Search found 112 matches

by partner
Sun Jul 16, 2017 10:06 pm
Forum: Personal Consumer Issues
Topic: Would you look for a general handyman for these home jobs?
Replies: 28
Views: 2625

Re: Would you look for a general handyman for these home jobs?

I have a bunch of odd jobs around the house where I'd rather hire someone to take care, to ensure the job gets done right. Here are some that come to mind.... 1. Replace/fix radon fan on the roof which seems to be not running The radon fan is generally not on the roof, its most likely in the attic....
by partner
Thu May 11, 2017 9:15 pm
Forum: Personal Consumer Issues
Topic: Samsung or LG tv?
Replies: 49
Views: 3124

Re: Samsung or LG tv?

I would also suggest you take a look at a Sony. I have one Sony Flat screen and 4 Samsungs. Even though the Sony is the oldest, it has the best picture in my opinion. Even better than my new 4k Samsung (when not playing 4K content). The Samsung looks fine, though I regret not cross shopping a Sony ...
by partner
Wed May 10, 2017 9:09 pm
Forum: Investing - Help with Personal Investments
Topic: EJ transfer to Vanguard
Replies: 5
Views: 663

Re: EJ transfer to Vanguard

I had a very similar situation a few years back. Vanguard did not have the same funds. I did #3 and did direct xfer to Vanguard. No taxes on IRAs.
by partner
Thu Mar 16, 2017 11:38 am
Forum: Personal Finance (Not Investing)
Topic: Power of Attorney Issue/Question
Replies: 62
Views: 4392

Re: Power of Attorney Issue/Question

Has anyone gone through the exercise of forcing a financial institution to accept a valid DPOA? What did it cost in time and attorney fees? Anyone? Bsteiner? Why would anyone do that? It's not a very practical approach if you know ahead of time that the institution has its own form that it will acc...
by partner
Tue Mar 14, 2017 10:52 pm
Forum: Personal Finance (Not Investing)
Topic: Power of Attorney Issue/Question
Replies: 62
Views: 4392

Re: Power of Attorney Issue/Question

Your understanding of what POA is and does is outdated. We had a very similar wake-up call on this a few years ago when my husband had POA (or we thought he did) for a close friend who was terminally ill and we needed to invoke it while taking care of him in his last weeks of life. Much to our surp...
by partner
Sun Mar 12, 2017 11:01 am
Forum: Personal Finance (Not Investing)
Topic: Power of Attorney Issue/Question
Replies: 62
Views: 4392

Re: Power of Attorney Issue/Question

Thanks to all that replied. The general direction of most of the comments was to check with the financial institution or get their own POA form. This just flies in the face of having a general POA for all institutions/situations. I have numerous accounts: Vanguard, Fido, TRP, TDA, two banks and mult...
by partner
Fri Mar 10, 2017 11:36 pm
Forum: Personal Finance (Not Investing)
Topic: Power of Attorney Issue/Question
Replies: 62
Views: 4392

Power of Attorney Issue/Question

I am writing this to inform others of the issue and also in hope that others may have addressed the issue already and can provide some guidance. For the lawyers out there, I am not soliciting legal advise but any suggestions would be appreciated. A member of the family passed away recently so my wif...
by partner
Tue Dec 27, 2016 2:59 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax 2016 purchase source
Replies: 91
Views: 13709

Re: Turbo Tax 2016 purchase source

Is that Five free Federal e-files and one state e-file or one state download? HRB uses the same wording and I think it means a free state download, not e-file. The way its worded is somewhat misleading. Just purchased Turbotax 2016 premier on CD from Amazon today. Five free Federal e-files and one s...
by partner
Wed Jun 29, 2016 12:16 pm
Forum: Personal Consumer Issues
Topic: Not legal advice [Seeking advice about HOA ban on swimming pool use]
Replies: 62
Views: 6470

Not legal advice [Seeking advice about HOA ban on swimming pool use]

To make it clear, I am not looking for legal advice, only an opinion. I know there are folks on this forum that know much more than I do about legal issues and are willing to share opinions. I live in a over 55 community that has very strict covenants and a domineering board of directors. One of my ...
by partner
Wed Jun 01, 2016 11:12 am
Forum: Personal Consumer Issues
Topic: Canada driving [Oregon US to Novia Scotia - What to see?]
Replies: 26
Views: 2250

Re: Canada driving

The locks right there in Sault Ste. Marie is pretty interesting if you have never got close and seen them working before. Montreal is a must see (old citadel for sure). Cape Breton Island in Nova Scotia is pretty nice. Do you mean the Old Citadel in Quebec City? Montreal is a big city. The Old Town...
by partner
Mon May 30, 2016 3:46 pm
Forum: Personal Consumer Issues
Topic: Windshield chipped - call insurance company?
Replies: 26
Views: 2534

Re: Windshield chipped - call insurance company?

