Search found 214 matches

by retire14
Thu Nov 23, 2017 6:54 am
Forum: Personal Consumer Issues
Topic: Wifi speakers-SONOS vs Echo/Google Home
Replies: 6
Views: 547

Wifi speakers-SONOS vs Echo/Google Home

Would like to get wireless speakers for the house on black friday. I know SONOS is the king, but how does it compare to the new Echo, Google? If sound quality is the same , would a smart speaker be better? I already have a small echo so I really do not need another smart speaker. Any other brands I ...
by retire14
Wed Nov 15, 2017 9:10 am
Forum: Personal Finance (Not Investing)
Topic: Florida slip & fall advice? Helping my parents
Replies: 11
Views: 881

Re: Florida slip & fall advice? Helping my parents

I do not have any advice, but just wanted to tell you my heart broke when I read your post. Best of luck to your Mom. I really hope she can walk again after physical therapy.
by retire14
Wed Nov 15, 2017 9:08 am
Forum: Personal Finance (Not Investing)
Topic: Medicare and glucose test strips
Replies: 4
Views: 415

Medicare and glucose test strips

I have Medicare part D plus Humana prescription plan. My doctor would like me to monitor blood glucose, but my insurance does not cover. Anyone is similar situation? Is there a way to get it covered or cheap or you just have to pay out of pocket?
by retire14
Thu Nov 09, 2017 10:01 am
Forum: Personal Consumer Issues
Topic: What backup service to use?
Replies: 28
Views: 2069

What backup service to use?

I am currently backing up my Mac with an external HD, but would like to find another backup mechanism. What backup service do you use and why? Is iCloud a good backup?Thanks.
by retire14
Tue Nov 07, 2017 10:38 pm
Forum: Personal Consumer Issues
Topic: What do you do to keep your mind sharp?
Replies: 65
Views: 4790

What do you do to keep your mind sharp?

For seniors, what do you do on a daily basis to keep your mind sharp, improve memory and combat cognitive decline?
by retire14
Mon Nov 06, 2017 11:31 am
Forum: Personal Consumer Issues
Topic: Replace battery Bushnell golf watch GPS
Replies: 1
Views: 153

Replace battery Bushnell golf watch GPS

I have a Bushnell GPS watch Model Neo X (for golf distance) . It does not hold charge anymore and I think the rechargeable battery needs to be replaced. It is out of warranty and the cost to send and pay for Bushnell to repair is more than it is worth. I am willing to risk it and open it up to repla...
by retire14
Wed Oct 25, 2017 3:37 pm
Forum: Personal Consumer Issues
Topic: Air China out of Dulles-- your experience?
Replies: 5
Views: 456

Air China out of Dulles-- your experience?

Looking to fly to Asia from Dulles (IAD). Air China is several hundreds dollars cheaper than United/ANA and schedule is more convenient. I have never flown Air China but am worried about service and safety since it is so much cheaper. Your thought, please. Thank you.
by retire14
Wed Oct 25, 2017 1:55 pm
Forum: Personal Consumer Issues
Topic: Magic Jack Go vs Obihai obi200- which one as landline replacement?
Replies: 10
Views: 655

Re: Magic Jack Go vs Obihai obi200- which one as landline replacement?

I have been using Obihai for a number of years. No problems. I bought a unit for $50 years ago and it is still working. They did ask for a $10 for tech support a few years back. But over all, I am very pleased.
by retire14
Mon Oct 23, 2017 11:41 am
Forum: Personal Consumer Issues
Topic: Running shoes/insoles
Replies: 35
Views: 2139

Re: Running shoes/insoles

One more vote to the running store. I went to get fit for a pair of running shoes. They made a pair of customized insoles then I put them in several pairs of shoes they recommended to pick what I liked. Worked well. When it's time to buy a new pair of shoes, I just continue to buy the same model (di...
by retire14
Mon Oct 23, 2017 11:36 am
Forum: Personal Consumer Issues
Topic: what is your weekly workout routine?
Replies: 68
Views: 4331

what is your weekly workout routine?

