Search found 323 matches

by snarlyjack
Tue Aug 22, 2017 6:58 pm
Forum: Investing - Theory, News & General
Topic: New Dividends Appreciation data series - backtesting
Replies: 104
Views: 7334

Re: New Dividends Appreciation data series - backtesting

Siamond, (I' am back from vacation). Thank you for all your studies! After reading through the posts the bottom line I came away with... Bottom Line: The High Dividend Yield Index Fund is a market performer that pay's a good dividend for income investors. The Dividend Appreciation Index Fund is a ex...
by snarlyjack
Fri Aug 11, 2017 2:01 pm
Forum: Investing - Theory, News & General
Topic: New Dividends Appreciation data series - backtesting
Replies: 104
Views: 7334

Re: New Dividends Appreciation data series - backtesting

Siamond,

One last study for you before I leave on vacation.
"The Importance Of Dividends" dated 11-6-2016

Enjoy...

https://www.thebalance.com/the-importan ... nds-416840
by snarlyjack
Fri Aug 11, 2017 12:13 pm
Forum: Investing - Theory, News & General
Topic: New Dividends Appreciation data series - backtesting
Replies: 104
Views: 7334

Re: New Dividends Appreciation data series - backtesting

Siamond,

I wanted to let you know I' am going on vacation tomorrow (Saturday) I'll be gone for a week.
"I'll be back..."

Here is a dividend study by "Heartland Funds" that you might find helpful.

http://www.suredividend.com/wp-content/ ... eturns.pdf
by snarlyjack
Thu Aug 10, 2017 9:48 pm
Forum: Investing - Theory, News & General
Topic: New Dividends Appreciation data series - backtesting
Replies: 104
Views: 7334

Re: New Dividends Appreciation data series - backtesting

Here is a article from Professor Jeremy Siegel
that you might find interesting concerning dividend stocks.
Dated 5-25-2016

Enjoy...

http://www.newsmax.com/Finance/StreetTa ... id/730621/
by snarlyjack
Thu Aug 10, 2017 8:03 pm
Forum: Investing - Theory, News & General
Topic: New Dividends Appreciation data series - backtesting
Replies: 104
Views: 7334

Re: New Dividends Appreciation data series - backtesting

Thank you Siamond. (Let the analysis begin)...Just a few thoughts before we begin. 1). I think we need to realize what we are comparing the portfolio's to (TSM/SP500). 2). What are the investors goals? Total return or income investing? a). Total return is using the 4% (trinity study) for withdrawals...
by snarlyjack
Thu Aug 10, 2017 8:57 am
Forum: Investing - Theory, News & General
Topic: New Dividends Appreciation data series - backtesting
Replies: 104
Views: 7334

Re: New Dividends Appreciation data series - backtesting

Nedsaid, Yes, I have body burns from being "tarred & feathered" a few times. That is why I' am so excited that Siamond has taken on this project. It would be very helpful to the Bogleheads to have analysis & charts that we can all look at to help us make informed choices. Plus it gives us more choic...
by snarlyjack
Thu Aug 10, 2017 12:17 am
Forum: Investing - Theory, News & General
Topic: New Dividends Appreciation data series - backtesting
Replies: 104
Views: 7334

Re: New Dividends Appreciation data series - backtesting

Let's take a quick look at these 2 funds as of 8-9-2017. The High Dividend Yield Index Fund (top 10 stocks): Microsoft Johnson & Johnson Exxon J.P. Morgan Wells Fargo G.E. AT&T Procter & Gamble Pfizer Chevron 405 stocks 30.6% Net Largest Holdings 2.97% Dividend ---------------------- Dividend Apprec...
by snarlyjack
Wed Aug 09, 2017 11:13 pm
Forum: Investing - Theory, News & General
Topic: New Dividends Appreciation data series - backtesting
Replies: 104
Views: 7334

Re: New Dividends Appreciation data series - backtesting

Siamond, This is great news. (since we have been discussing (dividends) for months, it would be great to have research in your data base with charts & figures) Larry Swedroe has talked a lot about "factor investing", with scv. But you can also get factor's by investing in: 1). Dividends. 2). Value. ...
by snarlyjack
Wed Aug 09, 2017 10:44 am
Forum: Investing - Theory, News & General
Topic: New Wiki page: the Telltale Chart => feedback?
Replies: 55
Views: 3091

Re: New Wiki page: the Telltale Chart => feedback?

