Search found 112 matches

by oinkyboinky
Mon Apr 16, 2018 9:07 pm
Forum: Personal Finance (Not Investing)
Topic: Use 25k From Brokerage Account For Investment Property?
Replies: 29
Views: 2346

Re: Use 25k From Brokerage Account For Investment Property?

Who would ever rent a house for $2k/mo when they could buy one for $700/mo? No one. Considering they could likely rent the $160,000 house next door for half what OP is wanting. As noted, I'm not necessarily "asking" for that much, but rather using it as an example and trying to figure out if it's r...
by oinkyboinky
Sun Apr 15, 2018 8:00 pm
Forum: Personal Finance (Not Investing)
Topic: Use 25k From Brokerage Account For Investment Property?
Replies: 29
Views: 2346

Re: Use 25k From Brokerage Account For Investment Property?

That model seems pretty optimistic to me: (1) No vacancy/credit allowance; (2) PITI seems low, you sure about the property tax? Where's umbrella insurance? (3) $2,000/mo rent for a $160k house?; (4) no maintenance allowance. I'd sharpen that pencil a bit, figure out what the numbers really are--not...
by oinkyboinky
Sun Apr 15, 2018 7:49 pm
Forum: Personal Finance (Not Investing)
Topic: Use 25k From Brokerage Account For Investment Property?
Replies: 29
Views: 2346

Re: Use 25k From Brokerage Account For Investment Property?

Who would ever rent a house for $2k/mo when they could buy one for $700/mo? Somebody who didn't have the down payment or who didn't want to buy a house. Looks like $2k is pretty high rent for a 3/2 in that ZIP code. Agreed. I found this site which is pretty interesting: http://www.noradarealestate....
by oinkyboinky
Sun Apr 15, 2018 2:15 pm
Forum: Investing - Help with Personal Investments
Topic: Reinvest Dividends
Replies: 6
Views: 636

Re: Reinvest Dividends

For the retirement accounts, what would you do as an alternative to reinvesting dividends? You can’t take dividends out of the accounts without paying taxes and a penalty. So you have to either reinvest in the same funds or move the money to another fund in the account. Excellent point. I was hopin...
by oinkyboinky
Sun Apr 15, 2018 2:15 pm
Forum: Investing - Help with Personal Investments
Topic: Reinvest Dividends
Replies: 6
Views: 636

Re: Reinvest Dividends

I think it’s a good idea in accounts like a 401k or IRA, but some people don’t auto-reinvest their dividends in taxable accounts because it can be a pain come tax time and instead siphon it to a money market account. Since you only have the one fund in your taxable, it shouldn’t be a big deal to au...
by oinkyboinky
Sun Apr 15, 2018 2:03 pm
Forum: Personal Finance (Not Investing)
Topic: Use 25k From Brokerage Account For Investment Property?
Replies: 29
Views: 2346

Re: Use 25k From Brokerage Account For Investment Property?

I don't know if anyone can analyze your numbers in a market defined as "Houston or Florida". Also we don't know anything else about you. Is 25k your entire taxable account? Or do you have 250k? Great question! 25k is indeed my entire taxable account. However, I do have 401k, Roth IRA, and IRA with ...
by oinkyboinky
Sun Apr 15, 2018 2:02 pm
Forum: Personal Finance (Not Investing)
Topic: Use 25k From Brokerage Account For Investment Property?
Replies: 29
Views: 2346

Re: Use 25k From Brokerage Account For Investment Property?

Pajamas wrote:
Sun Apr 15, 2018 1:49 pm
Sounds like an excellent rate of return on a $25k investment, so maybe you should buy two or three. :D
Well, that's what I'm thinking, but just want to ensure the numbers are right and see what other people think :)
by oinkyboinky
Sun Apr 15, 2018 1:47 pm
Forum: Personal Finance (Not Investing)
Topic: Use 25k From Brokerage Account For Investment Property?
Replies: 29
Views: 2346

Use 25k From Brokerage Account For Investment Property?

