Search found 1894 matches

by rec7
Tue Nov 22, 2016 4:22 pm
Forum: Investing - Help with Personal Investments
Topic: Why would anyone do tax loss harvesting??
Replies: 25
Views: 1526

Re: Why would anyone do tax loss harvesting??

Are the s&p 500 and the total market different enough for tax loss harvesting?
by rec7
Tue Nov 22, 2016 3:58 pm
Forum: Investing - Help with Personal Investments
Topic: In a taxable account do you reinvest dividends and capital gains?
Replies: 24
Views: 1476

Re: In a taxable account do you reinvest dividends and capital gains?

Thanks everybody. I think I will not reinvest them I like a big cash cushion 5 years. Investing with taxes and the ACA can get tricky at times.
by rec7
Sun Nov 20, 2016 7:22 pm
Forum: Personal Consumer Issues
Topic: linux versus Mac for the average PC user
Replies: 58
Views: 2644

Re: linux versus Mac for the average PC user

I used linux for six months it was ok but I prefer windows 10 pro. For some reason I found windows 10 ran smoother. I don't think it is up to the level of windows but it is free. Just my 2 cents. Notice how the windows 10 upgrade was free I think that was because linux is gaining so much steam. So I...
by rec7
Sun Nov 20, 2016 7:14 pm
Forum: Investing - Theory, News & General
Topic: How a friend legally front-ran the market and made millions
Replies: 29
Views: 4897

Re: How a friend legally front-ran the market and made millions

Sounds like the start of an American Greed episode.
by rec7
Sat Nov 19, 2016 11:33 am
Forum: Personal Consumer Issues
Topic: Corvette to Hybrid
Replies: 55
Views: 4762

Re: Corvette to Hybrid

How about a base Rav4 for 23k?
by rec7
Fri Nov 18, 2016 1:29 pm
Forum: Personal Consumer Issues
Topic: Corvette to Hybrid
Replies: 55
Views: 4762

Re: Corvette to Hybrid

guitarguy wrote:
Brokepilot wrote:Currently car: 2012 Base Corvette LT2 6-Speed Manual.

Wife's Car: 2003 Eclipse 130k, new paint, however has large oil leak from cam seal, randomly shuts off...Wife has never had a new car and has been begging for a new car for the last 6 years.


This literally made me LOL.


That's to funny LOL
by rec7
Wed Nov 16, 2016 11:18 am
Forum: Personal Consumer Issues
Topic: ringplus mobile premium plans - what is your experience?
Replies: 18
Views: 1167

Re: ringplus mobile premium plans

Ringplus is excellent. I've been with them over a year with no issues. They are always bringing out new plans. I'd consider one of their "mad" plans as they route directly over sprint with no ads. I pay $0 a month - crazy! Some people complain of the latency (slight delay) with the regula...
by rec7
Tue Nov 15, 2016 7:29 pm
Forum: Personal Consumer Issues
Topic: ringplus mobile premium plans - what is your experience?
Replies: 18
Views: 1167

Re: ringplus mobile premium plans

Ringplus is excellent. I've been with them over a year with no issues. They are always bringing out new plans. I'd consider one of their "mad" plans as they route directly over sprint with no ads. I pay $0 a month - crazy! Some people complain of the latency (slight delay) with the regula...
by rec7
Wed Nov 09, 2016 4:17 pm
Forum: Investing - Help with Personal Investments
Topic: The market was off 800 points after hours! Why?
Replies: 8
Views: 2237

Re: The market was off 800 points after hours! Why?

Could we have bought when it was down 800 points?
by rec7
Tue Nov 08, 2016 9:25 am
Forum: Personal Consumer Issues
Topic: Secure alternative to Gmail
Replies: 48
Views: 6235

Re: Secure alternative to Gmail

Stonebr wrote:I wonder if maybe an old typewriter, paper and the US Mail might be more secure than anything online.


I would say very true but in the last few years I have had several things lost in the mail. Before the year 2010 did not have even one lost.
by rec7
Thu Nov 03, 2016 9:28 am
Forum: Personal Finance (Not Investing)
Topic: Why do people use banks?
Replies: 66
Views: 5488

Re: Why do people use banks?

