Search found 10995 matches

by stratton
Mon Jul 18, 2016 11:52 pm
Forum: Investing - Theory, News & General
Topic: Farmland REITs?
Replies: 26
Views: 1876

Re: Farmland REITs?

I forgot about these REITs. I remember reading about them starting up, but farmland was at record highs so any interest was academic and not for investing.

Pretty tiny in the ~$140 million range. Microcaps.

Paul
by stratton
Mon Jul 18, 2016 11:50 pm
Forum: Personal Consumer Issues
Topic: What's up with 4K tv? Should I buy one?
Replies: 101
Views: 6221

Re: What's up with 4K tv? Should I buy one?

pondering wrote:Does anyone have experience using a 4K TV as a monitor?

Thanks

From the same place I previously mentioned.

New Samsung 4k for everyone

174+ page thread. :P

Paul
by stratton
Sun Jul 17, 2016 1:20 am
Forum: Personal Consumer Issues
Topic: What's up with 4K tv? Should I buy one?
Replies: 101
Views: 6221

Re: What's up with 4K tv? Should I buy one?

2015 Samsung 4k TV as a Monitor Set Up Guide Assumptions/Disclaimers: -This guide was written based on my JS9000 model. All of these models (JU6500, JU6700, JU7100, JU7500, JS7000 JS8500, JS9000) are very similar, but there are slight differences. This guide should still be mostly applicable for al...
by stratton
Tue Jun 28, 2016 5:46 pm
Forum: Personal Consumer Issues
Topic: Best watch for around $5,000?
Replies: 973
Views: 215952

Re: Best watch for around $5,000?

What an awesome leading line...

Petrocelli wrote:I would not consider hiring someone because they wear a watch, or don't wear a watch.

I may, however, form a negative opinion if a male wore a very flashy watch; such as one with a lot of diamonds.

Says the guy whose BH handle is based on a diamond. :P

Paul
by stratton
Tue Jun 28, 2016 2:15 pm
Forum: Personal Consumer Issues
Topic: Planning to relocate to Austin, TX
Replies: 48
Views: 3152

Re: Planning to relocate to Austin, TX

Hi All, I am planning to move from Denver to Austin, TX within 2 months. My office address will be near the Austin Airport. I would like to see if it is possible for me to buy a house in Austin with the following criteria. 1. Single family house around 2000 Sq.ft 2. Around $350 K max 3. Good Middle...
by stratton
Thu Jun 23, 2016 5:43 pm
Forum: Investing - Theory, News & General
Topic: Malkeil on Preferred Stocks - what's the Bogleheads take?
Replies: 33
Views: 2380

Re: Malkiel's WSJ piece today - Use preferred stocks instead of bonds

Also as per Grabiner's post, because most preference shares don't have a redemption date (but some can be called by the issuer, a nasty feature for the investor) they are very "long duration" ie maximally sensitive to interest rate changes (up or down). The same would be true of a bond wi...
by stratton
Sun Jun 19, 2016 11:55 pm
Forum: Personal Finance (Not Investing)
Topic: Can we/Should we buy this house (SF Bay Area)
Replies: 54
Views: 5267

Re: Can we/Should we buy this house (SF Bay Area)

moneywise3 wrote:Are you sure your property taxes would null out of your tax savings? Bay area housing is stable, so go for it.


NO.

California real estate prices look like a saw blade. A several year run up followed by a crash.

Look at the crashes in 1991, 2001, 2008 and get back to us.

Paul
by stratton
Sun Jun 19, 2016 11:16 pm
Forum: Personal Consumer Issues
Topic: Driving Seattle to Spokane in July
Replies: 22
Views: 1666

Re: Driving Seattle to Spokane in July

Warning, construction on I-90 over Snoqualmie Pass. http://www.wsdot.com/traffic/passes/snoqualmie/default.aspx This has been going for at least a year or two. I got caught in the night time blasting where they close the pass at 7.30 pm and don't reopen it until 8.45 or so. I don't think there is an...
by stratton
Sun Jun 19, 2016 1:53 pm
Forum: Personal Consumer Issues
Topic: Driving Seattle to Spokane in July
Replies: 22
Views: 1666

Re: Driving Seattle to Spokane in July

About 15 or 20 miles East of Leavenworth there is a state highway through Swauk Pass that connects Highway 2 to I-90 at Cle Elum. It's probably about 40 or 45 miles.

