Search found 2478 matches

by prudent
Tue Dec 06, 2016 6:42 pm
Forum: Personal Consumer Issues
Topic: confused about HDMI cables
Replies: 18
Views: 1698

Re: confused about HDMI cables

Topic moved to Personal Consumer Issues.
by prudent
Mon Dec 05, 2016 3:07 pm
Forum: Forum Issues and Administration
Topic: viewtopic [setting up and using the viewtopic.php function]
Replies: 6
Views: 396

Re: viewtopic

Topic moved to Forum Issues and Administration.
by prudent
Mon Dec 05, 2016 2:08 pm
Forum: Personal Finance (Not Investing)
Topic: Mistake in Social Security Earnings Amount
Replies: 4
Views: 490

Re: Mistake in Social Security Earnings Amount

If you're looking at your online SS statement ("Earnings Record"), the column "Taxed Social Security Earnings" would show the maximum taxed earnings even if you earned more that year. Are you seeing something different?
by prudent
Mon Dec 05, 2016 1:59 pm
Forum: Personal Finance (Not Investing)
Topic: Silly FICO Score "Key Factors"
Replies: 7
Views: 611

Re: Silly FICO Score "Key Factors"

Topic is locked (general rant), not actionable.
by prudent
Mon Dec 05, 2016 1:55 pm
Forum: Personal Consumer Issues
Topic: Shoes for flat-footed over-pronators
Replies: 28
Views: 1688

Re: Shoes for flat-footed over-pronators

Topic moved to Personal Consumer Issues.
by prudent
Sat Dec 03, 2016 11:58 am
Forum: Personal Consumer Issues
Topic: Gooligan?
Replies: 6
Views: 600

Re: Gooligan?

Topic moved to Personal Consumer Issues.
by prudent
Sat Dec 03, 2016 10:55 am
Forum: Personal Consumer Issues
Topic: Amazon Prime Getting Stingy?
Replies: 68
Views: 7586

Re: Amazon Prime Getting Stingy?

Topic moved to Personal Consumer Issues.
by prudent
Sat Dec 03, 2016 9:07 am
Forum: Investing - Theory, News & General
Topic: Howard Schultz stepping down [Starbucks CEO]
Replies: 11
Views: 1487

Re: Howard Schultz stepping down [Starbucks CEO]

Topic is locked, not personal or actionable.
by prudent
Fri Dec 02, 2016 8:09 am
Forum: Personal Finance (Not Investing)
Topic: "High risk colonoscopy", cost shift. Any recourse?
Replies: 19
Views: 2641

Re: "High risk colonoscopy", cost shift. Any recourse?

I had to remove a number of posts that were not addressing the question about the finances of the situation. Medical advice is not allowed by forum policy. The thread can remain open if replies stay focused on the question of finances.
by prudent
Tue Nov 29, 2016 8:45 am
Forum: Personal Consumer Issues
Topic: Can you help me pick out a new laptop?
Replies: 9
Views: 1075

Re: Can you help me pick out a new laptop?

Topic moved to Personal Consumer Issues.
by prudent
Thu Nov 24, 2016 7:07 pm
Forum: Personal Consumer Issues
Topic: Quicken 2017 special offer vs Amazon.
Replies: 10
Views: 1537

Re: Quicken 2017 special offer vs Amazon.

1. Unlikely this will be a regular price based on my past observations. 2. Have never tried a PC download via Amazon for an upgrade. 3. Latest Quicken release notes (R3) states there are a number of fixes for high-resolution monitors. See https://www.quicken.com/support/quicken-2017-windows-release-...
by prudent
Tue Nov 22, 2016 9:04 pm
Forum: Personal Consumer Issues
Topic: Citi Amex Costco credit card problems.....
Replies: 23
Views: 2518

Re: Citi Amex Costco credit card problems.....