I'm debating whether it's a good idea to use 25k from a brokerage (taxable) account to purchase an investment property in, say, Houston or Florida. Let’s use this home as an example: https://www.zillow.com/homedetails/11827-Jelicoe-Dr-HOUSTON-TX-77047/97606406_zpid Sales Price: 159,500 Down Payment:...
by oinkyboinky
Sun Apr 15, 2018 1:44 pm
Forum: Investing - Help with Personal Investments
Topic: Reinvest Dividends
Replies: 6
Views: 636

Reinvest Dividends

I have a general question, but will post my specific account status and ask in relation to that as well: Q: is it usually a good idea to re-invest dividends by default on all accounts? Does the answer change with these allocations\info? The main focus is the retirement\brokerage accounts: Thank you ...
by oinkyboinky
Sat Apr 14, 2018 9:44 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Evaluation & Advice
Replies: 11
Views: 1020

Re: Portfolio Evaluation & Advice

SandraBumble wrote:
Mon Apr 09, 2018 2:28 pm
I'll be interested to hear what you decide about the worth of buying a rental property and using a property manager. I've also been considering this.
What do you think about the above?

Also bumping for more opinions.

Any help/thoughts are appreciated!
by oinkyboinky
Wed Apr 11, 2018 1:17 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Evaluation & Advice
Replies: 11
Views: 1020

Re: Portfolio Evaluation & Advice

I'll be interested to hear what you decide about the worth of buying a rental property and using a property manager. I've also been considering this. let’s use this home as an example: https://www.zillow.com/homedetails/11827-Jelicoe-Dr-HOUSTON-TX-77047/97606406_zpid Sales Price: 159,500 Down Payme...
by oinkyboinky
Mon Apr 09, 2018 8:31 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Evaluation & Advice
Replies: 11
Views: 1020

Re: Portfolio Evaluation & Advice

While I don’t see anything inherently wrong with your high equity stake, it’s a risk. If you haven’t been through a significant bear market before, you run a higher risk of making a behavioral mistake (such as deciding to “cut your losses” by selling the stocks). This is a good point. While I don't...
by oinkyboinky
Mon Apr 09, 2018 2:13 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Evaluation & Advice
Replies: 11
Views: 1020

Re: Portfolio Evaluation & Advice

As long as you understand your risk tolerance, I don't see anything wrong with 90/10. 80/20 is fine as well. But what is better for a long term horizon (30+ years)? Isn't it better to go for 90/10 or 95/5 to start with? I'm lazy, and never wanted to work hard enough to be a property manager. If you...
by oinkyboinky
Mon Apr 09, 2018 2:10 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Evaluation & Advice
Replies: 11
Views: 1020

Re: Portfolio Evaluation & Advice

If that's a fixed rate, keep it, make the minimum payments on the 15 year loan. Good rate (if fixed), and a 15-year is already going to result in a lot of each payment going to pay down the principal and build equity. It's fixed. How would you manage it? Would it be nearby? I live in CA, so there's...
by oinkyboinky
Mon Apr 09, 2018 12:39 am
Forum: Investing - Help with Personal Investments
Topic: Portfolio Evaluation & Advice
Replies: 11
Views: 1020

Portfolio Evaluation & Advice

Main accounts: Cash - $7,000 401k\IRA - VTSAX (Vanguard Total Stock Market) - $48,000 Roth IRA - VTIAX (Vanguard Total International Stock Market) -$20,000 Taxable -VTSAX (Vanguard Total Stock Market Index Fund ) - $23,000 Crypto (Ethereum) - $3,000 Total: $102,458 2018 investment plan (per month):...
by oinkyboinky
Sun Feb 25, 2018 3:01 pm
Forum: Investing - Theory, News & General
Topic: Stock/Bond Ratio Determines Risk: Flawed Thesis?
Replies: 34
Views: 2656

Stock/Bond Ratio Determines Risk: Flawed Thesis?

After finding Bogleheads, I modeled my own portfolio after the three fund portfolio (https://www.bogleheads.org/wiki/Three-fund_portfolio). A main principle of such a portfolio is to hold a certain % of stocks and a certain % of bonds, and then modify this allocation over time to decrease risk when ...
by oinkyboinky
Mon Nov 27, 2017 9:50 pm
Forum: Investing - Help with Personal Investments
Topic: Best Fund for Taxable Account
Replies: 19
Views: 2969

