Search found 174 matches

by retire14
Wed Feb 08, 2017 6:50 am
Forum: Personal Finance (Not Investing)
Topic: Transition from private insurance to Medicare
Replies: 21
Views: 1311

Re: Transition from private insurance to Medicare

My wife and I will turn 65 in the next few months. I asked the same question here and got very good advice. We applied for Part A and B 3 months before and purchased Medigap (me-Plan F high deductible; wife - Plan G) and Plan D We are currently undecided on dental and vision--probably will go self p...
by retire14
Sat Feb 04, 2017 10:20 am
Forum: Personal Consumer Issues
Topic: Cord cut strategy for young family
Replies: 66
Views: 6231

Re: Cord cut strategy for young family

Check DirectV NOW (streaming service)to see if they have local channels in your area. Looks like they have everything you need (golf channel and sports ESPN, FOX). Slighlty more expensive than Sling, but has a few more channels you may want.
by retire14
Tue Jan 31, 2017 9:43 am
Forum: Personal Consumer Issues
Topic: Medigap Insurance questions
Replies: 11
Views: 1241

Re: Medigap Insurance questions

Thank you all for your advice. They are very helpful.
by retire14
Mon Jan 30, 2017 8:35 am
Forum: Personal Consumer Issues
Topic: Medigap Insurance questions
Replies: 11
Views: 1241

Medigap Insurance questions

I need to sign up for medigap insurance. I am debating between: 1. Medicare Advantage (PPO) $500 deductible, Max. OOP $6700, $15/$45 copay--Premium $81 2. Plan F high deductible: $2200 deductible--Premium $45 3. Plan F ($130) or G ($112) We are in Virginia, healthy and have not been hospitalized in ...
by retire14
Thu Jan 26, 2017 6:50 pm
Forum: Personal Consumer Issues
Topic: VoIP 'Oma' vs 'Vonage' phone
Replies: 39
Views: 2901

Re: VoIP 'Oma' vs 'Vonage' phone

just frank wrote:I"ve been using the Obi for a couple years without any problems, with Google Voice.

https://www.walmart.com/ip/29861174

It's free.

I think 911 service costs me $5/yr??

Me too. I have used it for 5 or 6 years. Works great!
by retire14
Thu Jan 26, 2017 4:53 pm
Forum: Personal Consumer Issues
Topic: Storing pictures on long trips
Replies: 24
Views: 1347

Re: Storing pictures on long trips

Thank you for all your replies. They are tremendously helpful. Based on your recommendations, we bought several 64GB memory cards. In addition, we learned that my camera can connect to my iPhone via wifi, so I can download my pictures to the iPhone, then I can upload my iPhone pictures to Amazon Pri...
by retire14
Wed Jan 25, 2017 11:30 am
Forum: Personal Consumer Issues
Topic: Storing pictures on long trips
Replies: 24
Views: 1347

Storing pictures on long trips

We are about to go to Asia for 2 months. We are not bringing laptops, just iPads. How do folks normally transfer pictures from camera memory cards? I can buy more memory cards to store them, but obviously that is not the cheapest. I guess I can find a place to burn them into CDs or find a hotel comp...
by retire14
Sun Jan 15, 2017 10:13 am
Forum: Personal Consumer Issues
Topic: Where do you buy coffee beans?
Replies: 96
Views: 5657

Re: Where do you buy coffee beans?

What specific brand, bean and roast do those of you with a superautomatic use? I love dark, robust coffee, and have been very happy with the Mayorga Cafe Cubano from Costco for the last several years. However, I understand you cannot use oily beans in a superautomatic, so I'm seeking a suitable rep...
by retire14
Sun Jan 15, 2017 10:11 am
Forum: Personal Consumer Issues
Topic: Where do you buy coffee beans?
Replies: 96
Views: 5657

Re: Where do you buy coffee beans?

