Search found 8 matches

by seine
Sun Aug 27, 2017 10:21 am
Forum: Personal Finance (Not Investing)
Topic: Self insure vs Medigap when on "traditional" Medicare
Replies: 90
Views: 10220

Re: Self insure vs Medigap when on "traditional" Medicare

Here is an article I read that convinced me to take traditional medicare and self insure for what medigap would cover. http://www.huffingtonpost.com/david-belk/medicare-supplemental-policies_b_3901861.html I have been on Medicare for a year now and had a fair amount of medical bills, I do not regret self-insuring. Only when you self insure do you start to really understand the Medicare billing. I see these large bills, only to be processed and paid by Medicare at a much lower rate sometime 80% less. And my only responsibility is to pay the small remainder of the Medicare 20% co-insurance. An example: I had hernia surgery at Northwestern Memorial in Chicago December 2016. Surgeon bill $5,000, my copay after Medicare $182. Hospital facility c...
by seine
Sun Jun 25, 2017 10:39 pm
Forum: Personal Consumer Issues
Topic: Buy condo at Trump Tower Chicago a good deal?
Replies: 24
Views: 6492

Re: Buy condo at Trump Tower Chicago a good deal?

There is no issue with affordability. I live in the suburbs about 15 miles from the city center. I would initially use it as second in town home and eventually sell my suburban home and the condo would be my principal residence. It would be a move to downsize and simplify.

I would like to get advice if it is wise to buy at a great price, but into a building that is underpriced because of the controversy with the brand.
by seine
Sun Jun 25, 2017 10:11 pm
Forum: Personal Consumer Issues
Topic: Buy condo at Trump Tower Chicago a good deal?
Replies: 24
Views: 6492

Buy condo at Trump Tower Chicago a good deal?

My real estate agent thinks buying a condo at Trump Tower in Chicago is a good investment now.
There are 62 units for sale and some have been on the market over a year.
The building is very high quality, less than 10 years old, 10' ceilings, outstanding views, good amenities, and great location at the base of the "Magnificent Mile"
Prices are depressed now because of occasional protests in front of the building and perception that the building could be a target.

Would I be wise in buying?
by seine
Fri Dec 09, 2016 12:42 pm
Forum: Personal Consumer Issues
Topic: Where To Shop For Used Cars?
Replies: 24
Views: 4106

Re: Where To Shop For Used Cars?

Check out vroom www.vroom.com
Haven't used by I heard good things about them from Clark Howard
by seine
Wed May 04, 2016 7:53 am
Forum: Personal Finance (Not Investing)
Topic: Chase Sapphire Preferred
Replies: 53
Views: 9856

Re: Chase Sapphire Preferred

Another advantage of CSP is there are very few excluded countries for CDW. Most cards excludes Ireland, and Australia, CSP does not.
by seine
Tue Sep 11, 2012 8:18 pm
Forum: Personal Finance (Not Investing)
Topic: Tax dummy, need some education
Replies: 27
Views: 2310

Re: Tax dummy, need some education

To learn taxes I took the H & R Block Tax course. I found it be be very complete, and there is no obligation to be a H & R Block Preparer.
by seine
Tue May 01, 2012 7:27 am
Forum: Personal Finance (Not Investing)
Topic: Percent of net worth in your home
Replies: 26
Views: 17262

Re: Percent of net worth in your home

Thank you, this was the kind of info I was looking for.
by seine
Mon Apr 30, 2012 8:55 pm
Forum: Personal Finance (Not Investing)
Topic: Percent of net worth in your home
Replies: 26
Views: 17262

Percent of net worth in your home

I am looking to buy with cash a new home or condo. How Much of your net worth should be in your home? I am single early retiree with no dependents. Currently my condo is about 5% of my net worth. Some blogs say that 10% is low, 25% is safe, and you can go as high as 40%.