Search found 321 matches

by slbnoob
Wed May 25, 2016 9:18 am
Forum: Personal Consumer Issues
Topic: Anyone bought a new bed recently? [Mattress]
Replies: 58
Views: 6167

Re: Anyone bought a new bed recently? [Mattress]

How about any resources for a reasonable new bed frame? Provide a number or range. Never assume your notion of reasonable to be universal. Ok, please disregard my notion of reasonable. What is a resource for a reasonable bed frame for you? I can decide best if that is reasonable for me or not. I'll...
by slbnoob
Wed May 25, 2016 9:15 am
Forum: Personal Consumer Issues
Topic: Car rental deals
Replies: 14
Views: 1031

Re: Car rental deals

Priceline or Hotwire Name your Own Price or Express Deals.
by slbnoob
Tue May 24, 2016 10:08 am
Forum: Personal Consumer Issues
Topic: Anyone bought a new bed recently? [Mattress]
Replies: 58
Views: 6167

Re: Anyone bought a new bed recently? [Mattress]

How about any resources for a reasonable new bed frame?
by slbnoob
Thu May 12, 2016 9:34 pm
Forum: Personal Finance (Not Investing)
Topic: Career ambitions, life changes
Replies: 18
Views: 3199

Re: Career ambitions, life changes

Great post Meg. Yours and JimmyD's posts (linked in the OP) shifted my thinking a little bit. Glad I wrote what I did in the OP. Else there was only my wife to listen to my rant :)
by slbnoob
Thu May 12, 2016 9:45 am
Forum: Personal Finance (Not Investing)
Topic: Career ambitions, life changes
Replies: 18
Views: 3199

Career ambitions, life changes

This post by user JimmyD prompted me to write this. I too am in a similar situation. 31, married, with first kid on the way. I've been in my O&G job for 3+ years now after grad school. Despite the wave of layoffs around me, I'm still here so far and am very thankful for that. My boss is nice, t...
by slbnoob
Tue May 10, 2016 11:39 am
Forum: Personal Finance (Not Investing)
Topic: Ticketmaster class action settlement: hoax or real?
Replies: 4
Views: 569

Re: Ticketmaster class action settlement: hoax or real?

I also received the same email. I'll check after June when I remember to do so.
by slbnoob
Mon May 02, 2016 10:03 am
Forum: Personal Finance (Not Investing)
Topic: 7 month / 7% / $7K CD at nrlfcu
Replies: 43
Views: 6259

Re: 7mo/7%/7K CD at nrlfcu

Please report back here how the CC charge got registered? Will be in if it is not CA. Thanks!
by slbnoob
Sun May 01, 2016 8:37 pm
Forum: Personal Finance (Not Investing)
Topic: 7 month / 7% / $7K CD at nrlfcu
Replies: 43
Views: 6259

Re: 7mo/7%/7K CD at nrlfcu

Any experiences dealing with them? Considering it to park some EF.
by slbnoob
Mon Apr 25, 2016 10:04 am
Forum: Personal Finance (Not Investing)
Topic: Will Chip + Sign CC work in Europe?
Replies: 27
Views: 2123

Re: Will Chip + Sign CC work in Europe?

If it doesn't work at first or prompt for a pin, try 0000 or more depending on the length of the input field. Does this actually work? Are you taking the chance of the ultimate nightmare of having the machine "eat" your card? It has indeed worked for me on a couple of occasions using a Ch...
by slbnoob
Sat Apr 23, 2016 11:32 pm
Forum: Personal Finance (Not Investing)
Topic: Will Chip + Sign CC work in Europe?
Replies: 27
Views: 2123

Re: Will Chip + Sign CC work in Europe?

If it doesn't work at first or prompt for a pin, try 0000 or more depending on the length of the input field.
by slbnoob
Sat Apr 23, 2016 11:23 pm
Forum: Personal Consumer Issues
Topic: Online Mattress Company Reviews
Replies: 51
Views: 4620

Re: Online Mattress Company Reviews

Jumping on this thread since I'm also in the market for a mattress. Will start by trying out the cheapest among the online ones here (Leesa, TN, Casper, etc.). I have an old Ikea frame with slats. Any one have issues putting these mattresses on slats? The websites seem to have a maximum space betwe...
by slbnoob
Fri Apr 22, 2016 10:51 am
Forum: Personal Consumer Issues
Topic: Online Mattress Company Reviews
Replies: 51
Views: 4620

Re: Online Mattress Company Reviews

Jumping on this thread since I'm also in the market for a mattress. Will start by trying out the cheapest among the online ones here (Leesa, TN, Casper, etc.). I have an old Ikea frame with slats. Any one have issues putting these mattresses on slats? The websites seem to have a maximum space betwee...
by slbnoob
Wed Apr 20, 2016 5:19 pm
Forum: Investing - Help with Personal Investments
Topic: Spouse's new job. Should we do Roth 401(k)?
Replies: 4
Views: 494

Re: Spouse's new job. Should we do Roth 401(k)?

