Search found 185 matches

by parsi1
Fri Sep 16, 2016 12:41 pm
Forum: Investing - Theory, News & General
Topic: Nisiprius Investments Unveils New MDF Factor-Based Fund
Replies: 44
Views: 2897

Re: Nisiprius Investments Unveils New MDF Factor-Based Fund

Before we commit any money can you post the annual return of the other Nisiprius Investment Funds?
by parsi1
Fri Sep 16, 2016 9:47 am
Forum: Investing - Help with Personal Investments
Topic: I have $3,000 to gamble
Replies: 71
Views: 7564

Re: I have $3,000 to gamble

Vanguard total stock market index fund is as aggressive as I can get. I also like Vanguard Wellington.
by parsi1
Tue Sep 13, 2016 4:15 pm
Forum: Investing - Help with Personal Investments
Topic: Is A Two-Fund Portfolio All You Really Need?
Replies: 44
Views: 5180

Re: Is A Two-Fund Portfolio All You Really Need?

If you are even slightly interested in a 2-fund portfolio, check out the little book of common sense investing by Jack Bogle from your local library and read it. He will convince you that 2-fund portfolio is a wonderful way of investing.
by parsi1
Tue Sep 06, 2016 8:37 am
Forum: Personal Consumer Issues
Topic: Streaming alternatives to Amazon and Netflx?
Replies: 10
Views: 1356

Re: Streaming alternatives to Amazon and Netflx?

Local Libraries, many libraries have free streaming media. Excellent documentaries and old movies.
by parsi1
Sat Sep 03, 2016 2:56 pm
Forum: Personal Consumer Issues
Topic: Which android phone to buy?
Replies: 52
Views: 6013

Re: Which android phone to buy?

Thank you all for replying
by parsi1
Sat Sep 03, 2016 9:24 am
Forum: Personal Consumer Issues
Topic: Which android phone to buy?
Replies: 52
Views: 6013

Re: Which android phone to buy?

johnny wrote:I've got the Motorola Moto X and its great... Amazon currently has the 32GB version for $323...


do you know if this is compatible with T-Mobile?
by parsi1
Fri Sep 02, 2016 1:10 pm
Forum: Personal Consumer Issues
Topic: Which android phone to buy?
Replies: 52
Views: 6013

Re: Which android phone to buy?

Wow thanks for replying so quickly. I like to keep the phone in my pocket that's why I am looking for a phone close to 5" screen. Nexus 6P is a wonderful phone but too large. That's why I started checking 5X. from some of the comments I have read, I may be wrong, but OnePlus is not fully compat...
by parsi1
Fri Sep 02, 2016 12:59 pm
Forum: Personal Consumer Issues
Topic: Which android phone to buy?
Replies: 52
Views: 6013

Re: Which android phone to buy?

Resurrecting this thread, I currently have a 3-year old Samsung Galaxy light ($75) with T-Mobile. Looking for a new android phone close to $300. I like the spects of Nexus 5x, I watched some youtube videos and read some comments that are all positive. I appreciate any comments or recommendations tha...
by parsi1
Wed Aug 31, 2016 3:41 pm
Forum: Investing - Theory, News & General
Topic: In what order should I read these books?
Replies: 34
Views: 2481

Re: In what order should I read these books?

When you are bored and tired of reading investment books, do a search on this forum for The Three Fund Portfolio by Mr Taylor Larimore and start reading the posts. It will keep you busy for several days and it is very informative.
by parsi1
Wed Aug 17, 2016 10:06 am
Forum: Investing - Help with Personal Investments
Topic: Anyone else getting nervous and converting to cash as a short-term move?
Replies: 116
Views: 10749

Re: Anyone else getting nervous and converting to cash as a short-term move?

Jack FFR1846 wrote:Cash makes me nervous. Now that you remind me, I need to get some of my Ally savings invested in SCHB. Thanks for the reminder.


+++1
Cash also makes me more nervous than being fully invested
by parsi1
Wed Aug 17, 2016 10:04 am
Forum: Investing - Help with Personal Investments
Topic: Anyone else getting nervous and converting to cash as a short-term move?
Replies: 116
Views: 10749

Re: Anyone else getting nervous and converting to cash as a short-term move?

