Search found 232 matches

by retire14
Tue Apr 24, 2018 1:46 pm
Forum: Personal Finance (Not Investing)
Topic: Charles Schwab international ATM (worth the hard credit pull)
Replies: 25
Views: 1465

Re: Charles Schwab international ATM (worth the hard credit pull)

I have used Schwab's ATM for my Asian trips and it worked great. I only opened the account for that purpose. I also have a Fidelity's ATM as back-up. It also reimburses ATM fees. And on occasion, one worked while the other did not. If you rely solely on ATMs for cash, I recommend these 2.
by retire14
Wed Apr 18, 2018 10:23 am
Forum: Personal Consumer Issues
Topic: Best site to book online for Caribbean or Bahamas
Replies: 2
Views: 314

Best site to book online for Caribbean or Bahamas

Looking to book a 5-day trip to the Caribbean or Bahamas late May-early June 2018. Where should we look to get the best price? Thank you.
by retire14
Sun Apr 15, 2018 10:42 am
Forum: Personal Consumer Issues
Topic: Las Vegas hotel
Replies: 44
Views: 2934

Las Vegas hotel

We are planning on staying in Las Vegas for a couple of nights before going to grand Canyon, Bryce and Zion. I know Vegas hotels usually have promotions and such. Anyone has suggestions on how to get discounts? If not, what hotel do you recommend? I am a regular here, so nothing extravagant, please....
by retire14
Fri Apr 13, 2018 6:53 am
Forum: Personal Finance (Not Investing)
Topic: Help me choose a top law school!
Replies: 65
Views: 5709

Re: Help me choose a top law school!

As an alum of UVA and father of a daughter who is applying to UVA Law, UVA is the obvious choice. Wahoowa! But seriously, you are obviously very capable and you cannot go wrong with any of the top law schools. You will do well regardless. Congratulations and best of luck!
by retire14
Thu Mar 22, 2018 4:13 pm
Forum: Personal Finance (Not Investing)
Topic: Hire CPA or do my own Tax
Replies: 7
Views: 451

Re: Hire CPA or do my own Tax

I was in similar situation and used TT. It was easy!
by retire14
Thu Mar 15, 2018 9:24 am
Forum: Personal Consumer Issues
Topic: Grand Canyon and Utah Parks
Replies: 16
Views: 1479

Grand Canyon and Utah Parks

We are planning to do a 12-day tour of Grand Canyon and a few parks in Utah in early June. We would like to start from Vegas. Don't know where to start. Would like to spend time hiking around the parks also. Please suggest a high-level initerary so we can plan the details. Thank you.
by retire14
Mon Mar 12, 2018 3:00 pm
Forum: Personal Consumer Issues
Topic: Building a website-Looking for advice
Replies: 6
Views: 337

Building a website-Looking for advice

I am helping a friend who owns a very small shop to start a website. It will be simple, just advertise the shop with contact info, description of products and a few pictures. I've googled and found many free website ads that I did not know where to start. I prefer a site which won't charge a fee for...
by retire14
Mon Jan 22, 2018 4:23 pm
Forum: Personal Consumer Issues
Topic: Work-out schedule for those in 60s
Replies: 78
Views: 6619

Re: Work-out schedule for those in 60s

Thank you for all your replies. Seemed to me that I do not need the rest days (which I thought was important for my aging body to recover), so I will be adding another strength day and another cardio day. Plus looks like I could increase my cardio a notch both in intensity and length. Thank you.
by retire14
Mon Jan 22, 2018 4:16 pm
Forum: Personal Consumer Issues
Topic: Cutting cable
Replies: 51
Views: 2769

Re: Cutting cable

I have a small leaf HD antenna that can be hidden behind the TV for OTA local channels. Then I have DirecTV NOW for cable channels like CNN/FOX/CNBC, etc. plus my sports channels: golf,tennis, ESPN, Big Ten, SEC Network. Works great for me although it took a while for my DW to get used to the remote...
by retire14
Mon Jan 22, 2018 11:47 am
Forum: Personal Consumer Issues
Topic: Work-out schedule for those in 60s
Replies: 78
Views: 6619

