Search found 1929 matches

by pennstater2005
Fri Sep 23, 2016 12:51 pm
Forum: Personal Consumer Issues
Topic: [500 million Yahoo accounts hacked, what should you do?]
Replies: 77
Views: 4029

Re: Yahoo says hackers stole info in 500 million user accounts

SouthernCPA wrote:
pennstater2005 wrote:I only use my Yahoo account to play fantasy football.


The other guys in your league may get your login and change your lineup!


That might actually help me!
by pennstater2005
Thu Sep 22, 2016 3:27 pm
Forum: Personal Consumer Issues
Topic: [500 million Yahoo accounts hacked, what should you do?]
Replies: 77
Views: 4029

Re: Yahoo says hackers stole info in 500 million user accounts

I only use my Yahoo account to play fantasy football.
by pennstater2005
Fri Sep 16, 2016 8:54 pm
Forum: Forum Issues and Administration
Topic: How can you remove a thread from "Your Posts?"
Replies: 10
Views: 971

Re: How can you remove a thread from "Your Posts?"

The only thing that saved me from the monstrous "book thread" was that it got too big and Alex started a new one. I don't dare post again! Guess you just have to wait it out.
by pennstater2005
Thu Sep 15, 2016 9:24 am
Forum: Personal Finance (Not Investing)
Topic: Will you delete the Stocks App from your iPhone?
Replies: 31
Views: 2461

Re: Will you delete the Stocks App from your iPhone?

Already did and about ten others. Great feature!
by pennstater2005
Wed Sep 14, 2016 7:19 pm
Forum: Personal Consumer Issues
Topic: iOS 10 available today
Replies: 44
Views: 2961

Re: iOS 10 available today

Updated iPhone 5c today. No issues yet. Its taking me awhile to not swipe to unlock.
by pennstater2005
Wed Sep 14, 2016 7:11 pm
Forum: Personal Consumer Issues
Topic: Favorite Coffee
Replies: 134
Views: 7420

Re: Favorite Coffee

Starbucks sumatra. Brewed at home only though. Too strong for my taste buds in store. Easy on my acid reflux as it's a low acidity coffee.
by pennstater2005
Sat Sep 10, 2016 9:22 pm
Forum: Personal Consumer Issues
Topic: How much is your cell phone bill?
Replies: 164
Views: 10472

Re: How much is your cell phone bill?

reriodan wrote:I get 1GB of data free through freedompop.


Is freedom pop on the Sprint network? Their coverage is garbage in my area.
by pennstater2005
Sat Sep 10, 2016 9:19 pm
Forum: Personal Consumer Issues
Topic: How much is your cell phone bill?
Replies: 164
Views: 10472

Re: How much is your cell phone bill?

Cricket's new $30 a month plan to compete with Google's Project Fi became available yesterday. So, now 2 lines each with unlimited talk/text/1GB data for $60. That seems expensive to me. Only 1GB of data for 30/month? Talk and text are basically free, the only expensive thing is data and I get 1GB ...
by pennstater2005
Sat Sep 10, 2016 8:13 pm
Forum: Personal Consumer Issues
Topic: How much is your cell phone bill?
Replies: 164
Views: 10472

Re: How much is your cell phone bill?

Cricket's new $30 a month plan to compete with Google's Project Fi became available yesterday. So, now 2 lines each with unlimited talk/text/1GB data for $60.
by pennstater2005
Sat Sep 10, 2016 8:04 pm
Forum: Personal Finance (Not Investing)
Topic: Your contribution to employee health care
Replies: 17
Views: 1467

Re: Your contribution to employee health care

$200 per month with a $1500 deductible. When I started there 10 years ago it was $75 a month with $0 deductible. This is employee only.
by pennstater2005
Sat Sep 10, 2016 6:55 am
Forum: Investing - Theory, News & General
Topic: ["Wells Fargo Fined for Years of Harm to Customers"]
Replies: 129
Views: 7882

Re: ["Wells Fargo Fined for Years of Harm to Customers"]

Oh, oh the Wells Fargo wagon is a coming down the street oh please let it be for me!
by pennstater2005
Thu Sep 08, 2016 6:23 pm
Forum: Investing - Theory, News & General
Topic: ["Wells Fargo Fined for Years of Harm to Customers"]
Replies: 129
Views: 7882

Re: ["Wells Fargo Fined for Years of Harm to Customers"]

Have never banked with Wells Fargo and definitely never will now. Surprising, but not surprising.
by pennstater2005
Wed Sep 07, 2016 3:33 pm
Forum: Personal Consumer Issues
Topic: Should I upgrade my 6 year old plasma TV?
Replies: 81
Views: 4944

Re: Should I upgrade my 6 year old plasma TV?

