Search found 237 matches

by ruanddu
Mon Oct 12, 2015 11:30 am
Forum: Personal Consumer Issues
Topic: Driveway Gate Opener - Any Suggestions?
Replies: 2
Views: 439

Re: Driveway Gate Opener - Any Suggestions?

Thanks, Bengineer.
by ruanddu
Thu Oct 08, 2015 1:55 pm
Forum: Personal Consumer Issues
Topic: Driveway Gate Opener - Any Suggestions?
Replies: 2
Views: 439

Driveway Gate Opener - Any Suggestions?

We are putting in a 12 foot single iron gate for our driveway. Swinging type gate. About 300lbs. We'd like to connect an automatic gate opener and was hoping you could share which brand/model has worked well for you? Currently looking at the Mighty Mule brand, series 500.

Thanks.
by ruanddu
Mon Sep 28, 2015 11:18 pm
Forum: Personal Consumer Issues
Topic: Minivan or not?
Replies: 50
Views: 4885

Re: Minivan or not?

We have a minivan for our family of 5 and absolutely love it! Wouldn't trade it for an SUV any day. Love the doors that open sideways and all the room pack stuff in, along with ample seating. We have a Honda Odyssey.
by ruanddu
Mon Sep 28, 2015 8:47 am
Forum: Personal Consumer Issues
Topic: DIY Alarm System for Home
Replies: 22
Views: 2437

Re: DIY Alarm System for Home

Thanks everyone. I ordered a refurbished Simplifsafe 6 component system. Appreciate the help.
by ruanddu
Wed Sep 23, 2015 7:16 pm
Forum: Personal Consumer Issues
Topic: DIY Alarm System for Home
Replies: 22
Views: 2437

Re: DIY Alarm System for Home

Thanks for this info!
by ruanddu
Wed Sep 23, 2015 11:12 am
Forum: Personal Consumer Issues
Topic: DIY Alarm System for Home
Replies: 22
Views: 2437

Re: DIY Alarm System for Home

Thanks. I wasn't aware Simplisafe allowed you NOT to have their monitoring? To clarify, you can just use their hardware with no monthly fee? If you do use their monitoring, do they call cops like ADT, etc? Thanks.
by ruanddu
Tue Sep 22, 2015 9:46 pm
Forum: Personal Consumer Issues
Topic: DIY Alarm System for Home
Replies: 22
Views: 2437

Re: DIY Alarm System for Home

Thanks for this! Will check Simplisafe out further.
by ruanddu
Tue Sep 22, 2015 9:16 pm
Forum: Personal Consumer Issues
Topic: DIY Alarm System for Home
Replies: 22
Views: 2437

Re: DIY Alarm System for Home

Thanks, anyone have experience with the Costco DIY stuff, or anything else for that matter?
by ruanddu
Tue Sep 22, 2015 8:33 pm
Forum: Personal Consumer Issues
Topic: DIY Alarm System for Home
Replies: 22
Views: 2437

DIY Alarm System for Home

Hello,

Looking to purchase a DIY alarm system for our home. Something fairly basic with a motion sensor, door sensor, outdoor siren and a way for my smart phone to be triggered if sensor goes off. Any suggestions?

Sidenote, I also have a Foscam FI8918W IP camera I can use as well.

Thank you.
by ruanddu
Mon Sep 21, 2015 3:51 pm
Forum: Investing - Help with Personal Investments
Topic: Wife Leaving Job - How Best to Transfer Her Retirements Funds?
Replies: 2
Views: 380

Wife Leaving Job - How Best to Transfer Her Retirements Funds?

My wife has decided to leave her job to care for our 3 little ones. As a result, she has money in a standard IRA and 403B that is held by Transamerica, who can either hold the money where it's at or transfer to Vanguard, etc. My wife currently just has a Roth IRA setup at Vanguard. Is it best to tra...
by ruanddu
Mon Sep 21, 2015 3:37 pm
Forum: Personal Consumer Issues
Topic: New Heating System for Home - Gas versus Electric?
Replies: 90
Views: 5389

Re: New Heating System for Home - Gas versus Electric?

