Search found 10963 matches

by stratton
Wed May 25, 2016 10:20 pm
Forum: Investing - Theory, News & General
Topic: Vanguard names Michael Rollings finance chief
Replies: 0
Views: 219

Vanguard names Michael Rollings finance chief

U.S. fund company Vanguard names Michael Rollings finance chief Vanguard Group, the No. 1 U.S. mutual fund company, appointed Michael Rollings as chief financial officer and head of its finance division. The Valley Forge, Pennsylvania-based company said Rollings, most recently CFO of life insurance...
by stratton
Wed May 25, 2016 12:08 am
Forum: Investing - Theory, News & General
Topic: irreverent??? [Bogleheads' Guide to Investing]
Replies: 19
Views: 2300

Re: irreverent??? [Bogleheads' Guide to Investing]

Irreverent comment: If Jack Bogle can't make it in finance he can always do readings for audio books. :P

Paul
by stratton
Wed May 25, 2016 12:04 am
Forum: Personal Consumer Issues
Topic: Canada driving [Oregon US to Novia Scotia - What to see?]
Replies: 25
Views: 1682

Re: Canada driving [Oregon US to Novia Scotia - What to see?]

If you're driving in Western Ontario on the Trans-Canada Highway you'll see the tail end of lots of slow moving pulpwood trucks going 15 mph up hill.

:P

Paul
by stratton
Mon May 23, 2016 12:32 pm
Forum: Personal Consumer Issues
Topic: series/ movies filmed in your home town?
Replies: 83
Views: 2455

Re: series/ movies filmed in your home town?

Not that I plan on watching this movie, but it was all over the news because of street closures. 50 Shades Darker Seattle locations: http://www.onlocationvacations.com/2016/05/17/find-fifty-shades-darker-filming-seattle-week/ http://www.onlocationvacations.com/wp-content/uploads/2016/05/mb2.jpg Paul
by stratton
Mon May 23, 2016 12:15 pm
Forum: Investing - Help with Personal Investments
Topic: Advice for a soon-to-be MLB draftee
Replies: 35
Views: 3355

Re: Advice for a soon-to-be MLB draftee

The big challenge is to avoid overspending because he's going to be extremely cash-rich for a 21-year-old with his level of expected lifetime income. No guarantees on making the majors. Percent chance of making the majors for one day by draft round using data from 1987 to 2008 and allowing five yea...
by stratton
Mon May 23, 2016 12:02 pm
Forum: Investing - Help with Personal Investments
Topic: Advice for a soon-to-be MLB draftee
Replies: 35
Views: 3355

Re: Advice for a soon-to-be MLB draftee

From what I can tell most professional leagues in the US have intro days for new players. The NFL has one, the NBA etc. Part of that is, "you have lots of money ..." A little googling and a little digging on the MLB Players Association (union) web site finds this mentioned with a 2m30s vid...
by stratton
Sat May 14, 2016 3:02 pm
Forum: Investing - Help with Personal Investments
Topic: Investing using Rick Ferri's 4 core. Need execution help !
Replies: 18
Views: 1583

Re: Investing using Rick Ferri's 4 core. Need execution help !

Rick Ferri wrote::oops:

"Ric Eferri" has a nice ring to it! :P
by stratton
Sat May 14, 2016 2:59 pm
Forum: Investing - Theory, News & General
Topic: a wealth of papers on what goes wrong w esoteric investments
Replies: 6
Views: 1057

Re: a wealth of papers on what goes wrong w esoteric investments

I might as well add to the list. Some of those 1980s non-traded partnerships really turned out to be scams. How 800 Washington state investors wound up in the Panama Papers WASHINGTON — After Vernon Jenkins and his wife, Lynda, put $5,000 into a Washington state real-estate partnership in 1980, thei...
by stratton
Fri May 13, 2016 7:50 pm
Forum: Investing - Theory, News & General
Topic: GDX vs RING? and general AUM questions
Replies: 8
Views: 534

Re: GDX vs RING? and general AUM questions

lack_ey wrote:If you rebalance, that is selling. More buying and selling, where the spread makes a difference.

