Search found 443 matches

by runner26
Sat Jul 30, 2016 7:56 pm
Forum: Personal Finance (Not Investing)
Topic: SSA MANDATORY cell phone based multifactor authentication [now RESCINDED]
Replies: 168
Views: 13170

Re: SSA MANDATORY cell phone based multifactor authentication

logged onto my SS account- put my cell # in to get text- no text arrived- tried a 2nd time- no text arrived- have no idea what issue is as my text msg are working fine. Same with me, first time not text. Second time page failed. I have a lot of problems with SSA getting their web pages to display, ...
by runner26
Tue May 31, 2016 8:02 pm
Forum: Personal Consumer Issues
Topic: Things to Do and See on Kauai, Hawaii
Replies: 71
Views: 4142

Re: Things to Do and See on Kauai, Hawaii

Apparently hicking the Kalalau Trail nude is still a practice
http://www.napalicoastmagazine.com/kala ... ked-truth/

More official info on the trail here
http://kalalautrail.com
by runner26
Tue May 31, 2016 4:45 pm
Forum: Personal Consumer Issues
Topic: Things to Do and See on Kauai, Hawaii
Replies: 71
Views: 4142

Re: Things to Do and See on Kauai, Hawaii

One more for the hike from Ke'e Beach to Hanakapl'ai stream/beach area. I did this 25 years ago, and it remains etched in my mind as a favorite lifetime event. Funny, when I as starting the hike, I commented that everyone exiting smelled really bad and were filthy, and I assumed that they had been ...
by runner26
Tue May 31, 2016 3:29 pm
Forum: Personal Consumer Issues
Topic: Things to Do and See on Kauai, Hawaii
Replies: 71
Views: 4142

Re: Things to Do and See on Kauai, Hawaii

One more for the hike from Ke'e Beach to Hanakapl'ai stream/beach area. I did this 25 years ago, and it remains etched in my mind as a favorite lifetime event. Funny, when I as starting the hike, I commented that everyone exiting smelled really bad and were filthy, and I assumed that they had been h...
by runner26
Mon Mar 28, 2016 2:28 pm
Forum: Personal Consumer Issues
Topic: all-in-one? (printer, scanner, copier.)
Replies: 29
Views: 2051

Re: all-in-one? (printer, scanner, copier.)

DSInvestor wrote:Is the printing in color absolutely required? If not, consider the Brother HL-L2380DW. It is a laser printer/copier/scanner so you don't have to pay crazy prices on ink cartridges. It cannot print color but can scan color.


Another person happy with the Brother HL-L2380DW!
by runner26
Mon Feb 08, 2016 3:48 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax/Tax Act Difference, CA Sched D
Replies: 0
Views: 260

Turbo Tax/Tax Act Difference, CA Sched D

I have a difference in my Capital Gain Carryover amounts between my Federal and State Schedule D's. My State is lower due to domestic partner laws in prior years. I have no new gains or losses to report. Last year when I used Turbo Tax, it asked me to enter my State Carryover, it then printed a Sche...
by runner26
Fri Jan 29, 2016 3:39 pm
Forum: Personal Consumer Issues
Topic: Rain, what rain?
Replies: 17
Views: 1677

Re: Rain, what rain?

Central CA coast not doing well at all. It seems that every rain event we have had this year has fallen short of the forecast that was made a few days out. Sometimes way short of the forecast.
by runner26
Wed Jan 27, 2016 3:52 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax Question
Replies: 8
Views: 1001

Re: Turbo Tax Question

Tax Act for my California return is doing the same. It says I cannot file paper yet, but would allow e-file. Since one of my need forms doesn't even show up in the print file, I am not trusting the ok to e-file. They say that they don't yet have approval from the state for the print formats.
by runner26
Sun Jan 17, 2016 3:25 pm
Forum: Personal Finance (Not Investing)
Topic: Taxact breached as well - just saw an article in wsj
Replies: 35
Views: 4165

Re: Taxact breached as well - just saw an article in wsj

For those like me that cannot read WSJ articles due to a lack of subscription:
http://www.scmagazine.com/taxact-breach ... le/464952/
by runner26
Fri Jan 01, 2016 8:58 pm
Forum: Investing - Theory, News & General
Topic: REGISTRATION FOR THE 2016 BOGLEHEAD CONTEST
Replies: 657
Views: 24348

Re: REGISTRATION FOR THE 2016 BOGLEHEAD CONTEST

2212.04

Sticking with my lousy 2015 forecast.
by runner26
Tue Dec 01, 2015 3:55 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard TurboTax - Not Available 2015?
Replies: 327
Views: 42776

Re: Vanguard TurboTax - Not Available 2015?

