Search found 7 matches

by supbb
Tue Aug 08, 2017 11:37 am
Forum: Investing - Help with Personal Investments
Topic: [Stashing a windfall in the safest possible place while deciding what to do next]
Replies: 45
Views: 3411

[Stashing a windfall in the safest possible place while deciding what to do next]

[The OP has removed the post content, thread locked, see below. --admin LadyGeek

Title was: "DELETING OP - Mods go ahead and delete thread"]


deleting OP. mods please delete thread
by supbb
Thu Apr 17, 2014 9:45 am
Forum: Investing - Help with Personal Investments
Topic: I don't understand whether there are costs to rebalancing
Replies: 16
Views: 1499

Re: I don't understand whether there are costs to rebalancin

Thanks very much for all the help everyone! Few more questions: 1) Target retirement funds auto-rebalance. I'm assuming there's no free lunch there, so the rebalancing must take place via exchange and thus there's cap gains? 2) Why doesn't Vanguard have a tool for contributing cash into an account t...
by supbb
Wed Apr 16, 2014 2:03 pm
Forum: Investing - Help with Personal Investments
Topic: I don't understand whether there are costs to rebalancing
Replies: 16
Views: 1499

Re: I don't understand whether there are costs to rebalancin

Assume it's a large one time windfall and future income is so small relative to the windfall that it can't be used to rebalance
by supbb
Wed Apr 16, 2014 12:45 pm
Forum: Investing - Help with Personal Investments
Topic: I don't understand whether there are costs to rebalancing
Replies: 16
Views: 1499

Re: I don't understand whether there are costs to rebalancin

This is not in an IRA or 401k. This is in a straight up Vanguard investment account where I keep my So it seems like my options are: 1) rebalance from within the portfolio and pay taxes 2) keep enough cash on hand to rebalance 3) don't rebalance What do people do in these situations? It seems fairly...
by supbb
Wed Apr 16, 2014 11:22 am
Forum: Investing - Help with Personal Investments
Topic: I don't understand whether there are costs to rebalancing
Replies: 16
Views: 1499

I don't understand whether there are costs to rebalancing

Specifically, taxes (I'm new at this) Suppose I invest a million dollars today in the following allocation 40% total US stock index 20% int'l stock index 40% total US bond index And suppose in a year, my stocks go up a lot, my bonds go up a little, and I'm ready to do my annual rebalance. If I have ...