Paul
by stratton
Sun Jun 19, 2016 4:29 am
Forum: Personal Consumer Issues
Topic: Driving Seattle to Spokane in July
Replies: 22
Views: 1666

Re: Driving Seattle to Spokane in July

Just so the OP understands... The weather East of the Cascades on July 9 is very likely to be hotter than Seattle. Quite likely 95+ degrees. Maybe 100+. Not quite Arizona hot, buts still desert. Hiking around the Potholes will be hot because of all the dark basalt. Take plenty of water, sun screen e...
by stratton
Sun Jun 19, 2016 4:25 am
Forum: Personal Consumer Issues
Topic: Driving Seattle to Spokane in July
Replies: 22
Views: 1666

Re: Driving Seattle to Spokane in July

Hmmm. I just did the Spokane-to-Portland drive yesterday (after driving to Spokane last Sunday). I was in Eastern Washington on a 4-day bus tour to learn about the geology of the Ice Age Floods. Fascinating stuff. I-90 will take you through Moses Lake. Just south of there is the Potholes Reservoir ...
by stratton
Sat Jun 18, 2016 10:57 pm
Forum: Investing - Help with Personal Investments
Topic: What is a Unit Investment Trust?
Replies: 13
Views: 874

Re: What is a Unit Investment Trust?

The more I read, the more I don't like the UIT's that she has in her portfolio. Unfortunately, they are a significant percentage of her portfolio (27%). As far as I can tell, the expired ones have all the fees paid already, so that is sunk cost. There is one that is not expired yet, but expires thi...
by stratton
Sat Jun 18, 2016 10:46 pm
Forum: Personal Consumer Issues
Topic: IWC Watch, any thoughts? [Wristwatch brand]
Replies: 96
Views: 5269

Re: IWC Watch, any thoughts?

Petrocelli wrote:Do you really think people who spend $25,000 on a watch are worried whether their watch keeps time more accurately than a Casio?

I like your Rolex better than the IWC watch. How well does it keep time considering you probably wear in court?

Paul
by stratton
Sat Jun 18, 2016 10:43 pm
Forum: Personal Consumer Issues
Topic: Driving Seattle to Spokane in July
Replies: 22
Views: 1666

Re: Driving Seattle to Spokane in July

I am thinking leave Seattle Sunday a.m.and get to Spokane in the evening,go to Coeur on Monday for the day and look around Spokane most of the day Tuesday before our flight back early evening.Maybe better to go on 90 if there are nice small towns to see. I grew up in Eastern Washington. Allow all d...
by stratton
Sat Jun 18, 2016 7:56 pm
Forum: Investing - Help with Personal Investments
Topic: What is a Unit Investment Trust?
Replies: 13
Views: 874

Re: What is a Unit Investment Trust?

That .218% is probably a small part of the fees. Here's some good information on UITs. http://www.responsible-investing.net/news_sep07_uit.html Advisors pull their fees from your assets, but they never show them. If they did, a lot of investors would see the light and dump them. Interesting. I've s...
by stratton
Sat Jun 18, 2016 7:52 pm
Forum: Personal Consumer Issues
Topic: IWC Watch, any thoughts? [Wristwatch brand]
Replies: 96
Views: 5269

Re: IWC Watch, any thoughts?

It hasn't gone down enough to buy the iShares Micro-Cap ETF (IWC).

Keep watch on it.

