Search found 43 matches

by stockpickerted
Sat Aug 19, 2017 10:05 am
Forum: Investing - Help with Personal Investments
Topic: Lost $7000 today in ONE DAY!
Replies: 183
Views: 15976

Re: Lost $7000 today in ONE DAY!

Losses only on paper, right! Gains also only on paper! Investing is gambling, period, so be prepared for big wins and big losses. Please, will somebody show me a stock that is guaranteed never to go down.
by stockpickerted
Thu May 25, 2017 11:10 am
Forum: Investing - Theory, News & General
Topic: Sell in May and Go Away: Fact or Fiction?
Replies: 32
Views: 5970

Re: Sell in May and Go Away: Fact or Fiction?

The only people who don't like the 'sell in May' strategy are the brokers who lose out on comissions. This has been time tested and proven efffective. I wouldn't worry about the income for the period from May-Oct., it is insignificant and I think that even cash is ok.
by stockpickerted
Mon May 15, 2017 6:20 pm
Forum: Investing - Theory, News & General
Topic: Scolded by my adviser at F******* ! [Fidelity]
Replies: 23
Views: 4165

Re: Scolded by my adviser at F******* !

Don't make his problem your problem, you didn't set the standards for performance.
by stockpickerted
Mon May 15, 2017 6:10 pm
Forum: Investing - Theory, News & General
Topic: Do stocks always go up long term?
Replies: 56
Views: 5165

Re: Do stocks always go up long term?

I have studied the theory of 'Away in May' and it has proven to be sound over the years, thereby greatly increasing the returns and limiting the risk. What one does with the money for the off 6 months is immaterial but one can sleep easy doing it.
by stockpickerted
Mon May 15, 2017 5:14 pm
Forum: Investing - Theory, News & General
Topic: Do stocks always go up long term?
Replies: 56
Views: 5165

Do stocks always go up long term?

How is it possible that indexes like the S&P 500 show positive gains over the long term. There have been many companies that went out of business or their stocks went down dramatically. Do the indexes drop losers and add in winners to make it appear that over the long term you cannot lose money?...
by stockpickerted
Mon Sep 26, 2016 5:25 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard GNMA fund as a short-term asset?
Replies: 18
Views: 2135

Re: Vanguard GNMA fund as a short-term asset?

VFIIX not a short term investment BUT a very safe intermediate to long term low risk investment. Here are some facts:
worst 1 yr -2.23%
best 1 yr +9.68%
No of yrs up 33
No of yrs down 2
10 yr avg return 4.74%

I like to think of this as my long term CD
by stockpickerted
Tue Sep 20, 2016 9:05 am
Forum: Investing - Theory, News & General
Topic: Never invest in ....... ?
Replies: 53
Views: 6535

Re: Never invest in ....... ?

stock newsletters, the authors are the only ones that make money.
by stockpickerted
Tue Jun 07, 2016 7:36 am
Forum: Investing - Help with Personal Investments
Topic: Auto Loan Vs. Investing
Replies: 36
Views: 3062

Re: Auto Loan Vs. Investing

If you are not earning a guaranteed 3% or more on that $20k you are effectively paying interest on your own money. Investing(gambling) with that $20k is the same as borrowing to gamble, never a good idea.
by stockpickerted
Fri Dec 06, 2013 12:41 pm
Forum: Investing - Theory, News & General
Topic: TIPS & Inflation Bonds - Theory
Replies: 35
Views: 3011

Re: TIPS & Inflation Bonds - Theory

Cruncher, So are you saying that the price per $100 is $192.30 as of today? I probably misunderstood your answer because I think it is 132.87 if I went to buy it now, what am I missing. If the TIP matured today wouldn't it be worth $144.72?
by stockpickerted
Thu Dec 05, 2013 11:34 pm
Forum: Investing - Theory, News & General
Topic: TIPS & Inflation Bonds - Theory
Replies: 35
Views: 3011

