Search found 273 matches

by pablolo
Thu Aug 10, 2017 6:53 pm
Forum: Personal Consumer Issues
Topic: Trip Cancellation Insurance.
Replies: 37
Views: 2690

Re: Trip Cancellation Insurance.

We are driving to Florida in February and rented a house for 7 weeks thru VRBO (home away) for for $7400. This is covered 100% until nov.30 after November 30 we want to get trip cancellation insurance for peace of mind. We don't need health insurance.
by pablolo
Thu Aug 10, 2017 9:33 am
Forum: Personal Consumer Issues
Topic: Trip Cancellation Insurance.
Replies: 37
Views: 2690

Trip Cancellation Insurance.

We recently booked a 7 week vacation through homeaway. Home away offers trip insurance . AAA does too and we are wondering if any credit cards offer it too.BH travelers,. What do you use?
by pablolo
Mon Jul 24, 2017 10:52 pm
Forum: Investing - Help with Personal Investments
Topic: Low cost Roth IRA contribution
Replies: 13
Views: 939

Re: Low cost Roth IRA contribution

Schwab requires 1k minimum to open Roth IRA,but will waive it if investor agrees to sign up for automatic monthly contributions of $100
by pablolo
Sun Jul 23, 2017 4:26 pm
Forum: Investing - Help with Personal Investments
Topic: Low cost Roth IRA contribution
Replies: 13
Views: 939

Re: Low cost Roth IRA contribution

Thanks for the suggestions. Vanguard looks very promising for someone starting out and no inactivity fee.
by pablolo
Sun Jul 23, 2017 2:57 pm
Forum: Investing - Help with Personal Investments
Topic: Low cost Roth IRA contribution
Replies: 13
Views: 939

Low cost Roth IRA contribution

Which mutual fund companies offer low cost amounts for a working 18 year old to start a new Roth IRA?
by pablolo
Mon Jul 03, 2017 12:28 pm
Forum: Personal Finance (Not Investing)
Topic: Buy health insurance for one week in Cancun?
Replies: 12
Views: 1321

Buy health insurance for one week in Cancun?

Going to Cancun, Mexico for 1 week after Thanksgiving. Medicare doesn't cover international locations. My back up federal health insurance plan (apwu---cigna) covers me but they said I may have to pay and then get reimbursed. Should I buy a separate one week policy in case of a major health issue? T...
by pablolo
Tue Jun 27, 2017 9:56 am
Forum: Personal Consumer Issues
Topic: Pet insurance
Replies: 10
Views: 890

Pet insurance

Does anybody use canine insurance? Pros? Cons? Anyone have nationwide pet insurance?
by pablolo
Mon Jun 19, 2017 3:41 pm
Forum: Investing - Theory, News & General
Topic: Problem with SavingsBonds.com
Replies: 8
Views: 1148

savings bonds. com

still no update regarding SavingsBonds.com website.
by pablolo
Sun Jun 04, 2017 2:32 pm
Forum: Investing - Theory, News & General
Topic: Problem with SavingsBonds.com
Replies: 8
Views: 1148

Re: Problem with SavingsBonds.com

They keep track of my paper ee bonds and each month update the new value of bonds and color code bonds so l know which bonds to redeem and not lose any interest.
by pablolo
Sun Jun 04, 2017 1:17 pm
Forum: Investing - Theory, News & General
Topic: Problem with SavingsBonds.com
Replies: 8
Views: 1148

Re: Problem with SavingsBonds.com

Thanks for the update. I can't even find their phone number.
by pablolo
Sun Jun 04, 2017 1:07 pm
Forum: Investing - Theory, News & General
Topic: Problem with SavingsBonds.com
Replies: 8
Views: 1148

Problem with SavingsBonds.com

I am unable to link to savingsbonds.com this month . Anyone else having issues?
by pablolo
Wed May 17, 2017 4:30 pm
Forum: Personal Finance (Not Investing)
Topic: Capital One 360 $200 bonus (and now $300 checking bonus)
Replies: 217
Views: 26797