Oh yes most definitely but as the wise man said:

Taylor Larimore wrote:Hiwatter:

Bogleheads may become "nervous," but we know that successful investors stay-the-course.
by parsi1
Wed Jun 29, 2016 2:36 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Balanced Index vs. Vanguard Lifestrategy Moderate
Replies: 25
Views: 4661

Re: Vanguard Balanced Index vs. Vanguard Lifestrategy Moderate

for 50-years time horizon, Target Retirement 2060 is also a good choice.
by parsi1
Fri Jun 24, 2016 2:28 pm
Forum: Personal Consumer Issues
Topic: Your favorite country to possibly retire to?
Replies: 88
Views: 6887

Re: Your favorite country to possibly retire to?

as of today, England
by parsi1
Wed Jun 22, 2016 2:15 pm
Forum: Personal Finance (Not Investing)
Topic: Costco Visa Online Access
Replies: 30
Views: 2072

Re: Costo Visa Online Access

http://finance.yahoo.com/news/costco-ju ... 19151.html

It is not just you, here is an article about the same issue.
by parsi1
Tue Jun 21, 2016 3:13 pm
Forum: Personal Consumer Issues
Topic: Where (safely and legally) to keep "cash"?
Replies: 78
Views: 5482

Re: Where (safely and legally) to keep "cash"?

Put the money in an envelope and a zip lock and hide it on the back of the one of the top shelves in the kitchen cabinets. That’s where I am hiding my cash, but since I hurt my back and knees a few years ago I can’t check to see if it is still there. I don’t trust my wife with any cash so I can’t as...
by parsi1
Thu Jun 09, 2016 1:05 pm
Forum: Personal Consumer Issues
Topic: CostCo Citi card arrived. But we didn't apply for it.
Replies: 31
Views: 3200

Re: CostCo Citi card arrived. But we didn't apply for it.

does the new card have security chip?
by parsi1
Wed Jan 27, 2016 9:16 am
Forum: Personal Consumer Issues
Topic: perfectly happy with cable
Replies: 131
Views: 9056

Re: perfectly happy with cable

I am happy with cable, I can't live without Moonshiners and Alaska Bush People.
by parsi1
Tue Jan 26, 2016 4:32 pm
Forum: Investing - Theory, News & General
Topic: Is having a Target Fund just park of a 2, 3 Portfolio a bad idea?
Replies: 19
Views: 1558

Re: Is having a Target Fund just park of a 2, 3 Portfolio a bad idea?

I think target funds are intended to be stand alone funds. if you combine them with other funds you will have overlapping assets.
as an example most of Vanguard Target funds are only four asset classes but they cover almost the entire stock and bond markets.
by parsi1
Thu Jan 14, 2016 12:44 pm
Forum: Personal Consumer Issues
Topic: Anyone feel like talking "R"
Replies: 20
Views: 3574

Re: Anyone feel like talking "R"

sorry I am an old guy, I like fortran and still sometimes write coded in fortran for data processing
by parsi1
Fri Jan 01, 2016 5:47 pm
Forum: Investing - Theory, News & General
Topic: REGISTRATION FOR THE 2016 BOGLEHEAD CONTEST
Replies: 657
Views: 24999

Re: REGISTRATION FOR THE 2016 BOGLEHEAD CONTEST

happy new year to all Bogleheads.
My formula forecasts 2016 for the year 2016 :D :sharebeer .
by parsi1
Wed Dec 23, 2015 1:10 pm
Forum: Investing - Theory, News & General
Topic: Share your current asset allocation?
Replies: 94
Views: 7210

Re: Share your current asset allocation?

100% in Vanguard Target retirement 2025
Planning to retire in 10 years.
by parsi1
Thu Nov 19, 2015 10:55 am
Forum: Investing - Theory, News & General
Topic: Did you predict this week's market direction?
Replies: 41
Views: 3982

Re: Did you predict this week's market direction?

That’s the reason I watch Cramer and Mad Money every day, he knows exactly where the market is heading and which stocks to buy so I don’t have to guess. :D
And he has never been wrong. :D :D :D
by parsi1
Fri Nov 13, 2015 9:40 am
Forum: Investing - Theory, News & General
Topic: My friend is hoarding cash. What do you say?
Replies: 78
Views: 10196

Re: My friend is hoarding cash. What do you say?

