Search found 580 matches

by squirm
Fri Dec 02, 2016 11:51 am
Forum: Personal Consumer Issues
Topic: Anything new about how to buy a new car I should know?
Replies: 14
Views: 661

Re: Anything new about how to buy a new car I should know?

My advice, don't be in a rush, take your time, always sleep on it.
by squirm
Fri Dec 02, 2016 11:26 am
Forum: Personal Consumer Issues
Topic: Rock hit car windshield, where to repair?
Replies: 23
Views: 1588

Re: Rock hit car windshield, where to repair?

jf89 wrote:My insurance covered it as a non-claim event for one time only (they told me the second time within a year or two would count as a real claim). Worth a shot to give them a call to ask then go with who they recommend.

Interesting, didn't even know I could do that. Thanks!
by squirm
Fri Dec 02, 2016 1:12 am
Forum: Personal Consumer Issues
Topic: How to Remove a Broken Screw from Mailbox?
Replies: 19
Views: 1013

Re: How to Remove a Broken Screw from Mailbox?

Just drill it out.
by squirm
Fri Dec 02, 2016 1:11 am
Forum: Personal Consumer Issues
Topic: Rock hit car windshield, where to repair?
Replies: 23
Views: 1588

Re: Rock hit car windshield, where to repair?

No, I didn't get the trucking firm. These trucks blaze by at 80mph. I found someone that wants to look at it, thinks he can repair it. I'd rather do that. If I replace the windshield, the very next day, another rock will fly up and crack it. By repairing it, I avoid that because Murphy's law happens...
by squirm
Fri Dec 02, 2016 1:08 am
Forum: Investing - Help with Personal Investments
Topic: Adjacent property is for sale. I have questions, please
Replies: 3
Views: 619

Adjacent property is for sale. I have questions, please

So, we came home today to find a note on our door from an agent to call her regarding a 10 acre lot that was for sale. I was startled to read about this because we had no clue the property was for sale. Apparently it's been for sale for about 45 days, but we rarely drive by the lot, so didn't know a...
by squirm
Thu Dec 01, 2016 6:20 pm
Forum: Personal Consumer Issues
Topic: Rock hit car windshield, where to repair?
Replies: 23
Views: 1588

Re: Rock hit car windshield, where to repair?

Hi guys,I don't have comp on my insurance.
Called a couple vendors they said since It's bigger than a quarter, they won't be able to repair it. I'll keep trying.
by squirm
Thu Dec 01, 2016 4:36 pm
Forum: Investing - Theory, News & General
Topic: Howard Schultz stepping down [Starbucks CEO]
Replies: 11
Views: 1418

Howard Schultz stepping down [Starbucks CEO]

Wow, never thought I'd see this.
by squirm
Thu Dec 01, 2016 4:24 pm
Forum: Personal Consumer Issues
Topic: Covered by two health insurance policies....
Replies: 11
Views: 558

Re: Covered by two health insurance policies....

Some places you can negotiate a kickback by foregoing insurance.
by squirm
Thu Dec 01, 2016 2:19 pm
Forum: Personal Consumer Issues
Topic: Covered by two health insurance policies....
Replies: 11
Views: 558

Re: Covered by two health insurance policies....

I've had double coverage. You have to let both carriers know you're double covered.
I didn't find much of a benefit, unlike dental.
by squirm
Thu Dec 01, 2016 2:10 pm
Forum: Personal Consumer Issues
Topic: Rock hit car windshield, where to repair?
Replies: 23
Views: 1588

Rock hit car windshield, where to repair?

What a morning. Rock hit the car windshield. I've repaired bullseye chips myself with okay results but this is the size of half my fist. Damn hopper trucks. I know there's places that will come to your house or work, but I can also drop it off. How much are we talking about? I'd rather not replace t...
by squirm
Wed Nov 30, 2016 3:52 pm
Forum: Personal Consumer Issues
Topic: Should I buy a new car for safety's sake?
Replies: 152
Views: 5978

Re: Should I buy a new car for safety's sake?

