Search found 1748 matches

by rec7
Thu Feb 11, 2016 12:10 pm
Forum: Personal Consumer Issues
Topic: Banned from Home Depot Returns
Replies: 71
Views: 9298

Re: Banned from Home Depot Returns

I worked a HD customer service desk in the DC area for 10 years. HD, Target, and others subscribe to a service that collects and aggregates returns data from participating retailers. It is your returns history from all the retailers combined that matters. The service uses an algorithm to determine ...
by rec7
Wed Feb 10, 2016 3:54 pm
Forum: Personal Consumer Issues
Topic: How to deal with dentist phobia
Replies: 25
Views: 1989

Re: How to deal with dentist phobia

I have a phobia to of the dentist. One time I got to much gas to the point where I was laughing at the needles.(Something I would not do without the gas) I learned it lives up to its name there is a stage everything is funny to you. I like the gas but not every dentist has it.
by rec7
Tue Feb 02, 2016 10:26 pm
Forum: Investing - Theory, News & General
Topic: Would you cash in a 6 month and 9 month CD early to invest in this market or wait?
Replies: 7
Views: 975

Would you cash in a 6 month and 9 month CD early to invest in this market or wait?

Would you cash in a 6 month and 9 month CD early to invest in this market or wait?
by rec7
Sun Jan 31, 2016 4:02 pm
Forum: Personal Finance (Not Investing)
Topic: Banks or credit unions
Replies: 37
Views: 2270

Re: Banks or credit unions

For me it is credit unions all the way I love them. I only need a few dollars to have a credit union account and love that. In a way vanguard is run like a credit union.
by rec7
Wed Jan 27, 2016 1:36 pm
Forum: Personal Consumer Issues
Topic: Gmail Spam Explosion
Replies: 22
Views: 2122

Re: Gmail Spam Explosion

fposte wrote:Have you checked to make sure your spam settings are good? Usually gmail is pretty sharp about sending those directly to spam.


This might be a dumb question but where is that setting?
by rec7
Sat Jan 23, 2016 3:23 pm
Forum: Personal Consumer Issues
Topic: Retiring and people seem to avoid me
Replies: 66
Views: 7940

Re: Retiring and people seem to aviod me

Sidney wrote:Envy, probably.


Right on remember these are worker bees you are talking about.
by rec7
Sat Jan 23, 2016 12:23 pm
Forum: Investing - Theory, News & General
Topic: Will Vanguard LifeStrategy Moderate Growth Fund Capital gains continue in the future like they have been?
Replies: 5
Views: 795

Will Vanguard LifeStrategy Moderate Growth Fund Capital gains continue in the future like they have been?

I know there was some changes make to the fund in past years(not sure what year). Will the Capital gains in the future be around the levels of 2014 and 2015 in the future?
by rec7
Sun Jan 17, 2016 6:36 pm
Forum: Personal Consumer Issues
Topic: Bank of America disses older clients
Replies: 24
Views: 2512

Re: Bank of America disses older clients

Give me a local credit union any day.
by rec7
Tue Jan 12, 2016 4:54 pm
Forum: Personal Finance (Not Investing)
Topic: Retired Bogleheads -- How much did you spend last year?
Replies: 60
Views: 5805

Re: Retired Bogleheads -- How much did you spend last year?

We are at 18k a year but it does not take much to make us happy. I could live even cheaper but the neighborhood would not be as nice.
by rec7
Tue Jan 12, 2016 4:28 pm
Forum: Personal Consumer Issues
Topic: Powerball math: annuity is better?
Replies: 56
Views: 4988

Re: Powerball math: annuity is better?

Rodc wrote:It is really not a math problem, it is a behavioral problem.


I think you hit the nail on the head. This would be the best choice for most people I don't know about Bogleheads. They are not the average bear. But 5% sounds good to this Boglehead.
by rec7
Sun Jan 10, 2016 7:30 pm
Forum: Personal Consumer Issues
Topic: Funeral costs
Replies: 76
Views: 9102

Re: Funeral costs

Regarding funeral costs: Relative is in a nursing home with limited funds. Planning to pre-pay funeral costs, which are not included in Medicaid look back. Small town in Mid-West. Funeral Home has been serving the family for 40 years. I would be interested in your comments. Overpriced ? Normal cost...
by rec7
Wed Jan 06, 2016 12:27 pm
Forum: Investing - Theory, News & General
Topic: Has anybody tried living on Wellingtion dividends and capital gains only and how long would you be able to do it?
Replies: 13
Views: 2582

Has anybody tried living on Wellingtion dividends and capital gains only and how long would you be able to do it?

