Search found 246 matches

by tacster
Fri Jan 13, 2017 10:53 pm
Forum: Personal Consumer Issues
Topic: 24 hour stop over at LHR, what all can I visit in London?
Replies: 31
Views: 1718

Re: 24 hour stop over at LHR, what all can I visit in London?

Will you have a working smartphone with data? If so, it's very easy to get around London via tube and bus using Google Maps.
by tacster
Thu Jan 12, 2017 10:31 pm
Forum: Personal Consumer Issues
Topic: Keeping kitchen knives sharp
Replies: 54
Views: 3973

Re: Keeping kitchen knives sharp

Anybody have any thoughts on how to sharpen a small bird's beak knife like this one: https://st.hzcdn.com/simgs/3b91118504cfddef_8-3088/traditional-paring-knives.jpg Flat stones just don't work. Need some sort of small diameter rods I guess. Looks like a good candidate for a Spyderco Tri-Angle Shar...
by tacster
Fri Jan 06, 2017 6:59 pm
Forum: Personal Finance (Not Investing)
Topic: What monetary value has your education provided you?
Replies: 107
Views: 5326

Re: What monetary value has your education provided you?

miamivice wrote:
tacster wrote:Mine works out to around 100x or thereabouts. Engineering degree.


Defintely worth it!

Absolutely. For myself this represents total lifetime earnings from start of career to retirement. It helps that college was very inexpensive by today's standards (though it didn't seem like it at the time).
by tacster
Fri Jan 06, 2017 6:38 pm
Forum: Personal Finance (Not Investing)
Topic: What monetary value has your education provided you?
Replies: 107
Views: 5326

Re: What monetary value has your education provided you?

Mine works out to around 100x or thereabouts. Engineering degree.
by tacster
Thu Dec 29, 2016 7:21 pm
Forum: Investing - Theory, News & General
Topic: 2017 Boglehead Contest Reminder
Replies: 14
Views: 931

Re: 2017 Boglehead Contest Reminder

Looks like Deutsche Bank should invest all my money. I'll do it for you... :wink: Tacster - do you know something the rest of us don't know, or are you in on the conspiracy with Deutsche Bank and S&P Capital? :greedy Standings - as of the close on Thur. Dec. 29, 2016 Rank Name Guess + / - 1 tac...
by tacster
Thu Dec 29, 2016 4:14 pm
Forum: Investing - Theory, News & General
Topic: 2017 Boglehead Contest Reminder
Replies: 14
Views: 931

Re: 2017 Boglehead Contest Reminder

simplesimon wrote:Looks like Deutsche Bank should invest all my money.

I'll do it for you... :wink:
by tacster
Mon Dec 26, 2016 11:31 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Sapphire Reserve
Replies: 191
Views: 22827

Re: Chase Sapphire Reserve

Given my timing for signing up, based on everything I've read, even if I charge a travel expense between now and year end, I understand that it will count towards the 2017 $300 reimbursement. Due to this timing, it doesn't appear to me that I will be able to get two $300 travel reimbursements while...
by tacster
Tue Dec 13, 2016 7:35 pm
Forum: Investing - Theory, News & General
Topic: Silver market was allegedly fixed
Replies: 11
Views: 1433

Re: Silver market was allegedly fixed

sandramjet wrote:I didn't read the article, but just the words "silver market" bring to mind (well for some, anyway) the Hunt brothers and their effort to manipulate that market....

Yep that's what I thought the thread was referring to.
by tacster
Mon Nov 28, 2016 12:46 pm
Forum: Personal Consumer Issues
Topic: Gas range and refrigerator suggestions?
Replies: 13
Views: 883

Re: Gas range and refrigerator suggestions?

