Search found 617 matches

by tainted-meat
Wed Nov 23, 2016 10:31 am
Forum: Personal Consumer Issues
Topic: How many of you have cut cord?
Replies: 172
Views: 12500

Re: How many of you have cut cord?

I just have the rabbit ears and mainly watch KET (Kentucky PBS station). Also renewed my library card and read quite a bit more. Also take more walks and listen to podcasts. You wont miss cable at all.
by tainted-meat
Wed Nov 16, 2016 12:39 pm
Forum: Personal Consumer Issues
Topic: House Rental - Current issues and how to market it
Replies: 7
Views: 783

Re: House Rental - Current issues and how to market it

I'd copy her ad to Craigslist and filter to the good renters. Should get plenty of bites that way.
by tainted-meat
Tue Nov 15, 2016 9:33 pm
Forum: Personal Consumer Issues
Topic: Liver
Replies: 43
Views: 4770

Re: Liver

Liver is my favorite part of the chicken. Closely followed by the heart. :D
by tainted-meat
Tue Nov 08, 2016 9:15 am
Forum: Personal Finance (Not Investing)
Topic: Remodeling vs Moving
Replies: 15
Views: 1219

Re: Remodeling vs Moving

Sounds like you have a good lot that an executive would love (privacy, within 15 minutes of work, etc). Having a good lot in a good part of town is very valuable as you have stated. I'd fix it up and move when you want to downsize.
by tainted-meat
Tue Nov 08, 2016 8:57 am
Forum: Personal Finance (Not Investing)
Topic: Keep company truck or get allowance?
Replies: 10
Views: 934

Re: Keep company truck or get allowance?

nodenuff2 wrote:Given the liberal personal use of the company vehicle continue to use their vehicle not yours. I drove a company vehicle 40 years the personal use is worth 10k minimum a year.


Agreed. I've had one for several years now and I think it's a very valuable benefit/perk of the job.
by tainted-meat
Mon Oct 31, 2016 4:53 pm
Forum: Personal Finance (Not Investing)
Topic: Value of a pension? How to compare a job with a pension to an employer without one
Replies: 17
Views: 1606

Re: Value of a pension? How to compare a job with a pension to an employer without one

If you're happy with your job I'd stick with it because that has a lot of value in my opinion. If you aren't digging the teaching thing then I would focus more on the job itself than the money assuming it covers your bills. If you get a job that doesn't pay great but you learn a lot and love it then...
by tainted-meat
Mon Oct 31, 2016 7:39 am
Forum: Investing - Theory, News & General
Topic: How much international?
Replies: 78
Views: 6229

Re: How much international?

I like the market cap approach but am probably closer 50% domestic and 50% international but I don't pay too much attention to it.
by tainted-meat
Fri Oct 28, 2016 1:10 pm
Forum: Personal Finance (Not Investing)
Topic: Quitting Job to Start a Business
Replies: 27
Views: 1702

Re: Quitting Job to Start a Business

How does that saying go... 'you'll have more regrets about the things you don't do than the things you do'. Don't worry about the outcome, if it fails, whatever. You have a good 'insurance policy' in that your wife works too so if it crashes and burns no big deal. At least you'll have a new perspect...
by tainted-meat
Mon Oct 24, 2016 7:45 pm
Forum: Personal Finance (Not Investing)
Topic: I am about to buy my first home, anything I should look out for?
Replies: 40
Views: 3348

Re: I am about to buy my first home, anything I should look out for?