TaraNelko,

Thanks for this analysis. This is why i am on the fence about gas furnace versus electric/heatpump.
by ruanddu
Mon Sep 21, 2015 8:47 am
Forum: Personal Consumer Issues
Topic: New Heating System for Home - Gas versus Electric?
Replies: 90
Views: 5389

Re: New Heating System for Home - Gas versus Electric?

Thanks, Just Frank. I might have misunderstood what the HVAC guy told me then. Will double-check. Also, how noisy are heat pumps in general? If we were to put outside, near a window, (really the only good spot in our yard), how loud do you think it'd be? Would plan on keeping the window shut the maj...
by ruanddu
Sun Sep 20, 2015 9:25 pm
Forum: Personal Consumer Issues
Topic: New Heating System for Home - Gas versus Electric?
Replies: 90
Views: 5389

Re: New Heating System for Home - Gas versus Electric?

Thanks again for the replies. Will look more into the heat pump options in terms of temperature shut off.
by ruanddu
Sun Sep 20, 2015 10:03 am
Forum: Personal Consumer Issues
Topic: New Heating System for Home - Gas versus Electric?
Replies: 90
Views: 5389

Re: New Heating System for Home - Gas versus Electric?

SunnySeattle - thank you. I am curious when you mentioned your heat pump can stay one till freezing. Our HVAC guy said heat pump should be programmed to be turned off at 45 degrees and let electric furnace take over in order to prolong life of heat pump. Does your model specify it's okay to run down...
by ruanddu
Fri Sep 18, 2015 2:18 pm
Forum: Personal Consumer Issues
Topic: New Heating System for Home - Gas versus Electric?
Replies: 90
Views: 5389

Re: New Heating System for Home - Gas versus Electric?

MarcVH Thanks for info. We are leaning towards having filled with foam since the cost is so much less. There is no leak now that we can observe by doing the water finding paste method on a stick. As long as we fill with foam prior to leak with a professional company and we have paperwork to show it,...
by ruanddu
Fri Sep 18, 2015 8:49 am
Forum: Personal Consumer Issues
Topic: New Heating System for Home - Gas versus Electric?
Replies: 90
Views: 5389

Re: New Heating System for Home - Gas versus Electric?

Thanks everyone. Hearing of your experiences is very helpful.
by ruanddu
Thu Sep 17, 2015 9:35 pm
Forum: Personal Consumer Issues
Topic: Anyone Use a Gas Insert Fireplace?
Replies: 21
Views: 1912

Anyone Use a Gas Insert Fireplace?

I recently started another thread on Gas vs. Electric heat pros and cons: https://www.bogleheads.org/forum/viewtopic.php?f=11&t=173927&p=2626603#p2626603 One big pull for me to go gas is a gas insert for our fireplace. Can anyone kindly speak to their experience with using a gas insert? Are ...
by ruanddu
Thu Sep 17, 2015 9:08 pm
Forum: Personal Consumer Issues
Topic: New Heating System for Home - Gas versus Electric?
Replies: 90
Views: 5389

Re: New Heating System for Home - Gas versus Electric?

To follow-up on my last post below, can anyone else chime in? "Another question - is comfort something to think regarding gas versus electric heat? I hear gas is more "cozy" or for lack of better words more comfortable, where as electric is a dry heat. Any validity to that from your e...
by ruanddu
Thu Sep 17, 2015 4:13 pm
Forum: Personal Consumer Issues
Topic: New Heating System for Home - Gas versus Electric?
Replies: 90
Views: 5389

Re: New Heating System for Home - Gas versus Electric?

Thanks for this Valuethinker.
by ruanddu
Thu Sep 17, 2015 2:20 pm
Forum: Personal Consumer Issues
Topic: New Heating System for Home - Gas versus Electric?
Replies: 90
Views: 5389

Re: New Heating System for Home - Gas versus Electric?