Topic moved to Personal Consumer Issues.
by prudent
Mon Nov 21, 2016 11:53 am
Forum: Investing - Help with Personal Investments
Topic: Rebalancing Help
Replies: 8
Views: 353

Re: Rebalancing Help

How much leeway does your plan provide for when looking at rebalancing? In other words, does your plan call for rebalancing when you are off target by 2%, or 5%, or 10%, or ?
by prudent
Sat Nov 19, 2016 2:15 pm
Forum: Personal Finance (Not Investing)
Topic: how much to save for retirement
Replies: 30
Views: 3695

Re: how much to save for retirement

I think it starts with whatever you feel you need to "live comfortably" which is highly personal. You may live in an expensive area, or one that has a low cost of living - or you may live in an expensive area while working then retire to where it costs less, significantly changing your nee...
by prudent
Fri Nov 18, 2016 3:31 pm
Forum: Local Chapters and Bogleheads Community
Topic: Valuethinker has surpassed 30,000 posts
Replies: 39
Views: 3159

Re: Valuethinker has surpassed 30,000 posts

Congrats on the major milestone, Valuethinker, and thanks for all the insights you offer to the community. :)
by prudent
Fri Nov 18, 2016 6:34 am
Forum: Investing - Help with Personal Investments
Topic: Estate tax repeal?
Replies: 1
Views: 446

Re: Estate tax repeal?

Topic is locked (speculating about future legislation). Speculation about future legislation is prohibited by forum policy, see https://www.bogleheads.org/forum/rules: Unacceptable Topics: Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or re...
by prudent
Wed Nov 16, 2016 6:17 pm
Forum: Personal Finance (Not Investing)
Topic: Phishing/spam purportedly from Bank of America
Replies: 3
Views: 534

Re: Phishing/spam purportedly from Bank of America

Unless there is something highly unusual, scams are off-topic. See: Standard Phishing/Scam Threads are now Off-Topic

(Topic locked.)
by prudent
Tue Nov 15, 2016 5:58 pm
Forum: Investing - Theory, News & General
Topic: Would the fed have to print money to pay our debts if we couldn't borrow anymore?
Replies: 14
Views: 1096

Re: Would the fed have to print money to pay our debts if we couldn't borrow anymore?

Topic is locked (hypothetical scenario). Topics must be personal and actionable. Hypothetical situations do not meet that standard. From Forum Policies : If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: ◾US or world econo...
by prudent
Tue Nov 15, 2016 12:51 pm
Forum: Investing - Help with Personal Investments
Topic: Need Advice: Heading Home for the Holidays
Replies: 16
Views: 768

Re: Need Advice: Heading Home for the Holidays

Topic locked for moderator review.
by prudent
Tue Nov 15, 2016 7:06 am
Forum: Investing - Help with Personal Investments
Topic: Can someone check my TLH plan ?
Replies: 4
Views: 520

Re: Can someone check my TLH plan ?

Topic moved to Investing - Help with Personal Investments.
by prudent
Sun Nov 13, 2016 9:23 pm
Forum: Forum Issues and Administration
Topic: What to do when our PM in-box is full?
Replies: 6
Views: 625

Re: What to do when our PM in-box is full?

Go to your Inbox. At the bottom right, below the last check box, click "Mark all". Above that there's a drop-down box where you can select Move marked to <folder name>. Then click Go. You may need to do that for more than one page of PMs.
by prudent
Sun Nov 13, 2016 3:46 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken Lifetime Planner
Replies: 3
Views: 512

Re: Quicken Lifetime Planner

Just played with this a little. (Quicken Premier 2014) In the Lifetime Planner assumptions, under Other Income, I created an entry of $50,000, with growth of 5.5%, to be effective 12/30/2016. I immediately saw an increase in the balance of the last year of planning. If I clicked "exclude from p...
by prudent
Sun Nov 13, 2016 3:25 pm
Forum: Local Chapters and Bogleheads Community
Topic: Where is Lon?
Replies: 4
Views: 1176

Re: Where is Lon?

