Search found 101 matches

by t60
Thu Oct 19, 2017 2:47 pm
Forum: Personal Consumer Issues
Topic: receiving 'used' items from Ebay purchase....frustrating
Replies: 22
Views: 2246

Re: receiving 'used' items from Ebay purchase....frustrating

I ordered some water filters a while back on eBay and had a similar issue (albeit not as bad as OP's). I ordered two boxes of 10 and one of the boxes was fine, but the other had the outer box opened, and it looked a bit beat up. Luckily the filters themselves were fully sealed so no issues there, I ...
by t60
Tue Oct 17, 2017 4:53 pm
Forum: Personal Consumer Issues
Topic: First time ever received a collection agency letter
Replies: 3
Views: 765

Re: First time ever received a collection agency letter

Hospital billing is one of the most complex, and ridiculous things to happen to our (presumably you are in the US) healthcare system. My son hits his out of pocket maximum every summer due to many medical issues and I got my first bill a few months ago. Calling them for more information resulted in ...
by t60
Thu Oct 12, 2017 4:16 pm
Forum: Personal Consumer Issues
Topic: SUV options with 3 little kids
Replies: 57
Views: 3383

Re: SUV options with 3 little kids

I don't think you'll get the information you're seeking here...fitting 3 carseats in the second row of these 20 SUVs "with relative ease." Pretty obvious BH is the worst place for this..OP, I suggest signing up and do some reading here: https://www.car-seat.org/forumdisplay.php?8-Car-and-Vehicle-Sa...
by t60
Thu Oct 12, 2017 2:00 pm
Forum: Personal Consumer Issues
Topic: SUV options with 3 little kids
Replies: 57
Views: 3383

Re: SUV options with 3 little kids

lthenderson wrote:
Thu Oct 12, 2017 1:34 pm
The Toyota Sienna is the only minivan with AWD to my knowledge. That is what we have and it meets all your criteria
Aside from vehemently not wanting a minivan, of course :P
by t60
Wed Oct 11, 2017 5:33 pm
Forum: Personal Consumer Issues
Topic: SUV options with 3 little kids
Replies: 57
Views: 3383

Re: SUV options with 3 little kids

Some of the cars OP posted are quite expensive.

Like the other's said, I'd say get a minivan, invest the savings or spend it on a fun weekend sports car. Stop kidding yourself with an SUV.
by t60
Tue Oct 10, 2017 4:58 pm
Forum: Personal Consumer Issues
Topic: Care by Volvo
Replies: 14
Views: 1314

Re: Care by Volvo

They offer new cars every two years. IIRC most new cars offer free maintenance the first 2-3 years; let's be honest, it's mostly just oil changes, tire rotations and filter replacements anyway. If it's electric, you're just looking at tire rotations. "Pricing will be €699/month across Europe for the...
by t60
Tue Oct 10, 2017 1:04 pm
Forum: Personal Consumer Issues
Topic: Lg refrigerator vs Samsung refrigerator.
Replies: 37
Views: 6168

Re: Lg refrigerator vs Samsung refrigerator.

Throwing another story to the pile.. I have a Samsung fridge, had it for almost a year now. Ever since I bought it, it's made what's best described as "gunshot sounds." They are loud popping noises that have to do with a condenser or something. It's happening less and less as time goes on, but read...
by t60
Tue Oct 10, 2017 12:55 pm
Forum: Personal Consumer Issues
Topic: Lg refrigerator vs Samsung refrigerator.
Replies: 37
Views: 6168

Re: Lg refrigerator vs Samsung refrigerator.

Throwing another story to the pile.. I have a Samsung fridge, had it for almost a year now. Ever since I bought it, it's made what's best described as "gunshot sounds." They are loud popping noises that have to do with a condenser or something. It's happening less and less as time goes on, but readi...
by t60
Tue Oct 10, 2017 12:51 pm
Forum: Personal Consumer Issues
Topic: Join ebates for extra cash back
Replies: 22
Views: 1644

Re: Join ebates for extra cash back

I really wish these websites would simply offer low prices to begin with and get rid of these cash back shenanigans. How I thought it's supposed to work: User wants to shop, so they go to eBates to see what kind of deals are out there. They find X retailer offering Y cash back so they shop there. X...
by t60
Tue Oct 10, 2017 12:14 pm
Forum: Personal Consumer Issues
Topic: Join ebates for extra cash back
Replies: 22
Views: 1644

Re: Join ebates for extra cash back

I really wish these websites would simply offer low prices to begin with and get rid of these cash back shenanigans. How I thought it's supposed to work: User wants to shop, so they go to eBates to see what kind of deals are out there. They find X retailer offering Y cash back so they shop there. X ...
by t60
Tue Oct 10, 2017 11:54 am
Forum: Personal Consumer Issues
Topic: 2017 Honda Accord Hybrid EX-L???
Replies: 15
Views: 1062

Re: 2017 Honda Accord Hybrid EX-L???

