Search found 6 matches

by sampaine
Sun Jul 16, 2017 8:43 am
Forum: Personal Finance (Not Investing)
Topic: Dental Insurance Coverage
Replies: 3
Views: 890

Re: Dental Insurance Coverage

Thank you.
by sampaine
Wed Jul 12, 2017 12:43 pm
Forum: Personal Finance (Not Investing)
Topic: Dental Insurance Coverage
Replies: 3
Views: 890

Dental Insurance Coverage

I'm unclear on where the line lies between what medical insurance covers and what dental insurance covers. We are retired and have traditional Medicare and a Type F MediGap policy. We have believed that we could easily pay out of pocket for what we consider routine dental work such as regular cleani...
by sampaine
Wed Nov 30, 2016 9:00 am
Forum: Personal Finance (Not Investing)
Topic: RMDs and non-QLAC deferred annuities
Replies: 6
Views: 1084

Re: RMDs and non-QLAC deferred annuities

Thanks very much. I guess the answer is that one should not devote too big a portion of IRA assets to deferred annuities, so there are other assets to distribute and with which to pay the taxes.
by sampaine
Tue Nov 29, 2016 6:33 pm
Forum: Personal Finance (Not Investing)
Topic: RMDs and non-QLAC deferred annuities
Replies: 6
Views: 1084

Re: RMDs and non-QLAC deferred annuities

Thank you! I think I understand the valuation method. If the amount of the RMD for a year exceeds the value of the non-deferred annuity assets in the IRA (or, in an extreme case, if the assets in the IRA consist solely of deferred annuities that have not yet begun to pay out), how would one implemen...
by sampaine
Mon Nov 28, 2016 12:44 pm
Forum: Personal Finance (Not Investing)
Topic: RMDs and non-QLAC deferred annuities
Replies: 6
Views: 1084

RMDs and non-QLAC deferred annuities

We are 67. The great bulk of our savings is in our IRAs. We have maxed out on QLACs, with payments starting at age 85. If we buy more (non-QLAC) deferred annuities in the IRAs: --When RMDs start, how do the RMD rules apply to the non-QLAC deferred annuities that have not yet begun paying out? --When...
by sampaine
Wed May 11, 2016 11:05 am
Forum: Personal Finance (Not Investing)
Topic: Retiree Portfolio Model
Replies: 323
Views: 119973

Re: Retiree Portfolio Model

Love this spreadsheet!
Under Other Income: I have entered my age above (67), but when I enter the start age for some other income (85) I get an error message that start age must be greater than my age. It is, so I don't understand why I get the error message.
Please help!
Thanks!

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