Search found 229 matches

by tacster
Thu Aug 25, 2016 4:20 pm
Forum: Personal Consumer Issues
Topic: Honda maintenance schedule?
Replies: 49
Views: 3027

Re: Honda maintenance schedule?

Dutch wrote:Does anybody know if the current Civic engines have a timing belt or a chain?

Google says it has a chain. Usually you can tell by looking - if there's a removable plastic cover it has a belt, no removable cover it has a chain.
by tacster
Tue Aug 23, 2016 2:20 pm
Forum: Personal Consumer Issues
Topic: cost to build a deck?
Replies: 10
Views: 953

Re: cost to build a deck?

I recently rebuilt my home's 200 sqft deck. The estimate I got was $3800 to have someone build it using pressure treated lumber, built to code. Since I'm handy I ended up doing the whole job myself, using cedar, for under $2000 all in. This is a medium to somewhat lower cost area for most things. IM...
by tacster
Wed Aug 17, 2016 4:34 pm
Forum: Personal Consumer Issues
Topic: Home warranty of choice?
Replies: 13
Views: 822

Re: Home warranty of choice?

My new construction house came with a home warranty. One year later the warranty company went bankrupt. Never got a thing out of it.
by tacster
Tue Aug 16, 2016 10:15 am
Forum: Personal Consumer Issues
Topic: Gutters and gutter guards
Replies: 39
Views: 3010

Re: Gutters and gutter guards

i am curious if anyone has tried the foam gutter fillers. they fill up the gutter, but the foam allows the water to go thru the gutter system. supposedly. i can see how these could fail. anyone? I tried those foam gutter fillers. The top of them quickly clogged up with dirt and pine needles. Pulled...
by tacster
Tue Aug 09, 2016 10:10 am
Forum: Personal Finance (Not Investing)
Topic: Will realtor advise on needed improvements for home sale?
Replies: 38
Views: 1971

Re: Will realtor advise on needed improvements for home sale?

I say keep the whole process as simple and painless as possible. Do an estate sale or auction to clear out the contents, then sell the house as-is as a fixer upper and be done with it. Realtors can help establish a fair value. Upgrades and repairs seldom return what they cost, and it sounds like you...
by tacster
Tue Aug 02, 2016 11:18 am
Forum: Personal Consumer Issues
Topic: anyone own a stingray corvette? how do you like it?
Replies: 37
Views: 3003

Re: anyone own a stingray corvette? how do you like it?

As much as I want to like this generation, I cant get over the fact that the rear end looks like they ran out of time and took pages from the Camaro design. Agree with you on the rear end. If they had used the C6 rear, imo the car would look dead perfect: http://s1.cdn.autoevolution.com/images/news...
by tacster
Wed Jul 27, 2016 11:32 am
Forum: Personal Consumer Issues
Topic: Do Realtors Find FSBOs?
Replies: 63
Views: 4081

Re: Do Realtors Find FSBOs?

I paid a few hundred dollars to have my property listed on the MLS and offered a 3% buyer's agent commission. I had no problems with getting showings and was happy with the final selling price. This was not my first time selling property and past experiences with listing agents made me decide listi...
by tacster
Sat Jul 09, 2016 11:59 am
Forum: Personal Consumer Issues
Topic: Home inspection items for repair
Replies: 32
Views: 1855

Re: Home inspection items for repair

I guess I don't see a flip as being more risky than any other kind of work done on a home, including the initial build. Everyone's always trying to do things for the lowest cost as quick as they can. No matter what resale house you buy, there's probably lots of questionable stuff behind the drywall...
by tacster
Wed Jul 06, 2016 7:04 pm
Forum: Personal Consumer Issues
Topic: Costco Tires - Anyone ever frustrated?
Replies: 86
Views: 5814

Re: Costco Tires - Anyone ever frustrated?

