Search found 1798 matches

by runner9
Mon Dec 05, 2016 6:46 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime Getting Stingy?
Replies: 81
Views: 8875

Re: Amazon Prime Getting Stingy?

My item ordered Thursday is supposed to be here tomorrow (Tuesday) and Amazon e-mailed to say it was delayed. UPS tracking says a late trailer will make it late. I chat with Amazon for 10 minutes. By that time UPS says it's back on time. About ordering on Thursday and it not shipping until Sunday Am...
by runner9
Mon Dec 05, 2016 6:08 am
Forum: Personal Consumer Issues
Topic: Shoes for flat-footed over-pronators
Replies: 28
Views: 1742

Re: Shoes for flat-footed over-pronators

We have a New Balance store nearby. They are wonderful for looking at your walk, having you walk/run onto special paper, etc to figure out what shoes you need. Over the years both my wife and I have been there and been quite pleased with the help.
by runner9
Sat Dec 03, 2016 12:46 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime Getting Stingy?
Replies: 81
Views: 8875

Re: Amazon Prime Getting Stingy?

Last week or so I've had items listed as taking longer than the usual 2 days with shipping the same or next day. For instance, last 3 items: ordered November 30, shipped Dec 2, arriving Dec 5. ordered December 1, shipping soon, arriving Dec 6. ordered December 1, shipped Dec 2, arriving Dec 4. I spe...
by runner9
Thu Dec 01, 2016 7:51 pm
Forum: Personal Consumer Issues
Topic: How to Remove a Broken Screw from Mailbox?
Replies: 19
Views: 1062

Re: How to Remove a Broken Screw from Mailbox?

Are you about to grab it with needle-nose pliers and then turn it using the pliers?
by runner9
Wed Nov 23, 2016 8:18 am
Forum: Personal Consumer Issues
Topic: New laundry room - new washer drier
Replies: 11
Views: 964

Re: New laundry room - new washer drier

Personally I think mold issues have improved with newer front loaders. If putting on a first floor with basement below if getting front loading I would pay particular attention to vibration info, and regardless invest in really good hoses because a leak will be particularly worse on 1st floor compar...
by runner9
Sat Nov 19, 2016 5:34 pm
Forum: Personal Finance (Not Investing)
Topic: Au Pair (Live-in Nanny)?
Replies: 2
Views: 525

Re: Au Pair (Live-in Nanny)?

A thread from a few weeks ago:

viewtopic.php?f=11&t=202202
by runner9
Thu Nov 17, 2016 1:56 pm
Forum: Personal Finance (Not Investing)
Topic: problems with broker - can I file a complaint?
Replies: 19
Views: 2269

Re: problems with broker - can I file a complaint?

Have you tried calling the broker? If that doesn't work how about calling someone else in the broker's office, either another broker or someone higher up?
by runner9
Wed Nov 16, 2016 8:10 am
Forum: Personal Consumer Issues
Topic: Online Furniture Buying - Broyhill?
Replies: 7
Views: 707

Re: Online Furniture Buying - Broyhill?

Our basement has a $300 couch from Big Lots and we're all happy with it.
by runner9
Mon Nov 14, 2016 7:42 pm
Forum: Personal Consumer Issues
Topic: Someone has my Social Security number
Replies: 36
Views: 4199

Re: Someone has my Social Security number

File a police report?

Freeze your credit reports?
by runner9
Sun Nov 06, 2016 6:20 pm
Forum: Personal Consumer Issues
Topic: How to monitor a website for specific changes and get email alerts when changed?
Replies: 11
Views: 1057

Re: How to monitor a website for specific changes and get email alerts when changed?

I use http://www.changedetection.com/

I get an e-mail every night at 8pm a change happened, and it also details exactly what was added and/or deleted.
by runner9
Sun Nov 06, 2016 5:07 pm
Forum: Personal Consumer Issues
Topic: Anyone have experience with au pairs?
Replies: 13
Views: 2551

Re: Anyone have experience with au pairs?

