Search found 336 matches

by rotorhead
Sat May 14, 2016 8:55 pm
Forum: Personal Consumer Issues
Topic: Best "Life Alert" type device for 98 year old grandparents
Replies: 16
Views: 1255

Re: Best "Life Alert" type device for 98 year old grandparents

Re: Best "Life Alert" type device for 98 year old grandparents Postby clip651 » Fri May 13, 2016 9:43 pm Check out Phillips Lifeline with the fall alert option. It does best with a landline, and has a base unit. You can get additional base units if the house or area covered are bigger tha...
by rotorhead
Sat Mar 05, 2016 11:10 am
Forum: Personal Finance (Not Investing)
Topic: Does home office deduction increase risk of audit?
Replies: 14
Views: 775

Re: Does home office deduction increase risk of audit?

For the last 3 years of my working life, I worked out of home office. I claimed every relevant, legitimate deduction available; and never had a question by the IRS. My experience over the years has been that if the math is correct, the penmanship is good (solved with Tax software), and the deduction...
by rotorhead
Wed Feb 17, 2016 9:46 pm
Forum: Personal Consumer Issues
Topic: Cellphone (US) for an 85-year-old newbie
Replies: 6
Views: 608

Re: Cellphone (US) for an 85-year-old newbie

For this particular person, Consumer Cellular no doubt about it. Their service and phone selection is tailored precisely to such a customer. Check them out. https://www.consumercellular.com/ They are MVNO, using AT&T & T-Mobile networks; if service coverage in his area is good, should be fin...
by rotorhead
Tue Feb 16, 2016 9:44 pm
Forum: Personal Consumer Issues
Topic: Anyone try Off Lease Only in FL before?
Replies: 6
Views: 1104

Re: Anyone try Off Lease Only in FL before?

MikeZ, there was a question about Off Lease a couple years ago, and here is link to that thread. You can see my post second down. https://www.bogleheads.org/forum/viewtopic.php?f=11&t=131050 I have no experience with them since then; but I would imagine not much different now. If you are an astu...
by rotorhead
Tue Feb 09, 2016 8:49 pm
Forum: Personal Consumer Issues
Topic: Mailing a US Passport in for Renewal
Replies: 19
Views: 1968

Re: Mailing a US Passport in for Renewal

I just renewed my passport for the umpteenth time. Mailed the application + expiring passport via Certified mail to the U. S. Passport Center in Philadelphia, which was a post office box by the way. Received my new passport 15 days later. Luck? Maybe. Sometimes the government agencies do perform well.
by rotorhead
Sun Jan 31, 2016 9:11 pm
Forum: Personal Consumer Issues
Topic: Longtime AT&T customer looking for MVNO cell provider
Replies: 23
Views: 2141

Re: Longtime AT&T customer looking for MVNO cell provider

IF you have been satisfied with the area of coverage with AT&T, you might take a look at Consumer Cellular first. They are MVNO who use the AT&T network. They also use T Mobile's network as well. We were long term customers of AT&T, and made the change to CC more than 3 years ago; and ha...
by rotorhead
Fri Jan 22, 2016 11:18 pm
Forum: Investing - Help with Personal Investments
Topic: Plan Update
Replies: 9
Views: 692

Re: Plan Update

Post by Retired ST » Fri Jan 22, 2016 11:00 pm Thanks for input. VTINX Vanguard Target Retirement Income Fund looks good, but putting everything in one fund makes me nervous. I know - it's psychological. I originally told my wife to invest it all in an S & P 500 index fund, take half of the ear...
by rotorhead
Sun Jan 10, 2016 2:06 pm
Forum: Investing - Help with Personal Investments
Topic: Suggestion for updating "Asking Portfolio Questions" thread
Replies: 95
Views: 10644

Re: "Asking portfolio questions"

Re: "Asking portfolio questions" Postby sawhorse » Sun Jan 10, 2016 1:45 am Phineas J. Whoopee wrote: With a general range of portfolio size I personally think the percentages work very well. Others, including you, may differ, but if I had a vote, which I don't, I'd say no to this proposa...
by rotorhead
Mon Jan 04, 2016 7:34 pm
Forum: Investing - Theory, News & General
Topic: "Your 2016 Financial To-Do List: Month by Month"
Replies: 5
Views: 1517

Re: "Your 2016 Financial To-Do List: Month by Month"

I saw that too, Taylor. Very good reminder summary. I bookmarked it.
by rotorhead
Tue Dec 29, 2015 8:31 am
Forum: Personal Consumer Issues
Topic: weather alerts
Replies: 11
Views: 962

Re: weather alerts

Just tune in your car radio on the hour or half-hour to whichever "local" am radio station you can receive as you transit a particular area. Also, Weatherbug is a great app for your smart phone. It will track your progress, and provides up-to-date info. I use it all the time. When you get ...
by rotorhead
Fri Dec 11, 2015 10:04 pm
Forum: Personal Consumer Issues
Topic: Ship car from overseas or sell it?
Replies: 7
Views: 679

Re: Ship car from overseas or sell it?

