Search found 1153 matches
- Wed Apr 11, 2018 11:36 pm
- Forum: Personal Consumer Issues
- Topic: Need vacuum recomendations
- Replies: 21
- Views: 1326
Re: Need vacuum recomendations
Don't really post often but came across this thread and really wanted to point out how snobby it seems to endorse a thousand dollar vacuum when OP is looking for something in the $100-200 range. Buy the Toyota Camry but your vacuum better be a Bugatti. I'm guessing it's more of a failure to fully r...
- Wed Apr 11, 2018 11:25 pm
- Forum: Personal Consumer Issues
- Topic: Uber vs Lyft
- Replies: 15
- Views: 2574
Re: Uber vs Lyft
6 one way, a half dozen the other in my experience. I've also heard drivers prefer Lyft and Lyft was first to allow tipping so I tend to use them. Lyft also tends to send me promos for discounts.
- Wed Apr 11, 2018 11:12 pm
- Forum: Personal Consumer Issues
- Topic: In need of a new Vacuum
- Replies: 58
- Views: 3752
Re: In need of a new Vacuum
IMO Dyson is the Bose of vacuums. Popular opinion seems to be that they're the choice. They do perform fairly well though not quite as well as they should for their price point, again, IMO. Not sure the analogy really carries with the rest of my post but our Dyson had all sorts of flimsy parts break...
- Wed Apr 11, 2018 10:55 pm
- Forum: Personal Consumer Issues
- Topic: How can I get the best price for a new Porsche Cayenne?
- Replies: 14
- Views: 1709
Re: How can I get the best price for a new Porsche Cayenne?
Don't load it up with options.
- Mon Apr 02, 2018 8:27 pm
- Forum: Personal Consumer Issues
- Topic: Phone recommendation(GSM and CDMA)
- Replies: 11
- Views: 972
Re: Phone recommendation(GSM and CDMA)
Need a phone that works with both GSM and CDMA and my budget is between $200 - $250(new or used phone is fine). GSM vs CDMA is a really old way of viewing cell phone tech. You want to consider much more than just GSM & CDMA. A number of carriers aren't running their primary networks on GSM or CDMA ...
- Sat Mar 31, 2018 11:16 pm
- Forum: Personal Finance (Not Investing)
- Topic: Car totalled, not-at-fault - use my insurance or theirs? What leverage do I have for negotiating?
- Replies: 35
- Views: 3242
Re: Car totalled, not-at-fault - use my insurance or theirs? What leverage do I have for negotiating?
My insurance company (GEICO) seems more responsive than theirs - should I try to go through the other party's insurance, or use mine? That's really your call to make though I'd recommend using your own. I was recently in an accident and decided to file through my own company since they are responsi...
- Sat Mar 31, 2018 11:06 pm
- Forum: Personal Consumer Issues
- Topic: Porsche 911 & Carmax?
- Replies: 13
- Views: 2635
Re: Porsche 911 & Carmax?
We weren't shopping for a 911 but we would have included Carmax in our shopping for a recent (at the time) Boxster. They just didn't have any -- even when searching throughout the country. Even if they did, we wanted specific color combos and options.
- Tue Mar 27, 2018 9:41 pm
- Forum: Personal Consumer Issues
- Topic: GE Microwave Weird Issue
- Replies: 22
- Views: 1827
Re: GE Microwave Weird Issue
GE microwaves & appliances haven't been made by GE for a while now.fourwheelcycle wrote: ↑Mon Mar 26, 2018 11:33 amMy father put me through college with his income from GE, so we have all GE appliances.
http://www.geappliances.com/our-company/
In 2016, Haier Group acquired GE Appliances
- Sat Mar 24, 2018 7:49 pm
- Forum: Personal Consumer Issues
- Topic: How to conduct job search, hi tech industry
- Replies: 14
- Views: 1612
Re: How to conduct job search, hi tech industry
What is the best way to conduct a job search these days? The specifics and technologies involved have changed to some degree but it's still all about networking. LinkedIn was mentioned above and it can be a very useful networking tool but don't underestimate all the old school methods of networking...
- Sat Mar 24, 2018 7:27 pm
- Forum: Personal Consumer Issues
- Topic: 5/24 rule for rewards credit cards - bunching applications
- Replies: 31
- Views: 3143
Re: 5/24 rule for rewards credit cards - bunching applications
I'm not sure if they would see the inquiry for the other card and use that to reject you on the 2nd. Inquiries are not what Chase counts for 5/24 but just to clarify you can't use the apporama approach to try to have creditors miss inquiries these days, Inquiries are not reported items. When a cred...