The "Reveal" Podcast from Saturday, 11/5/16 was about au pairs. I'm sure 2 sides to every story but very interesting. They said there was a similar written piece in the Washington Post Magazine. Links to both: https://www.revealnews.org/episodes/host-of-problems/ https://www.washingtonpost...
by runner9
Thu Nov 03, 2016 7:21 am
Forum: Investing - Help with Personal Investments
Topic: Brand new member enrolling in 401K for first time
Replies: 36
Views: 1495

Re: Brand new member enrolling in 401K for first time

Personally, I would in this order:

Full fund a Roth IRA for 2016
Pay off student loans
Get out of car lease
Then fund Roth for 2017
Only then think about the 401k with high fees
by runner9
Thu Nov 03, 2016 7:02 am
Forum: Personal Consumer Issues
Topic: What's the easiest/cheapest way to get a second phone number?
Replies: 34
Views: 1805

Re: What's the easiest/cheapest way to get a second phone number?

voip.ms is what we have. There all kinds of IVR options for incoming calls, including setting all incoming to receive busy or not in service message, or route to a prerecorded message, such as no incoming calls accepted, call office at xxxx.
by runner9
Mon Oct 31, 2016 2:19 pm
Forum: Personal Finance (Not Investing)
Topic: Paying late estimated taxes online
Replies: 4
Views: 404

Re: Paying late estimated taxes online

A couple years ago I realized late in year we'd underpaid, I make an online payment and they docked us a $9 penalty. A later year I realized it again and did a W4 to spike the federal withholdings for the rest of the year, then a W4 at year end to go back to before.
by runner9
Sat Oct 29, 2016 2:52 pm
Forum: Personal Consumer Issues
Topic: Please explain pendant lights vs. mini pendant
Replies: 4
Views: 491

Re: Please explain pendant lights vs. mini pendant

Thanks all. I went to Home Depot, everything they have is 2 1/4 fitter. I think we'll try to find shades that size.
by runner9
Sat Oct 29, 2016 6:52 am
Forum: Personal Consumer Issues
Topic: Please explain pendant lights vs. mini pendant
Replies: 4
Views: 491

Please explain pendant lights vs. mini pendant

I want to remove old track lighting above our kitchen table and install 3 pendant lights, both for looks and for more light. I understand the electrical behind it and am ok doing to electrical work. In the end I want to use standard full size LED bulbs. I'm realizing that this is different from mini...
by runner9
Wed Oct 26, 2016 1:40 pm
Forum: Personal Consumer Issues
Topic: What podcasts do you listen to?
Replies: 67
Views: 6688

Re: What podcasts do you listen to?

In no particular order, the ones in my feed I think/know are still being made:

The First 40 Miles
Love Me
Actual Innocence
This American Life
Undisclosed
Embedded
Criminal
Happier with Gretchen Rubin
Crime Writers On...
99% Invisible
Reveal
Breakdown
Mystery Show
Serial
Sounds of the Trail
by runner9
Wed Oct 26, 2016 1:07 pm
Forum: Personal Consumer Issues
Topic: Family Calendar
Replies: 19
Views: 1316

Re: Family Calendar

Wife and I both use calendar that came on iphones, with family account they sync events to both phones.
by runner9
Wed Oct 26, 2016 12:47 pm
Forum: Personal Finance (Not Investing)
Topic: Leased equipment in a house
Replies: 5
Views: 437

Re: Leased equipment in a house

Could you find out who the leases are through and call that company, to find out cost, contract details, if you can give back at purchase, etc?
by runner9
Sat Oct 22, 2016 2:44 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime Shipping Issues since move from UPS to USPS
Replies: 100
Views: 23032

Re: Amazon Prime Shipping Issues since move from UPS to USPS

We have nearly 100 prime orders in the last 13 month. Once an order sent UPS was stuck at hub an extra day. I contacted Amazon through the chat feature on the website, they voluntarily extended our prime membership one month. Another time an item was shipping with tracking sent, using SmartPost and ...
by runner9
Tue Oct 18, 2016 8:18 am
Forum: Personal Consumer Issues
Topic: What iPhone podcast application do you use?
Replies: 25
Views: 2007

Re: What iPhone podcast application do you use?