Topic moved to Local Chapters and Bogleheads Community
by prudent
Sat Nov 12, 2016 3:45 pm
Forum: Personal Consumer Issues
Topic: Ashford watches good prices online
Replies: 9
Views: 1061

Re: Ashford watches good prices online

I note that my Amex credit card has an offer for $50 back on a $250+ purchase from Ashford but YMMV.
by prudent
Sat Nov 12, 2016 3:19 pm
Forum: Investing - Help with Personal Investments
Topic: Is Vanguard's website down
Replies: 10
Views: 758

Re: Is Vanguard's website down

OK here.
by prudent
Thu Nov 10, 2016 7:21 am
Forum: Personal Finance (Not Investing)
Topic: End of year '16 tax planning for Trump 2017
Replies: 5
Views: 1924

Re: End of year '16 tax planning for Trump 2017

Topic is locked (conjecture about future legislation). Speculation about future legislation is prohibited by forum policy (see https://www.bogleheads.org/forum/rules#rule-4b ) If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples inclu...
by prudent
Tue Nov 01, 2016 2:58 pm
Forum: Personal Consumer Issues
Topic: Used Car Buying Help
Replies: 26
Views: 2644

Re: Used Car Buying Help

Topic moved to Personal Consumer Issues.
by prudent
Mon Oct 24, 2016 2:23 pm
Forum: Personal Consumer Issues
Topic: Integrative medicine doctor
Replies: 4
Views: 781

Re: Integrative medicine doctor

After review by other moderators, the thread will remain locked (medical advice).
by prudent
Mon Oct 24, 2016 9:46 am
Forum: Local Chapters and Bogleheads Community
Topic: Wisconsin Bogleheads Meeting
Replies: 4
Views: 533

Re: Wisconsin Bogleheads Meeting

Topic moved to Local Chapters and Bogleheads Community.
by prudent
Mon Oct 24, 2016 6:35 am
Forum: Investing - Help with Personal Investments
Topic: quick 403(b) questions
Replies: 4
Views: 414

Re: quick 403(b) questions

Topic moved to Investing - Help with Personal Investments.
by prudent
Sun Oct 23, 2016 8:40 pm
Forum: Personal Consumer Issues
Topic: Integrative medicine doctor
Replies: 4
Views: 781

Re: Integrative medicine doctor

Locked for moderator review.
by prudent
Sun Oct 23, 2016 1:31 pm
Forum: Personal Finance (Not Investing)
Topic: Financial Planner - Spouse has no interest in investments
Replies: 43
Views: 3435

Re: Financial Planner - Spouse has no interest in investments

I have accepted that my spouse will need to work with an planner for the same reasons as the OP, and yes, it's going to cost. I cannot assume that telling her to follow my plan will be good advice given that the world changes over time. What makes sense today might be stupid 5, 10, 15 years after my...
by prudent
Sat Oct 22, 2016 5:23 pm
Forum: Investing - Theory, News & General
Topic: Complete this sentence
Replies: 17
Views: 1386

Re: Complete this sentence

Other moderators have reviewed some questions raised about the decision to lock the thread and it will remain locked - it is non-actionable per forum policy.
by prudent
Fri Oct 21, 2016 7:48 pm
Forum: Personal Consumer Issues
Topic: Why does my credit union inundate me with offers of life insurance?
Replies: 12
Views: 1204

Re: Why does my credit union inundate me with offers of life insurance?

My guess would be that they get paid for allowing the mailings to be sent to their members, and would get a commission from any sales.

Most institutions have a privacy policy that allows you to specify you do not want your information provided to outside firms for marketing purposes. Worth a call.
by prudent
Fri Oct 21, 2016 5:11 pm
Forum: Personal Consumer Issues
Topic: Quicken Bill Pay
Replies: 15
Views: 820

Re: Quicken Bill Pay

I find my bank's billpay system quite convenient. All my payments entered at one site. I can schedule payments for future dates and when I download transactions to Quicken, they show as payments that will be made on the future date (so no need to enter them again into Quicken). The bank's system tel...
by prudent
Thu Oct 20, 2016 8:58 pm
Forum: Personal Finance (Not Investing)
Topic: Does your bank charge for paper statements?
Replies: 26
Views: 1767

Re: Does your bank charge for paper statements?