Re: Best Fund for Taxable Account

what i think doesn't matter, and no one who owns crypto is going to do otherwise because of anything that i have to say. The die-hard, adamant believers in crypto probably would not change their holdings in crypto because of what you say, but one who was on the fence when they bought it and is now ...
by oinkyboinky
Sun Nov 26, 2017 3:57 pm
Forum: Investing - Help with Personal Investments
Topic: Extra Mortgage Payments
Replies: 5
Views: 994

Re: Extra Mortgage Payments

Maybe you know this already but your rate is rather high for a 15 year note. It should be closer to 3%. Can you put 20% down and get a conforming loan? If not I would prioritize getting to 20% equity and do a refi while rates are low. I personally am not in the "pay your mortgage off early" camp as...
by oinkyboinky
Sun Nov 26, 2017 2:17 pm
Forum: Investing - Help with Personal Investments
Topic: Extra Mortgage Payments
Replies: 5
Views: 994

Extra Mortgage Payments

I will soon have a mortgage payment (per month) as follows: Purchase Price: $295,000, 5% down ($14,750) Principal and Interest: $2,072 Home Insurance: $21 Property Taxes: $214 Interest Rate: 3.99% Length: 15 years Question: According to mortgage calculators, I can save around $32,000 in interest by ...
by oinkyboinky
Sun Nov 26, 2017 12:31 pm
Forum: Investing - Help with Personal Investments
Topic: Interesting ride so far - Crypto-curriencies
Replies: 112
Views: 9457

Re: Interesting ride so far - Crypto-curriencies

Sell! Sell! Sell! No sir! There is a lot more money to be made! Cryptocurrencies are extremely risky. As long as you are prepared to lose it all, and do not depend on this money for anything, and have a stomach of steel, then proceed — with caution. I think cryptocurrencies are very cool and I do t...
by oinkyboinky
Sun Nov 26, 2017 12:28 pm
Forum: Investing - Help with Personal Investments
Topic: Interesting ride so far - Crypto-curriencies
Replies: 112
Views: 9457

Re: Interesting ride so far - Crypto-curriencies

I see the word here used as an "investment". Holding cryto-curriencies is not an "investment", it is "speculation". I believe it is dangerous to confuse the two. Do not confuse speculation with investments and not change your investment plan, it could be harmful to your future. This is only true on...
by oinkyboinky
Sun Nov 26, 2017 12:25 pm
Forum: Investing - Help with Personal Investments
Topic: Move Portion of Fund from Roth IRA to Taxable Account
Replies: 7
Views: 624

Re: Move Portion of Fund from Roth IRA to Taxable Account

Those Roth dollars are the most valuable dollars you have since taxes have already been paid on them AND they can continue to grow tax-free. You can exchange them for something else in your Roth, but do not remove them until you need the money AND are over 59.5. (See my signature line.) Minimizing ...
by oinkyboinky
Sun Nov 26, 2017 12:21 pm
Forum: Investing - Help with Personal Investments
Topic: Best Fund for Taxable Account
Replies: 19
Views: 2969

Re: Best Fund for Taxable Account

$5k in a portfolio that size is not small for such a pure speculation trade. It's your money and no one here cares what you do with it. You wont get much advice in the way of speculative currency trades on BH forum. Try Reddit. I actually reduced my position from 5% to 2.5% bc of your post. I agree...
by oinkyboinky
Sat Nov 25, 2017 11:04 pm
Forum: Investing - Help with Personal Investments
Topic: Move Portion of Fund from Roth IRA to Taxable Account
Replies: 7
Views: 624

Re: Move Portion of Fund from Roth IRA to Taxable Account

gostars wrote:
Sat Nov 25, 2017 10:51 pm
Buy VXUS in your taxable. Same low ER as VTIAX without the account shenanigans. Taking money out of your Roth without a very good reason is a Bad Idea™. Saving a few BP for a year until you get into Admiral territory is not worth what you'd lose in tax-free gains down the line.
Gotcha, thank you!
by oinkyboinky
Sat Nov 25, 2017 10:09 pm
Forum: Investing - Help with Personal Investments
Topic: Move Portion of Fund from Roth IRA to Taxable Account
Replies: 7
Views: 624

Move Portion of Fund from Roth IRA to Taxable Account

I currently have $18,994 of VTIAX in my Roth IRA. My investment plan for 2018 is to max out 401k, Roth IRA, etc., and to start adding to my taxable account. Seems like the best fund for the taxable account is VTIAX. If I simply start purchasing in the taxable account, I will have investor shares (I ...
by oinkyboinky
Sat Nov 25, 2017 10:02 pm
Forum: Investing - Help with Personal Investments
Topic: Best Fund for Taxable Account
Replies: 19
Views: 2969

