Search found 1156 matches

by roymeo
Tue Sep 05, 2017 3:20 pm
Forum: Personal Consumer Issues
Topic: Funny/frustrating FedEx situation
Replies: 19
Views: 1967

Re: Funny/frustrating FedEx situation

Get a smaller card at a Motorola store and get your account swapped over there? That's what I did last time via AT&T.
by roymeo
Fri Sep 01, 2017 11:43 pm
Forum: Personal Finance (Not Investing)
Topic: What to do when a parent's money runs out?
Replies: 218
Views: 31091

Re: What to do when a parent's money runs out?

My wife deals with this sort of thing (and hoarders, also mentioned) professionally, and she hands out copies of this book to clients/families: Tips for Helping Your Aging Parents: (without losing your mind) by Kira Reginato http://amzn.to/2xEmPiJ Am I wrong to feel totally fed up? Anyone who tries ...
by roymeo
Wed Aug 30, 2017 7:41 pm
Forum: Investing - Help with Personal Investments
Topic: First time getting into the market. DCA?
Replies: 14
Views: 843

Re: First time getting into the market. DCA?

While I want to agree with Jack above (and I do in spirit), I also must admit that I watched the heck out of my accounts when they & I were newer. Having feelings about accounts with less in them than the weekly delta now. So be honest with yourself, and see how close you can get to just pulling the...
by roymeo
Wed Aug 16, 2017 6:02 pm
Forum: Personal Consumer Issues
Topic: Should I put other jobs on my resume?
Replies: 14
Views: 1011

Re: Should I put other jobs on my resume?

What do you want to talk about in an interview? Put the things on your resume which will start those conversations, and any other backup/justification that you think necessary to show you have the skills enough to call to talk to. YMMV of course, different professions have different standards. Plus ...
by roymeo
Wed Aug 16, 2017 5:59 pm
Forum: Personal Consumer Issues
Topic: Credit score dropped 100 points overnight
Replies: 31
Views: 2952

Re: Credit score dropped 100 points overnight

I'd certainly want to know what changed just to be aware if someone else has opened something, but I have to ask what credit score use you foresee needing in the near term?
by roymeo
Fri Aug 11, 2017 4:55 pm
Forum: Personal Consumer Issues
Topic: How far would you travel to see The Eclipse?
Replies: 259
Views: 14502

Re: How far would you travel to see The Eclipse?

I'd "turn around".

(turn around bright eyes)
by roymeo
Fri Aug 11, 2017 1:41 pm
Forum: Personal Consumer Issues
Topic: Do not buy new cellphones on ebay
Replies: 54
Views: 6147

Re: Do not buy new cellphones on ebay

Sorry, I bought plenty of phones on eBay and Amazon from secondary sellers when I was responsible for a stable of 500+ mobile devices for software testing. You do have to know a bit about what you're buying--some of the makers made it very hard to figure out whether the version someone was selling w...
by roymeo
Fri Aug 11, 2017 12:28 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 3943
Views: 1035983

Re: U.S. stocks in freefall

It was Oct. 19th, 1987, not Oct. 9th. I grew up near the Falls Shopping Center in Southwest Miami. The story of someone going to the Falls, killing his broker, then himself soon after the Oct. 19 drop has fascinated me. Had the client taken the Bogle view of staying the course, or don't do somethin...
by roymeo
Thu Aug 10, 2017 3:10 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 3943
Views: 1035983

Re: U.S. stocks in freefall

Lenny Bruce is not afraid, and neither am I.
by roymeo
Mon Aug 07, 2017 4:35 pm
Forum: Personal Consumer Issues
Topic: NYT: Buy more takeout and hire a maid, study suggests
Replies: 36
Views: 5960

Re: NYT: Buy more takeout and hire a maid, study suggests

So, money can buy you (more) happiness?
by roymeo
Mon Jul 31, 2017 1:14 pm
Forum: Personal Consumer Issues
Topic: Non Stick frying pan
Replies: 56
Views: 3862

Re: Non Stick frying pan

Teflon still releasing enough toxic chemicals into the air it kills people's birds the first several times you use it?