Well, no need to be a Flagship client anymore! The free TT was the only use I had in the Flagship level. I was a previous Tax Act customer, and now they will get me back, though their prices are up this year.
by runner26
Sun Nov 29, 2015 3:56 pm
Forum: Personal Consumer Issues
Topic: Free Windows 10 Upgrade, Yes or No?
Replies: 528
Views: 64033

Re: Free Windows 10 Upgrade, Yes or No?

It seems MS got more aggressive about the upgrade. Two days ago I got a more aggressive pop-up about upgrading. It had two buttons, upgrade now or upgrade later. I clicked upgrade later, and a download of window 10 started, even though I had previously registered and download to be ready. The downlo...
by runner26
Fri Aug 21, 2015 2:20 pm
Forum: Personal Finance (Not Investing)
Topic: With Stock Market heading south
Replies: 95
Views: 12592

Re: With Stock Market heading south

Doing TIRA to Roth conversions to top of 15% bracket.
by runner26
Fri Aug 14, 2015 9:48 am
Forum: Investing - Help with Personal Investments
Topic: GE Capital Bank
Replies: 19
Views: 2467

Re: GE Capital Bank

GE Capital Bank and Goldman Sachs Bank USA (GS Bank) announced on August 13, 2015 the signing of an agreement to sell GE Capital Bank’s retail online deposit platform and deposit accounts to GS Bank, pending regulatory approval
by runner26
Sat Aug 01, 2015 6:05 pm
Forum: Personal Consumer Issues
Topic: Free Windows 10 Upgrade, Yes or No?
Replies: 528
Views: 64033

Re: privacy issues with Win 10 default settings

I have read that some Win 10 default settings allow Microsoft (& 3rd parties it selects) access to a lot of my data. Does anyone have a reliable guide to how to change each of these questionable default settings? Thanks in advance for the help. I skimmed this topic, so I apologize in advance if...
by runner26
Sat Aug 01, 2015 6:02 pm
Forum: Personal Consumer Issues
Topic: Free Windows 10 Upgrade, Yes or No?
Replies: 528
Views: 64033

Re: Free Windows 10 Upgrade, Yes or No?

Charter Security Suite only lists up to Windows 8 for support. Anyone successful upgrading that is a Charter internet subscriber, and using their security suite?
by runner26
Mon May 25, 2015 7:00 pm
Forum: Personal Consumer Issues
Topic: Outside a/c fan isn't running (10 yr old system)
Replies: 24
Views: 1244

Re: Outside a/c fan isn't running (10 yr old system)

I had a similar problem once. It was a capacitor. I had to wait days in 112 heat to get a repair man out. He said that if it is a capacitor, you can give the fan a push with a long screwdriver and the fan will run fine until a repair man can get out. That way you will have cooling while you wait. Be...
by runner26
Wed Mar 04, 2015 7:50 pm
Forum: Personal Finance (Not Investing)
Topic: What percentage of your total net worth is your home?
Replies: 62
Views: 5520

Re: What percentage of your total net worth is your home?

Just went from 10 to 20% as I moved from Ca central valley to Ca central coast.
by runner26
Wed Feb 11, 2015 9:59 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard and Turbo Tax
Replies: 38
Views: 6107

Re: Vanguard and Turbo Tax

TurboTax is in the middle of trying to raise prices in lots of inventive ways. I'm in Flagship, and downloading Premier from Vanguard cost me $9.99 extra this year. Also, when I initially worked on my home office there was no problem, but the second time I worked on it the program refused to run un...
by runner26
Thu Jan 08, 2015 8:11 pm
Forum: Investing - Theory, News & General
Topic: The Callan Periodic Table of Investment Returns 2014
Replies: 26
Views: 5503

The Callan Periodic Table of Investment Returns 2014

The Callan Periodic Table of Investment Returns have been updated for 2014 and can be viewed at the following link:

https://www.callan.com/research/files/989.pdf
by runner26
Tue Dec 16, 2014 5:01 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard and Turbo Tax
Replies: 38
Views: 6107

