Search found 439 matches

by slbnoob
Fri Mar 16, 2018 6:15 pm
Forum: Personal Finance (Not Investing)
Topic: New job transition and pregnant - when to inform employer?
Replies: 30
Views: 2475

Re: New job transition and pregnant - when to inform employer?

It is not in your interest to tell. Even more so, if the new workplace has maternity benefits (say leave). I know someone who was 'fired' within a month of being hired after they found out the new employee was pregnant. This happened suddenly one Friday just before the end of the day, with 'cause'. ...
by slbnoob
Wed Mar 07, 2018 4:57 pm
Forum: Personal Consumer Issues
Topic: Affordable Alternatives to Engineering Software
Replies: 10
Views: 906

Re: Affordable Alternatives to Engineering Software

How about open source projects?

OpenFOAM is a popular, widely used CFD simulator. But it is more general than just CFD. There are free meshing tools around it and other packages (e.g. for FEA) that leverage functionalities in OpenFOAM. Lot of job descriptions mention OpenFOAM too these days.
by slbnoob
Tue Mar 06, 2018 8:04 pm
Forum: Personal Finance (Not Investing)
Topic: AmEx Delta Gold is now Honoring Bonus
Replies: 86
Views: 6137

Re: AmEx Delta Gold Not Honoring Bonus

Just saw on a different forum (slickdeals), there are many others who've had issues with Amex not issuing them their bonus and/or the statement credit. Seems like you're not alone.
by slbnoob
Sat Feb 17, 2018 5:06 pm
Forum: Personal Consumer Issues
Topic: Cell phone service
Replies: 38
Views: 2806

Re: Cell phone service

Xfinity mobile is a really good deal. Some things to keep in mind: 1) Currently, only iPhones can be brought (BOYD). No Android right now. 2) CDMA compatible only, not GSM. 3) Need to have some other Xfinity service for the lower cost (Internet or Voice). I always call or cancel Internet at the end ...
by slbnoob
Sun Feb 11, 2018 11:56 pm
Forum: Personal Finance (Not Investing)
Topic: How does it make sense to buy a condo/house in Texas?
Replies: 97
Views: 6586

Re: Why would people buy condos/SFH in Texas?

I can think of one reason why people would buy in the Houston burbs: lot of inventory and prices are lower than they've been in a few years. I know because I'm trying to rent/sell my house in Katy since I moved out for a new job. So if you must buy one, this is better time to buy than at least summe...
by slbnoob
Wed Feb 07, 2018 6:58 pm
Forum: Investing - Help with Personal Investments
Topic: Anyone Using ALLY Investment Account?
Replies: 11
Views: 2169

Re: Anyone Using ALLY Investment Account?

I opened up an Ally Investment account to take advantage of their $200 promo since I had to transfer my ex-employer's ESPP stocks anyway. I must say I have been very disappointed with the multiple steps and tardy pace at which things are moving. 1) I chatted and was told to email support to receive ...
by slbnoob
Wed Jan 24, 2018 1:50 pm
Forum: Personal Consumer Issues
Topic: Still using a 5 year old iphone 5. Who's with me? No new phones!!!
Replies: 151
Views: 8942

Re: Still using a 5 year old iphone 5. Who's with me? No new phones!!!

Samsung Galaxy S3 from 5.5 years ago :). Swapped the battery about a year ago.
Also have an iPhone 4s at home which was retired a year ago for being to slow and not taking pictures as nice as the 7+
by slbnoob
Mon Jan 22, 2018 7:45 pm
Forum: Investing - Theory, News & General
Topic: Vanguard chief says "You will never see a bitcoin fund from us"
Replies: 33
Views: 2903

Re: Vanguard chief says "You will never see a bitcoin fund from us"

There is no sugar coating. Gold Silver other assets like these are not held by vanguard Vanguard offers a precious metals and mining fund, VGPMX. Right. But the fund doesn't hold gold and silver, rather the companies which deal with mining them. This would be akin to saying VG wouldn't offer a bitc...
by slbnoob
Thu Jan 04, 2018 5:49 pm
Forum: Personal Consumer Issues
Topic: Moving company and expenses advice
Replies: 7
Views: 498

Re: Moving company and expenses advice

I just recently relocated cross-country, like 2 weeks ago. Company offered full relocation or lump sum. I took the lump sum and "moved" myself. Based on the recommendations here, I used upack.com with additional moving services. Overall cost was still lower than the usual national moving company est...
by slbnoob
Thu Jan 04, 2018 5:45 pm
Forum: Personal Finance (Not Investing)
Topic: Estate planning for green card parents who are citizens of India
Replies: 29
Views: 2239

