Search found 657 matches

by rjbraun
Wed Sep 21, 2016 11:39 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 765
Views: 73553

Re: What's Your Credit Card Rewards Strategy?

Are reward cancellation policies airline specific? Victoria Yes. Were you inside 72 hours before flying? "Delta charges an award ticket redeposit fee of $150, which is waived for Diamond and Platinum Medallion members. Award tickets not canceled at least 72 hours prior to the originating fligh...
by rjbraun
Tue Sep 20, 2016 3:39 pm
Forum: Personal Finance (Not Investing)
Topic: How I circumvented Chase's 5/24 rule
Replies: 38
Views: 5226

Re: How I circumvented Chase's 5/24 rule

And the ongoing rewards rate of the cards are quite decent - basically 4.5% on travel & dining purchases, the PP lounge access, no foreign transaction fee. Reason enough for me to keep it past 12 months. How does the PP lounge access work and how good is it? When I looked, my understanding was ...
by rjbraun
Tue Sep 20, 2016 12:43 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 765
Views: 73553

Re: What's Your Credit Card Rewards Strategy?

In 4Q2016, Freedom 5x categories include Wholesale clubs, department stores and drug stores. In 4Q2015, Freedom 5x for Amazon was from the beginning of the quarter, but then they added 10x. It became possible to get 22.5k UR by spending $3k on Amazon. I used Freedom to purchase Amazon credit, which...
by rjbraun
Tue Sep 20, 2016 12:39 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 765
Views: 73553

Re: What's Your Credit Card Rewards Strategy?

In 4Q2016, Freedom 5x categories include Wholesale clubs, department stores and drug stores. In 4Q2015, Freedom 5x for Amazon was from the beginning of the quarter, but then they added 10x. It became possible to get 22.5k UR by spending $3k on Amazon. I used Freedom to purchase Amazon credit, which...
by rjbraun
Mon Sep 19, 2016 10:44 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 765
Views: 73553

Re: What's Your Credit Card Rewards Strategy?

Public announcement: You can now activate Freedom 5x rewards for 4Q2016. Victoria Amazon wasn't an option when I looked, though my understanding is that Amazon was among the 5x rewards participants in 4Q2015. I don't have a Freedom card (yet), but I vaguely recall that Amazon may have only been ann...
by rjbraun
Mon Sep 19, 2016 1:29 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 765
Views: 73553

Re: What's Your Credit Card Rewards Strategy?

Thanks. Yes, it looks like you got a good point value for this route. Delta also flies this route nonstop and costs $475 next July which is less than with United. The cheapest award costs 22,000 miles + $11.20 . While that would be a a lower 2.10 cpp value than your 2.2cpp, if I'm transferring Chas...
by rjbraun
Sat Sep 17, 2016 10:02 pm
Forum: Personal Consumer Issues
Topic: Singapore Sling (Raffles Hotel) or Suntory Whisky (Park Hyatt Tokyo)?
Replies: 13
Views: 983

Re: Singapore Sling (Raffles Hotel) or Suntory Whisky (Park Hyatt Tokyo)?

I've been to both and would choose the Park Hyatt. I had a drink and some appetizers at what I assume was the NY Bar at the Park Hyatt. We were seated by windows in a room that looked similar to what was shown in your link, though I can't say with certainty it was NY Bar (visited a number of years a...
by rjbraun
Wed Sep 14, 2016 8:37 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 765
Views: 73553

Re: What's Your Credit Card Rewards Strategy?