Sell it there for all the reasons stated by other posters. If you purchased the car in Germany, it likely will not pass emissions standards testing here. You will incur additional costs to comply. Some lighting standards are different as well. Many years ago I shipped a car to Europe and back again ...
by rotorhead
Thu Dec 10, 2015 6:09 pm
Forum: Personal Consumer Issues
Topic: BMW current and past owners -- how was the reliability and would you buy another?
Replies: 89
Views: 7625

Re: BMW current and past owners -- how was the reliability and would you buy another?

BMW current and past owners -- how was the reliability and would you buy another? Report this post Quote Postby ThankYouJack » Wed Dec 09, 2015 5:30 pm I'm considering buying a used high mileage BMW but don't want to be a huge money pit. It's fine if it's more expensive than a Civic but I don't wan...
by rotorhead
Thu Dec 10, 2015 9:21 am
Forum: Personal Consumer Issues
Topic: mailboxes freezing shut?
Replies: 31
Views: 1981

Re: mailboxes freezing shut?

Not a big problem here in South Florida. 8-)
by rotorhead
Tue Dec 08, 2015 11:02 am
Forum: Personal Consumer Issues
Topic: Reading BH Posts on an iPhone 6S Plus
Replies: 5
Views: 598

Re: Reading BH Posts on an iPhone 6S Plus

I read the forum on my android, in "desk top" mode and see everything same as normal. I have read somewhere; but can't remember for sure that Apple ios does not support "desktop" mode. Perhaps someone more knowledgeable can comment whether that's correct or not.
by rotorhead
Tue Dec 08, 2015 10:15 am
Forum: Investing - Theory, News & General
Topic: Kliplinger's on "The World According to the Bogleheads"
Replies: 46
Views: 6769

Re: Kliplinger's on "The World According to the Bogleheads"

I read the article yesterday the old fashioned way - stood at the mag rack at Barnes & Noble; and read it there. 8-) Didn't take long. Excellent piece.
by rotorhead
Mon Dec 07, 2015 10:21 pm
Forum: Personal Consumer Issues
Topic: Outdoor gas grill recommendation
Replies: 58
Views: 3347

Re: Outdoor gas grill recommendation

A few months ago replaced a very well used 20-year old Modern Home Products (MHP) WNK model gas grill with a Weber Spirit E310. Both natural gas grills. Replaced the MHP burner and grates several times over its life; the case was built like a nuclear submarine. Looked pretty bad; and was really beat...
by rotorhead
Sun Dec 06, 2015 1:33 pm
Forum: Investing - Help with Personal Investments
Topic: USAA vs Vanguard
Replies: 67
Views: 4495

Re: USAA vs Vanguard

Excellent point, dbr. Thanks for pointing that out. We sometimes overlook the obvious when caught up in such discussions.
by rotorhead
Sun Dec 06, 2015 12:36 pm
Forum: Investing - Help with Personal Investments
Topic: USAA vs Vanguard
Replies: 67
Views: 4495

Re: USAA vs Vanguard

Scottactual, you didn't say whether you are currently an active service member; only that you are USAA member. If you are active service, there could be advantages to keeping insurance, banking, investments, etc. with USAA as a matter of convenience; albeit at slightly higher ER's for investment fun...
by rotorhead
Fri Dec 04, 2015 10:21 am
Forum: Personal Consumer Issues
Topic: New Cell Plan
Replies: 21
Views: 2267

Re: New Cell Plan

Re: New Cell Plan Post by P&C actuary » Wed Dec 02, 2015 3:27 pm I use consumer cellular. Sim card is free. No contract, pay monthly. So you could try it for a month and cancel if it didn't work out. And if you are over 50, there is a 5% for AARP members. https://www.consumercellular.com/ I too...
by rotorhead
Mon Oct 26, 2015 10:10 am
Forum: Personal Consumer Issues
Topic: Saddleback Leather [briefcase] - Alternatives ??
Replies: 13
Views: 2275

Re: Saddleback Leather [briefcase] - Alternatives ??