I hear you OP. I have stopped using banks almost 100% I have one online bank but no traditional banks. I love credit unions. I am a member of to many I think. LOL
by rec7
Mon Oct 31, 2016 10:12 am
Forum: Personal Consumer Issues
Topic: How Long should Updates for Windows 10 take to load??
Replies: 22
Views: 1466

Re: How Long should Updates for Windows 10 take to load??

I get them every once in awhile. I am guessing they take 15 minutes. Other than that it runs great.
by rec7
Sun Oct 30, 2016 5:58 pm
Forum: Personal Finance (Not Investing)
Topic: Too Many CC's? [Credit Cards]
Replies: 35
Views: 3703

Re: Too Many CC's?

I like to keep my life simple I have two cards and thought about going to one. My score is around 800 I don't think one card is a very good idea considering the inconvenience that occurs if there is a fraud lock on the card or if it is lost or stolen. One thing I do is use a card I never carry or c...
by rec7
Sun Oct 30, 2016 10:24 am
Forum: Personal Finance (Not Investing)
Topic: Too Many CC's? [Credit Cards]
Replies: 35
Views: 3703

Re: Too Many CC's?

I like to keep my life simple I have two cards and thought about going to one. My score is around 800
by rec7
Thu Oct 27, 2016 8:50 am
Forum: Personal Finance (Not Investing)
Topic: Paid off my auto loan-- Credit score drops -- What to do next?
Replies: 14
Views: 915

Re: Paid off my auto loan-- Credit score drops -- What to do next?

I think above 740 is all fluff. Mine is 805 I closed a credit card last week and it dropped 2 points. I think this credit score stuff is so overrated. I have read many times not to close a credit card account but as you can see it was not a big deal.
by rec7
Wed Oct 26, 2016 2:07 pm
Forum: Personal Consumer Issues
Topic: Chocolate Recommendations
Replies: 64
Views: 3569

Re: Chocolate Recommendations

Trader Joe's organic chocolate bars $1.99 I think. My favorite.
by rec7
Mon Oct 24, 2016 8:45 pm
Forum: Investing - Theory, News & General
Topic: I want to buy some shares of Deutsche Bank would it be any extra tax work on me vs a US stock?
Replies: 4
Views: 613

I want to buy some shares of Deutsche Bank would it be any extra tax work on me vs a US stock?

I want to buy some shares of Deutsche Bank would it be any extra tax work on me vs a US stock?
by rec7
Wed Oct 19, 2016 3:12 pm
Forum: Personal Finance (Not Investing)
Topic: FICO Credit Score went down 36 points because I paid off home and car??
Replies: 15
Views: 2719

Re: FICO Credit Score went down 36 points because I paid off home and car??

I recently paid off my house and car in past three months and my financial situation has otherwise remained the same (I have now have no debt whatsoever and over $1m in gross or net worth). One of my credit cards provides a monthly FICO score free of charge and it went from 841 in July to 805 in Se...
by rec7
Mon Oct 10, 2016 12:45 pm
Forum: Personal Consumer Issues
Topic: Tattoo Costs and Removal
Replies: 39
Views: 3466

Re: Tattoo Costs and Removal

I am so thankful my father hated Tattoo's looking back.
by rec7
Wed Oct 05, 2016 8:42 pm
Forum: Investing - Help with Personal Investments
Topic: Interest Checking Account - Credit Union
Replies: 20
Views: 1662

Re: Interest Checking Account

That's a lot of hoops to go thru to get 4.59%. That isn't easy for me. I have had similar high interest checking accounts, and it really isn't easy. Miss one thing, one day, and you don't get anything. Earn 3.09% APY* on balances up to $10,000 Complete at least 12 Debit/Check Card point-of-sale pur...
by rec7
Tue Oct 04, 2016 8:19 pm
Forum: Personal Finance (Not Investing)
Topic: Almost perfect credit score (FICO from Amex)
Replies: 44
Views: 5550

Re: Almost perfect credit score (FICO from Amex)

Runner01 wrote:My score is 798 and the only credit account I have had in the last 5-6 years is a mortgage.


