Search found 196 matches

by rebellovw
Thu Oct 19, 2017 5:46 pm
Forum: Personal Consumer Issues
Topic: idiot proof router?
Replies: 18
Views: 968

Re: idiot proof router?

I'm very happy with my Netgear 'NETGEAR - Nighthawk AC1900 Dual-Band Wi-Fi Router - Black' Has a bunch of ethernet ports - I have NAS, and two computers plus the cable modem plugged into it. 3 fat antennas - you'd have to try very hard to poke your eyes out. Great WIFI coverage (way better than my o...
by rebellovw
Tue Oct 17, 2017 12:11 pm
Forum: Personal Consumer Issues
Topic: WPA2 protocol used by vast majority of wifi connections has been broken
Replies: 54
Views: 4606

Re: WPA2 protocol used by vast majority of wifi connections has been broken

If either the client device or the router is fixed, then the hack won't work you have to be physically present. Hardly a risk at home, higher risk in, say, an airport although you have to be "targeted" it is easy to grab the packets from all clients it doesn't affect encrypted connections like http...
by rebellovw
Tue Oct 17, 2017 10:30 am
Forum: Personal Consumer Issues
Topic: WPA2 protocol used by vast majority of wifi connections has been broken
Replies: 54
Views: 4606

Re: WPA2 protocol used by vast majority of wifi connections has been broken

If either the client device or the router is fixed, then the hack won't work you have to be physically present. Hardly a risk at home, higher risk in, say, an airport although you have to be "targeted" it is easy to grab the packets from all clients it doesn't affect encrypted connections like http...
by rebellovw
Wed Oct 04, 2017 7:37 pm
Forum: Investing - Theory, News & General
Topic: Throwing Down with a Primerica Advisor
Replies: 45
Views: 3223

Re: Throwing Down with a Primerica Advisor

We probably know the same person - haha. When I ditched facebook - I had a friend on there that was always posting about primerica. I searched here - and cracked up at someone's comment "run!"
by rebellovw
Mon Sep 25, 2017 11:15 am
Forum: Personal Consumer Issues
Topic: Tipping question....Applebees
Replies: 87
Views: 6803

Re: Tipping question....Applebees

The main problem is that Americans still tip. Tipping is an antiquated and unnecessary step in the dining experience that adds zero value. It creates big disparities in pay between the front and back restaurant staff. It's because servers get paid 2 bucks an hour. In every other country in the worl...
by rebellovw
Fri Sep 15, 2017 5:53 pm
Forum: Personal Consumer Issues
Topic: Wondering if solar is worth it - does my utility bill seem high? (Arizona)
Replies: 40
Views: 2913

Re: Wondering if solar is worth it - does my utility bill seem high? (Arizona)

Difficult to size the system until you know what composes your electricity consumption, and whether you can do anything about that. it's almost always better to conserve first. An oversize system you have to sell power back to the grid (you probably will do that already with a solar array, in day t...
by rebellovw
Fri Sep 15, 2017 3:40 pm
Forum: Personal Consumer Issues
Topic: Wondering if solar is worth it - does my utility bill seem high? (Arizona)
Replies: 40
Views: 2913

Re: Wondering if solar is worth it - does my utility bill seem high? (Arizona)

Ok - quick update after consultant came by. Company: PurSolaraz Product - panels - made in Canada - supposedly exceeds specs - I can't recall the name. They use Micro Invertors - cost more - but better than String according to consultant - at least better warranty. Anyhow - he will take all the data...
by rebellovw
Fri Sep 15, 2017 9:59 am
Forum: Personal Consumer Issues
Topic: Should I upgrade an old but functional vanity?
Replies: 23
Views: 1397

Re: Should I upgrade an old but functional vanity?

If I was selling the condo - I would do an assessment and replace the most important stuff first - that may end up very low on the list due to costs. Ex - you may need new hardwood flooring - which will cost a couple K and maybe complete interior paint another K - and new appliances another couple K...
by rebellovw
Fri Sep 15, 2017 9:51 am
Forum: Personal Consumer Issues
Topic: Wondering if solar is worth it - does my utility bill seem high? (Arizona)
Replies: 40
Views: 2913

Re: Wondering if solar is worth it - does my utility bill seem high? (Arizona)

We had a big desktop computer with twin fans back in the day. It by itself used $15/month checked with a kill-o-watt. It was finicky about going to sleep and would wake up for updates and those fans were going. I think where you are with your bills, you are the case where solar does make the most s...
by rebellovw
Fri Sep 15, 2017 9:44 am
Forum: Personal Consumer Issues
Topic: Wondering if solar is worth it - does my utility bill seem high? (Arizona)
Replies: 40
Views: 2913

