Search found 81 matches

by peddler12
Sun Jan 31, 2016 10:56 pm
Forum: Personal Finance (Not Investing)
Topic: Loadable Visa?
Replies: 2
Views: 265

Loadable Visa?

I live in West Virginia. My mom lives in California and does not drive. I want her to have a card that I can load remotely from here. Does anyone know the best option for me to use?
by peddler12
Tue Jan 26, 2016 1:05 pm
Forum: Investing - Help with Personal Investments
Topic: 15 Year Return
Replies: 3
Views: 461

15 Year Return

I did a quicken report and my 15 year return over all accounts is 3.75%. If I use Boglehead principles going forward will this improve in the future?
by peddler12
Fri Jan 15, 2016 12:49 pm
Forum: Investing - Help with Personal Investments
Topic: 15 Year Return
Replies: 3
Views: 461

Re: AA Change

With the current 500 point plunge, for the first time in my life I'm excited about cheaper buying prices. My periodic investment goes in next Wednesday into the S Fund. 12 years until retirement.
by peddler12
Fri Jan 08, 2016 1:42 pm
Forum: Investing - Help with Personal Investments
Topic: 15 Year Return
Replies: 3
Views: 461

15 Year Return

With the decline here at the begging of the year, I'm amazed at how little my AA has changed in my TSP account. Still learning from you guys. Haven't made any changes since January 2015. Definitely trying to stay-the-course. Thanks all.
by peddler12
Tue Nov 17, 2015 5:35 pm
Forum: Investing - Help with Personal Investments
Topic: I'm Behind [saving for retirement]
Replies: 25
Views: 4263

Re: I'm Behind [saving for retirement]

I guess keep doing what I'm doing and work with a budget and I'll be okay. Thanks to all of you.
by peddler12
Tue Nov 17, 2015 5:08 pm
Forum: Investing - Help with Personal Investments
Topic: I'm Behind [saving for retirement]
Replies: 25
Views: 4263

Re: I'm Behind

I'm really behind with my TSP 401K. I'm saving for both my wife and I. I'm saving 18,000 plus 5200 in catch up contributions. My balance is only 190K and I feel like I'm not going to make it. I'm 54 and going to be 55 in April. My wife is 57 and will be 58 in March. Is there a word of encouragement...
by peddler12
Tue Nov 17, 2015 4:57 pm
Forum: Investing - Help with Personal Investments
Topic: I'm Behind [saving for retirement]
Replies: 25
Views: 4263

I'm Behind [saving for retirement]

I'm really behind with my TSP 401K. I'm saving for both my wife and I. I'm saving 18,000 plus 5200 in catch up contributions. My balance is only 190K and I feel like I'm not going to make it. I'm 54 and going to be 55 in April. My wife is 57 and will be 58 in March. Is there a word of encouragement ...
by peddler12
Fri Nov 13, 2015 12:04 am
Forum: Investing - Help with Personal Investments
Topic: TSP share prices for Quicken
Replies: 73
Views: 11757

Re: TSP share prices for Quicken

I bumped for snwbrdr18.
by peddler12
Thu Nov 12, 2015 11:12 pm
Forum: Investing - Help with Personal Investments
Topic: Quicken and the Thrift Savings Plan
Replies: 4
Views: 638

Re: Quicken and the Thrift Savings Plan

See thread TSP Share prices for Quicken.
by peddler12
Thu Nov 12, 2015 11:11 pm
Forum: Investing - Help with Personal Investments
Topic: TSP share prices for Quicken
Replies: 73
Views: 11757

Re: TSP share prices for Quicken

Bump for assistance.
by peddler12
Mon Nov 09, 2015 3:55 pm
Forum: Investing - Help with Personal Investments
Topic: need income
Replies: 20
Views: 3286