Re: Best Fund for Taxable Account

This is my opinion so take it or leave it. Can I interrogate you on it instead? :p Unread post by oinkyboinky » Sat Nov 25, 2017 9:04 pm Main accounts: Cash - $43,875 This needs to be invested unless it is your emergency fund then just in a high interest bank account Agreed 401k\IRA - VTSAX (Vangua...
by oinkyboinky
Sat Nov 25, 2017 9:34 pm
Forum: Investing - Help with Personal Investments
Topic: Best Fund for Taxable Account
Replies: 19
Views: 2969

Re: Best Fund for Taxable Account

National and State munis [this one is applicable to California residents]: This one "seeks to provide federally tax-exempt income . . ." Vanguard Intermediate-Term Tax-Exempt: https://personal.vanguard.com/us/funds/snapshot?FundIntExt=INT&FundId=0042&ps_disable_redirect=true This one "seeks to prov...
by oinkyboinky
Sat Nov 25, 2017 8:53 pm
Forum: Investing - Help with Personal Investments
Topic: Best Fund for Taxable Account
Replies: 19
Views: 2969

Re: Best Fund for Taxable Account

For your consideration: Vanguard Total Stock Market Index Fund Vanguard Total International Index Fund Also check these two [if you are looking for state munis]: Vanguard California Long-Term Tax-Exempt Fund Vanguard California Intermediate-Term Tax-Exempt Fund Good luck with your decision, good lu...
by oinkyboinky
Sat Nov 25, 2017 8:52 pm
Forum: Investing - Help with Personal Investments
Topic: Best Fund for Taxable Account
Replies: 19
Views: 2969

Re: Best Fund for Taxable Account

abuss368 wrote:
Sat Nov 25, 2017 8:09 pm
Any of the funds you had listed are fine. I would consider Total Stock and Intermediate Term Tax Exempt.
Thank you for the suggestion.

Can you elaborate why these are good choices and how to decide between them?
by oinkyboinky
Sat Nov 25, 2017 8:50 pm
Forum: Investing - Help with Personal Investments
Topic: Best Fund for Taxable Account
Replies: 19
Views: 2969

Re: Best Fund for Taxable Account

I would remove the cuber currency as this is not investing but pure speculation. I appreciate your comment. If one takes "investing" to mean buying an asset with a certain risk of its value going up or down, then buying crypto currencies is an investment. If we add other conditions such as, "the as...
by oinkyboinky
Sat Nov 25, 2017 8:04 pm
Forum: Investing - Help with Personal Investments
Topic: Best Fund for Taxable Account
Replies: 19
Views: 2969

Best Fund for Taxable Account

Main accounts: Cash - $43,875 401k\IRA - VTSAX (Vanguard Total Stock Market) - $20,619 Roth IRA - VTIAX (Vanguard Total Internation Stock Market) -$18,994.00 Crypto (Ethereum) - $5,013.80 Taxable - $0.00 2018 investment plan (per month): VTSAX - $1,533 VTIAX - $459 Taxable - $500 Crypto - ($300 div...
by oinkyboinky
Sat Nov 11, 2017 1:21 pm
Forum: Personal Finance (Not Investing)
Topic: Home Loan Analysis
Replies: 5
Views: 581

Re: Home Loan Analysis

How is it possible to be putting less than 3% of the purchase price when that's a term of the loan? I was willing to take the high interest rate since they offered a $6,500 credit to cover closing costs. n Asked and answered, as they say on Law and Order. 😉 The down payment, closing costs, and prep...
by oinkyboinky
Sat Nov 11, 2017 1:18 pm
Forum: Personal Finance (Not Investing)
Topic: Home Loan Analysis
Replies: 5
Views: 581

Re: Home Loan Analysis

I personally think including the PMI in the interest rate is a bad deal. You have to refi to get rid of the PMI. That's bad because interest rates may be higher later. If it were regular loan plus PMI you can get the 20% equity and cancel PMI without jeopardizing your interest rate. If rates go eve...
by oinkyboinky
Sat Nov 11, 2017 11:25 am
Forum: Personal Finance (Not Investing)
Topic: Home Loan Analysis
Replies: 5
Views: 581

