Search found 879 matches

by shawcroft
Sat Mar 25, 2017 9:04 am
Forum: Personal Finance (Not Investing)
Topic: Is there any downside to Home Equity line of credit even if we won't use it immediately?
Replies: 24
Views: 2457

Is there any downside to Home Equity line of credit even if we won't use it immediately?

I had to close the HELOC when I refinanced the mortgage. The only downside was a delay in the refinancing until I got the documents confirming the HELOC was closed.
Shaw croft
by shawcroft
Wed Mar 15, 2017 7:00 pm
Forum: Personal Consumer Issues
Topic: CCRC [Continuing Care Retirement Community]
Replies: 10
Views: 1109

Re: CCRC [Continuing Care Retirement Community]

The CCRC's I've looked at do not include LTC in the buy-in/rental. For that you'll need LTC insurance or pay out of pocket. Should you or your spouse need LTC see if the LTC facility is on site and that you and/or your spouse are GUARANTEED a bed at that facility. Excellent observation. I have a co...
by shawcroft
Sun Mar 05, 2017 2:02 pm
Forum: Personal Consumer Issues
Topic: Arlo Pro Security System (wireless/WiFi)
Replies: 16
Views: 1107

Arlo Pro Security System (wireless/WiFi)

Interesting concept. I know two families in Florida which have installed these and they like them- their experience with battery life is in the 4-5 month range.I'm up in the Northeast and the best places to install them is inconvenient but do-able. I wouldn't want to have to change batteries frequen...
by shawcroft
Sun Mar 05, 2017 2:01 pm
Forum: Personal Consumer Issues
Topic: Arlo Pro Security System (wireless/WiFi)
Replies: 16
Views: 1107

Arlo Pro Security System (wireless/WiFi)

Interesting concept. I know two families in Florida which have installed these and they like them- their experience with battery life is in the 4-5 month range.I'm up in the Northeast and the best places to install them is inconvenient but do-able. I wouldn't want to have to change batteries frequen...
by shawcroft
Sat Feb 18, 2017 5:27 pm
Forum: Personal Consumer Issues
Topic: The russians are hacking me
Replies: 36
Views: 5558

Re: The russians are hacking me

Excellent discussion. I've learned much to improve our computer security......and to do very regular backups
Shawcroft
by shawcroft
Sat Feb 18, 2017 4:38 pm
Forum: Personal Finance (Not Investing)
Topic: What Do You Keep In Your Bank Safe Deposit Box?
Replies: 66
Views: 7158

Re: What Do You Keep In Your Bank Safe Deposit Box?

Excellent discussion and timely. I have been informed some states require a bank to "seal" the safety deposit box upon learning of the customers death. The box is only opened with supervision. Our estate attorney said language should be in the will to direct things in such a box to designa...
by shawcroft
Wed Jan 25, 2017 7:50 am
Forum: Personal Consumer Issues
Topic: VCR Head Cleaning
Replies: 22
Views: 2223

VCR Head Cleaning to digitize VHS tapes

The best way to digitize tapes? I've always done it by connecting the VCR to my PC via a TV Tuner card installed in one of the PCI slots. The TV tuner card allows composite cables to be hooked up to the computer as an input. Then I simply had to use the software that came with the Hauppage TV Tuner...
by shawcroft
Tue Jan 24, 2017 3:03 pm
Forum: Personal Consumer Issues
Topic: VCR Head Cleaning
Replies: 22
Views: 2223

VCR Head Cleaning

To my colleagues: I found this 3 year old thread on cleaning a VCR tape player and it was very helpful. I've begun "digitizing" VHS tapes of family events events from 1994-2006. They're in the VHS-C format and I have about 110 of them.,..great project for the winter months in the Connectic...
by shawcroft
Sun Jan 22, 2017 11:23 pm
Forum: Personal Consumer Issues
Topic: Getting rid of mice
Replies: 94
Views: 5242