Looks like it:
http://www.peteducation.com/article.cfm ... 9&aid=2874
by roymeo
Tue Jul 25, 2017 10:53 am
Forum: Personal Finance (Not Investing)
Topic: Life insurance as a tax diversification strategy
Replies: 39
Views: 2383

Re: Life insurance as a tax diversification strategy

Have we ever heard a story where an insurance salesperson looked at someone's financial setup and said "Nope, you don't need anything more."?
by roymeo
Wed Jul 12, 2017 6:12 pm
Forum: Investing - Theory, News & General
Topic: Anyone else gotten totally bored with investing?
Replies: 127
Views: 14428

Re: Anyone else gotten totally bored with investing?

telemark wrote:Someone or other described war as long periods of boredom punctuated by brief moments of terror. Perhaps the same applies to investing?
Except you have to reconcile this with "“the market can stay irrational longer than you can stay solvent."
by roymeo
Mon Jul 10, 2017 12:46 pm
Forum: Investing - Theory, News & General
Topic: "Bond wipeout has just begun"???
Replies: 84
Views: 11945

Re: "Bond wipeout has just begun"???

Following in case this turns into a "US Stocks in free fall" thread.
by roymeo
Thu Jul 06, 2017 4:45 pm
Forum: Personal Consumer Issues
Topic: Is it Safe to Get Your DNA Tested?
Replies: 71
Views: 6711

Re: Is it Safe to Get Your DNA Tested?

Wow, according to the numbers I'm seeing here Ancestry.com's expensive compared to 23andMe.com. And they're the ones that ended up working through the FDA regulations for some of the medically important ones.
by roymeo
Fri Jun 30, 2017 6:12 pm
Forum: Personal Finance (Not Investing)
Topic: Those who max 401k
Replies: 55
Views: 7138

Re: Those who max 401k

It has depended on my employment situation. When I was making a lot more than my expenses on a contract that could end at almost any time I'd put a LOT on ASAP. (When that contract finally ended at the end of the year, the last paycheck came through for the next year, so I got almost none of it as I...
by roymeo
Mon Jun 19, 2017 10:04 am
Forum: Investing - Theory, News & General
Topic: Anyone else gotten totally bored with investing?
Replies: 127
Views: 14428

Re: Anyone else gotten totally bored with investing?

Yep. Though I keep my eye on whether the different funds get too far out of target, I've also been amazed at how much time I used to spend at that.
by roymeo
Fri May 19, 2017 11:21 am
Forum: Investing - Help with Personal Investments
Topic: Convince me to get back into stocks!
Replies: 83
Views: 6790

Re: Convince me to get back into stocks!

What if the market goes up 25% before it experiences a 15% drop? That would be fine. All I want is for it to drop by 15 percent so i cam buy. lol.. you made my day In case you missed the poind here that entertained aqan so much: You've said that as long as the market drops by 15%, you'd buy--even i...
by roymeo
Thu May 18, 2017 10:36 am
Forum: Personal Finance (Not Investing)
Topic: Funny Letter [Canceling Escrow Account]
Replies: 39
Views: 5488

Re: Funny Letter [Canceling Escrow Account]

When purchasing, I didn't see anything pro or con enough either way so I just went forward with it.
After chasing them around for screwing up my taxes, calculating poorly, etc. money bouncing around when my loan was sold, I was ready to take care of myself when I refinanced. No problems since.
by roymeo
Wed May 17, 2017 6:40 pm
Forum: Investing - Help with Personal Investments
Topic: Convince me to get back into stocks!
Replies: 83
Views: 6790

Re: Convince me to get back into stocks!

It's never too late to come up with a plan.
by roymeo
Wed May 17, 2017 6:17 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 3943
Views: 1035983

Re: U.S. stocks in freefall

They may have fixed that USA Today article, it now says "Thanks to the market's "Trump Bump," someone who had invested $100,000 in an index fund tracking the 500 largest U.S. companies on Election Day would have seen that money grow to $112,300 at the market's recent record high on Ma...
by roymeo
Thu May 11, 2017 4:03 pm
Forum: Investing - Help with Personal Investments
Topic: question about changing brokerage account
Replies: 8
Views: 743

Re: question about changing brokerage account

I'm not sure that the right way to evaluate this is comparing his compensation vs. her profit.
by roymeo
Mon Apr 24, 2017 3:20 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe says "Goodbye."
Replies: 336
Views: 41081

Re: Larry Swedroe says "Goodbye"

Munir wrote:Is anyone going to correct the word "goodby" in the title by adding an "e" at the end of it?


I did, but I guess I got too political in an observation on local events on a statement Larry made. Which I knew was probably out of place on Bogleheads.
by roymeo
Fri Apr 21, 2017 7:29 pm
Forum: Investing - Help with Personal Investments
Topic: [Should I invest in an IPO?]
Replies: 11
Views: 1571

Re: [Should I invest in an IPO?]

Q: Should I invest in an IPO?
A: I don't think gambling counts as investment.

