Search found 11 matches

by sociologydude76
Sun Aug 13, 2017 2:41 pm
Forum: Investing - Help with Personal Investments
Topic: New to investing, any portfolio advice (Roth IRA) is much appreciated!
Replies: 13
Views: 1077

Re: New to investing, any portfolio advice (Roth IRA) is much appreciated!

I'm just so close to breaking even with all of them that I am tempted to wait just a bit longer. This is a form of anchoring and represents poor analysis. What it ultimately says is that you think that the investments that you are "waiting to break even" will outperform the alternate investments th...
by sociologydude76
Sun Aug 13, 2017 2:38 pm
Forum: Investing - Help with Personal Investments
Topic: New to investing, any portfolio advice (Roth IRA) is much appreciated!
Replies: 13
Views: 1077

Re: New to investing, any portfolio advice (Roth IRA) is much appreciated!

Northern does not offer a total stock market index fund for domestic stocks, they have a S&P 500 Index Fund covering stocks of larger U.S. companies. Northern does not offer a total international index fund, they have an EAFE index fund that covers only stocks of larger companies in developed marke...
by sociologydude76
Fri Aug 11, 2017 12:56 pm
Forum: Investing - Help with Personal Investments
Topic: New to investing, any portfolio advice (Roth IRA) is much appreciated!
Replies: 13
Views: 1077

Re: New to investing, any portfolio advice (Roth IRA) is much appreciated!

I suggest you go ahead and sell everything in the Robinhood account, don't wait. I suggest rolling the E*Trade Roth IRA over to a Roth IRA at Vanguard. Vanguard has by far the largest selection of low expense ratio mutual funds offered anywhere. There is no need to use Northern funds that imitate V...
by sociologydude76
Fri Aug 11, 2017 12:49 pm
Forum: Investing - Help with Personal Investments
Topic: New to investing, any portfolio advice (Roth IRA) is much appreciated!
Replies: 13
Views: 1077

Re: New to investing, any portfolio advice (Roth IRA) is much appreciated!

Just a bit of advice on your Robinhood account from someone who was in your shoes two years ago. Sell the individual stocks if you think they should be sold. Go ahead and do it, don't wait for them to break even because they may never do so. This psychological trap is called "anchoring". Read up an...
by sociologydude76
Fri Aug 11, 2017 12:45 pm
Forum: Investing - Help with Personal Investments
Topic: New to investing, any portfolio advice (Roth IRA) is much appreciated!
Replies: 13
Views: 1077

Re: New to investing, any portfolio advice (Roth IRA) is much appreciated!

I don't see why a phd grad would not be "rich" by the time they retire. Having a tr fund makes rebalancing more difficult, so if you want to have a 3-4 fund portfolio I would ditch it. Whether to slice and dice is a personal decision. Many say the three fund portfolio is sufficient, but a lot like ...
by sociologydude76
Thu Aug 10, 2017 12:33 pm
Forum: Investing - Help with Personal Investments
Topic: New to investing, any portfolio advice (Roth IRA) is much appreciated!
Replies: 13
Views: 1077

New to investing, any portfolio advice (Roth IRA) is much appreciated!

Hello Bogleheads! I started investing last November when I realized my savings account was actually *losing* me money due to fees. None of my friends or family ever invested in the stock market so I didn't know what I was doing. But I started reading some things and jumped into it! Anyway, I'm 28 ye...
by sociologydude76
Mon Jul 31, 2017 10:02 am
Forum: Investing - Help with Personal Investments
Topic: Newbie question about my stock in Amazon...
Replies: 51
Views: 4937

Re: Newbie question about my stock in Amazon...

I just want to echo the awesome advice in this thread so far. And as mentioned above, I'm encouraged by the pleasant responses by a newbie question. That's a rarity on the internet! Anyway, I also like Amazon, but like others said, it depends how long you want to hold it. I like it for the long term...
by sociologydude76
Wed Jul 19, 2017 9:59 am
Forum: Investing - Help with Personal Investments
Topic: E-Trade and NOSIX vs Vanguard and VFINX
Replies: 7
Views: 416

Re: E-Trade and NOSIX vs Vanguard and VFINX

I use NOSIX to make frequent buy orders. Then, once a year, after the 90 day NOSIX lockup has expired I'll move the money into a Vanguard ETF (which are priced at the Admiral share level, which is lower than the Investor share level of VFINX) You can see that since 2010, NOSIX has beat VFINX, likel...
by sociologydude76
Wed Jul 19, 2017 9:10 am
Forum: Investing - Help with Personal Investments
Topic: E-Trade and NOSIX vs Vanguard and VFINX
Replies: 7
Views: 416

Re: E-Trade and NOSIX vs Vanguard and VFINX

When it comes to an index funds Vanguard is well regarded because they have such a wide selection of low cost funds...whereas most other providers only have a handful. An S&P500 index fund is an S&P500 index fund for the most part. Fidelity, Schwab, Vanguard etc all have similar offerings. Pick the...
by sociologydude76
Wed Jul 19, 2017 7:52 am
Forum: Investing - Help with Personal Investments
Topic: E-Trade and NOSIX vs Vanguard and VFINX
Replies: 7
Views: 416

Re: E-Trade and NOSIX vs Vanguard and VFINX

NOSIX looks fine to me. Looks like a low cost S&P 500 index fund. Assuming an S&P 500 fund is what you want you could do a lot worse than this. Thank you for the reply! Yes, I am looking to invest in a total market index fund, a mid cap index fund, and a small cap index fund for the long term. Nort...
by sociologydude76
Wed Jul 19, 2017 7:16 am
Forum: Investing - Help with Personal Investments
Topic: E-Trade and NOSIX vs Vanguard and VFINX
Replies: 7
Views: 416

E-Trade and NOSIX vs Vanguard and VFINX

Hello everyone, First time poster here! I'm 28 and a low income grad student. I jumped onto e-trade this winter to start saving for retirement with a Roth IRA. But as I read more about Index Funds, I was worried that I might have chosen the wrong brokerage. E-Trade offers fee free trading for Northe...