Search found 11 matches

by smsdad
Sun Jul 16, 2017 8:59 pm
Forum: Investing - Help with Personal Investments
Topic: Making the jump from Edward Jones
Replies: 41
Views: 3659

Re: Making the jump from Edward Jones

Everything except the tiny <$1 amount in a joint account has transferred over. They still show the tIRA but with a balance of zero. The rIRA doesn't show up at all anymore. I expect that the traditional will disappear at some point. I don't care about the last bit remaining in the joint account but ...
by smsdad
Fri Jul 07, 2017 9:09 am
Forum: Investing - Help with Personal Investments
Topic: Making the jump from Edward Jones
Replies: 41
Views: 3659

Re: Making the jump from Edward Jones

The 9 left-over mutuals at EJ also show up(along with nearly all their assets) in the VG account. The amounts in the EJ account range anywhere from $3 to $86, for about $400 total. When I get some time later today I will call VG to make sure that I understand what is going on with the account at EJ ...
by smsdad
Fri Jul 07, 2017 8:18 am
Forum: Investing - Help with Personal Investments
Topic: Making the jump from Edward Jones
Replies: 41
Views: 3659

Re: Making the jump from Edward Jones

Nearly everything has now transferred over to Vanguard now. There is only a few hundred dollars left at EJ in the tIRA in 9 left over Mutual funds plus $40 in cash. The rIRA just shows another $40 in cash. There is a joint account with only $0.70 in it(yes, that's 70 cents). Now, it may be that the ...
by smsdad
Wed Jun 28, 2017 4:36 pm
Forum: Investing - Help with Personal Investments
Topic: Making the jump from Edward Jones
Replies: 41
Views: 3659

Re: Making the jump from Edward Jones

OK, started the ball rolling today. Wish me luck!
by smsdad
Tue Jun 27, 2017 10:06 pm
Forum: Investing - Help with Personal Investments
Topic: Making the jump from Edward Jones
Replies: 41
Views: 3659

Re: Making the jump from Edward Jones

Another question - ok maybe two or three.. For those that have gone this route before, what did it do to your tax situation that next tax season? Will it be like EJ in that everything just gets reinvested into itself and I never see any real gains from it? So as far as the tax man goes, that money d...
by smsdad
Tue Jun 27, 2017 9:32 pm
Forum: Investing - Help with Personal Investments
Topic: Making the jump from Edward Jones
Replies: 41
Views: 3659

Re: Making the jump from Edward Jones

If you want to sell the individual stocks, ask each custodian (or look it up online) what the cost is to sell them. If there is a charge at VG, ask if they will give you enough free trades to move into their funds. Then decide They did mention that there was a $7 per stock fee to sell them, which i...
by smsdad
Tue Jun 27, 2017 6:47 pm
Forum: Investing - Help with Personal Investments
Topic: Making the jump from Edward Jones
Replies: 41
Views: 3659

Re: Making the jump from Edward Jones

I'm not really worried about the fees to close. I only have three accounts with them. What was the fee? Like $95 each account or something? Nothing compared to what in will save in other fees NOT paid to them. For my individual stocks, should I keep them at VG or go ahead, bring them over then put i...
by smsdad
Tue Jun 27, 2017 2:43 pm
Forum: Investing - Help with Personal Investments
Topic: Making the jump from Edward Jones
Replies: 41
Views: 3659

Re: Making the jump from Edward Jones

I heard back from VG this morning and they say of the funds that are in the clutches of EJ, only the Roth fund will incur a transaction fee. The rest in the traditional IRA will not have any transaction fees. I asked him(this has been through email) if this meant that there will be no fees, either f...
by smsdad
Tue Jun 27, 2017 11:13 am
Forum: Investing - Help with Personal Investments
Topic: Making the jump from Edward Jones
Replies: 41
Views: 3659

Re: Making the jump from Edward Jones

I've engaged with one of their advisors and sent him the list of EJ funds. He is going to take a look and see what will carry over in kind, if any, and sketch out for me what the next steps will be. I haven't officially pulled the trigger on the move yet as I wanted to get a better understanding of ...
by smsdad
Mon Jun 26, 2017 10:19 pm
Forum: Investing - Help with Personal Investments
Topic: Making the jump from Edward Jones
Replies: 41
Views: 3659

Re: Making the jump from Edward Jones

Thank you dwickenh, I didn't see the right way to post until after I posted so I apologize for the misstep. I'll try to expound. Emergency funds: Probably only about a month or so Debt: Only mortage (3.75%) $825/mo w/<80k left. Tax Filing Status: Married Filing Jointly State of Residence: Washington...
by smsdad
Mon Jun 26, 2017 8:31 pm
Forum: Investing - Help with Personal Investments
Topic: Making the jump from Edward Jones
Replies: 41
Views: 3659

Making the jump from Edward Jones

Greetings, I am probably gong to be making the jump from EJ here soon. Wife and I have been there since about 2012. After reading many topics on this site and reading the Boglehead Investment book, I think it is time to say adios to them. Besides, they are calling the house trying to set up a quick ...