Search found 10948 matches

by stratton
Sat Apr 30, 2016 8:58 pm
Forum: Investing - Help with Personal Investments
Topic: Investing in Africa
Replies: 11
Views: 720

Re: Investing in Africa

There is an easier way. Market Vectors Africa ETF (AFK) VanEck Vectors™ Africa Index ETF (AFK®) seeks to replicate as closely as possible, before fees and expenses, the price and yield performance of the MVIS GDP Africa Index (MVAFKTR), which includes local listings of companies that are incorporate...
by stratton
Tue Apr 26, 2016 11:03 am
Forum: Investing - Theory, News & General
Topic: Vanguard Precious Metals and Mining Fund Country Diversification
Replies: 7
Views: 726

Re: Vanguard Precious Metals and Mining Fund Country Diversification

. Thanks again to Claimui and Valuethinker for your answers. It does look like Canada might represent a slightly larger part of the category vs a few years ago, but that the fund managers appear to be making a bet on Canada vs Australia and the U.S. and/or a bet on gold vs other metals/mining. Give...
by stratton
Tue Apr 26, 2016 10:58 am
Forum: Investing - Help with Personal Investments
Topic: Critique Fixed Income Strategy - GNMA Dominance
Replies: 25
Views: 1792

Re: Critique Fixed Income Strategy - GNMA Dominance

Considering expense ratio comes out of yield... Was that accounted for in the calculations?

Paul
by stratton
Wed Apr 20, 2016 4:50 pm
Forum: Personal Consumer Issues
Topic: Want to buy a home safe - advice?
Replies: 37
Views: 3214

Re: Want to buy a home safe - advice?

How do the ladies feel about using a safe for jewelry. It seems odd to go down to the basement every Friday night to get something. Wife wants something waist high in or near the master bedroom. But isn't that the most obvious and easiest to be stolen? How does one install a bolt in the floor if yo...
by stratton
Mon Apr 18, 2016 6:06 pm
Forum: Investing - Theory, News & General
Topic: Stock picking services
Replies: 39
Views: 2273

Re: Stock picking services

There are thousands of stock picking services that will do it for a percentage of assets under management.

They're called ACTIVE MUTUAL FUNDs. :twisted:

$864 is 8.64% ER on $10K, 1.728% on $50K, 0.864% on $100K.

Paul
by stratton
Mon Apr 18, 2016 8:16 am
Forum: Investing - Theory, News & General
Topic: Hedge fund losing streak continues
Replies: 5
Views: 582

Re: Hedge fund losing streak continues

But Larry, saying "hedge fund" is like saying "mutual fund" where you list several types of mutual funds. HFRX has several types of indexes that would be a better apples-to-apples comparison. Hopefully they've corrected for things like survivorship and backfill bias. :annoyed Paul
by stratton
Mon Apr 11, 2016 10:09 pm
Forum: Personal Consumer Issues
Topic: iOS games for couples to play together (not against each other)
Replies: 9
Views: 1247

Re: iOS games for couples to play together (not against each other)

Ingress. You'll need an iPhone or cellular iPad.

https://itunes.apple.com/us/app/ingress ... 05181?mt=8

The Sims free FreePlay.

https://itunes.apple.com/us/app/the-sim ... 65151?mt=8

People can share the same town. One of my friends plays this all the time.

Paul
by stratton
Sun Apr 10, 2016 2:46 pm
Forum: Investing - Help with Personal Investments
Topic: 1/3 SCV / Emerging Market / REIT
Replies: 39
Views: 2750

Re: 1/3 SCV / Emerging Market / REIT

EM also has macro event risk. Mexico's 1994 Crisis. 1997-98 Asia Crisis. Now the China crisis. Those will totally change correlations but they may not have an impact on the universe of developed world stocks -- 1997-98 developed markets quickly recovered. China is so huge now that this is less like...
by stratton
Sun Apr 10, 2016 2:23 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1531
Views: 338719

Re: What Book Are You Currently Reading? Part VI

I found the novel a bit disappointing, in that nothing seems to happen in it? I could read about Cordelia, of course, till the cows come home. And trust Bujold to throw in some (not unpredictable) twists about the character of the late Aral Vorkosigan. Either Bujold is setting us up for some "...
by stratton
Sun Apr 10, 2016 2:15 pm
Forum: Personal Consumer Issues
Topic: I'm willing to pay them whatever they want!
Replies: 66
Views: 7388

Re: I'm willing to pay them whatever they want!

carolinaman wrote:Starbucks coffee. It has a distinctive taste and I have not found any other coffee that is as good.

That's because they burn it!

