Search found 1827 matches

by runner9
Wed Jan 18, 2017 8:32 am
Forum: Personal Consumer Issues
Topic: Reflectors to reflect only tail lights (or battery LED motion strip)
Replies: 13
Views: 550

Re: Reflectors to reflect only tail lights (or battery LED motion strip)

Thanks! I hadn't thought of solar powered. Looks like amazon has a ton of led solar powered motion sensor light. Now I need to find one that isn't super bright....don't need to be backing into bright headlight-like light.
by runner9
Wed Jan 18, 2017 7:30 am
Forum: Personal Consumer Issues
Topic: Reflectors to reflect only tail lights (or battery LED motion strip)
Replies: 13
Views: 550

Re: Reflectors to reflect only tail lights (or battery LED motion strip)

OP here, thanks all. I did shine an iphone flashlight on it, it's was very reflective then. So, maybe I need an LED strip that activates with motion, preferably battery operated and of course for outside use.

Image
by runner9
Tue Jan 17, 2017 6:37 pm
Forum: Personal Consumer Issues
Topic: Reflectors to reflect only tail lights (or battery LED motion strip)
Replies: 13
Views: 550

Reflectors to reflect only tail lights (or battery LED motion strip)

This morning in the dark and rain my wife backed into the house while trying to back down the driveway from our detached garage. The house and she are fine, the electric meter and car not so much. :| I stopped at Home Depot and got some reflective tape to put on the corner of the house to make it mo...
by runner9
Fri Jan 06, 2017 3:18 pm
Forum: Investing - Help with Personal Investments
Topic: Ohio 529 Rollover / Tax questions
Replies: 5
Views: 374

Re: Ohio 529 Rollover / Tax questions

So page 47 that I quoted and a phone rep stated contradicting answers? If so, wouldn't the printed legal document be correct?
by runner9
Thu Jan 05, 2017 10:42 pm
Forum: Investing - Help with Personal Investments
Topic: Ally Bank - Is this a safe/best place to stash some cash?
Replies: 67
Views: 6583

Re: Ally Bank - Is this a safe/best place to stash some cash?

I see from another post that you holdings At Vanguard. What does your wife think of then? Neither has physical locations, only one is FDIC insured.
by runner9
Thu Jan 05, 2017 7:38 pm
Forum: Investing - Help with Personal Investments
Topic: Ally Bank - Is this a safe/best place to stash some cash?
Replies: 67
Views: 6583

Re: Ally Bank - Is this a safe/best place to stash some cash?

We use Ally as our ONLY bank. Only issue is depositing cash, can only do it via getting a money order and mailing it in. I use the e-deposit on my phone about once a week, no issues at all. Really like the convenience of e-check and of using any ATM. Much better rates, convenience and service than o...
by runner9
Sat Dec 31, 2016 2:51 pm
Forum: Investing - Help with Personal Investments
Topic: No VIIIX Distribution in HealthEquity Account
Replies: 12
Views: 845

Re: No VIIIX Distribution in HealthEquity Account

Ohio457 posted that dividend on 12/23.
by runner9
Sat Dec 31, 2016 8:53 am
Forum: Investing - Help with Personal Investments
Topic: Ohio 529 Rollover / Tax questions
Replies: 5
Views: 374

Re: Ohio 529 Rollover / Tax questions

I've read my copy of the 9/8/2016 " College Advantage Direct 529 Savings Plan: Offering Statement and Participation Agreement" which is the 76 page legal document. https://www.collegeadvantage.com/docs/default-source/enrollment-forms/offering-statement-and-participation-agreement.pdf At th...
by runner9
Fri Dec 30, 2016 8:07 pm
Forum: Personal Finance (Not Investing)
Topic: Qualified Charitable Distribution: "public charity" definition
Replies: 15
Views: 584

Qualified Charitable Distribution: "public charity" definition

I'm helping my mother plan her first RMD this coming year, she turns 70 1/2 in the spring (2017). We know that to make a QCD it must occur after the actual date she turns 70 1/2. I'm trying to understand the "public charity" part of this paragraph: To qualify for QCD treatment, the rules a...
by runner9
Thu Dec 29, 2016 8:21 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard goof up on contribution to IRA?
Replies: 25
Views: 1800

Re: Vanguard goof up on contribution to IRA?

Maybe someone could speak to what the difference is. Is there any tax difference? If wrong the other way might limit your own contribution.
by runner9
Thu Dec 29, 2016 6:21 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard goof up on contribution to IRA?
Replies: 25
Views: 1800

Re: Vanguard goof up on contribution to IRA?

