Search found 876 matches

by takeshi
Thu May 25, 2017 8:49 am
Forum: Personal Consumer Issues
Topic: best for web surfing: trackpoint or touchpad?
Replies: 12
Views: 612

Re: best for web surfing: trackpoint or touchpad?

For the heavy web surfers out there- what do you think about surfing using a touchpad? I’m reading that scrolling typically uses a two-finger motion. Do you find that the touchpad always responds in the manner you intended? You can poll/read but your personal preference plays a significant role -- ...
by takeshi
Wed May 24, 2017 8:05 am
Forum: Personal Consumer Issues
Topic: Which Small SUV for 15 Year Reliability?
Replies: 92
Views: 7402

Re: Which Small SUV for 15 Year Reliability?

I am getting lost in analysis paralysis as I spend hours reading reviews and anecdotal comments about each vehicle! That's the problem with relying on anecdotal evidence. You'll find it goes all over the place as experience can and does differ even with the exact same item in question. If you want ...
by takeshi
Wed May 24, 2017 7:47 am
Forum: Personal Consumer Issues
Topic: Need new Router/Wifi Networking Ideas
Replies: 36
Views: 2923

Re: Need new Router/Wifi Networking Ideas

How often do people replace their networking equipment? There's no single fixed timeframe for everyone out there and average doesn't really matter. If what you have is working for you then why are you worrying about it? The time to replace is when it's no longer meeting your needs. Are you having p...
by takeshi
Fri May 19, 2017 8:20 am
Forum: Personal Consumer Issues
Topic: What are the powers of HR in a company?
Replies: 40
Views: 3028

Re: What are the powers of HR in a company?

In general, how powerful are HR usually? Let's assume that the overseas HR manager didn't like her for whatever reason, while the managers inside the office are convinced that she is the right fit, can he disagree and take the final decision? Be careful relying on "in general". Companies ...
by takeshi
Fri May 19, 2017 8:07 am
Forum: Personal Consumer Issues
Topic: Chandler, AZ
Replies: 35
Views: 2662

Re: Chandler, AZ

We will be relocating from South Bend, IN to the Phoenix area this summer, and I was curious if any Bogleheads could offer a recommendation to me for a real estate professional in the Chandler area who specializes in high end home rentals, as we will looking to rent for awhile while we learn the la...
by takeshi
Fri May 19, 2017 8:05 am
Forum: Personal Consumer Issues
Topic: Air circulation issues
Replies: 11
Views: 719

Re: Air circulation issues

Sounds like you need HVAC specialists (get more than one and compare findings) to truly determine the cause(s) of your issues and to recommend suitable solutions. I'd be leery of relying on discussion forum diagnosis for something like this. Problems can seem to be similar with 2 different cases yet...
by takeshi
Fri May 19, 2017 7:59 am
Forum: Personal Consumer Issues
Topic: Tire Puncture - plug from outside or patch and plug from inside
Replies: 31
Views: 1583

Re: Tire Puncture - plug from outside or patch and plug from inside

URSnshn wrote:What are your thoughts?

Patch from the inside is better but I've never had problems with plugging I've done from the outside for punctures that could be plugged. That said, I wouldn't recommend relying on anecdotal evidence as YMMV -- figuratively and literally.
by takeshi
Fri May 19, 2017 7:52 am
Forum: Personal Consumer Issues
Topic: Rice Cooker
Replies: 41
Views: 3139

Re: Rice Cooker

I bought a Zojirushi rice cooker last week and made rice tonight. I really miss my Zojirushi but since the other half has cut out a lot of carbohydates we really don't eat rice or a lot of stuff that the rice cooker handles well so I ended up giving to my brother. I think the new electric pressure ...
by takeshi
Fri May 19, 2017 7:46 am
Forum: Personal Consumer Issues
Topic: Insect repellent
Replies: 14
Views: 959

Re: Insect repellent

I am looking for recommendations for the best insect repellent as I got conflicting information. What sources have you been using and why do you think a thread on a discussion forum isn't going to also provide conflicting information? How do you specifically define best and what are your priorities...
by takeshi
Fri May 19, 2017 7:40 am
Forum: Personal Consumer Issues
Topic: f.lux software/blue light reduction for devices
Replies: 11
Views: 418

Re: f.lux software/blue light reduction for devices

Do any of you use the f.lux software to change the light of your computer screen at night? or similar? comments? I do but not for sleep concerns. It's more for aesthetics as our room lighting isn't as blue/cool/higher color temp as the screen. The latest release of OSX includes a similar feature if...
by takeshi
Thu May 18, 2017 9:10 am
Forum: Personal Consumer Issues
Topic: Does anybody know? [where to find toaster oven reviews]
Replies: 12
Views: 1306

Re: Does anybody know???????