Re: Estate planning for green card parents who are citizens of India

lostinjersey wrote:
Wed Jan 03, 2018 1:39 pm
I have tried to send you two PMs but they are just sitting in my outbox.
Jumping in here, as this caught my attention. They just haven't read your PM yet, your PM was "sent". All is well.
http://www.gammaspectacular.com/phpBB3/ ... c.php?t=62
by slbnoob
Mon Nov 27, 2017 2:10 pm
Forum: Investing - Help with Personal Investments
Topic: Didn't buy Bitcoin at $4600
Replies: 138
Views: 11987

Re: Didn't buy Bitcoin at $4600

Well, would it make you feel any better if I said that I didn't invest in BTC when it just broke the $1.00 mark back in 2011? I was a grad student then and spent a lot of time reading up on bitcoin and blockchain. Though an interesting concept, I was still not awake to the idea of investing in anyth...
by slbnoob
Wed Nov 15, 2017 4:35 pm
Forum: Personal Finance (Not Investing)
Topic: Amegy Bank $1000 business Card offer
Replies: 19
Views: 2414

Re: Amegy Bank $1000 business Card offer

I've been following this CC's thread on DOC. Note that this CC seems to be manually underwritten and actually seems to require a 'business', unlike other 'business' cards. Otherwise a good offer.
by slbnoob
Fri Oct 06, 2017 7:24 pm
Forum: Personal Consumer Issues
Topic: Itinerary for Seattle (outdoors) mid October
Replies: 4
Views: 468

Itinerary for Seattle (outdoors) mid October

I'm visiting Seattle with my wife and 1 yr old toddler next week for 4 nights. What is a good itinerary? Thinking of the usual suspects: Pike's Place and surroundings, Snoqualmie and Mount Rainier. However, Mount Rainier in mid October could be sketchy weather wise? Recommendations? Thanks. PS: When...
by slbnoob
Thu Oct 05, 2017 12:49 pm
Forum: Personal Finance (Not Investing)
Topic: Minnesota house title transfer within family
Replies: 3
Views: 353

Minnesota house title transfer within family

I have searched a while but still can't a definite answer to: How to transfer ownership of house from aged parents to oneself in the state of MN? Aged parents live in and will continue to live in the house which is already paid off. I will ostensibly pay for some maintenance and property taxes. Can ...
by slbnoob
Tue Sep 26, 2017 1:56 pm
Forum: Personal Consumer Issues
Topic: Transfering Data Between Cloud Providers
Replies: 7
Views: 1081

Re: Transfering Data Between Cloud Providers

There are documented ways to transfer from Amazon S3 to Google Cloud Storage. This page describes how to do it depending on your method (gsutil CLI or Google Console interface).
by slbnoob
Wed Sep 13, 2017 3:47 pm
Forum: Personal Consumer Issues
Topic: Someone set up PayPal account using my email...
Replies: 35
Views: 3299

Re: Someone set up PayPal account using my email...

I receive notifications for someone's bank account; when they withdraw cash from ATM, or deposit cash, etc., complete with descriptions of amount, location, but never the full account number. There is no link for me to unsubscribe. I've registered it as spam it and but still get it in my Inbox. Igno...
by slbnoob
Mon Jul 10, 2017 9:39 am
Forum: Personal Finance (Not Investing)
Topic: Capital One $400 bonus for new checking account
Replies: 108
Views: 18097

Re: Capital One $400 bonus for new checking account

dollarsaver wrote:
slbnoob wrote:Another data point. Got the bonus. Not targeted, nor in the area. Used Vanguard to trigger the bonus. Bonus showed up 1 day after the 2nd deposit from VG.
Did you just have Vanguard ACH two deposits into your new Cap One 360 checking account?
Yes. Also what @pasadena said above.
by slbnoob
Fri Jul 07, 2017 5:15 pm
Forum: Personal Finance (Not Investing)
Topic: Capital One $400 bonus for new checking account
Replies: 108
Views: 18097

Re: Capital One $400 bonus for new checking account

Another data point. Got the bonus. Not targeted, nor in the area. Used Vanguard to trigger the bonus. Bonus showed up 1 day after the 2nd deposit from VG.
by slbnoob
Fri Jun 23, 2017 9:38 am
Forum: Personal Consumer Issues
Topic: Does geico provide a decent homeowners insurance?
Replies: 11
Views: 2051

Re: Does geico provide a decent homeowners insurance?