Re: Capital One 360 $200 bonus

I had an account 15 years or so ago with orange something savings or checking so I did not qualify.
by pablolo
Wed Apr 26, 2017 10:09 am
Forum: Personal Finance (Not Investing)
Topic: grandparent college loan options
Replies: 16
Views: 1165

Re: grandparent college loan options

great ideas. I just remembered I have some 25 year old ee saving bonds. if used for education they are tax free. what websites can lead me to find unclaimed scholarships? book?
by pablolo
Wed Apr 26, 2017 9:27 am
Forum: Personal Finance (Not Investing)
Topic: grandparent college loan options
Replies: 16
Views: 1165

grandparent college loan options

hello. one grandchild will start her freshman year full time this fall. I have a small 529 plan to help. are there any decent low interst rate loans that I could apply for to supplement the 529 plan? thank you
by pablolo
Fri Apr 07, 2017 4:51 pm
Forum: Personal Consumer Issues
Topic: Best deals using restaurant apps
Replies: 4
Views: 756

Best deals using restaurant apps

I have a McDonald's app and after I buy five McCafes I get a free one any size. So I buy 5 $1 coffees and get a free $3 McCafe. Do you bogleheads know of other deals (Starbucks,etc) that rewards you with deals similar to Mickey D?
by pablolo
Sat Apr 01, 2017 9:47 am
Forum: Personal Consumer Issues
Topic: Master directory [for important documents]
Replies: 8
Views: 779

Re: Master directory

prudent,yes fidsafe fits the bill. do you have to have an account at fidelity to use it? I just want simplicity. least amount of pages to fill in pertaining to what should go into estate planning documents. what about digitized ? thank you
by pablolo
Sat Apr 01, 2017 7:45 am
Forum: Personal Consumer Issues
Topic: Master directory [for important documents]
Replies: 8
Views: 779

Re: Master directory

I wish to organize all my estate planning documents onto a few pages to fill in the information and to digitize it also for my heirs
by pablolo
Sat Apr 01, 2017 5:58 am
Forum: Personal Consumer Issues
Topic: Master directory [for important documents]
Replies: 8
Views: 779

Master directory [for important documents]

Is there a website or link that I can use to group together all my important financial, legal documents ?
by pablolo
Wed Mar 29, 2017 5:38 pm
Forum: Personal Consumer Issues
Topic: quickest or best way to learn Spanish?
Replies: 39
Views: 3502

Re: quickest or best way to learn Spanish?

Go to a Spanish speaking country for total immersion. Also,watch bilingual programs. Mucha suerte
by pablolo
Fri Mar 17, 2017 1:52 pm
Forum: Personal Consumer Issues
Topic: help with my printer problem
Replies: 30
Views: 2511

Re: help with my printer problem

Is the $49.99 brother black laser jet printer compatible with Windows 10 and my 2 year old Dell Inspiron small desktop 3646?
by pablolo
Wed Mar 08, 2017 2:17 pm
Forum: Personal Consumer Issues
Topic: help with my printer problem
Replies: 30
Views: 2511

Re: help with my printer problem

I use only the black inkjet cartridge. I called Hewlett-Packard and they said I need a new printer. Recommend ED the. HP ND. Wired. It's $59.99 on sale this week at Best buy.
by pablolo
Wed Mar 08, 2017 11:36 am
Forum: Personal Consumer Issues
Topic: help with my printer problem
Replies: 30
Views: 2511

help with my printer problem

I have a 15 year old hp 300 desk series printerthat is not printing. I ran the diagnostics and it saidusb composite device is an older usb device and might not work with usb3.0 I am not very tech savvy. should I buy a 3.0 usb cable or just buy a new hp printer for $59 at best buy.? I seldom use it ....
by pablolo
Thu Feb 16, 2017 12:42 pm
Forum: Personal Consumer Issues
Topic: Discount travel specials
Replies: 0
Views: 273

Discount travel specials

Are there any websites that offer last minute travel discount deals with flight ,hotel or packages? Thank you
by pablolo
Tue Feb 14, 2017 1:53 pm
Forum: Investing - Help with Personal Investments
Topic: Parents variable annuity 1035 to vanguard
Replies: 8
Views: 858