If you're concerned about the safety features of your car, then consider a Volvo.
by squirm
Wed Nov 30, 2016 3:51 pm
Forum: Personal Consumer Issues
Topic: Should I buy a new car for safety's sake?
Replies: 152
Views: 5978

Re: Should I buy a new car for safety's sake?

I'm just really hoping that self driving cars are common by the time my toddler is ready to get his license. I would buy a new car for that feature. While most of the safety features of the past decade or two are nice and all, I imagine the self-driving car will eventually be on par with the seat-b...
by squirm
Wed Nov 30, 2016 12:58 pm
Forum: Personal Consumer Issues
Topic: Should I buy a new car for safety's sake?
Replies: 152
Views: 5978

Re: Should I buy a new car for safety's sake?

The majority of drivers are texting. I see it all the time. I try and stay far away from them... That alone will improve your safety factor a lot.
by squirm
Wed Nov 30, 2016 11:02 am
Forum: Personal Consumer Issues
Topic: Should I buy a new car for safety's sake?
Replies: 152
Views: 5978

Re: Should I buy a new car for safety's sake?

Partial is more extreme then the moderate frontal.
I remember the Camry failing that test big.
by squirm
Wed Nov 30, 2016 10:47 am
Forum: Personal Consumer Issues
Topic: Should I buy a new car for safety's sake?
Replies: 152
Views: 5978

Re: Should I buy a new car for safety's sake?

How much do you drive and are you a safe driver? Those are two big factors. If you want a new car and can afford it but want to use the safety card as the reason, go ahead. But drive safe, that's the biggest factor.
by squirm
Tue Nov 29, 2016 12:09 pm
Forum: Personal Consumer Issues
Topic: Buying a Basketball Hoop
Replies: 11
Views: 727

Re: Buying a Basketball Hoop

Just buy one off of Craigslist, that's what I did. A lot of people buy basketball hoops, that barely get used. The neighborhood that our rental house is in is littered with them. Some short cul de sacs have three hoops.
by squirm
Tue Nov 29, 2016 10:49 am
Forum: Personal Finance (Not Investing)
Topic: Should We Buy or Rent?
Replies: 48
Views: 4327

Re: Should We Buy or Rent?

You never know where property prices will go... I'm starting to see price cuts in my area on north ca. If rates continue to spike, something has to give. Your statement regarding being priced out of the market reminds me of the buying justification some used in the housing bubble. Mortgage is from L...
by squirm
Mon Nov 28, 2016 9:51 pm
Forum: Personal Consumer Issues
Topic: 2 Gifts each under $50
Replies: 22
Views: 2372

Re: 2 Gifts each under $50

Applebee has $60 gift cards for $50.
by squirm
Mon Nov 28, 2016 12:13 pm
Forum: Personal Consumer Issues
Topic: Shopping and Time Vs. Money
Replies: 20
Views: 1819

Re: Shopping and Time Vs. Money

I put each string in it's own zip lock bag.
by squirm
Mon Nov 28, 2016 11:14 am
Forum: Personal Consumer Issues
Topic: Shopping and Time Vs. Money
Replies: 20
Views: 1819

Re: Shopping and Time Vs. Money

I'd assume as one gets older the value of time goes up.
by squirm
Mon Nov 28, 2016 11:08 am
Forum: Personal Finance (Not Investing)
Topic: Should We Buy or Rent?
Replies: 48
Views: 4327

Re: Should We Buy or Rent?

Assuming a 1.5% property tax, you'd be paying $22,500 every year. Your current rent is $36,000 per year.
by squirm
Mon Nov 28, 2016 10:53 am
Forum: Personal Finance (Not Investing)
Topic: Should We Buy or Rent?
Replies: 48
Views: 4327

Re: Should We Buy or Rent?