When that happened to me, I called the ins co. and they sent someone out to repair the chip with glue. No charge even tho I had a comprehensive deductible. I think all of them do it.
by partner
Mon May 23, 2016 4:02 pm
Forum: Personal Consumer Issues
Topic: Canada driving [Oregon US to Novia Scotia - What to see?]
Replies: 26
Views: 2250

Re: Canada driving

The locks right there in Sault Ste. Marie is pretty interesting if you have never got close and seen them working before. Montreal is a must see (old citadel for sure). Cape Breton Island in Nova Scotia is pretty nice.
by partner
Sat Oct 24, 2015 8:23 pm
Forum: Investing - Help with Personal Investments
Topic: Help with first tax loss harvest
Replies: 12
Views: 1008

Re: Help with first tax lost harvest

1. Am I doing this right – is there anything missing in my plan? Looks good 2. Is VTIAX -> VFWAX ok from a wash sale perspective? didn't look them up but I've done with S&P500 and TSM, so should be OK 3. Does the tax loss harvesting just benefit federal taxes, or also state (CA)? Depends on the ...
by partner
Fri Oct 09, 2015 9:29 pm
Forum: Personal Consumer Issues
Topic: Planning a trip to Rome, need advice
Replies: 49
Views: 4332

Re: Planning a trip to Rome, need advice

We spent 6 days in Rome a few years ago and did not run out of things/sights to do. I could have spent another week, there are so many places to see/do. We rented a car for a day trip to POMPEII, a don't miss. We moved mid week (when had car) across town to stay close to the action. Rome is very wal...
by partner
Fri Sep 18, 2015 7:58 pm
Forum: Personal Finance (Not Investing)
Topic: Am I less protected with chip-and-signature?
Replies: 58
Views: 4905

Re: Am I less protected with chip-and-signature?

My local Walmart has had the new readers for a while. We got a new chip and pin visa a few months ago to use during an overseas trip. My wife has been coming home telling me that she couldn't use the new card at Walmart a number of times. She had to use another card. Last week I was in Walmart to bu...
by partner
Tue Jul 14, 2015 10:19 pm
Forum: Personal Consumer Issues
Topic: Vanguard's Security image going away?
Replies: 82
Views: 11081

Re: Vanguard changing sign on.

Sorry about double post. I had search post subject names of "sign on" and "log on". . [Thread merged into here, see below. --admin LadyGeek] Does it bother anyone else that Vanguard is stopping the two step log on process? I think its a giant step backward. What on earth would ma...
by partner
Tue Jul 14, 2015 9:58 pm
Forum: Personal Consumer Issues
Topic: Vanguard's Security image going away?
Replies: 82
Views: 11081

Vanguard changing sign on.

[Thread merged into here, see below. --admin LadyGeek] Does it bother anyone else that Vanguard is stopping the two step log on process? I think its a giant step backward. What on earth would make them decide to do this? And isn't it so nice of them telling us that we no longer have to remember our...
by partner
Mon Mar 23, 2015 9:30 am
Forum: Personal Finance (Not Investing)
Topic: TurboTax Deluxe
Replies: 20
Views: 2592

Re: TurboTax Deluxe

I too bought the "free" version through Vanguard then was surprised to see that they charge a fee for electronic filing. I am a bit late in the game with our taxes but I will certainly look elsewhere next year. I hate their games. Was it the Fed or state it wanted you to pay for? I filed ...
by partner
Sat Mar 21, 2015 7:08 pm
Forum: Personal Consumer Issues
Topic: Restaurant tipping
Replies: 200
Views: 23896

Re: Restaurant tipping

Not too long ago 15% was considered a standard tip for standard quality service, now it seems that 20+% is considered standard. On one occasion when I received lousy service I left 15% and was chased out into the street and yelled at by the server for not leaving enough. I feel like I'm being held ...
by partner
Sat Mar 21, 2015 6:56 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax Deluxe
Replies: 20
Views: 2592