It's never a good deal when you buy things you don't need, regardless of how much discount they give you. I disagree. If they offer me a superstar discount I'd bite. This isn't one of those cases though. OP: Consider the headache of trying to sell either of your current cars. Why complicate your li...
by t60
Wed Oct 04, 2017 5:14 pm
Forum: Personal Consumer Issues
Topic: Help selling scion xa
Replies: 44
Views: 3214

Re: Help selling scion xa

If it were me, I'd just take the cash. Make everyone's lives easier and continue living your own. The car is depreciating every second and if someone hits the car and runs, the value drops (assuming you just have liability now). On Craigslist everyone will make you offers below asking. You just have...
by t60
Mon Oct 02, 2017 4:32 pm
Forum: Personal Consumer Issues
Topic: Help selling scion xa
Replies: 44
Views: 3214

Re: Help selling scion xa

USED toyotas and Hondas DO NOT follow KBB used values. Ignore it. 1. Do a search on Craigslist and see what others are selling for. 2. Do detailing and renew the sticker 3. Sell it for whatever people are selling on craigslist. It will be gone in 2 weeks or less. No joke. My dad owned a 1999 Honda ...
by t60
Wed Sep 20, 2017 7:18 pm
Forum: Personal Consumer Issues
Topic: Should I even bother with buying a school picture?
Replies: 39
Views: 3070

Should I even bother with buying a school picture?

My son just started Kindergarten and for various reasons, is not photogenic. It takes a lot of time for a good photographer to get him smiling, and IMO we got really lucky the past couple of times for Preschool photos. This time around..the company doing it is a small one that apparently only does w...
by t60
Wed Sep 20, 2017 12:14 pm
Forum: Personal Consumer Issues
Topic: Help selling scion xa
Replies: 44
Views: 3214

Re: Help selling scion xa

First time I sold a car on my own I was _dreading_ it. Thought it'd be a huge pain, and thought about doing a trade-in to keep things simple. At the time, the price difference was about 2k, and I kept thinking about all the cool stuff I could buy with that money (well, mostly stuff for my kids..), b...
by t60
Fri Sep 15, 2017 5:04 pm
Forum: Personal Consumer Issues
Topic: Honda Customer Care - It Was Worth the Call
Replies: 6
Views: 1376

Re: Honda Customer Care - It Was Worth the Call

I had a similar experience with my Subaru Forester. It was just outside the 36K warranty period and the sunroof started to rattle. The dealership quoted me $900 to fix it, so I called Subaru of America. SOA arranged for the dealership to remove the entire sunroof assembly; the issue turned out to b...
by t60
Tue Sep 12, 2017 4:39 pm
Forum: Personal Consumer Issues
Topic: My experience with Shift
Replies: 6
Views: 723

Re: My experience with Shift

So, it looks like no money changed hands and you got your car back after a few days, cleaner than it was previously. Devil's advocate: Now, look at it from their perspective. They have not only the cost of finding a buyer and doing the sales paperwork, but they have to maintain a location, have too...
by t60
Tue Sep 12, 2017 4:37 pm
Forum: Personal Consumer Issues
Topic: My experience with Shift
Replies: 6
Views: 723

Re: My experience with Shift

This is exactly why I suggested you shouldn't be so eager to proclaim Shift's superiority over CarMax in your previous post... https://www.bogleheads.org/forum/viewtopic.php?f=11&t=203121&p=3520857&hilit=shift#p3520857 You could have immediately walked away with $4000 after your first interaction w...
by t60
Tue Sep 12, 2017 2:26 pm
Forum: Personal Consumer Issues
Topic: My experience with Shift
Replies: 6
Views: 723

My experience with Shift

This is just my personal experience that I wanted to share about Shift. I think it’s a great concept, but wasn't for me. For those unaware, Shift is essentially a consignment shop that comes to you and helps you buy or sell a car. I have a car that I was thinking about selling and got a quote from C...
by t60
Mon Sep 11, 2017 5:58 pm
Forum: Personal Consumer Issues
Topic: Should I sell a car to simplify?
Replies: 16
Views: 1142

Re: Should I sell a car to simplify?

fundseeker wrote:
Mon Sep 11, 2017 5:44 pm
A famous person once said, “The things you own end up owning you." Or was that just something someone said in a movie? Anyway, less is usually better.
I take it money is an exception? :D
by t60
Mon Sep 11, 2017 3:08 pm
Forum: Personal Consumer Issues
Topic: Should I sell a car to simplify?
Replies: 16
Views: 1142

Re: Should I sell a car to simplify?

