Search found 1852 matches

by pennstater2005
Mon May 02, 2016 11:46 am
Forum: Personal Consumer Issues
Topic: Best drill/driver for home use
Replies: 66
Views: 3834

Re: Best drill/driver for home use

My brother is a carpenter and has always used Porter Cable tools. That's why I started using them. I've had good luck with them. I've had some friends have good luck with Rockwell's line of tools.
by pennstater2005
Sun May 01, 2016 9:39 am
Forum: Personal Finance (Not Investing)
Topic: Best High-Yield Online Account for Emergency Fund?
Replies: 15
Views: 1579

Re: Best High-Yield Online Account for Emergency Fund?

Another satisfied Ally customer.

· Live chat
· Ease of adding additional savings accounts
· Free checks
· ATM reimbursement up to $10/month
· Good phone app
· Competitive savings and checking rates
· Good bill pay options

I've only had to use customer service once and it was fine.
by pennstater2005
Sat Apr 30, 2016 8:10 pm
Forum: Personal Consumer Issues
Topic: I cannot stop buying... [Investing/Personal Finance Books]
Replies: 44
Views: 4906

Re: I cannot stop buying...

Personally, I read "The Investor's Manifesto" by Dr. William Bernstein. I purchased other books, maybe 4 more, and haven't ready any of them. I got the gist of it with that one book. It's all I needed personally. If you enjoy reading finance and are learning new things, buy away. Someday I...
by pennstater2005
Fri Apr 29, 2016 9:32 am
Forum: Personal Consumer Issues
Topic: Best drill/driver for home use
Replies: 66
Views: 3834

Re: Best drill/driver for home use

I purchased a 12V Bosch drill and impact driver set from Jet. They charge $140 but offer a 15% first purchase discount, plus no tax or shipping charge. So my final charge for the set was about $119. Thanks for all of your help. Great choice. You should get years of use. I wish I would've bought the...
by pennstater2005
Wed Apr 27, 2016 8:19 pm
Forum: Investing - Help with Personal Investments
Topic: AA. Now 70/30. Thinking of 80/20.
Replies: 48
Views: 4802

Re: AA. Now 70/30. Thinking of 80/20.

^ Not sure why you quoted me. I was pointing out this is an old thread. I'm guessing the OP has, after 3 years, already made a decision. Maybe not. The OP might be routinely checking this thread, biting his/her nails and staring at the screen hotly anticipating any new advice. I was gonna throw in a...
by pennstater2005
Wed Apr 27, 2016 6:53 pm
Forum: Investing - Help with Personal Investments
Topic: AA. Now 70/30. Thinking of 80/20.
Replies: 48
Views: 4802

This thread is nearly 3 years old.

Just in case anyone missed it, this is a a nearly 3 year old thread.
by pennstater2005
Wed Apr 27, 2016 12:36 pm
Forum: Personal Consumer Issues
Topic: BH Way of Landscaping?
Replies: 42
Views: 3328

Re: BH Way of Landscaping?

TxAg wrote:I've adopted it as one of my hobbies. Our yard looks pretty good right now.


Me too! Having almost three kids now it's much easier having an at home hobby.
by pennstater2005
Wed Apr 27, 2016 9:22 am
Forum: Personal Consumer Issues
Topic: BH Way of Landscaping?
Replies: 42
Views: 3328

Re: BH Way of Landscaping?

Don't try to kill the weeds the first year. Let them grow with the grass. Any weed killers you apply before the grass becomes firmly established will kill it too. Next year apply pre-emergent weed and crab grass control in the early spring to knock them out before they get a chance to begin growing...
by pennstater2005
Tue Apr 26, 2016 7:37 pm
Forum: Personal Consumer Issues
Topic: Best drill/driver for home use
Replies: 66
Views: 3834

Re: Best drill/driver for home use

One other thing I'll add is that you should go to say Lowe's to actually hold different drills. I found that DeWalt felt different from Porter Cable and so on. I say Lowe's because they carry all the major brands and if you decide to buy are usually priced competitively. Disclaimer: I don't work for...
by pennstater2005
Mon Apr 25, 2016 8:12 pm
Forum: Personal Consumer Issues
Topic: Best drill/driver for home use
Replies: 66
Views: 3834

Re: Best drill/driver for home use

I bought the Porter Cable 20v lithium ion drill when I was remodeling my kitchen. Extremely light and came with an extra battery. I used it to drill through cement block when installing a new copper water line to an outside garage. I also used it for the drywall in the kitchen and the battery really...
by pennstater2005
Sat Apr 23, 2016 1:52 pm
Forum: Investing - Theory, News & General
Topic: Do you think this is a bad time to enter the market? With the dow at 18,000
Replies: 89
Views: 7307