Re: TurboTax Deluxe

I too bought the "free" version through Vanguard then was surprised to see that they charge a fee for electronic filing. I am a bit late in the game with our taxes but I will certainly look elsewhere next year. I hate their games. Was it the Fed or state it wanted you to pay for? I filed ...
by partner
Tue Feb 24, 2015 10:25 pm
Forum: Investing - Help with Personal Investments
Topic: Reinvesting RMD proceeds
Replies: 4
Views: 652

Re: Reinvesting RMD proceeds

I am working with my Dad who is just now turning 70 1/2. He will be required to take a distribution this year from his 401k, but has no need to use the money. I believe the best way to invest this money is for the long term (he is in great health and the money should have significant time left to g...
by partner
Sun Feb 15, 2015 9:05 pm
Forum: Personal Finance (Not Investing)
Topic: Vision and Dental Insurance Question
Replies: 28
Views: 2518

Re: Vision and Dental Insurance Question

Sidney, do you actually get those discounts? I just looked at dentalplans.com. One dentist in my area is listed with average reduced preventive care prices, and there is also a column for crowns with $1250 standard price and $650 discounted. I probably should call his office to find out his actual ...
by partner
Sun Jan 18, 2015 12:05 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard and Turbo Tax
Replies: 38
Views: 6676

Re: Vanguard and Turbo Tax

TurboTax is active and I've already downloaded the Premier version which costs $9.99 for Flagship clients. You're missing something on the Website. Gill I thought the VG website indicated that Flagship customers get the desktop downloaded version at no cost? It indicates that the online version cos...
by partner
Tue Dec 23, 2014 5:55 pm
Forum: Personal Consumer Issues
Topic: LED Flood Light Question (CREE/FEIT/Etc)
Replies: 39
Views: 8214

Re: LED Flood Light Question (CREE/FEIT/Etc)

So I have about 35 recessed lights in my house that currently use a 65 watt flood lights. I've heard about LEDs for quite awhile and decided to test a few of them out since my electric bills have always seemed very high (due to having little kids leaving lights on). So far I've only tested out only...
by partner
Sun Dec 21, 2014 12:39 pm
Forum: Personal Consumer Issues
Topic: Free TurboTax for Flagship [Problem obtaining free download]
Replies: 16
Views: 2635

Re: Free TurboTax for Flagship [Problem obtaining free downl

Thank you, thank you, thank you. This is the definitive response that I needed. After LadyGeek and others had suggested that perhaps my browser settings were screwing up the process, I went in and allowed all cookies and pop ups but continued to get the same results. I did this with IE and Firefox. ...
by partner
Sat Dec 20, 2014 9:45 pm
Forum: Personal Consumer Issues
Topic: Free TurboTax for Flagship [Problem obtaining free download]
Replies: 16
Views: 2635

Re: Free TurboTax for Flagship [Problem obtaining free downl

This thread is now in the Personal Finance (Not Investing) (TurboTax problem). The OP states this is a different issue than this thread: Downloading TurboTax - tips for an easy process , so let's help the OP here. Comments regarding TurboTax features and reviews can be found by searching this forum...
by partner
Sat Dec 20, 2014 2:18 pm
Forum: Personal Consumer Issues
Topic: Free TurboTax for Flagship [Problem obtaining free download]
Replies: 16
Views: 2635

Re: Free TurboTax for Flagship



Thanks, I saw that post but it does not answer my question. I'm not having his problem.
by partner
Sat Dec 20, 2014 1:47 pm
Forum: Personal Consumer Issues
Topic: Free TurboTax for Flagship [Problem obtaining free download]
Replies: 16
Views: 2635

Free TurboTax for Flagship [Problem obtaining free download]

[EDIT] Please do not hi-jack this thread to [complain about --admin LadyGeek] Turbo Tax or your problem. Re-read last paragraph before responding. Yes, I know there are many other posts on this subject but I could not find the answer to my question. I take the Intuit link off the Vanguard Tax Center...
by partner
Sun May 11, 2014 10:24 pm
Forum: Personal Finance (Not Investing)
Topic: How Much Uninsured Motor Vehicle Insurance?
Replies: 55
Views: 4571

Re: How Much Uninsured Motor Vehicle Insurance?