What a bad situation to be in. Buying a house will cost you 8x income, not including financial costs. That's a lot to sink into one asset class. But if you rent, you're throwing money away if real estate continues to increase. I'd disagree that the probability favors higher real estate prices. I'd t...
by squirm
Sun Nov 27, 2016 11:25 am
Forum: Personal Finance (Not Investing)
Topic: Fraudulent charges on Chase Sapphire card
Replies: 15
Views: 1583

Re: Fraudulent charges on Chase Sapphire card

As long as the cards have both a chip and a magnetic strip, they are trivial to clone. The security improvements from EMV come from: No more mag strip (much harder to clone) Requiring a PIN for transactions (oops, nevermind, we don't get that one) I always thought a PIN would be key to credit card ...
by squirm
Sun Nov 27, 2016 11:23 am
Forum: Personal Consumer Issues
Topic: Carpet shampooers, any real good ones?
Replies: 5
Views: 450

Carpet shampooers, any real good ones?

The house we're in now has carpets, until I tear them out and put in hardwood floors, we shampoo our carpets. We have a Bissell, but always felt it was under-powered(and that's after buying two other machines from Lowes and Home Depot and returning them because I thought they were pieces of crap) so...
by squirm
Sun Nov 27, 2016 11:10 am
Forum: Personal Finance (Not Investing)
Topic: Fraudulent charges on Chase Sapphire card
Replies: 15
Views: 1583

Fraudulent charges on Chase Sapphire card

So in the past few days Chase has sent me emails asking me if certain charges were mine. I clicked on no and called Chase. They transferred me to their security department. Their security department stated these charges were made on the other side of the country at various restaurants and at Target ...
by squirm
Fri Nov 25, 2016 12:22 pm
Forum: Personal Consumer Issues
Topic: Black Friday - is this overdone?
Replies: 77
Views: 5809

Re: Black Friday - is this overdone?

I think Black Friday has always been an excuse for family and friends to go out after Thanksgiving. Some shop like mad and some casually shop while sipping on their mochas and have lunch with their friends.
by squirm
Tue Nov 22, 2016 1:25 pm
Forum: Personal Consumer Issues
Topic: Karate/Taekwondo for an 8 year old?
Replies: 35
Views: 1682

Re: Karate/Taekwondo for an 8 year old?

My close friend is a martial arts expert and can provoke great bodily harm on others if he wanted to. Like everything else, it takes a lot of practice. You're not going to defend yourself by taking six months of classes. Nevertheless I spend $80/month.
by squirm
Tue Nov 22, 2016 1:07 pm
Forum: Personal Consumer Issues
Topic: Owning a Chromebook
Replies: 65
Views: 6925

Re: Owning a Chromebook

southbay wrote:
squirm wrote:You can get a nice Windows laptop for roughly the same price, so why bother with a CB?


I own 3 Chromebooks. Compared to Windows it is a much faster and hassle free experience.


I have no problems with Windows.
by squirm
Tue Nov 22, 2016 1:01 pm
Forum: Personal Consumer Issues
Topic: New gas range vents LOTS of heat into kitchen
Replies: 27
Views: 1750

Re: New gas range vents LOTS of heat into kitchen

We have a Wolf range, it puts out too much, in fact it melted the bottom of our microwave, I'm going to have to replace it. Lol, thats user error for installing a high power wolf range below a microwave. High BTU gas stoves NEED to have a good vent hood or at least adequate clearance if you want to...
by squirm
Tue Nov 22, 2016 11:12 am
Forum: Personal Consumer Issues
Topic: New gas range vents LOTS of heat into kitchen
Replies: 27
Views: 1750

Re: New gas range vents LOTS of heat into kitchen

We have a Wolf range, it puts out too much, in fact it melted the bottom of our microwave, I'm going to have to replace it.
by squirm
Tue Nov 22, 2016 11:08 am
Forum: Personal Consumer Issues
Topic: Guys Long Weekend
Replies: 11
Views: 1190

Re: Guys Long Weekend

I went with a couple friends to camp in a trailer near the Yosemite for four days a few years ago. We brought an inverter and a big screen with our Xbox. Hiked Yosemite during the day and played Halo at night.