Hi Siamond & Lady Geek, I've been playing around with the Telltale charts. (I can't seem to get it to work correctly)? What I would like to see is: 1). High Dividend Yield Index Fund (investor shares) (50% of portfolio). 2). Dividend Appreciation Index Fund (investor shares) (40% of portfolio). 3). ...
by snarlyjack
Tue Aug 08, 2017 8:33 pm
Forum: Investing - Theory, News & General
Topic: Still Buying As planned Regardless Of The World Situation
Replies: 72
Views: 7666

Re: Still Buying As planned Regardless Of The World Situation

I ignore the noise & keep plugging away.
I keep dollar cost averaging into everything,
so far it has worked out pretty good.
by snarlyjack
Mon Aug 07, 2017 2:09 pm
Forum: Investing - Theory, News & General
Topic: trying to understand total market and value investing
Replies: 77
Views: 4858

Re: trying to understand total market and value investing

jbolden, Lunch Time... I totality agree with you. Especially the 50/40/10 portfolio. 1). High Dividend Yield Index Fund. 50% 2). Dividend Appreciation Index Fund. 40% 3). Cash right now 10%...could be something different later on, at the bottom. Currently I' am getting conservative but holding my po...
by snarlyjack
Mon Aug 07, 2017 9:13 am
Forum: Investing - Theory, News & General
Topic: trying to understand total market and value investing
Replies: 77
Views: 4858

Re: trying to understand total market and value investing

Avalpert, You & I agree on "lot's" of things. We both agree on/with Jack Bogle, Vanguard & index funds. I think Vanguard & index funds are the "cat's meow". We also agree with "a lot" of what the Bogleheads have to say especially long term buy & hold. "Put your money in the index fund & open your st...
by snarlyjack
Mon Aug 07, 2017 8:26 am
Forum: Investing - Theory, News & General
Topic: trying to understand total market and value investing
Replies: 77
Views: 4858

Re: trying to understand total market and value investing

Here is a article on what Jack Bogle says about Blue Chip investing. Where I disagree with the "Conservative Income Investor" is he believes in buying & managing individual stocks. I believe with Jack Bogle where an index fund is a more appropriate place to buy & invest (at least for me). "Buy the w...
by snarlyjack
Sun Aug 06, 2017 11:50 pm
Forum: Investing - Theory, News & General
Topic: trying to understand total market and value investing
Replies: 77
Views: 4858

Re: trying to understand total market and value investing

Indexonlyplease, Why (The largest & the best)...what a question for the ages? Let me try to answer your question in my way. Why would Warren Buffett buy 400,000,000 shares of Coke-Cola? It is one of the greatest buys ever... Read these articles, I hope you enjoy them. http://theconservativeincomeinv...
by snarlyjack
Sun Aug 06, 2017 10:07 pm
Forum: Investing - Theory, News & General
Topic: trying to understand total market and value investing
Replies: 77
Views: 4858

Re: trying to understand total market and value investing

Here is a article that might shed some light on the subject.

I don't consider myself a value investor or a growth investor.
I consider myself a dividend investor...

Enjoy.

http://theconservativeincomeinvestor.co ... investors/
by snarlyjack
Fri Aug 04, 2017 8:17 am
Forum: Investing - Theory, News & General
Topic: Living Off Dividends
Replies: 285
Views: 21306

Re: Living Off Dividends

For me personally because my parents are gone (I can't borrow from my parents) it is important to have an emergency fund & a backup plan. A backup plan to the backup plan... I like the idea in case of a emergency of knowing I have a good dividend coming in each quarter. Worse case scenario is I coul...
by snarlyjack
Fri Aug 04, 2017 7:49 am
Forum: Investing - Theory, News & General
Topic: Living Off Dividends
Replies: 285
Views: 21306