Part of the point in Bernstein's formulation is to get a benefit from rebalancing in and out.

I rebalance with bands. Normal stocks 25% band. More volatile stocks like gold miners 50%.

Paul
by stratton
Fri May 13, 2016 7:48 pm
Forum: Personal Consumer Issues
Topic: amazon lockers near canadian border??
Replies: 10
Views: 1615

Re: amazon lockers near canadian border??

For the extra time and gas to get to Seattle, it may be better to use a mailbox say at The UPS store in Bellingham. I believe the cost is $20/month for a small mailbox and they give you a 15% discount if you're AAA or BCAA member. Note that a small mailbox does not restrict the size of the packages...
by stratton
Fri May 13, 2016 2:55 pm
Forum: Personal Consumer Issues
Topic: Recall: Subaru 2015, 2016 & 2017 Legacy & Outback steering
Replies: 24
Views: 2151

Recall: Subaru 2015, 2016 & 2017 Legacy & Outback steering

https://www.cars.com/articles/recall-alert-2016-2017-subaru-legacy-outback-1420684591029/ Vehicles Affected : Roughly 48,500 model-year 2016 and 2017 Subaru Legacy sedans and Outback wagons built from Feb. 29, 2016 to May 6, 2016. Of that total, Subaru says about 22,000 are owned by customers, while...
by stratton
Thu May 12, 2016 6:29 pm
Forum: Investing - Help with Personal Investments
Topic: What's your EM tilt and why?
Replies: 43
Views: 2343

Re: What's your EM tilt and why?

I use a MSCI ex US international fund and Vanguard's FTSE ex-US Intl small cap with a dash of frontier (FM) thrown in. Counting the frontier I'm probably about 25% in EM.

Paul
by stratton
Thu May 12, 2016 6:24 pm
Forum: Investing - Theory, News & General
Topic: Jane Austen and Actuaries
Replies: 1
Views: 540

Jane Austen and Actuaries

This was posted on the Lois McMaster Bujold list. Actuarial Issues in the Novel of Jane Austen pdf file. The novels of JaneAusten have enjoyed a resurgence of popularity recently, and many new readers have come to appreciate the relevance of her stories to modern times. This relevance should be part...
by stratton
Wed May 11, 2016 5:06 pm
Forum: Investing - Theory, News & General
Topic: "The Value of Active Management" - a thoughtful analysis
Replies: 14
Views: 2757

Re: "The Value of Active Management" - a thoughtful analysis

From M* : Keep Your Focus on Fees https://im.morningstar.com/content/CMSImages/4065.jpg As is apparent in the accompanying table, actively managed funds have generally underperformed their passive counterparts, especially over longer time horizons. In addition, we found that failure tended to be pos...
by stratton
Fri May 06, 2016 6:42 pm
Forum: Personal Consumer Issues
Topic: Home office furniture
Replies: 20
Views: 1323

Re: Home office furniture

Ikea does have the non-particle board solution. You'll have to read the description, but several are solid wood.

Counter tops: http://www.ikea.com/us/en/catalog/categ ... hen/24264/

Get desk legs and add them.

http://www.ikea.com/us/en/catalog/categ ... ess/10712/

Paul
by stratton
Sat Apr 30, 2016 8:58 pm
Forum: Investing - Help with Personal Investments
Topic: Investing in Africa
Replies: 11
Views: 815

Re: Investing in Africa

There is an easier way. Market Vectors Africa ETF (AFK) VanEck Vectors™ Africa Index ETF (AFK®) seeks to replicate as closely as possible, before fees and expenses, the price and yield performance of the MVIS GDP Africa Index (MVAFKTR), which includes local listings of companies that are incorporate...
by stratton
Tue Apr 26, 2016 11:03 am
Forum: Investing - Theory, News & General
Topic: Vanguard Precious Metals and Mining Fund Country Diversification
Replies: 7
Views: 805

