Search found 977 matches

by selftalk
Sat May 27, 2017 7:21 pm
Forum: Investing - Theory, News & General
Topic: Eliminating Single Positions and Moving to Index Fund
Replies: 26
Views: 2513

Re: Eliminating Single Positions and Moving to Index Fund

Please remember that index funds go down in bear markets along with individual stocks.
by selftalk
Sat May 27, 2017 7:17 pm
Forum: Investing - Theory, News & General
Topic: History: Tulip Fever
Replies: 13
Views: 1817

Re: History: Tulip Fever

I remember when I lived in West Palm Beach, Florida in 2005, and I was watching the evening news and a segment came on saying that a condo changed hands 3 times in Miami that day at consecutively higher prices. It wasn`t long at all that the real estate prices began to plummet. I think the prices be...
by selftalk
Sat May 27, 2017 10:43 am
Forum: Investing - Theory, News & General
Topic: American Funds beat out Vanguard Index over lifetime?
Replies: 63
Views: 6904

Re: American Funds beat out Vanguard Index over lifetime?

If you have a financial goal of say $ 2,000,000 and the American Fund got you to $2,100,000 and the S&P 500 got you to $2,050,000 what`s the big deal. You still reached YOUR goal. That`s the important thing. I know it`s hard to dispense with GREED but we should and we should be satisfied that we...
by selftalk
Sat May 27, 2017 6:00 am
Forum: Investing - Theory, News & General
Topic: History: Tulip Fever
Replies: 13
Views: 1817

History: Tulip Fever

There`s a new movie coming out this summer called TULIP FEVER. It`s about the Holland tulip craze in the 1600`s where the people went crazy about tulips and the bidding up of the prices of them to astronomical heights and the subsequent collapse of that market. A book called EXTRAORDINARY POPULAR DE...
by selftalk
Wed May 24, 2017 5:02 pm
Forum: Personal Finance (Not Investing)
Topic: Zacks says sell Wellesley!?
Replies: 74
Views: 7526

Re: Zacks says sell Wellesley!?

If Zacks really knew he/she wouldn`t be peddling his/her opinion. His/her guess is as good as yours.
by selftalk
Wed May 24, 2017 4:58 pm
Forum: Investing - Theory, News & General
Topic: American Funds beat out Vanguard Index over lifetime?
Replies: 63
Views: 6904

Re: American Funds beat out Vanguard Index over lifetime?

I`m not against American Funds. They grow in time also and beat the index sometimes. We all know here that the future is unknown but unmistakably the index rises over time except for corrections and bear markets that can be quite long in duration. I feel a lot more comfortable owning index fund shar...
by selftalk
Wed May 24, 2017 11:29 am
Forum: Investing - Theory, News & General
Topic: American Funds beat out Vanguard Index over lifetime?
Replies: 63
Views: 6904

Re: American Funds beat out Vanguard Index over lifetime?

Think about this. We are investing for hopeful future returns of our monies after accounting for inflation which lessens our purchasing power aren`t we ? I don`t care that the American Funds beat the S&P 500 in the past or even for a lifetime. It`s Murphy`s Law that after YOU go ahead and buy th...
by selftalk
Tue May 23, 2017 9:35 am
Forum: Personal Finance (Not Investing)
Topic: Zacks says sell Wellesley!?
Replies: 74
Views: 7526

Re: Zacks says sell Wellesley!?

BHUser27, great article on the gurus. Everyone should read this and realize what J. Bogle said. He knows no one who can consistently predict the market. So many people refuse to believe that.
by selftalk
Tue May 23, 2017 7:46 am
Forum: Personal Finance (Not Investing)
Topic: Zacks says sell Wellesley!?
Replies: 74
Views: 7526

Re: Zacks says sell Wellesley!?

Again as Buffet wrote in his annual Berkshire report in 2014 I think it was " market forecasters will fill you ears but never your wallet."
by selftalk
Tue May 23, 2017 7:41 am
Forum: Investing - Theory, News & General
Topic: Market News Feeds Worth Reading?
Replies: 22
Views: 1784

Re: Market News Feeds Worth Reading?

Just ask yourself if reading and listening to market news in the past has benefited you in any way. I`d venture to say it made you impatient, emotional and most probably caused you to take action when it wasn`t at all prudent. Tune out the noise is the right way.
by selftalk
Mon May 22, 2017 4:16 pm
Forum: Investing - Theory, News & General
Topic: Market News Feeds Worth Reading?
Replies: 22
Views: 1784

Re: Market News Feeds Worth Reading?

