Search found 8 matches

by preach
Mon Jun 19, 2017 1:54 pm
Forum: Investing - Help with Personal Investments
Topic: Tax Exempt Bond Funds Questions
Replies: 8
Views: 1061

Re: Tax Exempt Bond Funds Questions

Thanks for these responses. A follow up question: For purposes of long-term investing (i.e., a time horizon of twenty+ years), does it make any real difference whether the municipal bond fund chosen focuses on short-term, intermediate term, or long-term bonds? I realize there's more fluctuation pot...
by preach
Mon Jun 19, 2017 10:25 am
Forum: Investing - Help with Personal Investments
Topic: Am I being unrealistic about my expectations of dividend income? Is there a better alternative?
Replies: 132
Views: 14081

Re: Am I being unrealistic about my expectations of dividend income? Is there a better alternative?

Thank you everyone for the feedback, this is really a great info from a lot of different viewpoints. So basically my take away on this is yes I was a bit unrealistic about my dividend returns. I did not exactly account for the fact that no matter if I took the dividend as income or reinvested it, it...
by preach
Sat Jun 17, 2017 12:44 pm
Forum: Investing - Help with Personal Investments
Topic: Am I being unrealistic about my expectations of dividend income? Is there a better alternative?
Replies: 132
Views: 14081

Am I being unrealistic about my expectations of dividend income? Is there a better alternative?

I'd like some input on investing funds into stocks and/or bonds specifically targeting a regular dividend return, preferably a monthly return if possible. Currently I have a significant portion of my retirement funds and my regular brokerage account invested in S&P 500 index funds. Not all retiremen...
by preach
Tue Feb 28, 2017 8:53 am
Forum: Personal Finance (Not Investing)
Topic: Questions about Medicare Part D cost estimates
Replies: 10
Views: 1107

Re: Questions about Medicare Part D cost estimates

Another thought, go through all his statements for the year to see if there are any abnormally high spending months. Did he have a surgery or illness that might have required expensive out of the ordinary drugs? I didn't even really think about that. It seems to be the most likely explanation thoug...
by preach
Mon Feb 27, 2017 8:32 pm
Forum: Personal Finance (Not Investing)
Topic: Questions about Medicare Part D cost estimates
Replies: 10
Views: 1107

Re: Questions about Medicare Part D cost estimates

Right, I'm not sure if I understood the cost breakdown properly...I guess I should have clarified that in my first post. When I saw he had hit the catastrophic coverage amount last year, I am simply assuming he has already paid that amount (the 4850). Ok i looked at my phone because I took a picture...
by preach
Mon Feb 27, 2017 11:57 am
Forum: Personal Finance (Not Investing)
Topic: Questions about Medicare Part D cost estimates
Replies: 10
Views: 1107

Questions about Medicare Part D cost estimates

I'm doing this for my father who is on Medicare and has a supplement plan plus a Part D drug plan. I started researching this a little back around December and what set me off was I happened to be visiting and saw a monthly statement had come in the mail from his insurance company. He let me take a ...
by preach
Tue May 17, 2016 1:24 pm
Forum: Investing - Help with Personal Investments
Topic: Early retirement: how to protect savings needed before age 59.5 against inflation?
Replies: 14
Views: 2746

Re: Early retirement: how to protect savings needed before age 59.5 against inflation?

In years past when interest rates were higher, online savings accounts typically did ok in terms of simply protecting against inflation. But since they've been considerably lower for some time now, I shifted a lot of the cash I had sitting in those accounts out and put them into bond funds. Treasury...
by preach
Mon May 16, 2016 2:23 pm
Forum: Investing - Help with Personal Investments
Topic: Contributing to Roth IRA while I still can
Replies: 3
Views: 653

Contributing to Roth IRA while I still can

Hello, my first post to this forum. I was glad to stumble upon since I use Vanguard for pretty much all of my personal investments. I was hoping to get some feedback on which stock fund I should focus on. I still do not have a Roth IRA and in looking back at last year's taxes, I will only have at mo...