Parents are looking for new appliances. They currently have an old gas range and a fridge. Budget is about 1K for range and about 1.5K or so for the fridge. They cook quite a bit and don't want anything electric. Fridge is an issue as they have limited space, only 65.5inch height. They came across ...
by tacster
Tue Nov 22, 2016 11:49 am
Forum: Personal Consumer Issues
Topic: New gas range vents LOTS of heat into kitchen
Replies: 27
Views: 1920

Re: New gas range vents LOTS of heat into kitchen

The reason this happens: Gas ovens are heated by a flame. In order for the flame to burn, there must be a steady supply of fresh oxygen. If the oven were tightly sealed it could not draw in fresh oxygen. Therefore the oven must have an air intake and an exhaust vent. The vent allows hot air to escap...
by tacster
Wed Nov 09, 2016 4:51 pm
Forum: Personal Consumer Issues
Topic: Wife's Colleague Scratched our car with his car
Replies: 30
Views: 3935

Re: Wifes Colleague Scratched our car with his car

If not too severe, minor scratches can sometimes be touched up and/or polished out. Auto detailers do that sort of thing. Don't know what you'd be looking at costwise.
by tacster
Tue Nov 01, 2016 11:48 am
Forum: Personal Consumer Issues
Topic: leaf blower, chainsaw, hedger or single tool
Replies: 26
Views: 2028

Re: leaf blower, chainsaw, hedger or single tool

thanks folks, leaf blower is first and foremost, especially if I can find a decent one after season on sale. Probably can get away with the handheld as opposed to backpack since I'll probably only need to do it about 3 times per fall for leaves, and here and there to spot clean the driveway and sid...
by tacster
Sat Sep 17, 2016 4:38 pm
Forum: Personal Consumer Issues
Topic: Sawzall and Batt Operated tools questions?
Replies: 25
Views: 1350

Re: Sawzall and Batt Opertated tools questions?

I tried cutting up some tree limbs with my Sawzall and found that it didn't work very well. The short stroke of the sawzall just wasn't enough to quickly go through the limbs. A small chainsaw (small enough to easily hold and use with one hand) worked far better.
by tacster
Tue Sep 06, 2016 7:54 pm
Forum: Personal Consumer Issues
Topic: How much is your cell phone bill?
Replies: 256
Views: 21486

Re: How much is your cell phone bill?

BlueCable wrote:Google Fi
$20 month for Unlimited Talk and Text
Data is $10/GB. If I use half a GB, I pay $5.

Coverage is as-advertised. Check their maps before you switch.

I am very happy so far (6 months).

edit: Plus tax.

Ditto.
by tacster
Sat Sep 03, 2016 7:36 pm
Forum: Personal Consumer Issues
Topic: Next Weekend Car - Dodge Viper to What?
Replies: 65
Views: 5367

Re: Next Weekend Car - Dodge Viper to What?

C7 Corvette. Might be a little above that budget though.
by tacster
Wed Aug 31, 2016 12:08 pm
Forum: Personal Consumer Issues
Topic: Toyota Tacoma - 4 cylinder vs. 6
Replies: 24
Views: 1722

Re: Toyota Tacoma - 4 cylinder vs. 6

Sounds like you liked your previous Tacoma and are a loyal customer. However, I just saw Consumer Reports' list of disappointing cars for 2017 and surprisingly the Tacoma is listed (albeit they say it's good for towing): With a punchy powertrain, the Toyota Tacoma excels for hauling, towing, and of...
by tacster
Thu Aug 25, 2016 4:20 pm
Forum: Personal Consumer Issues
Topic: Honda maintenance schedule?
Replies: 49
Views: 3587

Re: Honda maintenance schedule?

Dutch wrote:Does anybody know if the current Civic engines have a timing belt or a chain?

Google says it has a chain. Usually you can tell by looking - if there's a removable plastic cover it has a belt, no removable cover it has a chain.
by tacster
Tue Aug 23, 2016 2:20 pm
Forum: Personal Consumer Issues
Topic: cost to build a deck?
Replies: 10
Views: 1126

Re: cost to build a deck?

I recently rebuilt my home's 200 sqft deck. The estimate I got was $3800 to have someone build it using pressure treated lumber, built to code. Since I'm handy I ended up doing the whole job myself, using cedar, for under $2000 all in. This is a medium to somewhat lower cost area for most things. IM...
by tacster
Wed Aug 17, 2016 4:34 pm
Forum: Personal Consumer Issues
Topic: Home warranty of choice?
Replies: 13
Views: 1102

Re: Home warranty of choice?