Take a look at the Hartman Heritage Slim Brief, if you like a traditional look case. http://shop.hartmann.com/business I liked this particular model, because it "stands up", allowing easy access to files, note pads, computer, etc. They are made from "belting leather"; same as sad...
by rotorhead
Fri Oct 23, 2015 8:03 pm
Forum: Personal Consumer Issues
Topic: Retired 10+ years
Replies: 7
Views: 1471

Re: Retired 10+ years

Been retired 12+ years now; and enjoying it very much. I traveled internationally a lot in my working life; and I do miss that aspect, but life is probably better now than it's ever been. We live in a very nice area, and it's most enjoyable. Find out what you really enjoy doing, and then do it! Abov...
by rotorhead
Fri Oct 23, 2015 7:56 pm
Forum: Personal Consumer Issues
Topic: Total Wine Store
Replies: 27
Views: 1864

Re: Total Wine Store

We've had a Total Wine in our town here in FL for several years now. The location is such that it's extremely convenient for me to stop by there - perhaps too convenient. Their inventory of beer, wine and liquor is second to none, the staff is extremely knowledgeable; and it's a great place to find ...
by rotorhead
Tue Oct 13, 2015 9:10 pm
Forum: Personal Consumer Issues
Topic: Worth repairing a dishwasher?
Replies: 22
Views: 1684

Re: Worth repairing a dishwasher?

Check out the website, appliancepartspro.com. Best place on the internet for trouble shooting and repairing home appliances. I've used their help to repair clothes dryer, fridge ice maker; and dishwasher. Dish washer is 20 years old and working better than ever. One question I didn't see asked. Have...
by rotorhead
Fri Sep 25, 2015 3:59 pm
Forum: Personal Consumer Issues
Topic: Free Windows 10 Upgrade, Yes or No?
Replies: 528
Views: 59593

Re: upgrade to Windows 10?

Re: upgrade to Windows 10? Report this post Quote Unread postby jchef » Thu Sep 24, 2015 5:20 pm rotorhead wrote: I will stick to Win 7 until I need a new computer; may be a while. Windows 7 support ends in January 2020. When the free Windows 10 upgrade offer ends in July of next year, end of suppo...
by rotorhead
Thu Sep 24, 2015 2:29 pm
Forum: Personal Consumer Issues
Topic: Free Windows 10 Upgrade, Yes or No?
Replies: 528
Views: 59593

Re: upgrade to Windows 10?

Re: upgrade to Windows 10? Quote texasdiver Post by texasdiver » Fri Sep 18, 2015 5:06 pm What is it that you think Windows 10 will do for you that Windows 7 won't do? Frankly it is really all about the applications not the operating system. If it isn't broke I wouldn't fix it. I have various PCs a...
by rotorhead
Mon Sep 21, 2015 4:54 pm
Forum: Personal Finance (Not Investing)
Topic: Big Expenses to Plan for in Retirement
Replies: 31
Views: 3492

Re: Big Expenses to Plan for in Retirement

Maintenance of your home will no doubt be the largest one, unless you have kids in college. Consider the age of your home, and its condition prior to retirement. How long do you expect to continue living in it; and what maintenance items can you expect to encounter? Plan for it. I've been retired fo...
by rotorhead
Tue Jul 28, 2015 4:57 pm
Forum: Investing - Theory, News & General
Topic: Why is stock market so reactionary to news on daily basis?
Replies: 46
Views: 3265

Re: Why is stock market so reactionary to news on daily basis?

I always loved this old cartoon from The New Yorker. It comes from long before CNBC, Fox Business, Bloomberg; or any of the other 24-hour news channels. I think of it every time I watch one of those channels for more than a few minutes. http://imgc-cn.artprintimages.com/images/P-473-488-90/61/6147/U...
by rotorhead
Tue Jul 14, 2015 9:18 pm
Forum: Personal Consumer Issues
Topic: Refrigerator repair issue
Replies: 8
Views: 1085

Re: Refrigerator repair issue

While waiting for your ace repair team to show up, take a look at http://www.appliancepartspros.com/ Lots of good information and help there. Click on the "Get Repair Help" tab, and follow the leads. I have found it immensely helpful.
by rotorhead
Fri Jun 12, 2015 7:23 pm
Forum: Personal Consumer Issues
Topic: Best place to purchase a summer hat
Replies: 26
Views: 3194

Re: Best place to purchase a summer hat

Your local golf shop should have a reasonable selection of hats.
by rotorhead
Mon May 11, 2015 12:10 pm
Forum: Personal Consumer Issues
Topic: dishwasher service plan
Replies: 18
Views: 1238