Re: Living Off Dividends

Good morning everyone, I went on Vanguards site & looked at the 10 year chart. $10,000. Invested July 2007 thru July 2017, Investor shares. and compared the 4 funds we all like. The numbers are (according to Vanguard): VHDYX $20,637. VFINX $20,831. VTSMX $21,250. VDAIX $20,869. Difference of $613.00...
by snarlyjack
Thu Aug 03, 2017 7:46 pm
Forum: Investing - Theory, News & General
Topic: Living Off Dividends
Replies: 285
Views: 21306

Re: Living Off Dividends

sreynard, I must say that was a "gun shot" of a post... Here is a article that you might like! Although, I do think that a good dividend portfolio can outperform the S & P 500. When I compare the High Dividend Yield Index Fund to the S & P 500 & TSM they are only "hairs" apart in performance. http:/...
by snarlyjack
Thu Aug 03, 2017 8:37 am
Forum: Investing - Theory, News & General
Topic: Living Off Dividends
Replies: 285
Views: 21306

Re: Living Off Dividends

Good Morning Everyone! (Just a quick note before I go to work) First of all I appreciate everyone's help on my situation! Which I admit is kind of unusual... Just a fast recap of my situation: I' am currently 23 years old. My parents divorced years ago (Father is out of the picture). My Mom died whe...
by snarlyjack
Wed Aug 02, 2017 10:09 pm
Forum: Investing - Theory, News & General
Topic: Living Off Dividends
Replies: 285
Views: 21306

Re: Living Off Dividends

jbolden, Thank you... that was very interesting & informative! I know you realize that your explanation went over 99% of the people minds...even mine... But I do appreciate it :) But the real question is: How is the best way to profit from dividends assuming we only use Vanguard Funds? No closed end...
by snarlyjack
Wed Aug 02, 2017 5:11 pm
Forum: Investing - Theory, News & General
Topic: Living Off Dividends
Replies: 285
Views: 21306

Re: Living Off Dividends

Switching gears...once again. Here is a video from Kevin O'Leary on 2 key issues: 1). Dividends are the "Mothers Milk" of investing. 2). What happens when President Trump repatriates our overseas monies & does corporate tax reform. Enjoy this video... https://www.cnbc.com/video/2016/08/01/oleary-div...
by snarlyjack
Wed Aug 02, 2017 12:09 pm
Forum: Investing - Theory, News & General
Topic: Living Off Dividends
Replies: 285
Views: 21306

Re: Living Off Dividends

I' am a simple guy...I like simple investments. (When the analysis starts getting so complicated that I need to get out my super computer to figure something out, I always go back to the basics...) Watch this advice from Kevin O'Leary. Enjoy... https://www.bing.com/videos/search?q=kevin+o%27leary&&v...
by snarlyjack
Wed Aug 02, 2017 11:48 am
Forum: Investing - Theory, News & General
Topic: Living Off Dividends
Replies: 285
Views: 21306

Re: Living Off Dividends

Let's face it, we Bogleheads love our research papers.
Here is one of the latest white papers from "Wisdomtree Research 2017" about dividends.

Enjoy...

https://www.wisdomtree.com/-/media/us-m ... proach.pdf
by snarlyjack
Wed Aug 02, 2017 6:11 am
Forum: Investing - Theory, News & General
Topic: Living Off Dividends
Replies: 285
Views: 21306

Re: Living Off Dividends

Chinto, I totality agree with you! I think we are very informed investors & know exactly what were doing! Their are just to many examples of millionaires & very successful investors that are using a dividend strategy for them to say were all a bunch uninformed investors, that don't know what were do...
by snarlyjack
Wed Aug 02, 2017 5:16 am
Forum: Investing - Theory, News & General
Topic: Timber Investing: My articles on ETFs and REITs
Replies: 23
Views: 6685