People rotate their tires? The only time in 30 years I ever found that my tires actually wore unevenly was when my alignment was off. And then no amount of rotation was going to save them. +1 This thread motivated me to go out and measure the tread on my pickup tires. They have about 55,000 miles a...
by tacster
Mon Jun 27, 2016 6:25 pm
Forum: Personal Consumer Issues
Topic: Car talk: sonata MPG dropped a lot
Replies: 43
Views: 2868

Re: Car talk: sonata MPG dropped a lot

Does the car have a locking gas cap?
by tacster
Thu Jun 23, 2016 11:05 am
Forum: Personal Consumer Issues
Topic: Replacing rotten stud in wall
Replies: 32
Views: 2535

Re: Replacing rotten stud in wall

Contractors have a way of expanding the work to fit the size of your wallet. In my world your problem could be patched in about 2 hours of carpentry and be stronger than original. Yep. I recently did a similar repair job on my own house. Cost a couple hundred dollars in materials and some of my time.
by tacster
Wed Jun 22, 2016 9:45 pm
Forum: Personal Consumer Issues
Topic: best wristwatch for the price
Replies: 87
Views: 4784

Re: best wristwatch for the price

How about Momentum? They have a number of models <$200 with optional sapphire crystal if desired.

Example: http://www.momentumwatch.com/product/base-layer-leather/
by tacster
Mon May 09, 2016 5:56 pm
Forum: Investing - Theory, News & General
Topic: liquid cash in retirement: keep 2-3 years of expenses?!
Replies: 17
Views: 2825

Re: liquid cash in retirement: keep 2-3 years of expenses?!

No need for Emergency Fund in retirement. Main use for it in working years is for job loss, which is moot in retirement. Also no need for large cash buffer, based on my three years of retirement thus far. I keep $3000 to $5000 in my checking account and reinvest the rest. What is helpful is to have...
by tacster
Mon May 02, 2016 8:01 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Sapphire Preferred
Replies: 41
Views: 4381

Re: Chase Sapphire Preferred

EDIT: Another great bonus deal for bigger spenders is the Chase British Airways card. 100,000 British Airways AVIOS points for $20,000 spend within the first year. You can then book domestic flights thru their network. Regional flights are 7500 each way. If you spend a lot on credit cards, this cou...
by tacster
Fri Mar 18, 2016 9:45 am
Forum: Investing - Theory, News & General
Topic: Investing in Marijuana businesses
Replies: 49
Views: 5587

Re: Investing in Marijuana businesses

Well, growing your own is still illegal, with significant consequences. A lot of people simply don't want to be on the wrong side of the law. Incorrect. You may grow no more than six plants and no more than three of those can be mature plants. (Colo. Const. amend. 64.) A mature plant is defined as ...
by tacster
Thu Mar 17, 2016 10:22 pm
Forum: Investing - Theory, News & General
Topic: Investing in Marijuana businesses
Replies: 49
Views: 5587

Re: Investing in Marijuana businesses

It's amazing to me that there is any industry at all in these legalization states. Why wouldn't these people just buy a few high quality seeds for less than $50 and grow a couple plants? One healthy plant could probably yield enough to supply the entire household. Minimal cost and effort instead of...
by tacster
Thu Mar 17, 2016 9:29 pm
Forum: Personal Consumer Issues
Topic: email from Amazon: Critical Update for your kindle e-reader
Replies: 28
Views: 3739

Re: email from Amazon: Critical Update for your kindle e-reader

Sheepdog wrote:
Silverado wrote:My Kindle was deep in the drawer for a couple years. I received the email, plugged it into the wall, and it was done a half hour later. No issues.

Mine also. No big deal.

Ditto, but first I had to dismantle it and fix a sticking button. No problems after that.
by tacster
Sat Mar 12, 2016 8:20 pm
Forum: Personal Consumer Issues
Topic: Outdoor furniture recommendations
Replies: 12
Views: 1258

Re: Outdoor furniture recommendations

Checked Costco? They have a lot of that stuff.
by tacster
Thu Feb 25, 2016 12:26 pm
Forum: Personal Finance (Not Investing)
Topic: Give Realtor one year Contract?
Replies: 21
Views: 2095

Re: Give Realtor one year Contract?

