Search found 176 matches

by parsi1
Wed Aug 17, 2016 10:06 am
Forum: Investing - Help with Personal Investments
Topic: Anyone else getting nervous and converting to cash as a short-term move?
Replies: 104
Views: 8147

Re: Anyone else getting nervous and converting to cash as a short-term move?

Jack FFR1846 wrote:Cash makes me nervous. Now that you remind me, I need to get some of my Ally savings invested in SCHB. Thanks for the reminder.


+++1
Cash also makes me more nervous than being fully invested
by parsi1
Wed Aug 17, 2016 10:04 am
Forum: Investing - Help with Personal Investments
Topic: Anyone else getting nervous and converting to cash as a short-term move?
Replies: 104
Views: 8147

Re: Anyone else getting nervous and converting to cash as a short-term move?

Oh yes most definitely but as the wise man said:

Taylor Larimore wrote:Hiwatter:

Bogleheads may become "nervous," but we know that successful investors stay-the-course.
by parsi1
Wed Jun 29, 2016 2:36 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Balanced Index vs. Vanguard Lifestrategy Moderate
Replies: 25
Views: 4601

Re: Vanguard Balanced Index vs. Vanguard Lifestrategy Moderate

for 50-years time horizon, Target Retirement 2060 is also a good choice.
by parsi1
Fri Jun 24, 2016 2:28 pm
Forum: Personal Consumer Issues
Topic: Your favorite country to possibly retire to?
Replies: 89
Views: 6735

Re: Your favorite country to possibly retire to?

as of today, England
by parsi1
Wed Jun 22, 2016 2:15 pm
Forum: Personal Finance (Not Investing)
Topic: Costco Visa Online Access
Replies: 30
Views: 2042

Re: Costo Visa Online Access

http://finance.yahoo.com/news/costco-ju ... 19151.html

It is not just you, here is an article about the same issue.
by parsi1
Tue Jun 21, 2016 3:13 pm
Forum: Personal Consumer Issues
Topic: Where (safely and legally) to keep "cash"?
Replies: 78
Views: 5388

Re: Where (safely and legally) to keep "cash"?

Put the money in an envelope and a zip lock and hide it on the back of the one of the top shelves in the kitchen cabinets. That’s where I am hiding my cash, but since I hurt my back and knees a few years ago I can’t check to see if it is still there. I don’t trust my wife with any cash so I can’t as...
by parsi1
Thu Jun 09, 2016 1:05 pm
Forum: Personal Consumer Issues
Topic: CostCo Citi card arrived. But we didn't apply for it.
Replies: 31
Views: 3147

Re: CostCo Citi card arrived. But we didn't apply for it.

does the new card have security chip?
by parsi1
Wed Jan 27, 2016 9:16 am
Forum: Personal Consumer Issues
Topic: perfectly happy with cable
Replies: 131
Views: 8926

Re: perfectly happy with cable

I am happy with cable, I can't live without Moonshiners and Alaska Bush People.
by parsi1
Tue Jan 26, 2016 4:32 pm
Forum: Investing - Theory, News & General
Topic: Is having a Target Fund just park of a 2, 3 Portfolio a bad idea?
Replies: 19
Views: 1542

Re: Is having a Target Fund just park of a 2, 3 Portfolio a bad idea?

I think target funds are intended to be stand alone funds. if you combine them with other funds you will have overlapping assets.
as an example most of Vanguard Target funds are only four asset classes but they cover almost the entire stock and bond markets.
by parsi1
Thu Jan 14, 2016 12:44 pm
Forum: Personal Consumer Issues
Topic: Anyone feel like talking "R"
Replies: 20
Views: 3555

Re: Anyone feel like talking "R"

sorry I am an old guy, I like fortran and still sometimes write coded in fortran for data processing
by parsi1
Fri Jan 01, 2016 5:47 pm
Forum: Investing - Theory, News & General
Topic: REGISTRATION FOR THE 2016 BOGLEHEAD CONTEST
Replies: 656
Views: 23938

Re: REGISTRATION FOR THE 2016 BOGLEHEAD CONTEST

happy new year to all Bogleheads.
My formula forecasts 2016 for the year 2016 :D :sharebeer .
by parsi1
Wed Dec 23, 2015 1:10 pm
Forum: Investing - Theory, News & General
Topic: Share your current asset allocation?
Replies: 94
Views: 7119

Re: Share your current asset allocation?