Another question - is comfort something to think regarding gas versus electric heat? I hear gas is more "cozy" or for lack of better words more comfortable, where as electric is a dry heat. Any validity to that from your experience? Anyone else enjoy using a gas insert for their fireplace?...
by ruanddu
Thu Sep 17, 2015 1:39 pm
Forum: Personal Consumer Issues
Topic: New Heating System for Home - Gas versus Electric?
Replies: 90
Views: 5389

Re: New Heating System for Home - Gas versus Electric?

Thanks. We have ducts already ran throughout the house so am planning on sticking with a forced air system.
by ruanddu
Thu Sep 17, 2015 12:55 pm
Forum: Personal Consumer Issues
Topic: New Heating System for Home - Gas versus Electric?
Replies: 90
Views: 5389

Re: New Heating System for Home - Gas versus Electric?

Thanks again everyone for the replies.

Heres what we paid for our last 2 months of energy use:

Energy use= 1478 killowatt at: $0.039710/KWH = $58.69
Delivery charge = 1478 killowatt at $0.034435/KWH = $50.89
Customer charge = $10.50 per month.

TOTAL for 2 months = $130.58
by ruanddu
Wed Sep 16, 2015 8:31 pm
Forum: Personal Consumer Issues
Topic: New Heating System for Home - Gas versus Electric?
Replies: 90
Views: 5389

Re: New Heating System for Home - Gas versus Electric?

Thanks. My HVAC guy says manfacture recommends setting heat pump to turn off at 45 degrees. A good deal of our winter is in the 30-45 degree range so that's part of my concern of having a electric furnace running during that temperature range.
by ruanddu
Wed Sep 16, 2015 8:19 pm
Forum: Personal Consumer Issues
Topic: New Heating System for Home - Gas versus Electric?
Replies: 90
Views: 5389

Re: New Heating System for Home - Gas versus Electric?

Good info to ponder. Thanks.
by ruanddu
Wed Sep 16, 2015 6:22 pm
Forum: Personal Consumer Issues
Topic: New Heating System for Home - Gas versus Electric?
Replies: 90
Views: 5389

Re: New Heating System for Home - Gas versus Electric?

Thanks everyone. We are on the West side of the Cascades (Seattle area) and thus the heat pump seems like a good choice in that respect.
by ruanddu
Wed Sep 16, 2015 6:03 pm
Forum: Personal Consumer Issues
Topic: New Heating System for Home - Gas versus Electric?
Replies: 90
Views: 5389

Re: New Heating System for Home - Gas versus Electric?

Thanks, Patrick. Regarding gas leaking and exploding..I have heard this but what are the odds of it happening? Does anyone know statistics? I should mention we have two wood burning fireplaces so the gas insert was a consideration, especially for when we lose power. Also, have heard pellet inserts a...
by ruanddu
Wed Sep 16, 2015 4:52 pm
Forum: Personal Consumer Issues
Topic: New Heating System for Home - Gas versus Electric?
Replies: 90
Views: 5389

New Heating System for Home - Gas versus Electric?

Hello, I would appreciate your help greatly in making a decision on how to update our current heat system. We have an oil furnace and underground oil tank. We would like to replace with either gas furnace (gas is available on the street but not installed to house yet), or electric furnace with heat ...
by ruanddu
Tue Dec 30, 2014 11:23 pm
Forum: Personal Finance (Not Investing)
Topic: Credit (Security) Freeze Question
Replies: 9
Views: 2254

Re: Credit (Security) Freeze Question

Thanks very much for the replies. Sounds like I should unfreeze again just to be safe. Anyone else have any experience with this?
by ruanddu
Tue Dec 30, 2014 8:36 pm
Forum: Personal Finance (Not Investing)
Topic: Credit (Security) Freeze Question
Replies: 9
Views: 2254

Credit (Security) Freeze Question

Hello, My wife and I are in the process of getting a loan through Wells Fargo to buy a home. I unfroze our credit through the 3 major bureaus (Equifax, Transunion and Experian) for them to get credit reports back and then promptly refroze. Wells Fargo, however, now is having a hard time getting back...
by ruanddu
Tue Dec 09, 2014 11:49 pm
Forum: Investing - Help with Personal Investments
Topic: Treasury Direct - Help
Replies: 8
Views: 848