Re: Getting rid of mice

Several people have mentioned steel wool. I recommend copper wool. It lasts longer. In my experience in a damp location steel wool rusts to a worthless powder in less than a year and you have to do it again. Copper wool turns green but remains intact. Copper wool should be available at your local h...
by shawcroft
Wed Jan 18, 2017 10:15 pm
Forum: Personal Consumer Issues
Topic: Subaru + Mazda
Replies: 44
Views: 4396

Re: Subaru + Mazda

We're on our 3rd Subaru- a 2014 Outback. Love the car- really versatile and handles well. I looked at a Toyota Venza, Nissan Rogue and an Audi All Road (the Audi was a ~$48,000 car) . The Subaru has about 95 % of the stuff the Audi offered at about 60% of the price.
Shaw croft
by shawcroft
Fri Jan 13, 2017 9:16 am
Forum: Personal Finance (Not Investing)
Topic: Best Financial Moves You've Made
Replies: 141
Views: 17061

Best Financial Moves You've Made

To me, the best financial move I have ever made was buying an engagement ring for my wife. People who know me know that I am plodding and slow to act- but not after I met her. From our first meeting to marriage in less than 16 months- " faster than a speeding bullet" for me! Best overall f...
by shawcroft
Thu Jan 12, 2017 11:19 pm
Forum: Local Chapters and Bogleheads Community
Topic: Sad News About a Respected Forum Member
Replies: 118
Views: 18816

Sad News About a Respected Forum Member

Old Meph: I joined this Forum about 7 years ago, at a time when I was moving most of our financial stuff to Vanguard and had many questions, among them life insurance. I had purchased a number of life policies over the years- all with the best of intentions- but never really knew what I was buying. ...
by shawcroft
Sun Jan 08, 2017 12:53 pm
Forum: Personal Finance (Not Investing)
Topic: Rewritable DVD and copying VHS tapes
Replies: 15
Views: 1219

Copying VHS tapes onto DVD

Before you start, it's important to get a sense of a realistic endpoint. I know from watch the tapes there was lots of dead space, pictures of the floor, and long performances by my kids that even they would not want to watch, certainly not more than once. I realized I would have to shorten the end...
by shawcroft
Fri Jan 06, 2017 11:43 pm
Forum: Personal Finance (Not Investing)
Topic: Rewritable DVD and copying VHS tapes
Replies: 15
Views: 1219

Re: Rewritable DVD and copying VHS tapes

When I mess with DVD's I generally have gotten good results with Verbatim. For DVD-RW they quote 1000 read write cycles. Another good DVD manufacturer for me has been JVC Taiyo Yuden. For a project that I was archiving personal information for hopefully a lifetime I would stick with the best qualit...
by shawcroft
Fri Jan 06, 2017 11:59 am
Forum: Personal Finance (Not Investing)
Topic: Rewritable DVD and copying VHS tapes
Replies: 15
Views: 1219

Re: Rewritable DVD and copying VHS tapes

VHS tapes are inserted into a regular VHS player and the played output is fed into a Hauppauge Colossus 2 capture card on my desktop which produces a high bit-rate .mpg file. Then I can edit the file with VideoReDo as I wish and ultimately copy those files to a couple (or more) hard drives which ar...
by shawcroft
Fri Jan 06, 2017 10:44 am
Forum: Personal Finance (Not Investing)
Topic: Rewritable DVD and copying VHS tapes
Replies: 15
Views: 1219

Rewritable DVD and copying VHS tapes

First, a Happy New Year to all! A fun question: one of my New Year's resolutions involves a project transferring home videos from the old VHS-C format to DVD. The process is fairly simple, although you cannot easily edit what you copy when you do it this way. (you need a computer to do that- more on...
by shawcroft
Mon Dec 19, 2016 10:24 am
Forum: Personal Consumer Issues
Topic: anyone here subscribe to The Economist? (renewal question)
Replies: 33
Views: 10467

Discounted subscriptions to The Economist

In past years, I have used airline miles to subscribe to the Economist. Looking at United MileagePlus and American Advantage offerings this morning, I don't see The Economist as a subscription option. (maybe I missed something). Is there another "Boglehead Way" to subscribe to the Economis...
by shawcroft
Wed Nov 23, 2016 6:51 pm
Forum: Personal Finance (Not Investing)
Topic: Shrinking CU Co-Op Network? [Credit Union]
Replies: 6
Views: 1163

Re: Shrinking CU Co-Op Network?