When I tried to sell some land years ago, it didn't sell during the six month contract. I found out later to my surprise that the realtor still could claim a fee if I sold it to anyone who had seen the property during those first six months. I had to wait another six months before I could sell it. ...
by tacster
Mon Feb 22, 2016 12:49 pm
Forum: Personal Finance (Not Investing)
Topic: NYTimes on inadequate pre-purchase house inspection
Replies: 30
Views: 3564

Re: NYTimes on inadequate pre-purchase house inspection

Don't be too sanguine about the quality of original construction on newer homes. I recently discovered that the builder of my 1994 house did not bother installing flashing under an exterior door, then built the deck right up to the bottom of the door sill, so all this time rainwater has been able to...
by tacster
Fri Feb 19, 2016 12:25 pm
Forum: Personal Consumer Issues
Topic: Badlands, etc. South Dakota... camping, with dog
Replies: 15
Views: 1120

Re: Badlands, etc. South Dakota... camping, with dog

The hike from Sylvan Lake up to Harney Peak is well worth the view on a nice day, and to see the old fire lookout they built up there in 1939. Amazing to think of the effort that went into that construction.

Image
by tacster
Wed Feb 10, 2016 8:54 pm
Forum: Personal Consumer Issues
Topic: Mailing a US Passport in for Renewal
Replies: 19
Views: 2300

Re: Mailing a US Passport in for Renewal

Stuck my old passport in a business size envelope, slapped a stamp on it, and dropped it in the mailbox. No tracking. Received a new passport 3 weeks later. No problem.
by tacster
Mon Feb 08, 2016 11:56 am
Forum: Personal Finance (Not Investing)
Topic: What happens when car accident claim exceeds insurance limits?
Replies: 52
Views: 5610

Re: What happens when car accident claim exceeds insurance limits?

Can anyone tell me what type of assets would be protected from a lawsuit judgment? IRA? Pension? Social Security? TSP? Personal residence?
by tacster
Thu Feb 04, 2016 10:20 pm
Forum: Personal Finance (Not Investing)
Topic: Retirees: What percentage of your expenses are covered by SS and/or pensions
Replies: 84
Views: 6480

Re: Retirees: What percentage of your expenses are covered by SS and/or pensions

Pension covers 100% of my basic living expenses - food, shelter, and clothing. I could live on that alone but it wouldn't be much fun. Investment income is used for optional, fun, non-mandatory spending. Currently age 59 so no SS yet but that will be a nice bonus when it starts.
by tacster
Wed Feb 03, 2016 8:30 pm
Forum: Personal Finance (Not Investing)
Topic: What age did you retire
Replies: 84
Views: 7680

Re: What age did you retire

starguru wrote:I'd be curious to know what guidelines folks used to determine if they had enough...e.g. 4% rule. Also, did folks plan in a buffer (so maybe 3% rule instead)....?

For me it was amassing 35x annual expenses, with a pension factored in.
by tacster
Wed Feb 03, 2016 12:35 pm
Forum: Personal Consumer Issues
Topic: Am I Over Insuring My House?
Replies: 17
Views: 2057

Re: Am I Over Insuring My House?

Don't forget to add replacement cost of house contents.
by tacster
Wed Feb 03, 2016 12:08 am
Forum: Personal Finance (Not Investing)
Topic: What age did you retire
Replies: 84
Views: 7680

Re: What age did you retire

As soon as I was able - 57 years, two months and eight days. Wish it could have been sooner but glad it wasn't later.
by tacster
Fri Jan 29, 2016 1:36 pm
Forum: Personal Finance (Not Investing)
Topic: Two spenders and buying a house
Replies: 43
Views: 4346

Re: Two spenders and buying a house

It sounds like a great piece of property. If it's mostly trees I wouldn't expect property maintenance to be much of an issue. Septic built in 2000 should still be plenty good, of course you should have it inspected before purchase. Only $60/year for septic maintenance is nothing, some localities req...
by tacster
Sat Jan 23, 2016 9:22 pm
Forum: Personal Consumer Issues
Topic: Garage Door Repair (tech insurance issue)
Replies: 32
Views: 2815

Re: Garage Door Repair (tech insurance issue)

When my garage spring broke, the local door shops would not even sell me a spring because of liability concerns. Too many DIY'ers injured themselves trying to do the install and then successfully sued the shops. Like you say it doesn't cost that much to just have a pro do it. I have to call BS on t...
by tacster
Fri Jan 22, 2016 11:26 am
Forum: Personal Consumer Issues
Topic: Questions about getting a dishwasher
Replies: 28
Views: 1613