I meant it as the gross income before any deductions, etc. AGI will be lower than 184k. I will check with this in mind. Seems like we should be fine.
So the decision to go trad 401(k) or Roth 401(k) essentially reduces to my expected tax bracket in the future compared to now.
Thanks!
by slbnoob
Wed Apr 20, 2016 4:40 pm
Forum: Investing - Help with Personal Investments
Topic: Spouse's new job. Should we do Roth 401(k)?
Replies: 4
Views: 494

Spouse's new job. Should we do Roth 401(k)?

1) My wife will be starting a new job soon which will likely tip our annual gross income over 183000. I have already made the full Roth IRA contributions for this year. What can I do now to minimize tax implications? 2) She will have a 401(k) from her employer with no match with Principal as the adm...
by slbnoob
Mon Apr 04, 2016 2:35 pm
Forum: Personal Consumer Issues
Topic: Tesla Model 3 anyone?
Replies: 279
Views: 18720

Re: Tesla Model 3 anyone?

knpstr wrote:
stoptothink wrote:...
One would assume Chevy will offer some options for their Bolt as well.

I think they likely won't because they can't :twisted:
by slbnoob
Mon Apr 04, 2016 11:22 am
Forum: Personal Consumer Issues
Topic: Tesla Model 3 anyone?
Replies: 279
Views: 18720

Re: Tesla Model 3 anyone?

I am a very big Musk fan, I as well think he honestly wants to change the world, but there are several players others in this fully electric game, including some of the largest manufacturers on the planet (Chevrolet, BMW). Failing to see your point. If you know what they've been doing, you'll reali...
by slbnoob
Mon Apr 04, 2016 10:58 am
Forum: Personal Consumer Issues
Topic: Tesla Model 3 anyone?
Replies: 279
Views: 18720

Re: Tesla Model 3 anyone?

To all the skeptics out there, I ask this: Is there any one else who is doing something other than incrementally nudge the status quo in terms of auto tech? Is there any other invested player who seeks to "accelerate the advent of sustainable transport"? Everyone evaluates their own needs ...
by slbnoob
Fri Apr 01, 2016 10:56 am
Forum: Personal Consumer Issues
Topic: do you do airbnb ??
Replies: 64
Views: 4519

Re: do you do airbnb ??

Use AirBnB all the time, all over the world. Currently looking at places in Japan for a trip next week. Too late I know. AirBnB usually gets me better locations at a price. I use the reviews as a yardstick. I know I'm missing out on cheaper priced places trying to get into the AirBnB game but don't ...
by slbnoob
Fri Apr 01, 2016 10:53 am
Forum: Personal Consumer Issues
Topic: Tesla Model 3 anyone?
Replies: 279
Views: 18720

Re: Tesla Model 3 anyone?

I was refreshing the page right on time and put in my reservation.
Looking forward to it .... 2 (or more) years from now :)
by slbnoob
Fri Apr 01, 2016 10:50 am
Forum: Personal Consumer Issues
Topic: Tesla X
Replies: 224
Views: 32299

Re: Tesla X

So can they not keep up with the demand or are they keeping supply artificially low? Why did people line up outside yesterday morning when I can go online and give them my $1000 to reserve one at any time? I'm just struggling to understand the whole thing. They are currently building a 'gigafactory...
by slbnoob
Tue Mar 29, 2016 4:50 pm
Forum: Personal Consumer Issues
Topic: Updates on the status of Linux
Replies: 70
Views: 4589

Re: Updates on the status of Linux

Bogleheads is great for financial advice, not so much for advice on tech matters. Any commonly used Linux distro will serve the needs of the average Joe. You won't necessarily break something unless you try to do it or don't know what you're doing. Hardly any security concerns. Works especially grea...
by slbnoob
Tue Mar 22, 2016 10:39 pm
Forum: Personal Consumer Issues
Topic: Tesla Model 3 anyone?
Replies: 279
Views: 18720

Re: Tesla Model 3 anyone?