I use the built in app that comes on iphones.
by runner9
Sun Oct 09, 2016 2:46 pm
Forum: Personal Consumer Issues
Topic: Paint peeling off in ceiling
Replies: 23
Views: 1145

Re: Paint peeling off in ceiling

I would wait for a rain and feel the PVC stack pipe in the attic to confirm first. If that is the leak find a handyman or roofer to replace the boot around the vent pipe on the actual roof. If you go to the fix instead of replace I'd recommend Henry's patch stuff from my limited us. For don't fix it...
by runner9
Wed Oct 05, 2016 9:40 am
Forum: Forum Issues and Administration
Topic: weather watch [Hurricane Matthew, potential site impact]
Replies: 27
Views: 2840

Re: weather watch

I hope that everything works out ok. When Superstorm Sandy hit the server was in Philadelphia, correct?
by runner9
Sun Oct 02, 2016 11:37 am
Forum: Investing - Help with Personal Investments
Topic: Switching from slice/dice to 2/3 fund portfolio
Replies: 3
Views: 521

Switching from slice/dice to 2/3 fund portfolio

Emergency funds: well over a year (putting off some big purchases because of possibly strike) Debt: none. Mortgage paid off, cars paid off, pay credit card statement fully. Tax Filing Status: Married filing Jointly Tax Rate: Federal: marginal 15%, effective 9%; State: 2.6% actual State of Residence:...
by runner9
Fri Sep 30, 2016 8:58 pm
Forum: Investing - Help with Personal Investments
Topic: 403B Advice
Replies: 34
Views: 2004

Re: 403B Advice

Also see if she's eligible for a 457. For instance, in Ohio www.ohio457.org is not well known but widely available among school district employees and has very low fees.
by runner9
Fri Sep 30, 2016 5:02 pm
Forum: Local Chapters and Bogleheads Community
Topic: Where is Livesoft?
Replies: 94
Views: 13553

Re: Where is Livesoft?

Having dinner with sscritic
by runner9
Fri Sep 30, 2016 2:22 pm
Forum: Investing - Help with Personal Investments
Topic: 403B Advice
Replies: 34
Views: 2004

Re: 403B Advice

What exactly is your question or concern? With costs sky high or very low or anywhere in between the more you put in the more you'll have in the future.
by runner9
Wed Sep 28, 2016 1:48 pm
Forum: Personal Consumer Issues
Topic: Remodel blunder: kitchen design flaw. What can I do now?
Replies: 43
Views: 4758

Re: Remodel blunter: kitchen design flaw. What can I do now?

I'll measure my cabinet width when I get home but I'm guessing is 12-14 inches. Get a narrower plumber.
by runner9
Mon Sep 26, 2016 11:48 am
Forum: Personal Consumer Issues
Topic: Mechanics of Mortgage Prepayment
Replies: 7
Views: 441

Re: Mechanics of Mortgage Prepayment

Try this calculator. You can put in the specific amount, month, etc.

http://www.mtgprofessor.com/calculators ... tor2a.html

Yes, if you make a larger than normal payment on the principal you'll have a larger than typical bump in increase to principal in the months going forward.
by runner9
Thu Sep 15, 2016 7:19 am
Forum: Personal Consumer Issues
Topic: How to fix doors that don't close after new carpet installation
Replies: 36
Views: 2660

Re: How to fix doors that don't close after new carpet installation

Personally, I'd post on a buy/sell/trade group on Facebook that you're looking for someone to do this. Personally, at least around here, I'd get several highly skilled folks interested for a low price.
by runner9
Wed Sep 14, 2016 4:44 pm
Forum: Personal Consumer Issues
Topic: How to fix doors that don't close after new carpet installation
Replies: 36
Views: 2660