Re: Timber Investing: My articles on ETFs and REITs

ExStockAnalyst's, I' am from Montana. Hugh tracks of forest land (Federal, State & Private land). I see "lot's" of problems with investing in timber land. Let me list some right off the top of my head: 1). Right now, Montana is on "Fire" & the gov't is evacuating towns (Seeley Lake, Montana) because...
by snarlyjack
Mon Jul 31, 2017 8:25 pm
Forum: Investing - Theory, News & General
Topic: Living Off Dividends
Replies: 285
Views: 21306

Re: Living Off Dividends

As you can see there is different part's to this dividend conservation, (accounting, price movement, dividend payout, p/e ratio's, price of dividend, etc.) When I was studying (1) Warren Buffett (2) The Janitor Door, Ronald Read (3) The Millionaire who gave away his Walgreen's stock & (4) Kevin O'Le...
by snarlyjack
Mon Jul 31, 2017 8:33 am
Forum: Investing - Theory, News & General
Topic: Living Off Dividends
Replies: 285
Views: 21306

Re: Living Off Dividends

Stryker, Dividend's are 1 of the most researched studies in finance. If you look on the internet... Professor Jeremy Seigel you will find a ton of research white papers. Here is a research paper that I quickly copied for you. The bottom line is dividend stocks outperform almost everything else (for ...
by snarlyjack
Sun Jul 30, 2017 11:32 pm
Forum: Investing - Theory, News & General
Topic: Living Off Dividends
Replies: 285
Views: 21306

Re: Living Off Dividends

When I first started investing, I read how Warren Buffett & the Janitor Next Door got rich. They got rich off of dividends. What they were doing is taking the dividends & buying new funds (or stocks) and compounding it out (snowballing it). Both the Total Stock Market Fund & High Dividend Yield Fund...
by snarlyjack
Sun Jul 30, 2017 10:30 pm
Forum: Investing - Theory, News & General
Topic: Living Off Dividends
Replies: 285
Views: 21306

Re: Living Off Dividends

The point of this whole thing is "free Cash Flow". Here is an example: Total Stock Market = $1.1 Million. = $20,000 in dividends. (Assume, you are up by $100,000 over me). High Dividend Yield Fund $1.0 Million. = $30,000 in dividends. (I' am $10,000 ahead in free cash flow per year). (snowballing).....
by snarlyjack
Sun Jul 30, 2017 8:49 pm
Forum: Investing - Theory, News & General
Topic: Living Off Dividends
Replies: 285
Views: 21306

Re: Living Off Dividends

Willthrill, I read your article that Larry Swedroe wrote. I'll admit my preference is all "psychological"! As a matter of fact, I talked with Larry Swedroe about dividend investing. It keep's coming back to the point of, I have $1.0 million. High Dividend Yield Fund = 3.02% ...$30,200. per year. Tot...
by snarlyjack
Sun Jul 30, 2017 7:59 pm
Forum: Investing - Theory, News & General
Topic: Living Off Dividends
Replies: 285
Views: 21306

Re: Living Off Dividends

Willthrill81, Nice talking with you! For those of us with inquisitive minds, I ran some # using mutual funds. The 3 funds I chose are: 1). Vanguard Dividend Appreciation Index Fund. 2). Vanguard High Dividend Yield Index Fund. 3). Vanguard Total Stock Market Index Fund. I used the 10 year after tax ...
by snarlyjack
Sun Jul 30, 2017 7:07 pm
Forum: Investing - Theory, News & General
Topic: Living Off Dividends
Replies: 285
Views: 21306

Re: Living Off Dividends

I think one problem might be with our strict "Total Return" definition. Let me give you an example: 1). I have a small cap. fund that is averaging 12% a year. It pay's no dividend & to get money out I must sell shares. But it makes a ton of money... (I have $1.0 million). 2). I have a large cap blue...
by snarlyjack
Sun Jul 30, 2017 11:53 am
Forum: Investing - Theory, News & General
Topic: Living Off Dividends
Replies: 285
Views: 21306

Re: Living Off Dividends

You are correct Wizard! It could also be used by younger people who plan on having the portfolio intact for over 30 years. For example: My age 23 years old. Age 100 (mortality). 100 - 23 = 77 more years. I' am interested in long term income & growth without depleting the portfolio. This is very ...
by snarlyjack
Sun Jul 30, 2017 8:55 am
Forum: Investing - Theory, News & General
Topic: Living Off Dividends
Replies: 285
Views: 21306