According to them, the Smart Oven by Breville earned top marks. It does with a number of review/comparison sites and I would easily recommend it after having used one for 7 years. We use it much more often than our GE Profile dual convection oven/range. The Breville is extremely capable, versatile,...
by takeshi
Tue May 16, 2017 8:15 am
Forum: Personal Consumer Issues
Topic: Adblockers
Replies: 14
Views: 1212

Re: Adblockers

Is your Acceptable Ads setting in ABP different on the MBA than on your regular laptop?
by takeshi
Thu May 04, 2017 2:55 pm
Forum: Personal Consumer Issues
Topic: Road trip to western states
Replies: 38
Views: 2004

Re: Road trip to western states

The West is immense and you're not going to see it all unless you're taking something like a sabbatical for this road trip. My wife and I have done a number of road trips out that way and we've barely scratched the surface. You'd be better served by picking a smaller region and focusing on it. As ot...
by takeshi
Wed May 03, 2017 1:00 pm
Forum: Personal Consumer Issues
Topic: Time to upgrade bed/bath linens
Replies: 23
Views: 1985

Re: Time to upgrade bed/bath linens

I won't worry about thread count too much in the future. Percale it is! For just about anything, relying solely on a single spec probably won't tell you what you're looking to find out. Weave, thread fineness, staple, finishing, etc also matter. There are certainly other resources on linens but her...
by takeshi
Tue May 02, 2017 9:29 am
Forum: Personal Consumer Issues
Topic: Best universal remote for TV/home theater
Replies: 8
Views: 928

Re: Best universal remote for TV/home theater

The Harmony line is the go-to for ease of programming. If you're willing to deal with the steep learning curve and the premium, I would highly recommend Universal Remote's products. They're really intended for a system integrator to set up for you as part of your home entertainment system but you ca...
by takeshi
Thu Apr 27, 2017 7:51 am
Forum: Personal Consumer Issues
Topic: Porsche Lease
Replies: 56
Views: 4120

Re: Porsche Lease

If you are going to YOLO it, don't do it half way I recently did this "Porsche Experience" at the Porsche Experience Center in L.A. I selected a 911 Carrera S, and I drove it on their closed course for 1.5 hours with an instructor helping me. There was a skidpad, a long acceleration strai...
by takeshi
Mon Apr 24, 2017 9:39 am
Forum: Personal Consumer Issues
Topic: Wifi Camera for Google Wifi
Replies: 2
Views: 434

Re: Wifi Camera for Google Wifi

Nest and Arlo will definitely work. Is easy of setup your only concern? Is power available at each location where you plan to mount a camera?
by takeshi
Mon Apr 24, 2017 9:31 am
Forum: Personal Consumer Issues
Topic: USAA 2.5% unlimited Cash back Card - Weird...
Replies: 34
Views: 4387

Re: USAA 2.5% unlimited Cash back Card - Weird...

I have my credit frozen but usually if you already have a relationship they can still access your credit. They can soft pull with a freeze in place. However, for a hard pull you have to lift the freeze. I already have a USAA CC so I thought when I applied, I could just switch it over. USAA doesn't ...
by takeshi
Mon Apr 24, 2017 9:26 am
Forum: Personal Consumer Issues
Topic: Best vacuum cleaner for pet hair?
Replies: 38
Views: 3047

Re: Best vacuum cleaner for pet hair?

Budget would definitely help. I'd recommend Miele without hesitation but that recommendation is meaningless if their vacuums don't fit in your budget. Our previous Dyson worked well but it was poorly constructed, especially considering the cost and eventually too many parts broke outside the warrant...
by takeshi
Fri Apr 21, 2017 11:04 am
Forum: Personal Finance (Not Investing)
Topic: Closing unused credit cards
Replies: 6
Views: 670

Re: Closing unused credit cards

It's really up to you to weigh the considerations and do what works for you. You should be regularly monitoring all of your open accounts and if you can/will not do that then you probably should consider closing the accounts you don't use often and don't regularly monitor to avoid missing potential ...
by takeshi
Mon Apr 17, 2017 12:19 pm
Forum: Personal Finance (Not Investing)
Topic: Closing my oldest credit card
Replies: 19
Views: 2135

Re: Closing my oldest credit card

Closing a card does not immediately impact your Average Age of Accounts. Closed accounts continue to show up on reports for up to 10 years and factor into AAoA as long as they are on the report. Immediate impact from closing a credit card would be due to the impact on your revolving utilization whic...
by takeshi
Wed Apr 12, 2017 1:03 pm
Forum: Personal Finance (Not Investing)
Topic: removing old personal info from credit reports
Replies: 8
Views: 1069

Re: removing old personal info from credit reports

gwe67 wrote:Is it a good idea to have old addresses and employers removed from credit reports?