I finally replaced my 9 year old 42" Panasonic 720p plasma with the LG 55EG9100 OLED a couple months ago. "Only" 1080p, but at my viewing distance it doesn't matter as I'm barely seeing the benefit of 1080p. Adorama puts them on sale through eBay about once a month and I finally bit ...
by pennstater2005
Wed Sep 07, 2016 7:51 am
Forum: Personal Consumer Issues
Topic: How much is your cell phone bill?
Replies: 164
Views: 10472

Re: How much is your cell phone bill?

$70 month for two lines unlimited talk/text and 2.5GB data for each line with Cricket. I am interested in Project Fi for my wife as she uses minimal data. Problem is she likes her iPhone (even though it's a 4s :shock: ).
by pennstater2005
Fri Sep 02, 2016 6:48 am
Forum: Investing - Theory, News & General
Topic: [Article: "Can Pennsylvania confiscate your IRA?"]
Replies: 23
Views: 2773

Re: Pennsylvania will liquidate abandoned retirement accounts after 3 years of inactivity

I'm a little confused by this. If I have a Roth IRA and don't contribute or withdrawal over the course of 3 years then the state would take it? That can't be right. Not even close... An account owner may indicate interest with “almost any” kind of activity, including accessing his account online, s...
by pennstater2005
Fri Sep 02, 2016 6:42 am
Forum: Investing - Theory, News & General
Topic: [Article: "Can Pennsylvania confiscate your IRA?"]
Replies: 23
Views: 2773

Re: Pennsylvania will liquidate abandoned retirement accounts after 3 years of inactivity

I did read the article. That's why I said "i'm a little confused by this".
by pennstater2005
Fri Sep 02, 2016 6:38 am
Forum: Investing - Theory, News & General
Topic: [Article: "Can Pennsylvania confiscate your IRA?"]
Replies: 23
Views: 2773

Re: Pennsylvania will liquidate abandoned retirement accounts after 3 years of inactivity

I'm a little confused by this. If I have a Roth IRA and don't contribute or withdrawal over the course of 3 years then the state would take it? That can't be right.
by pennstater2005
Wed Aug 31, 2016 4:48 pm
Forum: Personal Consumer Issues
Topic: Elan Fidelity 2% card website after fraud alert
Replies: 5
Views: 445

Re: Elan Fidelity 2% card website after fraud alert

I log in through Fidelity as well, not Elan. No issues. Pay that way too.
by pennstater2005
Wed Aug 31, 2016 6:00 am
Forum: Investing - Theory, News & General
Topic: Happy 40th Birthday to "Bogle's Folly" AND THANK YOU, JACK!
Replies: 19
Views: 755

Re: Happy 40th Vanguard 500

munemaker wrote:Do you have a question?

Is this actionable?


Oh, come on. This probably just needs moved to the Bogleheads community sub forum. There are plenty of "happy birthday threads" around here.
by pennstater2005
Tue Aug 30, 2016 7:54 pm
Forum: Personal Finance (Not Investing)
Topic: Pay off huge student loan vs Investing
Replies: 49
Views: 4801

Re: Pay off huge student loan vs Investing

^
Coiled Snake hasn't been active on this site for over a year and a half.
by pennstater2005
Mon Aug 29, 2016 1:10 pm
Forum: Investing - Theory, News & General
Topic: RBD fans, Dan Wiener has news! [Really Bad Day]
Replies: 40
Views: 4965

Re: RBD fans, Dan Wiener has news! [Really Bad Day]

Maybe livesoft is Dan Wiener. Or vice versa. :shock:
by pennstater2005
Thu Aug 25, 2016 3:49 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 766
Views: 73784

Re: What's Your Credit Card Rewards Strategy?

Well, got the denial letter from Chase today. As I expected, too many credit cards recently opened.
by pennstater2005
Mon Aug 22, 2016 12:01 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 766
Views: 73784

Re: What's Your Credit Card Rewards Strategy?

I tried for the Southwest Rapid Rewards card. It's Chase so unlikely I'll get it but applied anyway. 50k bonus points that I would use for gift cards not travel. I'm always renovating something and they have Lowes cards as an option for redemption. $99 annual fee though, not waived first year. I did...
by pennstater2005
Sat Aug 20, 2016 3:22 pm
Forum: Forum Issues and Administration
Topic: Improving the Bogleheads forum
Replies: 86
Views: 6445

Re: Improving the Bogleheads forum

harrychan wrote:Ability to highlight the OP in the responses would be a great addition. I hate having to go back to page 1 first post to see who the OP was then scroll through to find responses or updates.


That's a good idea.
by pennstater2005
Sat Aug 13, 2016 9:03 pm
Forum: Investing - Help with Personal Investments
Topic: How often do you adjust your AA to account for your age?
Replies: 29
Views: 2321

Re: How often do you adjust your AA to account for your age?