If there is a finished basement make sure there are no hidden leaks or mold. I have a friend who recently bought a home and had that happen.
by tainted-meat
Fri Oct 21, 2016 12:01 pm
Forum: Personal Finance (Not Investing)
Topic: Very tough career choice part 2 (ego, startup, hedge funds)
Replies: 78
Views: 6914

Re: Very tough career choice part 2 (ego, startup, hedge funds)

No advice really but I can offer some encouragement. It's good to have options and you have three that I can count. Probably even more if you looked for them. Good luck.
by tainted-meat
Fri Oct 21, 2016 11:17 am
Forum: Personal Consumer Issues
Topic: Finishing a Basement
Replies: 13
Views: 1436

Re: Finishing a Basement

The house I bought has a finished basement that the previous owners put in so I can't help you there. I would recommend you think about finishing out the bathroom however. It would be a pain to run upstairs every time someone had to use the bathroom instead of just being able to use the basement one...
by tainted-meat
Wed Oct 12, 2016 12:18 pm
Forum: Investing - Help with Personal Investments
Topic: HSA Contribution Limit Question
Replies: 4
Views: 524

HSA Contribution Limit Question

My wife and I are enrolling in our health plans for 2017 and I have a question on contribution limits. We work for two different employers and will be enrolling in two separate health plans. Me through my employer: HSA plan option that covers myself and my child (family) Wife through her employer: H...
by tainted-meat
Sun Oct 09, 2016 10:40 am
Forum: Investing - Help with Personal Investments
Topic: Max out 401k too early?
Replies: 20
Views: 1637

Re: Max out 401k too early?

In that case I would not max out early. I would allocate as evenly as possible throughout the year to take advantage of the full match.
by tainted-meat
Sun Oct 09, 2016 10:32 am
Forum: Investing - Help with Personal Investments
Topic: Max out 401k too early?
Replies: 20
Views: 1637

Re: Max out 401k too early?

If you max out early just make sure your employer will continue to match your contributions throughout the year. Some plans will only match for each pay period you actually contribute. Others will allocate the match regardless of when you contribute in the year. Check your plan wording to be certain.
by tainted-meat
Wed Sep 28, 2016 4:03 pm
Forum: Personal Finance (Not Investing)
Topic: Sorry, but tell [me] what to do with my mortgage
Replies: 62
Views: 4966

Re: Sorry, but tell what to do with my mortgage

I have an interest rate slightly higher than you and I am not paying it down early, nor do I plan to.
by tainted-meat
Fri Sep 23, 2016 10:11 pm
Forum: Personal Finance (Not Investing)
Topic: Net Worth Milestone Today - $1.5M
Replies: 128
Views: 17219

Re: Net Worth Milestone Today - $1.5M

Man, there are some tough posts in this one. Meg's one of the better posters around here and I believe has had a great real estate portfolio strategy.

Congrats on the accomplishment and remember to have fun along the way. :D
by tainted-meat
Wed Sep 21, 2016 8:19 am
Forum: Personal Finance (Not Investing)
Topic: Free housing vs 30k bonus to purchase home
Replies: 16
Views: 1919

Re: Free housing vs 30k bonus to purchase home

Unless it would be my primary residence I would take the free housing. You don't have to buy, sell or maintain it.
by tainted-meat
Mon Sep 19, 2016 9:20 am
Forum: Investing - Help with Personal Investments
Topic: New fidelity total intern. Index question
Replies: 7
Views: 707

Re: New fidelity total intern. Index question

I'd be more concerned about realizing capital gains if you are switching from a taxable account. I plan to switch my Roth and TIRA holdings later this year or early next once I can meet the minimums.
by tainted-meat
Fri Sep 02, 2016 2:24 pm
Forum: Personal Consumer Issues
Topic: Frustrated Losing Weight!
Replies: 131
Views: 7234

Re: Frustrated Losing Weight!

If you walk an hour per day, every day, then I'd bet that you'll get in solid physical condition over time.
by tainted-meat
Thu Sep 01, 2016 2:05 pm
Forum: Personal Consumer Issues
Topic: Drowned IPhone
Replies: 28
Views: 2337

Re: Drowned IPhone

I found an iPhone in in a puddle at the park last year. Hard telling how long it had been there but it was definitely soaked. I put it in rice over the weekend and it turned on. Then went and turned it into the Verizon store and they located the owner. Yes it definitely works.
by tainted-meat
Mon Aug 29, 2016 3:33 pm
Forum: Local Chapters and Bogleheads Community
Topic: I think I found Rick Ferri
Replies: 53
Views: 10382

Re: I think I found Rick Ferri

Wow that is cool. I always enjoyed his posts on here and I am happy that he is doing what he loves. I'll be reading his blog from time to time to see how it goes.