Re: Vanguard Precious Metals and Mining Fund Country Diversification

. Thanks again to Claimui and Valuethinker for your answers. It does look like Canada might represent a slightly larger part of the category vs a few years ago, but that the fund managers appear to be making a bet on Canada vs Australia and the U.S. and/or a bet on gold vs other metals/mining. Give...
by stratton
Tue Apr 26, 2016 10:58 am
Forum: Investing - Help with Personal Investments
Topic: Critique Fixed Income Strategy - GNMA Dominance
Replies: 29
Views: 2529

Re: Critique Fixed Income Strategy - GNMA Dominance

Considering expense ratio comes out of yield... Was that accounted for in the calculations?

Paul
by stratton
Wed Apr 20, 2016 4:50 pm
Forum: Personal Consumer Issues
Topic: Want to buy a home safe - advice?
Replies: 37
Views: 3535

Re: Want to buy a home safe - advice?

How do the ladies feel about using a safe for jewelry. It seems odd to go down to the basement every Friday night to get something. Wife wants something waist high in or near the master bedroom. But isn't that the most obvious and easiest to be stolen? How does one install a bolt in the floor if yo...
by stratton
Mon Apr 18, 2016 6:06 pm
Forum: Investing - Theory, News & General
Topic: Stock picking services
Replies: 39
Views: 2456

Re: Stock picking services

There are thousands of stock picking services that will do it for a percentage of assets under management.

They're called ACTIVE MUTUAL FUNDs. :twisted:

$864 is 8.64% ER on $10K, 1.728% on $50K, 0.864% on $100K.

Paul
by stratton
Mon Apr 18, 2016 8:16 am
Forum: Investing - Theory, News & General
Topic: Hedge fund losing streak continues
Replies: 5
Views: 621

Re: Hedge fund losing streak continues

But Larry, saying "hedge fund" is like saying "mutual fund" where you list several types of mutual funds. HFRX has several types of indexes that would be a better apples-to-apples comparison. Hopefully they've corrected for things like survivorship and backfill bias. :annoyed Paul
by stratton
Mon Apr 11, 2016 10:09 pm
Forum: Personal Consumer Issues
Topic: iOS games for couples to play together (not against each other)
Replies: 9
Views: 1322

Re: iOS games for couples to play together (not against each other)

Ingress. You'll need an iPhone or cellular iPad.

https://itunes.apple.com/us/app/ingress ... 05181?mt=8

The Sims free FreePlay.

https://itunes.apple.com/us/app/the-sim ... 65151?mt=8

People can share the same town. One of my friends plays this all the time.

Paul
by stratton
Sun Apr 10, 2016 2:46 pm
Forum: Investing - Help with Personal Investments
Topic: 1/3 SCV / Emerging Market / REIT
Replies: 39
Views: 2908

Re: 1/3 SCV / Emerging Market / REIT

EM also has macro event risk. Mexico's 1994 Crisis. 1997-98 Asia Crisis. Now the China crisis. Those will totally change correlations but they may not have an impact on the universe of developed world stocks -- 1997-98 developed markets quickly recovered. China is so huge now that this is less like...
by stratton
Sun Apr 10, 2016 2:23 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1551
Views: 350518

Re: What Book Are You Currently Reading? Part VI

I found the novel a bit disappointing, in that nothing seems to happen in it? I could read about Cordelia, of course, till the cows come home. And trust Bujold to throw in some (not unpredictable) twists about the character of the late Aral Vorkosigan. Either Bujold is setting us up for some "...
by stratton
Sun Apr 10, 2016 2:15 pm
Forum: Personal Consumer Issues
Topic: I'm willing to pay them whatever they want!
Replies: 66
Views: 7775

Re: I'm willing to pay them whatever they want!

carolinaman wrote:Starbucks coffee. It has a distinctive taste and I have not found any other coffee that is as good.