Re: Vanguard and Turbo Tax

What plannerman said above. However, that may not be the end of your problems. I downloaded Deluxe for free and did a preliminary walk through. I have a schedule D and figured out how to use deluxe with a printout ok. But my printer died, and I will be moving soon, so decided to not buy a new one an...
by runner26
Thu Dec 11, 2014 2:02 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax '14 Deluxe (Desktop) Excludes Schedule D
Replies: 223
Views: 36030

Re: TurboTax '14 Deluxe (Desktop) Excludes Schedule D

So I was able to do Form 8949 and Schedule D with my free Flagship Deluxe install using Forms mode. I only have carry forward loses which TT brought forward from 2013 and I was able see these. I always do manual input of data. It grumped at me saying I need to upgrade due to the sale of a home this ...
by runner26
Wed Dec 10, 2014 3:57 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax '14 Deluxe (Desktop) Excludes Schedule D
Replies: 223
Views: 36030

Re: TurboTax '14 Deluxe (Desktop) Excludes Schedule D

On that same page with the red "COMING SOON" message is a red TURBOTAX logo. I clicked right on that logo and it took me to the page to purchase/download it. Well I tried this, and ALL I can see is the online version, not the download version, and I see no where to get the download. If I ...
by runner26
Wed Dec 10, 2014 3:53 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax '14 Deluxe (Desktop) Excludes Schedule D
Replies: 223
Views: 36030

Re: TurboTax '14 Deluxe (Desktop) Excludes Schedule D

On that same page with the red "COMING SOON" message is a red TURBOTAX logo. I clicked right on that logo and it took me to the page to purchase/download it. Well I tried this, and ALL I can see is the online version, not the download version, and I see no where to get the download. If I ...
by runner26
Tue Dec 09, 2014 9:57 am
Forum: Personal Finance (Not Investing)
Topic: Vanguard Turbo Tax prices anounced
Replies: 92
Views: 18627

Re: Vanguard Turbo Tax prices anounced

Leesbro63 wrote:It's not clear to me from the two currently active TURBOTAX posts: Can I now download Turbotax for 2014 using my Vanguard discount? Or is it still "Coming soon"?

I just checked. Not yet. Based on past years, I expect it by this Friday. Maybe a day or two earlier.
by runner26
Sun Dec 07, 2014 11:45 am
Forum: Personal Finance (Not Investing)
Topic: Intuit TurboTax 2014 Basic/Deluxe $0, Premier $9.99
Replies: 49
Views: 5555

Re: Intuit TurboTax 2014 Basic/Deluxe $0, Premier $9.99

So I just got the OP's link to bring up the 0/9.99 offer following these steps. I cleared cookies, went to the link which brought up the higher prices, then logged into my turbotax account, and the prices immediately changed to the 0/9.99 prices. However, this offer did not include state. I think th...
by runner26
Tue Nov 04, 2014 9:14 pm
Forum: Personal Consumer Issues
Topic: Getting another key made for my car
Replies: 52
Views: 16632

Re: Getting another key made for my car

Read this thread yesterday after spouse lost a smart-key for the Prius. Toyota dealer wanted $335 for new key and programming. Didn't see anything here about auto insurance policy. Checked the internet and found most insurance will cover lost smart keys if they involving starting the car. Gave AAA ...
by runner26
Thu Oct 30, 2014 8:15 pm
Forum: Personal Consumer Issues
Topic: Getting another key made for my car
Replies: 52
Views: 16632

Re: Getting another key made for my car

Read this thread yesterday after spouse lost a smart-key for the Prius. Toyota dealer wanted $335 for new key and programming. Didn't see anything here about auto insurance policy. Checked the internet and found most insurance will cover lost smart keys if they involving starting the car. Gave AAA ...
by runner26
Thu Oct 30, 2014 4:58 pm
Forum: Personal Consumer Issues
Topic: Getting another key made for my car
Replies: 52
Views: 16632

Re: Getting another key made for my car

Read this thread yesterday after spouse lost a smart-key for the Prius. Toyota dealer wanted $335 for new key and programming. Didn't see anything here about auto insurance policy. Checked the internet and found most insurance will cover lost smart keys if they involving starting the car. Gave AAA ...
by runner26
Thu Oct 30, 2014 11:33 am
Forum: Personal Consumer Issues
Topic: Getting another key made for my car
Replies: 52
Views: 16632