Re: Parents variable annuity 1035 to vanguard

I am not the OP,but I am curious to know if there are any variable annuities with an. Without the secure income rider glwb that have lower fees than vanguard?
by pablolo
Tue Feb 14, 2017 10:56 am
Forum: Investing - Help with Personal Investments
Topic: Schwab
Replies: 15
Views: 1255

Re: Schwab

I wish to keep Wellesley and short term investment grade bond fund.
by pablolo
Tue Feb 14, 2017 10:45 am
Forum: Investing - Help with Personal Investments
Topic: Schwab
Replies: 15
Views: 1255

Re: Schwab

My Tira is with vanguard.
by pablolo
Tue Feb 14, 2017 10:08 am
Forum: Investing - Help with Personal Investments
Topic: Schwab
Replies: 15
Views: 1255

Re: Schwab

TD ameritrade and fidelity is 15 miles away. Main reason is simplicity for heirs down the road and service
by pablolo
Tue Feb 14, 2017 9:57 am
Forum: Investing - Help with Personal Investments
Topic: Schwab
Replies: 15
Views: 1255

Schwab

I spoke with Schwab yesterday about rolling over my Tira to them. They said I could keep the 2 funds but the funds would be investor share not admiral one fund will go up from .15to .22 and the other would double from .10 to.20.there would be no other fees. Does that seem reasonable. I am considerin...
by pablolo
Sun Feb 12, 2017 2:42 pm
Forum: Investing - Theory, News & General
Topic: Charles Schwab Experiences?
Replies: 68
Views: 8095

Re: Charles Schwab Experiences?

What does it cost to buy vanguard etf s at Schwab?
by pablolo
Sat Feb 11, 2017 11:24 am
Forum: Personal Finance (Not Investing)
Topic: santander bank bonus
Replies: 14
Views: 2270

Re: santander bank bonus

According to doctor of credit this offer is available nationwide. So I believe that means it is not a targeted offer
by pablolo
Fri Feb 10, 2017 6:15 pm
Forum: Personal Finance (Not Investing)
Topic: santander bank bonus
Replies: 14
Views: 2270

Re: santander bank bonus

I went to bank today.and signed up easy process. Brought the promotion coupon . Thanks
by pablolo
Thu Feb 09, 2017 10:05 pm
Forum: Personal Finance (Not Investing)
Topic: santander bank bonus
Replies: 14
Views: 2270

santander bank bonus

Has anybody signed up for the new Santander bank bonus?
by pablolo
Fri Nov 25, 2016 2:41 pm
Forum: Personal Finance (Not Investing)
Topic: Consumer credit help
Replies: 4
Views: 433

Re: Consumer credit help

Yes. That is it. Thanks so much
by pablolo
Fri Nov 25, 2016 2:36 pm
Forum: Personal Finance (Not Investing)
Topic: Consumer credit help
Replies: 4
Views: 433

Re: Consumer credit help

No this is counseling for small debt issues. I can't recall the name.
by pablolo
Fri Nov 25, 2016 2:19 pm
Forum: Personal Finance (Not Investing)
Topic: Consumer credit help
Replies: 4
Views: 433

Consumer credit help

What agency/website can people who have consumer debt issues go to for help.? Thank you
by pablolo
Wed Nov 16, 2016 8:26 pm
Forum: Personal Finance (Not Investing)
Topic: Tax credit question
Replies: 6
Views: 748

Re: Tax credit question

Cost of the windows alone are $ 700 .yes they are energy Star
by pablolo
Wed Nov 16, 2016 3:58 pm
Forum: Personal Finance (Not Investing)
Topic: Tax credit question
Replies: 6
Views: 748

Re: Tax credit question

:sharebeer So the $200 non refundable tax credit will be deducted from my tax liability. Thank you
by pablolo
Wed Nov 16, 2016 11:46 am
Forum: Personal Finance (Not Investing)
Topic: Tax credit question
Replies: 6
Views: 748