Has anybody tried living on Wellingtion dividends and capital gains only and how long would you be able to do it?
by rec7
Sun Jan 03, 2016 2:22 pm
Forum: Personal Finance (Not Investing)
Topic: Fraudulent Purchase on Credit Card
Replies: 10
Views: 815

Re: Fraudulent Purchase on Credit Card

I had someone buy $500 worth of exercise equipment in England with my card. The funny thing is I don't own any exercise equipment. When the credit card rep called I told her that I did not even buy some America let alone England. LOL This is why I would like to go back to one credit card someday.
by rec7
Sat Jan 02, 2016 12:06 pm
Forum: Personal Finance (Not Investing)
Topic: Protecting one's bank account from PayPal
Replies: 40
Views: 5387

Re: Protecting one's bank account from PayPal

I linked my credit union savings account with $200 so my risk is only $200 I also have a very, very long password. I tend to buy low priced items on ebay.
by rec7
Tue Dec 29, 2015 7:33 pm
Forum: Personal Finance (Not Investing)
Topic: PenFed fees
Replies: 17
Views: 1209

Re: PenFed fees

I think there must be more to the story here. I have money pulled from a PenFed account, initiated at the receiving institution, all the time. Have done for years. There has never been a fee of any kind. There's no more to the story. The problem is that I wasn't aware of the outgoing ACH fee and ov...
by rec7
Tue Dec 29, 2015 1:08 pm
Forum: Personal Finance (Not Investing)
Topic: PenFed fees
Replies: 17
Views: 1209

Re: PenFed fees

Momma always told me not to skim it. It is a good idea to leave a little dough in the accounts.
by rec7
Thu Dec 17, 2015 8:01 pm
Forum: Personal Consumer Issues
Topic: How long do used cars typically last?
Replies: 53
Views: 3807

Re: How long do used cars typically last?

Consumer Reports (http://www.consumerreports.org/) says the average life expectancy of a new vehicle these days is around 8 years or 150,000 miles. Of course, some well-built vehicles can go 15 years and 300,000, if properly maintained. Do you have a more refined cite for that? I can find NBC sayin...
by rec7
Wed Dec 16, 2015 12:21 pm
Forum: Personal Consumer Issues
Topic: How long do used cars typically last?
Replies: 53
Views: 3807

Re: How long do used cars typically last?

Consumer Reports (www.consumerreports.org/) says the average life expectancy of a new vehicle these days is around 8 years or 150,000 miles. Of course, some well-built vehicles can go 15 years and 300,000, if properly maintained.
by rec7
Tue Dec 15, 2015 5:05 pm
Forum: Personal Finance (Not Investing)
Topic: Setting google browser to this forum?
Replies: 12
Views: 935

Re: Setting google browser to this forum?

Use whatever's comfortable for you. I use 100% on both my 17" Windows laptop and my 11" Chromebooks. Wow that seems to small on my computer and I don't even ware reading glasses. My resolution is 1440x900 Sit closer. :D :P :twisted: Did not mean to dog you cheese. On my screen a capital l...
by rec7
Tue Dec 15, 2015 12:11 pm
Forum: Personal Finance (Not Investing)
Topic: Setting google browser to this forum?
Replies: 12
Views: 935

Re: Setting google browser to this forum?

cheese_breath wrote:Use whatever's comfortable for you. I use 100% on both my 17" Windows laptop and my 11" Chromebooks.

Wow that seems to small on my computer and I don't even ware reading glasses. My resolution is 1440x900
by rec7
Mon Dec 14, 2015 9:35 pm
Forum: Personal Finance (Not Investing)
Topic: Setting google browser to this forum?
Replies: 12
Views: 935

Re: Setting google browser to this forum?

Another reason I ask is you have to set it at 125 zoom to get the page to cover most of the screen. At 110 zoom I am lacking about an inch on each side.
by rec7
Mon Dec 14, 2015 9:05 pm
Forum: Personal Finance (Not Investing)
Topic: Setting google browser to this forum?
Replies: 12
Views: 935

Re: Setting google browser to this forum?

With the zoom at 125 it is very easy to read I just did not want to go overboard. Anybody out there with a 19 inch widescreen or another size widescreen on google chrome? But thanks Steelersfan for your input.
by rec7
Mon Dec 14, 2015 8:11 pm
Forum: Personal Finance (Not Investing)
Topic: Setting google browser to this forum?
Replies: 12
Views: 935

Setting google browser to this forum?