Isn’t he afraid of being robbed and endangering his families lives?
If he told you that he is hoarding cash, most probably he also told many other friends as well.
by parsi1
Fri Nov 13, 2015 9:16 am
Forum: Investing - Theory, News & General
Topic: Asset Allocation: How to determine % of countries?
Replies: 37
Views: 2651

Re: Asset Allocation: How to determine % of countries?

if you want to invest based on past performance, invest 100% in U.S.
if you want to invest based on future performance, no one knows.
by parsi1
Wed Oct 21, 2015 2:47 pm
Forum: Local Chapters and Bogleheads Community
Topic: 2015 Bogleheads Conference Message from Jack Bogle
Replies: 29
Views: 5481

Re: 2015 Bogleheads Conference Message from Jack Bogle

Mr. Bogle thank you for Vanguard and for your tireless advice throughout the years.
by parsi1
Tue Sep 29, 2015 1:31 pm
Forum: Personal Consumer Issues
Topic: Nisiprius Investments Launches Yet Another Innovative Fund
Replies: 64
Views: 10128

Re: Nisiprius Investments Launches Yet Another Innovative Fund

does it pay any dividend?
I will invest only if it pays dividend.
by parsi1
Fri Sep 25, 2015 2:47 pm
Forum: Investing - Theory, News & General
Topic: I feel like going 100% Bonds, but am staying the course
Replies: 85
Views: 8093

Re: I feel like going 100% Bonds, but am staying the course

simple man wrote:I am working at not watching any financial news - so that the market can fall and then come back up, without me ever knowing about it! :D


I tried it for a day, but I failed. :shock:
by parsi1
Mon Sep 21, 2015 8:47 am
Forum: Investing - Theory, News & General
Topic: Janet Yellen (Fed) leaves interest rates unchanged
Replies: 64
Views: 7066

Re: Janet Yellen (Fed) leaves interest rates unchanged

bertilak wrote:
Tanelorn wrote:ごめんなさい。

あなたは赦されています。


+1 Agree 100% :confused
by parsi1
Mon Aug 24, 2015 3:50 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 3145
Views: 735465

Re: U.S. stocks in freefall

I was shoe shopping on Amazon this morning, so I didn’t notice the 1000 point drop in the market or the deep discount on ETFs or stocks.
Well I need to pay more attention next time.
by parsi1
Fri Aug 21, 2015 2:12 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 3145
Views: 735465

Re: U.S. stocks in freefall

ray.james wrote:My 401k automatic contribution goes in :D


+1
by parsi1
Fri Aug 21, 2015 2:08 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 3145
Views: 735465

Re: U.S. stocks in freefall

oc4boxer wrote:I was going to look at my 401k this morning and stopped myself. That's just what they want me to do...


I stopped looking sometimes ago, to look often adds to the temptation for tinkering
by parsi1
Tue Aug 11, 2015 10:55 am
Forum: Personal Consumer Issues
Topic: Good Solo Vacation
Replies: 15
Views: 2263

Re: Good Solo Vacation

Camping and hiking, small chance of meeting others but great solo vacation.
How about Yellowstone
by parsi1
Thu Jul 23, 2015 1:41 pm
Forum: Investing - Help with Personal Investments
Topic: going to cash
Replies: 40
Views: 7245

Re: going to cash

I am not a financial adviser and there are much wiser people on this board than me.
But listen to this youtube video and see if makes sense.
Thanks

09 Jack Bogle on Asset Allocation and Market Collapse (2014)
https://www.youtube.com/watch?v=k6ra5POdsYg
by parsi1
Thu Jul 23, 2015 9:51 am
Forum: Investing - Help with Personal Investments
Topic: Is this a cup-with-handle pattern?
Replies: 29
Views: 2777

Re: Is this a cup-with-handle pattern?

That chart looks like a river to me. A flooded river.
What is inside the cup is more important.
by parsi1
Wed Jul 22, 2015 1:10 pm
Forum: Investing - Help with Personal Investments
Topic: Huge Mistake, Bought PBYI, Now What?
Replies: 26
Views: 3839

Re: Huge Mistake, Bought PBYI, Now What?

call Jim Cramer tonight during Mad Money and ask him. He knows what you should do.
by parsi1
Wed Jul 22, 2015 10:47 am
Forum: Personal Consumer Issues
Topic: Greatest money lesson movie
Replies: 71
Views: 8637

Re: Greatest money lesson movie

This is not a movie and it is available on youtube: The Retirement Gamble-Frontline-PBS (documentary)
by parsi1
Wed Jul 22, 2015 7:55 am
Forum: Investing - Theory, News & General
Topic: TRRKX (TDF) outperforms the Vanguard 3 fund ??
Replies: 6
Views: 1082

Re: TRRKX (TDF) outperforms the Vanguard 3 fund ??