Do you have a World Market nearby? You can get a 2-lb bag for $10. But they usually have 30% sale, and I buy several bags until the next sale. They have various blends (Franch/Italian/Colubian/Espresso, etc..)
by retire14
Sun Jan 15, 2017 10:02 am
Forum: Personal Finance (Not Investing)
Topic: Medigap Plans in Virginia
Replies: 4
Views: 227

Re: Medigap Plans in Virginia

I am sorry. My mistake.
by retire14
Sun Jan 15, 2017 9:35 am
Forum: Personal Finance (Not Investing)
Topic: Medigap Plans in Virginia
Replies: 4
Views: 227

Medigap Plans in Virginia

We are turning 65 later this year. We are looking for Medigap Plan F in Virginia. Any recommendations? Any good source of info on the web? I did a google this morning and could not find any good material. My old company will provide me with some $$ to buy it via AON Health Exchange-but some of my fr...
by retire14
Mon Jan 09, 2017 3:43 pm
Forum: Personal Consumer Issues
Topic: Weight machine vs free weight
Replies: 64
Views: 3901

Weight machine vs free weight

Inspired by a question from someone who asked about a 3rd exercise machine. Lots of good recommendations re. weight training. I did not want to hijack that thread, so I ask my question here. I have been doing cardio (outdoor jogging/indoor elliptical) for several years, but neglected to do weight tr...
by retire14
Mon Jan 09, 2017 11:19 am
Forum: Personal Consumer Issues
Topic: What should be our third exercise machine?
Replies: 42
Views: 2427

Re: What should be our third exercise machine?

I asked a similar question and I think the best response I got was to try the local gym for a month or so to try out their equipments and see what work best for you, then buy a similar machine at home.
by retire14
Mon Jan 09, 2017 11:15 am
Forum: Personal Consumer Issues
Topic: Teeth whitening
Replies: 38
Views: 3666

Teeth whitening

After years of drinking iron-rich well water, my teeth are kind of yellow. I am thinking about getting a teeth whitening at my dentist's office. But I have heard mixed results. So please let me know if you have done a teeth whitening, did it work and what method/brand did your dentist use? I think m...
by retire14
Sun Jan 08, 2017 12:23 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 132
Views: 18831

Re: Fidelity free Turbotax

Today, when I logged into my Fido account, I got this: Get TurboTax® Online Premier free Receive a free federal and state tax return TurboTax® will automatically import your Fidelity account info Get your refund quickly by direct depositing into your Fidelity account It looks like I am getting Turbo...
by retire14
Sat Jan 07, 2017 8:09 am
Forum: Personal Consumer Issues
Topic: Help with my Bali/Singapore/Malaysia itinerary
Replies: 4
Views: 405

Re: Help with my Bali/Singapore/Malaysia itinerary

Please help with our plan for our upcoming trip in early Feb. 2017. 1. Go to Sydney (Australia) to visit relatives---this portion is well planned 2. Sydney->Bali (about a week in Ubud/Sanur) 3. Bali->Singapore--3 days in Singapore 4. Train from Singapore to Kuala Lumpur -- stay in KL for a couple o...
by retire14
Sat Jan 07, 2017 8:07 am
Forum: Personal Consumer Issues
Topic: Help with my Bali/Singapore/Malaysia itinerary
Replies: 4
Views: 405

Re: Help with my Bali/Singapore/Malaysia itinerary

The time duration you've planned for each place is good. At Bali, book a private villa with outdoor shower, especially those with private pool, totally worth the money. Most of the island can be reach via taxi on a day trip so just stay in one location. even thought we went all over the island, whe...
by retire14
Sat Jan 07, 2017 12:04 am
Forum: Personal Consumer Issues
Topic: Help with my Bali/Singapore/Malaysia itinerary
Replies: 4
Views: 405

Help with my Bali/Singapore/Malaysia itinerary

Please help with our plan for our upcoming trip in early Feb. 2017. 1. Go to Sydney (Australia) to visit relatives---this portion is well planned 2. Sydney->Bali (about a week in Ubud/Sanur) 3. Bali->Singapore--3 days in Singapore 4. Train from Singapore to Kuala Lumpur -- stay in KL for a couple of...
by retire14
Fri Jan 06, 2017 6:10 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Sapphire Reserve
Replies: 207
Views: 25572

Re: Chase Sapphire Reserve

OP here. Just applied for this online and no immediate answer yet as they need to review it. Perhaps we should have walked into a branch... Call the reconsideration line. More often than not you will get an answer on the spot. I was also told they need to get back to me. I called and was told they ...
by retire14
Fri Jan 06, 2017 11:51 am
Forum: Personal Consumer Issues
Topic: ATM card for overseas travel
Replies: 10
Views: 601