I've been a follower of Tesla since 2009 or so. Been waiting for an affordable EV, since I don't see myself in the S or X in the foreseeable future. Still have difficulty justifying a new car since the oldest car in our household (03 Rav4, 130k miles) drives just fine. We'll see what happens by Q2 2...
by slbnoob
Tue Mar 22, 2016 2:18 pm
Forum: Personal Consumer Issues
Topic: Tesla Model 3 anyone?
Replies: 279
Views: 18720

Re: Tesla Model 3 anyone?

I wouldn't count on the tax credit. If it happens, it's icing on the cake. If not, the price and performance should be competitive on its own right. I think they might even reach the 200K units before the Model 3 comes out. That is not consistent with Tesla's guidance on this issue. Even though Tes...
by slbnoob
Tue Mar 22, 2016 1:56 pm
Forum: Personal Consumer Issues
Topic: Tesla Model 3 anyone?
Replies: 279
Views: 18720

Re: Tesla Model 3 anyone?

Yeah, the deposit is fully refundable, non-transferable etc. The terms on those are similar to the those with the S and X. The issue with not being among the first few buyers is the retirement of the 7500 federal tax credit after 200k units are sold. Tesla expects this to happen sometime in 2018. De...
by slbnoob
Tue Mar 22, 2016 11:58 am
Forum: Personal Consumer Issues
Topic: Tesla Model 3 anyone?
Replies: 279
Views: 18720

Tesla Model 3 anyone?

Anyone thinking of putting in $1000 to reserve a spot this Mar 31st?
by slbnoob
Mon Mar 14, 2016 11:58 am
Forum: Personal Consumer Issues
Topic: HELP!Advice needed. Recent incident-possible identity theft?
Replies: 4
Views: 522

Re: HELP!Advice needed. Recent incident-possible identity theft?

My first impression is you should be fine. As a poster above said, the steward was probably doing some paperwork of their own. You are probably overthinking this incident because you 'saw' it happen in front of you. Our info is out there in so many other instances, calling up credit cards, etc. But ...
by slbnoob
Tue Mar 08, 2016 1:10 pm
Forum: Investing - Help with Personal Investments
Topic: Precious metals fund VGPMX
Replies: 48
Views: 10251

Re: Precious metals fund VGPMX

ratsnest74 wrote:about 30 days ago I bought in

up $1380 as of yesterday

Does this encourage you to market time more often? :P
by slbnoob
Wed Feb 10, 2016 3:38 pm
Forum: Investing - Help with Personal Investments
Topic: seeking advice on investing 700k windfall
Replies: 7
Views: 1188

Re: seeking advice on investing 700k windfall

TheManCom wrote:I've considered dividend paying stocks, real estate, Indexed Universaal policies and even owning and running a franchise. My goal is have passive income and retire as soon as possible.

The overwhelming advice you'll get here is NO to all of the above!
Read Managing a windfall to get started.
by slbnoob
Mon Feb 01, 2016 11:59 am
Forum: Personal Finance (Not Investing)
Topic: Mango prepaid card - 4.8% (effective) APY
Replies: 478
Views: 272741

Re: Mango prepaid card - 4.8% (effective) APY

Oh man, same happened to me. (Re)setting up the 500 ACH push!
by slbnoob
Thu Jan 21, 2016 10:59 am
Forum: Personal Finance (Not Investing)
Topic: Advice Appreciated on Career Move: Science to Data Science (Is the Grass Greener on the other side?)
Replies: 25
Views: 2370

Re: Advice Appreciated on Career Move: Science to Data Science (Is the Grass Greener on the other side?)

I will add, from a hiring perspective, my opinion is to omit Coursera. Especially at the PhD level, this only highlights your inexperience. Instead, go out of your way to analyze data in an interesting way, contribute to an open source project, compete on Kaggle or the Netflix prize, etc. I want to...
by slbnoob
Wed Jan 20, 2016 2:51 pm
Forum: Investing - Help with Personal Investments
Topic: What to do with VGPMX (Vanguard Precious Metals and Mining)?
Replies: 108
Views: 14333

Re: What to do with VGPMX (Vanguard Precious Metals and Mining)?

