Search found 1871 matches

by rec7
Wed Sep 28, 2016 10:55 am
Forum: Personal Finance (Not Investing)
Topic: How closely do you check your credit card statements?
Replies: 10
Views: 319

Re: How closely do you check your credit card statements?

I check mine once a month. Have not found a mistake yet. Yet they did call me when a scammer used my card number overseas.
by rec7
Mon Sep 26, 2016 3:55 pm
Forum: Personal Consumer Issues
Topic: I might have made a mistake on ebay?
Replies: 26
Views: 3342

Re: I might have made a mistake on ebay?

A refund was made to the buyer yesterday. It was not made by me. It looks like I just lost my product. Lesson learned.
by rec7
Mon Sep 26, 2016 3:26 pm
Forum: Personal Consumer Issues
Topic: I might have made a mistake on ebay?
Replies: 26
Views: 3342

Re: I might have made a mistake on ebay?

Ok he send me this email today but I do not understand it. Here is the email. Your money is sitting on my Paypal account waiting for you to claim it. I thought this was all automatic. Did you ever hear of something like this? Can someone help me with this? It would be automatic if you have successf...
by rec7
Mon Sep 26, 2016 3:22 pm
Forum: Personal Consumer Issues
Topic: I might have made a mistake on ebay?
Replies: 26
Views: 3342

Re: I might have made a mistake on ebay?

Ok he send me this email today but I do not understand it. Your money is sitting on my Paypal account waiting for you to claim it. I thought this was all automatic. Did you ever hear of something like this? Can someone help me with this? This is a scam/fake email. Unless you can see the money direc...
by rec7
Mon Sep 26, 2016 3:12 pm
Forum: Personal Consumer Issues
Topic: I might have made a mistake on ebay?
Replies: 26
Views: 3342

Re: I might have made a mistake on ebay?

Ok he send me this email today but I do not understand it. Here is the email.
Your money is sitting on my Paypal account waiting for you to claim
it.

I thought this was all automatic. Did you ever hear of something like this? Can someone help me with this?
by rec7
Sat Sep 24, 2016 7:44 pm
Forum: Personal Finance (Not Investing)
Topic: Does anybody here have a good credit score with no credit cards?
Replies: 16
Views: 1460

Does anybody here have a good credit score with no credit cards?

Does anybody here have a good credit score with no credit cards?
by rec7
Wed Sep 21, 2016 7:19 pm
Forum: Personal Consumer Issues
Topic: I might have made a mistake on ebay?
Replies: 26
Views: 3342

Re: I might have made a mistake on ebay?

Shackleton wrote:
rec7 wrote:sellers reviews are 100% which is good.


Aren't you the seller?


Sorry typing to fast. LOL His is the buyer at 100% The email came from ebay@ebay.com
I guess time will tell.
by rec7
Wed Sep 21, 2016 12:21 pm
Forum: Personal Consumer Issues
Topic: I might have made a mistake on ebay?
Replies: 26
Views: 3342

Re: I might have made a mistake on ebay?

sellers reviews are 100% which is good.
by rec7
Wed Sep 21, 2016 10:42 am
Forum: Personal Consumer Issues
Topic: I might have made a mistake on ebay?
Replies: 26
Views: 3342

Re: I might have made a mistake on ebay?

It has said payment is be processed for the past few days??? Then higher on the page it says I am awaiting payment for 1 item.
by rec7
Mon Sep 19, 2016 10:08 pm
Forum: Personal Consumer Issues
Topic: I might have made a mistake on ebay?
Replies: 26
Views: 3342

Re: I might have made a mistake on ebay?

jjface wrote:I assume you were to be paid by paypal. Did you see the money in your paypal account or not? Sometimes there is a hold too.

I looked but did not see it.
by rec7
Mon Sep 19, 2016 8:43 pm
Forum: Personal Consumer Issues
Topic: I might have made a mistake on ebay?
Replies: 26
Views: 3342

I might have made a mistake on ebay?

I got an email that I sold an item and was paid. So I shipped the item. Then I logged on to ebay and it said I had not been paid for the item yet.
by rec7
Sun Aug 28, 2016 10:48 am
Forum: Investing - Theory, News & General
Topic: Retirees Saying No To The Market
Replies: 57
Views: 7349

Re: Retirees Saying No To The Market

I knew a lot of them in the early 80's doing it. I am guessing there are fewer today but they are still there.
by rec7
Wed Aug 17, 2016 11:48 am
Forum: Personal Finance (Not Investing)
Topic: [Credit Score] Should I be opening up more credit card accounts?
Replies: 8
Views: 550

Re: [Credit Score] Should I be opening up more credit card accounts?