Re: Questions about getting a dishwasher

Did you check the spray arms on your dishwasher? Maybe the orifices are clogged. If it has a screen make sure it's clean. Be a shame to throw out an appliance that might only need a little maintenance. Unless you just want a new one regardless.
by tacster
Tue Jan 19, 2016 4:17 pm
Forum: Personal Consumer Issues
Topic: Garage Door Repair (tech insurance issue)
Replies: 32
Views: 2815

Re: Garage Door Repair (tech insurance issue)

I think the danger is overstated. I'm not that handy and I did it fairly easily. Torsion spring repair is one of the few household maintenance tasks I do not feel comfortable doing myself. The chance for severe injury ( or death ) is not insignificant if done improperly. The energy stored in those ...
by tacster
Tue Jan 19, 2016 1:17 pm
Forum: Personal Consumer Issues
Topic: Wifi Thermostat??
Replies: 39
Views: 5084

Re: Wifi Thermostat??

Like others in the thread, I bought a Honeywell last year: http://www.amazon.com/gp/product/B00FLZEQH2/ref=oh_aui_search_detailpage?ie=UTF8&psc=1 I have had zero issues so far and it is fully programmable by an app on my phone. I considered Nest, but decided that I am too much of a control frea...
by tacster
Sat Jan 16, 2016 12:44 pm
Forum: Personal Finance (Not Investing)
Topic: How's it going?....any self-doubt?
Replies: 47
Views: 4289

Re: How's it going?....any self-doubt?

In order to help me stay the course, could people with a 55-60% allocation in stocks give their YTD return, and whether they plan to continue to stay the course. I would especially like to hear from recent retirees as that is me. Thanks much. I'm retired two years now, with something like 55% stock...
by tacster
Sat Jan 16, 2016 12:21 pm
Forum: Personal Finance (Not Investing)
Topic: How much House can I afford with an income of $98,000? My husband gave me a bizarre number
Replies: 110
Views: 14461

Re: How much House can I afford with an income of $98,000? My husband gave me a bizarre number

OP, as others have pointed out, you'd be better served by discussing your situation with a loan company in person. These board conversations tend to get sidetracked. FWIW, I think if you sold your house and then had 100-150k to put down on a 350k house you'd be ok. Even better if the car payments co...
by tacster
Tue Jan 12, 2016 6:10 pm
Forum: Personal Finance (Not Investing)
Topic: Thoughts on moving within same subdivision?
Replies: 30
Views: 2370

Re: Thoughts on moving within same subdivision?

No opinion on whether you should make the move or not, just don't neglect to factor in all the middleman fees, taxes, allowances, etc you'll have to pay to sell your current house. Those things add up quickly.
by tacster
Mon Jan 11, 2016 5:19 pm
Forum: Personal Consumer Issues
Topic: Seeking Advice on Shipping Costs
Replies: 11
Views: 702

Re: Seeking Advice on Shipping Costs

USPS will deliver flat rate boxes to you for free. Print postage and ship from home as stated above. No need for trip to post office.
by tacster
Sun Jan 10, 2016 11:41 am
Forum: Personal Consumer Issues
Topic: Gas fireplace for heat
Replies: 26
Views: 2807

Re: Gas fireplace for heat

Latest episodes of This Old House are redoing a Victorian in Belmont MA. They've just installed sealed gas fireplace units that use outside air for combustion, etc through a double wall pipe. 6 AA batteries allow usage when there is no power, although I'm not sure if or how long a fan can operate o...
by tacster
Thu Jan 07, 2016 3:30 pm
Forum: Personal Consumer Issues
Topic: Gas fireplace for heat
Replies: 26
Views: 2807

Re: Gas fireplace for heat

What kind of cold air draft is present in the room by the doors when these units are off? Any air getting through? Feels cold or is same temp as the rest of the room? With a sealed gas fireplace there's no opening from outside to the inside of the house, therefore no draft at all. They don't have d...
by tacster
Thu Jan 07, 2016 12:53 pm
Forum: Personal Consumer Issues
Topic: Gas fireplace for heat
Replies: 26
Views: 2807

Re: Gas fireplace for heat

We did the gas insert, into a wood burning fireplace, many years ago and we love it. One of the savings is that you are heating the room you're using rather than heating the entire home. For one room, yes, but it actually 'cools' other rooms (so the total house efficiency is questionable, and proba...
by tacster
Fri Jan 01, 2016 3:19 pm
Forum: Personal Finance (Not Investing)
Topic: How did your retirement Portfolio do in 2015?
Replies: 95
Views: 7441

Re: How did your retirement Portfolio do in 2015?