Paul

PS this is a financial board. :moneybag :wink:
by stratton
Mon Jun 13, 2016 7:58 pm
Forum: Investing - Help with Personal Investments
Topic: How to handle MSFT buyout of LNKD
Replies: 20
Views: 2324

Re: How to handle MSFT buyout of LNKD

From the FT's Alphaville blog

Image
by stratton
Sat Jun 11, 2016 2:55 pm
Forum: Personal Consumer Issues
Topic: Had entire lawn sodded, now some animal is creating holes...Philly Burbs Area
Replies: 27
Views: 1193

Re: Had entire lawn sodded, now some animal is creating holes...Philly Burbs Area

I've had my house for 5.5 years and never have seen holes dug up from animals. The hole is about 3-4in diameter and 5-6 inch deep (in one day/night they did this). Both are just a few inches from the house. This is the second time it has happened in the span of maybe 4 days. We don't have pets. I k...
by stratton
Sat Jun 11, 2016 2:53 pm
Forum: Personal Consumer Issues
Topic: Had entire lawn sodded, now some animal is creating holes...Philly Burbs Area
Replies: 27
Views: 1193

Re: Had entire lawn sodded, now some animal is creating holes...Philly Burbs Area

JW-Retired wrote:Raccoons are less dainty and are apt to roll up whole areas of the sod.

Raccoons are for dealing with paper wasp nests. I had one the size of a volley ball a few feet off the ground. I wasn't about to go near it, but the raccoons chowed down on it one night. No more wasps.

Paul
by stratton
Sat Jun 11, 2016 2:50 pm
Forum: Personal Consumer Issues
Topic: Encyclopedia, World Book, Complete Set, 1960 Ed.
Replies: 37
Views: 2766

Re: Encyclopedia, World Book, Complete Set, 1960 Ed.

Have a book burning in the backyard, invite the neighbors over! I have unpleasant memories of a high school job tending a fire used to dispose of old paper records. Burning books completely is a lot harder than most people think. Either you use a lot of extra fuel or you rip out and crumple each pa...
by stratton
Sat Jun 11, 2016 2:45 pm
Forum: Personal Consumer Issues
Topic: Encyclopedia, World Book, Complete Set, 1960 Ed.
Replies: 37
Views: 2766

Re: Encyclopedia, World Book, Complete Set, 1960 Ed.

rakornacki1 wrote:Does anyone have any experience or useable outlets for a complete set of the World Book Encyclopedia (1960 Ed.), white cover?

It probably wasn't worth much 40 years ago.

I bought a 1960 edition Encyclopedia Britannica at a yard sale in 1974 for $7.50.

Paul
by stratton
Fri Jun 10, 2016 10:10 am
Forum: Personal Consumer Issues
Topic: Anyone familiar with Crowsnest Highway in British Columbia?
Replies: 6
Views: 561

Re: Anyone familiar with Crowsnest Highway in British Columbia?

I am thinking about biking from Bellingham, WA to Missoula, MT in August (see this thread for related details). The route I am considering runs from Bellingham, WA up into Canada and then along the Crowsnest Highway (Highway 3) from Hope through Manning Park and then on to Osoyoos, before crossing ...
by stratton
Fri Jun 10, 2016 10:01 am
Forum: Investing - Theory, News & General
Topic: Crazy housing market
Replies: 77
Views: 8749

Re: Crazy housing market

Fresh out of todays FT Alphaville blog:

Image

That's a lot of housing value in a small geographic area.

Paul
by stratton
Thu Jun 09, 2016 9:54 pm
Forum: Investing - Help with Personal Investments
Topic: Bruce Williams Smart Money
Replies: 15
Views: 937

Re: Bruce Williams Smart Money

He's retired, his last on air broadcast was in 2010. he was back doing podcasts in 2012 and that gig lasted a year. i loved listening to bruce back in the day, and i listened to the podcasts while they were on but it wasn't the same. other than jersey boy pork roll he couldn't get any advertisers s...
by stratton
Wed Jun 08, 2016 1:42 am
Forum: Investing - Theory, News & General
Topic: Crazy housing market
Replies: 77
Views: 8749

Re: Crazy housing market

Latest NW Multiple Listing report

http://seattlebubble.com/blog/2016/06/0 ... time-high/

The inventory is waaaay low. Sales haven't hit the boom number of units.