Just remember you don't need a lot of card to have a good score. I got close to 800 with one card.
by rec7
Mon Aug 15, 2016 3:19 pm
Forum: Personal Consumer Issues
Topic: What non-fiction tv shows or movies you like to stream on netflix, hulu ,and amazon?
Replies: 22
Views: 2027

What non-fiction tv shows or movies you like to stream on netflix, hulu ,and amazon?

What non-fiction tv shows or movies you like to stream on netflix, hulu ,and amazon?
by rec7
Sun Aug 14, 2016 7:30 pm
Forum: Personal Consumer Issues
Topic: Are you on Facebook?
Replies: 144
Views: 8359

Re: Are you on Facebook?

Facebook is a tremendous waste of time. I have an account that I need to delete, I no longer use it. I was using it quite regularly several years ago but decided it was nothing but useless information, daily gossip, and all of this from people I haven't seen in years. It would make me feel dirty ju...
by rec7
Sun Aug 14, 2016 3:58 pm
Forum: Personal Consumer Issues
Topic: Are you on Facebook?
Replies: 144
Views: 8359

Re: Are you on Facebook?

If you are the kind of person that likes to disappear I don't think facebook is for you. I am that kind of person I don't like to have all my life out there for others to see.
by rec7
Sun Aug 14, 2016 11:52 am
Forum: Personal Consumer Issues
Topic: Do you wash your car yourself, or have it done?
Replies: 96
Views: 5847

Re: Do you wash your car yourself, or have it done?

I wash it once every year after winter ends God washes it the rest of the year.
by rec7
Fri Aug 12, 2016 12:46 pm
Forum: Personal Finance (Not Investing)
Topic: How many credit cards are too many?
Replies: 57
Views: 3772

Re: How many credit cards are too many?

DSInvestor wrote:I have 3 credit cards and my credit score is over 800. I wouldn't want any more cards.


I have got near 800 with 1 card.
by rec7
Sun Aug 07, 2016 9:58 pm
Forum: Personal Finance (Not Investing)
Topic: How to prevent backup credit card being cancelled?
Replies: 14
Views: 1314

Re: How to prevent backup credit card being cancelled?

Hi! I basically always primarily use my fidelity 2% cash back credit card. But I want to keep a backup credit card in case I need it for various reasons. But my backup credit cards keep getting non-renewed for lack of usage after a few years of complete inactivity. What is the best way for me to ke...
by rec7
Mon Jul 25, 2016 4:14 pm
Forum: Personal Consumer Issues
Topic: My experience with "older" used car
Replies: 59
Views: 5107

Re: My experience with "older" used car

It has been almost a year since we purchased a late 90's Toyota Camry (under 75,000 miles), very well maintained, from long time friends. They gave us a good price as well. The car meets our current needs and has been generally reliable. I suspect that the "problems" we have had are typic...
by rec7
Sun Jul 24, 2016 2:11 pm
Forum: Investing - Theory, News & General
Topic: King Solomon was the original Boglehead - historically speaking
Replies: 28
Views: 1967

Re: King Solomon was the original Boglehead - historically speaking

Financial advice he wrote as early as 930 B.C.: "Ship your grain across the sea; after many days you may receive a return." (International Allocation, Stay the Course) "Invest in seven ventures, yes, in eight; you do not know what disaster may come upon the land." (Index funds, ...
by rec7
Sat Jul 23, 2016 4:59 pm
Forum: Personal Consumer Issues
Topic: Need advice about setting up netflix or hulu brand new to all this
Replies: 18
Views: 1315

Re: Need advice about setting up netflix or hulu brand new to all this

Do you have a device (laptop, tablet or smartphone) that you can take to the location of the TV? I would recommend that you do a speed test there or just stream video directly. Since your wifi connection is at a distance from the TV, you could have trouble with getting a consistent signal or you mi...
by rec7
Sat Jul 23, 2016 4:17 pm
Forum: Investing - Theory, News & General
Topic: Confusion about Synchrony Bank Early Withdrawal Penalty
Replies: 21
Views: 2369

Re: Confusion about Synchrony Bank Early Withdrawal Penalty

Does anybody know what credit bureau Synchrony pulls?
by rec7
Sat Jul 23, 2016 2:19 pm
Forum: Personal Consumer Issues
Topic: Should one upgrade to Windows 10? Free thru July 29?
Replies: 35
Views: 2711

Re: Should one upgrade to Windows 10? Free thru July 29?