Buffett said "market forecasters will fill your ear but never your wallet." How true that is. Select your allocation, stay the course and don`t peek.
by selftalk
Mon May 22, 2017 10:43 am
Forum: Investing - Theory, News & General
Topic: Home Country Bias...makes sense?
Replies: 235
Views: 8323

Re: Home Country Bias...makes sense?

Walter Morgan told Bogle the truth ie. "Nobody knows nutt`in. Just purchase your allocation as you see fit, add to it when you can, don`t peekand go enjoy your life and hope for the best. That`s all you can do.
by selftalk
Sun May 21, 2017 5:19 pm
Forum: Investing - Theory, News & General
Topic: Home Country Bias...makes sense?
Replies: 235
Views: 8323

Re: Home Country Bias...makes sense?

After reading all of the above reasonings it just seems a bit foolish to go against Buffett and Bogle`s reasonings. Yes they may come from an earlier era then most of us do but I feel and believe that they are certainly still very aware and rational thinkers investing wise. Of course time will tell ...
by selftalk
Sun May 21, 2017 11:47 am
Forum: Investing - Theory, News & General
Topic: "Why Value Stocks Have Disappointed"
Replies: 39
Views: 4603

Re: "Why Value Stocks Have Disappointed"

Read Bogel`s book Common Sense on Mutual Funds pages 231-232. The guru`s (experts) are trying to market time value stocks and found out what we already here know and what John Bogle has told us : " I don`t know anyone who can time the market consistently and in fact I don`t know anyone who know...
by selftalk
Sun May 21, 2017 9:34 am
Forum: Investing - Help with Personal Investments
Topic: to refinance or not for a small monthy cost
Replies: 12
Views: 351

Re: to refinance or not for a small monthy cost

Grabiner and jimb_fromATL thank you. You folks must have been math majors. I`ll refinance. Thank all of you for responding to my question. Is this a great website or what !
by selftalk
Sun May 21, 2017 9:24 am
Forum: Investing - Help with Personal Investments
Topic: to refinance or not for a small monthy cost
Replies: 12
Views: 351

Re: to refinance or not for a small monthy cost

The mortgage loan is $135,000. The extra payment of $ 45.00 monthly just seemed worth it common sense wise to reduce the time 5 years.
by selftalk
Sun May 21, 2017 9:17 am
Forum: Investing - Help with Personal Investments
Topic: to refinance or not for a small monthy cost
Replies: 12
Views: 351

Re: to refinance or not for a small monthy cost

NiceUnparticularman, thank you.
by selftalk
Sun May 21, 2017 8:33 am
Forum: Investing - Help with Personal Investments
Topic: to refinance or not for a small monthy cost
Replies: 12
Views: 351

Re: to refinance a mortgage or invest in the market

It would cost me $45.00 a month extra monthly for the 20 year mortgage and I`d be saving $ 30,000 from the 30 year mortgage . I`m not borrowing to invest in the market. I`m reducing the mortgage payment period from 25 years left to 20 years for a cost of $45.00 a month. Sorry Wolfgang Pauli I got th...
by selftalk
Sun May 21, 2017 8:07 am
Forum: Investing - Help with Personal Investments
Topic: to refinance or not for a small monthy cost
Replies: 12
Views: 351

to refinance or not for a small monthy cost

Right now I can get a refinance from a 30 year mortgage at 4.25% costing $ 720 per month and having 25 years to go on that to a 20 year mortgage at 3.25 % which will cost $ 765.70 a month. In your opinion is getting this mortgage preferable to not investing the $ 45.00 in the VTI over the next 20 ye...
by selftalk
Sat May 20, 2017 11:37 am
Forum: Personal Consumer Issues
Topic: What goes in your smoothie?
Replies: 45
Views: 2466

Re: What goes in your smoothie?