I would not sell the 3rd car just "to simplify." I mean how complicated is it to maintain the 3rd car? However, if you think it is a waste of money than by all means, sell it. "Simplify" as a motivation is overrated. Don't forget licensing and insurance (auto and added cost on umbrella). Also, depe...
by t60
Mon Sep 11, 2017 1:57 pm
Forum: Personal Consumer Issues
Topic: Should I sell a car to simplify?
Replies: 16
Views: 1142

Re: Should I sell a car to simplify?

Thanks all, sounds like the Corolla is gonna be sold. My wife will not drive the Pilot. Even though it drives quiet and IMO is dependable, she hates how the doors swing out, and prefers the compactness of the Mazda and sliding doors. I agree it is definitely a nuisance to have so many cars around an...
by t60
Mon Sep 11, 2017 12:30 pm
Forum: Personal Consumer Issues
Topic: Should I sell a car to simplify?
Replies: 16
Views: 1142

Should I sell a car to simplify?

Family of four; myself, wife, and two young children (2 and 5). Wife drives the kids most of the time for drop off and pickup for school, and I usually just drive to work on my own (10 miles). I have the following cars: 2012 Mazda 5 (wife drives; 80k miles) 2009 Toyota Corolla (I drive; 105k miles) ...
by t60
Mon Sep 11, 2017 12:02 pm
Forum: Personal Consumer Issues
Topic: eBay Best Offer Strategy
Replies: 19
Views: 2280

Re: eBay Best Offer Strategy

I usually just look up past sales with the seller and see if they've accepted "best offers" on similar items before. If they have, then it's a great sign as a buyer.. I usually offer something reasonable, like 10-15% off the price. 25% of the times they take it, 50% of the times they counter, and 25...
by t60
Wed Sep 06, 2017 3:30 pm
Forum: Personal Consumer Issues
Topic: Recommendations on voice recorder?
Replies: 11
Views: 715

Re: Recommendations on voice recorder?

.. I have my first IEP meeting with our son's school district coming up...FWIW I am working with an advocate, and this recording will be necessary in case we run into trouble or the district says something unlawful. If it's an initial meeting and you have both the recorder and an advocate with you ...
by t60
Wed Sep 06, 2017 3:27 pm
Forum: Personal Consumer Issues
Topic: Auto body repair: What to do about car insurance?
Replies: 21
Views: 1519

Re: Auto body repair: What to do about car insurance?

Being paranoid here, but was there any damage to the light pole? I ask because while unlikely, you might have to report the damage to the local authorities in case they want to pursue damages. I'm guessing this was more cosmetic to your car than anything else given the structure/materials of light p...
by t60
Wed Sep 06, 2017 3:10 pm
Forum: Personal Consumer Issues
Topic: Recommendations on voice recorder?
Replies: 11
Views: 715

Re: Recommendations on voice recorder?

Thanks all. I have a spare iPhone and will use that to record, but will be purchasing a Sony per General Disarray's recommendation. It looks like the two big players in digital audio recorders are Sony and Olympus. The Sonys look much easier to operate and a bit more discrete. In our case while we d...
by t60
Wed Sep 06, 2017 1:38 pm
Forum: Personal Consumer Issues
Topic: Perspective - Stretch Budget to Move to Large, Private Lot?
Replies: 13
Views: 1500

Re: Perspective - Stretch Budget to Move to Large, Private Lot?

OP, sounds like a huge headache IMO, which most folks have already touched on. I did a minor construction project a few years ago that lasted 3 months. I was able to live in the house as it happened, but it was a huge headache. You have to add 20% to your estimates for changes, things can go wrong, ...
by t60
Wed Sep 06, 2017 12:54 pm
Forum: Personal Consumer Issues
Topic: Recommendations on voice recorder?
Replies: 11
Views: 715

Recommendations on voice recorder?

I am looking to buy a voice recorder, ideally looking to record 2+ hours of audio. MicroSD card slot would be a bonus. Must be reliable and easy to operate. I have my first IEP meeting with our son's school district coming up, and by law they must allow recording of the meeting as long as we provide...
by t60
Wed Sep 06, 2017 12:38 pm
Forum: Personal Consumer Issues
Topic: Locking hub nuts on a vehicle - worth having?
Replies: 24
Views: 1201

Re: Locking hub nuts on a vehicle - worth having?