100% in Vanguard Target retirement 2025
Planning to retire in 10 years.
by parsi1
Thu Nov 19, 2015 10:55 am
Forum: Investing - Theory, News & General
Topic: Did you predict this week's market direction?
Replies: 41
Views: 3945

Re: Did you predict this week's market direction?

That’s the reason I watch Cramer and Mad Money every day, he knows exactly where the market is heading and which stocks to buy so I don’t have to guess. :D
And he has never been wrong. :D :D :D
by parsi1
Fri Nov 13, 2015 9:40 am
Forum: Investing - Theory, News & General
Topic: My friend is hoarding cash. What do you say?
Replies: 78
Views: 10089

Re: My friend is hoarding cash. What do you say?

Isn’t he afraid of being robbed and endangering his families lives?
If he told you that he is hoarding cash, most probably he also told many other friends as well.
by parsi1
Fri Nov 13, 2015 9:16 am
Forum: Investing - Theory, News & General
Topic: Asset Allocation: How to determine % of countries?
Replies: 37
Views: 2606

Re: Asset Allocation: How to determine % of countries?

if you want to invest based on past performance, invest 100% in U.S.
if you want to invest based on future performance, no one knows.
by parsi1
Wed Oct 21, 2015 2:47 pm
Forum: Local Chapters and Bogleheads Community
Topic: 2015 Bogleheads Conference Message from Jack Bogle
Replies: 29
Views: 5457

Re: 2015 Bogleheads Conference Message from Jack Bogle

Mr. Bogle thank you for Vanguard and for your tireless advice throughout the years.
by parsi1
Tue Sep 29, 2015 1:31 pm
Forum: Personal Consumer Issues
Topic: Nisiprius Investments Launches Yet Another Innovative Fund
Replies: 64
Views: 10072

Re: Nisiprius Investments Launches Yet Another Innovative Fund

does it pay any dividend?
I will invest only if it pays dividend.
by parsi1
Fri Sep 25, 2015 2:47 pm
Forum: Investing - Theory, News & General
Topic: I feel like going 100% Bonds, but am staying the course
Replies: 85
Views: 8043

Re: I feel like going 100% Bonds, but am staying the course

simple man wrote:I am working at not watching any financial news - so that the market can fall and then come back up, without me ever knowing about it! :D


I tried it for a day, but I failed. :shock:
by parsi1
Mon Sep 21, 2015 8:47 am
Forum: Investing - Theory, News & General
Topic: Janet Yellen (Fed) leaves interest rates unchanged
Replies: 64
Views: 7018

Re: Janet Yellen (Fed) leaves interest rates unchanged

bertilak wrote:
Tanelorn wrote:ごめんなさい。

あなたは赦されています。


+1 Agree 100% :confused
by parsi1
Mon Aug 24, 2015 3:50 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 3109
Views: 707366

Re: U.S. stocks in freefall

I was shoe shopping on Amazon this morning, so I didn’t notice the 1000 point drop in the market or the deep discount on ETFs or stocks.
Well I need to pay more attention next time.
by parsi1
Fri Aug 21, 2015 2:12 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 3109
Views: 707366

Re: U.S. stocks in freefall

ray.james wrote:My 401k automatic contribution goes in :D


+1
by parsi1
Fri Aug 21, 2015 2:08 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 3109
Views: 707366

Re: U.S. stocks in freefall

oc4boxer wrote:I was going to look at my 401k this morning and stopped myself. That's just what they want me to do...


I stopped looking sometimes ago, to look often adds to the temptation for tinkering
by parsi1
Tue Aug 11, 2015 10:55 am
Forum: Personal Consumer Issues
Topic: Good Solo Vacation
Replies: 15
Views: 2255

Re: Good Solo Vacation

Camping and hiking, small chance of meeting others but great solo vacation.
How about Yellowstone
by parsi1
Thu Jul 23, 2015 1:41 pm
Forum: Investing - Help with Personal Investments
Topic: going to cash
Replies: 40
Views: 7210

Re: going to cash

I am not a financial adviser and there are much wiser people on this board than me.
But listen to this youtube video and see if makes sense.
Thanks

09 Jack Bogle on Asset Allocation and Market Collapse (2014)
https://www.youtube.com/watch?v=k6ra5POdsYg
by parsi1
Thu Jul 23, 2015 9:51 am
Forum: Investing - Help with Personal Investments
Topic: Is this a cup-with-handle pattern?
Replies: 29
Views: 2753

Re: Is this a cup-with-handle pattern?