Re: ATM card for overseas travel

I currently have a Fidelity ATM which reimburses fees for overseas travel. I would like to get another card as a back-up just in case. I have an account with Ally but it does not reimburse overseas fees. Any suggestions? Thank you. While I see your point in trying to identify a favorable "back...
by retire14
Fri Jan 06, 2017 9:34 am
Forum: Personal Consumer Issues
Topic: Tell me all about snowblowers
Replies: 44
Views: 3013

Re: Tell me all about snowblowers

I have a Craftsman 2 stage for many years. Get one with optional electric start. It's worth $100 extra.
by retire14
Fri Jan 06, 2017 9:15 am
Forum: Personal Consumer Issues
Topic: ATM card for overseas travel
Replies: 10
Views: 601

ATM card for overseas travel

I currently have a Fidelity ATM which reimburses fees for overseas travel. I would like to get another card as a back-up just in case. I have an account with Ally but it does not reimburse overseas fees. Any suggestions? Thank you.
by retire14
Tue Jan 03, 2017 8:47 am
Forum: Personal Consumer Issues
Topic: A kitchen timer made in the USA.........
Replies: 22
Views: 1880

Re: A kitchen timer made in the USA.........

We use Echo Dot (Alexa) as a kitchen timer. We just tell her set timer fox xx minutes or xx hours and she will beeps when the time is up. Very convenient.
by retire14
Fri Dec 30, 2016 5:24 pm
Forum: Personal Consumer Issues
Topic: Luck with DirectTV Now?
Replies: 35
Views: 4319

Re: Luck with DirectTV Now?

I like DirecTV NOW. It had issues at the beginning, but it has gotten better as of late. It is a good deal for $35 and a free Apple TV, but I saw an ad that claims the offer will end Jan. 9.
by retire14
Tue Dec 20, 2016 4:37 pm
Forum: Personal Consumer Issues
Topic: Any one bought used phones from Gazelle?
Replies: 7
Views: 748

Any one bought used phones from Gazelle?

I am looking to buy a used iPhone--5S or 6 or 6S. Looks like Gazelle prices are better than Ebay's. Does anyone have experience with Gazelle (good or bad). Thanks.
by retire14
Tue Dec 20, 2016 2:01 pm
Forum: Personal Consumer Issues
Topic: Sling TV
Replies: 28
Views: 2847

Re: Sling TV

I used to have Sling. I switched to DirecTV now for a better deal. If you sign up for 3 months, you get an Apple TV for free, so it's a good deal. So far, I like it better then Sling. Both interfaces are bad, but DirecTV is better (or less bad?). Both Sling and DirecTV give you a 7-day trial, so try...
by retire14
Tue Dec 20, 2016 11:07 am
Forum: Personal Consumer Issues
Topic: Health insurance options for visiting mother from Australia
Replies: 0
Views: 188

Health insurance options for visiting mother from Australia

My mother who plans to visit us for 3 months from Australia (she will send most of her time in NJ, but will travel to CA, VA and Florida). She is 87 years old but very mobile and healthy. No known existing conditions. She can buy 3-month travel insurance from Australia for a cost of A$5500 (US$ 4200...
by retire14
Mon Dec 19, 2016 2:43 pm
Forum: Personal Consumer Issues
Topic: Coach bag for wife - how to buy
Replies: 73
Views: 5497

Re: Coach bag for wife - how to buy

Happy Wife...Happy Life.

Don't think you can get discount for Coach unless it is on sale at a Coach store. Pay for the exact model she wants.
by retire14
Sat Dec 17, 2016 9:17 am
Forum: Investing - Help with Personal Investments
Topic: Fidelity Intermediate Muni (FLTMX) equivalents
Replies: 3
Views: 337

Fidelity Intermediate Muni (FLTMX) equivalents

Just sold my FLTMX in my taxable portfolio for TLH. What are the equivalents I can buy? I am open to non-muni as well if the after tax returns are similar. Thanks
by retire14
Fri Dec 16, 2016 12:19 pm
Forum: Personal Finance (Not Investing)
Topic: Retirees: How much cash do you keep?
Replies: 103
Views: 9562

Retirees: How much cash do you keep?