This morning it was 26 ounces of reverse osmosis water, 5 tbsp. of flax seed not ground, cinnamon, 1 brazil nut, 1 tbsp. of raw sunflower seeds, 1 tbsp. of pumpkin seeds, 1 tsp. of tumeric, raw collard greens filled to the 3/4 full mark, 1 banana, 1 avocado, 1 raw carrot, some red grapes, some almon...
by selftalk
Sat May 20, 2017 11:24 am
Forum: Investing - Theory, News & General
Topic: MarketWatch "Lazy Portfolios"
Replies: 10
Views: 1523

Re: MarketWatch "Lazy Portfolios"

Whatever allocation you use stick to it. Hopefully all the variables of allocation candidates will perform well going forward as it`s time in the market and not timing as we`ve all learned here on this website that has an excellent chance to get us where we want to be financially.
by selftalk
Fri May 19, 2017 11:26 am
Forum: Investing - Theory, News & General
Topic: A daily panic on the averages a day or two ago
Replies: 11
Views: 1107

Re: A daily panic on the averages a day or two ago

Dottie57, Read my post again and you`ll see it was sarcasm about the media informing the investing public.
by selftalk
Fri May 19, 2017 10:31 am
Forum: Investing - Theory, News & General
Topic: A daily panic on the averages a day or two ago
Replies: 11
Views: 1107

A daily panic on the averages a day or two ago

In the "big drop" in the large indices the other day the VTI range was about $ 1.50. Big deal! Don`t get me wrong but I suppose every little bit helps. The tv financial media must have gone nuts those days instilling fear this time in the viewers psyche.
by selftalk
Fri May 19, 2017 10:19 am
Forum: Investing - Theory, News & General
Topic: Milestone and not peeking. . .
Replies: 57
Views: 5757

Re: Milestone and not peeking. . .

Keep following your hard won rules. It`s certainly working well.
by selftalk
Fri May 19, 2017 9:51 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 3511
Views: 906821

Re: U.S. stocks in freefall

MoonOrb, I congratulate you. You`re doing a smart thing.
by selftalk
Thu May 18, 2017 5:21 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 3511
Views: 906821

Re: U.S. stocks in freefall

You`ll NEVER KNOW at the time if "the dip" is the beginning of a real bear market. Just buy if you want and don`t look back. Afterwards you can look at the long term charts of the DOW and S&P 500 and realize that you are investing in the creations of mankind that make life easier in ou...
by selftalk
Wed May 17, 2017 4:58 pm
Forum: Investing - Help with Personal Investments
Topic: Convince me to get back into stocks!
Replies: 83
Views: 5589

Re: Convince me to get back into stocks!

What if this and what if that. Do you really think you can time the market when millions of people and a lot of "experts" couldn`t. And if someone on this website convinced you to get back in then when do you get back out again ? This is so foolish. Just buy the total market index and focu...
by selftalk
Wed May 17, 2017 11:41 am
Forum: Investing - Theory, News & General
Topic: American Funds beat out Vanguard Index over lifetime?
Replies: 63
Views: 6904

Re: American Funds beat out Vanguard Index over lifetime?

I ask if this is really true considering the yearly capital gains and dividend taxes that have yet to be paid, the large commission charged, the full expense ratio and furthermore will it continue ? Think about that if you will.
by selftalk
Wed May 17, 2017 11:26 am
Forum: Personal Consumer Issues
Topic: Best watch for around $5,000?
Replies: 1011
Views: 239568

Re: Best watch for around $5,000?

I just love my Casio G-Shock Gulfmaster. It`s both solar and atomic and works perfectly well without a hitch. Expensive watches have been a real disappointment for me ie. especially when the pins come out of the band. It`s a real nusiance and who needs that. Do we really need to try to impress peopl...
by selftalk
Tue May 16, 2017 11:49 am
Forum: Investing - Theory, News & General
Topic: American Funds beat out Vanguard Index over lifetime?
Replies: 63
Views: 6904

Re: American Funds beat out Vanguard Index over lifetime?

It`s truly amazing that people still base there etf and mutual fund purchasing decisions on past performance. It`s like driving your car by navigating it by looking at it from your rear view mirror. But can`t they realize that the major index continues upward over the years even with corrections and...
by selftalk
Mon May 15, 2017 6:45 pm
Forum: Investing - Theory, News & General
Topic: Do stocks always go up long term?
Replies: 56
Views: 4343

Re: Do stocks always go up long term?

