Search found 13 matches

by tchoupitoulas
Tue Apr 17, 2018 12:06 pm
Forum: Investing - Theory, News & General
Topic: We crush stock indexes, Yale claims
Replies: 98
Views: 11009

Re: We crush stock indexes, Yale claims

I read through this thread intending to post Tyler's great analysis from PortfolioCharts, since it just showed up in my inbox, but I see he's already posted it himself. One big question in my mind, Tyler, is whether the performance results you're working with are net of fees. As others have mentione...
by tchoupitoulas
Tue Mar 27, 2018 2:14 pm
Forum: Investing - Theory, News & General
Topic: More bad news for Wealthfront
Replies: 30
Views: 6923

Re: More bad news for Wealthfront

I would not mind a service that did very basic rebalancing and TLHs, maybe tax optimization based on your preferences, and that was it. I think this would best be offered by a broker like Vanguard/Schwab/Fidelity since they'd make revenue off both the ETFs (presumably theirs which I would be fine w...
by tchoupitoulas
Fri Feb 09, 2018 1:31 pm
Forum: Personal Consumer Issues
Topic: Folding bicycles
Replies: 29
Views: 2021

Re: Folding bicycles

I also own a Brompton and love it deeply. I've owned mine since 2009 and have used it to commute in NYC, San Francisco, Washington DC, and Milwaukee. I also use it to buy groceries, pull my toddler in his trailer, and even go camping. My wife has one too. They are pricier than other options but the ...
by tchoupitoulas
Thu Jun 01, 2017 2:05 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Explaining The Low Vol Anomaly
Replies: 16
Views: 2443

Re: Larry Swedroe: Explaining The Low Vol Anomaly

I agree with Phil. I've read threads going back years that have dismissed low vol as overbought, and yet when I run XSLV through the factor regression tools on portfoliovisualizer it shows up as significantly more "valuey" than many of the value ETFs people here like to own (VBR in particular). That...
by tchoupitoulas
Fri May 19, 2017 1:53 pm
Forum: Investing - Theory, News & General
Topic: International: Where's the benefit?
Replies: 63
Views: 6246

Re: International: Where's the benefit?

Try portfoliocharts.com It is an awesome website full of great data visualizations built by a guy who is annoyed by many of the problems being raised on this thread in response to your post- returns being dependent on which period you selected, people acting as if "starting" at a given time means pu...
by tchoupitoulas
Mon May 15, 2017 8:54 am
Forum: Personal Consumer Issues
Topic: Where do you get your tea ?
Replies: 23
Views: 2658

Re: Where do you get your tea ?

I'll offer another endorsement of Upton tea imports. They have an amazing selection. In fact, the selection is so vast it can be almost bewildering. When I am feeling that way I order from Adagio or Harney and Sons, but I do think Upton offers the best bang for your buck.
by tchoupitoulas
Tue May 02, 2017 2:23 pm
Forum: Personal Consumer Issues
Topic: Where to Live on $60K or Less a Year?
Replies: 248
Views: 32961

Re: Where to Live on $60K or Less a Year?

I was surprised Boise ID isn't on your list. I've never been there but my impression is that it's affordable, relatively urbane, and the access to the mountains is unparalleled. It might be cold in the winter, but probably less than Minneapolis. Also what about Asheville NC, Burlington VT, and Ashla...
by tchoupitoulas
Mon Mar 27, 2017 8:54 am
Forum: Investing - Theory, News & General
Topic: Why are international and US stocks down today?
Replies: 53
Views: 4443

Re: Why are international and US stocks down today?

I'll second what alfaspider said in general, but the logic today is that Trump and Congress's inability to pass health care reform puts the rest of their agenda in jeopardy, and that includes the massive tax cuts they've been talking about. Those (particularly corporate tax cuts) are a big part of w...
by tchoupitoulas
Wed Mar 15, 2017 10:06 am
Forum: Investing - Theory, News & General
Topic: Who's on other side of the low volatility trade-surprising answer
Replies: 6
Views: 1092

Re: Whose on other side of the low volatility trade-surprising answer

In response to the thoughts by nedsaid, I have heard similar concerns expressed often when the subject is low-vol ETFs. But I always find myself wondering whether the AUM of such ETFs is high enough to make any difference to the stock price of a company like Coca-Cola or P&G. I don't have the math s...
by tchoupitoulas
Mon Feb 06, 2017 4:39 pm
Forum: Investing - Help with Personal Investments
Topic: Reconsidering the value of Betterment
Replies: 11
Views: 2452

Re: Reconsidering the value of Betterment

Thanks for all the responses everyone! For now I think I am leaning towards sticking with Betterment, at least for the time being. As I've researched the alternatives I've done some more digging into what it would entail for me to do tax loss harvesting and/or asset location on my own and I think I'...
by tchoupitoulas
Mon Feb 06, 2017 4:13 pm
Forum: Investing - Theory, News & General
Topic: Betterment White Paper major error? Check my math..
Replies: 32
Views: 3997

Re: Betterment White Paper major error? Check my math..

There are two separate questions: first, should I contribute to taxable or tax deferred and if so in what amounts? And second, how do I allocate my assets to maximize tax efficiency? In other words, your analysis goes to the question of whether I should put my savings into a tax deferred account or ...
by tchoupitoulas
Sun Feb 05, 2017 9:38 am
Forum: Investing - Help with Personal Investments
Topic: Reconsidering the value of Betterment
Replies: 11
Views: 2452

Reconsidering the value of Betterment

As noted in another thread, Betterment this week increased the fees on accounts over $100k to 25bps. I am one of the customers who was extremely disappointed by the move and the way it was disclosed, and my initial reaction was very emotional. Part was irrational loss aversion, but part was a legiti...
by tchoupitoulas
Wed Jan 11, 2017 9:31 am
Forum: Investing - Theory, News & General
Topic: A few very basic investing theory questions that have bugged me lately
Replies: 49
Views: 5691

Re: A few very basic investing theory questions that have bugged me lately

I'm going to take a crack at explaining #2 since it seems to be causing trouble. The reason owning stock is different from owning a baseball card is that you literally own a piece of the company. Imagine if by buying all the existing Aaron Rodgers baseball cards you could literally own Aaron Rodgers...