- Wed Mar 14, 2018 1:55 pm
- Forum: Personal Consumer Issues
- Topic: Credit card question - get Uber's new 4%er?
- Replies: 22
- Views: 2565
Re: Credit card question - get Uber's new 4%er?
Wondering though, would it impact my credit score negatively (in the long term)? I pay off my balances as soon as they are due, usually using about $1000 of credit on the newest credit card. I'm not even sure of my total credit line but believe it's around 50k. My FICO score is low 800s. I'm not ma...
- Fri Mar 09, 2018 12:41 am
- Forum: Personal Consumer Issues
- Topic: Is just my smart phone this dumb?!
- Replies: 15
- Views: 2067
Re: Is just my smart phone this dumb?!
Is this how all smart phones work? I find it hard to believe that our phones can do very impressive things but can't even predict my commonly typed words. There's a lot of variation among smartphones. Are you sure that the keyboard you're using actually learns based on your specific word usage? So ...
- Fri Mar 09, 2018 12:28 am
- Forum: Personal Consumer Issues
- Topic: Cheapest way to get spare car keys
- Replies: 32
- Views: 3988
Re: Cheapest way to get spare car keys
Cheapest way to get spare car keys What is the best option? Cheapest or easiest? Cheapest is probably ebay or a cheap local locksmith (if one can make a key for the vehicle and deal with the chip/programming issue) but those are also going to be potentially more risky. Dealer will be safest but def...
- Fri Mar 09, 2018 12:25 am
- Forum: Personal Consumer Issues
- Topic: What if you have a poorly rated car?
- Replies: 47
- Views: 3216
- Fri Mar 09, 2018 12:16 am
- Forum: Personal Consumer Issues
- Topic: Is this too much for a kitchen?
- Replies: 69
- Views: 6264
Re: Is this too much for a kitchen?
Now that the 1st place has come back with an estimate, I can’t help but think that it’s a lot to spend on a kitchen considering the price of the house. As always, appreciate BH’s thoughts and comments. It's really your call to make based on your priorities. If trimming the budget trumps all else th...
- Tue Mar 06, 2018 9:20 pm
- Forum: Personal Consumer Issues
- Topic: Luggage/travel recommendations?
- Replies: 54
- Views: 3445
Re: Luggage/travel recommendations?
Love to hear about your luggage favorites or thoughts on how you would travel light, plus any personal recommendations you may have including for the persoanal item. We don't really travel light and you don't mention budget so what works for us may not be relevant to you. We prefer having lifetime ...
- Tue Mar 06, 2018 9:15 pm
- Forum: Personal Consumer Issues
- Topic: Electric Toothbrushes - again
- Replies: 38
- Views: 4226
Re: Electric Toothbrushes - again
People are going to tend to recommend what they use. IIRC, a NIH study indicated that there was a slight edge to Oral-B's head movements but on a practical level any electric toothbrush will probably offer some gains over manual brushing, especially if the brush is designed to ensure that the users ...
- Tue Mar 06, 2018 9:06 pm
- Forum: Personal Consumer Issues
- Topic: Samsung Chromebook vs Tablet for Travel?
- Replies: 15
- Views: 1072
Re: Samsung Chromebook vs Tablet for Travel?
This. My wife travels with an iPad but she also mostly uses an iPad at home. I travel with a MacBook Air but I mostly use a MacBook Pro at home.
- Tue Feb 27, 2018 3:42 pm
- Forum: Personal Finance (Not Investing)
- Topic: Credit cards: 0% purchase versus cashback
- Replies: 9
- Views: 911
Re: Credit cards: 0% purchase versus cashback
Is cashback more generous in the USA, making it a better choice over there? It can be. 2% cards are easy to find. There are cards that offer 5% but the spend categories may change and there are caps. Not sure how credit is assessed on your side of the pond but revolving utilization (balance(s)/limi...
- Tue Feb 27, 2018 3:32 pm
- Forum: Personal Consumer Issues
- Topic: Dealership oil change worth it?
- Replies: 69
- Views: 5094
Re: Dealership oil change worth it?
I was wondering if there is any benefit in getting it done at Honda vs going for the cheaper option. Can't speak about any benefit with Honda. I use our dealers while under warranty because they provide service loaners and they have helped in getting out of warranty goodwill service -- and also so ...