Home Loan Analysis

Hello, I recently received what appears to be a great loan from Quicken to purchase my first property, but would like some thoughts on it. In particular, will anyone comment on the following? 1. The estimated cash to close ($1,724) (plus the deposit of $6,000 I already put down) is less than the 3% ...
by oinkyboinky
Wed Sep 27, 2017 10:59 pm
Forum: Personal Finance (Not Investing)
Topic: House Loan Recommendation
Replies: 5
Views: 687

Re: House Loan Recommendation

You should be able to qualify for 3.750% or 3.875% with good credit. Do you mean that I should be able to qualify for 3.75% on a 445k loan with only 5% down and PMI\fees "rolled in"? All things considered, even if the PMI\fees are rolled into that higher rate, is it still a pretty good deal? (i.e.,...
by oinkyboinky
Wed Sep 27, 2017 9:21 pm
Forum: Personal Finance (Not Investing)
Topic: House Loan Recommendation
Replies: 5
Views: 687

Re: House Loan Recommendation

You're refi will cost you, so you're not exactly getting $7,500 for free. Other than that, 5% down and no PMI sounds sketchy, but you don't give much else information to go on. JT What makes you say that the refi will cost something? The plan would be do to a no closing cost refinance from somewher...
by oinkyboinky
Wed Sep 27, 2017 8:06 pm
Forum: Personal Finance (Not Investing)
Topic: House Loan Recommendation
Replies: 5
Views: 687

House Loan Recommendation

Scenario: Want to buy 2 bed 2 bath home or condo in Orange County. Plan is to move in and rent out one room, possibly buy another property in 2 years at which time I would rent out both rooms. Got approved for a loan at 445k, 5% down, no points\fees, 4.125% rate\APR, no PMI. Broker claims that a go...
by oinkyboinky
Fri Aug 18, 2017 5:11 pm
Forum: Investing - Help with Personal Investments
Topic: Employer 401k Rollover (Deduction Rules)
Replies: 5
Views: 459

Re: Employer 401k Rollover (Deduction Rules)

If I roll this over to an IRA at Vanguard and subsequently join another company that has a 401k plan, can I deduct the 7k on my taxes that I rolled over since it was initially in a 401k? No. If you are using traditional 401k, the 7k was already subtracted from your taxable income. You don't get to ...
by oinkyboinky
Fri Aug 18, 2017 5:08 pm
Forum: Investing - Help with Personal Investments
Topic: Employer 401k Rollover (Deduction Rules)
Replies: 5
Views: 459

Re: Employer 401k Rollover (Deduction Rules)

A rollover of assets in a 401k plan to an IRA is not an IRA contribution and would not consume any of your IRA contribution space. Assuming your 401k contributions were to Traditional 401k, you already received a deduction. For example if your salary is 60K and you contributed 7K to Traditional 401...
by oinkyboinky
Fri Aug 18, 2017 1:54 pm
Forum: Investing - Help with Personal Investments
Topic: Employer 401k Rollover (Deduction Rules)
Replies: 5
Views: 459

Employer 401k Rollover (Deduction Rules)

I have about 7k in a company 401k, but am leaving the company for a different one. If I roll this over to an IRA at Vanguard and subsequently join another company that has a 401k plan, can I deduct the 7k on my taxes that I rolled over since it was initially in a 401k? I ask because the limit on an ...
by oinkyboinky
Sun Jul 23, 2017 4:22 pm
Forum: Investing - Help with Personal Investments
Topic: 401k Vesting Question
Replies: 2
Views: 306

401k Vesting Question

Suppose the company match on a 401k vests at 25% a year, so after four years one can take all of the match with them when they leave the company. Now, if one leaves the company after 2 years, but does not, for example, roll the 401k over into a Vanguard IRA (but instead leaves it with the brokerage ...
by oinkyboinky
Sun Jun 11, 2017 2:12 pm
Forum: Investing - Help with Personal Investments
Topic: Small, Mid, and Large Cap Allocation Calculation
Replies: 5
Views: 1410