Re: Getting another key made for my car

Read this thread yesterday after spouse lost a smart-key for the Prius. Toyota dealer wanted $335 for new key and programming. Didn't see anything here about auto insurance policy. Checked the internet and found most insurance will cover lost smart keys if they involving starting the car. Gave AAA a...
by runner26
Wed Oct 22, 2014 10:14 am
Forum: Personal Consumer Issues
Topic: Windows XP
Replies: 64
Views: 5131

Re: Windows XP

Dumped XP, and am happy with Windows 8.1 Update 1.
by runner26
Sat Oct 18, 2014 10:06 am
Forum: Personal Finance (Not Investing)
Topic: What tax software do you use and why
Replies: 54
Views: 4098

Re: What tax software do you use and why

For years I used Tax Act because it was cheap and did the job. When I reached Vanguard Flagship level, I switched to TurboTax because it was free. Both work. I found Tax Act staff more responsive to questions and a bit easier to use. If I still had to pay, I would purchase Tax Act.
by runner26
Thu Oct 09, 2014 8:53 pm
Forum: Personal Consumer Issues
Topic: Indoor tankless water heater recommendations
Replies: 29
Views: 2759

Re: Indoor tankless water heater recommendations

I recently purchased a new home build in SLO county in CA, and choose a tank gas water heater as my option. The builder later called and said new state energy standards required a tankless water heater for new builds. They said they were upgrading me to gas tankless at no extra charge. Hope I like i...
by runner26
Thu Oct 09, 2014 8:42 pm
Forum: Personal Finance (Not Investing)
Topic: Buffett Says ‘No-Brainer’ to Get a Mortgage to Short Rates
Replies: 77
Views: 11168

Re: Buffett Says ‘No-Brainer’ to Get a Mortgage to Short Rat

I am renting now between homes, as I have done before and much prefer to own. The last home I had built, I lived in15 years. After adding up what I paid, and what I put in for maintenance, and adjusting for inflation, and subtracting closing costs, I still netted more than those costs. So basically,...
by runner26
Thu Oct 09, 2014 7:12 pm
Forum: Personal Finance (Not Investing)
Topic: Buffett Says ‘No-Brainer’ to Get a Mortgage to Short Rates
Replies: 77
Views: 11168

Buffett Says ‘No-Brainer’ to Get a Mortgage to Short Rates

With rates so low, I am debating getting a larger and longer loan than I might otherwise make. I had paid off the mortgage on my two prior homes, but am moving to an area that is twice as expensive, so a loan is a must for the new home I am having built for Feb or March move-in. I am retired and 64....
by runner26
Sun Oct 05, 2014 10:34 am
Forum: Personal Consumer Issues
Topic: How long before disputing a charge on my Visa?
Replies: 20
Views: 2239

Re: How long before disputing a charge on my Visa?

Call your credit card company and ask how long you have to dispute a charge. A friend of mine had this problem and the seller strung him along until the timeframe expired to dispute the charge. I believe it was 90 days but this was a long time ago. I had this very problem and got screwed. I don't r...
by runner26
Fri Sep 26, 2014 9:39 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1790
Views: 428454

Re: What Book Are You Currently Reading? Part VI

Biocentrism: How Life and Consciousness are the Keys to Understanding the True Nature of the Universe Paperback – May 18, 2010 by Robert Lanza
by runner26
Tue Aug 26, 2014 9:44 pm
Forum: Personal Consumer Issues
Topic: California residents - do you have earthquake insurance?
Replies: 54
Views: 4515

Re: California residents - do you have earthquake insurance?

No. Not all parts of California are at risk. However, I am currently moving to a higher risk area, and will re-evaluate after the move. Well, actually ... I'd venture most of California is at risk. The last few big earthquakes, including the Napa one, occurred along fault lines that were largely un...
by runner26
Tue Aug 26, 2014 6:35 pm
Forum: Personal Consumer Issues
Topic: California residents - do you have earthquake insurance?
Replies: 54
Views: 4515

Re: California residents - do you have earthquake insurance?