Work-out schedule for those in 60s

Just curious, what is your weekly work-out routines for those in the 60s? For me--I just added weight training the last 3 months M: Cardio (40 mins) Stretch (15 mins) T: weight (30 mins), slow cardio (20mins) stretch (15 mi) W: Rest Th: Repeat Monday F: Repeat Tuesday Sat: Rest Sun: Repeat Monday to...
by retire14
Tue Jan 16, 2018 12:05 pm
Forum: Personal Consumer Issues
Topic: US escorted tours
Replies: 15
Views: 1095

US escorted tours

I have a couple who will be visiting the US from Australia. They are interested in exploring potential tours that they can take from the US (e.g. national parks, southwest, new england, etc..). They do not want to drive since they are not comfortable with driving on the "wrong" side :) They want to ...
by retire14
Mon Jan 15, 2018 11:53 am
Forum: Personal Consumer Issues
Topic: TSA locks for luggage
Replies: 18
Views: 1430

TSA locks for luggage

I am traveling to VietNam and has heard that luggage theft is very high there. In the past, I normally used zip ties. But I also heard that TSA locks are worthless. What do BHs use to protect your luggage against potential theft (other than just carry-on). TIA
by retire14
Fri Jan 12, 2018 6:09 pm
Forum: Personal Consumer Issues
Topic: First time Medicare question
Replies: 18
Views: 1077

Re: First time Medicare question

Apparently the doctor supplied services not covered by the Medicare wellness exam without carefully explaining that was what he was doing. I don't know if it was out of line that those services were appropriate, but there should have been an explanation of costs. But the real question is why you do...
by retire14
Fri Jan 12, 2018 5:29 pm
Forum: Personal Consumer Issues
Topic: First time Medicare question
Replies: 18
Views: 1077

First time Medicare question

So I just had a "Welcome to Medicare" exam and got a bill from my physician for $183. I complained and they told me that Medicare paid for the physical, but the dr talked to me about some chronic conditions during that visit and they wanted to bill me for that. I had no chronic conditions. I only as...
by retire14
Mon Jan 08, 2018 1:21 pm
Forum: Personal Consumer Issues
Topic: ISO Wifi Video Camera
Replies: 4
Views: 228

ISO Wifi Video Camera

Would like to get a couple of wifi camera so we can periodically check in the house while we are away. Nothing fancy, just a basic camera with a wide view or pan capability so we can see the whole room. Any recommendations, please. TIA
by retire14
Tue Jan 02, 2018 5:10 pm
Forum: Personal Finance (Not Investing)
Topic: State Farm vs Geico
Replies: 68
Views: 5525

Re: State Farm vs Geico

GEICO was cheaper for my auto insurance. Also, if your home insurance quote fro Geico is high, you can ask them to look for another company. Like someone posted, Geico marketed a 3rd party home insurance co, so that have several they can quote you on. I did that and my combined auto/home/umbrella in...
by retire14
Sun Dec 17, 2017 10:17 am
Forum: Personal Finance (Not Investing)
Topic: Spousal SS benefits
Replies: 32
Views: 2371

Spousal SS benefits

My wife reaches FRA in April and me in May 2018. Our plan is for her to file for benefits and for me to wait until 70. As I understand it, she can file for her benefits and I can claim spousal (50%) at FRA. This will not affect my own benefits at 70. a) is above true? Seemed too good since I am gett...
by retire14
Thu Dec 14, 2017 3:54 am
Forum: Personal Finance (Not Investing)
Topic: Part year HSA contributions and Medicare
Replies: 1
Views: 220

Part year HSA contributions and Medicare

I started Medicare Part A&B in June 2017, but have not started SS benefits. I had a high deductible plan before Medicare and had been contributing to HSA. Can I continue to contribute to HSA the first 6 months of 2017 before I enrolled in Medicare? TIA
by retire14
Thu Nov 23, 2017 6:54 am
Forum: Personal Consumer Issues
Topic: Wifi speakers-SONOS vs Echo/Google Home
Replies: 30
Views: 3228

Wifi speakers-SONOS vs Echo/Google Home

Would like to get wireless speakers for the house on black friday. I know SONOS is the king, but how does it compare to the new Echo, Google? If sound quality is the same , would a smart speaker be better? I already have a small echo so I really do not need another smart speaker. Any other brands I ...
by retire14
Wed Nov 15, 2017 9:10 am
Forum: Personal Finance (Not Investing)
Topic: Florida slip & fall advice? Helping my parents
Replies: 11
Views: 995