I'm currently paying almost $1,100 per 6 months to insure 2 vehicles ......... We have excellent health insurance and I will soon have individual long term disability & life insurance .............. Am I missing anything else? Yes, guests that are in your car. That change would save us $138 per...
by partner
Fri Mar 21, 2014 3:45 pm
Forum: Personal Consumer Issues
Topic: Rule of thumb for replacing a used car?
Replies: 27
Views: 2589

Re: Rule of thumb for replacing a used car?

I realize this is not very bogleheadish but I personally would not put another dime into a 20 year old car. At that age and mileage it could get real expensive real quick. Not to mention the trouble it could cause if it broke down on your wife.
by partner
Sat Mar 08, 2014 12:30 pm
Forum: Personal Consumer Issues
Topic: Air Crash Insurance
Replies: 15
Views: 1508

Re: Air Crash Insurance

This brought back an old memory. We used to give a buck to a co-worker that was flying and ask them to buy us the insurance as the beneficiary. standard practice/joke in the office.
I hadn't even realized the machines were gone.
by partner
Fri Feb 28, 2014 4:50 pm
Forum: Personal Consumer Issues
Topic: Help Please! I have an Android tablet 101 question
Replies: 6
Views: 497

Re: Help Please! I have an Android tablet 101 question

ajcp wrote:
Faith20879 wrote:I think I have the ice scream? Not 100% sure, will report back after checking with hubby.


The what now?


Android 4.0 Ice Cream Sandwich
VS.
Android 4.1 Jelly Bean

Git with the program!
by partner
Fri Feb 28, 2014 4:42 pm
Forum: Personal Consumer Issues
Topic: Help buying a car under invoice
Replies: 24
Views: 3824

Re: Help buying a car under invoice

Get yourself a throwaway email address from hotmail, yahoo, gmail etc. (they will spam you forever) Send a email to as many dealers as you can within driving distance. tell them what you want and ask for the lowest price. some fat cats will respond with top $, but some hungry ones will give you a de...
by partner
Fri Feb 28, 2014 4:41 pm
Forum: Personal Consumer Issues
Topic: Help buying a car under invoice
Replies: 24
Views: 3824

Re: Help buying a car under invoice

deleted by OP dup post
by partner
Sat Feb 15, 2014 11:04 am
Forum: Personal Consumer Issues
Topic: 2014 Jeep Cherokee - buy one?
Replies: 32
Views: 3352

Re: 2014 Jeep Cherokee - buy one?

2014 Jeep® Cherokee Receive MotorWeek's Drivers' Choice Award Jeep Cherokee Our Best Small Utility award goes to the reincarnated Jeep Cherokee. The name may have been gone from America for a while, and early pictures had many skeptical, but the proof for us was in the driving. Whether you choose I4...
by partner
Thu Jan 23, 2014 11:59 am
Forum: Personal Consumer Issues
Topic: Honda Fit
Replies: 35
Views: 4338

Re: Honda Fit

gkaplan wrote:snip ---
What bothers me are all the SUV owners who think they own the road.


I have always wondered if aggressive drivers buy SUVs or if they become aggressive after they buy the monsters.
by partner
Sun Dec 29, 2013 1:37 pm
Forum: Personal Consumer Issues
Topic: The Re-Set Button
Replies: 36
Views: 2876

Re: The Re-Set Button

Let us go all the way back (1949-50)to when you pulled out vacuum tubes and went to the local drug store that had a tube tester. If I recall - just a little kid then - based on the diagram with the set, you pulled the tubes that were listed as possibles for each specific issue. Alternately, I would...
by partner
Sat Dec 28, 2013 4:56 pm
Forum: Personal Consumer Issues
Topic: The Re-Set Button
Replies: 36
Views: 2876

Re: The Re-Set Button

peppers wrote:I received my advanced degree from the school, "When all else fails read the directions."
"

Any one remember what RTFM meant?
by partner
Sun Dec 22, 2013 11:57 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax E-File
Replies: 8
Views: 1270

Re: Turbo Tax E-File

Check the Vanguard website: https://personal.vanguard.com/us/insights/taxcenter/qdi/turbotax It looks like 5 free federal efiles and $19.99 for each state efile. Would anyone want to venture a guess as to how they are going to enforce the 5 free e-file limit. After all we all all downloading the sa...
by partner
Sun Dec 22, 2013 5:51 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax E-File
Replies: 8
Views: 1270