- Tue Feb 27, 2018 3:30 pm
- Forum: Personal Consumer Issues
- Topic: Replacing prescription Oakley lense
- Replies: 4
- Views: 416
Re: Replacing prescription Oakley lense
It was probably a couple of years ago but I used SportRX to replace the lenses in my Juliets and thought they did a great job. I think they actually use Oakley lenses and not aftermarket.
- Tue Feb 27, 2018 3:08 pm
- Forum: Personal Consumer Issues
- Topic: Amazon Prime Visa now 5% back at Whole Foods
- Replies: 30
- Views: 2771
Re: Amazon Prime Visa now 5% back at Whole Foods
Now the question is, do we keep our Amex Blue Cash Preferred card? Not sure it's worth it anymore. I only kept mine because it's backdated and reports as a 19 year old account. Also downgraded to the Blue Cash Everyday to drop the annual fee. Amex's card is capped at $6k in the groceries though - s...
- Mon Jan 08, 2018 9:39 pm
- Forum: Personal Finance (Not Investing)
- Topic: Minimizing effect of first speeding ticket
- Replies: 28
- Views: 2157
Re: Minimizing effect of first speeding ticket
I'm also open to any other suggestions people may have for minimizing the effect of a speeding ticket. A skilled and experienced traffic attorney is my preferred solution. Haven't needed one in a long time but the one I used was very effective. Ask others in your area if you want to go that route.
- Mon Jan 08, 2018 9:25 pm
- Forum: Personal Consumer Issues
- Topic: Debating which credit card to get for airline travel
- Replies: 22
- Views: 1360
Re: Debating which credit card to get for airline travel
For me, citi double cash back and cards like it don't really help that much. You have to spend like $12k to get back a couple hundred dollars. Cash back cards are generally going to provide less potential rewards but travel rewards cards are going to require more research and legwork on your part i...
- Sat Dec 30, 2017 6:15 pm
- Forum: Personal Finance (Not Investing)
- Topic: Credit Union Banks Vs Regular Bank
- Replies: 13
- Views: 1124
Re: Credit Union Banks Vs Regular Bank
Credit unions are not banks -- they're credit unions. They can pay more interest but you really have to do a specific comparison. It's really up to you to find credit unions that you qualify to join as that will automatically narrow down the options for you. I do have credit cards from credit unions...
- Sat Dec 30, 2017 6:10 pm
- Forum: Personal Finance (Not Investing)
- Topic: Another should i buy my dream porsche thread...
- Replies: 240
- Views: 12073
Re: Another should i buy my dream porsche thread...
I'm the wrong person to ask, being a Porsche owner. However, I wouldn't buy a 911. As one that prefer mid engined vehicles we have a 981. Regardless, it doesn't matter what I or others would do. It's up to you to sort out based on your situation, priorities, etc.
- Sat Dec 30, 2017 6:08 pm
- Forum: Personal Consumer Issues
- Topic: Checked bag to HI, worth cost and trouble?
- Replies: 36
- Views: 2545
Re: Checked bag to HI, worth cost and trouble?
Worth is always highly subjective and it's really your call make based on your preferences and priorities. It's rare that I don't check a bag when flying. My wife and I aren't charged for our first checked bags and it's rare that it has been a hassle for us. We also have priority boarding but hate p...
- Sat Dec 30, 2017 5:58 pm
- Forum: Personal Finance (Not Investing)
- Topic: Keeping a checkbook register
- Replies: 95
- Views: 6229
Re: Keeping a checkbook register
OP's questions include a lot of matters of preference so asking others with differing preferences may not help the OP. I use Mint but I also maintain an Excel spreadsheet that started as a checking account register but now also tracks credit card accounts as well and provides some crude budgeting ca...
- Sat Dec 30, 2017 5:54 pm
- Forum: Personal Consumer Issues
- Topic: flood damaged cars?
- Replies: 15
- Views: 1577
Re: flood damaged cars?
Get any used vehicle inspected regardless of whether or not flooding is a concern. A good mechanic is an option but there are inspection services that know to look for this and may other things with used vehicles. A good inspector will definitely find this sort of thing even in the seller has attemp...