Had a similar experience with the ATM at a credit union in CT which was formerly a member of the shared services group with NFCU. Until recently, it was fee-free but now advises (once the NFCU CUCARD is inserted) that there is a $3.00 fee for each transaction. Based upon that experience I went onlin...
by shawcroft
Tue Nov 08, 2016 6:27 pm
Forum: Personal Finance (Not Investing)
Topic: The problem with Medicare Plan N
Replies: 10
Views: 1467

Re: The problem with Medicare Plan N

Radiowave:
Indeed, no apology necessary to me as well. Some thing I would not have thought about.
Thanks!
Shawcroft
by shawcroft
Sat Aug 27, 2016 4:40 pm
Forum: Investing - Theory, News & General
Topic: Fidelity competing harder w/Vanguard
Replies: 92
Views: 9568

Re: Fidelity competing harder w/Vanguard

jwillis77373 wrote:We're comparing 1/10 ths of a basis point.. and complaining?

Only the Angels on the head of a pin could party with that much in their pocket.


Willis:
Indeed.....Excellent observation!
Shawcroft..
by shawcroft
Sat Jul 30, 2016 7:35 am
Forum: Personal Finance (Not Investing)
Topic: Estate planning advice?
Replies: 34
Views: 4876

Estate planning advice?

Bostondan: I've posted estate planning questions in the past and have gotten responses with great insights. bsteiner's thoughts were alway very helpful. Alas, we live in Connecticut and it currently has a 2M exemption (it was increased to 3.5M for a few years but the current governor reduced it to 2...
by shawcroft
Mon Jul 25, 2016 5:37 pm
Forum: Personal Consumer Issues
Topic: World VCR production is ending next month. What to do with my old VHS tapes?
Replies: 57
Views: 5033

Re: World VCR production is ending next month. What to do with my old VHS tapes?

rec7 wrote: I am still using my VCR a couple times per week. Anybody else? Yes, we use ours about twice a week. I've copied family VHS tapes ( the original big ones) taken from 1983-1995 onto DVD. Most went 2 hours so I was able to start the 2 hour VHS tape and the DVD copier (set for 2 hours) and ...
by shawcroft
Sun Jul 24, 2016 3:20 pm
Forum: Personal Finance (Not Investing)
Topic: Best Account for Overseas ATMs
Replies: 14
Views: 1878

Current Best Account for Overseas ATMs

I came across this discussion which is about 5 years old. We are planning an overseas trip for late fall. Do my Boglehead colleagues have more recent experiences / views on banks and their fees regarding use of international ATM's? Do Capital One and USAA still provide the best deal? Thanks, Shawcroft
by shawcroft
Mon Jul 11, 2016 10:08 pm
Forum: Personal Finance (Not Investing)
Topic: New MetLIfe 403b
Replies: 2
Views: 288

Re: New MetLIfe 403b

Duckie: He would get the full match at 3%. The MetLIfe representative is supposed to have a meeting at their office some time this week to explain things and answer questions. Nothing happened today. He has gotten interested in the costs (fees) which may be floating around this variable annuity. Sha...
by shawcroft
Mon Jul 11, 2016 3:29 pm
Forum: Personal Finance (Not Investing)
Topic: New MetLIfe 403b
Replies: 2
Views: 288

New MetLIfe 403b

One of our sons lives out-of-state and works for a non-profit organization. Last week, he received a notice that they will be changing their 403b provider to MetLife. He hasn’t gotten any detailed information but was sent a 5-page summary. He scanned the pages and sent them to me for my thoughts. (t...
by shawcroft
Wed Jun 22, 2016 11:53 am
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday, Mel! Boglehead #2.
Replies: 41
Views: 3428

Happy Birthday, Mel! Boglehead #2.