I have a 19 inch widescreen LCD. I use google chrome. I have the zoom set at 110. Would you use 110 or 125 zoom? I just wondered what others are using across their browser to make it easy to read. Do you zoom in more with a widescreen? This might sound a little silly but I used another operating sys...
by rec7
Fri Dec 11, 2015 9:54 am
Forum: Personal Consumer Issues
Topic: mailboxes freezing shut?
Replies: 31
Views: 1734

Re: mailboxes freezing shut?

A black mailbox will help with that. They heat up when the sun hits them.
by rec7
Wed Nov 25, 2015 6:11 pm
Forum: Investing - Theory, News & General
Topic: Do any of you use Total Market and a CD for a 50/50 portfolio?
Replies: 20
Views: 3291

Do any of you use Total Market and a CD for a 50/50 portfolio?

I was thinking 50% Total Market and 50% in a one year CD then rebalance when the CD matures each year.
by rec7
Mon Nov 23, 2015 7:31 pm
Forum: Personal Consumer Issues
Topic: Finding a low cut work shoe with a thick sole
Replies: 12
Views: 1426

Re: Finding a low cut work shoe with a thick sole

Have any of you wore Skechers? I was looking at this one https://www.skechers.com/en-us/style/6618/tom-cats/bol
by rec7
Mon Nov 16, 2015 7:27 pm
Forum: Personal Consumer Issues
Topic: Finding a low cut work shoe with a thick sole
Replies: 12
Views: 1426

Finding a low cut work shoe with a thick sole

Finding a low cut work shoe with a thick sole? What brands do you like to work in? I have a pair of these right now
http://www.amazon.com/Dockers-Mens-Glac ... s_sh_1_fbt
they are good but would like other ideas also.
by rec7
Thu Nov 12, 2015 1:46 pm
Forum: Investing - Theory, News & General
Topic: My friend is hoarding cash. What do you say?
Replies: 78
Views: 8747

Re: My friend is hoarding cash. What do you say?

Well that is much better than the folks who blow it. Just tell him to use a good safe and go on.
by rec7
Tue Nov 10, 2015 8:58 pm
Forum: Personal Consumer Issues
Topic: Is it risky to use XP if I do not want to buy a new computer?
Replies: 39
Views: 2127

Re: Is it risky to use XP if I do not want to buy a new computer?

I'm with the "don't use XP" crowd. Try Linux (free)... You should also prepare to move your data off the Win XP computer... Or... do what I did. I loaded Linux (Mint) on my XP hard-drive without removing XP. I can mount the XP partition from Linux and get to my old XP data; and if I reall...
by rec7
Tue Nov 10, 2015 8:03 pm
Forum: Personal Consumer Issues
Topic: Is it risky to use XP if I do not want to buy a new computer?
Replies: 39
Views: 2127

Re: Is it risky to use XP if I do not want to buy a new computer?

Thanks everybody I will give Linux a try. I have tried it in the past and did not care for it but that was several years ago.
by rec7
Tue Nov 10, 2015 5:24 pm
Forum: Personal Consumer Issues
Topic: Is it risky to use XP if I do not want to buy a new computer?
Replies: 39
Views: 2127

Re: Is it risky to use XP if I do not want to buy a new computer?

So in six months the Vista folks will be out of date also with Chrome? Correct. It's a bit of a surprise, since Microsoft is supporting Vista until 2017. But since Vista has such a small market share it seems Google doesn't feel the need to support it after April. That is wild I thought they would ...
by rec7
Tue Nov 10, 2015 5:21 pm
Forum: Personal Consumer Issues
Topic: Is it risky to use XP if I do not want to buy a new computer?
Replies: 39
Views: 2127

Re: Is it risky to use XP if I do not want to buy a new computer?

Here are my specs 2.2 duo, 3GB ram, 160 sata Can my computer handle windows 10 or do I need a new computer? I would like to keep my costs down.
by rec7
Tue Nov 10, 2015 5:18 pm
Forum: Personal Consumer Issues
Topic: Is it risky to use XP if I do not want to buy a new computer?
Replies: 39
Views: 2127

Re: Is it risky to use XP if I do not want to buy a new computer?

I should have added I only use chrome. Google announced today that the last version of Chrome for Windows XP and Vista will be released in April 2016. So if you stay with Chrome, you'll only get 6 more months of security updates for your browser. http://chrome.blogspot.ca/2015/11/updates-to-chrome-...
by rec7
Tue Nov 10, 2015 4:23 pm
Forum: Personal Consumer Issues
Topic: Is it risky to use XP if I do not want to buy a new computer?
Replies: 39
Views: 2127

Re: Is it risky to use XP if I do not want to buy a new computer?