I am currently on: one day weight training (45 minutes+ 15 minutes stretching), next day (40 minutes aerobic-stairmaster and treadmill+15 minutes stretching), then one day off, then repeat. Looking for something on my days off and add variety and intensity to my workout, but still gives my body time...
by retire14
Sat Oct 21, 2017 6:18 am
Forum: Personal Consumer Issues
Topic: What are you driving? And would you buy your current ride again?
Replies: 130
Views: 7266

Re: What are you driving? And would you buy your current ride again?

Acura MDX 2004 185K miles
BMW 325Xi 2006 105K miles

Love them both. MDX is very reliable. BMW very fun to drive, but expensive to maintain. Will buy MDX again, probably not for BMW.
by retire14
Mon Oct 16, 2017 12:31 pm
Forum: Personal Consumer Issues
Topic: Buying men's suits ebay/online
Replies: 6
Views: 615

Re: Buying men's suits ebay/online

Another consideration with anything "used" (eBay, consignment shops) is that you should be careful about whether the styling is very outdated, such a extremely wide lapels, and also the fit/fullness of the trousers (plus, "pleated or flat", which are partly a personal preference, but also come in a...
by retire14
Mon Oct 16, 2017 11:49 am
Forum: Personal Consumer Issues
Topic: Buying men's suits ebay/online
Replies: 6
Views: 615

Buying men's suits ebay/online

Looking for a nice suit (budget up to 1K). Someone recommended that I would be much better off buying (NEW with TAGS) suits made by Zegna, Canali, Brioni, ISAIA, Kiton on eBay, then take it to a local tailor if needed. I know nothing about these italian labels. Could someone advise, please. Is it a ...
by retire14
Fri Oct 13, 2017 12:34 pm
Forum: Personal Finance (Not Investing)
Topic: Rolling over 401K to Roth and Traditional IRA
Replies: 4
Views: 353

Rolling over 401K to Roth and Traditional IRA

Just read the IRS document on rolling over 401K to Roth. My current 401K percent from from Fidelity is below: Basic before tax 35.87% Prior Com match 25.53% Sup before tax 14.89% Basic after Tax 10.36% Add sup before tax 5.56% Com match 4.65% sup after tax 3.14% My understanding is that I can roll o...
by retire14
Fri Oct 06, 2017 12:20 pm
Forum: Personal Consumer Issues
Topic: Motiv Ring
Replies: 3
Views: 581

Motiv Ring

I read an article on WSJ yesterday about a product called Motiv Ring-a device you wear on your finger to continuously keep track of your activities, sleep pattern and heart rate--sort of a small and more sophisticated fitbit.
Any BH has this? What do you think? Is there a better equivalent?
by retire14
Sat Sep 30, 2017 1:42 pm
Forum: Personal Consumer Issues
Topic: International driver license
Replies: 4
Views: 737

International driver license

Whats the best way to get one and how long does it take? TIA
by retire14
Mon Sep 18, 2017 1:06 pm
Forum: Personal Consumer Issues
Topic: Do I need an umbrella insurance?
Replies: 8
Views: 875

Do I need an umbrella insurance?

We are retired. Our assets are about 2/3 in retirement accounts and 1/3 in taxable account. Do I need an umbrella to protect the 1/3 in taxable? I understand that no one can sue for assets in retirement accounts.
by retire14
Sun Sep 17, 2017 10:19 am
Forum: Personal Consumer Issues
Topic: Driver Sealant- Recommendations
Replies: 5
Views: 504

Driver Sealant- Recommendations

I have a relatively small driveway (30 ft x 20ft). A contractor wants $200 to seal. Thinking about DIY to save probably $100. Messy job I know, but I have the time :)

What sealants are you using and recommend? I have Lowes nearby. TIA
by retire14
Thu Sep 14, 2017 5:50 pm
Forum: Personal Consumer Issues
Topic: Internet phone-Help
Replies: 4
Views: 449

Internet phone-Help

My neighbor has a package with Comcast (TV/phone/Internet). He is now working from home and need 1 additional line and one fax. He asks me to help find a solution. I am thinking that something like a Ooma box can provide him with 2 lines: one for phone and the other somehow needs to be configure to ...
by retire14
Thu Sep 14, 2017 12:35 pm
Forum: Personal Finance (Not Investing)
Topic: Equifax is a mess
Replies: 21
Views: 3623

Equifax is a mess

I requested their TrustID offer and still did to get a e-mail with a link to enroll. It has been more than 24 hours.