I have the original Chase Freedom card. When I opened CSR I downgraded CSP to ANOTHER Chase Freedom card, thinking I could get double the limit on 5% quarterly categories. But when I tried to register my second Freedom card for the 5% thing, I couldn't do it. I wonder if they limit you to one card ...
by rjbraun
Tue Sep 13, 2016 5:19 pm
Forum: Personal Consumer Issues
Topic: Traveling to Italy - 3 weeks in 2017, advice appreciated
Replies: 85
Views: 5247

Re: Traveling to Italy - 3 weeks in 2017, advice appreciated

I have no idea how many are still there. I left in 2010 and I never found one that wasn't. We were in Italy twice in the past three years and it seemed relevant still. The book focuses on traditional places so I would guess they don't go out of business. The inns would be more likely to not be open...
by rjbraun
Tue Sep 13, 2016 3:28 pm
Forum: Personal Consumer Issues
Topic: Traveling to Italy - 3 weeks in 2017, advice appreciated
Replies: 85
Views: 5247

Re: Traveling to Italy - 3 weeks in 2017, advice appreciated

I lived in Rome for five years and there is a lot of good advice for you in this thread. 1. Anyone going to Italy should buy this book. Not only are the meals better, but usually less costly too: https://www.amazon.com/Osterie-Locande-dItalia-Traditional-Places/dp/8884991145 It looks like it is onl...
by rjbraun
Mon Sep 12, 2016 10:30 am
Forum: Personal Consumer Issues
Topic: Christmas gift expectations
Replies: 61
Views: 4090

Re: Christmas gift expectations

Just specify $250 (each) as your desired "secret gift". Pick whichever mode of delivery would seem most acceptable: Visa or similar gift card, Amazon gift card or similar (i.e., wherever you shop regularly), or a check to be applied towards the <your choice ... planned cruise, new furnitur...
by rjbraun
Sun Sep 11, 2016 9:28 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 765
Views: 73553

Re: What's Your Credit Card Rewards Strategy?

That said, Starwood points are one of the few hotel programs that seem to offer good hotel transfers, and I have about 250K AA points. I am tempted by this, but in the long run I think I am better off saving my Starwood points and having the flexibility of where I use them when I need them. Beware ...
by rjbraun
Sat Sep 10, 2016 8:36 pm
Forum: Personal Finance (Not Investing)
Topic: Banks not honoring bank bonuses on time
Replies: 30
Views: 2048

Re: Banks not honoring bank bonuses on time

I played the bank bonus thing for a while but anymore when I see a bonus of even $300 it doesn't get me going. It's just not much money for what's required. Thanks for posting, tbradnc. I was just reading this thread and feeling conflicted for having not gone after the bank bonuses myself, despite ...
by rjbraun
Sat Sep 10, 2016 9:10 am
Forum: Personal Finance (Not Investing)
Topic: Any reason to not cancel a credit card?
Replies: 15
Views: 962

Re: Any reason to not cancel a credit card?

You need CSP, or CSR, or a business card (Bold) to transfer URs from Chase to airlines. Let's say a year from now you decided to close the CSR to avoid the fees. Before closing the CSR you could transfer some URs to United and the rest of them to your dormant Freedom. Some time later you would open...
by rjbraun
Sat Sep 10, 2016 8:46 am
Forum: Personal Finance (Not Investing)
Topic: Any reason to not cancel a credit card?
Replies: 15
Views: 962

Re: Any reason to not cancel a credit card?

If you already have CSR and Freedom, I don't see a reason for converting CSP into Freedom Unlimited. You can cancel CSP now and some time in the future re-apply for CSP or apply for Freedom Unlimited for new sign-up bonuses. Victoria I don't have Freedom now. I only have CSR (approved but awaiting ...
by rjbraun
Sat Sep 10, 2016 8:30 am
Forum: Personal Finance (Not Investing)
Topic: Any reason to not cancel a credit card?
Replies: 15
Views: 962

Re: Any reason to not cancel a credit card?

The current 5% categories on the Freedom this quarter aren't so helpful to me.... I have the Chase card and the 'revolving category' thing is often worthless, and it needs activation every quarter, kinda a PITA. In the end, it's often completely worthless to me so, I no longer use the card. KISS......
by rjbraun
Sat Sep 10, 2016 8:22 am
Forum: Personal Finance (Not Investing)
Topic: Any reason to not cancel a credit card?
Replies: 15
Views: 962

Re: Any reason to not cancel a credit card?