I've had Geico auto for 5 years now. When I was buying a house, Geico didn't offer home insurance in my state. So I went with Amica. Amica's prices increased steadily 15-20% every year, offsetting the dividend they pay. This year, I looked around and found Geico now offered home insurance in my stat...
by slbnoob
Wed Jun 14, 2017 9:32 am
Forum: Personal Finance (Not Investing)
Topic: Started a new job - Need advice on health insurance
Replies: 19
Views: 1790

Re: Started a new job - Need advice on health insurance

Between the first two, what are the differences? I would guess the PPO has higher deductibles than the OAP. At least that is how it is in my workplace.
by slbnoob
Sat May 20, 2017 3:02 pm
Forum: Personal Consumer Issues
Topic: What goes in your smoothie?
Replies: 45
Views: 4083

Re: What goes in your smoothie?

Almost everything's been covered here, except for - hemp protein.
by slbnoob
Thu May 18, 2017 11:39 am
Forum: Personal Consumer Issues
Topic: Solar: Sunrun/Costco or Solarcity ?
Replies: 1
Views: 801

Re: Solar: Sunrun/Costco or Solarcity ?

confusedinvestor wrote: - 4% Costco CC vs 2% CC
- No Smart Thermostat vs Nest included
All I can say is that these 2 cancel each other out.
These might be your deciding factors:
confusedinvestor wrote: - REC/Polycarborate vs Panasonic/Monocarbonate
- Owner monitoring vs company monitoring
- 15 yrs roof warranty vs 10 yrs
by slbnoob
Wed May 17, 2017 1:07 pm
Forum: Personal Finance (Not Investing)
Topic: Capital One 360 $200 bonus (and now $300 checking bonus)
Replies: 221
Views: 31874

Re: Capital One 360 $200 bonus

I would go for this but not sure how to meet the DD requirements without shooting emails to HR. Ally has been my go-to for doing 'DD' but the DoC site has 1 data point on Ally not counting as DD for Cap One 360.
by slbnoob
Thu May 04, 2017 10:26 am
Forum: Personal Consumer Issues
Topic: HSBC Bank- Easy (???) $350 bonus
Replies: 51
Views: 9245

Re: HSBC Bank- Easy (???) $350 bonus

6 months up. What is the least painful way to close this account? Ideally, I'd like to ACH my money out and then close it. Anyone did that?
by slbnoob
Wed May 03, 2017 10:24 am
Forum: Personal Consumer Issues
Topic: Need a car for 9-12 months
Replies: 21
Views: 2183

Re: Need a car for 9-12 months

...Also, I'm pretty sure the Tesla M3 would be the last car I would need to buy (barring some unforeseen circumstances)... Not sure I understand this part. Are you saying you're really old and unlikely to be driving yourself around a decade from now? For most of us, cars are an ongoing purchase/rep...
by slbnoob
Mon May 01, 2017 12:31 pm
Forum: Personal Finance (Not Investing)
Topic: Capital One 360 $200 bonus (and now $300 checking bonus)
Replies: 221
Views: 31874

Re: Capital One 360 $200 bonus

OffTheGrid wrote:Am I wrong in assuming this is a slightly different, but better promo? Looks like you can now get $400 ($200 per account for $1000 deposited) by opening both a checking and MM until the end of June:

https://www.capitalone.com/together360/
It does look better, but unfortunately, is targeted.
by slbnoob
Sat Apr 29, 2017 12:20 am
Forum: Personal Consumer Issues
Topic: Need a car for 9-12 months
Replies: 21
Views: 2183

Re: Need a car for 9-12 months

cancel silly tesla thing. umm, no. That is more than 8 years in the making (for me, since I started following Musk and Tesla). If there is one 'irrational' decision I can take, this is it. Also, I'm pretty sure the Tesla M3 would be the last car I would need to buy (barring some unforeseen circumst...
by slbnoob
Fri Apr 28, 2017 11:42 pm
Forum: Personal Consumer Issues
Topic: Need a car for 9-12 months
Replies: 21
Views: 2183

Re: Need a car for 9-12 months

OP here. Yes, I plan to buy the used car with cash. I have room for maintenance headaches though I'd rather avoid them. My current ride (2003 Rav4) will be shipped off to relatives in MN (from TX). That is better than having them buy a used one. The reason I am shipping this car is because this seem...
by slbnoob
Fri Apr 28, 2017 9:58 pm
Forum: Personal Consumer Issues
Topic: Need a car for 9-12 months
Replies: 21
Views: 2183