Re: Wondering if solar is worth it - does my utility bill seem high? (Arizona)

You use 18 times as much electricity as me... Jeez I use about 230kwh per month, with ac all summer and gas heat all winter in Illinois My highest gas bill ever was 70. My highest electric bill ever was 55 I'm not sure how you get by with so little - I have the AC at 74 - which is a huge culprit - ...
by rebellovw
Fri Sep 15, 2017 9:40 am
Forum: Personal Consumer Issues
Topic: Wondering if solar is worth it - does my utility bill seem high? (Arizona)
Replies: 40
Views: 2913

Re: Wondering if solar is worth it - does my utility bill seem high? (Arizona)

Our biggest culprit is our swim spa that we love and use every day. Could that be converted to use natural gas for heating it? A solar water heater for it would also be an option to look at even if it would just supplement the normal heating system. Nope - it is a self contained unit. It is very we...
by rebellovw
Fri Sep 15, 2017 9:37 am
Forum: Personal Consumer Issues
Topic: Wondering if solar is worth it - does my utility bill seem high? (Arizona)
Replies: 40
Views: 2913

Re: Wondering if solar is worth it - does my utility bill seem high? (Arizona)

Most probably you will benefit from solar. So long as you have a roof that faces south, or west, and no trees blocking the sun you should be fine. And also, roof that isn't extremely steep. Thanks - Our house is a long single story rectangle - with a very slight slope roof (very simple) - which sho...
by rebellovw
Thu Sep 14, 2017 2:52 pm
Forum: Personal Consumer Issues
Topic: Wondering if solar is worth it - does my utility bill seem high? (Arizona)
Replies: 40
Views: 2913

Re: Wondering if solar is worth it - does my utility bill seem high? (Arizona)

solar almost always makes sense in the southwest Unites States. Your bill is pretty high generally. Have you checked your sun hours? Most of the time you can get away with a smaller cheaper system due to your location because it produces more than expected. Thanks - I'll have to check that - I'm pr...
by rebellovw
Thu Sep 14, 2017 2:44 pm
Forum: Personal Consumer Issues
Topic: Wondering if solar is worth it - does my utility bill seem high? (Arizona)
Replies: 40
Views: 2913

Re: Wondering if solar is worth it - does my utility bill seem high? (Arizona)

Yes pools and spas are expensive . I spend $50 to $80 per month for my spa at my other place. It is heated with electric. If I turn it to 103 degrees in the winter the bill goes up to $100 or so. I bet much of your power use is for your spa. Try turning it down for a month to 80 for part of the sum...
by rebellovw
Thu Sep 14, 2017 11:15 am
Forum: Personal Consumer Issues
Topic: Wondering if solar is worth it - does my utility bill seem high? (Arizona)
Replies: 40
Views: 2913

Re: Wondering if solar is worth it - does my utility bill seem high? (Arizona)

We pay $100 -$150 in the winter for 2140 Sq ft in Phoenix with electric heat. We leave for the summer so I have no data for that. We paid $230 this past June for electric for may. Good Luck. Thanks. I'm turning into my dad because of this - "Turn that light off!" haha. I just ordered a kill-a-watt ...
by rebellovw
Thu Sep 14, 2017 10:36 am
Forum: Personal Consumer Issues
Topic: Wondering if solar is worth it - does my utility bill seem high? (Arizona)
Replies: 40
Views: 2913

Wondering if solar is worth it - does my utility bill seem high? (Arizona)

My wife always pays the utilities - so I thought i'd look to see what are costs are - they range from about 200 to 400 per month. I was a bit surprised. It is the two of us - single story 1800 sq ft home built in 2001 - has insulation and dual pane windows. Our usage is about 1700 - 2000 kWh per mon...
by rebellovw
Thu Sep 07, 2017 10:36 pm
Forum: Personal Consumer Issues
Topic: Classic Car for Teen Driver(?)
Replies: 106
Views: 17612

Re: Classic Car for Teen Driver(?)