Q: Should I invest in individual stocks in my Roth IRA?
A: No.
by roymeo
Thu Apr 20, 2017 7:08 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe says "Goodbye."
Replies: 336
Views: 41081

Re: Larry Swedroe says "Goodbye."

+1 on the good things.
by roymeo
Tue Apr 18, 2017 5:51 pm
Forum: Investing - Help with Personal Investments
Topic: Investing in company stock
Replies: 8
Views: 744

Re: Investing in company stock

What's the hold period? I recommend taking advantage of any discount (AKA free money) as long as the holding period means you can sell it as soon as you buy it. if there's a waiting period then you have to do some longer term thinking and risk taking. I know every public company I've worked for has ...
by roymeo
Mon Apr 03, 2017 2:05 pm
Forum: Personal Consumer Issues
Topic: Weird house buying experience
Replies: 123
Views: 7704

Re: Weird house buying experience

I've finished the first page of replies, I'm wondering: Is this about $100, or $1000? Did both the OP and the builder make a minor mistake in listing a number? roymeo (edit after finishing thread) So the builder-agent actually provided some sort of price list for a bunch of items and that price list...
by roymeo
Mon Mar 27, 2017 3:29 pm
Forum: Personal Consumer Issues
Topic: Help Overcoming a Lead Paint Phobia
Replies: 32
Views: 2760

Re: Help Overcoming a Lead Paint Phobia

And make sure your moonshine wasn't distilled in an old car radiator that had been patched with lead.
by roymeo
Fri Mar 24, 2017 1:31 pm
Forum: Personal Consumer Issues
Topic: Help Overcoming a Lead Paint Phobia
Replies: 32
Views: 2760

Re: Help Overcoming a Lead Paint Phobia

Also as has been reported in Oakland with lots of Stucco houses: watch out for people power-spray cleaning their exterior painted surfaces. And don't plant a garden right there where you just power-washed all the lead paint off the side of the house.
by roymeo
Wed Mar 15, 2017 1:14 pm
Forum: Personal Consumer Issues
Topic: What to do with all these passwords ?
Replies: 125
Views: 12165

Re: What to do with all these passwords ?

"What problem are you trying to solve?"
by roymeo
Fri Mar 10, 2017 5:15 pm
Forum: Personal Consumer Issues
Topic: What to do with all these passwords ?
Replies: 125
Views: 12165

Re: What to do with all these passwords ?

LastPass Premium, and we just got LastPass Enterprise at work. And they integrate together so I can access either at work. And I remember that moment after about 3 months of using LastPass where I realized I didn't care any more about what my passwords were...started making 26+ character random stri...
by roymeo
Fri Feb 24, 2017 7:20 pm
Forum: Investing - Help with Personal Investments
Topic: Why own individual stocks?
Replies: 88
Views: 7907

Re: Why own individual stocks?

But if you're saying you beat the easy-to-construct hypothetical "If I bought X of the S&P on such-and-such a date in 2014" you can't really compare that to "I made a bunch of buys on different dates which eventually added up to X, plus there might be some other sell-n-buy with th...
by roymeo
Mon Feb 20, 2017 3:57 pm
Forum: Investing - Help with Personal Investments
Topic: Why own individual stocks?
Replies: 88
Views: 7907

Re: Why own individual stocks?

Motley Fool used to be very much in line with the spirit of this board, and then it morphed into providing their own programs. Seemed to be a split between "here's what you ought to do" and "here's what makes an entertaining show and brings in subscribers".
by roymeo
Wed Feb 15, 2017 8:54 pm
Forum: Investing - Help with Personal Investments
Topic: Why own individual stocks?
Replies: 88
Views: 7907

Re: Why own individual stocks?

Because your employer gave them to you and you haven't had time to sell them.
by roymeo
Fri Jan 27, 2017 8:12 pm
Forum: Investing - Theory, News & General
Topic: The market knows, except for mutual funds
Replies: 39
Views: 3753

Re: The market knows, except for mutual funds

Bobo wrote:I read most of one article.


That does seem to put your suggestion on better footing than most investment schemes already!
by roymeo
Thu Jan 26, 2017 7:11 pm
Forum: Investing - Help with Personal Investments
Topic: The market is on fire
Replies: 134
Views: 16832

Re: The market is on fire

DOW 20,000!!! But what's the makeup of the Dow today compared to 3, 5, 10, 15 years ago? Oh, they change it up to whatever's HOT? Great index to peg something to. https://en.wikipedia.org/wiki/Dow_Jones_Industrial_Average : On February 19, 2008, Chevron and Bank of America replaced Altria Group and ...
by roymeo
Thu Jan 26, 2017 7:04 pm
Forum: Personal Consumer Issues
Topic: Requirements to change passwords frequently?
Replies: 42
Views: 3677

Re: Requirements to change passwords frequently?

dm200 wrote:I have dozens of login IDs and passwords! Keeping track and up to date is a chore!