I would not run XP today. I have an old XP computer that I upgraded to Windows 7 for under $100. I did this so I can continue to run my Quickbooks for Windows software for a little longer until I shut down my S-Corp. If you are not running anything that requires windows XP, you can even consider in...
by rec7
Tue Nov 10, 2015 4:22 pm
Forum: Personal Consumer Issues
Topic: Is it risky to use XP if I do not want to buy a new computer?
Replies: 39
Views: 2127

Re: Is it risky to use XP if I do not want to buy a new computer?

I should have added I only use chrome.
by rec7
Tue Nov 10, 2015 4:03 pm
Forum: Personal Consumer Issues
Topic: Is it risky to use XP if I do not want to buy a new computer?
Replies: 39
Views: 2127

Is it risky to use XP if I do not want to buy a new computer?

Is it risky to use XP if I do not want to buy a new computer? I am running Avast on it.
by rec7
Wed Nov 04, 2015 10:40 am
Forum: Personal Finance (Not Investing)
Topic: Reaping the benefits of a credit union
Replies: 8
Views: 1079

Re: Reaping the benefits of a credit union

I have found good products at small credit unions also just not as many of them. The products seemed to be more limited.
by rec7
Wed Nov 04, 2015 10:32 am
Forum: Personal Finance (Not Investing)
Topic: Reaping the benefits of a credit union
Replies: 8
Views: 1079

Re: Reaping the benefits of a credit union

History seems to help at my credit union but I don't know the details. I left the big banks years ago and have not been sorry. The only thing with credit unions I found if they are too small they might be limited in things they can do. A big credit union can seem to do everything with no problems. S...
by rec7
Wed Nov 04, 2015 10:23 am
Forum: Personal Finance (Not Investing)
Topic: Healthcare Sharing Ministry A No Brainer?
Replies: 53
Views: 4776

Re: Healthcare Sharing Ministry A No Brainer?

I know this post is a few months old but I would like to ask a question. If a person had a heart attack would a Healthcare Sharing Ministry cover it? My family has a history of heart attacks. If you were me would get a : Healthcare Sharing Ministry or an insurance company to cover you?
by rec7
Tue Nov 03, 2015 4:33 pm
Forum: Personal Finance (Not Investing)
Topic: How Many Credit Cards Do You Have?
Replies: 91
Views: 6474

Re: How Many Credit Cards Do You Have?

Scotttheking wrote:
rec7 wrote:
Scotttheking wrote:Under 100.
Maybe 8 are recurring active cards.


Just curious how many a year are cancelled for being inactive? The reason I ask is I am thinking about stopping using 2 of my three.


Haven't noticed that any have been closed in several years.


Thanks
by rec7
Mon Nov 02, 2015 4:51 pm
Forum: Personal Consumer Issues
Topic: An alternative to dumping your land line [negotiate discount]
Replies: 16
Views: 2224

Re: An alternative to dumping your land line [negotiate discount]

Measured Res Line service in some states is a good deal if you don't want to drop the phone company. What's this? From CenturyLink (local phone service): Measured (call duration) local service. ~$27/mo (~$14 + fees/tariffs/taxes, no long-distance fee/access)... which pays for monthly phone connecti...
by rec7
Sun Nov 01, 2015 10:26 pm
Forum: Personal Finance (Not Investing)
Topic: How Many Credit Cards Do You Have?
Replies: 91
Views: 6474

Re: How Many Credit Cards Do You Have?

Under 100. Maybe 8 are recurring active cards. Just curious how many a year are cancelled for being inactive? The reason I ask is I am thinking about stopping using 2 of my three. I've only had Citibank cancel me without giving me a chance to use it to keep it active. Thanks that is good news.
by rec7
Sun Nov 01, 2015 10:12 pm
Forum: Personal Finance (Not Investing)
Topic: How Many Credit Cards Do You Have?
Replies: 91
Views: 6474

Re: How Many Credit Cards Do You Have?

Scotttheking wrote:Under 100.
Maybe 8 are recurring active cards.


Just curious how many a year are cancelled for being inactive? The reason I ask is I am thinking about stopping using 2 of my three.
by rec7
Sun Nov 01, 2015 12:30 pm
Forum: Personal Consumer Issues
Topic: An alternative to dumping your land line [negotiate discount]
Replies: 16
Views: 2224

Re: An alternative to dumping your land line [negotiate discount]

Measured Res Line service in some states is a good deal if you don't want to drop the phone company.

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