Re: dishwasher service plan

Re: dishwasher service plan Report this post Quote Unread postby Pajamas » Fri May 08, 2015 6:31 pm The advice you are being given is good. Some appliance companies derive their entire profit from selling the service or warranty plans. Years ago, I was with a friend buying a television at one of th...
by rotorhead
Mon May 11, 2015 9:50 am
Forum: Personal Consumer Issues
Topic: Florida Homeowners Insurance
Replies: 19
Views: 2359

Re: Florida Homeowners Insurance

Homeowners insurance in Florida is a hotly debated, and contentious issue; with politics playing a significant role. We have been here 20 years; and our hazard insurance is with USAA, and windstorm coverage is with Citizens. Flood insurance is administered by USAA, but is underwritten via the Nation...
by rotorhead
Mon May 11, 2015 9:07 am
Forum: Investing - Theory, News & General
Topic: International - Who really is at 40%
Replies: 93
Views: 8795

Re: International - Who really is at 40%

Int'l allocation plan is 27%, currently sitting at 24.5%. No changes foreseen.
by rotorhead
Mon May 11, 2015 9:03 am
Forum: Personal Finance (Not Investing)
Topic: Which Company Do You Have Auto Insurance With?
Replies: 105
Views: 8137

Re: Which Company Do You Have Auto Insurance With?

USAA for auto and home. 49 year member.
by rotorhead
Tue May 05, 2015 6:07 pm
Forum: Personal Consumer Issues
Topic: French press recommendation?
Replies: 32
Views: 3115

Re: French press recommendation?

Don't know if they are still made or not, but we've had a Bodum for long time. Don't use it that much anymore, but it makes good coffee.
by rotorhead
Tue May 05, 2015 5:32 pm
Forum: Investing - Help with Personal Investments
Topic: How do you keep track of your investments?
Replies: 48
Views: 3908

Re: How do you keep track of your investments?

Postby tractorguy » Mon May 04, 2015 4:56 pm I use Quicken Premier on a Windows computer. Cost at Amazon (don't buy direct from Quicken) is $69.00 for Quicken Premier 2015 (which is the version you would need to buy). This will give you automatic downloads of all transactions from your Vanguard &am...
by rotorhead
Tue May 05, 2015 5:02 pm
Forum: Personal Consumer Issues
Topic: Frugal car maintenance - Lexus serviced by Toyota
Replies: 49
Views: 6002

Re: Frugal car maintenance - Lexus serviced by Toyota

Re: Frugal car maintenance - Lexus serviced by Toyota Post by livesoft » Tue May 05, 2015 5:02 pm If I could piggyback, how about collision damage and body work? Do folks get collision damage on a Lexus repaired at Toyota, Lexus, DIY, or elsewhere? What has been your experience? We have personal ex...
by rotorhead
Sun May 03, 2015 1:52 pm
Forum: Forum Issues and Administration
Topic: Polls Disabled
Replies: 60
Views: 7703

Re: Polls Disabled

I am glad to see the polls disappear. I thought they were a distraction at best, and at worst a nuisance. Bogleheads Forum is a terrific resource, which I personally find enormously informative and helpful. And we all enjoy it for free. It surely consumes a lot of Alex's and the mod's time; and if t...
by rotorhead
Sun May 03, 2015 7:04 am
Forum: Personal Consumer Issues
Topic: Telemarketing by Cell /Increase with Consumer Cellular
Replies: 32
Views: 2606

Re: Telemarketing by Cell /Increase with Consumer Cellular

We are Consumer Cellular customer for nearly 3 years now, ported 2 numbers over from AT&T; and have never received spam call nor text on either phone. Added a 3rd phone, with new CC assigned number about 10 months ago; and no spam calls on that one either. Maybe we're just lucky. Will post a fol...
by rotorhead
Fri May 01, 2015 9:32 am
Forum: Personal Finance (Not Investing)
Topic: Leaving our financial advisor over a period of months
Replies: 33
Views: 3243

Re: Leaving our financial advisor over a period of months

mintee, you have to approach this as a business decision, not as a personal thing; as earlier posters suggested. The emotional and personal elements are what makes handling money and investments difficult. Takes many people a long time to learn this, and how to deal with it. Open your account with t...
by rotorhead
Fri May 01, 2015 9:07 am
Forum: Personal Consumer Issues
Topic: what deductible for HO insurance is most cost-effective?
Replies: 8
Views: 723

Re: what deductible for HO insurance is most cost-effective?

My rule of thumb is take the highest deductible one can reasonably afford without "breaking the bank", in the event the unthinkable happens. The premium cost differential adds up over time. Our financial situation is such that I don't feel uncomfortable doing that.
by rotorhead
Fri May 01, 2015 8:58 am
Forum: Personal Consumer Issues
Topic: Oh Hail! [fix hard to see hail damage to car?]
Replies: 25
Views: 3009

Re: Oh Hail!