That chart looks like a river to me. A flooded river.
What is inside the cup is more important.
by parsi1
Wed Jul 22, 2015 1:10 pm
Forum: Investing - Help with Personal Investments
Topic: Huge Mistake, Bought PBYI, Now What?
Replies: 26
Views: 3817

Re: Huge Mistake, Bought PBYI, Now What?

call Jim Cramer tonight during Mad Money and ask him. He knows what you should do.
by parsi1
Wed Jul 22, 2015 10:47 am
Forum: Personal Consumer Issues
Topic: Greatest money lesson movie
Replies: 71
Views: 8560

Re: Greatest money lesson movie

This is not a movie and it is available on youtube: The Retirement Gamble-Frontline-PBS (documentary)
by parsi1
Wed Jul 22, 2015 7:55 am
Forum: Investing - Theory, News & General
Topic: TRRKX (TDF) outperforms the Vanguard 3 fund ??
Replies: 6
Views: 1070

Re: TRRKX (TDF) outperforms the Vanguard 3 fund ??

T. Row Price has very good funds. So why not. What is wrong with its TR2045 beating the 3-fund portfolio or even Vanguard TR2045?
Well, I am staying 100% with Vanguard and its funds.
by parsi1
Wed Jun 24, 2015 1:36 pm
Forum: Investing - Theory, News & General
Topic: What ratio are you stocks/bonds and how old are you?
Replies: 278
Views: 32967

Re: What ratio are you stocks/bonds and how old are you?

55 years old currently in Target retirement 2020 which is 60/40. Thinking about switching to TR2025 and leave it there permanently.
by parsi1
Thu Jun 11, 2015 10:34 am
Forum: Investing - Help with Personal Investments
Topic: High Growth Portfolio for a Wealth Building Fund
Replies: 41
Views: 5067

Re: High Growth Portfolio for a Wealth Building Fund

Take a look at Vanguard STAR Fund (VGSTX), It looks similar to the composition you are looking for plus more
by parsi1
Mon Jun 08, 2015 5:39 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 3109
Views: 707366

Re: U.S. stocks in freefall

Did ladyGeek just said financial porn, oh no she should be locked, erased and deleted. :D
by parsi1
Thu May 14, 2015 8:11 am
Forum: Investing - Theory, News & General
Topic: Are we experiencing a bond correction or crash?
Replies: 34
Views: 6401

Re: Are we experiencing a bond correction or crash?

I think it is heading for a crash, a crash like we have never experienced before, a crash like a tech bubble crash.
What is the difference between correction and crash? :?: :shock:
by parsi1
Wed May 13, 2015 10:32 am
Forum: Investing - Theory, News & General
Topic: [Greenspan interview - Approach to investing]
Replies: 2
Views: 441

[Greenspan interview - Approach to investing]

very Interesting comment from Alan Greenspan today in an interview : "The best strategy for equity investment has always been buy and hold, and forget it," he said. "Once you start to try and trade the market. I don't care how good you are, how smart you are, you will not beat an inde...
by parsi1
Fri May 01, 2015 8:07 am
Forum: Personal Consumer Issues
Topic: Oh Hail! [fix hard to see hail damage to car?]
Replies: 25
Views: 3288

Re: Oh Hail!

did you get the same hail storm at your house?
if you did my suggestion is to get your roof also inspected by a roofer (not your insurance company).
by parsi1
Thu Apr 30, 2015 2:51 pm
Forum: Personal Finance (Not Investing)
Topic: Need A Good Book for Planning for Retirement
Replies: 11
Views: 1596

Re: Need A Good Book for Planning for Retirement

Personal Finance For Dummies by Eric Tyson is also a good resource. Most of the libraries have this book, you can check your local library. I am currently reading the online version.
by parsi1
Thu Apr 30, 2015 9:08 am
Forum: Investing - Help with Personal Investments
Topic: LifeStrategy Moderate Growth vs Separate funds
Replies: 51
Views: 8262

Re: LifeStrategy Moderate Growth vs Separate funds

Since I started this thread, my own portfolio has outpaced the LifeStrategy fund this year by about 0.75% which I think is significant. However, that extra appears to be simply from a larger weight to international equities than the Vanguard fund even though total equities is about the same. That i...
by parsi1
Mon Mar 30, 2015 10:31 am
Forum: Investing - Help with Personal Investments
Topic: If you had 1 [investing] book to recommend...
Replies: 51
Views: 6734

Re: If you had 1 [investing] book to recommend...

anil686 wrote:+1 for the Little Book of Common Sense Investing by Bogle - short and very well written and tells you all you need to know to start off...