Paul
by stratton
Mon Jun 06, 2016 3:22 am
Forum: Investing - Help with Personal Investments
Topic: Financial Engines made a big move in my investments
Replies: 23
Views: 3404

Re: Financial Engines made a big move in my investments

One thing I forgot to mention, is that I did elect to invest "aggressive for my age" when I originally signed up with FE. The expected return of stocks is more than bonds over a long period of time. The best predictor of bond returns is their current yield which is really low right now. I...
by stratton
Sun Jun 05, 2016 10:27 pm
Forum: Investing - Theory, News & General
Topic: Crazy housing market
Replies: 77
Views: 8749

Re: Crazy housing market

itstoomuch wrote:No, we bought with inheritance, Seattle, 2015. Owner had the condo 2/2, unit for sale for 3 months, and had dropped the price twice. We were only bidders, a week after the 2nd price reduction.

Considering the market had 1 to 1.5 months inventory last year that owner was way over priced.

Paul
by stratton
Sun Jun 05, 2016 10:25 pm
Forum: Investing - Theory, News & General
Topic: Crazy housing market
Replies: 77
Views: 8749

Re: Crazy housing market

The Seattle real estate market is what happens when there is one month of inventory.

Tacoma and Pierce county is relatively plentiful with 2 to 2.5 months inventory.

Paul
by stratton
Fri Jun 03, 2016 7:00 pm
Forum: Personal Consumer Issues
Topic: TeamViewer users are being hacked in bulk
Replies: 2
Views: 472

TeamViewer users are being hacked in bulk

Change passwords. Consider uninstalling it if you're not using it. One of my friends has it set to not autostart when their Mac is turned on. TeamViewer users are being hacked in bulk, and we still don’t know how Service blames password reuse for attacks used to drain financial accounts. ... In the ...
by stratton
Tue May 31, 2016 12:57 am
Forum: Investing - Help with Personal Investments
Topic: VDIGX - Dividends? [Vanguard Dividend Growth]
Replies: 10
Views: 1175

Re: VDIGX - Dividends?

I read it at the library too! In the June "Morningstar Dividend Investor" newsletter (I have free access from my public library), the author states that the golden age of dividend growth is over. Also states that the first quarter of 2016, S&P 500 dividends per share rose only 4.6%, th...
by stratton
Sat May 28, 2016 6:53 pm
Forum: Personal Consumer Issues
Topic: tips for weight exercises/training
Replies: 81
Views: 5213

Re: tips for weight exercises/training

Walking can be the way to go! The OP is asking about weight training and staving off additional sarcopenia. Walking will do nothing to get him/her stronger or increase muscle mass. Totally agree. I walked a lot and was sedentary and it didn't help with muscle strength. I needed exercise and stretch...
by stratton
Sat May 28, 2016 6:31 pm
Forum: Personal Finance (Not Investing)
Topic: "Indexed Annuities: The Big Lie" by Don McDonald
Replies: 26
Views: 2696

Re: "Indexed Annuities: The Big Lie" by Don McDonald

I saw an article that mentioned an equity indexed annuity was equivalent to ~15% stocks and 85% T-bills. The closest we can get: Vanguard Life Strategy Income fund (VASIX) : 20% stocks, 80% bonds. Fund Portfolio Vanguard Total Bond Market II Index Fund Investor Shares 56.1% Vanguard Total Internatio...
by stratton
Wed May 25, 2016 10:20 pm
Forum: Investing - Theory, News & General
Topic: Vanguard names Michael Rollings finance chief
Replies: 0
Views: 313

Vanguard names Michael Rollings finance chief

U.S. fund company Vanguard names Michael Rollings finance chief Vanguard Group, the No. 1 U.S. mutual fund company, appointed Michael Rollings as chief financial officer and head of its finance division. The Valley Forge, Pennsylvania-based company said Rollings, most recently CFO of life insurance...
by stratton
Wed May 25, 2016 12:08 am
Forum: Investing - Theory, News & General
Topic: irreverent??? [Bogleheads' Guide to Investing]
Replies: 19
Views: 2498

Re: irreverent??? [Bogleheads' Guide to Investing]

Irreverent comment: If Jack Bogle can't make it in finance he can always do readings for audio books. :P

Paul
by stratton
Wed May 25, 2016 12:04 am
Forum: Personal Consumer Issues
Topic: Canada driving [Oregon US to Novia Scotia - What to see?]
Replies: 26
Views: 1940

Re: Canada driving [Oregon US to Novia Scotia - What to see?]