If you already have CSR and Freedom, I don't see a reason for converting CSP into Freedom Unlimited. You can cancel CSP now and some time in the future re-apply for CSP or apply for Freedom Unlimited for new sign-up bonuses. Victoria I don't have Freedom now. I only have CSR (approved but awaiting ...
by rjbraun
Sat Sep 10, 2016 8:18 am
Forum: Personal Finance (Not Investing)
Topic: Any reason to not cancel a credit card?
Replies: 15
Views: 962

Re: Any reason to not cancel a credit card?

Another vote to convert to a Freedom card. I also have the Sallie Mae card, but as you almost certainly know, they have discontinued it for new applicants. So far, so good for all the current cardholders, but there is always the possibility that those cards will be closed or converted to an inferio...
by rjbraun
Fri Sep 09, 2016 10:09 pm
Forum: Personal Finance (Not Investing)
Topic: Any reason to not cancel a credit card?
Replies: 15
Views: 962

Re: Any reason to not cancel a credit card?

I'd downgrade to the regular chase freedom. The 5% categories for Q4 will be Amazon and warehouse stores. Then next year there will be gas and groceries for a couple quarters which is good. Keep the CSR for a year or so, then open a new CSP to get the bonus again. I have the "old" Sallie ...
by rjbraun
Fri Sep 09, 2016 9:31 pm
Forum: Personal Finance (Not Investing)
Topic: Any reason to not cancel a credit card?
Replies: 15
Views: 962

Any reason to not cancel a credit card?

I was recently approved for the Chase Sapphire Reserve (CSR) card -- thank you fellow Bogleheads for helping me to think things through! I already have the Chase Sapphire Preferred (CSP) card. As I am beginning year 2, I recently paid the $95 annual fee. Once I receive the CSR I plan to cancel my CS...
by rjbraun
Fri Sep 09, 2016 6:15 am
Forum: Personal Finance (Not Investing)
Topic: Chase Ultimate Rewards - redeeming points
Replies: 38
Views: 3251

Re: Chase Ultimate Rewards - redeeming points

That was just last month, and now I'm already on my way to getting a CSR (got approved today). Too good of an offer to pass up. And the process starts anew. Again. :greedy :shock: Congrats. I went to Chase with my husband so he could apply with the CSR - also make a deposit for a savings account bo...
by rjbraun
Thu Sep 08, 2016 9:47 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Ultimate Rewards - redeeming points
Replies: 38
Views: 3251

Re: Chase Ultimate Rewards - redeeming points

<snip> At 1.25 cents per point you are better off getting a free 1.5-2% cash back card that you can use for anything you want. I actually think that is the best solution for many people, especially those that do not often fly internationally. It is also simpler. I don't disagree and was actually he...
by rjbraun
Thu Sep 08, 2016 3:55 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Ultimate Rewards - redeeming points
Replies: 38
Views: 3251

Re: Chase Ultimate Rewards - redeeming points

Can you give a rough idea of what kind of point value you get on international flights? I realize that it varies based on routing, etc., but even a range would be helpful ... are we talking 1.5 cents or more like 2 to 4 cents ...? I will almost never cash in points for less than 2 cents/point....I ...
by rjbraun
Thu Sep 08, 2016 3:37 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Ultimate Rewards - redeeming points
Replies: 38
Views: 3251

Re: Chase Ultimate Rewards - redeeming points

Fyi, if you transfer UR to korean air, you can redeem 125k points for a round trip business class flight from US to Hong Kong. Such a flight would otherwise cost about $5k so you are redeeming at 4c per point as opposed to the 1.25c/pt you get booking through the chase portal. The points are only w...
by rjbraun
Wed Sep 07, 2016 9:55 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Ultimate Rewards - redeeming points
Replies: 38
Views: 3251

Re: Chase Ultimate Rewards - redeeming points

Let's say I swap out of my CSP for the CSR (would be nice if Chase lets me pro rata the membership fee in some fashion) and after one year decide that CSR is not for me and I would like to go back to CSP. Will Chase likely let me cancel my CSR and get another CSP? I recognize that they will be unli...
by rjbraun
Wed Sep 07, 2016 9:37 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Ultimate Rewards - redeeming points
Replies: 38
Views: 3251