Leading to coffee companies having blends called Charbucks.

Paul
by stratton
Sun Apr 10, 2016 2:10 pm
Forum: Personal Consumer Issues
Topic: Free Windows 10 Upgrade, Yes or No?
Replies: 526
Views: 57678

Re: Free Windows 10 Upgrade, Yes or No?

I have been using Windows 10 for a couple of weeks now. The upgrade went pretty smoothly. I had an annoying problem of the machine shutting down on the first boot-up and then starting flawlessly the second time. That problem was solved by turning off fast start. I also had a bit of a problem with a...
by stratton
Sun Apr 10, 2016 2:03 pm
Forum: Personal Consumer Issues
Topic: My current bicycle tour in Italy
Replies: 35
Views: 3351

Re: My current bicycle tour in Italy

Warning: Giant time sink ahead!

Raybo's bike tour posts are pretty good reading. :P

Paul
by stratton
Fri Apr 08, 2016 6:09 pm
Forum: Investing - Theory, News & General
Topic: Northwest Territorial Mint under Chapter 11 trustee
Replies: 4
Views: 652

Northwest Territorial Mint under Chapter 11 trustee

Precious metals company Northwest Territorial Mint is in Chapter 11 bankruptcy. Johnny Sprada is on page 158, Robert White on page 261. They’re joined by some 3,000 others — from Sequim to Stroudsville, Penn. — who ordered precious metals from Federal Way-based Northwest Territorial Mint and now fi...
by stratton
Wed Apr 06, 2016 10:39 am
Forum: Investing - Theory, News & General
Topic: Impact of taxes on actively managed funds
Replies: 16
Views: 1146

Re: Impact of taxes on actively managed funds

Don't look at Vanguard's actively managed funds to be tax efficient unless that's part of their name.

Vanguard International Value (VTRIX) and Precious Metals and Mining (VGPMX) have track records of distributions of 20% to 25% of net asset value in one year.

Paul
by stratton
Wed Mar 30, 2016 11:49 pm
Forum: Investing - Theory, News & General
Topic: No Intl. DM, Just Intl. EM? [International Developed Markets, Emerging Markets]
Replies: 23
Views: 1801

Re: No Intl. DM, Just Intl. EM? [International Developed Markets, Emerging Markets]

PV uses this for EM returns: IFA Emerging Market Index 1972-1987 MSCI Emerging Markets Index 1988-1994 Vanguard Emerging Markets Index (VEIEX) 1995-2015 Obviously its not perfect, but I wouldn't go so far to say that "The results in the table are reflective of some implicit, but maybe not arti...
by stratton
Wed Mar 30, 2016 1:37 pm
Forum: Personal Consumer Issues
Topic: Updates on the status of Linux
Replies: 70
Views: 4344

Re: Updates on the status of Linux

Ubuntu on Windows — The Ubuntu Userspace for Windows Developers Here’s let’s break it down slowly… 1. Windows 10 users 2. Can open the Windows Start menu 3. And type “ bash ” [enter] 4. Which opens a cmd.exe console 5. Running Ubuntu’s /bin/bash 6. With full access to all of Ubuntu user space 7. Ye...
by stratton
Mon Mar 28, 2016 5:29 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1531
Views: 338719

Re: What Book Are You Currently Reading? Part VI

Cordelia Naismith was always my favourite character in the series, she represents the "modern" view on a not-so-modern Barryan society. Plus her resourcefulness and courage-- both physical and moral. I found it a bit too absorbing to read before bedtime (like an Alan Furst thriller, or a ...
by stratton
Wed Mar 23, 2016 7:32 pm
Forum: Investing - Theory, News & General
Topic: Style rotating funds, do they add value
Replies: 7
Views: 658

Re: Style rotating funds, do they add value

A real laugher is back testing market timing.

Back testing has its own issues. Add in market timing and we're into rolling weighted dice and reading tea leaves.

Paul
by stratton
Wed Mar 23, 2016 7:21 pm
Forum: Investing - Theory, News & General
Topic: Can you be a Boglehead and not hold international equity?
Replies: 38
Views: 3268

Re: Can you be a Boglehead and not hold international equity?

This appears to be turning into anther Boglehead "purity" thread.

:annoyed

Paul
by stratton
Wed Mar 23, 2016 7:19 pm
Forum: Investing - Theory, News & General
Topic: Style rotating funds, do they add value
Replies: 7
Views: 658

Re: Style rotating funds, do they add value

nisiprius wrote:(Whispering): Psst! Stay the course.