Did you send Vanguard the endorsed check from the insurance company or deposit that check and then write Vanguard one from your own checking account?
by runner9
Wed Dec 28, 2016 1:57 pm
Forum: Investing - Help with Personal Investments
Topic: Age-Based Vanguard 529 funds
Replies: 2
Views: 285

Re: Age-Based Vanguard 529 funds

I'm not expert, but those numbers are high compared to options of Vanguard funds through Ohio's 529.

https://www.collegeadvantage.com/new-to ... portfolios
by runner9
Fri Dec 23, 2016 3:21 pm
Forum: Investing - Help with Personal Investments
Topic: Additional tax paperwork with a taxable account
Replies: 5
Views: 410

Additional tax paperwork with a taxable account

To keep this short, we're considering opening a taxable account right after Jan 1, and putting $10K from savings into total stock market. (VTSAX) Our savings account keeps growing, we have no debt, paid off 2 cars and home, max 2 Roths and 1 457b. Prefer taxable over a second 457 for lower RMD in th...
by runner9
Wed Dec 21, 2016 2:25 pm
Forum: Personal Consumer Issues
Topic: Shipping Large Items Cross-Country?
Replies: 10
Views: 818

Re: Shipping Large Items Cross-Country?

Not used myself, but on an old machine woodworking forum a lot of guys use:

https://www.fastenal.com/en/22/third-pa ... .fcomjvm04
by runner9
Tue Dec 20, 2016 8:32 am
Forum: Personal Consumer Issues
Topic: The True Cost of Owning a Dog
Replies: 175
Views: 12881

Re: Cost of dog ownership.

To each his own, though that's more expensive than my dog. You could also add up the cost of a child and make the same claim...
by runner9
Sun Dec 18, 2016 5:15 pm
Forum: Personal Consumer Issues
Topic: If a tree falls
Replies: 60
Views: 4326

Re: If a tree falls

Gill wrote:Why the discussion on sharing the cost? It's the neighbor's tree and he is responsible for the entire cost of the damages.
Gill


Not in most states. A tree branch, unless clearly diseased, is considered to have dropped from the sky for insurance purposes. Where it came from is irrelevant.
by runner9
Sun Dec 18, 2016 2:28 pm
Forum: Personal Consumer Issues
Topic: Snowblower: lubricating discharge chute?
Replies: 20
Views: 2098

Re: Snowblower: lubricating discharge chute?

Airens Non Stick Polymer Coating

http://www.homedepot.com/p/Ariens-Non-S ... /204494302

$10 at Home Depot, made by a snow blower company for this purpose
by runner9
Sun Dec 18, 2016 9:18 am
Forum: Personal Consumer Issues
Topic: If a tree falls
Replies: 60
Views: 4326

Re: If a tree falls

Since the branch is mostly down can't you find someone to cut it up for free to haul away for their own firewood? A few years ago a tree fell from the neighbor behind my neighbor onto the main power lines running along the back of the properties, sagging but not breaking the main wires. Two days la...
by runner9
Tue Dec 13, 2016 8:40 am
Forum: Personal Consumer Issues
Topic: Any way to improve single stage snowblower?
Replies: 19
Views: 1334

Re: Any way to improve single stage snowblower?

I just bought this auger kit from Amazon, as I don't have a dealer within 15 miles. I know that I still need a scraper blade I can't find one with good reviews on Amazon.

https://www.amazon.com/gp/product/B0073W3NAW/
by runner9
Tue Dec 13, 2016 7:46 am
Forum: Personal Consumer Issues
Topic: Any way to improve single stage snowblower?
Replies: 19
Views: 1334

Re: Any way to improve single stage snowblower?

OP here, I'm so sorry. My current snowblower is not a Toro, it's a Honda HS520, most likely a Honda HS520AS (manual says HS520A and HS520AS).

I am looking to see about replacement auger paddles right now, as 8-18 inches are on the way Wednesday night through Friday morning.
by runner9
Mon Dec 12, 2016 9:30 am
Forum: Personal Consumer Issues
Topic: Any way to improve single stage snowblower?
Replies: 19
Views: 1334

Re: Any way to improve single stage snowblower?

OP here, what would I do to "keep the paddles in good shape"?
by runner9
Mon Dec 12, 2016 8:47 am
Forum: Personal Consumer Issues
Topic: Any way to improve single stage snowblower?
Replies: 19
Views: 1334

Any way to improve single stage snowblower?

This weekend we had 16 inches of wet snow. Because of work and night I couldn't go out and snow blow every couple inches, so two 8 inch attempts led to a clogged shoot repeatedly, so I ended up shoveling. Then I went out with just an inch of very wet (33 degrees) snow and it clogged a few times but ...
by runner9
Sun Dec 11, 2016 3:52 pm
Forum: Personal Consumer Issues
Topic: Recs for blood pressure monitor for home use please
Replies: 13
Views: 1275

Re: Recs for blood pressure monitor for home use please

My wife got this one in June. Took to the next doctor appt, it showed the same as their equipment. She uses it everyday with no issues and likes it.

https://www.amazon.com/gp/product/B00KPQB2KG/
by runner9
Sun Dec 11, 2016 11:21 am
Forum: Personal Consumer Issues
Topic: Two stage Snowblowers -- 22" or 28+"?
Replies: 40
Views: 2508

Re: Two stage Snowblowers -- 22" or 28+"?

