tech_arch
Sun May 21, 2017 1:17 pm
Forum: Investing - Help with Personal Investments
Topic: HSA and FSA at the same time
Replies: 8
Views: 911

Re: HSA and FSA at the same time

BogleAlltheWay wrote:Thanks. I was afraid of that. Is it possible to reclassify the FSA as limited purpose for this year? I have not used any of the funds. My FSA is only like $300

I have no idea; you'd have to talk with HR.
by tech_arch
Sun May 21, 2017 9:16 am
Forum: Investing - Help with Personal Investments
Topic: HSA and FSA at the same time
Replies: 8
Views: 911

Re: HSA and FSA at the same time

Hi all , I recently found out I am eligible for a HSA, but I already contributed to my FSA for 2017. Apparently, you cannot do both in the same year. Does than mean I have to wait to 2018 to open of HSA or can I open one for 2017, but only take the tax deduction for one? If you are covered by a reg...
by tech_arch
Fri May 19, 2017 10:15 pm
Forum: Personal Consumer Issues
Topic: Cheapest voice only, low minutes cell service
Replies: 11
Views: 1489

Re: Cheapest voice only, low minutes cell service

FreedomPop. It's free. http://www.freedompop.com/phone Ringplus threw in the towel. I wouldn't be surprised if Freedompop was next. I don't trust their business model or that they will stay in business. And I tried their service, and had a poor experience, so I don't trust being able to make phone ...
by tech_arch
Fri May 19, 2017 1:50 pm
Forum: Personal Consumer Issues
Topic: Tesla Solar Roof
Replies: 81
Views: 8148

Re: Tesla Solar Roof

madbrain wrote:Do you have any chimneys on your roof ? Even something this small can cause shading issues. One of my panels generates about half the energy of all the others due to a nearby chimney.

Nope :- ) Our southern roof is essentially just one long side with zero shading issues; pretty much 100% ideal!
by tech_arch
Thu May 18, 2017 3:56 pm
Forum: Personal Consumer Issues
Topic: Tesla Solar Roof
Replies: 81
Views: 8148

Re: Tesla Solar Roof

I think the very fact that there are HOAs that actively ban the installation of rooftop solar in neighborhoods implies that there are individuals who either think that: 1. Solar panels are ugly or at least not architecturally consistent with the style of the homes in the neighborhood. 2. That the i...
by tech_arch
Thu May 18, 2017 12:57 pm
Forum: Personal Consumer Issues
Topic: Tesla Solar Roof
Replies: 81
Views: 8148

Re: Tesla Solar Roof

[ REC Twin Peaks 290W panels with a Sunny Boy 7.7 string inverter. We're early adopters in our neighborhood and were able to get a good deal for that. How does a 7.7 string inverter work for a 9kw system ? You should price the cost of inverter replacement over 25 years, it's likely you will have to...
by tech_arch
Wed May 17, 2017 7:31 am
Forum: Personal Consumer Issues
Topic: Tesla Solar Roof
Replies: 81
Views: 8148

Re: Tesla Solar Roof

What about the fact that electricity prices could DROP over the next 30 years? Better and more affordable solar generation and storage. Are these 30 year savings predicated on electricity prices today and increasing with inflation? Are you entering into a 30 year price contract with the local utili...
by tech_arch
Mon May 15, 2017 1:13 pm
Forum: Investing - Help with Personal Investments
Topic: how do you invest your HSA
Replies: 39
Views: 3378

Re: Withdraw Anytime in the future?

Question: I might have read this somewhere but I would like a confirmation / opinions / take. Can one actually pay medical expenses out of pocket and retain the receipt/invoice. Then anytime in the future -- even 30-40 years down the road -- withdraw an amount equal to those medical expenses? If so...
by tech_arch
Mon May 15, 2017 8:16 am
Forum: Personal Consumer Issues
Topic: Tesla Solar Roof
Replies: 81
Views: 8148

Re: Tesla Solar Roof

This article indicates that the Tesla calculator may be making misleading assumptions and omissions: that it assumes the entire cost of the roof rather than just the solar-related portion is eligible for a tax credit, that it omits opportunity costs, and that it assumes the roof will last not nearl...
by tech_arch
Sun May 14, 2017 2:39 pm
Forum: Personal Consumer Issues
Topic: Replace floor BEFORE or AFTER New Cabinets?
Replies: 27
Views: 2430

Re: Replace floor BEFORE or AFTER New Cabinets?

We did flooring last. The slab should be level while not all tile is not perfectly flat, which may cause problems. I think it also gives a cleaner look where the tile meets the cabinetry.

From a job cost standpoint, it's about even.

Go to advanced search