My new construction house came with a home warranty. One year later the warranty company went bankrupt. Never got a thing out of it.
by tacster
Tue Aug 16, 2016 10:15 am
Forum: Personal Consumer Issues
Topic: Gutters and gutter guards
Replies: 40
Views: 3955

Re: Gutters and gutter guards

i am curious if anyone has tried the foam gutter fillers. they fill up the gutter, but the foam allows the water to go thru the gutter system. supposedly. i can see how these could fail. anyone? I tried those foam gutter fillers. The top of them quickly clogged up with dirt and pine needles. Pulled...
by tacster
Tue Aug 09, 2016 10:10 am
Forum: Personal Finance (Not Investing)
Topic: Will realtor advise on needed improvements for home sale?
Replies: 38
Views: 2250

Re: Will realtor advise on needed improvements for home sale?

I say keep the whole process as simple and painless as possible. Do an estate sale or auction to clear out the contents, then sell the house as-is as a fixer upper and be done with it. Realtors can help establish a fair value. Upgrades and repairs seldom return what they cost, and it sounds like you...
by tacster
Tue Aug 02, 2016 11:18 am
Forum: Personal Consumer Issues
Topic: anyone own a stingray corvette? how do you like it?
Replies: 37
Views: 3395

Re: anyone own a stingray corvette? how do you like it?

As much as I want to like this generation, I cant get over the fact that the rear end looks like they ran out of time and took pages from the Camaro design. Agree with you on the rear end. If they had used the C6 rear, imo the car would look dead perfect: http://s1.cdn.autoevolution.com/images/news...
by tacster
Wed Jul 27, 2016 11:32 am
Forum: Personal Consumer Issues
Topic: Do Realtors Find FSBOs?
Replies: 63
Views: 4608

Re: Do Realtors Find FSBOs?

I paid a few hundred dollars to have my property listed on the MLS and offered a 3% buyer's agent commission. I had no problems with getting showings and was happy with the final selling price. This was not my first time selling property and past experiences with listing agents made me decide listi...
by tacster
Sat Jul 09, 2016 11:59 am
Forum: Personal Consumer Issues
Topic: Home inspection items for repair
Replies: 32
Views: 2226

Re: Home inspection items for repair

I guess I don't see a flip as being more risky than any other kind of work done on a home, including the initial build. Everyone's always trying to do things for the lowest cost as quick as they can. No matter what resale house you buy, there's probably lots of questionable stuff behind the drywall...
by tacster
Wed Jul 06, 2016 7:04 pm
Forum: Personal Consumer Issues
Topic: Costco Tires - Anyone ever frustrated?
Replies: 86
Views: 10037

Re: Costco Tires - Anyone ever frustrated?

People rotate their tires? The only time in 30 years I ever found that my tires actually wore unevenly was when my alignment was off. And then no amount of rotation was going to save them. +1 This thread motivated me to go out and measure the tread on my pickup tires. They have about 55,000 miles a...
by tacster
Mon Jun 27, 2016 6:25 pm
Forum: Personal Consumer Issues
Topic: Car talk: sonata MPG dropped a lot
Replies: 43
Views: 3087

Re: Car talk: sonata MPG dropped a lot

Does the car have a locking gas cap?
by tacster
Thu Jun 23, 2016 11:05 am
Forum: Personal Consumer Issues
Topic: Replacing rotten stud in wall
Replies: 32
Views: 2933

Re: Replacing rotten stud in wall

Contractors have a way of expanding the work to fit the size of your wallet. In my world your problem could be patched in about 2 hours of carpentry and be stronger than original. Yep. I recently did a similar repair job on my own house. Cost a couple hundred dollars in materials and some of my time.
by tacster
Wed Jun 22, 2016 9:45 pm
Forum: Personal Consumer Issues
Topic: best wristwatch for the price
Replies: 87
Views: 5515

Re: best wristwatch for the price

How about Momentum? They have a number of models <$200 with optional sapphire crystal if desired.

Example: http://www.momentumwatch.com/product/base-layer-leather/
by tacster
Mon May 09, 2016 5:56 pm
Forum: Investing - Theory, News & General
Topic: liquid cash in retirement: keep 2-3 years of expenses?!
Replies: 17
Views: 2956

Re: liquid cash in retirement: keep 2-3 years of expenses?!