It's a deterrent layer. It will help deter kids and folks unaware or unwilling to get the locks off. If people want your wheels, they will get them. For those thinking their rims look like trash or drive crappy cars, I have a story for you. Growing up I knew a few kids that would steal wheels from c...
by t60
Wed Sep 06, 2017 12:08 pm
Forum: Personal Consumer Issues
Topic: Sonos fans: how to take advantage of promotion
Replies: 13
Views: 1773

Re: Sonos fans: how to take advantage of promotion

I have a Play 1 and as much as I like it, would strongly suggest waiting. In the past 3-4 years of owning my system, I've never seen a sale on Sonos equipment, until the past 2-3 weeks. I have a strong feeling they are going to release something new soon, which likely will compete with Echo/Home an...
by t60
Wed Sep 06, 2017 12:06 pm
Forum: Personal Consumer Issues
Topic: Waterproof container for documents-pending Florida hurricane
Replies: 29
Views: 2506

Re: Waterproof container for documents-pending Florida hurricane

+1 to the Pelican case. Cable lock it somewhere in the attic/basement and you should be fine. Good luck!
by t60
Wed Sep 06, 2017 12:04 pm
Forum: Personal Consumer Issues
Topic: Sonos fans: how to take advantage of promotion
Replies: 13
Views: 1773

Re: Sonos fans: how to take advantage of promotion

I have a Play 1 and as much as I like it, would strongly suggest waiting. In the past 3-4 years of owning my system, I've never seen a sale on Sonos equipment, until the past 2-3 weeks. I have a strong feeling they are going to release something new soon, which likely will compete with Echo/Home and...
by t60
Tue Sep 05, 2017 3:52 pm
Forum: Personal Consumer Issues
Topic: Experience selling car to Carmax?
Replies: 82
Views: 74961

Re: Experience selling car to Carmax?

I ended up going to Carmax, and in my experience I wasn't happy. The Carmax offer was $4k. The guaranteed price they are offering is $5.3k, but said they would likely get closer to $7k in my pocket, after the Shift commission. Carmax took 1.5 hours to get the quote for me.. Shift was 45 minutes of ...
by t60
Tue Sep 05, 2017 12:12 pm
Forum: Personal Consumer Issues
Topic: Experience selling car to Carmax?
Replies: 82
Views: 74961

Re: Experience selling car to Carmax?

I ended up going to Carmax, and in my experience I wasn't happy. My car sells for $7-8k on Craigslist pretty quickly. I've seen ads come and go within days with my car's year/mileage/condition. I had a brand new battery in the car and brand new tires. Carmax was quick to point out all of the flaws o...
by t60
Wed Aug 30, 2017 6:08 pm
Forum: Personal Consumer Issues
Topic: Is this common bank queuing etiquette? (rant)
Replies: 18
Views: 1412

Re: Is this common bank queuing etiquette? (rant)

I don't know if it is common knowledge, but tellers do not open or close accounts at the all banks/CU I have dealt with. I found this out the hard way apparently.. I still think it's weird sitting in an open area for someone at "the desk" to get to me. My wife said it's like that at all banks, wher...
by t60
Wed Aug 30, 2017 5:35 pm
Forum: Personal Consumer Issues
Topic: Is this common bank queuing etiquette? (rant)
Replies: 18
Views: 1412

Is this common bank queuing etiquette? (rant)

Walked into a bank yesterday to close an account, and there was a pretty long line (15 minutes). There were two tellers and the person at the desk was taking appointments. Having walked into a bank only a handful of times in my life, I waited in the teller line. My wife waited for the person at the ...
by t60
Fri Aug 25, 2017 3:56 pm
Forum: Personal Consumer Issues
Topic: Fixing Slow Drains
Replies: 40
Views: 3325

Re: Fixing Slow Drains

+1 for Zip it. I used it on an old property and it worked great. Chemicals are hit or miss, and they could mess with your pipes. Get a plumber to snake it out if you want a real fix.
by t60
Fri Aug 25, 2017 3:19 pm
Forum: Personal Consumer Issues
Topic: Subaru - One tire bad replace all four?
Replies: 31
Views: 2034

Re: Subaru - One tire bad replace all four?

IIRC the rubber in the tires will only last so many years. 7 sounds like it's there and I'd replace them all, no matter how they look. Age alone would call for a replacement IMO. Rubber degrades over time.
by t60
Fri Aug 25, 2017 11:02 am
Forum: Personal Consumer Issues
Topic: Tax Implications of Selling Personal Residence
Replies: 11
Views: 887

Re: Tax Implications of Selling Personal Residence

Yep..better to report it than not. To take an extreme example, if a public company decided they owed exactly zero taxes, they would still have to report it to the IRS.
by t60
Thu Aug 24, 2017 11:46 am
Forum: Personal Consumer Issues
Topic: Help Painting Wood.
Replies: 15
Views: 1660

Re: Help Painting Wood.