I'm 37 as well and have an 80/20 AA. I plan on revisiting this when I'm 40. Doesn't mean I'll do anything. It's in my IPS at age 40 to consider any possible changes that may have occurred including but not limited to; salary increase, risk aversion, employment changes, etc. I am married and my wife ...
by pennstater2005
Sat Aug 13, 2016 8:54 pm
Forum: Personal Consumer Issues
Topic: New Vanguard ONE App
Replies: 28
Views: 3230

Re: New Vanguard ONE App

I do most of my banking (Ally) and Vanguard transactions on my smartphone. This could be interesting.
by pennstater2005
Sat Aug 13, 2016 3:26 pm
Forum: Personal Consumer Issues
Topic: Do you wash your car yourself, or have it done?
Replies: 96
Views: 5823

Re: Do you wash your car yourself, or have it done?

Is it bad to not wash your car? I have an 07' Accord and almost never wash it. It doesn't have any rust on it. At least none I can see :happy My kids occasionally wash it and I expect that's where all the little scratches have come from as I've seen the long brush being dragged across the driveway m...
by pennstater2005
Sat Aug 13, 2016 3:24 pm
Forum: Personal Finance (Not Investing)
Topic: How many credit cards are too many?
Replies: 57
Views: 3749

Re: How many credit cards are too many?

^ I don't care about my credit score. I find a card that is giving 50,000 points for spending 2 or 3k in 3 months. That is easily my normal spending anyway. I've gotten a couple thousand dollars in gift cards recently just between 2 credit cards that I applied for in mine and my wife's name. Then I...
by pennstater2005
Fri Aug 12, 2016 1:14 pm
Forum: Personal Finance (Not Investing)
Topic: How many credit cards are too many?
Replies: 57
Views: 3749

Re: How many credit cards are too many?

^ I don't care about my credit score. I find a card that is giving 50,000 points for spending 2 or 3k in 3 months. That is easily my normal spending anyway. I've gotten a couple thousand dollars in gift cards recently just between 2 credit cards that I applied for in mine and my wife's name. Then I ...
by pennstater2005
Fri Aug 12, 2016 1:04 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity Rewards Visa 2% cash back
Replies: 31
Views: 3926

Re: Fidelity Rewards Visa 2% cash back

This is my primary credit card as well. It's been a good card with no difficulty redeeming the cash back awards. As a matter of fact it's set up automatically and a week ago I was checking my bank statement online and reward money and been deposited into my account. Nice surprise.
by pennstater2005
Fri Aug 12, 2016 1:02 pm
Forum: Personal Finance (Not Investing)
Topic: How many credit cards are too many?
Replies: 57
Views: 3749

Re: How many credit cards are too many?

I have almost 20 cards opened in the last 3 years closing all but about 5. My credit score was right at 800 at last check.
by pennstater2005
Fri Aug 12, 2016 10:35 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 766
Views: 73784

Re: What's Your Credit Card Rewards Strategy?

^
Thanks. I'm out on any of those now too. I opened a Citi Thank you premiere card in my name and my wife's to get the $500 bonus on each card. We used those for Home Depot cards and finished one half of our basement.
by pennstater2005
Fri Aug 12, 2016 10:25 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 766
Views: 73784

Re: What's Your Credit Card Rewards Strategy?

Workinghard wrote:And now there's the new Citi 24 month "brand" rule that made headlines last night.


And what is that?
by pennstater2005
Fri Aug 12, 2016 10:15 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 766
Views: 73784

Re: What's Your Credit Card Rewards Strategy?

I think I've tapped out the cash rewards cards for now. There's a couple AMEX cards that have nice bonuses but I've already got a few and now when I attempt to get the offers I get a message saying something along the lines of "you are already an American Express customer and do not qualify&quo...
by pennstater2005
Mon Aug 08, 2016 10:58 am
Forum: Personal Consumer Issues
Topic: Do you have a handyman?
Replies: 32
Views: 2841

Re: Do you have a handyman?

He is me. He is I. Same here. It's nice to be able to do things yourself. I couldn't imagine having to call someone every time a light switch needed replaced or a crack in the drywall might need fixed. Although I understand why some folks would. I never had anyone teach me how to do those things I ...
by pennstater2005
Mon Aug 01, 2016 8:50 am
Forum: Personal Consumer Issues
Topic: is this wise? purchasing honda cbr 250r
Replies: 59
Views: 2753

Re: is this wise? purchasing honda cbr 250r

i'm not bored with my Honda Forza 300. It's a blast to ride and I'm sure the 250 is about the same. I think it depends how much adrenaline you require. I had a Kawasaki Ninja 250 that I rode for about six years. Lots of good points being made here but ultimately you have to figure out what is best ...
by pennstater2005
Tue Jul 26, 2016 2:43 pm
Forum: Personal Consumer Issues
Topic: Winter Tires: Yay or Nay
Replies: 105
Views: 5830