All the best to you RF.
by tainted-meat
Mon Aug 22, 2016 7:53 am
Forum: Personal Finance (Not Investing)
Topic: Buying a new home at age 50 in a nicer neighborhood
Replies: 109
Views: 9624

Re: Buying a new home at age 50 in a nicer neighborhood

Wow, you have a beautiful home and landscape job. I love that grill area. I'd stay there if you can only get $235k for it. You have quite an oasis/relax area.
by tainted-meat
Sun Aug 14, 2016 4:24 pm
Forum: Investing - Help with Personal Investments
Topic: what to buy when stock market is a new high?
Replies: 37
Views: 5572

Re: what to buy when stock market is a new high?

International valuations are attractive, not as attractive as they were around February but still attractive.
by tainted-meat
Sat Aug 13, 2016 8:15 pm
Forum: Personal Consumer Issues
Topic: Sealing Asphalt Driveway
Replies: 30
Views: 1935

Re: Sealing Asphalt Driveway

It's about 4 feet long by 2 feet wide on the asphalt driveway - not connected to concrete. It gathers mud/dirt after a hard rain. hanks for the suggestion on the asphalt, I'll go pick some up and try it out If if is shallow then the asphalt will not work. It has to be at least 2 to 3 inches or more...
by tainted-meat
Sat Aug 13, 2016 6:06 pm
Forum: Personal Finance (Not Investing)
Topic: Pre-nup questions
Replies: 35
Views: 4446

Re: Pre-nup questions

I can see them both at a restaurant together...

"So um... you're paying for your portion since you got the lobster, right?"
by tainted-meat
Sat Aug 13, 2016 4:43 pm
Forum: Personal Consumer Issues
Topic: Sealing Asphalt Driveway
Replies: 30
Views: 1935

Re: Sealing Asphalt Driveway

It's about 4 feet long by 2 feet wide on the asphalt driveway - not connected to concrete. It gathers mud/dirt after a hard rain. hanks for the suggestion on the asphalt, I'll go pick some up and try it out
by tainted-meat
Sat Aug 13, 2016 4:16 pm
Forum: Personal Consumer Issues
Topic: Sealing Asphalt Driveway
Replies: 30
Views: 1935

Re: Sealing Asphalt Driveway

[/quote]

I still recommend that. I did that driveway on schedule again in June 2015 using 7 pails of quality sealer and it looks like it was done this year.
Jim[/quote]

Hi Sheepdog, any recommendations for filling in a "dip" in the driveway that gathers a puddle?
by tainted-meat
Sat Aug 13, 2016 1:27 pm
Forum: Personal Consumer Issues
Topic: Do you wash your car yourself, or have it done?
Replies: 96
Views: 6360

Re: Do you wash your car yourself, or have it done?

When I lived in an apartment, I would take it to the car wash and vacuum it for $5 because I didn't have a driveway to do it in. Now, I vacuum it myself. If it is going to rain I pull it out of the garage and let nature do it's thing. In the winter, I'll take it to the carwash to do the underbody. E...
by tainted-meat
Fri Aug 12, 2016 12:32 pm
Forum: Personal Consumer Issues
Topic: Stats on Americans 'cutting the cable' ?
Replies: 98
Views: 10170

Re: Stats on Americans 'cutting the cable' ?

I've had cable once year out of the last 7 or 8. I haven't had it now for a couple years and don't miss it. I recently moved and haven't even hooked up the TV. KET on Friday nights is about the only thing I watch.
by tainted-meat
Mon Aug 08, 2016 3:21 pm
Forum: Personal Consumer Issues
Topic: Build New or Be Content With What We Have?
Replies: 27
Views: 1933

Re: Build New or Be Content With What We Have?