It certainly has since the DOW was created. Just look at a very long term chart of the Dow Jones Industrial Average and the S&P 500. However there have been drops and consolidations along the way. Our society creates new and better products and ways to enhance our lives over the years and will c...
by selftalk
Mon May 15, 2017 6:23 pm
Forum: Investing - Theory, News & General
Topic: American Funds beat out Vanguard Index over lifetime?
Replies: 63
Views: 6904

Re: American Funds beat out Vanguard Index over lifetime?

Maybe I should sell my VTI and buy the American Funds. What do you think ? Ask yourself what John Bogle would do and why. Can the American Funds continue to do as well as it has in the past ? Answer that one ! I think you`d be nuts to think that they would after everything this website has taught us...
by selftalk
Sun May 14, 2017 6:22 pm
Forum: Investing - Theory, News & General
Topic: American Funds beat out Vanguard Index over lifetime?
Replies: 63
Views: 6904

Re: American Funds beat out Vanguard Index over lifetime?

Has anyone compared the yearly returns AFTER TAXES ? It can make a big difference.
by selftalk
Fri May 12, 2017 2:55 pm
Forum: Investing - Theory, News & General
Topic: Do You Think Behavioral Anomalies Will Persist?
Replies: 40
Views: 3108

Re: Do You Think Behavioral Anomalies Will Persist?

People are still betting at race tracks and losing. Is this much different, the human behavior ? I just can`t understand why investors and speculators in general SIMPLY cannot seem to accept the Total Market Returns and be satisfied reaching their financial goals with that. These people devise all k...
by selftalk
Wed May 10, 2017 8:10 pm
Forum: Investing - Theory, News & General
Topic: Gundlach shorts S&P 500, says passive investing is a 'myth'
Replies: 51
Views: 5950

Re: Gundlach shorts S&P 500, says passive investing is a 'myth'

John Bogle doesn`t know anyone who can consistently BEAT THE MARKET. In fact he said that he doesn`t know anyone that knows anyone that consistanly beats the market. Now do you think Gundlach can do it consistantly ? I don`t think so. Who cares what Gundlach thinks or does in the markets. Check his ...
by selftalk
Wed May 10, 2017 7:58 pm
Forum: Investing - Theory, News & General
Topic: Performance chasing... vs staying the course
Replies: 9
Views: 778

Re: Performance chasing... vs staying the course

Go to your library and research daily old stock prices maybe in the 1950`s ( as you won`t be familiar with those stocks) and when a few catch your eye put in a hypothetical purchase and follow the prices for a few years and then compare it to the S&P 500. Let`s see how clairvoyant you are. I`ve ...
by selftalk
Wed May 10, 2017 7:48 pm
Forum: Investing - Theory, News & General
Topic: Do You Think Behavioral Anomalies Will Persist?
Replies: 40
Views: 3108

Re: Do You Think Behavioral Anomalies Will Persist?

Human nature in aggregate hasn`t changed since the beginning of time. Why would it change now ?
by selftalk
Wed May 10, 2017 7:43 pm
Forum: Investing - Help with Personal Investments
Topic: Maximum Gain,swinging for the fences
Replies: 65
Views: 4529

Re: Maximum Gain,swinging for the fences

Purchase UPRO. It`s 3 times the S&P 500. Don`t trade it . Just hold on. I really question if you have the staying power to do this. Most people don`t as they change their minds and alter their speculations all the time. Trading is a losers game you know.
by selftalk
Sun May 07, 2017 7:38 pm
Forum: Personal Consumer Issues
Topic: sprouting at home and organic broccoli seeds?
Replies: 10
Views: 810

Re: sprouting at home and organic broccoli seeds?

If I were you I`d call Hippocrates Institute in West Palm Beach, Florida and ask them. It`s a world famous healing center and reputable also.
by selftalk
Sun May 07, 2017 7:34 pm
Forum: Local Chapters and Bogleheads Community
Topic: HAPPY BIRTHDAY MR. BOGLE: Let's Get The Party Started One Day Early
Replies: 68
Views: 2946

Re: For Mr. Bogle: Let's Get The Party Started One Day Early

Happy Birthday Mr. Bogle and thank you for your complete honesty about investing in the stock market. It`s simply astounding the number of people you`ve helped in investing over the years. I remember always when you said that your boss Walter Morgan told you that "nobody knows nutt`in. " H...
by selftalk
Sun May 07, 2017 4:41 pm
Forum: Investing - Theory, News & General
Topic: Are etfs riskier than their corresponding mutual funds ?
Replies: 13
Views: 901