You're just not E.F. Hutton. :twisted:

Paul
by stratton
Wed Mar 23, 2016 2:33 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1531
Views: 338719

Re: What Book Are You Currently Reading? Part VI

Gentleman Jole and the Red Queen by Lois MacMaster Bujold.

It's a Vorkosigan book from the point of view of Cordelia.

An old character from the first couple of books in the 17 or 18 book series. Love it. So far no head in a shopping bag. :wink:

Paul
by stratton
Wed Mar 23, 2016 2:31 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1531
Views: 338719

Re: What Book Are You Currently Reading? Part VI

I hated the book. I learned nothing except that Kurt Wallander is a sucker and Mankell holds his readers in low regard. Why would have a Latvian police captain have two colonels as bosses. The plot, if you want to call that, was pathetic. I give it a 0 stars out of 5. ( It took me 2 weeks to suffer...
by stratton
Wed Mar 23, 2016 2:20 pm
Forum: Investing - Help with Personal Investments
Topic: How do billionaires invest?
Replies: 50
Views: 6391

Re: How do billionaires invest?

Sometimes people miss the obvious! :twisted: Donald J. Trump's wealth report from the Federal Election Commission courtesy of the WSJ: All 92 pages of it. Donald Trump’s Financial Disclosure — What We Learned Republican Donald Trump’s federal financial disclosure provides a window into his sprawling...
by stratton
Tue Mar 22, 2016 5:59 pm
Forum: Investing - Help with Personal Investments
Topic: UK investment trusts
Replies: 4
Views: 249

Re: UK investment trusts

If they are like Channel Island based CEFs they will say "No US persons may invest" in their prospectus and have provisions for taking the shares away at current (?) market price. "Persons" doesn't mean US based financial companies.

Paul
by stratton
Tue Mar 22, 2016 5:56 pm
Forum: Investing - Help with Personal Investments
Topic: Help understanding PGHY yield
Replies: 3
Views: 144

Re: Help understanding PGHY yield

You can figure it out. :twisted:

What event can happen with a much increased chance when a entities bonds are rated as junk?

Paul
by stratton
Mon Mar 07, 2016 8:16 pm
Forum: Investing - Theory, News & General
Topic: How the U.S. government inadvertently launched ETFs
Replies: 0
Views: 362

How the U.S. government inadvertently launched ETFs

Bloomberg article. How the U.S. government inadvertently launched a $3 trillion industry The 840-page report from the U.S. Securities and Exchange Commission contained an unexpected present. It arrived on Nathan Most’s desk at the American Stock Exchange in February 1988. Four months earlier, on Oct...
by stratton
Sun Mar 06, 2016 6:53 pm
Forum: Personal Consumer Issues
Topic: Boating in the Seattle Area
Replies: 9
Views: 955

Re: Boating in the Seattle Area

Probably lots of places that rent boats. One place that has been running ads on the radio.

http://seattleboatshare.com/

Paul
by stratton
Sun Mar 06, 2016 6:49 pm
Forum: Personal Consumer Issues
Topic: Cities good for living abroad?
Replies: 98
Views: 6876

Re: Cities good for living abroad?

websites in English for Sweden http://www.thelocal.se/

Links at the top of the page for Austria, Denmark, France, Germany, Italy, Norway, Spain and Switzerland in addition to Sweden.

There is info on things such as renting.

Paul
by stratton
Thu Feb 25, 2016 9:01 pm
Forum: Investing - Theory, News & General
Topic: Emerging Markets currency effect for last 3 years
Replies: 6
Views: 797

Emerging Markets currency effect for last 3 years

Emerging Markets annualized currency effects for three years ending Dec 31, 2015. https://im.morningstar.com/content/CMSImages/3862.jpg But a key reason for emerging-markets funds' dismal returns has been the rising U.S. dollar. This is because the value of foreign investments, when translated into ...
by stratton
Thu Feb 18, 2016 11:10 pm
Forum: Investing - Theory, News & General
Topic: etf.com: The Most Dangerous Oil ETFs
Replies: 8
Views: 1102

Re: etf.com: The Most Dangerous Oil ETFs

ETNs like uwti are designed specifically for inter day trading only. They are not meant to be used as buy and hold products for the very reasons of contango and roll-over. And a lot of the people buying it probably don't quite grok what they read, if they read it, in the prospectus and are holding ...
by stratton
Thu Feb 18, 2016 11:06 pm
Forum: Investing - Theory, News & General
Topic: It sure looks like a good time to invest in oil
Replies: 111
Views: 12941