Re: Small, Mid, and Large Cap Allocation Calculation

If you indicate 1. The fund tickers you want to use. 2. The morningstar style box you want i.e. VTI Vanguard Total market or tilt. Let say you want a style box such as. 23 25 23 06 06 06 02 02 02 I will calculate the ratio's for you. I set up a Matlab code to do just that and use it in my 401k CFR ...
by oinkyboinky
Thu Jun 08, 2017 11:04 pm
Forum: Investing - Help with Personal Investments
Topic: Small, Mid, and Large Cap Allocation Calculation
Replies: 5
Views: 1410

Small, Mid, and Large Cap Allocation Calculation

I hold the following funds: 401k - $7,348 T. Rowe Price Equity Index 500 (PREIX) Roth IRA - $17,484 Vanguard Total International Stock Index (VTIAX) IRA - $3,777 Vanguard Intermediate-Term Bond Index Fund (VBIIX) + $13,582 Vanguard 500 Index Fund (VTSAX) = $17,359 Total = $42,191k Questions: 1. How ...
by oinkyboinky
Tue Jun 06, 2017 8:59 am
Forum: Investing - Help with Personal Investments
Topic: Portfolio Evaluation
Replies: 4
Views: 968

Re: Portfolio Evaluation

No. No matter your personal holding period, long-term bonds are riskier than intermediate-term bonds. Nice, thank you. I wouldn't, but if you like the VTWSX current AA of 50% US/50% international (including Canada), then it's fine. One advantage would be the missing mid/small caps that you don't ha...
by oinkyboinky
Mon Jun 05, 2017 1:32 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Evaluation
Replies: 4
Views: 968

Portfolio Evaluation

Emergency - $10,000 Checking\Spending - $20,000 401k - $7,348 T. Rowe Price Equity Index 500 (PREIX) Roth IRA - $17,484 Vanguard Total International Stock Index (VTIAX) IRA - $3,777 Vanguard Intermediate-Term Bond Index Fund (VBIIX) + $13,582 Vanguard 500 Index Fund (VFIAX) = $17,359 Total = $72,19...
by oinkyboinky
Thu Jun 01, 2017 11:50 am
Forum: Investing - Help with Personal Investments
Topic: Accidental Contribution to IRA
Replies: 7
Views: 893

Re: Accidental Contribution to IRA

I'm assuming you are not married? Not to be too nosey but how much do you make (ballpark) because you do not make that much more than the cutoff you can put $18,000 into a employer 401k and possibly get below the cutoff. ~90k, but I only put 4% of that (3,600) into a 401k bc that's all they match a...
by oinkyboinky
Thu Jun 01, 2017 11:23 am
Forum: Investing - Help with Personal Investments
Topic: Accidental Contribution to IRA
Replies: 7
Views: 893

Re: Accidental Contribution to IRA

What are my options here? Can I send that money over to a Roth IRA at Vanguard instead? You have three options: Have Vanguard "recharacterize" the TIRA contribution and earnings to a Roth IRA. You must be under the income limits for direct Roth IRA contributions. You'll have to add an explanation w...
by oinkyboinky
Mon May 29, 2017 2:07 pm
Forum: Investing - Help with Personal Investments
Topic: Accidental Contribution to IRA
Replies: 7
Views: 893

Accidental Contribution to IRA

I contributed ~3,000 to my IRA with Vanguard, not realizing that I can't deduct this from my taxes since I have a retirement plan at work and make more than 72k. I haven't deducted this on taxes yet (since the contribution is for the 2017 year) What are my options here? Can I send that money over to...
by oinkyboinky
Mon Dec 19, 2016 10:13 am
Forum: Personal Finance (Not Investing)
Topic: Closing Credit Cards (Affect on Credit Score)
Replies: 4
Views: 557

Closing Credit Cards (Affect on Credit Score)

According to Credit Karma, "Average Age of Accounts" is a medium impact factor on one's credit score. I'm somewhat in the red on this area with the average age of an account being 4 years 7 months. Age of all cards is below. I'm wondering if closing all cards that haven't been opened more than 5 yea...
by oinkyboinky
Tue Nov 29, 2016 9:17 pm
Forum: Investing - Help with Personal Investments
Topic: Future House Down Payment Location
Replies: 4
Views: 694

Re: Future House Down Payment Location

Thank you for the replies.

Any thoughts on this fund in particular?

http://www.marketwatch.com/investing/stock/bfz

Is it too risky given the time frame?