I'm so glad I grew up when I did. I would have been pissed if my dad tried to prevent me from getting a hot rod. Was my passion. Today is really just not a good time to be a young person with a hot rod - tickets are just way too expensive. I had probably 5-6 tickets in one year - always about 30.00 ...
by rebellovw
Thu Sep 07, 2017 6:57 pm
Forum: Investing - Theory, News & General
Topic: Ally savings rate raised to 1.20%
Replies: 41
Views: 5463

Re: Ally savings rate raised to 1.20%

I'm happy with it - and the previous increases. With my emergency fund there distributed across Savings, CD and No Penalty CD - they give me about 5.00 every day including weekends. There is a free lunch!
by rebellovw
Tue Sep 05, 2017 6:02 pm
Forum: Personal Consumer Issues
Topic: Name something you had to have and now you regret purchasing it?
Replies: 275
Views: 24196

Re: Name something you had to have and now you regret purchasing it?

A large deluxe BBQ from Costco. It was all stainless, and while the outside held up very well, after several years the burners started to fail and because it had been a special one-off production run for Costco, I couldn't get replacement parts. That is it! Thanks for reminding me - I couldn't thin...
by rebellovw
Tue Sep 05, 2017 5:36 pm
Forum: Personal Consumer Issues
Topic: Name something you had to have and now you regret purchasing it?
Replies: 275
Views: 24196

Re: Name something you had to have and now you regret purchasing it?

I'm having a very hard time coming up with something. To the OP - at least you enjoyed the HT with your kids - that is all that matters at this point sell it. We bought a very expensive swim spa last year - took a huge crane to deliver it - as a consequence we had to re-do our deck and deck railing ...
by rebellovw
Tue Sep 05, 2017 5:31 pm
Forum: Personal Consumer Issues
Topic: Name something you had to have and now you regret purchasing it?
Replies: 275
Views: 24196

Re: Name something you had to have and now you regret purchasing it?

jebmke wrote: ↑
Tue Sep 05, 2017 3:46 pm
Life insurance.
I can't seem to find the 'like' button - I'll keep looking....
by rebellovw
Tue Sep 05, 2017 4:57 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 3971
Views: 1055541

Re: U.S. stocks in freefall

I know - catch a following knife... My monthly auto buy - happens today - nice day to pickup some deals. Also - nice that though my stocks are down: VSS 113.09 -0.53 -0.47% FSGDX 12.97 -0.06 -0.46% VOO 226.01 -1.68 -0.74% VTI 126.29 -0.98 -0.77% FSTVX 71.06 -0.58 -0.81% My Company stock is up over 2...
by rebellovw
Sat Sep 02, 2017 9:50 am
Forum: Personal Consumer Issues
Topic: Question for swimmers: Do Swim Jets work?
Replies: 12
Views: 1635

Re: Question for swimmers: Do Swim Jets work?

We have an endless pool which creates a current and doesn't use jets. It is fantastic. Speed is adjustable. Yes it works.
by rebellovw
Fri Sep 01, 2017 4:58 pm
Forum: Personal Consumer Issues
Topic: Are Roomba's effective?
Replies: 55
Views: 4452

Re: Are Roomba's effective?

Roomba (n): a device that replaces the need to clean your carpet with the need to clean and maintain your Roomba. Much more enjoyable to clean the bot vs the entire house. My bot has covered (according to its stats) 173K sq ft and has run for 321 hours. I owe it some serious back pay. It is enjoyab...
by rebellovw
Fri Sep 01, 2017 4:38 pm
Forum: Personal Consumer Issues
Topic: Are Roomba's effective?
Replies: 55
Views: 4452

Re: Are Roomba's effective?

My point is - it does an in memory map of the house and doesn't simply bounce around off walls. And the new D7's map is available to actually see via the online app.
by rebellovw
Fri Sep 01, 2017 2:21 pm
Forum: Personal Consumer Issues
Topic: Are Roomba's effective?
Replies: 55
Views: 4452

Re: Are Roomba's effective?

The neato isn't as much of a bumper car as the roomba

Here are @ 7 closeups of our floor that I haven't vacuumed in probably a month or more.

https://imgur.com/gallery/BM12P
by rebellovw
Fri Sep 01, 2017 12:32 pm
Forum: Personal Consumer Issues
Topic: Are Roomba's effective?
Replies: 55
Views: 4452

Re: Are Roomba's effective?

Again, great comments. It is so interesting the wide variety of opinions. I like the idea of it getting under bed and couch although I don't know how high new couch will be. We are getting new area rugs. Don't know if they will have frillies. Somebody here said frillies jack them up. Any other expe...
by rebellovw
Fri Sep 01, 2017 11:32 am
Forum: Personal Consumer Issues
Topic: Are Roomba's effective?
Replies: 55
Views: 4452

Re: Are Roomba's effective?