I would be content. I 'hate' the look of additions on homes. When your kids grow up and move out then you are going to have a bigger place than you need.
by tainted-meat
Mon Aug 08, 2016 11:44 am
Forum: Personal Consumer Issues
Topic: Experience Living in an Old House?
Replies: 42
Views: 3675

Re: Experience Living in an Old House?

I've lived in older and newer houses (grew up in one from 1880 and rented one from 1920) and lived in brand new homes and apartments. I prefer older ones assuming they've been properly maintainted and the layout is decent. In my experience they have been built with more quality and craftstmanship th...
by tainted-meat
Sun Aug 07, 2016 9:10 pm
Forum: Personal Finance (Not Investing)
Topic: Travel for a Year with Family - Career Impact?
Replies: 35
Views: 3675

Re: Travel for a Year with Family - Career Impact?

Taking off a year seems a bit extreme in my opinion. Try to cut back at work a bit (shut the phone off by 7 every evening) and take a nice vacation where you turn it 'off'. If they can you for it then there's your gap year ;).
by tainted-meat
Wed Aug 03, 2016 6:45 pm
Forum: Personal Finance (Not Investing)
Topic: Has Anyone Filed a Formal Complaint Against a Real Estate Licensee
Replies: 30
Views: 2314

Re: Has Anyone Filed a Formal Complaint Against a Real Estate Licensee

Gives the rest of us a bad reputation. This is not aimed at you personally, but I think the profession already has a bad reputation. I've had good experiences with agents. The last one helped me find a home before it hit the market and I am very thankful for her efforts. This was after trying to fi...
by tainted-meat
Wed Aug 03, 2016 6:10 pm
Forum: Personal Finance (Not Investing)
Topic: New Job: Take Paycut by leaving Big 4?
Replies: 32
Views: 4434

Re: New Job: Take Paycut by leaving Big 4?

I'd stay. You have good tenure, are valued and seem to decently like your job. I've seen so many people leave a stalwart in their industry only to hop around a lot after that, not quite finding a 'home' again.
by tainted-meat
Sun Jul 24, 2016 7:39 pm
Forum: Personal Consumer Issues
Topic: What kind of apartment can $1k get you in your city?
Replies: 80
Views: 6314

Re: What kind of apartment can $1k get you in your city?

In Chicago, I'd say a studio in a desirable area (larger then LA) Maybe a small 1br or basement in apartment in a 'somewhat' desirable area. I personally think Chicago is a great deal, however I do have friends that live in the burbs that have houses twice the size of mind for less money. I'm 30, a...
by tainted-meat
Sun Jul 24, 2016 7:36 pm
Forum: Personal Consumer Issues
Topic: What kind of apartment can $1k get you in your city?
Replies: 80
Views: 6314

Re: What kind of apartment can $1k get you in your city?

student wrote:1000 square feet 2 bedrooms apartment.


About the same here in Louisville, KY.
by tainted-meat
Wed Jul 20, 2016 5:21 pm
Forum: Personal Consumer Issues
Topic: Why did the car salesman stop replying to my emails
Replies: 78
Views: 8109

Re: Why did the car salesman stop replying to my emails

I don't care if you make a ridiculous offer or not; if you're in sales and a customer makes you an offer, you owe him at the very least a polite decline. None of this disappearing act. I disagree. Why should a salesperson be held to a higher standard to someone who doesn't want to make a fair deal?...
by tainted-meat
Mon Jul 18, 2016 7:23 am
Forum: Personal Finance (Not Investing)
Topic: Scary thought. Running out of time to save for retirement
Replies: 60
Views: 6678

Re: Scary thought. Running out of time to save for retirement

This is sad for someone like me who won't graduate until age 27 and will not be able to contribute anything beyond employer match for at least another 4-5 years after that due to student debt. :sharebeer You'll be fine. As a Pharmacist you'll probably start off making close if not 6 figures. Once y...
by tainted-meat
Sat Jul 16, 2016 4:33 pm
Forum: Investing - Theory, News & General
Topic: Fidelity four-in-one index fund lower ER, invest everything in it?
Replies: 27
Views: 2644

Re: Fidelity four-in-one index fund lower ER, invest everything in it?