Re: TIPS & Inflation Bonds - Theory

The Apr2028(3.625%) TIP is selling for $132.28 while the Inflation Factor is 1.44408. Doesn't that reflect a $12 discount at this time? Conversly, the Jan2029(2.5%) is selling for $117.29 while the Inflation Factor is 1.08787. Doesn't that reflect a $8.50 premium at this time and make the Apr2028 a ...
by stockpickerted
Tue Nov 30, 2010 9:11 am
Forum: Investing - Theory, News & General
Topic: Need a 100% TIPS portfolio now
Replies: 89
Views: 14122

greyfox

at maturity you will get par + accumulated inflation adjustments so you will not lose 30% but will likely have a nice profit above the purchase price.
by stockpickerted
Fri Sep 24, 2010 9:53 pm
Forum: Investing - Help with Personal Investments
Topic: BABS-Build America Bonds & IRAs
Replies: 24
Views: 6433

BABZ

Hi Grok, Thanks for the info. PIMCO states that BABZ is an actively managed muni-bond fund, unlike the others that are not. Are you sure that they only track an index? If you look at the PIMCO website, the fund is still around 60% ST Treasuries because it is so new.

http://www.pimcoetfs.com/FundInfo/Pages ... ngHomePage
by stockpickerted
Fri Sep 24, 2010 5:25 pm
Forum: Investing - Help with Personal Investments
Topic: BABS-Build America Bonds & IRAs
Replies: 24
Views: 6433

Will BABs Program Expire At End Of Year

The BABs program is scheduled to expire at the end of 2010. Most people expect it to be extended but what happens if it isn't. I just took a position in BABZ.
by stockpickerted
Fri Dec 25, 2009 2:39 pm
Forum: Investing - Theory, News & General
Topic: GNMA's
Replies: 8
Views: 3219

Has the gov't backing of Fannie & Freddie

enhanced the VG GNMA Fund 'VFIIX'? I would think that the stated guaranteed backing would be great for VFIIX. What do you think?
by stockpickerted
Sat Dec 19, 2009 10:06 am
Forum: Personal Finance (Not Investing)
Topic: JPM Preferred Stocks
Replies: 5
Views: 2540

JPM Preferred Stocks

I am interested in which of the JPM preferreds would be best to invest in(JPM-I?, JPM-J?). I currently own Wells Fargo Preferred(WSF) and like the ability to trade it like a stock. I think the high returns offer a good alternative to equity investing. What do you think?
by stockpickerted
Sat Nov 07, 2009 9:19 am
Forum: Personal Consumer Issues
Topic: Vodka, anyone?
Replies: 32
Views: 5209

Russian Standard

A#1 on the rocks, simply the best at a great price. The best value is the 1.75 liter size, ENJOY!!
by stockpickerted
Tue Sep 29, 2009 12:51 pm
Forum: Investing - Theory, News & General
Topic: High Inflation Effect On TIPS
Replies: 34
Views: 5709

High Inflation Effect On TIPS

If we have hyperinflation, as some have suggested, what would be the impact on:
TIPs
Short Term Treasury Notes
Municipal Bonds
Precious Metals
[deleted by admin alex - economic issue, not investing]
Personal Debt

I welcome all comments.

[title edited - Mod]
by stockpickerted
Tue Sep 15, 2009 1:01 pm
Forum: Personal Finance (Not Investing)
Topic: Complex TIPS Questions
Replies: 4
Views: 1271

Complex TIPS Questions

TIPs is a complicated investment because of cap gains/losses and taxes but most of us understand that. Here are some other questions I have: 1. TIPS rise and fall during their lifespan due to trading so If I paid 100 at auction for a TIP and after 6 months it is trading at 106, what happens to that ...
by stockpickerted
Tue Aug 18, 2009 9:28 pm
Forum: Investing - Theory, News & General
Topic: Should Average Investors Do It Themselves?
Replies: 127
Views: 14935

Nobody Else Cares About Your Money

Advisors care about their fees, not your money. The proof is what happens when you are down 60%. Call your advisor and what is his response 'who could have foreseen what happened, sorry!!!!!!! And ther goes your money, where was he on the way down, busy getting new clients. Do it yourself, start wit...
by stockpickerted
Mon Aug 03, 2009 7:06 pm
Forum: Personal Finance (Not Investing)
Topic: New BRIC vs USDollar 3yr CD
Replies: 22
Views: 5768