Re: Do you think this is a bad time to enter the market? With the dow at 18,000

So, after all the advice given here, do you have any idea what you are going to do?
by pennstater2005
Fri Apr 22, 2016 4:46 pm
Forum: Investing - Theory, News & General
Topic: Do you think this is a bad time to enter the market? With the dow at 18,000
Replies: 89
Views: 7307

Re: Do you think this is a bad time to enter the market? With the dow at 18,000

Just because one has 1800 posts on a financial forum does not mean they are immune to having emotional highs and lows. This is the place to come and hopefully get saved from an irrational decision.
by pennstater2005
Fri Apr 22, 2016 1:04 pm
Forum: Investing - Help with Personal Investments
Topic: What do you wish you had known in your early 20's?
Replies: 46
Views: 4193

Re: What do you wish you had known in your early 20's?

Be serious about your education. Make more money. Save more money.
by pennstater2005
Tue Apr 19, 2016 9:01 pm
Forum: Personal Consumer Issues
Topic: Roku 3 v. Apple TV v. ???
Replies: 32
Views: 2395

Re: Roku 3 v. Apple TV v. ???

I originally bought the Roku 3 but returned it for Apple TV (3rd gen) because I was having trouble keeping the Roku connected to the wifi. And once I used the AirPlay feature with the iPhone and Macbook I was hooked. If you don't have other Apple products this won't matter to you. We mostly use it f...
by pennstater2005
Tue Apr 19, 2016 6:52 am
Forum: Personal Consumer Issues
Topic: Better than amazon??
Replies: 65
Views: 8609

Re: Better than amazon??

Just bought Radian R120 car seats from Albee baby website for $216. That was with a ten percent discount and free shipping. Amazon wanted $255. I went to Albee. It's now advertised for $255 there. They were listed at $241 with a 10% discount once in cart. I ordered last week. I need the Chicco key ...
by pennstater2005
Mon Apr 18, 2016 8:19 pm
Forum: Personal Consumer Issues
Topic: Better than amazon??
Replies: 65
Views: 8609

Re: Better than amazon??

I've pretty much stopped shopping at Amazon since they've raised the free shipping minimum to $50. Also they continue to do nothing about the blatant sponsored reviews "I received this product at a discount in exchange for my honest and unbiased review." Those reviews have ruined research...
by pennstater2005
Mon Apr 18, 2016 10:37 am
Forum: Personal Consumer Issues
Topic: Better than amazon??
Replies: 65
Views: 8609

Re: Better than amazon??

I've pretty much stopped shopping at Amazon since they've raised the free shipping minimum to $50. Also they continue to do nothing about the blatant sponsored reviews "I received this product at a discount in exchange for my honest and unbiased review." Those reviews have ruined research...
by pennstater2005
Mon Apr 18, 2016 10:34 am
Forum: Personal Consumer Issues
Topic: Better than amazon??
Replies: 65
Views: 8609

Re: Better than amazon??

Just bought Radian R120 car seats from Albee baby website for $216. That was with a ten percent discount and free shipping. Amazon wanted $255. I went to Albee. It's now advertised for $255 there. They were listed at $241 with a 10% discount once in cart. I ordered last week. I need the Chicco key ...
by pennstater2005
Mon Apr 18, 2016 6:41 am
Forum: Personal Consumer Issues
Topic: Better than amazon??
Replies: 65
Views: 8609

Re: Better than amazon??

Just bought Radian R120 car seats from Albee baby website for $216. That was with a ten percent discount and free shipping. Amazon wanted $255.
by pennstater2005
Sat Apr 16, 2016 8:55 pm
Forum: Personal Consumer Issues
Topic: Better than amazon??
Replies: 65
Views: 8609

Re: Better than amazon??