Do you keep enough for 1-yr/2-yr/3-yr expenses in a savings account like Ally? And why?
Try to decide how much I should keep in my Ally account and transfer to my local checking to pay bills and expenses vs keeping them in my portfolio. Right now I keep about 1.5 years worth. Thanks.
by retire14
Sat Dec 10, 2016 5:29 pm
Forum: Personal Consumer Issues
Topic: Please suggest itinerary for Singapore/Bali/Malaysia
Replies: 2
Views: 227

Please suggest itinerary for Singapore/Bali/Malaysia

I asked questions earlier about airfares for our upcoming trip to Asia and got great advice. We are now into the next phase of planning. We will be in Sydney to visit relatives then fly from Sydney to either Bali or Singapore. We would like to spend about 14 days in Singapore/Bali and Malaysia then ...
by retire14
Fri Dec 09, 2016 10:07 am
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 316
Views: 31483

Re: Flaunt Your High-Mileage Car

2004 Acura MDX- 190K miles- Bought new - Changed oil, tires, batteries, brakes and timing belt/water pump at 140K. Hope to keep it for another 50K. Will either buy Acura or Lexus then.

2006 BMW 110K-Bought new, but too expensive to maintain. Will not buy BMW again.
by retire14
Thu Dec 08, 2016 5:31 am
Forum: Personal Finance (Not Investing)
Topic: TLH Fidelity Muni Fund
Replies: 0
Views: 273

TLH Fidelity Muni Fund

My Fidelity Intermediate Muni Fund shows a loss in my statement. I have 2 questions:
1. This loss took into account my dividend re-investments? I looked into the transaction history and it looked like the answer is yes, but I was not sure
2. What are the equivalent funds I can buy for TLH?
Thank you.
by retire14
Mon Dec 05, 2016 9:28 am
Forum: Personal Consumer Issues
Topic: Shoes for flat-footed over-pronators
Replies: 33
Views: 2490

Re: Shoes for flat-footed over-pronators

If you have a running store nearby, go to get your shoes fit. You walk on a machine, they take your foot imprint then make a custom insert on whatever shoe you want to buy.
by retire14
Sat Dec 03, 2016 7:59 am
Forum: Personal Consumer Issues
Topic: Asia travel
Replies: 13
Views: 1363

Re: Asia travel

Thank you everyone! As many of you advised, I checked and it is definitely cheaper to buy the 2 outermost legs here and then buy one-way tickets locally via Tiger Air or Jetstar. Also, the idea of going from Singapore to Malaysia via train is very intriguing and we will try that. We will also look i...
by retire14
Fri Dec 02, 2016 5:14 pm
Forum: Personal Consumer Issues
Topic: European Riverboat Tours
Replies: 22
Views: 2882

Re: European Riverboat Tours

We used Viking for our cruise from Budapest to Amsterdam through Austria and Germany via Danube/Main/Rhine rivers. Everything was perfect. We loved it. We have not tried other river cruise companies, so we can't compare, but our experience with Viking was excellent. we will cruise with them again on...
by retire14
Fri Dec 02, 2016 3:30 pm
Forum: Personal Consumer Issues
Topic: Asia travel
Replies: 13
Views: 1363

Re: Asia travel

Wow. Excellent advices so far. Thank you.
by retire14
Fri Dec 02, 2016 12:32 pm
Forum: Personal Consumer Issues
Topic: Asia travel
Replies: 13
Views: 1363

Asia travel

This forum is the best. We have always gotten great guidance and advice from like-mind bogleheads. So here is another request for advice. We are rewarding ourselves the very first big travel since our retirement. We would like to depart from Washington DC around mid-February to Sydney Australia then...
by retire14
Fri Dec 02, 2016 9:29 am
Forum: Personal Consumer Issues
Topic: Echo Dot promotion
Replies: 5
Views: 1161

Echo Dot promotion

I wanted to buy an Echo Dot as a Christmas present. Went into Amazon and put one in my cart for $39. on black friday and now realized that I did not check out. Price has gone back up to $49. Does anyone know how often Amazon run the promotion and if it's likely that they will have another promotion ...
by retire14
Thu Nov 10, 2016 4:38 pm
Forum: Personal Consumer Issues
Topic: Looking for recommendations on aerobic exercise equip.
Replies: 55
Views: 2709

Re: Looking for recommendations on aerobic exercise equip.