Rick:
Thanks for alerting the Bogleheads to this momentous occasion. Have a grand birthday, Mel!
Shawcroft
by shawcroft
Wed Mar 09, 2016 9:06 pm
Forum: Personal Consumer Issues
Topic: Just on The Great Courses
Replies: 20
Views: 2377

The Great Courses

Having been encouraged by someone here to try them, we do find we are hooked......." Masters of War" with Andrew Wilson of the Naval Academy. Which was again a stimulating insight into matters (strategic thinkers in history) about which we knew little....... the quality so far has been hi...
by shawcroft
Tue Mar 08, 2016 10:09 pm
Forum: Personal Finance (Not Investing)
Topic: Rental Properties
Replies: 19
Views: 2343

Re: Rental Properties

[OT link removed by admin LadyGeek] hburrus: nice list of very practical information. The OP got into the rental business "by default", not part of a grand scheme. I hope his monthly rent covers all the fixed and variable costs, with something left over for occasional capital repairs and/...
by shawcroft
Mon Feb 29, 2016 2:36 pm
Forum: Investing - Theory, News & General
Topic: 2016 BOGLEHEADS CONFERENCE ANNOUNCEMENT
Replies: 118
Views: 19002

Re: 2016 BOGLEHEADS CONFERENCE ANNOUNCEMENT

Taylor Larimore wrote:Philadelphia is a long trip for me at age 92. Nevertheless, meeting Jack and old and new friends will be a highlight of my remaining days.

Taylor:
I know I speak for all Bogleheads when I say it is our hope that you have- and enjoy- a large number of "remaining days".
Shawcroft
by shawcroft
Thu Feb 25, 2016 9:44 am
Forum: Personal Consumer Issues
Topic: Cheap MRI in Connecticut?
Replies: 18
Views: 1847

Re: Cheap MRI in Connecticut?

Anyone know of a cheap or at least fair priced place to get an MRI (for knee) done in Connecticut? Snowjob: "Advanced Radiology" has several locations in Southwestern CT- in the Stamford-Bridgeport area. I have no experience with them but their website says they will quote you a price. Mi...
by shawcroft
Wed Feb 24, 2016 4:16 pm
Forum: Investing - Theory, News & General
Topic: 2016 BOGLEHEADS CONFERENCE ANNOUNCEMENT
Replies: 118
Views: 19002

Re: 2016 BOGLEHEADS CONFERENCE ANNOUNCEMENT

ModifiedDuration wrote:Sort of like a StubHub, but I would act as market maker.

Good idea?


Well, I suspect we are all economic beasts of prey......

That said, I recognize this is (hopefully) said with tongue in cheek.......otherwise, the much-feared" Wrath of Lindauer" will descend upon you..

Shawcroft
by shawcroft
Tue Feb 23, 2016 3:53 pm
Forum: Investing - Theory, News & General
Topic: 2016 BOGLEHEADS CONFERENCE ANNOUNCEMENT
Replies: 118
Views: 19002

Re: 2016 BOGLEHEADS CONFERENCE ANNOUNCEMENT

The clock ticks..
My "check is in the mail" as of Saturday ...I hope the postal service is reasonably efficient (I surmise that is the wish of many who are hoping to attend)
Shawcroft
by shawcroft
Sat Feb 20, 2016 10:15 pm
Forum: Investing - Theory, News & General
Topic: 2016 BOGLEHEADS CONFERENCE ANNOUNCEMENT
Replies: 118
Views: 19002

Re: 2016 BOGLEHEADS CONFERENCE ANNOUNCEMENT

Kathleen: Your e-mail and Mel's badgering touches me greatly. I will request Registration Forms from Gail Cox immediately. I believe our family would also like to attend what has always been a high-point of our lives. Thank you for the "push." Best wishes. Taylor Great news that Taylor wi...
by shawcroft
Sun Feb 07, 2016 11:59 am
Forum: Investing - Help with Personal Investments
Topic: Yikes! FA is killing me...desperate to know how to fire FA and DIY?
Replies: 38
Views: 5387

Re: Yikes! FA is killing me...desperate to know how to fire FA and DIY?