Thanks for reminding me, it's time to do that again.
by squirm
Tue Nov 22, 2016 10:59 am
Forum: Personal Consumer Issues
Topic: Owning a Chromebook
Replies: 65
Views: 6925

Re: Owning a Chromebook

You can get a nice Windows laptop for roughly the same price, so why bother with a CB?
by squirm
Mon Nov 21, 2016 7:53 pm
Forum: Personal Consumer Issues
Topic: Why does it take days for return credits back to credit cards?
Replies: 4
Views: 543

Re: Why does it take days for return credits back to credit cards?

I'm still waiting for my vrbo security deposit.
by squirm
Mon Nov 21, 2016 10:52 am
Forum: Personal Consumer Issues
Topic: Do you use quick wash when using your dishwasher?
Replies: 29
Views: 2733

Re: Do you use quick wash when using your dishwasher?

We have very little time in the morning, and I really really hate dishes left out. I usually do the dishes, and before I go to bed I make sure all the dishes are done and put away. This is where the quick wash comes in handy. Oh, and we always air dry too. We also have a Bosch and I HATE that thing....
by squirm
Mon Nov 21, 2016 8:59 am
Forum: Personal Consumer Issues
Topic: Do you use quick wash when using your dishwasher?
Replies: 29
Views: 2733

Re: Do you use quick wash when using your dishwasher?

Birdie55 wrote:I always use the quick wash but I scrape my dishes very well before putting them in the dishwasher. Otherwise I would use the regular wash cycle.

We always scrape too.
by squirm
Mon Nov 21, 2016 8:58 am
Forum: Personal Consumer Issues
Topic: Do you use quick wash when using your dishwasher?
Replies: 29
Views: 2733

Re: Do you use quick wash when using your dishwasher?

Our Bosch has this cycle available -- per the manual, it's designed for 1/2 loads (top or bottom). But we never use it because though it trims 40 minutes from the cycle, it requires nearly the same amount of water (a gallon less, I think). Unless you're tidying up before leaving on a 3 week vacatio...
by squirm
Sun Nov 20, 2016 10:53 pm
Forum: Personal Consumer Issues
Topic: Microwave alternatives?
Replies: 5
Views: 654

Re: Microwave alternatives?

Are there any legitimate microwave alternatives out there? I see things like this: http://www.goo.gl/pnpZy0. But I'm not sure exactly what it is other than a fancy toaster oven. Anyways, long story short, I'm in the market for a new microwave. To free up some counter space, I'd like to get somethin...
by squirm
Sun Nov 20, 2016 10:51 pm
Forum: Personal Consumer Issues
Topic: Do you use quick wash when using your dishwasher?
Replies: 29
Views: 2733

Do you use quick wash when using your dishwasher?

We have always used the quick wash cycle on our dishwasher (laundry washer too for that matter). Have always found it works good enough. Sometimes food particles (such as rice) are still stuck to plates, but overall it works just fine. Have had a few different dishwashers and always found the quick ...
by squirm
Sun Nov 20, 2016 8:45 pm
Forum: Personal Consumer Issues
Topic: 24 Hour fitness: negotiation tips?
Replies: 9
Views: 1391

Re: 24 Hour fitness: negotiation tips?

travellight wrote:^ I got that also, squirm. It is one of my best deals ever. 10 years of $49/year.... recently, it was increased to $99/year but hard to complain.


Mine is still at $50, my wife is still at $29! Going on 15 years now, I'm always at the gym too, so it's been working well.
by squirm
Sun Nov 20, 2016 7:18 pm
Forum: Personal Consumer Issues
Topic: 24 Hour fitness: negotiation tips?
Replies: 9
Views: 1391

Re: 24 Hour fitness: negotiation tips?