To me, aerobic exercise is whatever makes your heart working at 75%-80% of max. heart rate for at least 20 minutes.
by retire14
Thu Nov 10, 2016 9:39 am
Forum: Personal Consumer Issues
Topic: Looking for recommendations on aerobic exercise equip.
Replies: 55
Views: 2709

Looking for recommendations on aerobic exercise equip.

I am 64 yrs old. I am currently jogging 3.5 miles every other day. However, my knees are giving signs of wear and tear. So I am looking to reduce my jogging and replace it with some indoor aerobic exercise. I have a treadmill and a elliptical at home, but I do not enjoy using them. I also enjoy biki...
by retire14
Sun Oct 30, 2016 9:01 am
Forum: Personal Consumer Issues
Topic: Replacing run-flat tires on BMW
Replies: 34
Views: 3634

Replacing run-flat tires on BMW

My 2006 BMW came with run-flat tires. I hate them. They are expensive and do not last as long as conventional tires. Also, I do not have a spare. A friend of mine recommend that I go with conventional tires, then store a compressor and an emergency sealant in the trunk. Has anyone done this? I also ...
by retire14
Tue Oct 25, 2016 7:50 am
Forum: Personal Finance (Not Investing)
Topic: Annual tax maneuvers list
Replies: 14
Views: 1549

Re: Annual tax maneuvers list

Maxout your HSA contributions if eligible.
by retire14
Sun Oct 09, 2016 10:59 am
Forum: Personal Consumer Issues
Topic: Controlling high blood pressure
Replies: 16
Views: 1281

Re: Controlling high blood pressure

Both at home and at the drs office.
by retire14
Sun Oct 09, 2016 10:50 am
Forum: Personal Consumer Issues
Topic: Controlling high blood pressure
Replies: 16
Views: 1281

Controlling high blood pressure

So for many years my blood pressure was around normal range 120/80. Since retirement, my blood pressure has gone up to around 145/90. I will see a doctor in a few weeks, but in the mean time, I would like to ask here if there are practical advices for controlling high blood pressure without drugs. I...
by retire14
Wed Sep 21, 2016 3:36 pm
Forum: Personal Consumer Issues
Topic: Stop-over or side trip to or from Australia
Replies: 8
Views: 772

Stop-over or side trip to or from Australia

I have been to Australia many times. I will make another one for the sole purpose of visiting relatives. Would like to make a vacation out of it by adding a stop over or a side trip via a open jaw ticket on UA. Please recommend (e.g. Singapore? Malaysia? We are flying in and out of DC. We have seen ...
by retire14
Mon Sep 19, 2016 4:16 pm
Forum: Personal Consumer Issues
Topic: Transfer Citi Thank-you points to United Airlines
Replies: 11
Views: 928

Transfer Citi Thank-you points to United Airlines

I wanted to use some of my thank you points for tickets on United Airlines, but found out that I could not. I thought that the points were transferable to any airlines. Has anyone found a way to get around it? TIA.
by retire14
Mon Aug 29, 2016 7:31 am
Forum: Personal Consumer Issues
Topic: Advice needed for period between company sponsored health insurance and Medicare
Replies: 6
Views: 874

Advice needed for period between company sponsored health insurance and Medicare

We will be turning 65 in 8 months. Currently retired. Health insurance (high deductible plan) is being covered by former employer at $380/month for me and DW. When Medicare kicks in next year, we will lose our company health coverage at mid-year. So, what are some of the things bogleheads do to take...
by retire14
Tue Aug 16, 2016 6:17 pm
Forum: Personal Finance (Not Investing)
Topic: buying used car smarter than buying new?
Replies: 89
Views: 5766

Recently bought a new Civic

I checked with Carmax and dealers for a 2012-2014 used Civic/Corolla/Mazda. Decided to buy a new one since the price differentials for these models are insignificant.

Go to advanced search