- Sat Dec 30, 2017 5:48 pm
- Forum: Personal Consumer Issues
- Topic: Phone Encryption
- Replies: 4
- Views: 579
Re: Phone Encryption
Can't speak to encryption on the Note 4 specifically but some more generic comments: How much does encryption slow down the use of a device when starting it up or opening up the home page after signing in? Should be negligible above a certain level of performance. You can always enable, see how it w...
- Sat Dec 30, 2017 5:39 pm
- Forum: Personal Consumer Issues
- Topic: Spam email
- Replies: 13
- Views: 792
Re: Spam email
Server level spam filtering or even filtering before the email server seems to work best in my experience but it may not be a viable option depending on who hosts your email. My latter suggestion typically requires that you have control over your MX records for the DNS settings for your email accoun...
- Mon Dec 25, 2017 9:40 pm
- Forum: Personal Consumer Issues
- Topic: Different ways to order coffee
- Replies: 41
- Views: 4320
Re: Different ways to order coffee
So, if you are an espresso drinker, you may like Starbucks. You cannot tell the difference. Do not assume that. There are countless espresso drinkers that can't stand Starbucks and can easily tell the difference. I'm a latte drinker but even with milk it's clear to me that their espresso is poor.
- Tue Dec 12, 2017 12:04 am
- Forum: Personal Finance (Not Investing)
- Topic: Build credit or pay in full
- Replies: 11
- Views: 1031
Re: Build credit or pay in full
Build credit or pay in full You're not really building credit by not paying it off. As stated above, if you don't have any other installments (auto/student/etc loans, mortgage, etc) then you're getting a benefit to your Crdit Mix by keeping it open. However, you can have good credit even without it...
- Mon Dec 11, 2017 11:57 pm
- Forum: Personal Finance (Not Investing)
- Topic: Same Multiple credit cards
- Replies: 6
- Views: 920
Re: Same Multiple credit cards
I could not understand the logic behind these credit card companies sending offer to existing customers who already have the cards. You're assuming that logic is involved. It's just marketing spam. It's up to you to do your due diligence and read the terms of the offers to verify that you qualify. ...
- Mon Dec 11, 2017 11:45 pm
- Forum: Personal Finance (Not Investing)
- Topic: best cashback credit card ?
- Replies: 48
- Views: 4847
Re: best cashback credit card ?
whats the best credit card with highest cashback on gas and stores etc currently. Which stores, specifically? "Stores" is too broad to be a rewards category. Are you only looking for one card or a combination of cards? i came across penfed credit card with 5% cashback The 5% card is long gone. They...
- Mon Dec 11, 2017 11:32 pm
- Forum: Personal Consumer Issues
- Topic: Simplisafe or ADT
- Replies: 11
- Views: 1436
Re: Simplisafe or ADT
As a former ADT customer I wouldn't touch them with a 10 foot pole because of their expensive pricing and poor customer service. I wanted to understand what BH do for home safety We don't all do the same thing on any topic. Don't overlook the previous security system threads. In my case, we've been ...
- Mon Dec 11, 2017 11:25 pm
- Forum: Personal Consumer Issues
- Topic: Do people still use AAA?
- Replies: 267
- Views: 19394
Re: Do people still use AAA?
Is there a difference between using AAA and the rest? Seriously, whether it is Geico or Chase or any free service from credit card, they all use the same provider. Meaning does AAA have their own "fleet" and thus can provide better service? Think it was stated earlier by someone else but Premier me...
- Mon Dec 11, 2017 10:53 pm
- Forum: Personal Consumer Issues
- Topic: Japan in summer
- Replies: 25
- Views: 1891
- Mon Dec 11, 2017 10:14 pm
- Forum: Personal Consumer Issues
- Topic: Espresso Machine suggestions?
- Replies: 41
- Views: 3051
Re: Espresso Machine suggestions?
Thanks for the link. $500-1k budget is what I was thinking. Make sure you're budgeting for a good espresso grinder as well and not leaving it as an afterthought. That is, unless you're looking into a superauto but I wouldn't recommend one unless convenience trumps quality for you. The grinder is mu...
- Wed Nov 29, 2017 9:04 pm
- Forum: Personal Consumer Issues
- Topic: Free Credit Report if you obtain credit?
- Replies: 3
- Views: 343
Re: Free Credit Report if you obtain credit?