Re: How to fix doors that don't close after new carpet installation

Cutting the bottom of the door a bit is the only way to go. Maybe find a friend/neighbor that can do it if you're not handy?
by runner9
Sat Sep 10, 2016 9:09 am
Forum: Personal Consumer Issues
Topic: Noise cancelling headphones for excercise
Replies: 17
Views: 1579

Re: Noise cancelling headphones for excercise

FreddieG wrote:I use a pair of cheap noise-isolating buds on the gym treadmill. $15


Do you have a name/link? I'm really looking for a less than $25 pair that I can still hear when there's loud outside noise.
by runner9
Fri Sep 09, 2016 1:05 pm
Forum: Personal Consumer Issues
Topic: Noise cancelling headphones for excercise
Replies: 17
Views: 1579

Noise cancelling headphones for excercise

I've been using these $8 headphones for several years with running, walking, hiking, working around the house, etc. https://www.amazon.com/gp/product/B003CJTR82/ I mostly listen to podcasts an often they are quieter in general then music. Too often I turn the volume on the phone up all the way and s...
by runner9
Mon Sep 05, 2016 12:49 pm
Forum: Personal Consumer Issues
Topic: genealogy - starting
Replies: 19
Views: 1605

Re: genealogy - starting

Many public libraries have free access to ancestry if you're at the library
by runner9
Mon Sep 05, 2016 11:48 am
Forum: Personal Consumer Issues
Topic: genealogy - starting
Replies: 19
Views: 1605

Re: genealogy - starting

You can get a free ancestry.com account and build a tree using their software. The paid subscription will give you documents, hits, etc which you could do later or just skip entirely.
by runner9
Wed Aug 31, 2016 5:20 pm
Forum: Personal Finance (Not Investing)
Topic: [Fidelity drops AmEx, Bank of America credit cards]
Replies: 289
Views: 39544

Re: [Fidelity drops AmEx, Bank of America credit cards]

For future reference from personal experience for those still following this thread:

When Elan closes your card number and reissues a new one because of fraud they also freeze online access, you can't login, until the new cards arrive.

That's what happened to us today.
by runner9
Wed Aug 31, 2016 5:17 pm
Forum: Personal Consumer Issues
Topic: Elan Fidelity 2% card website after fraud alert
Replies: 5
Views: 529

Re: Elan Fidelity 2% card website after fraud alert

For future reference: when Elan closes a card for fraud and reissues a new card all access to the card, including online, is frozen until the new card arrives.

(on the Fidelity side I can see the balance but that's it, clicking to view transactions gives the same error)
by runner9
Wed Aug 31, 2016 4:26 pm
Forum: Personal Consumer Issues
Topic: Elan Fidelity 2% card website after fraud alert
Replies: 5
Views: 529

Elan Fidelity 2% card website after fraud alert

This morning we got a call that there was possible fraud on our new Elan Fidelity 2% Visa credit card, which we only got in mid-late June. Long story short they said "it" was used to try to buy a coke at a vending machine in New York, and that's one way fraudsters try to test cards. So, ca...
by runner9
Tue Aug 23, 2016 12:28 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Flagship Select?
Replies: 14
Views: 1651

Re: Vanguard Flagship Select?

A shorter time on hold when calling than a 'regular" Vanguard customer. There's a thread right now about long wait times. With Flagship a direct call to a rep or, if not available, Flagship desk with minimal wait. Of course, you'd need to have a reason to call to have this benefit.
by runner9
Tue Aug 23, 2016 12:25 pm
Forum: Personal Finance (Not Investing)
Topic: Homeowner's insurance question
Replies: 23
Views: 1846

Re: Homeowner's insurance question

Here in the midwest we have very large rural and even semirural areas that use well water and don't have hydrants. I grew up in a township with many thousand people, the fire dept had a tanker truck and still does to use for larger fires.
by runner9
Mon Aug 22, 2016 5:22 am
Forum: Personal Finance (Not Investing)
Topic: [Fidelity drops AmEx, Bank of America credit cards]
Replies: 289
Views: 39544