T. Row Price has very good funds. So why not. What is wrong with its TR2045 beating the 3-fund portfolio or even Vanguard TR2045?
Well, I am staying 100% with Vanguard and its funds.
by parsi1
Wed Jun 24, 2015 1:36 pm
Forum: Investing - Theory, News & General
Topic: What ratio are you stocks/bonds and how old are you?
Replies: 278
Views: 33204

Re: What ratio are you stocks/bonds and how old are you?

55 years old currently in Target retirement 2020 which is 60/40. Thinking about switching to TR2025 and leave it there permanently.
by parsi1
Thu Jun 11, 2015 10:34 am
Forum: Investing - Help with Personal Investments
Topic: High Growth Portfolio for a Wealth Building Fund
Replies: 41
Views: 5101

Re: High Growth Portfolio for a Wealth Building Fund

Take a look at Vanguard STAR Fund (VGSTX), It looks similar to the composition you are looking for plus more
by parsi1
Mon Jun 08, 2015 5:39 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 3145
Views: 735465

Re: U.S. stocks in freefall

Did ladyGeek just said financial porn, oh no she should be locked, erased and deleted. :D
by parsi1
Thu May 14, 2015 8:11 am
Forum: Investing - Theory, News & General
Topic: Are we experiencing a bond correction or crash?
Replies: 34
Views: 6422

Re: Are we experiencing a bond correction or crash?

I think it is heading for a crash, a crash like we have never experienced before, a crash like a tech bubble crash.
What is the difference between correction and crash? :?: :shock:
by parsi1
Wed May 13, 2015 10:32 am
Forum: Investing - Theory, News & General
Topic: [Greenspan interview - Approach to investing]
Replies: 2
Views: 447

[Greenspan interview - Approach to investing]

very Interesting comment from Alan Greenspan today in an interview : "The best strategy for equity investment has always been buy and hold, and forget it," he said. "Once you start to try and trade the market. I don't care how good you are, how smart you are, you will not beat an inde...
by parsi1
Fri May 01, 2015 8:07 am
Forum: Personal Consumer Issues
Topic: Oh Hail! [fix hard to see hail damage to car?]
Replies: 25
Views: 3376

Re: Oh Hail!

did you get the same hail storm at your house?
if you did my suggestion is to get your roof also inspected by a roofer (not your insurance company).
by parsi1
Thu Apr 30, 2015 2:51 pm
Forum: Personal Finance (Not Investing)
Topic: Need A Good Book for Planning for Retirement
Replies: 11
Views: 1609

Re: Need A Good Book for Planning for Retirement

Personal Finance For Dummies by Eric Tyson is also a good resource. Most of the libraries have this book, you can check your local library. I am currently reading the online version.
by parsi1
Thu Apr 30, 2015 9:08 am
Forum: Investing - Help with Personal Investments
Topic: LifeStrategy Moderate Growth vs Separate funds
Replies: 51
Views: 8331

Re: LifeStrategy Moderate Growth vs Separate funds

Since I started this thread, my own portfolio has outpaced the LifeStrategy fund this year by about 0.75% which I think is significant. However, that extra appears to be simply from a larger weight to international equities than the Vanguard fund even though total equities is about the same. That i...
by parsi1
Mon Mar 30, 2015 10:31 am
Forum: Investing - Help with Personal Investments
Topic: If you had 1 [investing] book to recommend...
Replies: 51
Views: 6783

Re: If you had 1 [investing] book to recommend...

anil686 wrote:+1 for the Little Book of Common Sense Investing by Bogle - short and very well written and tells you all you need to know to start off...


+1 and after reading this book look for the "the three fund portfolio" on this forum by Mr. Taylor Larimore and read the post.
by parsi1
Thu Mar 26, 2015 10:46 am
Forum: Investing - Theory, News & General
Topic: Wise move to move some $ to cash before bear market?
Replies: 134
Views: 18024

Re: Wise move to move some $ to cash before bear market?

What I have done in the past that seems to be beneficial is to increase your 401K contribution when there is a market correction and then reset is back when the market starts rising. I couldn’t do it too long because of the expenses but for just a couple of month maybe. I will do the same when the b...

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