Re: need income

I am 70 yr old with 250,000 to invest.I will need to withdraw about 2000 a month.Should I invest all in vtenx or split between wellington & wellesley $2,000.00 a month will last you about 11 years. Reducing your withdrawal to $1,200.00 will last about 20 years assuming you are getting a return ...
by peddler12
Tue Oct 27, 2015 5:43 pm
Forum: Investing - Help with Personal Investments
Topic: Noisy Article
Replies: 20
Views: 1490

Re: Noisy Article

I want to thank you all for your comments. I will try to refrain from posting something like this in the future. Many good comments were made.
by peddler12
Tue Oct 27, 2015 4:54 pm
Forum: Investing - Help with Personal Investments
Topic: Noisy Article
Replies: 20
Views: 1490

Re: Noisy Article

Well, I got one thing right. I didn't open or read the article. Thank you.
by peddler12
Tue Oct 27, 2015 4:31 pm
Forum: Investing - Help with Personal Investments
Topic: Noisy Article
Replies: 20
Views: 1490

Noisy Article

As a Boglehead, how should I react when I read something like this?

Detailed technical analysis shows the stock market remains on course for a crash similar to that of either 2007 or 1929. Investors should exit their long positions.

I look forward to your responses.
by peddler12
Tue Aug 25, 2015 5:25 pm
Forum: Investing - Theory, News & General
Topic: How do you "Stay the Course"?
Replies: 74
Views: 8279

Re: How do you "Stay the Course"?

It feels so good to see the market in action and know what course of action to take which is for the most part do nothing. Can I say thank you. All of you have helped me so much. I want to say thank you.
by peddler12
Fri Aug 14, 2015 6:35 pm
Forum: Investing - Help with Personal Investments
Topic: Car Payments
Replies: 1
Views: 404

Re: Car Payments

I didn't see this thread. viewtopic.php?f=1&t=171624#p2588428 No response necessary. Thank you all.
by peddler12
Fri Aug 14, 2015 4:34 pm
Forum: Investing - Help with Personal Investments
Topic: Car Payments
Replies: 1
Views: 404

Car Payments

A couple of months ago I bought the Target Retirement Income fund in my taxable account in order to save for my next vehicle purchases. Since I have bought two vehicles in the last 2 years I will not be needing this money for at least 10 years unless my car is totaled in an accident and I survive. I...
by peddler12
Fri Jul 10, 2015 12:02 am
Forum: Investing - Help with Personal Investments
Topic: U.S. Reserve Currency Status [Target Retirement fund or gold?]
Replies: 12
Views: 1262

U.S. Reserve Currency Status [Target Retirement fund or gold?]

I've read that the U.S. may lose its place as the world's reserve currency in October or November this year. Would it be beneficial to replace Target Retirement funds with a gold etf? I lack knowledge and need advice. Thanks all.
by peddler12
Tue Apr 14, 2015 8:35 pm
Forum: Investing - Help with Personal Investments
Topic: Inflation Protected Securities Fund
Replies: 10
Views: 1179

Re: Inflation Protected Securities Fund

Thank you all for your kind comments. I will follow this advice. Is the fund in a tax advantage account. Target funds are an excellent choice and with 50% of the fund in equities and 8% in Short Term TIPS, I think you are fine. I would stay the course. I don't want to manage a 3 Fund portfolio with ...
by peddler12
Mon Apr 13, 2015 8:25 pm
Forum: Investing - Help with Personal Investments
Topic: Inflation Protected Securities Fund
Replies: 10
Views: 1179

Inflation Protected Securities Fund

I'm concerned about very high inflation over the coming years ahead. I would like to move about half of my Target Retirement 2015 into Inflation protected securities. I would like feedback on this potential move. What do you all think. Thanks in advance.
by peddler12
Thu Mar 26, 2015 10:58 am
Forum: Investing - Theory, News & General
Topic: [TSP G Fund Possible Changes]
Replies: 21
Views: 1445

[TSP G Fund Possible Changes]