That's because they burn it!

Leading to coffee companies having blends called Charbucks.

Paul
by stratton
Sun Apr 10, 2016 2:10 pm
Forum: Personal Consumer Issues
Topic: Free Windows 10 Upgrade, Yes or No?
Replies: 528
Views: 59471

Re: Free Windows 10 Upgrade, Yes or No?

I have been using Windows 10 for a couple of weeks now. The upgrade went pretty smoothly. I had an annoying problem of the machine shutting down on the first boot-up and then starting flawlessly the second time. That problem was solved by turning off fast start. I also had a bit of a problem with a...
by stratton
Sun Apr 10, 2016 2:03 pm
Forum: Personal Consumer Issues
Topic: My current bicycle tour in Italy
Replies: 35
Views: 3515

Re: My current bicycle tour in Italy

Warning: Giant time sink ahead!

Raybo's bike tour posts are pretty good reading. :P

Paul
by stratton
Fri Apr 08, 2016 6:09 pm
Forum: Investing - Theory, News & General
Topic: Northwest Territorial Mint under Chapter 11 trustee
Replies: 4
Views: 675

Northwest Territorial Mint under Chapter 11 trustee

Precious metals company Northwest Territorial Mint is in Chapter 11 bankruptcy. Johnny Sprada is on page 158, Robert White on page 261. They’re joined by some 3,000 others — from Sequim to Stroudsville, Penn. — who ordered precious metals from Federal Way-based Northwest Territorial Mint and now fi...
by stratton
Wed Apr 06, 2016 10:39 am
Forum: Investing - Theory, News & General
Topic: Impact of taxes on actively managed funds
Replies: 16
Views: 1212

Re: Impact of taxes on actively managed funds

Don't look at Vanguard's actively managed funds to be tax efficient unless that's part of their name.

Vanguard International Value (VTRIX) and Precious Metals and Mining (VGPMX) have track records of distributions of 20% to 25% of net asset value in one year.

Paul
by stratton
Wed Mar 30, 2016 11:49 pm
Forum: Investing - Theory, News & General
Topic: No Intl. DM, Just Intl. EM? [International Developed Markets, Emerging Markets]
Replies: 23
Views: 1883

Re: No Intl. DM, Just Intl. EM? [International Developed Markets, Emerging Markets]

PV uses this for EM returns: IFA Emerging Market Index 1972-1987 MSCI Emerging Markets Index 1988-1994 Vanguard Emerging Markets Index (VEIEX) 1995-2015 Obviously its not perfect, but I wouldn't go so far to say that "The results in the table are reflective of some implicit, but maybe not arti...
by stratton
Wed Mar 30, 2016 1:37 pm
Forum: Personal Consumer Issues
Topic: Updates on the status of Linux
Replies: 70
Views: 4589

Re: Updates on the status of Linux

Ubuntu on Windows — The Ubuntu Userspace for Windows Developers Here’s let’s break it down slowly… 1. Windows 10 users 2. Can open the Windows Start menu 3. And type “ bash ” [enter] 4. Which opens a cmd.exe console 5. Running Ubuntu’s /bin/bash 6. With full access to all of Ubuntu user space 7. Ye...
by stratton
Mon Mar 28, 2016 5:29 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1551
Views: 350518

Re: What Book Are You Currently Reading? Part VI

Cordelia Naismith was always my favourite character in the series, she represents the "modern" view on a not-so-modern Barryan society. Plus her resourcefulness and courage-- both physical and moral. I found it a bit too absorbing to read before bedtime (like an Alan Furst thriller, or a ...
by stratton
Wed Mar 23, 2016 7:32 pm
Forum: Investing - Theory, News & General
Topic: Style rotating funds, do they add value
Replies: 7
Views: 675

Re: Style rotating funds, do they add value

A real laugher is back testing market timing.

Back testing has its own issues. Add in market timing and we're into rolling weighted dice and reading tea leaves.