Need a car for 9-12 months

What is the optimal way to have a commuting car for 9-12 months? I would drive 36 miles every working day. Don't really care for the make etc. as I currently drive a worn out 2003 Rav4. 1) Lease/rent a car for that time. Is this even doable? 2) Buy a used car, drive it, and sell in 9-12 months. Crai...
by slbnoob
Fri Apr 28, 2017 12:04 pm
Forum: Personal Consumer Issues
Topic: Buying car remotely (from TX) for family in MN
Replies: 1
Views: 293

Buying car remotely (from TX) for family in MN

What is the best way to go about buying a car (minimizing hassle) for family in MN (Twin Cities area) while I'm in TX. Would likely buy a 4WD; have had good experience with Rav4 previously. I'm trying to convince them to not buy a new car (boglehead). Any recommendation on car/dealers/websites? Me b...
by slbnoob
Wed Apr 05, 2017 4:45 pm
Forum: Personal Finance (Not Investing)
Topic: Closing on [May 1st], weighing points
Replies: 14
Views: 1713

Re: Closing on 5/1, weighing points

3 years ago, almost exactly this time around, I paid points to reduce my rate by 0.125%. Because "rates have nowhere to go but up". I repented that bet as I refinanced 9 months later and tried to 'recoup' by doing a zero closing cost refi. Another 1 year later, I was close to another refi but chicke...
by slbnoob
Wed Apr 05, 2017 12:55 pm
Forum: Personal Consumer Issues
Topic: Where to buy new iPhone
Replies: 41
Views: 5615

Re: Where to buy new iPhone

Since the OP has been answered well enough, I'd request answer to a slightly different question.

I'm looking to get the iPhone 7, but only after the newer one comes out. Any strategy as to when are the best deals for those? Looks like I'll go the eBay route for a slightly used one.
by slbnoob
Fri Mar 31, 2017 2:25 pm
Forum: Personal Consumer Issues
Topic: What career helped you become wealthy?
Replies: 75
Views: 11258

Re: What career helped you become wealthy?

Does anyone trade/invest for a living? You won't find many traders on the forum; it goes a tad against the BH philosophy. But many here invest for life. They may not actively trade their own money. Any traders (by profession) or quants or other financial industry people? Curious to know if there ar...
by slbnoob
Wed Mar 29, 2017 3:27 pm
Forum: Personal Finance (Not Investing)
Topic: Capital One 360 $200 bonus (and now $300 checking bonus)
Replies: 221
Views: 31874

Re: Capital One 360 $200 bonus

$200 posted but I'm now considering keeping this one open. I'd transferred 10k from Ally where I was also getting 1%, same as here. Might as well keep it to allow one more option to do ACH when needed. Any reason to keep this open?
by slbnoob
Wed Mar 29, 2017 3:24 pm
Forum: Personal Finance (Not Investing)
Topic: Get $250 from Wells Fargo
Replies: 83
Views: 14224

Re: Get $250 from Wells Fargo

$250 posted 2 days after the 10th debit.

Will BillPay a CC and close WF with 0 balance after that. Thanks!
by slbnoob
Thu Mar 23, 2017 5:06 pm
Forum: Investing - Help with Personal Investments
Topic: Why did my fund GO UP so much?
Replies: 33
Views: 3570

Re: Why did my fund GO UP so much?

Actually that wasn't the only fund with a "really good day".
Yesterday, Yahoo Portfolios showed me that my VEIEX (Emerging Market Stock Index) had a similar "run-up". The similarity being that the increase was the price of the fund.
by slbnoob
Fri Mar 17, 2017 11:32 am
Forum: Personal Finance (Not Investing)
Topic: Endless Job Interviews (with same company)
Replies: 61
Views: 7888

Re: Endless Job Interviews (with same company)

ved wrote:Probably. But, what do you have to lose?
If I were the OP, I would say:
1) taking days off from work,
2) opportunity cost of not redirecting time/effort elsewhere,
3) mental agony of not reaching a conclusion to the invested time/effort.
by slbnoob
Thu Mar 09, 2017 11:52 am
Forum: Personal Finance (Not Investing)
Topic: Multiple job offers
Replies: 36
Views: 3753