ShadowCat wrote:Thanks everyone, I decided to switch everything in my retirement accounts over to FFNOX. Gives me peace of mind knowing I'm well diversified and automatically rebalancing.


A solid fund in my opinion. You made a good decision. Now you can sit back, relax and work on buying more shares of FFNOX.
by tainted-meat
Thu Jul 14, 2016 7:29 am
Forum: Personal Finance (Not Investing)
Topic: 401k vs mortgage
Replies: 26
Views: 2360

Re: 401k vs mortgage

As some other posters have said. I'd get PMI off and refinance to a lower rate before rates go back up, then max the 401k to IRS limits if you can.
by tainted-meat
Wed Jul 13, 2016 8:07 pm
Forum: Investing - Help with Personal Investments
Topic: Going into the market in a big way NOW?
Replies: 14
Views: 2020

Re: Going into the market in a big way NOW?

If I had many millions I wouldn't much worry about anything at that point. International valuations aren't too shabby.
by tainted-meat
Mon Jul 11, 2016 9:17 am
Forum: Personal Consumer Issues
Topic: Email compromised: How serious?
Replies: 45
Views: 3652

Re: Email compromised: How serious?

My email was compromised a couple months ago and the hackers got hold of my paypal account to drain about 1k from it (I was reimbursed, which is a testament to PayPal's service). I would check your PayPal account if you have one to make sure.
by tainted-meat
Fri Jul 08, 2016 3:05 pm
Forum: Personal Consumer Issues
Topic: Hiking questions
Replies: 164
Views: 10208

Re: Hiking questions

Only total hiking newbies wear hiking boots. Everyone else I know wears running type shoes.
by tainted-meat
Fri Jul 08, 2016 2:21 pm
Forum: Investing - Help with Personal Investments
Topic: Simplification vs. "Optimization"
Replies: 36
Views: 2822

Re: Simplification vs. "Optimization"

simplification is optimization when it comes to investing
by tainted-meat
Wed Jul 06, 2016 1:54 pm
Forum: Personal Consumer Issues
Topic: When to proactively replace water heater
Replies: 39
Views: 2872

Re: When to proactively replace water heater

My parents built a house in '99. The same tank still works. I think 'rules of thumb' don't always apply.
by tainted-meat
Wed Jul 06, 2016 7:37 am
Forum: Personal Finance (Not Investing)
Topic: Feeling stuck in Career/ Portfolio review
Replies: 31
Views: 4210

Re: Feeling stuck in Career

I believe Registered Nurses make better money, and many work a 3 day (12 hrs per day) shift. To me that seems a better way to go.

EDIT - Also, I've known people in this city who signed on with a hospital and had their college paid for and worked at the same time.
by tainted-meat
Tue Jul 05, 2016 1:48 pm
Forum: Personal Finance (Not Investing)
Topic: Zero bonds at 38 yo... and no plans to buy any
Replies: 68
Views: 5447

Re: Zero bonds at 38 yo... and no plans to buy any

I'm with you and would rather take the chance the stock market crashes than by bonds at these crummy yields.
by tainted-meat
Fri Jul 01, 2016 1:55 pm
Forum: Personal Consumer Issues
Topic: How many of you have cut cord?
Replies: 172
Views: 12500

Re: How many of you have cut cord?

I've only had cable for one year out of the last 7 years and currently don't have it. I KET (local PBS station) on Friday nights and that is all. Read the WSJ, novels or play tennis. I don't miss TV at all.

Go to advanced search