I have a unique password for almost every account I have because I use modern tools!
by roymeo
Mon Jan 23, 2017 7:06 pm
Forum: Personal Consumer Issues
Topic: Requirements to change passwords frequently?
Replies: 42
Views: 3677

Re: Requirements to change passwords frequently?

Requiring frequent password changes is a good way to push people to us LastPass or some similar password vault. I remember how about 3 months into using LastPass I realized I didn't know or care what most of my account passwords were anymore. This is ALSO something to think about before you go off a...
by roymeo
Fri Jan 13, 2017 7:43 pm
Forum: Investing - Help with Personal Investments
Topic: Thinking about leaving Ameriprise
Replies: 40
Views: 2168

Re: Thinking about leaving Ameriprise

Roman07 wrote:I trust myself to mess around with stocks, but handling my entire financial future is a little intimidating.


I believe you've got that reversed in which is harder to "guess right" on.
by roymeo
Thu Dec 15, 2016 7:34 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 3943
Views: 1035983

Re: U.S. stocks in freefall

https://lygsbtd.files.wordpress.com/2013/05/the-graduate-plastics.jpg I've wondered, but I don't know how to find out... the more often I see that, the more I wonder whether it's intended to be a stock tip and/or a career recommendation, not for polymers in general a substances, but for GE Plastics...
by roymeo
Thu Oct 27, 2016 4:10 pm
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 729
Views: 132457

Re: Boglehead Beer

Just had Firestone Walker Velvet Merlin. Wonderful oatmeal stout! originally Velvet Merkin, but the board which approves labels wouldn't approve the name. http://www.firestonebeer.com/beers/products/velvet-merkin http://www.firestonebeer.com/beers/products/velvet-merlin-fall-and-winter
by roymeo
Fri Oct 07, 2016 4:01 pm
Forum: Personal Consumer Issues
Topic: Join AARP
Replies: 56
Views: 4305

Re: Join AARP

I'm also interested in why I would join (or pay to join) an insurance company/lobbying group.
Also: Why would I, a decent human being, join a lobbying group for older people only after getting old--if their mission was good and right, shouldn't I join when much younger?
by roymeo
Thu Sep 22, 2016 6:39 pm
Forum: Investing - Help with Personal Investments
Topic: Email from Financial Advisor
Replies: 31
Views: 5525

Re: Email from Financial Advisor

Thanks everyone. It's not Edward Jones, but it's probably irrelevant (Oh WellS, you'll need to guess). I can see they can choose any time frame that makes it favor their side. You all are right if he took the last 10 years, S&P beats American. PLUS lower fees, etc. I'll just select one fund tha...
by roymeo
Mon Sep 19, 2016 6:02 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone accidentally tell a friend about your inheritance?
Replies: 83
Views: 10958

Re: Anyone accidentally tell a friend about your inheritance?

Sounds like judgements about money is already a part of your relationship with this friend, considering what you said about his situation. How is that any different, other than your status has changed (at least in his eyes)?
by roymeo
Thu Sep 15, 2016 5:54 pm
Forum: Personal Finance (Not Investing)
Topic: Tenant wants to leave on short notice. Can they?
Replies: 45
Views: 4526

Re: Tenant wants to leave on short notice. Can they?

Relieved they're leaving? And you want to make them stay longer or get involved legally with them?
by roymeo
Thu Sep 15, 2016 5:40 pm
Forum: Investing - Help with Personal Investments
Topic: I invested $10,500 in a private US company [pressured to sell back shares]
Replies: 19
Views: 2776

Re: I invested $10,500 in a private US company [pressured to sell back shares]

If you DID invest more money, and the company fulfilled the deal by creating more shares, that would dilute everyone else's shares (including your previous purchased ones).

Joining the rest of the onlookers here who want to know more about how you got into this.
by roymeo
Thu Sep 15, 2016 5:35 pm
Forum: Investing - Theory, News & General
Topic: Monsanto
Replies: 14
Views: 2223

Re: Monsanto

Another reason the price doesn't immediately go to the 'deal price' and stay there is that it isn't until the deal goes through and everything changes hands that the stock is worth that. Someone may need to sell some shares 'for a hamburger today', and not be able to wait for the full price to show ...