I'm staying with Win7, it does fine what I need and little that I don't. As for the "free or or pay later" rationale advocated here, I figure when I buy a new system sometime in the future it will come pre-loaded with 10 and for the systems I have now I'll jump to Linux in 2020 when updat...
by rec7
Sat Jul 23, 2016 1:09 pm
Forum: Personal Consumer Issues
Topic: Need advice about setting up netflix or hulu brand new to all this
Replies: 18
Views: 1315

Re: Need advice about setting up netflix or hulu brand new to all this

Good news the tv has a HDMI and can get 1080 resolution. Can you set a lower resolution for faster downloading? Is the roku the best streaming device to get?
by rec7
Fri Jul 22, 2016 10:30 pm
Forum: Personal Consumer Issues
Topic: Need advice about setting up netflix or hulu brand new to all this
Replies: 18
Views: 1315

Re: Need advice about setting up netflix or hulu brand new to all this

Thanks everybody I am thinking of a roku. I think you can get sling on roku to. I should be ok because of my older tv I don't need HD.
by rec7
Fri Jul 22, 2016 8:56 pm
Forum: Personal Consumer Issues
Topic: Should one upgrade to Windows 10? Free thru July 29?
Replies: 35
Views: 2711

Re: Should one upgrade to Windows 10? Free thru July 29?

It is not a bad I even put it on my 9 year old computer. It runs great the only thing is I have to press the power button twice to shut it off. It was an old vista machine. I am not sure it was 100% upgradeable but it seems to work good.
by rec7
Fri Jul 22, 2016 7:50 pm
Forum: Personal Consumer Issues
Topic: Need advice about setting up netflix or hulu brand new to all this
Replies: 18
Views: 1315

Need advice about setting up netflix or hulu brand new to all this

Here is what I have I have wi-fi at one end of the house and one tv at the other end of the house. The tv is an lcd from 2009. Can I make this work with the two apart like this? What is best to go with chromecast or ruku?
by rec7
Thu Jul 21, 2016 3:48 pm
Forum: Personal Consumer Issues
Topic: World VCR production is ending next month. What to do with my old VHS tapes?
Replies: 57
Views: 4618

Re: World VCR production is ending next month. What to do with my old VHS tapes?

I am still using my VCR a couple times per week. Anybody else?
by rec7
Mon Jul 18, 2016 2:22 pm
Forum: Personal Consumer Issues
Topic: When to Buy New Tires
Replies: 10
Views: 949

Re: When to Buy New Tires

I have 9 year old tires on my car they are still running good. They have good thread on them still. I drive about twice as much as you.
by rec7
Sun Jul 17, 2016 11:37 am
Forum: Personal Consumer Issues
Topic: When traveling what do you use to bank online safely
Replies: 44
Views: 2574

Re: When traveling what do you use to bank online safely

Looking at this chromebook does it have a SIM? http://www.walmart.com/ip/45622188?wmlspartner=wlpa&selectedSellerId=0&adid=22222222227033614886&wmlspartner=wmtlabs&wl0=&wl1=g&wl2=c&wl3=70399787192&wl4=pla-138226385312&wl5=9023261&wl6=&wl7=&wl8=&wl9...
by rec7
Sat Jul 16, 2016 2:06 pm
Forum: Personal Consumer Issues
Topic: When traveling what do you use to bank online safely
Replies: 44
Views: 2574

Re: When traveling what do you use to bank online safely

Great answers. I am brand new to devices other than a desktop. I just got a cell phone a month ago. I was scared to use wi fi away from home.
So I could get a chromebook and Tunnel Bear to use at a coffee shop or motel. Doing internet banking safely that way.
by rec7
Sat Jul 16, 2016 12:16 pm
Forum: Personal Consumer Issues
Topic: When traveling what do you use to bank online safely
Replies: 44
Views: 2574

When traveling what do you use to bank online safely

I have a 5 inch cell phone but find that to small. Any ideas for something bigger that does not cost a lot but would still be safe for online banking.
by rec7
Wed Jul 13, 2016 7:34 pm
Forum: Personal Finance (Not Investing)
Topic: Any wealthy bogleheads NOT use credit cards??
Replies: 88
Views: 4825

Re: Any wealthy bogleheads NOT use credit cards??