Retired here, portfolio up very slightly for the year even after ~2.5% annual withdrawal. However, the value of my house - which I plan on selling in the near future - is up something like 15% for the year. So overall not a bad year at all. :beer
by tacster
Wed Dec 16, 2015 3:36 pm
Forum: Personal Consumer Issues
Topic: Coffee maker
Replies: 38
Views: 3843

Re: Coffee maker

coffee snob...roast my own beans. I have a Cuisinart drip machine (wife uses), an ascaso espresso machine (use occasionally on weekends) and various presses / stove top devices...but keep going back to my aeropress. The quality is great and it is super easy. A great advantage is that it can effecti...
by tacster
Mon Nov 23, 2015 11:50 am
Forum: Personal Consumer Issues
Topic: Wash Machine
Replies: 18
Views: 1571

Re: Wash Machine

I have a front load LG washer and dryer, lower-end models. They do a good job of washing and drying clothing. Zero problems so far after 4-5 years. I'm satisfied with them. BTW, CR reviews of these units was not terribly positive and did not match the reality of actual ownership.
by tacster
Thu Nov 12, 2015 9:55 pm
Forum: Personal Consumer Issues
Topic: Repair totaled car or buy new one
Replies: 17
Views: 1129

Re: Repair totaled car or buy new one

Fix it and drive it another 6-7 years. The longer you defer spending big bucks on a new car the better off you'll be financially.
by tacster
Sun Nov 01, 2015 11:17 am
Forum: Personal Consumer Issues
Topic: Home warranties - worth it?
Replies: 14
Views: 1574

Re: Home warranties - worth it?

When I bought my new construction house it came with a home warranty. I never used it, and within a year or two the warranty company went bankrupt. Not much value there.
by tacster
Fri Sep 04, 2015 11:40 am
Forum: Personal Consumer Issues
Topic: Houston Airport to Galveston?
Replies: 8
Views: 531

Re: Houston Airport to Galveston?

Thanks for the links gents. A shuttle will serve the purpose.
by tacster
Fri Sep 04, 2015 10:55 am
Forum: Personal Consumer Issues
Topic: Houston Airport to Galveston?
Replies: 8
Views: 531

Re: Houston Airport to Galveston?

Guess jonkidding answered my question. Ouch on the taxi ride :(
by tacster
Fri Sep 04, 2015 10:53 am
Forum: Personal Consumer Issues
Topic: Houston Airport to Galveston?
Replies: 8
Views: 531

Re: Houston Airport to Galveston?

Which airport - well haven't booked yet, but sounds like Hobby is the choice (thanks for that info). So from there we're looking at a 40 mile taxi ride? No Amtrak, buses, nothing from anywhere near Hobby?
by tacster
Fri Sep 04, 2015 10:36 am
Forum: Personal Consumer Issues
Topic: Houston Airport to Galveston?
Replies: 8
Views: 531

Houston Airport to Galveston?

Just signed up for a 7 day cruise out of Galveston in Oct. We'll be flying into Houston the day before the cruise departs. Looking for advice on a good way to get from Houston to the Galveston cruise terminal. Thanks!
by tacster
Wed Jul 15, 2015 6:06 pm
Forum: Personal Consumer Issues
Topic: Are the more expensive bikes worth paying for?
Replies: 78
Views: 6249

Re: Are the more expensive bikes worth paying for?

Years ago I seriously considered a custom Ti frame, but with my income at the time just couldn't pull the trigger on $2500 for only a frame. Settled for a sweet Pinarello (whole bike) for around that price instead. Love that Italian bike geometry.

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