No need for Emergency Fund in retirement. Main use for it in working years is for job loss, which is moot in retirement. Also no need for large cash buffer, based on my three years of retirement thus far. I keep $3000 to $5000 in my checking account and reinvest the rest. What is helpful is to have...
by tacster
Mon May 02, 2016 8:01 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Sapphire Preferred
Replies: 53
Views: 6834

Re: Chase Sapphire Preferred

EDIT: Another great bonus deal for bigger spenders is the Chase British Airways card. 100,000 British Airways AVIOS points for $20,000 spend within the first year. You can then book domestic flights thru their network. Regional flights are 7500 each way. If you spend a lot on credit cards, this cou...
by tacster
Fri Mar 18, 2016 9:45 am
Forum: Investing - Theory, News & General
Topic: Investing in Marijuana businesses
Replies: 49
Views: 5937

Re: Investing in Marijuana businesses

Well, growing your own is still illegal, with significant consequences. A lot of people simply don't want to be on the wrong side of the law. Incorrect. You may grow no more than six plants and no more than three of those can be mature plants. (Colo. Const. amend. 64.) A mature plant is defined as ...
by tacster
Thu Mar 17, 2016 10:22 pm
Forum: Investing - Theory, News & General
Topic: Investing in Marijuana businesses
Replies: 49
Views: 5937

Re: Investing in Marijuana businesses

It's amazing to me that there is any industry at all in these legalization states. Why wouldn't these people just buy a few high quality seeds for less than $50 and grow a couple plants? One healthy plant could probably yield enough to supply the entire household. Minimal cost and effort instead of...
by tacster
Thu Mar 17, 2016 9:29 pm
Forum: Personal Consumer Issues
Topic: email from Amazon: Critical Update for your kindle e-reader
Replies: 28
Views: 3881

Re: email from Amazon: Critical Update for your kindle e-reader

Sheepdog wrote:
Silverado wrote:My Kindle was deep in the drawer for a couple years. I received the email, plugged it into the wall, and it was done a half hour later. No issues.

Mine also. No big deal.

Ditto, but first I had to dismantle it and fix a sticking button. No problems after that.
by tacster
Sat Mar 12, 2016 8:20 pm
Forum: Personal Consumer Issues
Topic: Outdoor furniture recommendations
Replies: 12
Views: 1341

Re: Outdoor furniture recommendations

Checked Costco? They have a lot of that stuff.
by tacster
Thu Feb 25, 2016 12:26 pm
Forum: Personal Finance (Not Investing)
Topic: Give Realtor one year Contract?
Replies: 21
Views: 2218

Re: Give Realtor one year Contract?

When I tried to sell some land years ago, it didn't sell during the six month contract. I found out later to my surprise that the realtor still could claim a fee if I sold it to anyone who had seen the property during those first six months. I had to wait another six months before I could sell it. ...
by tacster
Mon Feb 22, 2016 12:49 pm
Forum: Personal Finance (Not Investing)
Topic: NYTimes on inadequate pre-purchase house inspection
Replies: 30
Views: 3725

Re: NYTimes on inadequate pre-purchase house inspection

Don't be too sanguine about the quality of original construction on newer homes. I recently discovered that the builder of my 1994 house did not bother installing flashing under an exterior door, then built the deck right up to the bottom of the door sill, so all this time rainwater has been able to...
by tacster
Fri Feb 19, 2016 12:25 pm
Forum: Personal Consumer Issues
Topic: Badlands, etc. South Dakota... camping, with dog
Replies: 15
Views: 1241

Re: Badlands, etc. South Dakota... camping, with dog

The hike from Sylvan Lake up to Harney Peak is well worth the view on a nice day, and to see the old fire lookout they built up there in 1939. Amazing to think of the effort that went into that construction.

Image
by tacster
Wed Feb 10, 2016 8:54 pm
Forum: Personal Consumer Issues
Topic: Mailing a US Passport in for Renewal
Replies: 19
Views: 5870

Re: Mailing a US Passport in for Renewal

Stuck my old passport in a business size envelope, slapped a stamp on it, and dropped it in the mailbox. No tracking. Received a new passport 3 weeks later. No problem.
by tacster
Mon Feb 08, 2016 11:56 am
Forum: Personal Finance (Not Investing)
Topic: What happens when car accident claim exceeds insurance limits?
Replies: 52
Views: 9984

Re: What happens when car accident claim exceeds insurance limits?