I could not get the report freeze online. Keep saying try again later. I've been trying several times since yesterday.

Anyone else experiences the same fiasco?
by retire14
Thu Aug 31, 2017 9:24 am
Forum: Personal Consumer Issues
Topic: Help Customizing Streaming TV Options
Replies: 10
Views: 988

Re: Help Customizing Streaming TV Options

I have DirecTV Now and like it. The $35/month package has everything you want (except NFL). You also need to check if local channels are included in your area (mine does not, but I use one of those leaf antenna from Amazon to get local channels).
by retire14
Mon Aug 28, 2017 10:44 am
Forum: Personal Consumer Issues
Topic: Comcast got me over a barrel-Help
Replies: 23
Views: 2346

Re: Comcast got me over a barrel-Help

1. $50 for 5MBs upload and 3MBs download 2. $75 for 75MBS upload (Performance Tier) I'm confused because "1" has a higher upload speed than download speed. Usually download speeds with Comcast are HIGHER than upload speeds (In my area I was getting 150Mbps download and 10Mbps upload). Are you sure ...
by retire14
Mon Aug 28, 2017 10:22 am
Forum: Personal Consumer Issues
Topic: Comcast got me over a barrel-Help
Replies: 23
Views: 2346

Re: Comcast got me over a barrel-Help

Comcast considers you a new customer every 6 months. If you live with someone, just cancel your current service. You will need to talk to someone, just tell them you are moving out of the country. Then have the person you live with sign up for whatever deal is going on. We have been getting $19.99/...
by retire14
Mon Aug 28, 2017 9:30 am
Forum: Personal Consumer Issues
Topic: Comcast got me over a barrel-Help
Replies: 23
Views: 2346

Comcast got me over a barrel-Help

I have internet only with comcast (my TV is OTA plus DirectV Now streaming and phone is Obihai box). I have been paying $50/month. Now Comcast increased to $89/month because my 1-year "promotion" is over. I do not have another provider so I am forced to pay, but I can downgrade my service to: 1. $50...
by retire14
Tue Aug 22, 2017 6:43 pm
Forum: Personal Finance (Not Investing)
Topic: Paying for Medicare when not collecting Social Security
Replies: 17
Views: 1515

Re: Paying for Medicare when not collecting Social Security

I checked but there was no automatic way to pay via credit card. I sent in the payment form with my cc info via snail mail. Hope they can set up an online way to allow us to pay via cc.
by retire14
Sun Aug 20, 2017 5:09 pm
Forum: Personal Finance (Not Investing)
Topic: Questions about trust
Replies: 3
Views: 514

Questions about trust

I am about to see an estate lawyer and I have been reading a little about estate planning. I am inclining to set up a trust and then transfer it to my kids when both my wife and I pass. Before I go to a lawyer, i would like to ask the right questions-so here are some of my questions: We (my wife and...
by retire14
Sat Jul 29, 2017 9:24 am
Forum: Personal Consumer Issues
Topic: Auto Battery
Replies: 31
Views: 3042

Re: Auto Battery

Are you a costco member? I purchased a Interstate battery from them and they gave me a brand new one for free when my old one died in like 3 years.
by retire14
Wed Jul 26, 2017 9:54 am
Forum: Personal Consumer Issues
Topic: WiFi Thermostat?
Replies: 59
Views: 4249

Follow up on wifi thermostat

[Thread merged into here, see below (Page 2). --admin LadyGeek] I moved into a new house a year ago, the builder installed a z-wave control unit with thermostat. The unit can be remote controlled via alarm.com app. Recently I was informed by the people who installed the unit that if I want to conti...
by retire14
Tue Jul 25, 2017 1:57 pm
Forum: Personal Consumer Issues
Topic: WiFi Thermostat?
Replies: 59
Views: 4249

WiFi Thermostat?

I am replacing my old thermostat and wondering if it is worth $100 more for a wifi as compared to just a programmable. Thanks.
by retire14
Wed Jul 19, 2017 10:25 am
Forum: Personal Consumer Issues
Topic: Is Amex Platinum worth the high fees?
Replies: 48
Views: 5210

Is Amex Platinum worth the high fees?