+1 and after reading this book look for the "the three fund portfolio" on this forum by Mr. Taylor Larimore and read the post.
by parsi1
Thu Mar 26, 2015 10:46 am
Forum: Investing - Theory, News & General
Topic: Wise move to move some $ to cash before bear market?
Replies: 134
Views: 17873

Re: Wise move to move some $ to cash before bear market?

What I have done in the past that seems to be beneficial is to increase your 401K contribution when there is a market correction and then reset is back when the market starts rising. I couldn’t do it too long because of the expenses but for just a couple of month maybe. I will do the same when the b...
by parsi1
Thu Mar 12, 2015 8:27 am
Forum: Personal Consumer Issues
Topic: Will you buy an Apple Watch?
Replies: 456
Views: 46035

Re: Will you buy an Apple Watch?

LadyGeek wrote:Please stay on-topic, which is buying an Apple watch.

OS wars - Linux / Windows / OS-X / Android / iOS, etc. are off-topic.


Ms. LadyGeek Actually the reply from AdamP was very informative and I enjoyed reading it. At the end he did say that he wouldn’t buy apple watch.
by parsi1
Tue Mar 10, 2015 5:37 pm
Forum: Investing - Theory, News & General
Topic: If you could send an investment message 10 years in the past
Replies: 62
Views: 5909

Re: If you could send an investment message 10 years in the

1. Increase 401K contribution in 2008
2. warn people about a guy named Madoff
by parsi1
Tue Mar 10, 2015 11:45 am
Forum: Personal Consumer Issues
Topic: Will you buy an Apple Watch?
Replies: 456
Views: 46035

Re: Will you buy an Apple Watch?

There will be fake ones pretty soon. I may consider a fake one for under $25. The max I have paid for a watch was $18 from Walmart.
by parsi1
Mon Mar 09, 2015 1:52 pm
Forum: Personal Consumer Issues
Topic: Home workouts and motivation
Replies: 60
Views: 4496

Re: Home workouts and motivation

Sorry I haven’t read all the posts, but there are a ton of Youtube videos about workouts. Before purchasing any DVDs you may want to check Youtube.
I like to walk outside with two 6lb dumbbells for an hour. My goal is to increase it to 10lbs.
by parsi1
Thu Feb 26, 2015 2:00 pm
Forum: Investing - Theory, News & General
Topic: International increase in Target Retirement & LifeStrategy
Replies: 235
Views: 31318

Re: International increase in Target Retirement & LifeStrate

I agree with nedsaid that at least part of the reason for this shift is relative valuations particularly in US versus INTL equity markets. The US has been in an exuberant 5+ year bull market and US stocks are generously priced on a fundamental basis relative to DM and especially EM. The increased r...
by parsi1
Thu Feb 26, 2015 9:39 am
Forum: Investing - Theory, News & General
Topic: International increase in Target Retirement & LifeStrategy
Replies: 235
Views: 31318

Re: International increase in Target Retirement & LifeStrate

I guess Vanguard read Rick Ferri's blog post - https://www.bogleheads.org/forum/viewtopic.php?f=10&t=154400 Interesting article from Mr. Ferri, thanks for the link. In this case, I will hold my judgment until I read more about this subject on this site. I am sure there will be a lot more commen...
by parsi1
Thu Feb 26, 2015 9:14 am
Forum: Investing - Theory, News & General
Topic: International increase in Target Retirement & LifeStrategy
Replies: 235
Views: 31318

Re: International increase in Target Retirement & LifeStrate

I don't like it, I am in TR2020 with this change my expose to international stocks will increase by 5.5% to 23.5% and my US exposure to stocks will reduce by 5.5% to 36.5%. It might be time to change plans and move 3-fund portfolio.
by parsi1
Tue Feb 24, 2015 11:26 am
Forum: Investing - Theory, News & General
Topic: Buy and Hold Forever Stocks
Replies: 101
Views: 11804

Re: Buy and Hold Forever Stocks

I swore off individual stocks during the period '08-'09, for reasons you can probably conjure up in your head without prompting from me. ++1 I gave up on trading individual stocks during the 2000 to 2002 tech bubble. Now all I have is 401K and Roth that I try to max out every year. Why not buy and ...
by parsi1
Sun Feb 22, 2015 9:40 am
Forum: Personal Finance (Not Investing)
Topic: End of Life for a Friend of Mine....a couple weeks ago....
Replies: 41
Views: 5242

Re: End of Life for a Friend of Mine....a couple weeks ago..

you brought tears to my eyes.
sorry for your loss, but more than that sorry and sad for his family to witness such a tragedy.

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