If you're driving in Western Ontario on the Trans-Canada Highway you'll see the tail end of lots of slow moving pulpwood trucks going 15 mph up hill.

:P

Paul
by stratton
Mon May 23, 2016 12:32 pm
Forum: Personal Consumer Issues
Topic: series/ movies filmed in your home town?
Replies: 87
Views: 3209

Re: series/ movies filmed in your home town?

Not that I plan on watching this movie, but it was all over the news because of street closures. 50 Shades Darker Seattle locations: http://www.onlocationvacations.com/2016/05/17/find-fifty-shades-darker-filming-seattle-week/ http://www.onlocationvacations.com/wp-content/uploads/2016/05/mb2.jpg Paul
by stratton
Mon May 23, 2016 12:15 pm
Forum: Investing - Help with Personal Investments
Topic: Advice for a soon-to-be MLB draftee
Replies: 48
Views: 5987

Re: Advice for a soon-to-be MLB draftee

The big challenge is to avoid overspending because he's going to be extremely cash-rich for a 21-year-old with his level of expected lifetime income. No guarantees on making the majors. Percent chance of making the majors for one day by draft round using data from 1987 to 2008 and allowing five yea...
by stratton
Mon May 23, 2016 12:02 pm
Forum: Investing - Help with Personal Investments
Topic: Advice for a soon-to-be MLB draftee
Replies: 48
Views: 5987

Re: Advice for a soon-to-be MLB draftee

From what I can tell most professional leagues in the US have intro days for new players. The NFL has one, the NBA etc. Part of that is, "you have lots of money ..." A little googling and a little digging on the MLB Players Association (union) web site finds this mentioned with a 2m30s vid...
by stratton
Sat May 14, 2016 3:02 pm
Forum: Investing - Help with Personal Investments
Topic: Investing using Rick Ferri's 4 core. Need execution help !
Replies: 18
Views: 1761

Re: Investing using Rick Ferri's 4 core. Need execution help !

Rick Ferri wrote::oops:

"Ric Eferri" has a nice ring to it! :P
by stratton
Sat May 14, 2016 2:59 pm
Forum: Investing - Theory, News & General
Topic: a wealth of papers on what goes wrong w esoteric investments
Replies: 6
Views: 1136

Re: a wealth of papers on what goes wrong w esoteric investments

I might as well add to the list. Some of those 1980s non-traded partnerships really turned out to be scams. How 800 Washington state investors wound up in the Panama Papers WASHINGTON — After Vernon Jenkins and his wife, Lynda, put $5,000 into a Washington state real-estate partnership in 1980, thei...
by stratton
Fri May 13, 2016 7:50 pm
Forum: Investing - Theory, News & General
Topic: GDX vs RING? and general AUM questions
Replies: 8
Views: 637

Re: GDX vs RING? and general AUM questions

lack_ey wrote:If you rebalance, that is selling. More buying and selling, where the spread makes a difference.

Part of the point in Bernstein's formulation is to get a benefit from rebalancing in and out.

I rebalance with bands. Normal stocks 25% band. More volatile stocks like gold miners 50%.

Paul
by stratton
Fri May 13, 2016 7:48 pm
Forum: Personal Consumer Issues
Topic: amazon lockers near canadian border??
Replies: 10
Views: 1708

Re: amazon lockers near canadian border??