Re: Florida slip & fall advice? Helping my parents

I do not have any advice, but just wanted to tell you my heart broke when I read your post. Best of luck to your Mom. I really hope she can walk again after physical therapy.
by retire14
Wed Nov 15, 2017 9:08 am
Forum: Personal Finance (Not Investing)
Topic: Medicare and glucose test strips
Replies: 4
Views: 511

Medicare and glucose test strips

I have Medicare part D plus Humana prescription plan. My doctor would like me to monitor blood glucose, but my insurance does not cover. Anyone is similar situation? Is there a way to get it covered or cheap or you just have to pay out of pocket?
by retire14
Thu Nov 09, 2017 10:01 am
Forum: Personal Consumer Issues
Topic: What backup service to use?
Replies: 57
Views: 5034

What backup service to use?

I am currently backing up my Mac with an external HD, but would like to find another backup mechanism. What backup service do you use and why? Is iCloud a good backup?Thanks.
by retire14
Tue Nov 07, 2017 10:38 pm
Forum: Personal Consumer Issues
Topic: What do you do to keep your mind sharp?
Replies: 65
Views: 5589

What do you do to keep your mind sharp?

For seniors, what do you do on a daily basis to keep your mind sharp, improve memory and combat cognitive decline?
by retire14
Mon Nov 06, 2017 11:31 am
Forum: Personal Consumer Issues
Topic: Replace battery Bushnell golf watch GPS
Replies: 1
Views: 729

Replace battery Bushnell golf watch GPS

I have a Bushnell GPS watch Model Neo X (for golf distance) . It does not hold charge anymore and I think the rechargeable battery needs to be replaced. It is out of warranty and the cost to send and pay for Bushnell to repair is more than it is worth. I am willing to risk it and open it up to repla...
by retire14
Wed Oct 25, 2017 3:37 pm
Forum: Personal Consumer Issues
Topic: Air China out of Dulles-- your experience?
Replies: 5
Views: 598

Air China out of Dulles-- your experience?

Looking to fly to Asia from Dulles (IAD). Air China is several hundreds dollars cheaper than United/ANA and schedule is more convenient. I have never flown Air China but am worried about service and safety since it is so much cheaper. Your thought, please. Thank you.
by retire14
Wed Oct 25, 2017 1:55 pm
Forum: Personal Consumer Issues
Topic: Magic Jack Go vs Obihai obi200- which one as landline replacement?
Replies: 10
Views: 1265

Re: Magic Jack Go vs Obihai obi200- which one as landline replacement?

I have been using Obihai for a number of years. No problems. I bought a unit for $50 years ago and it is still working. They did ask for a $10 for tech support a few years back. But over all, I am very pleased.
by retire14
Mon Oct 23, 2017 11:41 am
Forum: Personal Consumer Issues
Topic: Running shoes/insoles
Replies: 35
Views: 2603

Re: Running shoes/insoles

One more vote to the running store. I went to get fit for a pair of running shoes. They made a pair of customized insoles then I put them in several pairs of shoes they recommended to pick what I liked. Worked well. When it's time to buy a new pair of shoes, I just continue to buy the same model (di...
by retire14
Mon Oct 23, 2017 11:36 am
Forum: Personal Consumer Issues
Topic: what is your weekly workout routine?
Replies: 68
Views: 5264

what is your weekly workout routine?

I am currently on: one day weight training (45 minutes+ 15 minutes stretching), next day (40 minutes aerobic-stairmaster and treadmill+15 minutes stretching), then one day off, then repeat. Looking for something on my days off and add variety and intensity to my workout, but still gives my body time...
by retire14
Sat Oct 21, 2017 6:18 am
Forum: Personal Consumer Issues
Topic: What are you driving? And would you buy your current ride again?
Replies: 130
Views: 8734

Re: What are you driving? And would you buy your current ride again?