Re: Multiple job offers

... Firm A came to me with an offer a month ago and when they saw my current compensation, they rescinded the offer. Basically they had two candidates (including me) that they liked. Apparently they liked both the candidates equally and went with offering the candidate who was ready to work for les...
by slbnoob
Wed Mar 08, 2017 11:33 am
Forum: Personal Finance (Not Investing)
Topic: Get $250 from Wells Fargo
Replies: 83
Views: 14224

Re: Get $250 from Wells Fargo

Seems like it can be cancelled immediately after getting the bonus, right?
by slbnoob
Tue Jan 31, 2017 10:52 am
Forum: Personal Finance (Not Investing)
Topic: GEICO discount for Berkshire Hathaway shareholders
Replies: 23
Views: 6511

Re: GEICO discount for Berkshire Hathaway shareholders

I told them I own it through Vanguard in a mutual fund (guess which one?). I got the 8% discount.
by slbnoob
Wed Jan 04, 2017 11:49 pm
Forum: Personal Consumer Issues
Topic: Remote TV/RAD button question
Replies: 3
Views: 561

Re: Remote TV/RAD button question

student wrote:Try the input button which sits below the button you are referring to.
Right. That's how I currently do it. However the TV button is a straight shot to go to TV. The Input button route needs 2 extra presses :oops:
by slbnoob
Wed Jan 04, 2017 10:09 pm
Forum: Personal Consumer Issues
Topic: Remote TV/RAD button question
Replies: 3
Views: 561

Remote TV/RAD button question

I have an LG TV (55LS4500UD). It had a remote which recently stopped working completely. Actually the buttons on the top half stopped responding which was mostly an inconvenience as we only lost a few functions. I bought an OEM replacement on eBay but they shipped me a newer model ( image ). This mo...
by slbnoob
Wed Jan 04, 2017 1:46 pm
Forum: Personal Finance (Not Investing)
Topic: Penfed CC Rewards (hidden advantage if you like points to cash)
Replies: 11
Views: 2801

Re: Penfed CC Rewards (hidden advantage if you like points to cash)

Heads up. The VISA gift card doesn't show up even with the search on the rewards site.
by slbnoob
Tue Jan 03, 2017 1:45 pm
Forum: Personal Finance (Not Investing)
Topic: what to do with unresponsive recruiter
Replies: 11
Views: 1229

Re: what to do with unresponsive recruiter

I've found recruiters to be either very prompt (when you're being actively considered) or unresponsive (when you're not in the running, presumably). I gave up following up with a recruiter on the results of my interview after multiple emails to 2 different people.
by slbnoob
Wed Dec 21, 2016 2:20 pm
Forum: Personal Finance (Not Investing)
Topic: MegaCorp to start-up
Replies: 8
Views: 1650

Re: MegaCorp to start-up

Thank you for your feedback. Yes, it is a lateral technical role (non-core-software). I understand that the figure I am asking for is rather high for a non-core-software technical job in any scientific/engineering company in the Bay area, much less a start-up. However I am in the fortunate position ...
by slbnoob
Sun Dec 18, 2016 2:38 pm
Forum: Personal Finance (Not Investing)
Topic: MegaCorp to start-up
Replies: 8
Views: 1650

Re: MegaCorp to start-up

Thanks. The start-up states they have 401K matching but I don't know to what extent. Can't expect to be as generous as the MegaCorp (with profit sharing). Good point on the healthcare. Will need to get details on that, if it comes to that.
by slbnoob
Sun Dec 18, 2016 1:57 am
Forum: Personal Finance (Not Investing)
Topic: MegaCorp to start-up
Replies: 8
Views: 1650

MegaCorp to start-up

Some details about myself: I'm 4+ years into my first job out of grad school. I'm in the O&G industry and while things have been rather dire lately, I feel relatively 'comfortable' and progressing appropriately in the company. In my personal opinion, I do not expect this industry to be as great a ca...
by slbnoob
Mon Dec 12, 2016 2:03 pm
Forum: Personal Consumer Issues
Topic: Recommendation for Carbon Monoxide Alarm/Detector
Replies: 11
Views: 1525

Re: Recommendation for Carbon Monoxide Alarm/Detector

Any specific recommendation?
For me, plugged in sounds better than battery ones for walkways etc.
by slbnoob
Thu Nov 24, 2016 11:15 pm
Forum: Investing - Help with Personal Investments
Topic: I've been leaving money on the table (401k)
Replies: 21
Views: 5293

Re: I've been leaving money on the table (401k)

On the other hand, I contributed a little too soon for the year. Now I realized that since I'll have no more contributions for the rest of the year, I'm losing out on company match :oops:

I'm an idiot too !