I have credit cards but don't like them. I know deep down that credit cards companies are no fools. I pay my bills each on time as they come in. In my early twenties I goofed one time and it cost me $40. Do you know how long it took me to get that $40 back? I am guessing it was almost twenty years....
by rec7
Wed Jul 13, 2016 7:17 pm
Forum: Personal Finance (Not Investing)
Topic: Any wealthy bogleheads NOT use credit cards??
Replies: 88
Views: 4825

Re: Any wealthy bogleheads NOT use credit cards??

I have credit cards but don't like them. I know deep down that credit cards companies are no fools. I pay my bills each on time as they come in. In my early twenties I goofed one time and it cost me $40. Do you know how long it took me to get that $40 back? I am guessing it was almost twenty years. ...
by rec7
Tue Jul 12, 2016 1:34 pm
Forum: Personal Consumer Issues
Topic: Cell phone data plans
Replies: 62
Views: 5918

Re: Cell phone data plans

Avarage user uses 2GB to 3GB I just bought 1GB but I see how easy it would be to go over that. I don't even listen to audio or watch video's.
by rec7
Sat Jul 09, 2016 7:29 pm
Forum: Personal Finance (Not Investing)
Topic: Getting rid of Credit cards
Replies: 34
Views: 3276

Re: Getting rid of Credit cards

Since you like Wells keep it and the oldest card. Keep only cards that have no annual fee. Your score should be fine unless you are getting a loan soon. Your cards are so old your credit score must be great anyway. I have three and am about to close one. A while back I had a credit score of 800 with...
by rec7
Thu Jul 07, 2016 10:46 am
Forum: Personal Consumer Issues
Topic: Sentra or Corolla?
Replies: 40
Views: 3120

Re: Sentra or Corolla?

>> Corolla << my 2003 just went over 405,000 miles, only some minor repairs you would expect with 400,000 plus miles....( you can check my earlier post= "The Corolla investment" for repairs) ...I've never had "any" of the dealer recommended "scheduled maintenance " don...
by rec7
Wed Jul 06, 2016 9:25 pm
Forum: Investing - Help with Personal Investments
Topic: Fund tax question
Replies: 4
Views: 365

Re: Fund tax question

Thanks DSInvestor
by rec7
Tue Jul 05, 2016 11:16 pm
Forum: Investing - Help with Personal Investments
Topic: Fund tax question
Replies: 4
Views: 365

Fund tax question

For example let's say I have 100k in Vanguard Tax-Managed Balanced Fund Admiral Shares in 2015. If I have no other income what is my income? Are any taxes due?
by rec7
Sun Jul 03, 2016 12:11 pm
Forum: Investing - Help with Personal Investments
Topic: Living off dividends/interest in retiremeht
Replies: 60
Views: 6764

Re: Living off dividends/interest in retiremeht

The wellington with dividends and capital gains it pays about 6 percent a year which is a little high. But I guess you don't have to take both.
by rec7
Fri Jul 01, 2016 1:24 pm
Forum: Personal Consumer Issues
Topic: How many of you have cut cord?
Replies: 148
Views: 9716

Re: How many of you have cut cord?

I cut the cord years ago. I don't like to watch many shows. I watch some travel shows and some classic star trek once in a while. No way would I pay for TV. What is like now is to play christian music I like it better than TV. I found out that as you grow older TV does not interest me much anymore. ...
by rec7
Tue Jun 21, 2016 10:47 pm
Forum: Personal Finance (Not Investing)
Topic: College and beyond without a credit card?
Replies: 92
Views: 4446

Re: College and beyond without a credit card?

I am 99% on a debit card. I have my insurance put on my credit cards once a year. I am way beyond college. I do it because it is easy and I make more money that way.
by rec7
Tue Jun 21, 2016 10:00 pm
Forum: Personal Finance (Not Investing)
Topic: College and beyond without a credit card?
Replies: 92
Views: 4446

Re: College and beyond without a credit card?

With identity theft and online shopping so prevalent, credit cards are definitely preferred. They offer much better liability protection if the card is lost or stolen and you can easily dispute transactions. If your debit card is stolen, your entire account balance can be wiped out and unrecoverabl...

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