What are you looking to accomplish? What are your concerns?
by takeshi
Wed Apr 12, 2017 1:02 pm
Forum: Personal Finance (Not Investing)
Topic: MasterCard or Visa... Or One of Each?
Replies: 22
Views: 1970

Re: MasterCard or Visa... Or One of Each?

Does any other retailer accept just one or the other? If you're going to use the payment network as a deciding factor then you should be aware of the retailers you use and which cards they accept to help you make your decision. That said, I'd also recommend against going down to one card unless you...
by takeshi
Wed Apr 12, 2017 12:50 pm
Forum: Personal Finance (Not Investing)
Topic: Impact of Churning on Credit Score
Replies: 11
Views: 1043

Re: Impact of Churning on Credit Score

I've got very good credit right now, and per the report on Mint, I am one hard credit pull away from moving up to the next tier, which would negatively affect my score. I'm wondering how much of an effect the additional pulls from churning a few bonuses would have on my score and whether or not you...
by takeshi
Wed Apr 12, 2017 12:41 pm
Forum: Personal Finance (Not Investing)
Topic: Help me understand 0% APR Credit Card Offers - Is it a good loan option?
Replies: 21
Views: 1733

Re: Help me understand 0% APR Credit Card Offers - Is it a good loan option?

As of a few years ago, there are rules on how payments are applied. The minimum payment can be applied at the bank's discretion. Any payment above the minimum must be applied to the balance with the highest APR. There was some mention of business cards in other posts above. People should note that ...
by takeshi
Wed Apr 05, 2017 9:28 am
Forum: Personal Consumer Issues
Topic: Where to buy new iPhone
Replies: 32
Views: 2638

Re: Where to buy new iPhone

For me the freedom of being able to activate it on any carrier with out a contract, and to take it to the "Genius Bar" for support is worth it. Verizon devices are not locked. Not buying directly from Apple does not prevent one from using a Genius Bar for support. It's still an Apple prod...
by takeshi
Wed Apr 05, 2017 9:23 am
Forum: Personal Consumer Issues
Topic: Google Voice as secondary number: pros & cons
Replies: 19
Views: 2137

Re: Google Voice as secondary number: pros & cons

The GV needs to be associated with a gmail address, but my friend should get a separate email address to associate it with and not use their main gmail address It can be done that way but why do you think it should be a separate Google account? What's the reasoning? Once the number is on GV it can ...
by takeshi
Fri Mar 31, 2017 12:51 pm
Forum: Personal Consumer Issues
Topic: Chase Credit Card Question
Replies: 18
Views: 1873

Re: Chase Credit Card Question

IIRC Chase cards have to be at least a year old for product changes. I had no problems converting my CSP into a Freedom Unlimited when I got a CSR but the CSP was several years old at that point. I was not able to convert an Ink Plus into an Ink Cash until it was a year old. You won't have "lar...
by takeshi
Thu Mar 30, 2017 12:49 pm
Forum: Personal Consumer Issues
Topic: Get a 0% loan just to keep credit score high?
Replies: 31
Views: 1867

Re: Get a 0% loan just to keep credit score high?

Credit score around 800. Which scoring model? Which CRA? You don't have just one score. For most scoring models you have a score with each of the 3 major CRA's. Make sure you're keeping an eye on all 3. Generally with FICO 8 scores, best terms are offered in the 740-760 range. If your score is a FI...
by takeshi
Thu Mar 23, 2017 12:26 pm
Forum: Personal Consumer Issues
Topic: Where's the sweet spot in the cost/benefit curve for floor speakers?
Replies: 40
Views: 2812

Re: Where's the sweet spot in the cost/benefit curve for floor speakers?