Paul
by stratton
Wed Mar 23, 2016 7:21 pm
Forum: Investing - Theory, News & General
Topic: Can you be a Boglehead and not hold international equity?
Replies: 38
Views: 3322

Re: Can you be a Boglehead and not hold international equity?

This appears to be turning into anther Boglehead "purity" thread.

:annoyed

Paul
by stratton
Wed Mar 23, 2016 7:19 pm
Forum: Investing - Theory, News & General
Topic: Style rotating funds, do they add value
Replies: 7
Views: 675

Re: Style rotating funds, do they add value

nisiprius wrote:(Whispering): Psst! Stay the course.

You're just not E.F. Hutton. :twisted:

Paul
by stratton
Wed Mar 23, 2016 2:33 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1551
Views: 350518

Re: What Book Are You Currently Reading? Part VI

Gentleman Jole and the Red Queen by Lois MacMaster Bujold.

It's a Vorkosigan book from the point of view of Cordelia.

An old character from the first couple of books in the 17 or 18 book series. Love it. So far no head in a shopping bag. :wink:

Paul
by stratton
Wed Mar 23, 2016 2:31 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1551
Views: 350518

Re: What Book Are You Currently Reading? Part VI

I hated the book. I learned nothing except that Kurt Wallander is a sucker and Mankell holds his readers in low regard. Why would have a Latvian police captain have two colonels as bosses. The plot, if you want to call that, was pathetic. I give it a 0 stars out of 5. ( It took me 2 weeks to suffer...
by stratton
Wed Mar 23, 2016 2:20 pm
Forum: Investing - Help with Personal Investments
Topic: How do billionaires invest?
Replies: 50
Views: 6523

Re: How do billionaires invest?

Sometimes people miss the obvious! :twisted: Donald J. Trump's wealth report from the Federal Election Commission courtesy of the WSJ: All 92 pages of it. Donald Trump’s Financial Disclosure — What We Learned Republican Donald Trump’s federal financial disclosure provides a window into his sprawling...
by stratton
Tue Mar 22, 2016 5:59 pm
Forum: Investing - Help with Personal Investments
Topic: UK investment trusts
Replies: 4
Views: 270

Re: UK investment trusts

If they are like Channel Island based CEFs they will say "No US persons may invest" in their prospectus and have provisions for taking the shares away at current (?) market price. "Persons" doesn't mean US based financial companies.

Paul
by stratton
Tue Mar 22, 2016 5:56 pm
Forum: Investing - Help with Personal Investments
Topic: Help understanding PGHY yield
Replies: 3
Views: 164

Re: Help understanding PGHY yield

You can figure it out. :twisted:

What event can happen with a much increased chance when a entities bonds are rated as junk?

Paul
by stratton
Mon Mar 07, 2016 8:16 pm
Forum: Investing - Theory, News & General
Topic: How the U.S. government inadvertently launched ETFs
Replies: 0
Views: 382

How the U.S. government inadvertently launched ETFs

Bloomberg article. How the U.S. government inadvertently launched a $3 trillion industry The 840-page report from the U.S. Securities and Exchange Commission contained an unexpected present. It arrived on Nathan Most’s desk at the American Stock Exchange in February 1988. Four months earlier, on Oct...
by stratton
Sun Mar 06, 2016 6:53 pm
Forum: Personal Consumer Issues
Topic: Boating in the Seattle Area
Replies: 9
Views: 1004

Re: Boating in the Seattle Area

Probably lots of places that rent boats. One place that has been running ads on the radio.

http://seattleboatshare.com/

Paul
by stratton
Sun Mar 06, 2016 6:49 pm
Forum: Personal Consumer Issues
Topic: Cities good for living abroad?
Replies: 110
Views: 10002

Re: Cities good for living abroad?

websites in English for Sweden http://www.thelocal.se/

Links at the top of the page for Austria, Denmark, France, Germany, Italy, Norway, Spain and Switzerland in addition to Sweden.