What is so bad about these products

Please explain, I have never investigated these products before and am eager to get the facts. Do you have any performance numbers? That is how we can help each other on these boards. Thanks.
by stockpickerted
Mon Aug 03, 2009 4:53 pm
Forum: Personal Finance (Not Investing)
Topic: New BRIC vs USDollar 3yr CD
Replies: 22
Views: 5768

No Fees

According to their product description, there are no fees. How much potential appreciation there is, that is the big question which 'they'(who I can't identify) estimated at 10-15% per year but knowbody really knows. I raised the subject because this is a different type of investment that looked int...
by stockpickerted
Sun Aug 02, 2009 10:57 am
Forum: Personal Finance (Not Investing)
Topic: New BRIC vs USDollar 3yr CD
Replies: 22
Views: 5768

New BRIC vs USDollar 3yr CD

There is a new 3 year principal guaranteed CD being offered that pits the BRIC currencies vs the USDollar. Worst case scenario = breakeven, potential gains = ??.

Does anyone with knowledge in this area care to comment?
by stockpickerted
Mon Jul 20, 2009 7:35 am
Forum: Investing - Help with Personal Investments
Topic: Does it make sense to buy TIPS in taxable account...
Replies: 8
Views: 2461

Great Spreadsheet

Richard, Thanks for sharing, that is an excellent TIPs tool.
by stockpickerted
Wed Jul 01, 2009 7:14 pm
Forum: Investing - Help with Personal Investments
Topic: Where to put maturing CD Money now ?
Replies: 9
Views: 2608

Everbank 3.01%

Everbank.com is paying 3.01% for 3months if you open a Money Market account, max of $50K. They actually have 4 branches in NE Florida.
by stockpickerted
Fri May 29, 2009 9:00 am
Forum: Investing - Theory, News & General
Topic: Lawsuits against Fisher Investments
Replies: 43
Views: 15577

Constant Barrage of Phone Calls and Mailings

Once you are on his mailing list you are his 'friend' for life. That said, every person needs to know how their money is being invested. Ignorance is no excuse, if you don't understand the strategy, put your money in CD's or something else totally safe. If, however, the advisor makes inappropriate d...
by stockpickerted
Mon May 25, 2009 4:54 pm
Forum: Investing - Theory, News & General
Topic: A Cautionary Article About TIPs
Replies: 17
Views: 3082

Call it Broker Risk

The reason for the negative articles on TIPS is obvious, brokers make no money when TIPS are purchased at auction. They can make more in the aftermarket because of the spread but don't think for one minute that TIPS are unsafe, that is pure BS. This is more Wall ST. greed speaking.
by stockpickerted
Thu May 07, 2009 11:34 am
Forum: Personal Consumer Issues
Topic: CNBC has totally jumped the shark
Replies: 56
Views: 10388

Is Kudlow a fool or a tool?

I think Kudlow really believes what he says, until somebody truly calls him on some of his BS and then you see him with this stupid smirk. When he comes on, I turn the TV off. CNBC WAKE UP!!!!
by stockpickerted
Tue May 05, 2009 7:24 pm
Forum: Investing - Theory, News & General
Topic: BlackRockā€™s Doll Says S&P 500 May Fall 11%, Led By Ban
Replies: 7
Views: 1941

Who Qualifies As An Expert

Bob Doll is an expert, according to who? Bill Miller is an expert, so is Warren Buffet but they have lost alot of money over the past 12-24 months. How about Cramer, anyone think he is an expert(well, actually he does)? Do your own analysis, read, read, read and you will be the true expert!
by stockpickerted
Mon Apr 20, 2009 11:48 am
Forum: Investing - Theory, News & General
Topic: 5-year TIPS auction.
Replies: 62
Views: 10244

Anyone know the rate?