With congress essentially dropping the interest rate on the G Fund to nearly 0, would it be wise to move from L2020 to L2030 so as not to be so heavily in the G Fund. My risk tolerance is not very high. Thanks for the support. It's in the new Republican budget, but not law quite yet.
by peddler12
Sat Mar 07, 2015 7:16 am
Forum: Investing - Help with Personal Investments
Topic: Bonds, REITs, Utilities, Commodities and Stocks down - Wow
Replies: 66
Views: 5473

Re: Bonds, REITs, Utilities, Commodities and Stocks down - W

On March 17th I will purchase about 38 shares of L2020 just like I will do for the next several years. Hears to hoping for a bear market. I'm in accumulation stage. Would love to see sale prices. Stay the course.
by peddler12
Fri Feb 06, 2015 12:09 am
Forum: Investing - Help with Personal Investments
Topic: TSP [Portfolio help]
Replies: 24
Views: 2637

Re: TSP [Portfolio help]

After seeing the light I put all my TSP funds in the L2020 fund. I strongly encourage you to put your contributions and current holdings in the L2030 fund and dollar cost average from here until you retire. Had I taken my own advice when the L Funds were established I would be a far richer man today...
by peddler12
Fri Jan 30, 2015 1:42 pm
Forum: Investing - Theory, News & General
Topic: How do you "Stay the Course"?
Replies: 74
Views: 8279

Re: How do you "Stay the Course"?

I must say I've truly enjoyed reading this thread. Thanks to all the posters who contributed to it.
by peddler12
Sat Jan 17, 2015 5:19 pm
Forum: Investing - Help with Personal Investments
Topic: ROTH as a Emergency Fund Vehicle
Replies: 19
Views: 2083

ROTH as a Emergency Fund Vehicle

Is using your ROTH IRA as a vehicle for your emergency fund a good idea?
by peddler12
Fri Jan 16, 2015 12:52 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Review
Replies: 11
Views: 1029

Re: Ignore the "losses."

Hello everyone. I'm back again greatly humbled by my mistakes. I've decided to take the investment decisions out my hands and move into the TR 2015 Fund. I've put a great amount of my ROTH into the Total International Stock Index Fund (VTIAX). I'm down about %7,000.00 now. Do I make the move now or...
by peddler12
Fri Jan 16, 2015 11:37 am
Forum: Investing - Help with Personal Investments
Topic: Portfolio Review
Replies: 11
Views: 1029

Re: An All-Target Fund Portfolio

Hi Peddler: I think you might consider simplifying your portfolio from eight funds to three Target fund-of-funds: The L Fund in your TSP plan and a Vanguard Target Retirement Plan in each Roth account. Fund...stocks....fixed-income ..L.......56%..........44%......TSP TR 2010..55%.........45 %.....H...
by peddler12
Wed Nov 12, 2014 5:55 pm
Forum: Investing - Help with Personal Investments
Topic: Plan
Replies: 6
Views: 621

Re: Plan

I have unrealized losses in VTIAX of about 3,000.00. Im waiting for recovery to get back to what my allocation should be per my IPS. Thank you for reading.
by peddler12
Wed Nov 12, 2014 5:39 pm
Forum: Investing - Help with Personal Investments
Topic: Plan
Replies: 6
Views: 621

Re: Plan

Is this noise to be ignored?

No confirmed sell signals — but a little profit taking might be wise
by peddler12
Wed Nov 12, 2014 1:51 pm
Forum: Investing - Help with Personal Investments
Topic: Plan
Replies: 6
Views: 621

Plan

Folks. I have a good wife. Last night I was planning to buy more of VTIAX, so I asked my wife about it. She asked me are you sticking to your plan? A month or two ago I made a mistake of putting all my VTSAX into VTIAX at 28.81 because I misunderstood that international is supposed to be about 30% o...
by peddler12
Thu Oct 23, 2014 4:51 pm
Forum: Investing - Help with Personal Investments
Topic: TSP Contribution
Replies: 7
Views: 943