Good job, you will be happy. I was. And no need to say goodbye. Vanguard does it all for you. I now have enough experience to say that that is not entirely true, and it's not true for Fidelity either. They both follow "protocol", which basically means they won't fight for your money if th...
by shawcroft
Mon Feb 01, 2016 3:20 pm
Forum: Personal Finance (Not Investing)
Topic: Forming LLC to buy condo?
Replies: 20
Views: 1841

Forming LLC to buy property?

Interesting thread....reminded me of a recent conversation I was at a holiday party in December. One of the attendees (who resides in Connecticut) mentioned that he and his wife own a vacation home on Cape Cod which they placed in a Florida LLC ( I asked him Florida twice and he said yes). He said i...
by shawcroft
Fri Jan 29, 2016 11:07 pm
Forum: Personal Finance (Not Investing)
Topic: Estate planning advice?
Replies: 34
Views: 4876

Re: Estate planning advice?

Dan:
Aspects of estate planning have been discussed several times on the Forum. You are getting some very thoughtful suggestions.
Shawcroft
by shawcroft
Wed Jan 27, 2016 9:14 am
Forum: Personal Consumer Issues
Topic: Modems and Routers
Replies: 29
Views: 3190

Modems and Routers

http://thewirecutter.com/reviews/best-wi-fi-router/ http://thewirecutter.com/reviews/best-cable-modem/ Depends on what wifi devices you have (or expect to have) and your internet speed - you might ask Comcast what they prefer for a cable modem. Quark: Thanks for the references. My dealing with Comc...
by shawcroft
Thu Jan 14, 2016 6:37 pm
Forum: Personal Finance (Not Investing)
Topic: Buying a condo - Tough questions to ask?
Replies: 32
Views: 4494

Re: Buying a condo - Tough questions to ask?

To my colleagues:
Boy, is this a timely post! We have a family member who is currently renting but is thinking about buying a condo in the Washington DC area within the next 6 months, He is just starting out on the "learning curve".
Shawcroft
by shawcroft
Thu Jan 14, 2016 6:30 pm
Forum: Personal Consumer Issues
Topic: Amazon is dropping Prime price to $73 for the weekend
Replies: 26
Views: 4960

Re: Amazon is dropping Prime price to $73 for the weekend

Flobes:
Thanks for the alert. Good catch!
Shawcroft
by shawcroft
Tue Nov 24, 2015 8:35 am
Forum: Personal Finance (Not Investing)
Topic: Heads up: LONG rollover TSP to Vanguard
Replies: 29
Views: 4204

Re: Heads up: LONG rollover TSP to Vanguard

OutInThirteen wrote:I could print out Form TSP-77, fill it out, take it to a branch of my local bank to sign and have it notarized,


Are you referring to a medallion signature guarantee here? I don't think you need a bank to have your signature notarized.
Shawcroft
by shawcroft
Thu Nov 19, 2015 10:56 pm
Forum: Investing - Theory, News & General
Topic: Wouldn't it be a great idea to buy Norfolk Southern now??!!
Replies: 16
Views: 2410

A great idea to buy Norfolk Southern now??!!