For the extra time and gas to get to Seattle, it may be better to use a mailbox say at The UPS store in Bellingham. I believe the cost is $20/month for a small mailbox and they give you a 15% discount if you're AAA or BCAA member. Note that a small mailbox does not restrict the size of the packages...
by stratton
Fri May 13, 2016 2:55 pm
Forum: Personal Consumer Issues
Topic: Recall: Subaru 2015, 2016 & 2017 Legacy & Outback steering
Replies: 43
Views: 3686

Recall: Subaru 2015, 2016 & 2017 Legacy & Outback steering

https://www.cars.com/articles/recall-alert-2016-2017-subaru-legacy-outback-1420684591029/ Vehicles Affected : Roughly 48,500 model-year 2016 and 2017 Subaru Legacy sedans and Outback wagons built from Feb. 29, 2016 to May 6, 2016. Of that total, Subaru says about 22,000 are owned by customers, while...
by stratton
Thu May 12, 2016 6:29 pm
Forum: Investing - Help with Personal Investments
Topic: What's your EM tilt and why?
Replies: 43
Views: 2577

Re: What's your EM tilt and why?

I use a MSCI ex US international fund and Vanguard's FTSE ex-US Intl small cap with a dash of frontier (FM) thrown in. Counting the frontier I'm probably about 25% in EM.

Paul
by stratton
Thu May 12, 2016 6:24 pm
Forum: Investing - Theory, News & General
Topic: Jane Austen and Actuaries
Replies: 1
Views: 596

Jane Austen and Actuaries

This was posted on the Lois McMaster Bujold list. Actuarial Issues in the Novel of Jane Austen pdf file. The novels of JaneAusten have enjoyed a resurgence of popularity recently, and many new readers have come to appreciate the relevance of her stories to modern times. This relevance should be part...
by stratton
Wed May 11, 2016 5:06 pm
Forum: Investing - Theory, News & General
Topic: "The Value of Active Management" - a thoughtful analysis
Replies: 14
Views: 3023

Re: "The Value of Active Management" - a thoughtful analysis

From M* : Keep Your Focus on Fees https://im.morningstar.com/content/CMSImages/4065.jpg As is apparent in the accompanying table, actively managed funds have generally underperformed their passive counterparts, especially over longer time horizons. In addition, we found that failure tended to be pos...
by stratton
Fri May 06, 2016 6:42 pm
Forum: Personal Consumer Issues
Topic: Home office furniture
Replies: 20
Views: 1443

Re: Home office furniture

Ikea does have the non-particle board solution. You'll have to read the description, but several are solid wood.

Counter tops: http://www.ikea.com/us/en/catalog/categ ... hen/24264/

Get desk legs and add them.

http://www.ikea.com/us/en/catalog/categ ... ess/10712/

Paul
by stratton
Sat Apr 30, 2016 8:58 pm
Forum: Investing - Help with Personal Investments
Topic: Investing in Africa
Replies: 11
Views: 873

Re: Investing in Africa

There is an easier way. Market Vectors Africa ETF (AFK) VanEck Vectors™ Africa Index ETF (AFK®) seeks to replicate as closely as possible, before fees and expenses, the price and yield performance of the MVIS GDP Africa Index (MVAFKTR), which includes local listings of companies that are incorporate...
by stratton
Tue Apr 26, 2016 11:03 am
Forum: Investing - Theory, News & General
Topic: Vanguard Precious Metals and Mining Fund Country Diversification
Replies: 7
Views: 899

Re: Vanguard Precious Metals and Mining Fund Country Diversification

. Thanks again to Claimui and Valuethinker for your answers. It does look like Canada might represent a slightly larger part of the category vs a few years ago, but that the fund managers appear to be making a bet on Canada vs Australia and the U.S. and/or a bet on gold vs other metals/mining. Give...
by stratton
Tue Apr 26, 2016 10:58 am
Forum: Investing - Help with Personal Investments
Topic: Critique Fixed Income Strategy - GNMA Dominance
Replies: 29
Views: 2724

Re: Critique Fixed Income Strategy - GNMA Dominance

Considering expense ratio comes out of yield... Was that accounted for in the calculations?

Paul

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