Re: Treasury Direct - Help

Laura, can you tell me where on their site they say they don't do paper statements for electronic I-bonds? Thanks.
by ruanddu
Tue Dec 09, 2014 11:48 pm
Forum: Investing - Help with Personal Investments
Topic: Treasury Direct - Help
Replies: 8
Views: 848

Re: Treasury Direct - Help

Thanks. I did print the list and scan in and that's what she said wasn't sufficient. I will tell her there aren't official docs available online and see what she says. Thanks.
by ruanddu
Tue Dec 09, 2014 11:19 pm
Forum: Investing - Help with Personal Investments
Topic: Treasury Direct - Help
Replies: 8
Views: 848

Re: Treasury Direct - Help

Thanks. I can't find an official statement anywhere on site though and that's what my broker requires for proof of funds. Any one else have an idea?
by ruanddu
Tue Dec 09, 2014 11:01 pm
Forum: Investing - Help with Personal Investments
Topic: Treasury Direct - Help
Replies: 8
Views: 848

Treasury Direct - Help

Can someone kindly tell me how to print out quarterly or monthly statements from Treasury Direct? I have I-bonds and need to provide proof of funds for a mortgage I am applying for. I can't seem to find a PDF or similar version of statements available anywhere on my account.

Thanks.
by ruanddu
Fri Oct 31, 2014 10:55 pm
Forum: Personal Finance (Not Investing)
Topic: Appealing a Tax Assessment on Home
Replies: 11
Views: 1133

Re: Appealing a Tax Assessment on Home

Thanks so much for the info everyone! Will see what our local county says.
by ruanddu
Fri Oct 31, 2014 2:36 pm
Forum: Personal Finance (Not Investing)
Topic: Appealing a Tax Assessment on Home
Replies: 11
Views: 1133

Appealing a Tax Assessment on Home

Hello, Looking at purchasing a foreclosure in need of repairs. The tax assessment is about $100,000 more than asking price of foreclosure. Curious from your experience how feasible do you think it would be appeal the value to county if home was purchased for about 100k less than tax assessment? Sinc...
by ruanddu
Tue Sep 09, 2014 9:30 am
Forum: Personal Consumer Issues
Topic: Remove Cigarette Smoke Smell from House?
Replies: 20
Views: 2250

Re: Remove Cigarette Smoke Smell from House?

Thanks for the replies, everyone! Very helpful! If we can get the house for the right price it sounds doable to me. Thanks again.
by ruanddu
Mon Sep 08, 2014 1:04 pm
Forum: Personal Consumer Issues
Topic: Remove Cigarette Smoke Smell from House?
Replies: 20
Views: 2250

Remove Cigarette Smoke Smell from House?

Hello everyone, We found a house to buy that has all the qualities we are looking for. However, the biggest downside is the previous owners smoked in the home. Browsing some websites, it appears you can remove the smell from a home with cleaning, removing carpets, painting, etc. I'd appreciate heari...
by ruanddu
Sat Jun 07, 2014 6:51 pm
Forum: Personal Consumer Issues
Topic: Recommendations on Carpet Cleaning
Replies: 10
Views: 1333

Re: Recommendations on Carpet Cleaning

Thanks very much! Will look into them.
by ruanddu
Fri Jun 06, 2014 12:04 pm
Forum: Personal Consumer Issues
Topic: Recommendations on Carpet Cleaning
Replies: 10
Views: 1333

Recommendations on Carpet Cleaning

Hello,

We would like to have our carpets cleaned. What's your recommendation on DIY or hire out? Any major companies worth recommending from your experience? Any one tried renting from Home Depot or Lowes, etc? Thanks.
by ruanddu
Wed Jun 04, 2014 9:48 pm
Forum: Personal Consumer Issues
Topic: Best Case for iPhone 4S
Replies: 8
Views: 1047

Re: Best Case for iPhone 4S

Thx everyone for replies!
by ruanddu
Tue Jun 03, 2014 1:12 pm
Forum: Personal Consumer Issues
Topic: Best Case for iPhone 4S
Replies: 8
Views: 1047

Best Case for iPhone 4S

Hello, I am looking to get a inexpensive case for a used iPhone 4s I just bought. Something with some shock protection and that allows you to use all features without removing case. Any suggestions? So far, this seems the best bet: JETech Super Gold case : http://www.amazon.com/gp/product/B00HOHN6FI...
by ruanddu
Fri May 09, 2014 8:20 am
Forum: Personal Consumer Issues
Topic: Pay a higher mortgage to get house you want?
Replies: 13
Views: 2228

Re: Pay a higher mortgage to get house you want?