Can anyone tell me what type of assets would be protected from a lawsuit judgment? IRA? Pension? Social Security? TSP? Personal residence?
by tacster
Thu Feb 04, 2016 10:20 pm
Forum: Personal Finance (Not Investing)
Topic: Retirees: What percentage of your expenses are covered by SS and/or pensions
Replies: 84
Views: 6951

Re: Retirees: What percentage of your expenses are covered by SS and/or pensions

Pension covers 100% of my basic living expenses - food, shelter, and clothing. I could live on that alone but it wouldn't be much fun. Investment income is used for optional, fun, non-mandatory spending. Currently age 59 so no SS yet but that will be a nice bonus when it starts.
by tacster
Wed Feb 03, 2016 8:30 pm
Forum: Personal Finance (Not Investing)
Topic: What age did you retire
Replies: 84
Views: 8143

Re: What age did you retire

starguru wrote:I'd be curious to know what guidelines folks used to determine if they had enough...e.g. 4% rule. Also, did folks plan in a buffer (so maybe 3% rule instead)....?

For me it was amassing 35x annual expenses, with a pension factored in.
by tacster
Wed Feb 03, 2016 12:35 pm
Forum: Personal Consumer Issues
Topic: Am I Over Insuring My House?
Replies: 17
Views: 2151

Re: Am I Over Insuring My House?

Don't forget to add replacement cost of house contents.
by tacster
Wed Feb 03, 2016 12:08 am
Forum: Personal Finance (Not Investing)
Topic: What age did you retire
Replies: 84
Views: 8143

Re: What age did you retire

As soon as I was able - 57 years, two months and eight days. Wish it could have been sooner but glad it wasn't later.
by tacster
Fri Jan 29, 2016 1:36 pm
Forum: Personal Finance (Not Investing)
Topic: Two spenders and buying a house
Replies: 43
Views: 4550

Re: Two spenders and buying a house

It sounds like a great piece of property. If it's mostly trees I wouldn't expect property maintenance to be much of an issue. Septic built in 2000 should still be plenty good, of course you should have it inspected before purchase. Only $60/year for septic maintenance is nothing, some localities req...
by tacster
Sat Jan 23, 2016 9:22 pm
Forum: Personal Consumer Issues
Topic: Garage Door Repair (tech insurance issue)
Replies: 32
Views: 2916

Re: Garage Door Repair (tech insurance issue)

When my garage spring broke, the local door shops would not even sell me a spring because of liability concerns. Too many DIY'ers injured themselves trying to do the install and then successfully sued the shops. Like you say it doesn't cost that much to just have a pro do it. I have to call BS on t...
by tacster
Fri Jan 22, 2016 11:26 am
Forum: Personal Consumer Issues
Topic: Questions about getting a dishwasher
Replies: 28
Views: 1772

Re: Questions about getting a dishwasher

Did you check the spray arms on your dishwasher? Maybe the orifices are clogged. If it has a screen make sure it's clean. Be a shame to throw out an appliance that might only need a little maintenance. Unless you just want a new one regardless.
by tacster
Tue Jan 19, 2016 4:17 pm
Forum: Personal Consumer Issues
Topic: Garage Door Repair (tech insurance issue)
Replies: 32
Views: 2916

Re: Garage Door Repair (tech insurance issue)

I think the danger is overstated. I'm not that handy and I did it fairly easily. Torsion spring repair is one of the few household maintenance tasks I do not feel comfortable doing myself. The chance for severe injury ( or death ) is not insignificant if done improperly. The energy stored in those ...
by tacster
Tue Jan 19, 2016 1:17 pm
Forum: Personal Consumer Issues
Topic: Wifi Thermostat??
Replies: 39
Views: 5532

Re: Wifi Thermostat??

Like others in the thread, I bought a Honeywell last year: http://www.amazon.com/gp/product/B00FLZEQH2/ref=oh_aui_search_detailpage?ie=UTF8&psc=1 I have had zero issues so far and it is fully programmable by an app on my phone. I considered Nest, but decided that I am too much of a control frea...
by tacster
Sat Jan 16, 2016 12:44 pm
Forum: Personal Finance (Not Investing)
Topic: How's it going?....any self-doubt?
Replies: 47
Views: 4518

Re: How's it going?....any self-doubt?

In order to help me stay the course, could people with a 55-60% allocation in stocks give their YTD return, and whether they plan to continue to stay the course. I would especially like to hear from recent retirees as that is me. Thanks much. I'm retired two years now, with something like 55% stock...

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