Search found 6 matches

by protons
Sun Mar 19, 2017 8:05 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio advice
Replies: 10
Views: 826

Re: Portfolio advice

Thanks everyone for the comments. Sounds like the consensus on the student loan is to go ahead and pay it off sooner. And somebody mentioned disability insurance. I do have that - thanks as I do agree that is critical. And midareff thanks very much for your detailed answer. I'll switch Novocure to t...
by protons
Sun Mar 19, 2017 8:59 am
Forum: Investing - Help with Personal Investments
Topic: Portfolio advice
Replies: 10
Views: 826

Re: Portfolio advice

Thanks very much for the helpful replies. The loan I have is a student loan. So I don't think the rate will go down. Novocure is all on me - it's a medical device I believe in. In it for the long haul. Thanks for clarification on the tax rate. Yes, in the beginning of the year when I have to pay Med...
by protons
Sat Mar 18, 2017 5:11 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio advice
Replies: 10
Views: 826

Re: Portfolio advice

The whole time typing this, I kept wondering if he was making this so complicated so I won't believe I could do it myself! 0.3% does sound a lot better. Or perhaps my advisor will bargain with me... :mrgreen: Will the vanguard ETF funds be as good as the DFA tax managed funds? From what I have read,...
by protons
Sat Mar 18, 2017 3:43 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio advice
Replies: 10
Views: 826

Re: Portfolio advice

Thanks. My investment advisor says to pay off the loan slowly because over time the market will do better. Sure is tempting to pay off like you said. I'm in an aggressive mix of mutual funds and stocks etc, which my advisor claims will do better than 10% as long as I don't touch it during the down t...
by protons
Fri Mar 17, 2017 1:40 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio advice
Replies: 10
Views: 826

Portfolio advice

Emergency funds: 3 months Debt: Loans 200K at 4.615% with SoFI, monthly payment $2297 Tax Filing Status: single Tax Rate: 33.34% Federal,4.225% State Income: 600K State of Residence: MO Age: 33 Desired Asset allocation: 80% stocks 20% bonds Size of current portfolio: ~200K Current retirement assets ...
by protons
Tue Jun 14, 2016 7:36 pm
Forum: Personal Finance (Not Investing)
Topic: Disability insurance offer questions
Replies: 1
Views: 247

Disability insurance offer questions

I have group LTD insurance with my employer, and we were recently given an offer for a group buy up option. I am age 33 and the policy is Class 5P. I wanted to run this by this forum to see what everyone thinks and if it is a good idea. The reps tell me it is a good deal as it is discounted 25% and ...

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