I've tried searching for ETF's that track the same benchmark as VGPMX, but I haven't found any. An equivalent ETF would allow me to monitor the performance of this sector in real time. From other posts around here, I've learned to use XME and PICK. Note that those 2 and VGPMX are not equivalent, bu...
by slbnoob
Wed Jan 20, 2016 11:51 am
Forum: Personal Finance (Not Investing)
Topic: Advice Appreciated on Career Move: Science to Data Science (Is the Grass Greener on the other side?)
Replies: 25
Views: 2370

Re: Advice Appreciated on Career Move: Science to Data Science (Is the Grass Greener on the other side?)

Very well analyzed and articulated. I am in a very similar boat as you and am impatient for tides to raise me as well :) My push factors are 1) the industry and 2) the difficulty in achieving visiblity in a big organization by the random nature of high profile projects coming your way or working und...
by slbnoob
Sun Jan 17, 2016 2:18 pm
Forum: Personal Finance (Not Investing)
Topic: Mango prepaid card - 4.8% (effective) APY
Replies: 478
Views: 272741

Re: Mango prepaid card - 4.8% (effective) APY

Any idea when Mango and Netspend send out the tax forms? I couldn't even find them on their websites. You could just use YTD interest paid on your Q4 (NetSpend) or December (Mango) statements... Actually that's what I was trying to use. Mango's savings doesn't even have a consolidated YTD statement...
by slbnoob
Sun Jan 17, 2016 1:06 pm
Forum: Personal Finance (Not Investing)
Topic: Mango prepaid card - 4.8% (effective) APY
Replies: 478
Views: 272741

Re: Mango prepaid card - 4.8% (effective) APY

Any idea when Mango and Netspend send out the tax forms? I couldn't even find them on their websites.
by slbnoob
Wed Jan 13, 2016 5:18 pm
Forum: Personal Finance (Not Investing)
Topic: Amica Insurance
Replies: 37
Views: 5300

Re: Amica Insurance

I got a quote from Amica for 20 yr term life. It is ~$40 more than the cheapest A+ provider on term4sale. I currently have home insurance with Amica. However there are no discounts on home insurance with multi-line insurance, only auto. In this case, is there a good reason for me to stick with Amica...
by slbnoob
Fri Jan 08, 2016 4:36 pm
Forum: Personal Consumer Issues
Topic: Netflix, Your Current Favorite Show
Replies: 185
Views: 16590

Re: Netflix, Your Current Favorite Show

Does anyone know of a good resource which can let me find good/highly rated shows on Netflix from all over the world? I am missing many good shows in the US which are probably available elsewhere. I could then watch those with a proxy.
by slbnoob
Fri Jan 08, 2016 2:00 pm
Forum: Personal Consumer Issues
Topic: 4 Days in Iceland - May 2016
Replies: 41
Views: 3546

Re: 4 Days in Iceland - May 2016

Rainier wrote:I think I want to stay along the south coast (maybe as far inland as Gulfoss) and as far east as Jolkulsarlon.

Although, in terms of waterfalls I am more interested in Skogafoss than Gulfoss.

That's exactly what I'm suggesting in my itinerary.
by slbnoob
Fri Jan 08, 2016 12:35 pm
Forum: Personal Finance (Not Investing)
Topic: Credit Card Rewards (Travel)
Replies: 284
Views: 40117

Re: Credit Card Rewards (Travel)

Wretched Friday as someone over at FT would like to call it for MS!
by slbnoob
Fri Jan 08, 2016 12:07 pm
Forum: Personal Consumer Issues
Topic: 4 Days in Iceland - May 2016
Replies: 41
Views: 3546

Re: 4 Days in Iceland - May 2016

Here's what I would do: Thu: Since you're coming in late at night, grab the rental car (recommend Sixt) and stay closeby for the night (Recommend Stapakot Bed & Breakfast). Fri: Drive to Reykjavik and spend the day there. Try to find a place to park the car (perhaps behind Hallgrímskirkja or aro...
by slbnoob
Sat Jan 02, 2016 2:27 pm
Forum: Personal Finance (Not Investing)
Topic: Mango prepaid card - 4.8% (effective) APY
Replies: 478
Views: 272741

Re: Mango prepaid card - 4.8% (effective) APY

Another data point to confirm that a mere $5 (instead of $500) ACH push works to get the usual 6% interest for the month.
by slbnoob
Wed Dec 30, 2015 11:51 am
Forum: Personal Finance (Not Investing)
Topic: H&R Block 2015 tax software 50% off
Replies: 16
Views: 2080