No. Not all parts of California are at risk. However, I am currently moving to a higher risk area, and will re-evaluate after the move.
by runner26
Mon Jun 02, 2014 5:52 pm
Forum: Investing - Theory, News & General
Topic: GE Capital Retail Bank 5-Year 2.3% CD
Replies: 75
Views: 10577

Re: GE Capital Retail Bank 5-Year 2.3% CD

So I am with GE Capital Bank, which seems to be different from GE Capital Retail Bank. I have not received any notice of name changes. They both show the GE logo, but appear to be separate entities. Anyone know the difference?
by runner26
Wed May 21, 2014 9:18 am
Forum: Personal Consumer Issues
Topic: Should we have new ducts installed with our new a/c?
Replies: 19
Views: 5362

Re: Should we have new ducts installed with our new a/c?

Replace ducts?! Seriously? "This article describes Owens Corning Valueflex™ brand gray flex duct failures that appear as loss of the gray plastic duct covering due to brittleness that appears to be caused by exposure to heat (such as in a hot attic), with references to product failures by seve...
by runner26
Wed Apr 23, 2014 8:23 pm
Forum: Personal Consumer Issues
Topic: Windows XP users
Replies: 223
Views: 53653

Re: Windows XP users

After 2 months, I was generally accepting of my Dell 8700 windows 8.1 system, then yesterday it crashed hard. I spent 2 hours on the phone with a rep in India. All the dell hardware checks worked fine, and no problems were detected. We couldn't get the system to boot in safe mode (which he said he h...
by runner26
Sun Apr 20, 2014 2:48 pm
Forum: Personal Finance (Not Investing)
Topic: Social Security to resume benefits statement mailings
Replies: 8
Views: 1647

Social Security to resume benefits statement mailings

Social Security to resume benefits statement mailings (sort of) ...Starting this September, the Social Security Administration (SSA) will resume mailings at five-year intervals to workers who have not signed up to view their statements online, an agency spokesman told Reuters. The statements will be...
by runner26
Tue Feb 18, 2014 9:29 pm
Forum: Personal Consumer Issues
Topic: Windows XP users
Replies: 223
Views: 53653

Re: Windows XP users

Made the jump 4 days ago from windows XP and IE 8 and outlook express, to a new dell 8700 with windows 8.1 and IE 11 and Outlook for e-mail. After 4 days of pulling what little hair I have out, I am very happy with the new system. Moving e-mail from express to outlook, and getting outlook configured...
by runner26
Sun Feb 16, 2014 9:05 pm
Forum: Investing - Theory, News & General
Topic: Safe Withdrawal Rate
Replies: 91
Views: 9510

Re: Safe Withdrawal Rate

For me, I set the max withdrawal for the year at 3.5% of the year-end balance, but I don't feel compelled to withdraw it all. What I don't use goes back into the pot for the next years 3.5 % calculation. Kind of a variation of Tylor's with a cap.
by runner26
Sat Feb 08, 2014 10:54 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Funds with no money in them
Replies: 10
Views: 1426

Re: Vanguard Funds with no money in them

I found the problem with hiding them (unless they have changed it) is when you go to a tab, for example, 5 year performance, it will exclude those hidden funds from the graphs making your history look strange. So I put them back on the display. Why do you care what the 5 year returns are? If you br...
by runner26
Sat Feb 08, 2014 8:36 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Funds with no money in them
Replies: 10
Views: 1426

Re: Vanguard Funds with no money in them

...You can change which holdings you see on the main page under customized view. You can choose "Hide zero balance accounts". Problem solved. Upper right-hand corner of your "Balances and holdings" page - click on "Customize this page" and go from there. I found the pr...
by runner26
Fri Feb 07, 2014 2:44 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax Printout cutoff at bottom
Replies: 12
Views: 954

Re: TurboTax Printout cutoff at bottom

Runner26, ...try to change your printer setup to legal size paper but print with letter size paper. It might work. Actually, that made things worse...It gave it a larger top margin, shifting things down further. HOWEVER, while looking at your suggestion, I saw that the printer driver had another op...
by runner26
Fri Feb 07, 2014 12:53 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax Printout cutoff at bottom
Replies: 12
Views: 954

Re: TurboTax Printout cutoff at bottom

I am using the downloaded version of TT from Vanguard, updated to the latest version. I am printing the PDF, and Adobe reader is updated to the latest version.

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