I've used Jet a few times and have had a fine experience. Shipping was a little slow but arrived. I still tend to use Amazon for most items and have not noticed any drastic upswing in their pricing. I did just receive a mailer from Jet with 15% off my next 3 orders so I'll probably take advantage of...
by pennstater2005
Thu Apr 14, 2016 8:27 pm
Forum: Personal Consumer Issues
Topic: The Lawn vs. The Homeowner (guess who's winning)
Replies: 59
Views: 5265

Re: The Lawn vs. The Homeowner (guess who's winning)

You guys are complete lemmings following the Scott's care, etc. here's something I picked up elsewhere You will need: One full can of regular pop (any kind-no diet soda) One full can of beer (no light beer) 12oz 1/2 Cup of Liquid dishwashing soap (do NOT use anti-bacterial dishwashing liquid) 1/2 C...
by pennstater2005
Thu Apr 14, 2016 12:08 pm
Forum: Personal Consumer Issues
Topic: The Lawn vs. The Homeowner (guess who's winning)
Replies: 59
Views: 5265

Re: The Lawn vs. The Homeowner (guess who's winning)

Have you heard of the design methodology called "permaculture"? You could design your yard into a food-giving system that requires little maintenance over the long-haul and serves you. Here's a video that shows what your lawn could look like for you and how far you could take it. https://...
by pennstater2005
Wed Apr 13, 2016 4:16 pm
Forum: Personal Consumer Issues
Topic: The Lawn vs. The Homeowner (guess who's winning)
Replies: 59
Views: 5265

Re: The Lawn vs. The Homeowner (guess who's winning)

Ya I would never do that or recommend it. Neither would any of the lawn care folks I would work with. If you have been doing that for years and still have a weedy yard it is simply not working. I use no herbicides except minor spot treatment (less than a dozen weeds in a .75 acre) because the grass...
by pennstater2005
Wed Apr 13, 2016 3:47 pm
Forum: Personal Consumer Issues
Topic: The Lawn vs. The Homeowner (guess who's winning)
Replies: 59
Views: 5265

Re: The Lawn vs. The Homeowner (guess who's winning)

Where does this myth of spraying chemicals all over your lawn come from? You either do spot treatment or if your lawn is in tatters you rip it all up and sod it. What myth? I did a blanket spray of 2,4D and Dicamba two times 2 weeks apart. Then followed that up with triclopyr herbicide for the toug...
by pennstater2005
Wed Apr 13, 2016 11:54 am
Forum: Personal Consumer Issues
Topic: The Lawn vs. The Homeowner (guess who's winning)
Replies: 59
Views: 5265

Re: The Lawn vs. The Homeowner (guess who's winning)

Last year I started using Milorganite as my fertilizer. It's organic and I like it better than the Scott's products because it has more slow-release nitrogen, which limits my top growth and therefore how often I need to mow. I would definitely recommend using a pre-emergent in early Spring to preve...
by pennstater2005
Tue Apr 12, 2016 1:30 pm
Forum: Personal Consumer Issues
Topic: The Lawn vs. The Homeowner (guess who's winning)
Replies: 59
Views: 5265

Re: The Lawn vs. The Homeowner (guess who's winning)

Head on over to Around the yard and you'll get excellent advice there. First thing to start with will be a soil sample so you're not throwing money away with things your yard may not need. They have an organic lawn care section. I got my yard looking great.


http://aroundtheyard.com/organic/
by pennstater2005
Fri Apr 08, 2016 8:37 pm
Forum: Personal Finance (Not Investing)
Topic: When is it ok to splurge?
Replies: 83
Views: 7741

Re: When is it ok to splurge?

I just bought 12 bags of milorganite. That was a splurge for me. It's all in my trunk and the car stinks to high heaven :D That was quite the contribution, I'm sure everyone is impressed. Awww, did you have a bad day Mr. New England? Thanks for taking the time out of your day though to respond :P
by pennstater2005
Fri Apr 08, 2016 5:52 pm
Forum: Personal Finance (Not Investing)
Topic: When is it ok to splurge?
Replies: 83
Views: 7741

Re: When is it ok to splurge?

I just bought 12 bags of milorganite. That was a splurge for me. It's all in my trunk and the car stinks to high heaven :D
by pennstater2005
Thu Apr 07, 2016 10:06 pm
Forum: Personal Consumer Issues
Topic: How often does your credit card # get stolen?
Replies: 73
Views: 3561

Re: How often does your credit card # get stolen?

Just once with my Fidelity AMEX. It was used in Sao Paulo, Brazil showing up as a cable services charge.
by pennstater2005
Thu Apr 07, 2016 7:34 pm
Forum: Personal Consumer Issues
Topic: I'm Addicted [to investing and personal finance]
Replies: 64
Views: 8400

Re: I'm Addicted

pennstater2005 wrote: Asking for advice about addiction from a group of addicts seems wrong Recovering addicts best understand addiction. They have experienced the downside and use it's unacceptability as a reference to motivate themselves to make a different choice when the behavior is about to st...
by pennstater2005
Thu Apr 07, 2016 1:43 pm
Forum: Personal Consumer Issues
Topic: I'm Addicted [to investing and personal finance]
Replies: 64
Views: 8400

Re: I'm Addicted

Asking for advice about addiction from a group of addicts seems wrong :wink:
by pennstater2005
Tue Apr 05, 2016 7:16 am
Forum: Personal Consumer Issues
Topic: Filtered Water?
Replies: 27
Views: 1573

Re: Filtered Water?