That is amazing with no credit cards. I don't like credit cards so I would like to try this.
by rec7
Wed Sep 28, 2016 10:55 am
Forum: Personal Finance (Not Investing)
Topic: How closely do you check your credit card statements?
Replies: 58
Views: 3022

Re: How closely do you check your credit card statements?

I check mine once a month. Have not found a mistake yet. Yet they did call me when a scammer used my card number overseas.
by rec7
Mon Sep 26, 2016 3:55 pm
Forum: Personal Consumer Issues
Topic: I might have made a mistake on ebay?
Replies: 26
Views: 3581

Re: I might have made a mistake on ebay?

A refund was made to the buyer yesterday. It was not made by me. It looks like I just lost my product. Lesson learned.
by rec7
Mon Sep 26, 2016 3:26 pm
Forum: Personal Consumer Issues
Topic: I might have made a mistake on ebay?
Replies: 26
Views: 3581

Re: I might have made a mistake on ebay?

Ok he send me this email today but I do not understand it. Here is the email. Your money is sitting on my Paypal account waiting for you to claim it. I thought this was all automatic. Did you ever hear of something like this? Can someone help me with this? It would be automatic if you have successf...
by rec7
Mon Sep 26, 2016 3:22 pm
Forum: Personal Consumer Issues
Topic: I might have made a mistake on ebay?
Replies: 26
Views: 3581

Re: I might have made a mistake on ebay?

Ok he send me this email today but I do not understand it. Your money is sitting on my Paypal account waiting for you to claim it. I thought this was all automatic. Did you ever hear of something like this? Can someone help me with this? This is a scam/fake email. Unless you can see the money direc...
by rec7
Mon Sep 26, 2016 3:12 pm
Forum: Personal Consumer Issues
Topic: I might have made a mistake on ebay?
Replies: 26
Views: 3581

Re: I might have made a mistake on ebay?

Ok he send me this email today but I do not understand it. Here is the email.
Your money is sitting on my Paypal account waiting for you to claim
it.

I thought this was all automatic. Did you ever hear of something like this? Can someone help me with this?
by rec7
Sat Sep 24, 2016 7:44 pm
Forum: Personal Finance (Not Investing)
Topic: Does anybody here have a good credit score with no credit cards?
Replies: 16
Views: 1774

Does anybody here have a good credit score with no credit cards?

Does anybody here have a good credit score with no credit cards?
by rec7
Wed Sep 21, 2016 7:19 pm
Forum: Personal Consumer Issues
Topic: I might have made a mistake on ebay?
Replies: 26
Views: 3581

Re: I might have made a mistake on ebay?

Shackleton wrote:
rec7 wrote:sellers reviews are 100% which is good.


Aren't you the seller?


Sorry typing to fast. LOL His is the buyer at 100% The email came from ebay@ebay.com
I guess time will tell.
by rec7
Wed Sep 21, 2016 12:21 pm
Forum: Personal Consumer Issues
Topic: I might have made a mistake on ebay?
Replies: 26
Views: 3581

Re: I might have made a mistake on ebay?

sellers reviews are 100% which is good.
by rec7
Wed Sep 21, 2016 10:42 am
Forum: Personal Consumer Issues
Topic: I might have made a mistake on ebay?
Replies: 26
Views: 3581

Re: I might have made a mistake on ebay?

It has said payment is be processed for the past few days??? Then higher on the page it says I am awaiting payment for 1 item.
by rec7
Mon Sep 19, 2016 10:08 pm
Forum: Personal Consumer Issues
Topic: I might have made a mistake on ebay?
Replies: 26
Views: 3581

Re: I might have made a mistake on ebay?

jjface wrote:I assume you were to be paid by paypal. Did you see the money in your paypal account or not? Sometimes there is a hold too.

I looked but did not see it.
by rec7
Mon Sep 19, 2016 8:43 pm
Forum: Personal Consumer Issues
Topic: I might have made a mistake on ebay?
Replies: 26
Views: 3581

I might have made a mistake on ebay?