We are retirees and travel several times/year. Currently we have United mileage Plus card at $95/year. We recently got an invite in the mail from Amex and was intrigued by its marketing brochure. It looks good for the $550 fee. What do bogleheads here think? Is it worth it? Is there a comparable car...
by retire14
Sun Jul 16, 2017 11:46 am
Forum: Personal Consumer Issues
Topic: Recommendation for things to do in Seattle area
Replies: 18
Views: 1217

Re: Recommendation for things to do in Seattle area

Mt Rainier is great. Hit the highlight areas: Longmire, then Paradise and Sunrise. I would do Paradise either early in the AM (before 9) or late PM (3PM) to avoid the crowd and possible parking issues, especially on weekends. Also, we rented a car to go to and from Rainier, but did not need one in S...
by retire14
Sat Jul 15, 2017 2:44 pm
Forum: Personal Consumer Issues
Topic: Teeth Whitening
Replies: 21
Views: 3107

Re: Teeth Whitening

Thank you all for responding. The near consensus seems to be Crest strips. I will be getting the Crest Professional and save a bundle :). Bogelheads came through again!
by retire14
Sat Jul 15, 2017 11:54 am
Forum: Personal Consumer Issues
Topic: Teeth Whitening
Replies: 21
Views: 3107

Teeth Whitening

After years of using well water with high iron content, my teeth are yellowish. I would like to get a whitening. My dentist has 4 options: 1. Zoom In-office 2hrs procedure: $575 2. Boost in-office 1hr procedure plus home whitening tray: $375 3. Custom home whitening trays: $250 4. Opalescence Treswh...
by retire14
Fri Jul 14, 2017 8:55 am
Forum: Personal Consumer Issues
Topic: Estate Planning-Question on Trust
Replies: 11
Views: 1028

Estate Planning-Question on Trust

Just started my estate planning and had a discussion with a local estate attorney. We are going to establish a trust, but want to be the trustee until we pass on. What are the pros and cons of being your own trustee? We are not concerned with asset protection against law suits. Main reason is to mak...
by retire14
Wed Jul 12, 2017 10:42 pm
Forum: Personal Consumer Issues
Topic: Best way to buy a iPAD
Replies: 13
Views: 1634

Best way to buy a iPAD

I decided to buy a new iPAD to replace my aging original iPAD. I did look at the older iPAD Air 2, but decided against it. It looks like most places are charging the full price $329. Costco has it at $319. Apple does not have it on its refurbished site (only Air 2 at $339) I am not in a hurry and ca...
by retire14
Mon Jun 12, 2017 9:10 am
Forum: Personal Consumer Issues
Topic: which IPAD?
Replies: 48
Views: 4278

which IPAD?

My 1st generation iPAD is now very slow for browsing so I am thinking about a new iPAD. Since I am in the Apple eco system, I am only looking at iPADs. I am using it mostly for reading and for surfing the net when I am not close to my PC. Which model do you recommend? Should I wait until the new iPA...
by retire14
Mon Jun 12, 2017 9:05 am
Forum: Personal Consumer Issues
Topic: Vue/Sling tv users--what do you miss?
Replies: 43
Views: 3307

Re: Vue/Sling tv users--what do you miss?

I used to have Sling and switched to DirecTV now since it has golf and tennis channels. Plus, it also has local channels (CBS/NBC/ABC/PBS) in some areas. DirecTV Now had some performance issues when I first got it, but it has been working flawlessly for me in the last 2 months. Another advantage is ...
by retire14
Thu Jun 08, 2017 7:30 am
Forum: Personal Consumer Issues
Topic: Medicare Bills
Replies: 2
Views: 408

Medicare Bills

I started Medicare on 5/1 and got my card in the mail. It has been more than a month and I have not received an invoice from Medicare. Should I worry and call them? Thanks.
by retire14
Thu Apr 13, 2017 1:03 pm
Forum: Personal Consumer Issues
Topic: Please recommend-A new TV with good sound system
Replies: 15
Views: 1315

Please recommend-A new TV with good sound system

I am going to splurge with my tax refund. Time to upgrade my 10-year old Tv and its surrounding sound. Thinking about a max of $3000. $1,500 goes to a new 65-70 inch TV (looks like I can get a Samsung for that price range). Looking for recommendation of a sound system that will go with it. My curren...
by retire14
Wed Feb 08, 2017 6:50 am
Forum: Personal Finance (Not Investing)
Topic: Transition from private insurance to Medicare
Replies: 21
Views: 1613