TSP Contribution

I am a believer who does tithe. Because of that I cannot max out my retirement accounts. Currently I'm maxing out one ROTH IRA and putting 20% of my salary into my TSP account. With the limit raised this year I would like to consider stopping the ROTH contribution and adding the money to the TSP acc...
by peddler12
Fri Oct 10, 2014 12:42 am
Forum: Investing - Help with Personal Investments
Topic: Sixth anniversary of worst week ever for stocks
Replies: 51
Views: 6056

Re: Sixth anniversary of worst week ever for stocks

Looking in Quicken at the end of the first week in October I bought the L2030 fund in my TSP account, but I did not stay the course. I was out of the fund by the end of December which is when I bailed on stocks in my ROTH accounts in both my wife's account and my account. It was December the 8th tha...
by peddler12
Thu Oct 09, 2014 7:21 pm
Forum: Investing - Help with Personal Investments
Topic: Two Questions [Asset allocation]
Replies: 12
Views: 1109

Re: Two Questions [Asset allocation]

As an Update. Since I went to 24% of portfolio into international, the fund is down 9%. I'm not happy about this, but I'm not selling either. I've taken the opportunity to buy more shares at the lower prices. I bought shares today. I'm hoping that the fund will recover between now and the end of Dec...
by peddler12
Sat Sep 06, 2014 12:53 pm
Forum: Investing - Help with Personal Investments
Topic: Two Questions [Asset allocation]
Replies: 12
Views: 1109

Re: Two Questions [Asset allocation]

Thank you Pingo and MrBachelor. I've made a mistake. I will correct in November when I can move back into Total Stock Market. Thank you for explaining this to me. I'm grateful.
by peddler12
Fri Sep 05, 2014 9:53 pm
Forum: Investing - Help with Personal Investments
Topic: Two Questions [Asset allocation]
Replies: 12
Views: 1109

Re: Two Questions [Asset allocation]

I would like to very much thank all who responded to my post. I've made the necessary changes to increase my International to 24%. I had to sell the Total Stock Market in both my and my wife's accounts, so the only domestic is what I have in my TSP. Once again thank you all.
by peddler12
Fri Sep 05, 2014 7:32 pm
Forum: Investing - Help with Personal Investments
Topic: Two Questions [Asset allocation]
Replies: 12
Views: 1109

Two Questions [Asset allocation]

I've just reviewed my portfolio that I put together from the good advice that is given here. I have two questions. My Total International is 14.8% of my portfolio. My age is 53 and my wife's age is 56. My domestic equity position is 42% giving me a 56.8 stock and 43.2 bond mix. Do I have enough inte...
by peddler12
Wed Sep 03, 2014 1:47 pm
Forum: Investing - Theory, News & General
Topic: Jack Bogle on CNBC
Replies: 6
Views: 1387

Jack Bogle on CNBC

Jack Bogle is going to be on CNBC is now over. One thing I got out of it is that investors trade far to much. The Spider ETF has a turnover rate of 7,000%. WOW! I used to be guilty of this myself. I traded far too often. Thank you Bogleheads for helping me do it the correct way. Buy & Hold and r...
by peddler12
Thu May 08, 2014 7:41 pm
Forum: Investing - Help with Personal Investments
Topic: TSP share prices for Quicken
Replies: 73
Views: 11757

Re: TSP share prices for Quicken

Thank you for responding so quickly and for fixing the problem.
by peddler12
Thu May 08, 2014 7:21 pm
Forum: Investing - Help with Personal Investments
Topic: TSP share prices for Quicken
Replies: 73
Views: 11757

Re: TSP share prices for Quicken

Is there a reason that the CSV file has not updated for six days?
by peddler12
Fri Apr 25, 2014 12:08 pm
Forum: Investing - Help with Personal Investments
Topic: Investment help needed for 28yo
Replies: 11
Views: 1537

Re: Investment help needed for 28yo

Ryan, I second, third, and fourth pay off that credit card. 19% is ridiculous. It's wasted money you don't need to be spending. I wish I could say I've never paid credit card interest, but that's not the case. I missed a payment once and owed interest for the next two months until I could get it pai...
by peddler12
Thu Mar 27, 2014 7:50 pm
Forum: Investing - Help with Personal Investments
Topic: TSP share prices for Quicken
Replies: 73
Views: 11757

Re: TSP share prices for Quicken

I have it straightened out. I had to rename the securities. It works now. Thank you.