Where's the sweet spot in the cost/benefit curve for floor speakers? Pointed out multiple times above but you're not going to find what you're looking for -- at least not by polling others like this. For one thing $ and quality don't have the direct causal relationship that you seem to be assuming....
by takeshi
Thu Mar 09, 2017 2:38 pm
Forum: Personal Consumer Issues
Topic: Traveling to Japan
Replies: 37
Views: 3706

Re: Traveling to Japan

I wasn't in Tokyo but found a pocket WiFi very useful in Fukuoka and on Tsushima. There was free WiFi all over the place in Fukuoka but it was a real hassle to find the network, negotiate access pages, set up accounts in some cases, etc. Our carrier also didn't have the greatest international data p...
by takeshi
Sun Mar 05, 2017 10:30 am
Forum: Personal Consumer Issues
Topic: Arlo Pro Security System (wireless/WiFi)
Replies: 16
Views: 1253

Re: Arlo Pro Security System (wireless/WiFi)

And, while I'm at it, does anyone know if the presence of visible cameras actually deters thieves? Any data on that? Even with data it's no guarantee that your experiences will fit what the trend of the data may be. Some thieves pay attention, some don't even notice the cameras or don't care. Thiev...
by takeshi
Sun Mar 05, 2017 10:21 am
Forum: Personal Consumer Issues
Topic: Oil Change Advice Honda CR-V
Replies: 40
Views: 2833

Re: Oil Change Advice Honda CR-V

You don't need a shade tree mechanic. Every manufacturer provides a maintenance schedule for their vehicles. If your CRV is a 2017 and you don't have a copy of your manual you can find it here. http://techinfo.honda.com/rjanisis/pubs/OM/AH/ATLA1717OM/enu/ATLA1717OM.pdf From page 545: If a Maintenanc...
by takeshi
Sun Mar 05, 2017 10:07 am
Forum: Personal Finance (Not Investing)
Topic: 4runner vs. Highlander?
Replies: 41
Views: 4708

Re: 4runner vs. Highlander?

I have narrowed down my search to Toyota only SUV's. If you need/want an SUV (verify that this is truly the case and that you're not just fantasizing about offroading when you're only going to be on pavement) then the 4Runner is your only choice of the two. The Highlander is a CUV. I haven't test d...
by takeshi
Sun Mar 05, 2017 10:02 am
Forum: Personal Finance (Not Investing)
Topic: Which credit report(s) to get?
Replies: 8
Views: 674

Re: Which credit report(s) to get?

I'm a bit paranoid that I may be a victim of identity theft, and would like to get a credit report to see if this is the case. Does it matter whether I order one from Equifax, Experian, or TransUnion, or should I get all three? All of them matter. Make sure you're routinely reviewing your reports w...
by takeshi
Tue Feb 28, 2017 10:29 am
Forum: Personal Consumer Issues
Topic: Used German Luxury vs New Japanese
Replies: 89
Views: 8026

Re: Used German Luxury vs New Japanese

Used German Luxury vs New Japanese I understand why you're making this comparison but as someone else said, the broad sweeping generalization (which, of course, has its pitfalls as relying on country of origin is bound to do) is that you want to consider new German cars and used Japanese cars. Is t...
by takeshi
Tue Feb 28, 2017 10:24 am
Forum: Personal Consumer Issues
Topic: Dishwasher suggestions. LG Quad Wash vs???
Replies: 43
Views: 2779

Re: Dishwasher suggestions. LG Quad Wash vs???

How do the dishes dry if there is no heating element? A fan? Not sure how that works in a humid area of the world. Works great for us and Houston is definitely humid. As others have stated, plastics don't dry as well but they haven't been a big problem for us. We just toss the items in the drying r...
by takeshi
Wed Aug 31, 2016 12:28 pm
Forum: Personal Consumer Issues
Topic: New Tire suggestions?
Replies: 15
Views: 1478

Re: New Tire suggestions?

I have only owned Michelin, Good Year and Pirellis over the last 20 years or so. Do not make assumptions based on brand alone. Research on specific tire models. I've had a lot of excellent Michelin tires. I've also had some really poor Michelin tires. I've had excellent tires from brands that aren'...
by takeshi
Wed Aug 31, 2016 12:01 pm
Forum: Personal Finance (Not Investing)
Topic: Open Credit Card right before Car Purchase?
Replies: 7
Views: 688

Re: Open Credit Card right before Car Purchase?

Open Credit Card right before Car Purchase? Whether or not that's a good idea really all depends on the shape of your credit and how opening a new account would impact your credit just prior to financing an auto loan. It's not just about the two activities. Person A might have no problems doing so....
by takeshi
Mon Aug 29, 2016 2:31 pm
Forum: Personal Consumer Issues
Topic: Any Porsche 911 owners here?
Replies: 118
Views: 13650

Re: Any Porsche 911 owners here?

Unless you are planning to take to the track, don't understand how it is going to be fun. As Jay Leno said, with laws we have the only fun you can have in a car is between 40 and 80 mph. A more under powered car can be more fun in those ranges. Tre track is a lot of fun but it's far from the only o...
by takeshi
Mon Aug 29, 2016 2:25 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone have just a regular ol' Savings Account?
Replies: 28
Views: 3250

Re: Anyone have just a regular ol' Savings Account?

