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takeshi

Don't really post often but came across this thread and really wanted to point out how snobby it seems to endorse a thousand dollar vacuum when OP is looking for something in the $100-200 range. Buy the Toyota Camry but your vacuum better be a Bugatti. I'm guessing it's more of a failure to fully r...

takeshi

protagonist wrote: ↑
Thu Dec 24, 2015 10:11 pm
Which is better and why?

6 one way, a half dozen the other in my experience. I've also heard drivers prefer Lyft and Lyft was first to allow tipping so I tend to use them. Lyft also tends to send me promos for discounts.

takeshi

IMO Dyson is the Bose of vacuums. Popular opinion seems to be that they're the choice. They do perform fairly well though not quite as well as they should for their price point, again, IMO. Not sure the analogy really carries with the rest of my post but our Dyson had all sorts of flimsy parts break...

takeshi

Don't load it up with options.

takeshi

Need a phone that works with both GSM and CDMA and my budget is between $200 - $250(new or used phone is fine). GSM vs CDMA is a really old way of viewing cell phone tech. You want to consider much more than just GSM & CDMA. A number of carriers aren't running their primary networks on GSM or CDMA ...

takeshi

My insurance company (GEICO) seems more responsive than theirs - should I try to go through the other party's insurance, or use mine? That's really your call to make though I'd recommend using your own. I was recently in an accident and decided to file through my own company since they are responsi...

takeshi

We weren't shopping for a 911 but we would have included Carmax in our shopping for a recent (at the time) Boxster. They just didn't have any -- even when searching throughout the country. Even if they did, we wanted specific color combos and options.

takeshi

wrongfunds wrote: ↑
Mon Mar 26, 2018 11:27 am
what kind of thingyjammies GE put in there

fourwheelcycle wrote: ↑
Mon Mar 26, 2018 11:33 am
My father put me through college with his income from GE, so we have all GE appliances.

GE microwaves & appliances haven't been made by GE for a while now.

http://www.geappliances.com/our-company/

In 2016, Haier Group acquired GE Appliances

takeshi

What is the best way to conduct a job search these days? The specifics and technologies involved have changed to some degree but it's still all about networking. LinkedIn was mentioned above and it can be a very useful networking tool but don't underestimate all the old school methods of networking...

takeshi

I'm not sure if they would see the inquiry for the other card and use that to reject you on the 2nd. Inquiries are not what Chase counts for 5/24 but just to clarify you can't use the apporama approach to try to have creditors miss inquiries these days, Inquiries are not reported items. When a cred...

takeshi

Wondering though, would it impact my credit score negatively (in the long term)? I pay off my balances as soon as they are due, usually using about $1000 of credit on the newest credit card. I'm not even sure of my total credit line but believe it's around 50k. My FICO score is low 800s. I'm not ma...

takeshi

Is this how all smart phones work? I find it hard to believe that our phones can do very impressive things but can't even predict my commonly typed words. There's a lot of variation among smartphones. Are you sure that the keyboard you're using actually learns based on your specific word usage? So ...

takeshi

Cheapest way to get spare car keys What is the best option? Cheapest or easiest? Cheapest is probably ebay or a cheap local locksmith (if one can make a key for the vehicle and deal with the chip/programming issue) but those are also going to be potentially more risky. Dealer will be safest but def...

takeshi

dm200 wrote: ↑
Mon Mar 05, 2018 9:53 am
While the best action (new or used) is to purchase a very reliable and highly rated vehicle, what is you have one that is, for example, on Consumer Reports "cars to avoid" list?

Learn for next time. Though I don't really put too much into CR's ratings.

takeshi

Now that the 1st place has come back with an estimate, I can’t help but think that it’s a lot to spend on a kitchen considering the price of the house. As always, appreciate BH’s thoughts and comments. It's really your call to make based on your priorities. If trimming the budget trumps all else th...

takeshi

Love to hear about your luggage favorites or thoughts on how you would travel light, plus any personal recommendations you may have including for the persoanal item. We don't really travel light and you don't mention budget so what works for us may not be relevant to you. We prefer having lifetime ...

takeshi

People are going to tend to recommend what they use. IIRC, a NIH study indicated that there was a slight edge to Oral-B's head movements but on a practical level any electric toothbrush will probably offer some gains over manual brushing, especially if the brush is designed to ensure that the users ...

takeshi

TravelGeek wrote: ↑
Tue Mar 06, 2018 8:11 pm
It really depends on your usage pattern.