Re: Oh Hail! Postby parsi1 » Fri May 01, 2015 9:07 am did you get the same hail storm at your house? if you did my suggestion is to get your roof also inspected by a roofer (not your insurance company). I echo that suggestion. Some years ago, a widespread hailstorm hit our area. House had asphalt s...
by rotorhead
Wed Apr 29, 2015 8:25 pm
Forum: Personal Consumer Issues
Topic: New car every 5 years instead of 10?
Replies: 129
Views: 12941

Re: New car every 5 years instead of 10?

Re: New car every 5 years instead of 10? Post by DireWolf » Wed Apr 29, 2015 8:55 pm vitaflo wrote: This. If you trade in a car with shot breaks and bad tires, don't expect as high of a trade in. There is no free lunch. Point well taken. But as of right now the brakes and tires are still good. But ...
by rotorhead
Wed Apr 29, 2015 8:05 pm
Forum: Investing - Help with Personal Investments
Topic: Fidelity rollover to Vanguard
Replies: 25
Views: 2578

Re: Fidelity rollover to Vanguard

With my SEP IRA I have access to all the funds that Fidelity has to offer because it's not a 401 plan. My thinking was that a rollover once a year for the next 30+ years doesn't seem so bad to me if it means I can save .02% or more in ER fees each year that would equate to over half a %. - Ashley <...
by rotorhead
Wed Apr 29, 2015 11:12 am
Forum: Investing - Help with Personal Investments
Topic: Fidelity rollover to Vanguard
Replies: 25
Views: 2578

Re: Fidelity rollover to Vanguard

Also Vanguard is a non-profit company, and I like that. :D That fact alone won't put anymore money in your pocket. I agree with the others you are perhaps over thinking the matter. Without knowing which Fidelity funds are available in your company 401 plan, we couldn't offer any specific advice; bu...
by rotorhead
Mon Apr 27, 2015 10:06 pm
Forum: Personal Consumer Issues
Topic: Prepping a house for sale: What are the priorities?
Replies: 33
Views: 3657

Re: Prepping a house for sale: What are the priorities?

We had many rooms painted in neutral colors. Even though I don't love the colors, I can understand how this makes it easier for buyers to envision their own furniture here. (While some buyers are astute, many lack imagination.) Many years ago a well known, and quite successful realtor in our town w...
by rotorhead
Mon Apr 27, 2015 9:40 pm
Forum: Personal Finance (Not Investing)
Topic: Help Choosing Survivor Pension Option (50% vs 100%)
Replies: 25
Views: 2317

Re: Help Choosing Survivor Pension Option (50% vs 100%)

wilked, there was a message thread on this subject a couple of years ago. Here is link: https://www.bogleheads.org/forum/viewtopic.php?f=2&t=121661 You can see my comments at the time about 2/3 way down. I will soon be retired 12 years, and still think I made the right decision to take 100% pens...
by rotorhead
Sat Mar 07, 2015 11:16 am
Forum: Personal Finance (Not Investing)
Topic: expat teacher no pension question about saving fo retirement
Replies: 10
Views: 1365

Re: expat teacher no pension question about saving fo retire

Garfield, I join the others who recommend not buying a home or condo just yet. Wait until you have very good idea where you will settle, then start looking. If you continue investing wisely as you have been doing, your gains will more than make up for any equity you might gain by buying a house now....
by rotorhead
Thu Mar 05, 2015 6:31 pm
Forum: Personal Consumer Issues
Topic: Oil & Vinegar
Replies: 52
Views: 5479

Re: Oil & Vinegar

Re: Oil & Vinegar

Post by batpot » Mon Mar 02, 2015 4:15 pm

I've got nothing to contribute, but posting here will make this thread easier to find in the future.
:sharebeer


+1. What a great thread - definitely a keeper!

:sharebeer
by rotorhead
Sun Mar 01, 2015 9:31 pm
Forum: Personal Finance (Not Investing)
Topic: How to Choose a Realtor to Sell Condo
Replies: 5
Views: 499

Re: How to Choose a Realtor to Sell Condo

Type "choosing a realtor to sell a condo" in your search bar, and you'll get 14+ million hits. No doubt you will find something worthwhile there.
by rotorhead
Sun Mar 01, 2015 8:10 pm
Forum: Personal Consumer Issues
Topic: iphone upgrade dilemma
Replies: 19
Views: 2825

Re: iphone upgrade dilemma

I guess LadyIJ was a "drive by" poster. Haven't heard a peep from her since original post on Jan 30th. So much for our advice. Hope she found happiness.

Go to advanced search