Re: It sure looks like a good time to invest in oil

How many of you guys purchased oil recently? or still waiting or not going to buy? those VDE/VGENX holdins are big companies, no need to worry about them going bankrupt or? thinking about buying more VGENX. Ever heard of Enron? Still a bunch of large oil companies are lot safer than an oil explorat...
by stratton
Thu Feb 18, 2016 11:05 pm
Forum: Investing - Theory, News & General
Topic: Credit Suisse Yearbook 2016
Replies: 12
Views: 683

Credit Suisse Global Investment Returns Yearbook 2016 out

[Thread merged into here, see below. --admin LadyGeek] Credit Suisse Global Investment Returns Yearbook 2016 From the Introduction: In the first chapter of the Yearbook, Elroy Dimson, Paul Marsh and Mike Staunton from the London Business School analyze whether the market’s fixation on interest rate...
by stratton
Wed Feb 17, 2016 7:38 pm
Forum: Investing - Theory, News & General
Topic: etf.com: The Most Dangerous Oil ETFs
Replies: 8
Views: 1102

etf.com: The Most Dangerous Oil ETFs

The Most Dangerous Oil ETFs Undermined By Contango & Daily Rebalancing USO, a front-month oil futures-tracking ETF, faces a substantial drag due to roll costs from contango, which consistently weighs on returns for the fund. Currently, the second-month WTI futures contract is trading at a whopp...
by stratton
Wed Feb 17, 2016 7:28 am
Forum: Investing - Theory, News & General
Topic: why large difference yield US$ vs euro corporate bonds
Replies: 8
Views: 813

Re: why large difference yield US$ vs euro corporate bonds

10 year sovereign bond yields from Saturday Jan 13, 2016 Financial Times: Australia 2.59 Austria 0.56 Euro Belgium 0.76 Euro Canada 1.14 Denmark 0.53 Finland 0.54 Euro France 0.62 Euro Germany 0.21 Euro Greece 11.32 Euro Ireland 1.04 Euro Italy 1.68 Euro Japan 0.08 Netherlands 0.37 Euro Norway 1.20 ...
by stratton
Sun Feb 07, 2016 11:32 am
Forum: Personal Consumer Issues
Topic: The Coming Boglehead Zombie Apocalypse (LED bulbs)
Replies: 94
Views: 7641

Re: The Coming Boglehead Zombie Apocalypse (LED bulbs)

I've been buying up incandescent bulbs and have almost five large bins filled with them. I can generally only find 60 watts or less now. They're just sitting in my attic waiting. My wife thinks I'm crazy. I've got a plan. I'm collecting 100 watt ones for my aunt and uncle which use them to heat the...
by stratton
Thu Feb 04, 2016 6:06 pm
Forum: Investing - Theory, News & General
Topic: Muppet Investors...literally
Replies: 0
Views: 399

Muppet Investors...literally

In the "You can't make this stuff up department." The subject is courtesy of the Financial Times Alphaville further reading column. Sesame Street to invest in startups The beloved children's television show announced on Monday that it's launching a venture capital arm . That's right: Sesam...
by stratton
Sun Jan 24, 2016 6:05 pm
Forum: Investing - Help with Personal Investments
Topic: Employee Stock Options Advice (startup)
Replies: 9
Views: 754

Re: Employee Stock Options Advice (startup)

Read these two NY Times articles on start ups when valuations drop and what happens to employee stock options. http://www.nytimes.com/2015/12/27/technology/when-a-unicorn-start-up-stumbles-its-employees-get-hurt.html http://www.nytimes.com/2016/01/20/business/dealbook/expect-some-unicorns-to-lose-th...
by stratton
Sat Jan 23, 2016 8:16 pm
Forum: Personal Consumer Issues
Topic: [Computer] Backup Date issues
Replies: 16
Views: 884

Re: [Computer] Backup Date issues

There are at least two dates:

Created: initial file creation.
Modified: last time something was changed.

It probably changed "Date modified" which is the default shown in the file manager.

You can add another column to display the file "creation date" too.

Paul
by stratton
Sat Jan 23, 2016 7:52 pm
Forum: Investing - Help with Personal Investments
Topic: Wellesley (VWIAX) vs CD for reliable income
Replies: 15
Views: 3075

Re: Wellesley (VWIAX) vs CD for reliable income

The more I think about it, why doesn't Vanguard offer a balanced fund consisting of Vanguard High Dividend Yield (VHDYX) and Vanguard Total Bond Market (VBTLX)? I know I just came up with it thinking about my response to dbr, but it would be really convenient and more diversified than Wellington. V...
by stratton
Fri Jan 22, 2016 4:49 pm
Forum: Investing - Theory, News & General
Topic: Piece by Shiller in today's NYT
Replies: 6
Views: 1299