We have the Woder 10K that installs under the sink. It took me about five minutes. Definite difference in taste. Purchased through Amazon.
by pennstater2005
Sun Apr 03, 2016 7:51 pm
Forum: Personal Consumer Issues
Topic: Breaking concrete
Replies: 42
Views: 3298

Re: Breaking concrete

As to the putting 5" of topsoil over the concrete, I would advise against that. Grass roots typically grow to around 4" and sometimes more so you don't want those roots coming up against the concrete. They may not develop appropriately. It sounds like a pretty big job. I would be thinking ...
by pennstater2005
Fri Apr 01, 2016 6:23 pm
Forum: Personal Consumer Issues
Topic: Do you pay for yardwork?
Replies: 61
Views: 5445

Re: Do you pay for yardwork?

jharkin wrote:Oh dont get me wrong.... I have a lot of fun gas powered toys - they just are not yard tools :sharebeer


Ahhh....those are the really fun ones! I used to have some of those but alas, no more :(
by pennstater2005
Fri Apr 01, 2016 5:01 pm
Forum: Personal Consumer Issues
Topic: Do you pay for yardwork?
Replies: 61
Views: 5445

Re: Do you pay for yardwork?

1/2 acre. I mow and trim myself. Costs are in addition to the purchase price of the equipment which can vary widely depending on personal value for low price, equipment quality, dependability, etc. Equipment life estimates based on my experience over the past 25 years at the current location. 1. Jo...
by pennstater2005
Wed Mar 30, 2016 8:07 pm
Forum: Personal Consumer Issues
Topic: Do you pay for yardwork?
Replies: 61
Views: 5445

Re: Do you pay for yardwork?

I do my own pre emergent and fertilization applications as well as mowing, trimming, edging and winterization. With two kids now and another on the way it has become a sort of hobby for myself that I can do without leaving home. I just bought a commercial spreader with a 100# hopper capacity which i...
by pennstater2005
Wed Mar 30, 2016 7:59 pm
Forum: Personal Consumer Issues
Topic: Experience with Honda airbag recall?
Replies: 71
Views: 7335

Re: Experience with Honda airbag recall?

2007 Honda Accord here. Took it to the dealer and they fixed the driver's side airbag within a couple hours. I thought they were doing the passenger side too but they didn't have the part so I had to take it back a week later. A little bit of a pain but it's done now.
by pennstater2005
Sun Mar 27, 2016 6:37 pm
Forum: Personal Consumer Issues
Topic: Does anyone earn any income (10 bucks plus) a week from one of those survey, blog, visit website jobs?
Replies: 22
Views: 1995

Re: Does anyone earn any income (10 bucks plus) a week from one of those survey, blog, visit website jobs?

Surveys on the Go. You have to have $10 to cash out to Paypal. I got $10.45 then after that the surveys slowed to maybe one every two weeks, most of which I wasn't qualifying for. I deleted the app. I got a few big ones, notably one for $75, I had to take my child to Applebees and film him making hi...
by pennstater2005
Fri Mar 25, 2016 3:51 pm
Forum: Personal Consumer Issues
Topic: Mazda Mazda5 Touring and Volkswagen Routan. Any experiences?
Replies: 7
Views: 497

Re: Mazda Mazda5 Touring and Volkswagen Routan. Any experiences?

I did check out the Kia Sedona. Had not found that one with my searching. It's a consideration as well. $10-11K for some around 4-5 years old with 70-100K miles. That's doable. Thanks for the recommendation Rupert.
by pennstater2005
Fri Mar 25, 2016 3:19 pm
Forum: Personal Consumer Issues
Topic: Mazda Mazda5 Touring and Volkswagen Routan. Any experiences?
Replies: 7
Views: 497

Re: Mazda Mazda5 Touring and Volkswagen Routan. Any experiences?

The Mazda 5's 3rd row isn't that readily accessible. It won't be convenient for you until your 4 year old is able to buckle him/herself in, as you will be putting the baby and 2 year old in the second row. A minivan might be your best option... He can buckle himself in just not pull the strap tight...
by pennstater2005
Fri Mar 25, 2016 2:13 pm
Forum: Personal Consumer Issues
Topic: Mazda Mazda5 Touring and Volkswagen Routan. Any experiences?
Replies: 7
Views: 497

Mazda Mazda5 Touring and Volkswagen Routan. Any experiences?