There is info on things such as renting.

Paul
by stratton
Thu Feb 25, 2016 9:01 pm
Forum: Investing - Theory, News & General
Topic: Emerging Markets currency effect for last 3 years
Replies: 6
Views: 821

Emerging Markets currency effect for last 3 years

Emerging Markets annualized currency effects for three years ending Dec 31, 2015. https://im.morningstar.com/content/CMSImages/3862.jpg But a key reason for emerging-markets funds' dismal returns has been the rising U.S. dollar. This is because the value of foreign investments, when translated into ...
by stratton
Thu Feb 18, 2016 11:10 pm
Forum: Investing - Theory, News & General
Topic: etf.com: The Most Dangerous Oil ETFs
Replies: 8
Views: 1124

Re: etf.com: The Most Dangerous Oil ETFs

ETNs like uwti are designed specifically for inter day trading only. They are not meant to be used as buy and hold products for the very reasons of contango and roll-over. And a lot of the people buying it probably don't quite grok what they read, if they read it, in the prospectus and are holding ...
by stratton
Thu Feb 18, 2016 11:06 pm
Forum: Investing - Theory, News & General
Topic: It sure looks like a good time to invest in oil
Replies: 111
Views: 13161

Re: It sure looks like a good time to invest in oil

How many of you guys purchased oil recently? or still waiting or not going to buy? those VDE/VGENX holdins are big companies, no need to worry about them going bankrupt or? thinking about buying more VGENX. Ever heard of Enron? Still a bunch of large oil companies are lot safer than an oil explorat...
by stratton
Thu Feb 18, 2016 11:05 pm
Forum: Investing - Theory, News & General
Topic: Credit Suisse Yearbook 2016
Replies: 12
Views: 777

Credit Suisse Global Investment Returns Yearbook 2016 out

[Thread merged into here, see below. --admin LadyGeek] Credit Suisse Global Investment Returns Yearbook 2016 From the Introduction: In the first chapter of the Yearbook, Elroy Dimson, Paul Marsh and Mike Staunton from the London Business School analyze whether the market’s fixation on interest rate...
by stratton
Wed Feb 17, 2016 7:38 pm
Forum: Investing - Theory, News & General
Topic: etf.com: The Most Dangerous Oil ETFs
Replies: 8
Views: 1124

etf.com: The Most Dangerous Oil ETFs

The Most Dangerous Oil ETFs Undermined By Contango & Daily Rebalancing USO, a front-month oil futures-tracking ETF, faces a substantial drag due to roll costs from contango, which consistently weighs on returns for the fund. Currently, the second-month WTI futures contract is trading at a whopp...
by stratton
Wed Feb 17, 2016 7:28 am
Forum: Investing - Theory, News & General
Topic: why large difference yield US$ vs euro corporate bonds
Replies: 8
Views: 820

Re: why large difference yield US$ vs euro corporate bonds

10 year sovereign bond yields from Saturday Jan 13, 2016 Financial Times: Australia 2.59 Austria 0.56 Euro Belgium 0.76 Euro Canada 1.14 Denmark 0.53 Finland 0.54 Euro France 0.62 Euro Germany 0.21 Euro Greece 11.32 Euro Ireland 1.04 Euro Italy 1.68 Euro Japan 0.08 Netherlands 0.37 Euro Norway 1.20 ...
by stratton
Sun Feb 07, 2016 11:32 am
Forum: Personal Consumer Issues
Topic: The Coming Boglehead Zombie Apocalypse (LED bulbs)
Replies: 94
Views: 8035

Re: The Coming Boglehead Zombie Apocalypse (LED bulbs)

I've been buying up incandescent bulbs and have almost five large bins filled with them. I can generally only find 60 watts or less now. They're just sitting in my attic waiting. My wife thinks I'm crazy. I've got a plan. I'm collecting 100 watt ones for my aunt and uncle which use them to heat the...

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