I forgot to add some more items specific to my Roomba: Running it daily, we killed the original battery after about 14 months. We are now on an aftermarket double capacity lithium battery (instead of the original NiMH battery) and it has been going strong for about 12 months so far. The 800 series ...
by rebellovw
Fri Sep 01, 2017 11:13 am
Forum: Personal Consumer Issues
Topic: Are Roomba's effective?
Replies: 55
Views: 4452

Re: Are Roomba's effective?

Our experience is that they are more trouble then they are worth. They take quite a bit of cleaning all wheels and brushes to keep them working correctly. And while it is implied that they are a "smart" device they are essentially completely blind bumper cars that randomly move in a direction until...
by rebellovw
Fri Sep 01, 2017 10:52 am
Forum: Personal Consumer Issues
Topic: Are Roomba's effective?
Replies: 55
Views: 4452

Re: Are Roomba's effective?

It also vacuums under our bed - how often does anyone vacuum under the couch or under the bed? Mine are vacuumed under every day (mon - fri - I give the robot the weekends off :)) You will get better results if you have less cluster - which is also good as it is easier to clean in general with less ...
by rebellovw
Fri Sep 01, 2017 10:45 am
Forum: Personal Finance (Not Investing)
Topic: How much sooner could you retire with NO property taxes?
Replies: 116
Views: 7351

Re: How much sooner could you retire with NO property taxes?

One of many reasons we left the Bay Area - Our property taxes went from over 10K to @1300. In the Bay Area, you gain much more in appreciation than you lose in property taxes. No you don't. I was in the Bay Area for 50 years - and it has gone totally down hill. It takes 1.5 hours to go anywhere- wh...
by rebellovw
Fri Sep 01, 2017 10:40 am
Forum: Personal Consumer Issues
Topic: Are Roomba's effective?
Replies: 55
Views: 4452

Re: Are Roomba's effective?

I cannot imagine not having one. We have a Neato D5 Connected. We have hardwoods about 80% and 3 rooms that are carpeted. We have two large dogs and one black cat. Before we had the robot - we always had a layer of pet hair in the corners or under the sofa. Now we do not. It vacuums under the sofa -...
by rebellovw
Wed Aug 30, 2017 10:20 am
Forum: Personal Consumer Issues
Topic: Bosch dishwasher?
Replies: 90
Views: 6770

Re: Bosch dishwasher?

We went from a Kenmore to a crappy Bosch when we moved into our last house - my wife and I always made fun of it and joked that it called us "you american pigs with your dirty dishes..." I was so glad when it finally broke down and I could replace it with a Kenmore. The only thing nice about it was ...
by rebellovw
Wed Aug 30, 2017 9:14 am
Forum: Personal Finance (Not Investing)
Topic: How much sooner could you retire with NO property taxes?
Replies: 116
Views: 7351

Re: How much sooner could you retire with NO property taxes?

One of many reasons we left the Bay Area - Our property taxes went from over 10K to @1300.
by rebellovw
Tue Aug 29, 2017 11:00 am
Forum: Investing - Help with Personal Investments
Topic: Should I sell my rental to pay off my primary residence?
Replies: 11
Views: 1236

Re: Should I sell my rental to pay off my primary residence?

Seems if the rent is covering all expenses - then hey that is worth keeping. Also to get your current value - it will likely require some $$ - as I'm not sure where you are getting your current value - but if the high value of the house is say 410K - then to get that - I would expect it to be move i...
by rebellovw
Sat Aug 26, 2017 10:26 am
Forum: Personal Consumer Issues
Topic: Hiring a real estate agent to buy home
Replies: 21
Views: 1731

Re: Hiring a real estate agent to buy home

I want a realtor that knows the area and is a top realtor on realtor.com or zillow. Resume has nothing to do with it. Heck they could have went to Harvard but if they are new to the area and don't know its secrets then they are of no help.
by rebellovw
Fri Aug 25, 2017 11:53 am
Forum: Investing - Help with Personal Investments
Topic: I need some fidelity bond action! FIBAX or FSITX ?
Replies: 9
Views: 743

Re: I need some fidelity bond action! FIBAX or FSITX ?

I use FSITX - which matches Total Bond Market and is recommended under 3 fund portfolio Fidelity version.
by rebellovw
Thu Aug 24, 2017 1:12 pm
Forum: Personal Finance (Not Investing)
Topic: Earning a return on house fund?
Replies: 4
Views: 403

Re: Earning a return on house fund?