Re: H&R Block 2015 tax software 50% off

Just got this deal for H&R Deluxe + State and eFile for $15 plus tax here: https://slickdeals.net/f/8409413-h-r-block-deluxe-10-w-state-15-or-premium-w-state-25?src=SiteSearchV2 Don't know how long it would last. I just got that. That link goes to a the Mac version of it. In the thread below it...
by slbnoob
Tue Dec 29, 2015 1:03 pm
Forum: Personal Finance (Not Investing)
Topic: Mango prepaid card - 4.8% (effective) APY
Replies: 478
Views: 272741

Re: Mango prepaid card - 4.8% (effective) APY

Anyone else get the email from NetSpend regarding changes to the DD requirements? From what I read from the PDF on my phone, it seems folks who are already on some "fee plan" wouldn't have to bother with increasing/changing their DD requirements. At the time, I took that to mean I'm includ...
by slbnoob
Mon Dec 21, 2015 2:41 pm
Forum: Investing - Theory, News & General
Topic: Tax Loss Harvest - Waiting instead of replacing
Replies: 15
Views: 1103

Re: Tax Loss Harvest - Waiting instead of replacing

I am actually considering doing something like this. However my wait would be only for the new year when I can buy in the Roth IRA. My risk is limited to a small amount and big up swings in the remaining 10 odd days of trading. However, I will be TLH-ing a relatively volatile sector fund. I don't q...
by slbnoob
Mon Dec 21, 2015 2:11 pm
Forum: Investing - Theory, News & General
Topic: Tax Loss Harvest - Waiting instead of replacing
Replies: 15
Views: 1103

Re: Tax Loss Harvest - Waiting instead of replacing

I am actually considering doing something like this. However my wait would be only for the new year when I can buy in the Roth IRA. My risk is limited to a small amount and big up swings in the remaining 10 odd days of trading. However, I will be TLH-ing a relatively volatile sector fund.
by slbnoob
Mon Dec 21, 2015 2:05 pm
Forum: Personal Finance (Not Investing)
Topic: Any way to get credit card rewards on kids allowance?
Replies: 9
Views: 807

Re: Any way to get credit card rewards on kids allowance?

I was thinking about a pre-paid Visa/Mastercard that I could "charge up", preferably on a completely automated schedule using a credit card. Honestly he's still not a good candidate for a credit card and I'd rather not have my name attached to any of his cards - credit or debit. I think y...
by slbnoob
Sun Dec 20, 2015 1:58 pm
Forum: Personal Finance (Not Investing)
Topic: Next credit card for a bonus?
Replies: 109
Views: 11127

Re: Next credit card for a bonus?

Victoria - you could get the AMEX Premier Rewards Gold Card. There is a 50K points for $1,000 spend offer out there ($195 AF waived first year). See FlyerTalk for trick to access - paste address in new window/icognito mode. These 50K points can be used to book travel thru AMEX or can be transferred...
by slbnoob
Wed Dec 16, 2015 12:23 pm
Forum: Personal Consumer Issues
Topic: I would like to play the Boglehead car game too
Replies: 163
Views: 10928

Re: I would like to play the Boglehead car game too

Maverick3320 wrote:
NaOH wrote:F-150 Platinum.
Nothing says you've won at life like a $60k truck.


Apparently half the people in Wisconsin have won at life...


and in Texas. I must be a loser around here ...
by slbnoob
Mon Dec 14, 2015 9:14 am
Forum: Personal Finance (Not Investing)
Topic: Mango prepaid card - 4.8% (effective) APY
Replies: 478
Views: 272741

Re: Mango prepaid card - 4.8% (effective) APY

1. Did I miss any requirements to earn 6%? No 2. Can I initiate ACH pulls from the Mango prepaid card to withdraw money from the prepaid card (after moving it from the linked savings account) from a linked external bank (just like Netspend)? Yes 3. How long does it take for money to go from the lin...
by slbnoob
Thu Dec 03, 2015 5:21 pm
Forum: Personal Finance (Not Investing)
Topic: Penfed 5% gas cash back card
Replies: 20
Views: 2069

Re: Penfed 5% gas cash back card

Not sure about Penfed. I wanted to mention that in my area it is cheaper to fill up at a Costco or FredMeyer (Kroger) than at a regular gas station where the 5% gas cash back offers are accepted. Prices in my area: Costco is 2.08, Fred Meyer is 2.11, Chevron 2.39, Shell 2.39, Chevron 2.49 FredMeyer...

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