Re: Piece by Shiller in today's NYT

Malkiel thought that you should look for stocks that had a "story" to them, one that would encourage investors to build castles in the air and bid the price up, but that these should be "castles in the air... with a firm foundation." I think closed end funds (CEF) have more oppo...
by stratton
Fri Jan 22, 2016 4:46 pm
Forum: Investing - Theory, News & General
Topic: Paper: Passive Investors, Not Passive Owners
Replies: 3
Views: 676

Paper: Passive Investors, Not Passive Owners

Passive Investors, Not Passive Owners Ian Appel, Boston College - Carroll School of Management Todd A. Gormley, University of Pennsylvania - The Wharton School Donald B. Keim, University of Pennsylvania - Wharton School Passive institutional investors are an increasingly important component of U.S....
by stratton
Thu Jan 21, 2016 6:31 pm
Forum: Personal Consumer Issues
Topic: Vanguard Store Items
Replies: 63
Views: 5188

Re: Vanguard Store Items

Bogleheads pay to be "mugged" by Vanguard.

:P

Paul
by stratton
Thu Jan 21, 2016 6:23 pm
Forum: Investing - Theory, News & General
Topic: Fundrise - Accredited Investor REIT
Replies: 4
Views: 456

Re: Fundrise - Accredited Investor REIT

Non-traded REITs. What's the front end load? Typically it's 8% to 10%. What's the sell procedure and back end load? Typically there are various gates. Back end loads of 1% to 3+%. Only X% of the funds money can be withdrawn. Say 3% of the fund and no more than 5% or 10% of an single investors accoun...
by stratton
Wed Jan 20, 2016 1:47 pm
Forum: Investing - Theory, News & General
Topic: Why are REITs not providing any benefit in this market?
Replies: 45
Views: 5230

Re: Why are REITs not providing any benefit in this market?

Year to date through Jan 19, 2016.

Vanguard small cap value etf (VBR): -10.56
Vanguard REIT index etf (VNQ): -4.72%
S&P 500 index: -7.96%

REITs didn't go down as much as some other stock.

Morningstar chart.

Paul
by stratton
Thu Jan 14, 2016 1:08 pm
Forum: Investing - Theory, News & General
Topic: Hottest Performing Funds
Replies: 7
Views: 536

Re: Hottest Performing Funds

finance.yahoo.com
by stratton
Wed Jan 13, 2016 9:55 pm
Forum: Local Chapters and Bogleheads Community
Topic: Seattle Chapter?
Replies: 122
Views: 19076

Re: Seattle Chapter?

I'm in eastern WA and would like to meet-up. Anyone down? Don't mean to step on toes, either - Delconte: ideas? If you're in some place like Cle Elum it isn't much of a drive. If you're in Pullman it's a pain in the rear. :-) If I'm visiting Ellensburg for the Western Art Show maybe we could meet f...
by stratton
Wed Jan 13, 2016 9:50 pm
Forum: Investing - Theory, News & General
Topic: Is the Powerball a good play?
Replies: 48
Views: 3267

Re: Is the Powerball a good play?

Bustoff wrote:It is if you don' t want to feel left out.

That, and a bottle of Two-Buck Chuck.

Gotta enhance that dreaming!

Paul

PS 2bc isn't all that good. Spend the same amount and buy a good bottle of beer or hard cider. :P
by stratton
Sun Jan 10, 2016 10:36 pm
Forum: Personal Consumer Issues
Topic: Packing materials for moving
Replies: 13
Views: 905

Re: Packing materials for moving

Home Depot has really cheap boxes. As low as 0.74 for 12"x12"x16" box.

This is 75% less than Fred Meyer. Local equivalent of Target.

Paul
by stratton
Sat Jan 09, 2016 10:09 pm
Forum: Investing - Theory, News & General
Topic: Forbes serving Malware
Replies: 15
Views: 2070

Forbes serving Malware

You say advertising, I say block that malware Forbes asked readers to turn off ad blockers then immediately served them pop-under malware . ... On arrival, like a growing number of websites, Forbes asked readers to turn off ad blockers in order to view the article. After doing so, visitors were imm...
by stratton
Fri Jan 08, 2016 6:26 am
Forum: Investing - Theory, News & General
Topic: Bearish signal
Replies: 12
Views: 1791

Re: Bearish signal

Valuethinker wrote:I bought some more stock in the North American markets.

I have an excellent record of buying just after a dip, and before a really big dip. Early 2008 and again in the summer of 2008. 2000. 1987. Etc.

You have been warned ;-).

The Swiss haven't cut their interest rates yet!

Paul

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