Tax credit question

I am eligible for a $1350 tax credit in 2016 because I had energy efficient Windows installed. So will I get $1350 back next year on my taxes. If I do then it is free money because it cost me 0 to install these windows. Is my thinking correct?
by pablolo
Mon Oct 17, 2016 3:50 pm
Forum: Investing - Help with Personal Investments
Topic: Rmd [Required Minimum Distribution - how often taken?]
Replies: 12
Views: 1560

Re: Rmd

Rudy,when you reinvest you mean into an outside taxable account,correct? Can you amplify on qualified charitable distributions? Thanks
by pablolo
Mon Oct 17, 2016 3:46 pm
Forum: Investing - Help with Personal Investments
Topic: Rmd [Required Minimum Distribution - how often taken?]
Replies: 12
Views: 1560

Re: Rmd

RudyS wrote:Depends on whether you will use(spend) the RMD or reinvest it. I take mine late in the year as a lump because I reinvest it, and this way the money in the IRA (supposedly) keeps growing till I take the RMD. Off topic, but don't forget the qualified charitable distributions.
by pablolo
Mon Oct 17, 2016 3:25 pm
Forum: Investing - Help with Personal Investments
Topic: Rmd [Required Minimum Distribution - how often taken?]
Replies: 12
Views: 1560

Rmd [Required Minimum Distribution - how often taken?]

How do bogleheads take their rmds Lump sum, monthly . quarterly or semiannually?
by pablolo
Thu Oct 06, 2016 4:35 pm
Forum: Personal Finance (Not Investing)
Topic: Math problem
Replies: 17
Views: 1386

Re: Math problem

How can it last forever if more money is withdrawn than earned each year.
by pablolo
Thu Oct 06, 2016 4:21 pm
Forum: Personal Finance (Not Investing)
Topic: Math problem
Replies: 17
Views: 1386

Math problem

How long will 119k that earn s 3℅ a year and 5℅ is withdrawn a year last? Can somebody please show annual balances ? Thanks
by pablolo
Thu Sep 15, 2016 10:20 pm
Forum: Personal Finance (Not Investing)
Topic: Taxation of a non qualified Annuity
Replies: 9
Views: 1091

Re: Taxation of a non qualified Annuity

I get it. Thanks again for helping me.
by pablolo
Thu Sep 15, 2016 8:11 pm
Forum: Personal Finance (Not Investing)
Topic: Taxation of a non qualified Annuity
Replies: 9
Views: 1091

Re: Taxation of a non qualified Annuity

Mel,my understanding is taking withdrawal s from a va that is non qualified will result in part of the withdrawal will be non taxable.
by pablolo
Thu Sep 15, 2016 4:39 pm
Forum: Personal Finance (Not Investing)
Topic: Taxation of a non qualified Annuity
Replies: 9
Views: 1091

Re: Taxation of a non qualified Annuity

NuiThanks. So the only ways to enjoy some favorable tax benefit are to annuitize or do a 1035 exchange to a variable annuity?
by pablolo
Tue Aug 02, 2016 12:42 pm
Forum: Personal Consumer Issues
Topic: Southwest international vacation packages
Replies: 0
Views: 752

Southwest international vacation packages

We have some Southwest loyalty points.. has any boglehead traveler ever used this program for international travel packages and what were your experiences in your destinations? Ty
by pablolo
Tue Jul 26, 2016 4:46 pm
Forum: Personal Consumer Issues
Topic: Vacationing in the Caribbean
Replies: 26
Views: 3167

Re: Vacationing in the Caribbean

Taylor and others, thank you for your very interesting and informative replies. I hope more people respond.
by pablolo
Sun Jul 24, 2016 2:59 pm
Forum: Personal Consumer Issues
Topic: Vacationing in the Caribbean
Replies: 26
Views: 3167

Vacationing in the Caribbean

Never been to Caribbean. For those who have what were your favorite destinations? We are 2 seniors who love quiet beaches..
by pablolo
Tue Jul 19, 2016 12:03 pm
Forum: Personal Consumer Issues
Topic: Microsoft's latest "force Win10" tactic?
Replies: 22
Views: 2875

Re: Microsoft's latest "force Win10" tactic?

im trying to upgrade to windows 10 from windows 7 and and nothing happens. it keeps going in circles. second day with this dance.