Acura MDX 2004 185K miles
BMW 325Xi 2006 105K miles

Love them both. MDX is very reliable. BMW very fun to drive, but expensive to maintain. Will buy MDX again, probably not for BMW.
by retire14
Mon Oct 16, 2017 12:31 pm
Forum: Personal Consumer Issues
Topic: Buying men's suits ebay/online
Replies: 6
Views: 745

Re: Buying men's suits ebay/online

Another consideration with anything "used" (eBay, consignment shops) is that you should be careful about whether the styling is very outdated, such a extremely wide lapels, and also the fit/fullness of the trousers (plus, "pleated or flat", which are partly a personal preference, but also come in a...
by retire14
Mon Oct 16, 2017 11:49 am
Forum: Personal Consumer Issues
Topic: Buying men's suits ebay/online
Replies: 6
Views: 745

Buying men's suits ebay/online

Looking for a nice suit (budget up to 1K). Someone recommended that I would be much better off buying (NEW with TAGS) suits made by Zegna, Canali, Brioni, ISAIA, Kiton on eBay, then take it to a local tailor if needed. I know nothing about these italian labels. Could someone advise, please. Is it a ...
by retire14
Fri Oct 13, 2017 12:34 pm
Forum: Personal Finance (Not Investing)
Topic: Rolling over 401K to Roth and Traditional IRA
Replies: 4
Views: 432

Rolling over 401K to Roth and Traditional IRA

Just read the IRS document on rolling over 401K to Roth. My current 401K percent from from Fidelity is below: Basic before tax 35.87% Prior Com match 25.53% Sup before tax 14.89% Basic after Tax 10.36% Add sup before tax 5.56% Com match 4.65% sup after tax 3.14% My understanding is that I can roll o...
by retire14
Fri Oct 06, 2017 12:20 pm
Forum: Personal Consumer Issues
Topic: Motiv Ring
Replies: 3
Views: 752

Motiv Ring

I read an article on WSJ yesterday about a product called Motiv Ring-a device you wear on your finger to continuously keep track of your activities, sleep pattern and heart rate--sort of a small and more sophisticated fitbit.
Any BH has this? What do you think? Is there a better equivalent?
by retire14
Sat Sep 30, 2017 1:42 pm
Forum: Personal Consumer Issues
Topic: International driver license
Replies: 4
Views: 836

International driver license

Whats the best way to get one and how long does it take? TIA
by retire14
Mon Sep 18, 2017 1:06 pm
Forum: Personal Consumer Issues
Topic: Do I need an umbrella insurance?
Replies: 8
Views: 1065

Do I need an umbrella insurance?

We are retired. Our assets are about 2/3 in retirement accounts and 1/3 in taxable account. Do I need an umbrella to protect the 1/3 in taxable? I understand that no one can sue for assets in retirement accounts.
by retire14
Sun Sep 17, 2017 10:19 am
Forum: Personal Consumer Issues
Topic: Driver Sealant- Recommendations
Replies: 5
Views: 568

Driver Sealant- Recommendations

I have a relatively small driveway (30 ft x 20ft). A contractor wants $200 to seal. Thinking about DIY to save probably $100. Messy job I know, but I have the time :)

What sealants are you using and recommend? I have Lowes nearby. TIA
by retire14
Thu Sep 14, 2017 5:50 pm
Forum: Personal Consumer Issues
Topic: Internet phone-Help
Replies: 4
Views: 534

Internet phone-Help

My neighbor has a package with Comcast (TV/phone/Internet). He is now working from home and need 1 additional line and one fax. He asks me to help find a solution. I am thinking that something like a Ooma box can provide him with 2 lines: one for phone and the other somehow needs to be configure to ...
by retire14
Thu Sep 14, 2017 12:35 pm
Forum: Personal Finance (Not Investing)
Topic: Equifax is a mess
Replies: 21
Views: 3866

Equifax is a mess

I requested their TrustID offer and still did to get a e-mail with a link to enroll. It has been more than 24 hours.

I could not get the report freeze online. Keep saying try again later. I've been trying several times since yesterday.