Re: Transition from private insurance to Medicare

My wife and I will turn 65 in the next few months. I asked the same question here and got very good advice. We applied for Part A and B 3 months before and purchased Medigap (me-Plan F high deductible; wife - Plan G) and Plan D We are currently undecided on dental and vision--probably will go self p...
by retire14
Sat Feb 04, 2017 10:20 am
Forum: Personal Consumer Issues
Topic: Cord cut strategy for young family
Replies: 67
Views: 7676

Re: Cord cut strategy for young family

Check DirectV NOW (streaming service)to see if they have local channels in your area. Looks like they have everything you need (golf channel and sports ESPN, FOX). Slighlty more expensive than Sling, but has a few more channels you may want.
by retire14
Tue Jan 31, 2017 9:43 am
Forum: Personal Consumer Issues
Topic: Medigap Insurance questions
Replies: 11
Views: 1575

Re: Medigap Insurance questions

Thank you all for your advice. They are very helpful.
by retire14
Mon Jan 30, 2017 8:35 am
Forum: Personal Consumer Issues
Topic: Medigap Insurance questions
Replies: 11
Views: 1575

Medigap Insurance questions

I need to sign up for medigap insurance. I am debating between: 1. Medicare Advantage (PPO) $500 deductible, Max. OOP $6700, $15/$45 copay--Premium $81 2. Plan F high deductible: $2200 deductible--Premium $45 3. Plan F ($130) or G ($112) We are in Virginia, healthy and have not been hospitalized in ...
by retire14
Thu Jan 26, 2017 6:50 pm
Forum: Personal Consumer Issues
Topic: VoIP 'Oma' vs 'Vonage' phone
Replies: 39
Views: 3580

Re: VoIP 'Oma' vs 'Vonage' phone

just frank wrote:I"ve been using the Obi for a couple years without any problems, with Google Voice.

https://www.walmart.com/ip/29861174

It's free.

I think 911 service costs me $5/yr??

Me too. I have used it for 5 or 6 years. Works great!
by retire14
Thu Jan 26, 2017 4:53 pm
Forum: Personal Consumer Issues
Topic: Storing pictures on long trips
Replies: 24
Views: 1690

Re: Storing pictures on long trips

Thank you for all your replies. They are tremendously helpful. Based on your recommendations, we bought several 64GB memory cards. In addition, we learned that my camera can connect to my iPhone via wifi, so I can download my pictures to the iPhone, then I can upload my iPhone pictures to Amazon Pri...
by retire14
Wed Jan 25, 2017 11:30 am
Forum: Personal Consumer Issues
Topic: Storing pictures on long trips
Replies: 24
Views: 1690

Storing pictures on long trips

We are about to go to Asia for 2 months. We are not bringing laptops, just iPads. How do folks normally transfer pictures from camera memory cards? I can buy more memory cards to store them, but obviously that is not the cheapest. I guess I can find a place to burn them into CDs or find a hotel comp...
by retire14
Sun Jan 15, 2017 10:13 am
Forum: Personal Consumer Issues
Topic: Where do you buy coffee beans?
Replies: 96
Views: 7084

Re: Where do you buy coffee beans?

What specific brand, bean and roast do those of you with a superautomatic use? I love dark, robust coffee, and have been very happy with the Mayorga Cafe Cubano from Costco for the last several years. However, I understand you cannot use oily beans in a superautomatic, so I'm seeking a suitable rep...
by retire14
Sun Jan 15, 2017 10:11 am
Forum: Personal Consumer Issues
Topic: Where do you buy coffee beans?
Replies: 96
Views: 7084

Re: Where do you buy coffee beans?

Do you have a World Market nearby? You can get a 2-lb bag for $10. But they usually have 30% sale, and I buy several bags until the next sale. They have various blends (Franch/Italian/Colubian/Espresso, etc..)
by retire14
Sun Jan 15, 2017 10:02 am
Forum: Personal Finance (Not Investing)
Topic: Medigap Plans in Virginia
Replies: 4
Views: 324

Re: Medigap Plans in Virginia

I am sorry. My mistake.