Re: Chase Ultimate Rewards - redeeming points

In that regard, I'm not so upset as I'm pretty happy with our (coach) fare on Cathay Pacific: $780 r/t. That seems like a pretty good price for round-trip. Last year we flew United to Hong Kong nonstop, direct from SFO, and the ticket was $658 one-way. This was on Dec 25, booked only 10 days earlie...
by rjbraun
Wed Sep 07, 2016 9:33 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Ultimate Rewards - redeeming points
Replies: 38
Views: 3251

Re: Chase Ultimate Rewards - redeeming points

If you are going to an expensive destination like Hong Kong, the reserve is probably worth it. Especially with the 100,000 points signup bonus going on for $4000. The Reserve card has a $450 annual fee vs $95 for the Preferred, but accounting for the $300 travel credit, it's really a $150 annual fe...
by rjbraun
Wed Sep 07, 2016 9:18 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Ultimate Rewards - redeeming points
Replies: 38
Views: 3251

Re: Chase Ultimate Rewards - redeeming points

Avoid the portal if you can. The best use of UR points tends to be for expensive (usually international) flights, booked via transferring points to the airline. IMO, you have to be careful with that, as some programs require you to pay large amount of taxes out of pocket even on award flights. Yes,...
by rjbraun
Wed Sep 07, 2016 9:10 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Ultimate Rewards - redeeming points
Replies: 38
Views: 3251

Re: Chase Ultimate Rewards - redeeming points

Fyi, if you transfer UR to korean air, you can redeem 125k points for a round trip business class flight from US to Hong Kong. Such a flight would otherwise cost about $5k so you are redeeming at 4c per point as opposed to the 1.25c/pt you get booking through the chase portal. Sounds like you alrea...
by rjbraun
Tue Sep 06, 2016 8:51 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Ultimate Rewards - redeeming points
Replies: 38
Views: 3251

Re: Chase Ultimate Rewards - redeeming points

Thanks, madbrain, I have the Chase Sapphire Preferred card. I saw that Chase has come out with the Reserve card, though I haven't looked into it, yet. I guess I better just book with my SP card now to ensure I get the room and rate that I want. By the way, do you find that the room rate can drop af...
by rjbraun
Tue Sep 06, 2016 4:16 pm
Forum: Personal Consumer Issues
Topic: What to do with my CD collection
Replies: 35
Views: 2572

Re: What to do with my CD collection

I keep all of my old CDs, alphabetized in boxes and stored in a closet in a climate controlled area of my home. All of my music is now digitized too, but you never know when all of the music stored up in the cloud can vaporize. I'd hate to have to purchase it all over again. My CDs are my backup. +...
by rjbraun
Tue Sep 06, 2016 6:10 am
Forum: Personal Finance (Not Investing)
Topic: Chase Ultimate Rewards - redeeming points
Replies: 38
Views: 3251

Re: Chase Ultimate Rewards - redeeming points

Thanks, madbrain, I have the Chase Sapphire Preferred card. I saw that Chase has come out with the Reserve card, though I haven't looked into it, yet. I guess I better just book with my SP card now to ensure I get the room and rate that I want. By the way, do you find that the room rate can drop aft...
by rjbraun
Mon Sep 05, 2016 1:49 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Sapphire Preferred
Replies: 51
Views: 5802

Re: Chase Sapphire Preferred

I only skimmed some of the posts, but I will say I'm pretty high on the card. I just passed the one-year anniversary mark and paid the $95 annual fee. It's the sole credit card for which I pay a fee, by the way. I collected sign-up bonus points with Chase Ink Bold and Ink Plus (when that card was st...
by rjbraun
Mon Sep 05, 2016 1:29 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Ultimate Rewards - redeeming points
Replies: 38
Views: 3251

Chase Ultimate Rewards - redeeming points

I plan to redeem some Chase Ultimate Rewards ("UR") Points and want to be sure to maximize my reward. I thought I read something about getting 20% more value for points by using the Chase portal (or maybe it was not using the Chase portal but transferring the points to the business where y...
by rjbraun
Wed Aug 31, 2016 1:57 pm
Forum: Investing - Theory, News & General
Topic: Happy 40th Birthday to "Bogle's Folly" AND THANK YOU, JACK!
Replies: 19
Views: 754

Happy 40th Birthday to "Bogle's Folly" AND THANK YOU, JACK!