Is there any end of season discount in price on snowblowers, or do they just sit until next season at full price?
by runner9
Sun Dec 11, 2016 11:11 am
Forum: Personal Consumer Issues
Topic: Ever had a CFL bulb fail like this?
Replies: 23
Views: 2322

Re: Ever had a CFL bulb fail like this?

I agree that LED price point is low enough it's the way to go. I have a box of CFLs that still work, having replaced with LED in main, often on, light fixtures. I'll continue using them in lights we rarely turn on (guest bedroom, attics, etc.) but otherwise LEDs only going forward.
by runner9
Sat Dec 10, 2016 6:37 pm
Forum: Personal Consumer Issues
Topic: Two stage Snowblowers -- 22" or 28+"?
Replies: 40
Views: 2508

Re: Two stage Snowblowers -- 22" or 28+"?

I've spent too much of today clearing 14 inches of very wet snow that clogged my pretty good Toro single stage thrower so many times I shoveled by hand. Now pretty tired, I've enjoyed this thread. My single stage can't handle a snowfall 1-3 times a year. I'm thinking of upgrading at some point, grea...
by runner9
Mon Dec 05, 2016 6:46 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime Getting Stingy?
Replies: 90
Views: 10935

Re: Amazon Prime Getting Stingy?

My item ordered Thursday is supposed to be here tomorrow (Tuesday) and Amazon e-mailed to say it was delayed. UPS tracking says a late trailer will make it late. I chat with Amazon for 10 minutes. By that time UPS says it's back on time. About ordering on Thursday and it not shipping until Sunday Am...
by runner9
Mon Dec 05, 2016 6:08 am
Forum: Personal Consumer Issues
Topic: Shoes for flat-footed over-pronators
Replies: 33
Views: 2238

Re: Shoes for flat-footed over-pronators

We have a New Balance store nearby. They are wonderful for looking at your walk, having you walk/run onto special paper, etc to figure out what shoes you need. Over the years both my wife and I have been there and been quite pleased with the help.
by runner9
Sat Dec 03, 2016 12:46 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime Getting Stingy?
Replies: 90
Views: 10935

Re: Amazon Prime Getting Stingy?

Last week or so I've had items listed as taking longer than the usual 2 days with shipping the same or next day. For instance, last 3 items: ordered November 30, shipped Dec 2, arriving Dec 5. ordered December 1, shipping soon, arriving Dec 6. ordered December 1, shipped Dec 2, arriving Dec 4. I spe...
by runner9
Thu Dec 01, 2016 7:51 pm
Forum: Personal Consumer Issues
Topic: How to Remove a Broken Screw from Mailbox?
Replies: 19
Views: 1131

Re: How to Remove a Broken Screw from Mailbox?

Are you about to grab it with needle-nose pliers and then turn it using the pliers?
by runner9
Wed Nov 23, 2016 8:18 am
Forum: Personal Consumer Issues
Topic: New laundry room - new washer drier
Replies: 11
Views: 1059

Re: New laundry room - new washer drier

Personally I think mold issues have improved with newer front loaders. If putting on a first floor with basement below if getting front loading I would pay particular attention to vibration info, and regardless invest in really good hoses because a leak will be particularly worse on 1st floor compar...
by runner9
Sat Nov 19, 2016 5:34 pm
Forum: Personal Finance (Not Investing)
Topic: Au Pair (Live-in Nanny)?
Replies: 2
Views: 537

Re: Au Pair (Live-in Nanny)?

A thread from a few weeks ago:

viewtopic.php?f=11&t=202202
by runner9
Thu Nov 17, 2016 1:56 pm
Forum: Personal Finance (Not Investing)
Topic: problems with broker - can I file a complaint?
Replies: 19
Views: 2343

Re: problems with broker - can I file a complaint?

Have you tried calling the broker? If that doesn't work how about calling someone else in the broker's office, either another broker or someone higher up?
by runner9
Wed Nov 16, 2016 8:10 am
Forum: Personal Consumer Issues
Topic: Online Furniture Buying - Broyhill?
Replies: 7
Views: 755

Re: Online Furniture Buying - Broyhill?

Our basement has a $300 couch from Big Lots and we're all happy with it.
by runner9
Mon Nov 14, 2016 7:42 pm
Forum: Personal Consumer Issues
Topic: Someone has my Social Security number
Replies: 36
Views: 4306

Re: Someone has my Social Security number

File a police report?