Anyone else experiences the same fiasco?
by retire14
Thu Aug 31, 2017 9:24 am
Forum: Personal Consumer Issues
Topic: Help Customizing Streaming TV Options
Replies: 10
Views: 1133

Re: Help Customizing Streaming TV Options

I have DirecTV Now and like it. The $35/month package has everything you want (except NFL). You also need to check if local channels are included in your area (mine does not, but I use one of those leaf antenna from Amazon to get local channels).
by retire14
Mon Aug 28, 2017 10:44 am
Forum: Personal Consumer Issues
Topic: Comcast got me over a barrel-Help
Replies: 23
Views: 2606

Re: Comcast got me over a barrel-Help

1. $50 for 5MBs upload and 3MBs download 2. $75 for 75MBS upload (Performance Tier) I'm confused because "1" has a higher upload speed than download speed. Usually download speeds with Comcast are HIGHER than upload speeds (In my area I was getting 150Mbps download and 10Mbps upload). Are you sure ...
by retire14
Mon Aug 28, 2017 10:22 am
Forum: Personal Consumer Issues
Topic: Comcast got me over a barrel-Help
Replies: 23
Views: 2606

Re: Comcast got me over a barrel-Help

Comcast considers you a new customer every 6 months. If you live with someone, just cancel your current service. You will need to talk to someone, just tell them you are moving out of the country. Then have the person you live with sign up for whatever deal is going on. We have been getting $19.99/...
by retire14
Mon Aug 28, 2017 9:30 am
Forum: Personal Consumer Issues
Topic: Comcast got me over a barrel-Help
Replies: 23
Views: 2606

Comcast got me over a barrel-Help

I have internet only with comcast (my TV is OTA plus DirectV Now streaming and phone is Obihai box). I have been paying $50/month. Now Comcast increased to $89/month because my 1-year "promotion" is over. I do not have another provider so I am forced to pay, but I can downgrade my service to: 1. $50...
by retire14
Tue Aug 22, 2017 6:43 pm
Forum: Personal Finance (Not Investing)
Topic: Paying for Medicare when not collecting Social Security
Replies: 17
Views: 1742

Re: Paying for Medicare when not collecting Social Security

I checked but there was no automatic way to pay via credit card. I sent in the payment form with my cc info via snail mail. Hope they can set up an online way to allow us to pay via cc.
by retire14
Sun Aug 20, 2017 5:09 pm
Forum: Personal Finance (Not Investing)
Topic: Questions about trust
Replies: 3
Views: 585

Questions about trust

I am about to see an estate lawyer and I have been reading a little about estate planning. I am inclining to set up a trust and then transfer it to my kids when both my wife and I pass. Before I go to a lawyer, i would like to ask the right questions-so here are some of my questions: We (my wife and...
by retire14
Sat Jul 29, 2017 9:24 am
Forum: Personal Consumer Issues
Topic: Auto Battery
Replies: 31
Views: 3445

Re: Auto Battery

Are you a costco member? I purchased a Interstate battery from them and they gave me a brand new one for free when my old one died in like 3 years.
by retire14
Wed Jul 26, 2017 9:54 am
Forum: Personal Consumer Issues
Topic: WiFi Thermostat?
Replies: 59
Views: 4923

Follow up on wifi thermostat

[Thread merged into here, see below (Page 2). --admin LadyGeek] I moved into a new house a year ago, the builder installed a z-wave control unit with thermostat. The unit can be remote controlled via alarm.com app. Recently I was informed by the people who installed the unit that if I want to conti...
by retire14
Tue Jul 25, 2017 1:57 pm
Forum: Personal Consumer Issues
Topic: WiFi Thermostat?
Replies: 59
Views: 4923

WiFi Thermostat?

I am replacing my old thermostat and wondering if it is worth $100 more for a wifi as compared to just a programmable. Thanks.
by retire14
Wed Jul 19, 2017 10:25 am
Forum: Personal Consumer Issues
Topic: Is Amex Platinum worth the high fees?
Replies: 48
Views: 6354

Is Amex Platinum worth the high fees?

We are retirees and travel several times/year. Currently we have United mileage Plus card at $95/year. We recently got an invite in the mail from Amex and was intrigued by its marketing brochure. It looks good for the $550 fee. What do bogleheads here think? Is it worth it? Is there a comparable car...
by retire14
Sun Jul 16, 2017 11:46 am
Forum: Personal Consumer Issues
Topic: Recommendation for things to do in Seattle area
Replies: 18
Views: 1370

Re: Recommendation for things to do in Seattle area

Mt Rainier is great. Hit the highlight areas: Longmire, then Paradise and Sunrise. I would do Paradise either early in the AM (before 9) or late PM (3PM) to avoid the crowd and possible parking issues, especially on weekends. Also, we rented a car to go to and from Rainier, but did not need one in S...