Trying to decide between the two. I will be buying used for financial reasons. I have two kids 4 and 2 and a newborn in three months. My wife had a 2009 Hyundai Sonata that doesn't easily configure three seats in the back. Any thoughts or experiences appreciated. Trying not to spend much more than $...
by pennstater2005
Thu Mar 24, 2016 5:50 pm
Forum: Investing - Help with Personal Investments
Topic: Target Retirement Fund
Replies: 22
Views: 1875

Re: Target Retirement Fund

They are a great instrument for (2) situations: 1. Using for low balance accounts - until you have a high enough balance to purchase Admiral funds for a 3 fund portfolio (I.e 30,000) 2. People who want a "set it and forget it" investment, people who have no interest in learning about inve...
by pennstater2005
Thu Mar 24, 2016 12:44 pm
Forum: Personal Consumer Issues
Topic: Synthetic Grass in Yard
Replies: 14
Views: 1008

Re: Synthetic Grass in Yard

I have a section of yard about 10' wide and 40'-50' long between my backyard fence and my deck that is so shaded I can never grow grass there. The yard ends up covered with clumps of grass that somehow survived, but are like islands in the ocean, few and far between. And, yeah, I've used shade-resi...
by pennstater2005
Thu Mar 24, 2016 11:56 am
Forum: Personal Consumer Issues
Topic: Vanguard Store Items
Replies: 63
Views: 5193

Re: Vanguard Store Items

The Vanguard travel mug lid is made of silicone. After using this for awhile I've noticed a smell from the lid I don't like and it attracts lint and dust. I'll probably just use it at work without the lid. + 1 - I do the same. I wish it was more like the Starbucks plastic lid that sits inside the t...
by pennstater2005
Thu Mar 24, 2016 7:09 am
Forum: Personal Consumer Issues
Topic: Vanguard Store Items
Replies: 63
Views: 5193

Re: Vanguard Store Items

The Vanguard travel mug lid is made of silicone. After using this for awhile I've noticed a smell from the lid I don't like and it attracts lint and dust. I'll probably just use it at work without the lid.
by pennstater2005
Sun Mar 20, 2016 10:40 am
Forum: Personal Consumer Issues
Topic: Dishwasher recommendation.
Replies: 44
Views: 3048

Re: Dishwasher recommendation.

wilked wrote:There are two types of dishwasher owners. Those with a Bosch and those who are tolerate loud machines which don't clean their dishes.

It's up to you which you intend to be


I have a Maytag and it cleans my dishes and isn't that loud. I guess there are 3 types of dishwasher owners.
by pennstater2005
Sat Mar 19, 2016 9:46 pm
Forum: Personal Consumer Issues
Topic: Dishwasher recommendation.
Replies: 44
Views: 3048

Re: Dishwasher recommendation.

If you haven't already done so, use the search feature. There are quite a few dishwasher threads on here with recommendations.
by pennstater2005
Fri Mar 18, 2016 7:15 pm
Forum: Personal Finance (Not Investing)
Topic: Age 29; stay in smaller house or buy a bigger house?
Replies: 44
Views: 4019

Re: Age 29; stay in smaller house or buy a bigger house?

My wife and I have 2 kids with one more on the way soon. Our house is a little under 1200 sq ft. But, it has 3 bedrooms and 2 full baths and sits on 1/2 acre. Sometimes I think about having a little bigger living room and wonder what it will be like when the kids are bigger. But, the utilities are m...
by pennstater2005
Mon Mar 14, 2016 4:27 pm
Forum: Personal Consumer Issues
Topic: Aldi now accepts credit cards!!!
Replies: 65
Views: 6981

Re: Aldi now accepts credit cards!!!

Something of interest. Awhile back we got a bag of frozen broccoli that wasn't good. My wife emailed Aldi and in a few weeks we had a check for ten dollars from Green Giant.
by pennstater2005
Mon Mar 14, 2016 2:04 pm
Forum: Personal Consumer Issues
Topic: Aldi now accepts credit cards!!!
Replies: 65
Views: 6981

Re: Aldi now accepts credit cards!!!

Aldi's must be a lot different in other places. The local Aldi's store is the same size as just the produce department alone of the chain grocery store native to our area. Although Aldi's is cheaper, it isn't worth the inconvenience to me to have to go there and then go to the other to complete the...

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