This. My wife travels with an iPad but she also mostly uses an iPad at home. I travel with a MacBook Air but I mostly use a MacBook Pro at home.

takeshi

Is cashback more generous in the USA, making it a better choice over there? It can be. 2% cards are easy to find. There are cards that offer 5% but the spend categories may change and there are caps. Not sure how credit is assessed on your side of the pond but revolving utilization (balance(s)/limi...

takeshi

I was wondering if there is any benefit in getting it done at Honda vs going for the cheaper option. Can't speak about any benefit with Honda. I use our dealers while under warranty because they provide service loaners and they have helped in getting out of warranty goodwill service -- and also so ...

takeshi

It was probably a couple of years ago but I used SportRX to replace the lenses in my Juliets and thought they did a great job. I think they actually use Oakley lenses and not aftermarket.

takeshi

Now the question is, do we keep our Amex Blue Cash Preferred card? Not sure it's worth it anymore. I only kept mine because it's backdated and reports as a 19 year old account. Also downgraded to the Blue Cash Everyday to drop the annual fee. Amex's card is capped at $6k in the groceries though - s...

takeshi

I'm also open to any other suggestions people may have for minimizing the effect of a speeding ticket. A skilled and experienced traffic attorney is my preferred solution. Haven't needed one in a long time but the one I used was very effective. Ask others in your area if you want to go that route.

takeshi

For me, citi double cash back and cards like it don't really help that much. You have to spend like $12k to get back a couple hundred dollars. Cash back cards are generally going to provide less potential rewards but travel rewards cards are going to require more research and legwork on your part i...

takeshi

Credit unions are not banks -- they're credit unions. They can pay more interest but you really have to do a specific comparison. It's really up to you to find credit unions that you qualify to join as that will automatically narrow down the options for you. I do have credit cards from credit unions...

takeshi

Pcarfan911 wrote: ↑
Wed Dec 27, 2017 1:33 pm
Would you do it?

I'm the wrong person to ask, being a Porsche owner. However, I wouldn't buy a 911. As one that prefer mid engined vehicles we have a 981. Regardless, it doesn't matter what I or others would do. It's up to you to sort out based on your situation, priorities, etc.

takeshi

Worth is always highly subjective and it's really your call make based on your preferences and priorities. It's rare that I don't check a bag when flying. My wife and I aren't charged for our first checked bags and it's rare that it has been a hassle for us. We also have priority boarding but hate p...

takeshi

OP's questions include a lot of matters of preference so asking others with differing preferences may not help the OP. I use Mint but I also maintain an Excel spreadsheet that started as a checking account register but now also tracks credit card accounts as well and provides some crude budgeting ca...

takeshi

Get any used vehicle inspected regardless of whether or not flooding is a concern. A good mechanic is an option but there are inspection services that know to look for this and may other things with used vehicles. A good inspector will definitely find this sort of thing even in the seller has attemp...

takeshi

Can't speak to encryption on the Note 4 specifically but some more generic comments: How much does encryption slow down the use of a device when starting it up or opening up the home page after signing in? Should be negligible above a certain level of performance. You can always enable, see how it w...

takeshi

Server level spam filtering or even filtering before the email server seems to work best in my experience but it may not be a viable option depending on who hosts your email. My latter suggestion typically requires that you have control over your MX records for the DNS settings for your email accoun...

takeshi

So, if you are an espresso drinker, you may like Starbucks. You cannot tell the difference. Do not assume that. There are countless espresso drinkers that can't stand Starbucks and can easily tell the difference. I'm a latte drinker but even with milk it's clear to me that their espresso is poor.

takeshi

Build credit or pay in full You're not really building credit by not paying it off. As stated above, if you don't have any other installments (auto/student/etc loans, mortgage, etc) then you're getting a benefit to your Crdit Mix by keeping it open. However, you can have good credit even without it...