Previous bank did not (for our account type), the new bank that took over 2 weeks ago does (for our new, not-so-privileged account type). The new bank (Key Bank) raised the minimum balance to keep the perks we had from $5K to $25K. And it turns out their customer service is in India, rather than in ...
by prudent
Tue Oct 18, 2016 7:09 pm
Forum: Investing - Theory, News & General
Topic: WSJ - The Dying Business of Picking Stocks
Replies: 38
Views: 5917

Re: WSJ - The Dying Business of Picking Stocks

htdrag11's post moved into this existing thread.
by prudent
Tue Oct 18, 2016 7:02 am
Forum: Personal Finance (Not Investing)
Topic: Correcting Social Security earnings record
Replies: 16
Views: 1976

Re: Correcting Social Security earnings record

Don't know if this is an option for you, but I had a year of missing earnings and brought my W2 to the local SS office. They fixed it on the spot.
by prudent
Mon Oct 17, 2016 5:02 pm
Forum: Personal Finance (Not Investing)
Topic: Lost all financial data
Replies: 11
Views: 2001

Re: Lost all financial data

Is your Quicken data file gone, or just corrupt? Quicken support could help repair it if you still have the file.
by prudent
Mon Oct 17, 2016 10:26 am
Forum: Forum Issues and Administration
Topic: Subscription notices not coming
Replies: 2
Views: 552

Re: Subscription notices not coming

Here's a post to see if you get a notification.
by prudent
Mon Oct 17, 2016 8:52 am
Forum: Investing - Help with Personal Investments
Topic: An alternate to DNP [DNP Select Income Fund Inc.]
Replies: 21
Views: 1487

Re: An alternate to DNP

While it looks great that the dividend has been so stable, it's important to understand why that is. DNP will keep that distribution steady - they have committed to it. In order to make that work, they will distribute fund income. If that's not enough they will distribute capital gains. If that's st...
by prudent
Thu Oct 13, 2016 1:04 pm
Forum: Investing - Theory, News & General
Topic: Navy Federal Credit Union - not so different from banks
Replies: 45
Views: 3181

Re: Navy Federal Credit Union - not so different from banks

Topic has been exhausted, not staying on-topic, and is locked.
by prudent
Tue Oct 11, 2016 6:12 pm
Forum: Personal Consumer Issues
Topic: Looking for Help from BH Bridge Players
Replies: 23
Views: 1383

Re: Looking for Help from BH Bridge Players

Topic moved to Personal Consumer Issues.
by prudent
Thu Oct 06, 2016 8:29 pm
Forum: Personal Finance (Not Investing)
Topic: Seeking personal finance advice (first posting)
Replies: 5
Views: 861

Re: Seeking personal finance advice (first posting)

Because the debt is causing you significant stress, I would stop IRA contributions to pay it off sooner, but I would not withdraw from the IRA to do it.
by prudent
Tue Oct 04, 2016 4:33 pm
Forum: Investing - Help with Personal Investments
Topic: temporarily cashing out ?
Replies: 55
Views: 4895

Re: temporarily cashing out ?

While I believe it's impossible to time the market accurately, if you are uncomfortable with being in the market, then you should take action. Be sure to consider the tax implications of bailing out, and think about what criteria you would use to decide when to get back in. Many have missed out on g...
by prudent
Mon Oct 03, 2016 5:55 am
Forum: Investing - Help with Personal Investments
Topic: Good Site for Comparing Funds
Replies: 1
Views: 241

Re: Good Site for Comparing Funds

The tool packs a lot of info onto a single page of output. Beyond a comparison (up to 3 funds) of the impact of ER over a user-specified time, estimated annual return, and investment amount... - relative ranking of ER compared to other funds with the same objective, with the same Morningstar categor...

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