Search found 15 matches

by spoco79
Mon Jun 19, 2017 7:11 pm
Forum: Personal Finance (Not Investing)
Topic: Siblings in disagreement over mom's house.
Replies: 241
Views: 15672

Re: Siblings in disagreement over mom's house.

How about gifting your shares? You and your siblings that don't want it can gift shares to the others that want it. I don't see why you would fight over approx. 50k. I hate when people on the Internet say things like this. I am in the two comma club and $50k is still a great deal of money. I would ...
by spoco79
Mon Jun 19, 2017 10:38 am
Forum: Investing - Theory, News & General
Topic: Best Financial Advice from Dad (in honor of father's day)
Replies: 79
Views: 4712

Re: Best Financial Advice from Dad (in honor of father's day)

My dad valued hard work and education. He was a chemical engineer that worked in a plant that made road paint for 35 years. 2 weeks after he retired he was diagnosed with lung cancer. Not being a smoker, it was likely from breathing in all that crap. Investing wise - he wasn't an all-star by any mea...
by spoco79
Fri Jun 09, 2017 9:22 am
Forum: Personal Consumer Issues
Topic: Dave Ramsey Financial Peace University ??? worth it?
Replies: 120
Views: 6925

Re: Dave Ramsey Financial Peace University ??? worth it?

Dave Ramsey is part of what I call a "milk to meat" paradox. For someone $30k in credit card debt and no savings, Dave Ramsey's strategies are going to seem like the invention of the wheel (even though it is simply common sense). He advocates aggressively paying off debt (even says to stop...
by spoco79
Sat Jun 03, 2017 3:45 pm
Forum: Personal Finance (Not Investing)
Topic: Teachers: what are your best personal finance tips?
Replies: 78
Views: 6916

Re: Teachers: what are your best personal finance tips?

I've said I would do the same thing before, but I really only have about three topics. Maybe I can be a guest contributor on your blog. I am a college professor and my wife is a high school teacher in a very low cost of living area. We have done very well for ourselves, and it grieves me to hear bri...
by spoco79
Tue May 23, 2017 3:39 pm
Forum: Investing - Help with Personal Investments
Topic: How to Invest Church Money
Replies: 54
Views: 3994

Re: How to Invest Church Money

Saying you are an elder tells me that we may be in the same denomination.

If so, the PCA has an Investment fund.

https://pcafoundation.com/churches/designated-funds/
by spoco79
Mon May 15, 2017 1:36 pm
Forum: Personal Consumer Issues
Topic: Costco Kirkland Signature Cookware vs Calphalon?
Replies: 29
Views: 3332

Re: Costco Kirkland Signature Cookware vs Calphalon?

We pieced together a Le Cruset set over the years. Its expensive, but will last a lifetime.

If you are close to an outlet, they routinely run 40% off sales.
by spoco79
Mon Apr 24, 2017 9:42 am
Forum: Personal Consumer Issues
Topic: Orlando Disneyland advice
Replies: 21
Views: 1740

Re: Orlando Disneyland advice

I booked a Disney trip on Costco Travel and got a great deal for my family. We stayed at a 4-star property off of Disney that had a shuttle for less than what you would pay at a moderate Disney property.
by spoco79
Fri Apr 07, 2017 10:22 am
Forum: Personal Finance (Not Investing)
Topic: Telling Family About Daughters 529 For Gifts
Replies: 52
Views: 3672

Re: Telling Family About Daughters 529 For Gifts

No luck with getting family to do it, but we simply give less junk and invest. Right now I have three accounts setup for my 6-year old daughter: College fund Wedding fund First car fund We've taught her to try to save more than she spends. She got her first comma last Christmas and is starting to un...
by spoco79
Thu Mar 30, 2017 3:36 pm
Forum: Investing - Theory, News & General
Topic: What was your costliest investment mistake?
Replies: 162
Views: 23824

Re: What was your costliest investment mistake?

Made a huge mistake moving jobs that set off a chain reaction. I had interviewed for what I thought was a great position, and was one of the two finalists. One of my references (former manager) was the other finalist, and had applied for the job when I told him that I was applying and listing him as...
by spoco79
Sun Mar 19, 2017 8:52 pm
Forum: Investing - Help with Personal Investments
Topic: New to Investing, New to BH
Replies: 5
Views: 725

Re: New to Investing, New to BH

I work for an organization that will pay college tuition at any private university in the country, up to $34,000/year. OP, Welcome to the forum. I would love to work for your company. It certainly is a nice benefit. My boss currently has two kids in college at $40k/year schools. It's pretty simple ...
by spoco79
Sun Mar 19, 2017 8:49 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Help: I think I can do better
Replies: 5
Views: 402

Portfolio Help: I think I can do better

I'm okay with where I am right now, but I think I can be better. Have started to read a ton of books that should help, but the collective wisdom of this forum is hard to beat. College professor, age 37 Wife, SAHM, age 36 Salary: $105k IRA: 8% dollar for dollar match, but its limited (TIAA) No debt e...
by spoco79
Tue May 17, 2016 10:41 am
Forum: Personal Finance (Not Investing)
Topic: Hail damage on roof; what to do with Insurance Providers' $9,950 check
Replies: 51
Views: 4976

Re: Hail damage on roof; what to do with Insurance Providers' $9,950 check

Can't you cash the check and do nothing? Something about this doesn't seem right. Is this not insurance fraud? No, its not insurance fraud. Insurance fraud would have been you intentionally damaging the roof and filing a claim. Your roof was damaged. Either repair the roof or stick the $10k in a sa...
by spoco79
Wed May 04, 2016 10:53 am
Forum: Personal Finance (Not Investing)
Topic: University of Virginia vs University of Miami
Replies: 148
Views: 12910

Re: University of Virginia vs University of Miami

Put me in the wheelhouse of one that believes that there isn't that much difference in the 26th ranked and the 51st ranked university, considering that there are over 4000 in the country. Now, there is probably a difference in perception. UVA is considered a "public ivy," one of the top pu...
by spoco79
Tue May 03, 2016 9:09 am
Forum: Investing - Help with Personal Investments
Topic: New to Investing, New to BH
Replies: 5
Views: 725

New to Investing, New to BH

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