Kind of surprised not to find this item already posted here, perhaps I have overlooked it somehow.

Moderator, please delete or merge thread, as appropriate.

http://blogs.wsj.com/moneybeat/2016/08/ ... re-comment

:sharebeer
by rjbraun
Tue Aug 30, 2016 11:26 pm
Forum: Personal Consumer Issues
Topic: Thank you gift for someone with everything
Replies: 29
Views: 2399

Re: Thank you gift for someone with everything

Lots of great ideas here. My only comment is to be careful about sending flowers. Personally, I would be happy to receive them but for people with allergies it could be another thing entirely. As long as you're confident no one in the household will be allergic, go for it. Edit: if they enjoy wine, ...
by rjbraun
Mon Aug 29, 2016 10:01 am
Forum: Investing - Theory, News & General
Topic: The End of Alchemy
Replies: 6
Views: 1684

Re: The End of Alchemy

I really shouldn't do this, resurrecting a thread from several months ago, but just read the book on five hour plane trip and was impressed. Not at all, very glad that you resurrected things. The book has been next to my bed (on the floor, truth be told) for too long now. I was just looking at it (...
by rjbraun
Sun Aug 21, 2016 9:59 pm
Forum: Personal Consumer Issues
Topic: NYC area bogleheads? temp housing question
Replies: 9
Views: 713

Re: NYC area bogleheads? temp housing question

If you're amenable to having one or more roommates, I agree an apartment share could be a good option. As noted, always do careful and thorough due diligence. I know Jersey City has already come up in pricing, but it should be relatively less expensive than Manhattan and Brooklyn (at least the areas...
by rjbraun
Sun Aug 21, 2016 10:07 am
Forum: Personal Consumer Issues
Topic: NYC area bogleheads? temp housing question
Replies: 9
Views: 713

Re: NYC area bogleheads? temp housing question

It looks like I may have an opportunity to work at the federal building in Manhattan for a year, as a temporary assignment. As another poster cited, there is more than one federal office building in Manhattan. You really need to post your office location / address (such as the streets intersection,...
by rjbraun
Tue Jul 26, 2016 9:45 pm
Forum: Personal Consumer Issues
Topic: Traveling to Italy - 3 weeks in 2017, advice appreciated
Replies: 85
Views: 5247

Re: Traveling to Italy - 3 weeks in 2017, advice appreciated

Well, hot damn. Finally pulled the trigger and have one-way tickets to Venice on June 23rd. So excited! Now the real research begins. Not coming back? Mileage award tickets, have to wait a couple of weeks for the return dates to open up. Congratulations on your decision to start off in Venice. Wond...
by rjbraun
Tue Jul 26, 2016 9:38 pm
Forum: Personal Consumer Issues
Topic: Reading Kindle text on an iPad - can it be "expanded" (magnified)?
Replies: 12
Views: 938

Re: Reading Kindle text on an iPad - can it be "expanded" (magnified)?

jackholloway / mhalley: yeah, I guess that's consistent with my experience. Namely, I've downloaded public library books to my iPad. The library books can be in various formats (kindle, pdf, ... can't remember the others now), but I'm pretty sure I was always able to read the information when I &quo...
by rjbraun
Tue Jul 26, 2016 9:29 pm
Forum: Personal Consumer Issues
Topic: MEI Voyageur - custom features
Replies: 15
Views: 720

Re: MEI Voyageur - custom features

To follow-up on my cinch strap comment, I was on a plane again last night and made a mental note to evaluate the pockets - the pockets aren't "unusable" but they aren't readily accessible. I like having an easy spot to drop stuff out of my hands (phone/wallet/snacks) while I'm in the airp...
by rjbraun
Tue Jul 26, 2016 9:14 pm
Forum: Personal Consumer Issues
Topic: MEI Voyageur - custom features
Replies: 15
Views: 720