Freeze your credit reports?
by runner9
Sun Nov 06, 2016 6:20 pm
Forum: Personal Consumer Issues
Topic: How to monitor a website for specific changes and get email alerts when changed?
Replies: 11
Views: 1275

Re: How to monitor a website for specific changes and get email alerts when changed?

I use http://www.changedetection.com/

I get an e-mail every night at 8pm a change happened, and it also details exactly what was added and/or deleted.
by runner9
Sun Nov 06, 2016 5:07 pm
Forum: Personal Consumer Issues
Topic: Anyone have experience with au pairs?
Replies: 13
Views: 2619

Re: Anyone have experience with au pairs?

The "Reveal" Podcast from Saturday, 11/5/16 was about au pairs. I'm sure 2 sides to every story but very interesting. They said there was a similar written piece in the Washington Post Magazine. Links to both: https://www.revealnews.org/episodes/host-of-problems/ https://www.washingtonpost...
by runner9
Thu Nov 03, 2016 7:21 am
Forum: Investing - Help with Personal Investments
Topic: Brand new member enrolling in 401K for first time
Replies: 36
Views: 1775

Re: Brand new member enrolling in 401K for first time

Personally, I would in this order:

Full fund a Roth IRA for 2016
Pay off student loans
Get out of car lease
Then fund Roth for 2017
Only then think about the 401k with high fees
by runner9
Thu Nov 03, 2016 7:02 am
Forum: Personal Consumer Issues
Topic: What's the easiest/cheapest way to get a second phone number?
Replies: 34
Views: 2020

Re: What's the easiest/cheapest way to get a second phone number?

voip.ms is what we have. There all kinds of IVR options for incoming calls, including setting all incoming to receive busy or not in service message, or route to a prerecorded message, such as no incoming calls accepted, call office at xxxx.
by runner9
Mon Oct 31, 2016 2:19 pm
Forum: Personal Finance (Not Investing)
Topic: Paying late estimated taxes online
Replies: 4
Views: 423

Re: Paying late estimated taxes online

A couple years ago I realized late in year we'd underpaid, I make an online payment and they docked us a $9 penalty. A later year I realized it again and did a W4 to spike the federal withholdings for the rest of the year, then a W4 at year end to go back to before.
by runner9
Sat Oct 29, 2016 2:52 pm
Forum: Personal Consumer Issues
Topic: Please explain pendant lights vs. mini pendant
Replies: 4
Views: 536

Re: Please explain pendant lights vs. mini pendant

Thanks all. I went to Home Depot, everything they have is 2 1/4 fitter. I think we'll try to find shades that size.
by runner9
Sat Oct 29, 2016 6:52 am
Forum: Personal Consumer Issues
Topic: Please explain pendant lights vs. mini pendant
Replies: 4
Views: 536

Please explain pendant lights vs. mini pendant

I want to remove old track lighting above our kitchen table and install 3 pendant lights, both for looks and for more light. I understand the electrical behind it and am ok doing to electrical work. In the end I want to use standard full size LED bulbs. I'm realizing that this is different from mini...
by runner9
Wed Oct 26, 2016 1:40 pm
Forum: Personal Consumer Issues
Topic: What podcasts do you listen to?
Replies: 67
Views: 6786

Re: What podcasts do you listen to?

In no particular order, the ones in my feed I think/know are still being made:

The First 40 Miles
Love Me
Actual Innocence
This American Life
Undisclosed
Embedded
Criminal
Happier with Gretchen Rubin
Crime Writers On...
99% Invisible
Reveal
Breakdown
Mystery Show
Serial
Sounds of the Trail
by runner9
Wed Oct 26, 2016 1:07 pm
Forum: Personal Consumer Issues
Topic: Family Calendar
Replies: 19
Views: 1382

Re: Family Calendar

Wife and I both use calendar that came on iphones, with family account they sync events to both phones.
by runner9
Wed Oct 26, 2016 12:47 pm
Forum: Personal Finance (Not Investing)
Topic: Leased equipment in a house
Replies: 5
Views: 449

Re: Leased equipment in a house

Could you find out who the leases are through and call that company, to find out cost, contract details, if you can give back at purchase, etc?
by runner9
Sat Oct 22, 2016 2:44 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime Shipping Issues since move from UPS to USPS
Replies: 106
Views: 27697

Re: Amazon Prime Shipping Issues since move from UPS to USPS

We have nearly 100 prime orders in the last 13 month. Once an order sent UPS was stuck at hub an extra day. I contacted Amazon through the chat feature on the website, they voluntarily extended our prime membership one month. Another time an item was shipping with tracking sent, using SmartPost and ...

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