I know the rate is determined by the auction but an educated guess for the 5yr would be helpful.
by stockpickerted
Fri Mar 13, 2009 5:18 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Prime MMF question
Replies: 9
Views: 3174

Time To Move The Cash

There are alot of shrot term CDs that pay more interest. Ladder 3-6 month CDs and you will always have a good cash flow.
by stockpickerted
Thu Mar 12, 2009 9:03 am
Forum: Personal Consumer Issues
Topic: Jim Cramer gets bad press
Replies: 50
Views: 8606

Fraud

How can someone like Creamer pump stocks and not expect people to buy them. Forget the disclaimers, that is strictly to limit their legal liability, I am talking about the ethical part of what they do. The average person knows nothing about the stock market and Creamer makes some of these companies ...
by stockpickerted
Thu Mar 05, 2009 4:52 pm
Forum: Personal Consumer Issues
Topic: Contest: call the market bottom as it occurs!!
Replies: 29
Views: 4226

S&P 300

200 of the companies no longer qualify. The bottom will occur when you are ready to sell whatever stocks you still own!
by stockpickerted
Tue Feb 24, 2009 11:05 am
Forum: Investing - Help with Personal Investments
Topic: TIPS-5 yr or 10 yr?
Replies: 3
Views: 1252

TIPS-5 yr or 10 yr?

Which would be better at this time, 5yr or 10 yr TIPS?
by stockpickerted
Tue Feb 24, 2009 8:11 am
Forum: Investing - Theory, News & General
Topic: Saving for Retirement (Without Equities)
Replies: 52
Views: 9238

TIPS Allocation

100% in TIPS makes alot of sense to me given the current state of the economy. There is no guarantee that the market will recover over the next 10 years, look at the Nikkei, down over the last 25 years!
by stockpickerted
Mon Feb 23, 2009 10:36 am
Forum: Investing - Theory, News & General
Topic: Dow Jones Components
Replies: 5
Views: 1164

Dow Jones Components

How can the DJIA include BAC, CITI and GM and still be representative of the stock market? Maybe it's time for the DJ to go and the S&P 500 to be used as the benchmark.
by stockpickerted
Tue Feb 17, 2009 4:45 pm
Forum: Investing - Theory, News & General
Topic: How to Recognize a Ponzi Scheme
Replies: 9
Views: 1737

Stocks are a Ponzi scheme

Stocks have always been sold as a 'solid investment' regardless of your age. When is the last time you heard anyone say that the stock market is a risky investment that has lost $$$$ over the last 12 years. People have their 401k's in stock and they haven't got a clue what they are invested in. What...
by stockpickerted
Mon Feb 02, 2009 11:27 pm
Forum: Personal Consumer Issues
Topic: California delays $3.5B in payments
Replies: 3
Views: 1211

Pelosi's Game

and Nancy Pelosi would like to do the same for the rest of the country!!!
by stockpickerted
Fri Jan 16, 2009 1:32 pm
Forum: Investing - Theory, News & General
Topic: Shouldn't TBT Be An Excellent Investment Now?
Replies: 11
Views: 2340

Shouldn't TBT Be An Excellent Investment Now?

If Treasuries are in a bubble and the rates are about as low as they can go, wouldn't the EFT 'TBT'(Treasuries Negative) be a good buy at this time?
by stockpickerted
Sun Jan 11, 2009 10:26 pm
Forum: Investing - Help with Personal Investments
Topic: Anyone Giving Up On Stocks In Favor Of Bonds & Cash?
Replies: 46
Views: 8625

A Post I Grabbed From Somewhere? The Stock Market is for Suckers: Jan 3rd 2006 11:25AM I wanted to respond to Tom Hawks comments. Someone i respect a lot, but who i disagree vehemently on this topic. Tom I stand by what I said. You can have as long a term horizon as you want, but like most other lon...
by stockpickerted
Thu Dec 25, 2008 8:31 am
Forum: Investing - Theory, News & General
Topic: A great time to invest
Replies: 24
Views: 4852

What is a good buy?

So, because something is 'cheap' it is a good buy, like Citicorp at $30 because it was $55. Excellent bargain so what would you call it now at under $7, a steal? That is how so many people lose their shirts in the market, look for value instead of reduced prices and for gods sake, don't listen to br...
by stockpickerted
Thu Dec 11, 2008 4:56 pm
Forum: Investing - Theory, News & General
Topic: Muni risk up
Replies: 163
Views: 27977

Muni Losses were minimal even during the Depression, this looks like another case of trader manipulation: Just for fun, our friends at Municipal Market Advisors have looked at how municipal bonds fared during the Great Depression. Citing Prof. George Hempel, premier municipal analyst in the postwar ...