Mike
by peddler12
Thu Mar 27, 2014 7:36 pm
Forum: Investing - Help with Personal Investments
Topic: TSP share prices for Quicken
Replies: 73
Views: 11757

Re: TSP share prices for Quicken

No valid prices found to import is the message I got. Glad to know it will work in 2014. I just need to figure out what I'm doing wrong.

Mike
by peddler12
Thu Mar 27, 2014 6:33 pm
Forum: Investing - Help with Personal Investments
Topic: TSP share prices for Quicken
Replies: 73
Views: 11757

Re: TSP share prices for Quicken

I tried importing this file into Quicken 2014. I was unsuccessful. Anything I can do to get it to work?
by peddler12
Mon Mar 10, 2014 3:59 pm
Forum: Investing - Help with Personal Investments
Topic: Another 5 year anniversary thread
Replies: 7
Views: 906

Re: Another 5 year anniversary thread

Hello All, I'll put my two thoughts in. I was one that sold my ROTH in December of '08. I had sold my TSP much earlier in the year and only lost about 10% in '08, however I didn't go back into the market with my TSP until much later and missed much of the rebound that began in March of '09. My ROTH ...
by peddler12
Sat Mar 08, 2014 1:02 pm
Forum: Investing - Help with Personal Investments
Topic: Building Up Cash
Replies: 6
Views: 1238

Re: Building Up Cash

Sometimes there is a market decline in the summer. Perhaps will buy some then. Not necessarily waiting for a the market to go to 6,000. I look at it this way. Right now I'm getting more conservative. I highly doubt 2014 will be like 2013. Thanks for asking.
by peddler12
Sat Mar 08, 2014 12:04 pm
Forum: Investing - Help with Personal Investments
Topic: Building Up Cash
Replies: 6
Views: 1238

Re: Building Up Cash

I've been reading about ETF's here. I bought my first 6 shares of BND yesterday. My question is do I convert to the mutual fund investor shares when I have that amount saved or do I convert to admiral shares when I have that amount saved? I'm happy with the ETF, but I did read about the con's of own...
by peddler12
Mon Mar 03, 2014 4:16 pm
Forum: Investing - Help with Personal Investments
Topic: TSP Center
Replies: 1
Views: 385

TSP Center

Hello All, I'm also a member of TSP Center which for the most part are those that are market timers. Today 53 people jumped from stocks into the G or the F Fund. Thank you for supporting stay the course. From the charts my losses in a 50% bear market will be about 23%, so I'm comfortable with that. ...
by peddler12
Fri Feb 28, 2014 6:05 pm
Forum: Investing - Help with Personal Investments
Topic: Building Up Cash
Replies: 6
Views: 1238

Building Up Cash

First let me say I'm 100% invested in the L2020 Fund in my TSP account and 100% invested in the Target Retirement 2015 in my ROTH IRA. You all may not agree with me, but I've decided to build up cash for a while. The S&P is at records and I don't want to invest in the funds any longer at this ti...
by peddler12
Fri Jan 03, 2014 4:22 pm
Forum: Investing - Help with Personal Investments
Topic: Why 'buy and hold' isn't all it's cracked up to be
Replies: 6
Views: 1209

Re: Why 'buy and hold' isn't all it's cracked up to be

I just posted this article for comment. I hope you all enjoy it. Don't really like who authored it.
by peddler12
Fri Jan 03, 2014 4:20 pm
Forum: Investing - Help with Personal Investments
Topic: Why 'buy and hold' isn't all it's cracked up to be
Replies: 6
Views: 1209

Why 'buy and hold' isn't all it's cracked up to be

Why 'buy and hold' isn't all it's cracked up to be

[Content in excess of copyright fair use removed by admin LadyGeek. See: Why 'buy and hold' isn't all it's cracked up to be]

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