I have a lifetime membership, but got that 15 years ago, at $50 a year. I had to pay $600 upfront. Do they still do that?
by squirm
Sat Nov 19, 2016 7:59 pm
Forum: Personal Consumer Issues
Topic: Mom has Office 2013, now wants Outlook
Replies: 12
Views: 1104

Mom has Office 2013, now wants Outlook

She has Office 2013, but the version that didn't include Outlook, now she wants Outlook. Does she have to buy Outlook as a stand along product?
by squirm
Sat Nov 19, 2016 7:51 pm
Forum: Personal Consumer Issues
Topic: Michelin Premier AS, anyone have them?
Replies: 13
Views: 1112

Michelin Premier AS, anyone have them?

Have a 2013 Accord, am thinking of getting these tires from Discount Tire. I have read their quiet (I want quiet tires) and brake well in the wet (my second priority).

If you have them, what is your opinion of them and where did you purchase them?
by squirm
Fri Nov 18, 2016 6:52 pm
Forum: Personal Consumer Issues
Topic: Online Account Security Questions
Replies: 30
Views: 2285

Re: Online Account Security Questions

Just write down a complex password and hide it in your house if you forget it.
by squirm
Fri Nov 18, 2016 6:50 pm
Forum: Personal Consumer Issues
Topic: how much to replace brakes?
Replies: 7
Views: 815

how much to replace brakes?

So I just replaced our brakes front and back on our Accord. Takes me about half a day after getting parts and changing the oil.i also always get the rotors turned too. Was wondering how much outfits charge for something similar. I don't mind doing it myself. Parts was $105, turning the rotors (just ...
by squirm
Fri Nov 18, 2016 6:44 pm
Forum: Personal Consumer Issues
Topic: Corvette to Hybrid
Replies: 55
Views: 4689

Re: Corvette to Hybrid

Get a hybrid, forget the naysayers. Better yet get a Tesla.
by squirm
Fri Nov 18, 2016 1:56 pm
Forum: Personal Consumer Issues
Topic: Hardwood Floor - purchasing options
Replies: 25
Views: 2583

Re: Hardwood Floor - purchasing options

I put my own floor in throughout the house, glued directly to the slab. Awesome floor. Very hard work but I don't mind hard work. Buy engineered wood with a thick wear layer. My floor can be sanded three times. Buy a hard species such as pecan. Buy 20% extra because in ten years you won't find your ...
by squirm
Fri Nov 18, 2016 1:49 pm
Forum: Personal Consumer Issues
Topic: Turn off water heater on vacation?
Replies: 93
Views: 19222

Re: Turn off water heater on vacation?

I had a washing machine hose burst in the middle of the night while we slept. Woke up with two inches of standing water in most of my one-story house. My point is: your house can be flooded in such a way that it really doesn't matter whether you're in Europe or in the next room. So I'm not sure I g...
by squirm
Fri Nov 18, 2016 1:46 pm
Forum: Personal Consumer Issues
Topic: Turn off water heater on vacation?
Replies: 93
Views: 19222

Re: Turn off water heater on vacation?

Here's what I do before leaving on a trip. Nothing.
by squirm
Wed Nov 16, 2016 10:11 pm
Forum: Personal Finance (Not Investing)
Topic: In total how much have you earned in credit card rewards?
Replies: 32
Views: 2431

In total how much have you earned in credit card rewards?

Since about 2005 about $10,000-$11,000 which includes wife's cards and about the value for the miles earned including sign on bonuses.
Had some really nice ones early on from Associated bank long ago which we got 5% back from Wally World. Easy $600/year. Got a couple of those back then.
by squirm
Wed Nov 16, 2016 10:00 pm
Forum: Personal Consumer Issues
Topic: Chase Sapphire Reserve: Too good to be (completely) true
Replies: 150
Views: 17154

Re: Chase Sapphire Reserve: Too good to be (completely) true

I'm going to wait for later next year, is be to difficult to do it now.

To bad vrbo isn't considered travel, that's the majority of our travel expenses.

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