I got an email that I sold an item and was paid. So I shipped the item. Then I logged on to ebay and it said I had not been paid for the item yet.
by rec7
Sun Aug 28, 2016 10:48 am
Forum: Investing - Theory, News & General
Topic: Retirees Saying No To The Market
Replies: 57
Views: 7685

Re: Retirees Saying No To The Market

I knew a lot of them in the early 80's doing it. I am guessing there are fewer today but they are still there.
by rec7
Wed Aug 17, 2016 11:48 am
Forum: Personal Finance (Not Investing)
Topic: [Credit Score] Should I be opening up more credit card accounts?
Replies: 8
Views: 641

Re: [Credit Score] Should I be opening up more credit card accounts?

Just remember you don't need a lot of card to have a good score. I got close to 800 with one card.
by rec7
Mon Aug 15, 2016 3:19 pm
Forum: Personal Consumer Issues
Topic: What non-fiction tv shows or movies you like to stream on netflix, hulu ,and amazon?
Replies: 22
Views: 2240

What non-fiction tv shows or movies you like to stream on netflix, hulu ,and amazon?

What non-fiction tv shows or movies you like to stream on netflix, hulu ,and amazon?
by rec7
Sun Aug 14, 2016 7:30 pm
Forum: Personal Consumer Issues
Topic: Are you on Facebook?
Replies: 144
Views: 9173

Re: Are you on Facebook?

Facebook is a tremendous waste of time. I have an account that I need to delete, I no longer use it. I was using it quite regularly several years ago but decided it was nothing but useless information, daily gossip, and all of this from people I haven't seen in years. It would make me feel dirty ju...
by rec7
Sun Aug 14, 2016 3:58 pm
Forum: Personal Consumer Issues
Topic: Are you on Facebook?
Replies: 144
Views: 9173

Re: Are you on Facebook?

If you are the kind of person that likes to disappear I don't think facebook is for you. I am that kind of person I don't like to have all my life out there for others to see.
by rec7
Sun Aug 14, 2016 11:52 am
Forum: Personal Consumer Issues
Topic: Do you wash your car yourself, or have it done?
Replies: 96
Views: 6374

Re: Do you wash your car yourself, or have it done?

I wash it once every year after winter ends God washes it the rest of the year.
by rec7
Fri Aug 12, 2016 12:46 pm
Forum: Personal Finance (Not Investing)
Topic: How many credit cards are too many?
Replies: 57
Views: 4042

Re: How many credit cards are too many?

DSInvestor wrote:I have 3 credit cards and my credit score is over 800. I wouldn't want any more cards.


I have got near 800 with 1 card.
by rec7
Sun Aug 07, 2016 9:58 pm
Forum: Personal Finance (Not Investing)
Topic: How to prevent backup credit card being cancelled?
Replies: 14
Views: 1365

Re: How to prevent backup credit card being cancelled?

Hi! I basically always primarily use my fidelity 2% cash back credit card. But I want to keep a backup credit card in case I need it for various reasons. But my backup credit cards keep getting non-renewed for lack of usage after a few years of complete inactivity. What is the best way for me to ke...
by rec7
Mon Jul 25, 2016 4:14 pm
Forum: Personal Consumer Issues
Topic: My experience with "older" used car
Replies: 59
Views: 5326

Re: My experience with "older" used car

It has been almost a year since we purchased a late 90's Toyota Camry (under 75,000 miles), very well maintained, from long time friends. They gave us a good price as well. The car meets our current needs and has been generally reliable. I suspect that the "problems" we have had are typic...
by rec7
Sun Jul 24, 2016 2:11 pm
Forum: Investing - Theory, News & General
Topic: King Solomon was the original Boglehead - historically speaking
Replies: 28
Views: 2079

Re: King Solomon was the original Boglehead - historically speaking

Financial advice he wrote as early as 930 B.C.: "Ship your grain across the sea; after many days you may receive a return." (International Allocation, Stay the Course) "Invest in seven ventures, yes, in eight; you do not know what disaster may come upon the land." (Index funds, ...
by rec7
Sat Jul 23, 2016 4:59 pm
Forum: Personal Consumer Issues
Topic: Need advice about setting up netflix or hulu brand new to all this
Replies: 18
Views: 1417

Re: Need advice about setting up netflix or hulu brand new to all this

Do you have a device (laptop, tablet or smartphone) that you can take to the location of the TV? I would recommend that you do a speed test there or just stream video directly. Since your wifi connection is at a distance from the TV, you could have trouble with getting a consistent signal or you mi...

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