Re: Are etfs riskier than their corresponding mutual funds ?

triceratop, it matters simply because both of them know a lot more than me and most other people on this subject and it`s worth listening to and then making a decision.
by selftalk
Sun May 07, 2017 3:36 pm
Forum: Investing - Theory, News & General
Topic: Are etfs riskier than their corresponding mutual funds ?
Replies: 13
Views: 901

etf`s versus mutual funds

[Thread merged into here, see below. --admin LadyGeek]

In today`s world would John Bogle and Warren Buffett prefer for themselves etf`s or the mutual funds in investing in the indices ? What is your best opinion and why ? Thank you for your responses.
by selftalk
Sun May 07, 2017 3:26 pm
Forum: Investing - Theory, News & General
Topic: Are etfs riskier than their corresponding mutual funds ?
Replies: 13
Views: 901

Re: Are etfs riskier than their corresponding mutual funds ?

To put it a different way then, what do you think John Bogle and /or Warren Buffett would prefer now : the mutual fund over the etf at this point in time or the other way around and why, assuming they both have NO intention whatsoever of trading the shares except for maybe re-balancing and also accu...
by selftalk
Sun May 07, 2017 1:48 pm
Forum: Investing - Theory, News & General
Topic: Are etfs riskier than their corresponding mutual funds ?
Replies: 13
Views: 901

Are etfs riskier than their corresponding mutual funds ?

Does anyone know if VTI and VXUS are derivatives of VTSAX ( Total U.S. Stock Market Fund) and VTIAX ( Total International Fund) ? Are the equities in each etf exactly the same in quantity and as they are in their corresponding mutual funds in the cases of VTSAX and VTIAX ? In essence are these etf`s...
by selftalk
Fri May 05, 2017 11:49 am
Forum: Investing - Theory, News & General
Topic: Ted Seides "Why I lost My Bet With Warren Buffett" - Bloomberg
Replies: 64
Views: 6760

Re: Ted Seides "Why I lost My Bet With Warren Buffett" - Bloomberg

I wonder how many Bogleheads will bail out of the S&P 500 when the international asset class starts to out perform it. It always happens that performance chasing phenomenon. The folks that now have and have bought in the past all along as a % of their total holdings are real champions as they ho...
by selftalk
Fri May 05, 2017 8:19 am
Forum: Investing - Theory, News & General
Topic: Ted Seides "Why I lost My Bet With Warren Buffett" - Bloomberg
Replies: 64
Views: 6760

Ted Seides vs. Buffett

[Thread merged into here, see below. --admin LadyGeek]

Now Ted Seides wants to bet with Buffett again. If he keeps doubling down every 10 years he MAY win once in a while. This is crazy as Ted wants to try to inflate his ego. Lets see what Buffett thinks about Ted`s offer.
by selftalk
Wed May 03, 2017 7:24 pm
Forum: Investing - Theory, News & General
Topic: Ted Seides "Why I lost My Bet With Warren Buffett" - Bloomberg
Replies: 64
Views: 6760

Re: Ted Seides "Why I lost My Bet With Warren Buffett" - Bloomberg

It`s very hard to believe how Ted Seides actually justifies losing to Buffett. He looks ridiculous in what he said as his defense. Ted`s a grown man and should act like one. He should have kept his mouth shut and faded away. He lost fair and square. All this will be turned around by the news media a...
by selftalk
Tue May 02, 2017 10:11 am
Forum: Investing - Theory, News & General
Topic: Best source for investment news?
Replies: 52
Views: 4177

Re: Best source for investment news?

Experience has taught me to not read and/or listen to investment news of any kind. It`s too expensive. As corny as it sounds "Don`t Peek" is the very best advice as recommended by John Bogle.
by selftalk
Tue May 02, 2017 10:04 am
Forum: Investing - Theory, News & General
Topic: "The Road Less Traveled" by John Bogle
Replies: 31
Views: 3997

Re: "The Road Less Traveled" by John Bogle

I can only wish that there were more people in this world like John Bogle. Morally, he does the right thing to help us all ! Thank you Taylor for sharing this read.
by selftalk
Mon May 01, 2017 4:34 pm
Forum: Personal Consumer Issues
Topic: Buying couches the Boglehead way
Replies: 36
Views: 4222

Re: Buying couches the Boglehead way

Go to furniturelandsouth.com

Go to advanced search