takeshi

I could not understand the logic behind these credit card companies sending offer to existing customers who already have the cards. You're assuming that logic is involved. It's just marketing spam. It's up to you to do your due diligence and read the terms of the offers to verify that you qualify. ...

takeshi

whats the best credit card with highest cashback on gas and stores etc currently. Which stores, specifically? "Stores" is too broad to be a rewards category. Are you only looking for one card or a combination of cards? i came across penfed credit card with 5% cashback The 5% card is long gone. They...

takeshi

As a former ADT customer I wouldn't touch them with a 10 foot pole because of their expensive pricing and poor customer service. I wanted to understand what BH do for home safety We don't all do the same thing on any topic. Don't overlook the previous security system threads. In my case, we've been ...

takeshi

Is there a difference between using AAA and the rest? Seriously, whether it is Geico or Chase or any free service from credit card, they all use the same provider. Meaning does AAA have their own "fleet" and thus can provide better service? Think it was stated earlier by someone else but Premier me...

takeshi

GerryL wrote: ↑
Mon Dec 11, 2017 10:04 pm
Also, going from steamy outdoors to overly chilled air conditioning is not fun.

Where did you encounter over chilled air conditioning in Japan? Most placed seemed very warm to me. Overly chilled AC is definitely an issue here in Houston though.

takeshi

Thanks for the link. $500-1k budget is what I was thinking. Make sure you're budgeting for a good espresso grinder as well and not leaving it as an afterthought. That is, unless you're looking into a superauto but I wouldn't recommend one unless convenience trumps quality for you. The grinder is mu...

takeshi

Right -- this is required by the FCRA. For Experian, see also:
https://www.experian.com/reportaccess/#content-01

takeshi

hightower wrote: ↑
Sun Nov 19, 2017 5:35 pm
What does every else think?

Do whatever works for you. If Dave Ramsey's approach is of benefit to you then by all means go for it. It's not for me but that doesn't necessarily mean anything for you. People vary.

takeshi

How would it change my credit score? is it good or bad It's not inherently one or the other and depends on impact to revolving utilization. Your overall revolving utilization won't change but individual revolving utilization on each card might and that also has an impact. You can give us your limit...

takeshi

Any other suggestions of how she can get her credit score to improve? The fraudulently opened accounts need to addressed first before applying for any new accounts. They need to he handled as fraud and not as regular disputes. Here's one guide that I've run across: http://ficoforums.myfico.com/t5/G...

takeshi

My estimated credit rating is 814 and I am very careful about keeping it high. My goal: Get the lowest interest rate on the house as I can, but not necessarily pay it off as fast as I can (I can keep the excess invested). Where are you getting that score from? First of all, if you're looking to get...

takeshi

With PayPal you can open two accounts, add the old cards to one account, and pay your other account. You're running the risk of getting yourself in trouble with this sort of thing. Just make small charges as needed to keep an account active. Be aware of what each of your creditors requires for mini...

takeshi

What exactly is a VPN and do "little guys" like me really need one?. It's not really a matter of big or little but how important security is to you and what steps you're willing to take for the sake of security. Security while out and about is usually the more popular reason but security at home is...

takeshi

Is it difficult to switch from an iPhone to an Android? That's really more a matter of the individual than the 2 options. I have no problems switching but I'm an IT analyst with a lot of tech experience not just professionally but in my personal life as well. My wife, her parents and others seem to...

takeshi

Old thread but with the recent post bumping it I wanted to suggest DashcamTalk as a resource. The Viofo mentioned earlier is a camera that has a known track record for image quality and heat resistance but there are certainly other options out there. I have had fairly good luck with a Mobius Action ...

takeshi

However, I've heard that lst class on larger jets on various airlines have better accommodations. And, that the 747's (jumbo jets) are even better with the upstairs loft. Is this true? Definitely do your research on travel sites such as The Point Guy, FlyerTalk, etc. A given aircraft isn't necessar...

takeshi

climber2020 wrote: ↑
Wed Oct 25, 2017 11:42 am
If you get a new phone every single year, you don't need applecare. Their standard warranty covers most stuff for the first year even without paying extra for applecare.

For warranty coverage, yes. For damage coverage and phone support there is a difference with Applecare+.

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