Should I actually have a separate account JUST for emergency? Or JUST for possible home-purchasing etc? I like the simplicity of having the one account, but I realize that may not be the best approach. Currently I have no "goals" though as far as non-retirement savings. Best is always hig...
by takeshi
Thu Aug 18, 2016 4:20 pm
Forum: Personal Consumer Issues
Topic: Best Use of Ultimate Rewards Points
Replies: 109
Views: 13402

Re: Best Use of Ultimate Rewards Points

Is IHG hotels not a good use of UR transfer? IHG wants 35k points for a $155/night hotel room. I could get $350 cash for those same 35k points so that makes no sense. Not everyone thinks these things through. 0.4 cents/UR is terrible value considering that 1 cent/UR is always available for cash bac...
by takeshi
Thu Aug 18, 2016 4:10 pm
Forum: Personal Consumer Issues
Topic: credit score hit when closing cc accounts?
Replies: 11
Views: 825

Re: credit score hit when closing cc accounts?

I recently closed a credit card that made up 2/3rds of my "available credit". It's not really the percentage of available credit that you're closing. It's the revolving utilization. It's certainly possible to close out cards that account for a significant portion of your total limits with...
by takeshi
Thu Aug 18, 2016 4:06 pm
Forum: Personal Consumer Issues
Topic: credit score hit when closing cc accounts?
Replies: 11
Views: 825

Re: credit score hit when closing cc accounts?

I'd like to close two credit card accounts. I don't know what the credit limit is, but i have a total of 7 cards. I have very good credit. I never use the cards, and would rather get rid of them instead of sock drawering them. Advice? Primary impact is due to revolving utilization. You'd need to de...
by takeshi
Wed Aug 17, 2016 12:26 pm
Forum: Personal Finance (Not Investing)
Topic: [Credit Score] Should I be opening up more credit card accounts?
Replies: 8
Views: 786

Re: [Credit Score] Should I be opening up more credit card accounts?

The Credit Karma charts looks like this (descriptors presumably related to impact on credit score): People keep bringing this up. Do not rely solely on those numbers. Consider that even Credit Karma indicates that Total Accounts has a Low Impact. There are potential benefits to having more credit a...
by takeshi
Tue Aug 16, 2016 9:04 am
Forum: Personal Finance (Not Investing)
Topic: FICO Scores: Which one do you get?
Replies: 39
Views: 9907

Re: FICO Scores: Which one do you get?

Yes and you can blame FICO for that - they created the 50 different versions. Of course. All creditors/products/market aren't necessarily evaluating risk the same way. On top of that, FICO release "new and improved" models from time to time. Yes - when you apply for a mortgage they will u...
by takeshi
Mon Aug 15, 2016 12:50 pm
Forum: Personal Consumer Issues
Topic: What does the BH community do with their pets when they travel?
Replies: 60
Views: 3886

Re: What does the BH community do with their pets when they travel?

I adopted a small breed dog about a year ago - haven't been on vacation since. What do you folks generally do with your pets when you're gone for a week or more? Local area recommendations (Boston) get bonus points from me. :beer We boarded our dog at a very good kennel when we had her. Now that we...
by takeshi
Mon Aug 15, 2016 12:39 pm
Forum: Personal Consumer Issues
Topic: How much vacation time do you get at work?
Replies: 155
Views: 12255

Re: How much vacation time do you get at work?

How much paid time off (vacation/personal/sick) do you receive at your company? Do you typically take all of your allotted vacation time each year? 5 weeks vacation, 2 weeks sick. Usage depends on what's going on. Some years I use it all, some years I carry up to a week (the max). Some years somewh...
by takeshi
Mon Aug 15, 2016 12:31 pm
Forum: Personal Consumer Issues
Topic: Do you wash your car yourself, or have it done?
Replies: 96
Views: 6991

Re: Do you wash your car yourself, or have it done?

We have them done at a hand car wash. About twice I year I'll hand wash each vehicle myself, detail and apply sealant.

rgs92 wrote:The problem is the thick black layer of brake dust on the wheels that's hard work to clean by yourself.

Sonax works for me.
by takeshi
Mon Aug 15, 2016 11:24 am
Forum: Personal Finance (Not Investing)
Topic: How many credit cards are too many?
Replies: 57
Views: 4565

Re: How many credit cards are too many?

841 is still better than 840. 841 > 840. Whether it's "better" or not really depends on what is specifically meant by "better". My point is don't conflate more with better and understand the impact of more and how it relates specifically to your situation. As someone stated abov...

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