Re: Living Off Dividends

Portfolio Design. (I realize that this is different thinking than a total return investor). (This is more for a income/growth investor). Being a young guy interested in FIRE the perfect portfolio might be: Equity (Portfolio): 60% High dividend yield fund. (FTSE/Russell Index). 30% Dividend appreciat...
by snarlyjack
Sat Jul 29, 2017 8:27 pm
Forum: Investing - Theory, News & General
Topic: Warren Buffett bet's on utilities
Replies: 4
Views: 1277

Warren Buffett bet's on utilities

Our old friend Warren Buffett bets on utilities.
He is building up a recession resistant energy powerhouse...

http://www.msn.com/en-us/money/savingan ... spartandhp
by snarlyjack
Sat Jul 29, 2017 1:35 pm
Forum: Investing - Theory, News & General
Topic: Living Off Dividends
Replies: 285
Views: 21306

Re: Living Off Dividends

I spent this past week analyzing the different academic studies on dividends. I ended up making a portfolio change: 1). 70% Vanguard High Dividend Yield Index Fund (428 stocks). 2). 30% Vanguard Dividend Appreciation Index Fund (186 stocks). 3). + some CD's. I want high dividend yield + dividend gro...
by snarlyjack
Thu Jul 27, 2017 8:46 am
Forum: Investing - Theory, News & General
Topic: Jack Bogle, Eugene Fama- New Freakonomics Radio Podcast
Replies: 26
Views: 2644

Re: Jack Bogle, Eugene Fama- New Freakonomics Radio Podcast

buckeye,

That was a excellent pod-cast!
Thank you for posting it...
by snarlyjack
Tue Jul 25, 2017 10:55 pm
Forum: Investing - Theory, News & General
Topic: Living Off Dividends
Replies: 285
Views: 21306

Re: Living Off Dividends

Stormbringer, I think FIRE all depends on your age. Goal: I would like to FIRE (financial independent/retire early). I got on my computer & researched...it would take me approximately 15 more years to save up enough to live on my dividends. Approx. 2 1/2 to 3 1/2 % dividend level. What is my age...
by snarlyjack
Tue Jul 25, 2017 10:10 pm
Forum: Investing - Theory, News & General
Topic: A thank you to the members of this forum...
Replies: 1
Views: 627

Re: A thank you to the members of this forum...

MrMojoRisin, Glad we could help you... Bogleheads has also really helped me! In the "Wiki" their is a list of excellent articles called Taylors "Gems". I would advise everyone to read these very informative Gems. They are loaded with some excellent advise. They also talk about &q...
by snarlyjack
Mon Jul 24, 2017 11:40 pm
Forum: Investing - Theory, News & General
Topic: Dividends vs buybacks
Replies: 60
Views: 2991

Re: Dividends vs buybacks

jbolden, Just checking the board before I go to bed. First of all, I want to thank you for your excellent advice & answering my questions! Deep down in my heart of hearts I' am a value investor. Even though I don't need income (if the markets were to tank) I like the idea of my dividend's being ...
by snarlyjack
Mon Jul 24, 2017 1:02 pm
Forum: Investing - Theory, News & General
Topic: Living Off Dividends
Replies: 285
Views: 21306

Re: Living Off Dividends

I've spent the last 3 years studying this. You will find different answers here in Bogleheads (pro's & con's). Which is better is open to debate? I think the optimum is a 70/30 or 80/20 portfolio (stock/bond ratio) with lot's of cash put aside for a down market or emergency. All Boglehead princi...
by snarlyjack
Mon Jul 24, 2017 8:20 am
Forum: Investing - Theory, News & General
Topic: Dividends vs buybacks
Replies: 60
Views: 2991

Re: Dividends vs buybacks

jbolden, I like how you think & I think your giving out some pretty accurate advice. (Since our other thread was closed)... I gather from reading your post's that if a investor was looking out 70-80 years in designing a portfolio. If that investor didn't really want to sell off the portfolio (us...
by snarlyjack
Sun Jul 23, 2017 9:06 pm
Forum: Investing - Theory, News & General
Topic: Dividend Misunderstandings & Only Spend Return
Replies: 282
Views: 15340