Ally bank - easy as it gets - and their CDs are super simple.
by rebellovw
Thu Aug 24, 2017 1:01 pm
Forum: Personal Consumer Issues
Topic: Photobucket - disappearing images and $$$ - has it affected you?
Replies: 28
Views: 2555

Re: Photobucket - disappearing images and $$$ - has it affected you?

I don't see how they can recover as there are so many forums that now have broken links. The picture is great advertisement to stay away.
by rebellovw
Thu Aug 24, 2017 12:23 pm
Forum: Personal Consumer Issues
Topic: Photobucket - disappearing images and $$$ - has it affected you?
Replies: 28
Views: 2555

Re: Photobucket - disappearing images and $$$ - has it affected you?

Yes - and as a result I deleted my PB account. Good riddance. I wouldn't mind paying - but that price was very unreasonable.
by rebellovw
Thu Aug 24, 2017 10:08 am
Forum: Personal Consumer Issues
Topic: Miles Davis: Kind of Blue - Question for Jazz experts
Replies: 49
Views: 3356

Re: Miles Davis: Kind of Blue - Question for Jazz experts

Create a Pandora Miles radio station and you are all set - you will discover some great stuff. Pandora has the best radio and I use both Pandora and Spotify premium accounts.
by rebellovw
Wed Aug 23, 2017 10:25 pm
Forum: Personal Consumer Issues
Topic: Miles Davis: Kind of Blue - Question for Jazz experts
Replies: 49
Views: 3356

Re: Miles Davis: Kind of Blue - Question for Jazz experts

Easy - buy more Miles - I have yet to find a bad one. Also check out Chet Baker.
by rebellovw
Sun Aug 20, 2017 11:02 am
Forum: Investing - Theory, News & General
Topic: I own no international stocks. Can you guess why?
Replies: 167
Views: 13592

Re: I own no international stocks. Can you guess why?

This last little drop wasn't too bad - my international, bonds and company stock were slightly up. I'm at about 12% and I may increase that.
by rebellovw
Fri Aug 18, 2017 5:57 pm
Forum: Personal Finance (Not Investing)
Topic: Jobs that pay over $100,000
Replies: 157
Views: 16038

Re: Jobs that pay over $100,000

Pimping ain't easy
by rebellovw
Thu Aug 17, 2017 3:06 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 3971
Views: 1055541

Re: U.S. stocks in freefall

I just checked and one of my monthly automatic buys is set to buy today - nice timing. http://1.bp.blogspot.com/-JNnY0dh1z4o/VWLguNqgimI/AAAAAAAAFV0/XhI7So1Uzrs/s320/falling_knife.gif I understand the whole market timing piece and that is not what I'm doing - it is just nice when your autobuy occur...
by rebellovw
Thu Aug 17, 2017 2:32 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 3971
Views: 1055541

Re: U.S. stocks in freefall

I just checked and one of my monthly automatic buys is set to buy today - nice timing.
by rebellovw
Thu Aug 17, 2017 11:25 am
Forum: Personal Consumer Issues
Topic: popcorn ceiling, removal or drywall over it?
Replies: 41
Views: 2955

Re: popcorn ceiling, removal or drywall over it?

Just scrape off and have a pro do a nice texture. Google it.
by rebellovw
Thu Aug 17, 2017 11:21 am
Forum: Personal Finance (Not Investing)
Topic: RSU taxes
Replies: 7
Views: 505

Re: RSU taxes

I also get RSUs once a year. I'm taxed as income - ex - if I get 10K in RSUs - same as getting 10K in income. You salary goes up by 10K.

if you sell them at a loss - then you would declare that as well - but first and foremost - they are income and given to you.
by rebellovw
Mon Aug 14, 2017 2:45 pm
Forum: Personal Consumer Issues
Topic: How useful is a home security system?
Replies: 82
Views: 7374

Re: How useful is a home security system?

I've never activated a security system although I have had houses that had them installed. Partly because I am cheap. Partly because I don't have anything much other people don't have- maybe a smaller TV than some. Partly because I have lived in places sort of upscale so I would have to be randomly...
by rebellovw
Mon Aug 14, 2017 2:08 pm
Forum: Personal Consumer Issues
Topic: Car accident - dealership body shop or independent?
Replies: 17
Views: 970

Re: Car accident - dealership body shop or independent?

The paint on your GTi isn't enamel or lacquer. It's likely a urathane based paint which is different from either of these. I don't know what state the shop was in but painting lacquer is illegal except for furniture in a lot of states. Newer cars use a water based paint. Enamel would be used for th...