Re: Winter Tires: Yay or Nay

Yay. Winters for both wife and myself. And on dedicated rims so I can change them. I didn't put them on this year until late December. We hardly had any snow.
by pennstater2005
Thu Jul 21, 2016 11:09 am
Forum: Investing - Theory, News & General
Topic: BOGLEHEAD CONTEST -- 2016 Mid-Year Report
Replies: 26
Views: 2848

Re: BOGLEHEAD CONTEST -- 2016 Mid-Year Report

I am a terrible guesser.
by pennstater2005
Tue Jul 05, 2016 8:48 am
Forum: Personal Consumer Issues
Topic: Your Favorite Factory Tours?
Replies: 70
Views: 4773

Re: Your Favorite Factory Tours?

Straub Brewery in St Mary's, PA. All I can say is " The Eternal Tap".
by pennstater2005
Tue Jul 05, 2016 6:57 am
Forum: Local Chapters and Bogleheads Community
Topic: The Declaration of Independence
Replies: 44
Views: 3533

Re: The Declaration of Independence

Tycoon,

Thanks for posting that transcript. I'm a bit ashamed to admit it but that's the first time I've ever read that document in it's entirety. I'm glad I did.
by pennstater2005
Fri Jul 01, 2016 8:12 pm
Forum: Personal Consumer Issues
Topic: Boat Recommendations
Replies: 8
Views: 549

Re: Boat Recommendations

^
Glastron, Four Winns, and Monterey all make outboard models as well as I/O.
by pennstater2005
Fri Jul 01, 2016 7:48 pm
Forum: Personal Consumer Issues
Topic: Boat Recommendations
Replies: 8
Views: 549

Re: Boat Recommendations

Can't speak to any brands as I only owned an Avanti and I believe they only make power/performance boats now. I do wish I would've bought an outboard motor and not an inboard/outboard. Mo' motors mo' problems. It's tight around those inboard motors and they're hard to work on. Lots of folks have I/O...
by pennstater2005
Fri Jul 01, 2016 7:05 pm
Forum: Personal Consumer Issues
Topic: How many of you have cut cord?
Replies: 148
Views: 9677

Re: How many of you have cut cord?

For those looking for sports.....I google the terms "NHL reddit, NFL reddit, MLB reddit, and so on. You'll see the link that says "MLB Reddit streaming". Scroll down a ways and find a link. Some work, some don't. Some have ads on the screen that are difficult to clear but clicking the...
by pennstater2005
Fri Jun 24, 2016 7:41 pm
Forum: Investing - Theory, News & General
Topic: Brexit: What does Vanguard think?
Replies: 29
Views: 5593

Re: Brexit: What does Vanguard think?

Saw Vanguard's message then purchased monthly shares of VASGX. Something I would've done anyway.
by pennstater2005
Tue Jun 21, 2016 1:48 pm
Forum: Personal Finance (Not Investing)
Topic: Ally Bank Credit Card
Replies: 27
Views: 2595

Re: Ally CashBack Credit Card

If you're just looking for a sign-up bonus, there are scores more cards that are better. 2.2% for gas & groceries does beat the Citi Double Cash (which is 1.99% on everything), but the new Costco card is 4% on gas (up to $7k/year). 1.1% is a joke. I've done most of the ones out there. I don't h...
by pennstater2005
Tue Jun 21, 2016 10:58 am
Forum: Personal Finance (Not Investing)
Topic: Ally Bank Credit Card
Replies: 27
Views: 2595

Re: Ally CashBack Credit Card

I will probably get it for the easy $100. I got two I'm working on right now. Keep em coming!
by pennstater2005
Sun Jun 19, 2016 6:20 pm
Forum: Personal Consumer Issues
Topic: Buying a used car from a rental agency
Replies: 23
Views: 2058

Re: Buying a used car from a rental agency

I bought a one year old Accord from a dealer but was told that it came from a rental company. It had 36,000 miles on it. I still have it 8 years later with no issues aside from normal maintenance. It has 128,000 miles on it now.
by pennstater2005
Thu Jun 16, 2016 8:56 pm
Forum: Personal Consumer Issues
Topic: Neighborhood kids setting up lemonade stand on my property
Replies: 102
Views: 6155

Re: Neighborhood kids setting up lemonade stand on my property

Set up your own lemonade stand. Competition is good for everybody.
by pennstater2005
Thu Jun 09, 2016 8:29 pm
Forum: Personal Consumer Issues
Topic: Your shopping strategy for new tires?
Replies: 123
Views: 7845

Re: Your shopping strategy for new tires?

I've used Tire Buyer, Tires-Easy, TreadDepot, and Discount Tire Direct. Some great deals to be had by all but especially with the first three. They seem to have more brands. I bought Yokohama Touring S tires for my Accord years back at around $50 a tire now the same tire is somewhere between $80-$90...

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