Interesting thread. We are in the same predicament with a starter home for our growing family. We struggle with spending an extra 25-50k so we get something we can stay in long-term. Interested to hear other's comments.
by ruanddu
Thu Feb 06, 2014 10:55 pm
Forum: Personal Finance (Not Investing)
Topic: Renting Our Starter Home - Pros and Cons
Replies: 31
Views: 3627

Re: Renting Our Starter Home - Pros and Cons

TwinsFan, Thanks for post. You are likely right about not hurrying. We are antsy to get out to something in a better neighborhood and a bit bigger. Interest rates are still historically really good so that's one reason to move now. But, who knows, the school we want to put our daughter in could chan...
by ruanddu
Thu Feb 06, 2014 9:09 pm
Forum: Personal Finance (Not Investing)
Topic: Renting Our Starter Home - Pros and Cons
Replies: 31
Views: 3627

Re: Renting Our Starter Home - Pros and Cons

Hey OnFire, Thanks for checking in. We are in the process of prepping the house (painting, cleaning etc.) for most likely selling. It's tough though, as according to our Realtor and from my own research, prices actually fell 10-20k on houses similar to ours in the area. With that said, we will likel...
by ruanddu
Mon Feb 03, 2014 4:02 pm
Forum: Personal Finance (Not Investing)
Topic: Buying the most expensive house you can afford
Replies: 101
Views: 18417

Re: Buying the most expensive house you can afford

Great question. I have a wife and new child and trying to decide what to do in terms of how much house we need in future. To get the sq footage we'd like, we would likely have to move to a lesser neighborhood to afford it. As a result, we have decided to look for best neighborhood with smaller house...
by ruanddu
Fri Jan 17, 2014 11:29 pm
Forum: Personal Finance (Not Investing)
Topic: Renting Our Starter Home - Pros and Cons
Replies: 31
Views: 3627

Re: Renting Our Starter Home - Pros and Cons

Thanks everyone for your replies. At this point we my wife and I will need to do some more discussing. Your points have been very helpful and are much appreciated.
by ruanddu
Wed Jan 15, 2014 10:41 pm
Forum: Personal Finance (Not Investing)
Topic: Renting Our Starter Home - Pros and Cons
Replies: 31
Views: 3627

Re: Renting Our Starter Home - Pros and Cons

Thanks everyone for the replies. Jimb, here are the answers to your questions - We started with a interest only in 2006 (stupid I know), refi'd into a 5.75% 30 year FHA around 2008 or so and then about 1.5 years ago got into a 3.75% FHA rate. I did speak with our current lender and they didn't menti...
by ruanddu
Mon Jan 13, 2014 4:09 pm
Forum: Personal Finance (Not Investing)
Topic: Renting Our Starter Home - Pros and Cons
Replies: 31
Views: 3627

Re: Renting Our Starter Home - Pros and Cons

Thanks for the replies, everyone. Jimb - thank you as well and here are some answers to your questions. So... how much can you get for it if you sell it now? - We could likely get between $155-165k How much do you owe on it? We owe about $151k How much did you pay for it? We paid $190k How much have...
by ruanddu
Mon Jan 13, 2014 11:50 am
Forum: Personal Finance (Not Investing)
Topic: Renting Our Starter Home - Pros and Cons
Replies: 31
Views: 3627

Renting Our Starter Home - Pros and Cons

Hello, My wife and I purchased our first house together in 2006. We had our first child about 16 months ago and are thinking of having another soon. Our starter home is small, 1000 sqft, 3 bd, 1.5 bath, so we would like to get a larger home in a better school district. Since we bought in 2006 we wil...

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