Right -- this is required by the FCRA. For Experian, see also:
https://www.experian.com/reportaccess/#content-01
https://www.experian.com/reportaccess/#content-01
- Tue Nov 21, 2017 8:45 pm
- Forum: Personal Finance (Not Investing)
- Topic: Dave Ramsey says don't use credit cards, even if you pay them off
- Replies: 221
- Views: 15435
- Tue Nov 21, 2017 8:40 pm
- Forum: Personal Finance (Not Investing)
- Topic: 0% APR for 15month for Balance transfer
- Replies: 3
- Views: 398
Re: 0% APR for 15month for Balance transfer
How would it change my credit score? is it good or bad It's not inherently one or the other and depends on impact to revolving utilization. Your overall revolving utilization won't change but individual revolving utilization on each card might and that also has an impact. You can give us your limit...
- Fri Nov 17, 2017 1:44 pm
- Forum: Personal Finance (Not Investing)
- Topic: Identity Theft Credit Score
- Replies: 13
- Views: 1363
Re: Identity Theft Credit Score
Any other suggestions of how she can get her credit score to improve? The fraudulently opened accounts need to addressed first before applying for any new accounts. They need to he handled as fraud and not as regular disputes. Here's one guide that I've run across: http://ficoforums.myfico.com/t5/G...
- Fri Nov 17, 2017 1:11 pm
- Forum: Personal Finance (Not Investing)
- Topic: Better credit or larger downpayment?
- Replies: 18
- Views: 1865
Re: Better credit or larger downpayment?
My estimated credit rating is 814 and I am very careful about keeping it high. My goal: Get the lowest interest rate on the house as I can, but not necessarily pay it off as fast as I can (I can keep the excess invested). Where are you getting that score from? First of all, if you're looking to get...
- Fri Nov 17, 2017 12:56 pm
- Forum: Personal Consumer Issues
- Topic: Keep old cards active by paying yourself?
- Replies: 20
- Views: 2491
Re: Keep old cards active by paying yourself?
With PayPal you can open two accounts, add the old cards to one account, and pay your other account. You're running the risk of getting yourself in trouble with this sort of thing. Just make small charges as needed to keep an account active. Be aware of what each of your creditors requires for mini...
- Mon Oct 30, 2017 8:59 am
- Forum: Personal Consumer Issues
- Topic: What's a VPN and Do I Need One
- Replies: 6
- Views: 1041
Re: What's a VPN and Do I Need One
What exactly is a VPN and do "little guys" like me really need one?. It's not really a matter of big or little but how important security is to you and what steps you're willing to take for the sake of security. Security while out and about is usually the more popular reason but security at home is...
- Mon Oct 30, 2017 8:39 am
- Forum: Personal Consumer Issues
- Topic: Is it difficult to switch from an iPhone to an Android?
- Replies: 99
- Views: 8575
Re: Is it difficult to switch from an iPhone to an Android?
Is it difficult to switch from an iPhone to an Android? That's really more a matter of the individual than the 2 options. I have no problems switching but I'm an IT analyst with a lot of tech experience not just professionally but in my personal life as well. My wife, her parents and others seem to...
- Fri Oct 27, 2017 8:11 am
- Forum: Personal Consumer Issues
- Topic: Any FL residents with a dash-cam?
- Replies: 13
- Views: 1916
Re: Any FL residents with a dash-cam?
Old thread but with the recent post bumping it I wanted to suggest DashcamTalk as a resource. The Viofo mentioned earlier is a camera that has a known track record for image quality and heat resistance but there are certainly other options out there. I have had fairly good luck with a Mobius Action ...
- Thu Oct 26, 2017 10:38 am
- Forum: Personal Consumer Issues
- Topic: Any first class flights from PHX (Phoenix) to HI (Hawaii) on a 747??
- Replies: 40
- Views: 2903
Re: Any first class flights from PHX (Phoenix) to HI (Hawaii) on a 747??
However, I've heard that lst class on larger jets on various airlines have better accommodations. And, that the 747's (jumbo jets) are even better with the upstairs loft. Is this true? Definitely do your research on travel sites such as The Point Guy, FlyerTalk, etc. A given aircraft isn't necessar...
- Thu Oct 26, 2017 10:35 am
- Forum: Personal Consumer Issues
- Topic: Ordering iPhoneX
- Replies: 19
- Views: 2019
Re: Ordering iPhoneX
For warranty coverage, yes. For damage coverage and phone support there is a difference with Applecare+.climber2020 wrote: ↑Wed Oct 25, 2017 11:42 amIf you get a new phone every single year, you don't need applecare. Their standard warranty covers most stuff for the first year even without paying extra for applecare.