Re: Dividend Misunderstandings & Only Spend Return

Keep in mind that I' am just providing what I think are thought provoking articles. 1). I don't invest in individual stocks, I only invest in Vanguard Mutual Funds (no ETF's). 2). I really like VHDYX fund & I like investing in Big Blue Chip stocks (for assorted reasons). 3). Very few people here...
by snarlyjack
Sun Jul 23, 2017 8:11 pm
Forum: Investing - Theory, News & General
Topic: Dividend Misunderstandings & Only Spend Return
Replies: 282
Views: 15340

Re: Dividend Misunderstandings & Only Spend Return

Here is a article that might help everyone. "Why I don't compare my portfolio to the S & P 500" I know what my goals are, I know what I need to accomplish with my portfolio. What does that have to do with comparing my portfolio to a arbitrary index? It's a interesting thought provoking...
by snarlyjack
Sun Jul 23, 2017 6:55 pm
Forum: Investing - Theory, News & General
Topic: Dividend Misunderstandings & Only Spend Return
Replies: 282
Views: 15340

Re: Dividend Misunderstandings & Only Spend Return

Thank you Phineas! Life is funny...The Lord taketh & The Lord giveth! The bad news is my parents are gone...the good news is I have lot's of life insurance money. Now... it's what to do, what to do! I've had to study & learn. The Boglehead family has been great & very supportive. Not to ...
by snarlyjack
Sun Jul 23, 2017 6:12 pm
Forum: Investing - Theory, News & General
Topic: Dividend Misunderstandings & Only Spend Return
Replies: 282
Views: 15340

Re: Dividend Misunderstandings & Only Spend Return

Let me try a different angle. In my neighborhood their are house & duplexes. They all cost about the same price. They provide the same service, a place to live & store your stuff. But they are different, from an accounting standpoint. The house doesn't provide any cash flow but appreciates i...
by snarlyjack
Sun Jul 23, 2017 9:53 am
Forum: Investing - Theory, News & General
Topic: Dividends vs buybacks
Replies: 60
Views: 2991

Re: Dividends vs buybacks

BolderBoy,

Watch this quick video by Kevin O'Leary, it
might answer your question on how I look at things.
Kevin O'Leary has his problems but he is a
good/interesting storyteller.

https://www.bing.com/videos/search?q=ke ... ORM=VRDGAR
by snarlyjack
Sun Jul 23, 2017 9:32 am
Forum: Investing - Theory, News & General
Topic: Dividend Misunderstandings & Only Spend Return
Replies: 282
Views: 15340

Re: Dividend Misunderstandings & Only Spend Return

VHDYX (Vanguard High Dividend Yield Index Fund) sold off in 2008. Just as badly as the TSM & S & P 500 Funds. In researching why, I found out that their sector diversification was off. Financial sector % was way to high of a mix. (Vanguard has since fixed this problem & brought down thei...
by snarlyjack
Sun Jul 23, 2017 8:49 am
Forum: Investing - Theory, News & General
Topic: Dividends vs buybacks
Replies: 60
Views: 2991

Re: Dividends vs buybacks

jbolden1517, I just graduated with a B.S. Degree in Finance (about a year ago). When I was studying Finance the main analysis was what is a stock worth. We always used the dividend level to help us get to fair market value. It is really hard for me to figure out what a stock is worth if they don't p...
by snarlyjack
Sat Jul 22, 2017 5:05 pm
Forum: Investing - Theory, News & General
Topic: Dividend Misunderstandings & Only Spend Return
Replies: 282
Views: 15340

Re: Dividend Misunderstandings & Only Spend Return

Thank you Willthrill81, I like Wellington & Wellesley funds & have/would consider them. I prefer index funds but hey... I' am only 23 years old so I consider myself pretty young for a lot of bonds, I would like good growth. Growth & income...The perfect balance... Thanks for your help &a...