The deal could get derailed. or.....the two trains might never get coupled (sorry, couldn't resist) If this deal falls through, Warren Buffet might become interested. He said he bought BNSF because he never had a train set as a child. Perhaps he would want to assemble a transcontinental one... Shaw...
by shawcroft
Fri Oct 23, 2015 1:14 pm
Forum: Personal Consumer Issues
Topic: Total Wine Store
Replies: 27
Views: 2098

Total Wine Store

The Total Wine store near us is huge and carries an excellent- and large- selection of wines. Connecticut (where I reside) has minimum prices set on wine and liquor so they cannot go as low as other Total Wine stores in some nearby states. As one member from Massachusetts has noted, the best prices ...
by shawcroft
Sat Oct 10, 2015 12:42 pm
Forum: Personal Consumer Issues
Topic: SUV recommendation
Replies: 55
Views: 6182

Re: SUV recommendation

Subaru Outback.

close enough to an SUV to make it a very good choice.

Shawcroft
by shawcroft
Sat Aug 29, 2015 10:21 pm
Forum: Personal Consumer Issues
Topic: Ant Control
Replies: 73
Views: 8252

Ant Control

edge wrote:I would suggest actively looking for how the ants are entering your home. Other critters can probably get in the same way and potentially damage it.


Excellent observation. although not as small as an ant, I have seen mice get into surprisingly small openings near the foundation.
Shawcroft
by shawcroft
Sat Aug 29, 2015 10:11 pm
Forum: Investing - Theory, News & General
Topic: REITs: The one Tilt that Makes Sense?
Replies: 47
Views: 4577

REITs: The one Tilt that Makes Sense?

Another thing I keep coming back to — and perhaps this is a naive way of thinking — is that there is virtually no Boglehead author (except Jack Bogle, of course) that *doesn't* recommend a dedicated allocation to REITs. Just think about it: Bernstein, Clements, Ferri, Malkiel, Schultheis, Swedroe, ...
by shawcroft
Tue Aug 18, 2015 8:33 am
Forum: Personal Finance (Not Investing)
Topic: I don't think these people have consumers best intersts at heart
Replies: 10
Views: 2225

these people clearly do not have consumers best intersts at heart

I saw one of these "public service" ads recently and suspected its origins. We are likely to see more of these ads in the months ahead as the "discussions" in 2106 intensify. I am amused by the "Apple Pie and American Way" presentation of these ads.
Shawcroft
by shawcroft
Mon Aug 17, 2015 9:08 pm
Forum: Personal Finance (Not Investing)
Topic: Irrevocable Life Insurance Trust (ILIT) - worth it for term life and/or other purposes?
Replies: 52
Views: 3716

Re: Irrevocable Life Insurance Trust (ILIT) - worth it for term life and/or other purposes?

patriciamgr2 wrote:bsteiner: Thank you for once again providing valuable information to the Forum. Many of us have benefited from your posts. Thanks.

Patricia:
I agree. bstainer's Forum contributions- and explanations- have been very helpful to many, myself included.
Shawcroft
by shawcroft
Sun Aug 02, 2015 10:15 pm
Forum: Personal Finance (Not Investing)
Topic: Is Being a Private Banking Client Worth it?
Replies: 97
Views: 23213

Re: Is Being a Private Banking Client Worth it?

This list could go on and on, but again people here don't like the unknown. I love Boglehead strategies for common investors, but it's not a coincidence that the most sophisticated investors with the most assets choose private banks. Shucks, I guess we Bogleheads just ain't sophisticated enough to ...
by shawcroft
Thu Jul 30, 2015 10:47 am
Forum: Investing - Theory, News & General
Topic: "The Maleficent 7" by Bob Seawright/Above the Market Blog
Replies: 4
Views: 860

Re: "The Maleficent 7" by Bob Seawright/Above the Market Blog

Absolutely wonderful article. Thanks for the link
Shawcroft
by shawcroft
Thu Jul 30, 2015 10:43 am
Forum: Investing - Theory, News & General
Topic: Rick’s Top Ten List of When Not To Invest
Replies: 16
Views: 4497

Rick’s Top Ten List of When Not To Invest

Rick:
Outstanding list of common sense practices with regard to investing. Now, (as my mother would say) if only common sense wasn't so uncommon...
Shawcroft

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