Re: [Fidelity drops AmEx, Bank of America credit cards]

Does anyone know when points are automatically converted to 2% and put in an IRA, if already set up? With FIA my statement was cut on the 13th of a month, and if over 5K in points it was deposited roughly the 5th of the next month. Did you call the credit card company to ask? They can give you exac...
by runner9
Sat Aug 20, 2016 4:49 pm
Forum: Personal Finance (Not Investing)
Topic: [Fidelity drops AmEx, Bank of America credit cards]
Replies: 289
Views: 39544

Re: [Fidelity drops AmEx, Bank of America credit cards]

Does anyone know when points are automatically converted to 2% and put in an IRA, if already set up?

With FIA my statement was cut on the 13th of a month, and if over 5K in points it was deposited roughly the 5th of the next month.
by runner9
Thu Aug 18, 2016 2:22 pm
Forum: Forum Issues and Administration
Topic: Improving the Bogleheads forum
Replies: 99
Views: 8445

Re: Posts that most users cannot see?

What do the lower case letters in the second column under the word "Replies" mean? I don't get to the forum through this portal, either. If you scroll to the very bottom it says: Subforum key: h = Investing - Help with Personal Investments t = Investing - Theory, News & General p = Pe...
by runner9
Thu Aug 18, 2016 9:09 am
Forum: Personal Consumer Issues
Topic: Orange cable from utility pole on the ground on my property
Replies: 47
Views: 3639

Re: Orange cable from utility pole on the ground on my property

Around here it would for sure be Time Warner Cable's wire, and I would just call them and ask about it.
by runner9
Wed Aug 17, 2016 5:52 am
Forum: Personal Finance (Not Investing)
Topic: [Fidelity drops AmEx, Bank of America credit cards]
Replies: 289
Views: 39544

Re: [Fidelity drops AmEx, Bank of America credit cards]

Doesn't fully answer your "issue" but it does say when you hover on the question mark: You can choose the day of the month from the available dates that you want your payment to be made. If this day falls on a Saturday, Sunday or holiday, the payment will be posted on the next business day...
by runner9
Tue Aug 16, 2016 5:46 am
Forum: Personal Finance (Not Investing)
Topic: [Fidelity drops AmEx, Bank of America credit cards]
Replies: 289
Views: 39544

Re: [Fidelity drops AmEx, Bank of America credit cards]

When I log in it says next payment due 8/17 and autopay set up to pay on the 15th. Pialara at customer service was very clear that this takes a full cycle to take effect and my last bill from FIA is not going to autopay, I have to do it manually. As nothing has shown up either on my bank account or ...
by runner9
Fri Aug 12, 2016 10:51 am
Forum: Personal Finance (Not Investing)
Topic: Appealing out of network medical bill while on vacation
Replies: 18
Views: 1706

Re: Appealing out of network medical bill while on vacation

To update, we’ve received two actual bills. The first, as mentioned above, is from the ER doctor company and is for $127. I called and asked them to waive it as paid in full, as insurance paid 85%. They politely declined. I then told them I would appeal to our insurance company. They voluntarily sai...
by runner9
Fri Aug 12, 2016 8:04 am
Forum: Personal Finance (Not Investing)
Topic: Drivers License # for health records?
Replies: 18
Views: 1648

Re: Drivers License # for health records?

I try to keep social security number private and secret, not public to pass to whoever wants it. Are they able to obtain it from another source? I don't feel as though I should publicly share the name of the ambulance company. I will give an update on my other thread about the whole medical insuranc...
by runner9
Thu Aug 11, 2016 6:45 pm
Forum: Personal Finance (Not Investing)
Topic: Drivers License # for health records?
Replies: 18
Views: 1648

Drivers License # for health records?

We are trying to get medical records for my wife from a company to assist in a denial appeal with our insurance. The company's letters are kind of aggressive and they have many resolved complaints with the BBB, including sending to collections. Every time I call they say "Oh, we're missing her ...

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