Re: MEI Voyageur - custom features

When I ran the numbers, I figured the Porter 30 had about 75% of the volume of a standard-size Voyageur. Does that sound about right in your experience? 75% sounds about right. I would load a picture of both bags side by side, but it doesn't appear I can add pics. Thanks. In that case, if my calcul...
by rjbraun
Tue Jul 26, 2016 9:10 pm
Forum: Personal Consumer Issues
Topic: MEI Voyageur - custom features
Replies: 15
Views: 720

Re: MEI Voyageur - custom features

(I'll update w/ photo when I can.) http://i68.tinypic.com/11hx94m.jpg The pic shows the buckle of the hip belt which is identical to the buckles of the compression straps. livesoft - thanks so much for uploading the picture. It's helpful, and I think I follow what you wrote in your accompanying tex...
by rjbraun
Tue Jul 26, 2016 12:39 pm
Forum: Personal Consumer Issues
Topic: Traveling to Italy - 3 weeks in 2017, advice appreciated
Replies: 85
Views: 5247

Re: Traveling to Italy - 3 weeks in 2017, advice appreciated

I think Siena is a must see. Lucca was the neatest small town in northern Tuscany, it has ramparts you can bike around! Florence is absolutely a can't miss, such a beautiful city that really has most of the sites in a compact area. San Gimignano is a tourist trap. Beautiful from a distance, but kno...
by rjbraun
Tue Jul 26, 2016 11:04 am
Forum: Personal Consumer Issues
Topic: Traveling to Italy - 3 weeks in 2017, advice appreciated
Replies: 85
Views: 5247

Re: Traveling to Italy - 3 weeks in 2017, advice appreciated

I think Siena is a must see. Lucca was the neatest small town in northern Tuscany, it has ramparts you can bike around! Florence is absolutely a can't miss, such a beautiful city that really has most of the sites in a compact area. San Gimignano is a tourist trap. Beautiful from a distance, but kno...
by rjbraun
Tue Jul 26, 2016 10:59 am
Forum: Personal Consumer Issues
Topic: Traveling to Italy - 3 weeks in 2017, advice appreciated
Replies: 85
Views: 5247

Re: Traveling to Italy - 3 weeks in 2017, advice appreciated

Take trains between cities. http://www.de.bahn gives you the schedules. Pisa is close enough to Florence you can go there, and Pisa has a better airport. A couple of hours in Pisa itself are enough. The outdoor markets in Florence are fun. Don't think of driving in Rome, but it's fun in the country...
by rjbraun
Mon Jul 25, 2016 9:49 pm
Forum: Personal Consumer Issues
Topic: MEI Voyageur - custom features
Replies: 15
Views: 720

Re: MEI Voyageur - custom features

livesoft: thank you for the helpful pointers / input. I've scrutinized that ebag TLS Motherlode Weekend Junior bag every which way. It looks like a great bag, certainly for the price, but from what I can tell it uses clips (plastic?) to secure the hip belt. Not only does a clip not strike me as a g...
by rjbraun
Mon Jul 25, 2016 9:08 pm
Forum: Personal Consumer Issues
Topic: MEI Voyageur - custom features
Replies: 15
Views: 720

Re: MEI Voyageur - custom features

I own both the MEI Voyageur and the Osprey Porter 30. I like both packs. I have found that the Osprey Porter 30 is enough bag for most of my trips. The MEI Voyageur is a great pack with a lot of space. But, it is probably overkill for most of my travelling. The parallel stay frame and full hip belt...
by rjbraun
Mon Jul 25, 2016 8:53 pm
Forum: Personal Consumer Issues
Topic: Reading Kindle text on an iPad - can it be "expanded" (magnified)?
Replies: 12
Views: 938

Re: Reading Kindle text on an iPad - can it be "expanded" (magnified)?

Thank you all for the great feedback. I guess my kindle is limited in its practicality for reviewing anything with fine print or graphics like maps, works of art, etc. Even accessing the stuff on an iPad won't solve the problem it seems. Good to know in advance!

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