Gotcha! Thank you. I will try the water-based stains. Just a quick note, in general, oil-based will hold better depending on your application. It's harder to clean and smells, but it's a tradeoff. Water-based stains and poly can scratch easier than oil-based ones, particularly during the curing tim...
by t60
Wed Aug 23, 2017 2:49 pm
Forum: Personal Consumer Issues
Topic: Help Painting Wood.
Replies: 15
Views: 1660

Re: Help Painting Wood.

emanuel_v19 wrote:
Tue Aug 22, 2017 6:35 pm
Gotcha! Thank you. I will try the water-based stains.
Just a quick note, in general, oil-based will hold better depending on your application. It's harder to clean and smells, but it's a tradeoff.
by t60
Tue Aug 22, 2017 4:06 pm
Forum: Personal Consumer Issues
Topic: Do you have to paint stucco?
Replies: 31
Views: 2622

Re: Do you have to paint stucco?

RE: "texture coat" - is that the same thing as elastomeric paint? That's what my contractor told me to use if we painted. That was actually the old paint on the stucco before it failed. IMO the stucco should be able to breathe; the old paint had trapped moisture into pockets and made it a nightmare ...
by t60
Tue Aug 22, 2017 1:39 pm
Forum: Personal Consumer Issues
Topic: Do you have to paint stucco?
Replies: 31
Views: 2622

Re: Do you have to paint stucco?

Should you choose EIFS, go in with caution. Make sure you have a legit team that can put it on and offers a warranty. I did look into Hardiback too, and while (slightly) cheaper, the labor costs were through the roof. Going back to stucco, there really isn't a final argument on painting vs not. Lots...
by t60
Tue Aug 22, 2017 11:51 am
Forum: Personal Consumer Issues
Topic: Do you have to paint stucco?
Replies: 31
Views: 2622

Re: Do you have to paint stucco?

When I owned a home I ended up re-doing the stucco on it due to water intrusion. There are several types of "stucco" that people put on nowadays. The options my contractor gave me were: EIFS (not really stucco, but similar): https://en.wikipedia.org/wiki/Exterior_insulation_finishing_system - I didn...
by t60
Mon Aug 14, 2017 12:55 pm
Forum: Personal Consumer Issues
Topic: PayPal - Any Disadvantages?
Replies: 49
Views: 5157

Re: PayPal - Any Disadvantages?

It's ok when it works. When it doesn't, you will have to be ready to go guns blazing. I had a very small charge not work in my favor recently. The item was ~$10 and looked nothing like what I received. I worked directly with the seller to figure out return options. They sent me a prepaid return labe...
by t60
Thu Aug 10, 2017 3:55 pm
Forum: Personal Consumer Issues
Topic: Home security system
Replies: 12
Views: 1472

Re: Home security system

Cameras seen from the street will deter low level cat burglars, but will increase your risk from the high end home invaders. Most people shouldn't worry about this, but if you're paranoid like me.. Thanks - why do you feel that cameras seen from the street will increase risk from home invaders? IMO...
by t60
Thu Aug 10, 2017 1:46 pm
Forum: Personal Consumer Issues
Topic: Home security system
Replies: 12
Views: 1472

Re: Home security system

I have a few questions/areas of concerns that I was hoping to get some opinions on. I don't want to go crazy overboard, but I do have a wife and we have a baby due in less than two months and I want to make sure they/we are protected. JMHO, but if you care about protecting your family (not necessar...
by t60
Wed Aug 09, 2017 5:57 pm
Forum: Personal Finance (Not Investing)
Topic: Should we sell a home to a friend's daughter?
Replies: 31
Views: 3241

Re: Should we sell a home to a friend's daughter?

Another option would be to make it clear from the beginning that the property will be sold "as is". That way the onus is on them to identify any potential problems, and then decide whether or not to proceed. My friend inherited her parent's home, built in 1925 and not updated. She listed it with a ...
by t60
Mon Aug 07, 2017 7:58 pm
Forum: Personal Consumer Issues
Topic: Computer hacked - What to do?
Replies: 16
Views: 2075

Re: Computer hacked - What to do?

I hope by clean, you mean obliterated the whole disk and started from scratch. With how complex these issues are nowadays, sometimes you won't know what happened until months later. Be safe and just wipe/reinstall. I'd freeze all credit reports and put an identity theft monitor on the accounts. Chan...