Turbo Tax E-File

I will be using Turbo Tax this year since its free thru Vanguard. In past years I used TaxCut (HRBlock). Last year HRBlock sent me a free CD that I did not have to pull out a credit card to use (surprise). They even said to pass it around to family and friends (I did). A number of us e-filed with it...
by partner
Fri Dec 06, 2013 12:41 pm
Forum: Investing - Help with Personal Investments
Topic: Transferring funds. Vanguard-Penfed
Replies: 1
Views: 313

Transferring funds. Vanguard-Penfed

I have way too much money lounging in Vanguards MMF. I have been procrastinating for a while, but the new Penfed 3% CD is motivating me to do something. All of my transactions have been from a checking account to Vanguard via EFT. As a test once, I transferred from Vanguard to the bank to make sure ...
by partner
Sat Oct 05, 2013 8:22 pm
Forum: Personal Consumer Issues
Topic: want a TV with closed caption FIXED!
Replies: 14
Views: 919

Re: want a TV with closed caption

If you're on Comcast and in HD, here is how we do it: Using Comcast's remote, turn off using the power button, then push the Menu button and a screen should come up. Using the up, down arrows, scroll down to Close Caption, then using the right arrow, touch it and disabled should turn to enabled. Th...
by partner
Thu Aug 01, 2013 8:21 pm
Forum: Investing - Theory, News & General
Topic: [Looking for] Good Portfolio Tracking Tool
Replies: 8
Views: 834

Re: [Looking for] Good Portfolio Tracking Tool

I have been using the T. Rowe Price website that has an excellent Portfolio tracking tool. The best thing I like is that it used the morningstar's x-ray tool to analyze your mutual fund holding along with other investments (CDs, Cash, Bonds etc.,) to give you a complete picture of your AA. You can ...
by partner
Wed Jul 24, 2013 1:20 pm
Forum: Personal Consumer Issues
Topic: International Driving Permit
Replies: 30
Views: 2337

Re: International Driving Permit

I just came back from a week in Ireland (ROI). I did not have a international International Driving Permit. It is not necessary and no one will ever want to see it. I did get one a few years back for Italy. They asked for it at the rental car place. Make sure you have a GPS. Road markings are basica...
by partner
Wed Jul 03, 2013 6:44 pm
Forum: Personal Finance (Not Investing)
Topic: Are no foreign purchase fees on credit cards a scam?
Replies: 16
Views: 4886

Re: Are no foreign purchase fees on credit cards a scam?

My PenFed Visa charges no forex fee. Before, the fee used to be embedded on US cards, but a few years ago, Feds made this a separate line item. That way, you could see the conversion rate done by Visa or MC, and what the card issuer pocketed. No these no forex fee cards don't pocket anything extra ...
by partner
Tue Apr 30, 2013 8:06 pm
Forum: Personal Consumer Issues
Topic: Help choosing a smart phone Please!
Replies: 20
Views: 1858

Re: Help choosing a smart phone Please!

Consider reviewing your old bills to see exactly how many minutes you're using, if you haven't already; you might not need unlimited minutes per se. I recently switched from an iPhone to a Tracfone-compatible LG 840G smart phone, per this thread: Is this the least expensive phone plan? . The phone ...
by partner
Thu Apr 25, 2013 11:04 pm
Forum: Personal Finance (Not Investing)
Topic: Preparing for RMD from TSP
Replies: 10
Views: 1068

Re: Preparing for RMD from TSP

I got it plenty early, Vanguard is on the ball with RMDs.
Your have until 4/15 after age 70.5 to make your first RMD. I chose not to wait because that would put 2 RMDs into that same calender year.
by partner
Thu Apr 25, 2013 4:28 pm
Forum: Personal Finance (Not Investing)
Topic: Preparing for RMD from TSP
Replies: 10
Views: 1068

Re: Preparing for RMD from TSP

I don't think I ever got anything from TSP notifying me about the RMD. I did from Vanguard.
by partner
Wed Apr 24, 2013 10:55 am
Forum: Personal Finance (Not Investing)
Topic: RMD from TSP
Replies: 48
Views: 3932

Re: RMD from TSP

https://www.tsp.gov/planparticipation/withdrawals/withdrawingAccount.shtml From that link, I still don't see how a retired federal employee can take a single, yearly RMD from one's TSP. It seems that the RMD would be paid out in monthly installments. It's probably not a big deal. You would ask TSP ...

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